Transamerica Landmark SM Variable Annuity

Transcription

1 Transamerica Landmark SM Variable Annuity The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance quoted. The annuity value will fluctuate with market conditions so that when surrendered, it may be worth more or less than the total of premium payments. This material gives performance numbers for Transamerica Landmark SM Variable Annuity. Variable annuities are long-term, tax deferred vehicles that offer investment options through subaccounts and insurance features such as annuitization and death benefit options. Investors should consider the investment objectives, risks, charges and expenses of each investment company carefully before investing. Both the contract prospectus and underlying fund prospectus contain this and other information about the investment companies. The contract prospectus and underlying fund prospectus should be read carefully before investing. To request a prospectus be mailed to you call To obtain performance data current to the most recent month-end go to Taxes are due upon distribution of earnings. Distribution of earnings made prior to age 9½ may be subject to a 0% federal tax penalty. Surrender charges may also apply according to the terms of the variable annuity contract. The fees and charges reflected in the performance figures shown may not be specific to your annuity contract and, therefore, not reflect the returns your annuity earned. Some portfolios may not be available to existing annuity owners. Generally, each portfolio has broad risks that apply to all portfolios, such as market risk, as well as specific risks of investing in particular types of portfolios. Investing in certain types of portfolios, such as foreign (non-u.s.) securities or small or mid-cap funds, subjects your annuity to greater risk and volatility than the general market. The risks of a fund may be increased by the use of derivatives, such as futures, options and swaps. Please see the contract prospectus and underlying fund prospectus for the specific risks associated with each subaccount. An investment in the money market subaccount is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although it seeks to preserve the value of your investment at $ per share, it is possible to lose money by investing in the subaccount. Returns reflect performance of the portfolio and subaccounts assuming a single premium payment at inception (date next to name), with the Annual Step-Up death benefit and are net of all asset-based fees, including the daily mortality and expense risk fee and administrative charge equal to.0% annually, 2b- fees (if any) and all other actual portfolio expenses. Annual service charge and maximum surrender charge 8% apply to returns in the With Surrender Charge & Service Charge Deducted column. They do not include charges for other optional riders, or any taxes that may apply at distribution. IF THEY HAD, PERFORMANCE WOULD BE LOWER. Returns prior to the subaccount inception date are hypothetical and reflect performance as if the annuity was available. The figures in the tables may reflect waiver of advisory fees and reimbursement of other expenses. IN THE ABSENCE OF SUCH WAIVERS, THE PERFORMANCE WOULD HAVE BEEN LOWER. Investment option names may vary from their corresponding portfolio names. Please see the contract prospectus for portfolio names. Not Insured by FDIC or Any Federal Government Agency. May Lose Value. Not a Deposit of or Guarantee by Any Bank. TAWLMLPR0092 v7.4 06/06/202

2 Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & service charge deducted as of /0/202 charge deducted as of /0/202 Portfolio to 0 to 0 AllianceBernstein Balanced Wealth Strategy Portfolio - Class B #, 07/0/ AllianceBernstein Growth and Income Portfolio - Class B 0/4/ AllianceBernstein Large Cap Growth Portfolio - Class B, 06/26/ American Funds Asset Allocation Fund - Class 2, 08/0/ American Funds Bond Fund - Class 2, 0/02/ American Funds Growth Fund - Class 2, 02/08/ American Funds Growth-Income Fund - Class 2, 02/08/ American Funds International Fund - Class 2, 0/0/ Fidelity VIP Balanced Portfolio - Service Class 2 0/0/ Fidelity VIP Contrafund Portfolio - Service Class 2 0/0/ Fidelity VIP Equity-Income Portfolio - Service Class 2, 0/09/ Fidelity VIP Growth Portfolio - Service Class 2, 0/09/ Fidelity VIP Mid Cap Portfolio - Service Class 2 2/28/ Fidelity VIP Value Strategies Portfolio - Service Class 2 02/20/ Franklin Income Securities Fund - Class 2, 0/24/ Franklin Templeton VIP Founding Funds Allocation Fund - Class 4,, ± 07/02/ GE Investments Total Return Fund - Class #, 07/0/ Invesco Van Kampen V.I. American Franchise Fund - Series II Shares,, 07/0/ TAWLMLPR v7.4 06/06/202

