SENTINEL ESTATE PROVIDER SUBACCOUNT PERFORMANCE Average annual returns as of September 30, 2018

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1 Page of 5 SENTINEL ESTATE PROVIDER SUBACCOUNT PERFORMANCE Average annual returns as of September 30, 208 This material is authorized for distribution only when preceded or accompanied by a current prospectus for the Policy and related subaccounts. Please read the prospectus and consider carefully the product's objectives, risks, charges and expenses before you invest or send money. Sentinel Estate Provider is a flexible premium adjustable variable universal life insurance policy issued by National Life Insurance Company designed for your lifetime and estate planning needs. Sentinel Estate Provider not only provides a death benefit but also professional money management and diversification opportunities with tax deferred earnings through a choice of the various subaccounts available through this product. Sentinel Estate Provider can help you plan for the estate tax burden by paying a death benefit on the second death, averting the need to liquidate family financial assets or other property in order to pay the tax due. This product is no longer available to new policyholders. INCEPTION COMPLEX SUBACCOUNT DATE* Touchstone TVST Common Stock Small Company Balanced Bond Invesco V.I. Mid Cap Growth V.I. Technology Fund V.I. Health Care Fund Alger Capital Appreciation Portfolio Large Cap Growth Portfolio Small Cap Growth Portfolio American Century Income & Growth Fund VP Ultra Fund - Class Value Fund - Class International Fund Inflation Protection Fund Dreyfus VIF Appreciation Portfolio Sustainable U.S. Equity Portfolio Inc. VIF Opportunistic Small Cap Portfolio VIF Quality Bond Portfolio Fidelity Investments VIP Equity-Income Portfolio VIP Index 500 Portfolio VIP Growth Portfolio VIP Contrafund Portfolio VIP Mid Cap Portfolio VIP Overseas Portfolio VIP Investment Grade Bond Portfolio VIP High Income Portfolio VIP Value Strategies Portfolio VIP Government Money Market Fund Money Market 7-Day Yield3 2 YEAR TO DATE MRQ Return 7.84% 4.69% 4.5% -2.08% 4.0% 22.89% 5.69% 8.2% 28.08% 30.39% 8.75% 20.68% 5.9%.3% -.07% 9.60% 6.34% -2.93% 3.28% 0.47% 8.23%.65% 6.32% -0.8% -.35%.85%.04%.05% 0.84% 6.54% 7.83% 4.37% 0.32% 5.56% 8.65%.96%.54% 2.34% 6.95% 9.00% 5.57% -0.70% -0.05% 5.% 9.38% 0.84% -0.03% 5.7% 7.69% 7.54% 8.6% 3.25%.78% 0.6% 2.23%.75% 0.4% 8.88% 26.52%.88% 25.94% 34.24% 36.08% 6.6% 28.80% 9.73% 5.9% 4.38% 2.53% 5.48% -2.6% 8.20% 7.78% 24.48% 6.94% 2.93% 3.42% -0.95% 2.05% 6.3%.25% 3.78% 22.24% 7.85% 8.93% 9.84% 22.33% 6.36% 2.0% 3.3% 9.08% 2.35% 5.42% 7.45% 7.20% 20.50% 6.24% 4.06% 