3 Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & service charge deducted as of /0/202 charge deducted as of /0/202 Portfolio to 0 to 0 Invesco Van Kampen V.I. Value Opportunities Fund - Series II Shares,, Ø 09/0/ Janus Aspen Enterprise Portfolio - Service Shares, 09// Janus Aspen Worldwide Portfolio - Service Shares, 09// MFS New Discovery Series - Service Class, 0/0/ MFS Total Return Series - Service Class, 0/0/ Mutual Shares Securities Fund - Class 2, /08/ TA AEGON High Yield Bond - Service Class, Ŧ 06/0/ TA AEGON Tactical Vanguard ETF - Balanced - Service Class Ŧ, Ω 0/0/ TA AEGON Tactical Vanguard ETF - Conservative -Service Class Ŧ, Δ 0/0/ TA AEGON Tactical Vanguard ETF - Growth - Service Class Ŧ, Φ 0/0/ TA AEGON U.S. Government Securities - Service Class, Ŧ 0// TA AllianceBernstein Dynamic Allocation - Service Class, Ŧ, Ψ 0/0/ TA Asset Allocation - Conservative - Service Class, Ŧ 0/0/ TA Asset Allocation - Growth - Service Class, Ŧ 0/0/ TA Asset Allocation - Moderate - Service Class, Ŧ 0/0/ TA Asset Allocation - Moderate Growth - Service Class, Ŧ 0/0/ TA BlackRock Global Allocation- Service Class Ŧ, π 0/0/ TA BlackRock Large Cap Value - Service Class, Ŧ 0/0/ TAWLMLPR0092 v7.4 06/06/202

4 Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & service charge deducted as of /0/202 charge deducted as of /0/202 Portfolio to 0 to 0 TA BlackRock Tactical Allocation - Service Class Ŧ 0/0/ TA Clarion Global Real Estate Securities- Service Class, Ŧ 0/0/ TA Efficient Markets - Service Class Ŧ /0/ TA Hanlon Income - Service Class Ŧ 0/0/ TA International Moderate Growth - Service Class Ŧ 0/0/ TA Janus Balanced- Service Class Ŧ 07/0/ TA Jennison Growth- Service Class, Ŧ /8/ TA JPMorgan Core Bond - Service Class, Ŧ 0/02/ TA JPMorgan Enhanced Index - Service Class, Ŧ 0/02/ TA JPMorgan Mid Cap Value - Service Class, Ŧ 0/0/ TA JPMorgan Tactical Allocation - Service Class, Ŧ 0/0/ TA Legg Mason Dynamic Allocation - Balanced - Service Class 0/0/ TA Legg Mason Dynamic Allocation - Growth - Service Class 0/0/ TA Market Participation Strategy - Service Class 09/7/ TA MFS International Equity- Service Class, Ŧ 0/02/ TA Morgan Stanley Active International Allocation- Service Class, Ŧ 04/08/ TA Morgan Stanley Capital Growth- Service Class, Ŧ 0/0/ TA Morgan Stanley Mid-Cap Growth- Service Class, Ŧ, Д 0/0/ TA Multi Managed Large Cap Core- Service Class, Ŧ 04/08/ TA Multi-Managed Balanced - Service Class, Ŧ 0/0/ TAWLMLPR v7.4 06/06/202

5 Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & service charge deducted as of /0/202 charge deducted as of /0/202 Portfolio to 0 to 0 TA PIMCO Real Return TIPS - Service Class Ŧ 0/02/ TA PIMCO Tactical - Balanced - Service Class Ŧ, Ж 0/0/ TA PIMCO Tactical - Conservative - Service Class Ŧ, 0/0/ TA PIMCO Tactical - Growth - Service Class Ŧ, 0/0/ TA PIMCO Total Return- Service Class, Ŧ 0/0/ TA Profund UltraBear - Service Class (OAM) Ŧ, 0/0/ TA Systematic Small/Mid Cap Value- Service Class, Ŧ 0/04/ TA T. Rowe Price Small Cap- Service Class, Ŧ 0/0/ TA Vanguard ETF Index - Aggressive Growth - Service Class Ŧ, /9/ TA Vanguard ETF Index - Balanced - Service Class Ŧ, 0/0/ TA Vanguard ETF Index - Conservative - Service Class Ŧ, /9/ TA Vanguard ETF Index - Growth - Service Class Ŧ, Š 0/0/ TA WMC Diversified Growth- Service Class, Ŧ, Ÿ 2// Templeton Foreign Securities Fund - Class 2, 0/0/ Portfolio TA AEGON Money Market - Service Class Ŧ, 7-Day Current Yield 7-Day Effective Yield ly Quarterly ly Quarterly TAWLMLPR0092 v7.4 06/06/202

6 ly Performance Average Annual Total Returns charge deducted as of /0/202 to 0 AllianceBernstein Balanced Wealth Strategy Portfolio - Class B #, /0/ AllianceBernstein Growth and Income Portfolio - Class B 0/0/ AllianceBernstein Large Cap Growth Portfolio - Class B, 0/0/ American Funds Asset Allocation Fund - Class 2, /9/ American Funds Bond Fund - Class 2, /9/ American Funds Growth Fund - Class 2, /9/ American Funds Growth-Income Fund - Class 2, /9/ American Funds International Fund - Class 2, /9/ Fidelity VIP Balanced Portfolio - Service Class 2 0/0/ Fidelity VIP Contrafund Portfolio - Service Class 2 0/0/ Fidelity VIP Equity-Income Portfolio - Service Class 2, 0/0/ Fidelity VIP Growth Portfolio - Service Class 2, 0/0/ Fidelity VIP Mid Cap Portfolio - Service Class 2 0/0/ Fidelity VIP Value Strategies Portfolio - Service Class 2 0/0/ Franklin Income Securities Fund - Class 2, 0/0/ Franklin Templeton VIP Founding Funds Allocation Fund - Class 4,, ± /0/ GE Investments Total Return Fund - Class #, /9/ Invesco Van Kampen V.I. American Franchise Fund - Series II Shares,, 04/27/ Invesco Van Kampen V.I. Value Opportunities Fund - Series II Shares,, Ø 0/0/ Janus Aspen Enterprise Portfolio - Service Shares, 0/09/ Janus Aspen Worldwide Portfolio - Service Shares, 0/09/ MFS New Discovery Series - Service Class, 0/0/ MFS Total Return Series - Service Class, 0/0/ Mutual Shares Securities Fund - Class 2, 0/0/ TA AEGON High Yield Bond - Service Class, Ŧ 06/0/ TA AEGON Tactical Vanguard ETF - Balanced - Service Class Ŧ, Ω 0/02/ TA AEGON Tactical Vanguard ETF - Conservative -Service Class Ŧ, Δ 0/02/ TA AEGON Tactical Vanguard ETF - Growth - Service Class Ŧ, Φ 0/02/ TAWLMLPR v7.4 06/06/202

7 ly Performance Average Annual Total Returns charge deducted as of /0/202 TA AEGON U.S. Government Securities - Service Class, Ŧ 0// TA AllianceBernstein Dynamic Allocation - Service Class, Ŧ, Ψ 0/0/ TA Asset Allocation - Conservative - Service Class, Ŧ 0/0/ TA Asset Allocation - Growth - Service Class, Ŧ 0/0/ to 0 TA Asset Allocation - Moderate - Service Class, Ŧ 0/0/ TA Asset Allocation - Moderate Growth - Service Class, Ŧ 0/0/ TA BlackRock Global Allocation- Service Class Ŧ, π 0/0/ TA BlackRock Large Cap Value - Service Class, Ŧ 0/0/ TA BlackRock Tactical Allocation - Service Class Ŧ 0/0/ TA Clarion Global Real Estate Securities- Service Class, Ŧ 0/0/ TA Efficient Markets - Service Class Ŧ /0/ TA Hanlon Income - Service Class Ŧ TA International Moderate Growth - Service Class Ŧ TA Janus Balanced- Service Class Ŧ /9/ /0/ /9/ TA Jennison Growth- Service Class, Ŧ /8/ TA JPMorgan Core Bond - Service Class, Ŧ 0/02/ TA JPMorgan Enhanced Index - Service Class, Ŧ 0/02/ TA JPMorgan Mid Cap Value - Service Class, Ŧ /9/ TA JPMorgan Tactical Allocation - Service Class, Ŧ 0/02/ TA Legg Mason Dynamic Allocation - Balanced - Service Class 0/0/ TA Legg Mason Dynamic Allocation - Growth - Service Class 0/0/ TA Market Participation Strategy - Service Class 09/7/ TA MFS International Equity- Service Class, Ŧ 0/0/ TA Morgan Stanley Active International Allocation- Service Class, Ŧ 04/08/ TA Morgan Stanley Capital Growth- Service Class, Ŧ 0/0/ TA Morgan Stanley Mid-Cap Growth- Service Class, Ŧ, Д 0/0/ TA Multi Managed Large Cap Core- Service Class, Ŧ 04/08/ TA Multi-Managed Balanced - Service Class, Ŧ 0/0/ TAWLMLPR v7.4 06/06/202

8 ly Performance Average Annual Total Returns charge deducted as of /0/202 to 0 TA PIMCO Real Return TIPS - Service Class Ŧ 0/02/ TA PIMCO Tactical - Balanced - Service Class Ŧ, Ж /9/ TA PIMCO Tactical - Conservative - Service Class Ŧ, /9/ TA PIMCO Tactical - Growth - Service Class Ŧ, /9/ TA PIMCO Total Return- Service Class, Ŧ 0/0/ TA Profund UltraBear - Service Class (OAM) Ŧ, 0/0/ TA Systematic Small/Mid Cap Value- Service Class, Ŧ 0/04/ TA T. Rowe Price Small Cap- Service Class, Ŧ 0/0/ TA Vanguard ETF Index - Aggressive Growth - Service Class Ŧ, /9/ TA Vanguard ETF Index - Balanced - Service Class Ŧ, 0/0/ TA Vanguard ETF Index - Conservative - Service Class Ŧ, /9/ TA Vanguard ETF Index - Growth - Service Class Ŧ, Š 0/0/ TA WMC Diversified Growth- Service Class, Ŧ, Ÿ 0/0/ Templeton Foreign Securities Fund - Class 2, 0/0/ Day Current Yield ly Quarterly 7-Day Effective Yield ly Quarterly TA AEGON Money Market - Service Class Ŧ, TAWLMLPR v7.4 06/06/202

9 Quarterly Performance AllianceBernstein Balanced Wealth Strategy Portfolio - Class B #, AllianceBernstein Growth and Income Portfolio - Class B AllianceBernstein Large Cap Growth Portfolio - Class B, /0/2008 0/0/200 0/0/ Average Annual Total Returns charge deducted as of 09/0/202 to American Funds Asset Allocation Fund - Class 2, /9/ American Funds Bond Fund - Class 2, /9/ American Funds Growth Fund - Class 2, /9/ American Funds Growth-Income Fund - Class 2, /9/ American Funds International Fund - Class 2, /9/ Fidelity VIP Balanced Portfolio - Service Class 2 0/0/ Fidelity VIP Contrafund Portfolio - Service Class 2 0/0/ Fidelity VIP Equity-Income Portfolio - Service Class 2, 0/0/ Fidelity VIP Growth Portfolio - Service Class 2, 0/0/ Fidelity VIP Mid Cap Portfolio - Service Class 2 0/0/ Fidelity VIP Value Strategies Portfolio - Service Class 2 0/0/ Franklin Income Securities Fund - Class 2, Franklin Templeton VIP Founding Funds Allocation Fund - Class 4,, ± 0/0/2007 /0/ GE Investments Total Return Fund - Class #, Invesco Van Kampen V.I. American Franchise Fund - Series II Shares,, Invesco Van Kampen V.I. Value Opportunities Fund - Series II Shares,, Ø /9/ /27/202 0/0/ Janus Aspen Enterprise Portfolio - Service Shares, 0/09/ Janus Aspen Worldwide Portfolio - Service Shares, 0/09/ MFS New Discovery Series - Service Class, 0/0/ MFS Total Return Series - Service Class, 0/0/ Mutual Shares Securities Fund - Class 2, 0/0/ TA AEGON High Yield Bond - Service Class, Ŧ TA AEGON Tactical Vanguard ETF - Balanced - Service Class Ŧ, Ω TA AEGON Tactical Vanguard ETF - Conservative -Service Class Ŧ, Δ TA AEGON Tactical Vanguard ETF - Growth - Service Class Ŧ, Φ 06/0/998 0/02/20 0/02/20 0/02/ TAWLMLPR v7.4 06/06/202

10 Quarterly Performance TA AEGON U.S. Government Securities - Service Class, Ŧ TA AllianceBernstein Dynamic Allocation - Service Class, Ŧ, Ψ 0//994 0/0/ Average Annual Total Returns charge deducted as of 09/0/202 to TA Asset Allocation - Conservative - Service Class, Ŧ 0/0/ TA Asset Allocation - Growth - Service Class, Ŧ 0/0/ TA Asset Allocation - Moderate - Service Class, Ŧ TA Asset Allocation - Moderate Growth - Service Class, Ŧ 0/0/2002 0/0/ TA BlackRock Global Allocation- Service Class Ŧ, π 0/0/ TA BlackRock Large Cap Value - Service Class, Ŧ 0/0/ TA BlackRock Tactical Allocation - Service Class Ŧ TA Clarion Global Real Estate Securities- Service Class, Ŧ 0/0/2009 0/0/ TA Efficient Markets - Service Class Ŧ /0/ TA Hanlon Income - Service Class Ŧ /9/ TA International Moderate Growth - Service Class Ŧ 0/0/ TA Janus Balanced- Service Class Ŧ /9/ TA Jennison Growth- Service Class, Ŧ /8/ TA JPMorgan Core Bond - Service Class, Ŧ 0/02/ TA JPMorgan Enhanced Index - Service Class, Ŧ 0/02/ TA JPMorgan Mid Cap Value - Service Class, Ŧ /9/ TA JPMorgan Tactical Allocation - Service Class, Ŧ TA Legg Mason Dynamic Allocation - Balanced - Service Class TA Legg Mason Dynamic Allocation - Growth - Service Class 0/02/20 0/0/202 0/0/ TA Market Participation Strategy - Service Class 09/7/ TA MFS International Equity- Service Class, Ŧ TA Morgan Stanley Active International Allocation- Service Class, Ŧ 0/0/200 04/08/ TA Morgan Stanley Capital Growth- Service Class, Ŧ TA Morgan Stanley Mid-Cap Growth- Service Class, Ŧ, Д 0/0/2000 0/0/ TA Multi Managed Large Cap Core- Service Class, Ŧ 04/08/ TA Multi-Managed Balanced - Service Class, Ŧ 0/0/ TAWLMLPR v7.4 06/06/202

11 Quarterly Performance Average Annual Total Returns charge deducted as of 09/0/202 to 0 TA PIMCO Real Return TIPS - Service Class Ŧ 0/02/ TA PIMCO Tactical - Balanced - Service Class Ŧ, Ж /9/ TA PIMCO Tactical - Conservative - Service Class Ŧ, /9/ TA PIMCO Tactical - Growth - Service Class Ŧ, /9/ TA PIMCO Total Return- Service Class, Ŧ 0/0/ TA Profund UltraBear - Service Class (OAM) Ŧ, 0/0/ TA Systematic Small/Mid Cap Value- Service Class, Ŧ 0/04/ TA T. Rowe Price Small Cap- Service Class, Ŧ TA Vanguard ETF Index - Aggressive Growth - Service Class Ŧ, 0/0/2000 /9/ TA Vanguard ETF Index - Balanced - Service Class Ŧ, TA Vanguard ETF Index - Conservative - Service Class Ŧ, 0/0/2008 /9/ TA Vanguard ETF Index - Growth - Service Class Ŧ, Š 0/0/ TA WMC Diversified Growth- Service Class, Ŧ, Ÿ 0/0/ Templeton Foreign Securities Fund - Class 2, 0/0/ Day Current Yield ly Quarterly 7-Day Effective Yield ly Quarterly TA AEGON Money Market - Service Class Ŧ, TAWLMLPR0092 v7.4 06/06/202

12 - Returns for the period prior to the inception of this class of share with 2b- fee are based on historical returns for a class of shares without a 2b- fee, adjusted as if the 2b- fee had been in effect since the inception date. - The seven-day yield refers to the annualized income generated by an investment in the subaccount over a specified seven-day period. For the effective yield, the income earned by an investment in the subaccount is assumed to be reinvested. The yield calculation does not reflect the deduction of surrender charges. See the Prospectus and Statement of Additional Information for further details regarding calculations of yields. Ψ - Performance prior to August 6, 200 reflects the performance of the Transamerica Convertible Securities VP fund. π - Returns reflect the deduction of an annual fund facilitation fee of 0.0%. - This subaccount is only applicable when the Retirement Income Choice.2 rider is chosen and the Open Allocation Option is utilized. The returns do not reflect the deduction of the Retirement Income Choice.2 rider fee. Only the insurance company can transfer assets in and out of this subaccount. ± - Returns reflect the deduction of an annual fund facilitation fee of 0.%. # - Returns reflect the deduction of an annual fund facilitation fee of 0.20%. - Returns reflect the deduction of an annual fund facilitation fee of 0.0%. Ŧ - Effective December 2, 20, "Transamerica" has been changed to "TA" and the "VP" has been removed from the subaccount name. Φ - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica AEGON Active Asset Allocation - Moderate Growth VP. - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica Index 00 VP. - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica Index 0 VP. - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica Index VP. Š - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica Index 7 VP. Д - Effective on or about December 0, 20, TA Morgan Stanley Growth Opportunities will merge into TA Morgan Stanley Mid Cap Growth. Ÿ - Effective on or about December 0, 20, TA WMC Diversified Equity will merge into TA WMC Diversified Growth. - Effective December 2, 20 this subaccount is closed to new investments. Δ - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica AEGON Active Asset Allocation - Conservative VP. Ω - Effective on or about December 2, 20, the subaccount name is formerly known as Transamerica AEGON Active Asset Allocation - Moderate VP. - Effective close of business April 27, 202, Invesco V.I. Capital Appreciation Fund will reorganize into Invesco Van Kampen V.I. Capital Growth Fund. Effective open of business April 0, 202, Invesco Van Kampen V.I. Capital Growth Fund will be renamed Invesco Van Kampen V.I. American Franchise Fund. Ø - Effective open of business April 0, 202, Invesco V.I. Basic Value Fund will be renamed Invesco Van Kampen V.I. Value Opportunities Fund. - Effective September 7, 202, this subaccount is closed to new investments. Ж - Effective September 7, 202, formerly known as Transamerica Hanlon Balanced VP and formerly subadvised by Hanlon Investment Management, Inc. - Effective September 7, 202, formerly known as Transamerica Hanlon Growth and Income VP and formerly subadvised by Hanlon Investment Management, Inc. - Effective September 7, 202, formerly known as Transamerica Hanlon Growth VP and formerly subadvised by Hanlon Investment Management, Inc. Policy Form No. AV (may vary by state), FL Policy Form No. AV OR Policy Form No. AV Available only in states where approved. Annuities issued by: Transamerica Life Insurance Company, 4 Edgewood Road NE, Cedar Rapids, Iowa Variable annuity products are underwritten and distributed by Transamerica Capital, Inc. Member FINRA. TAWLMLPR v7.4 06/06/202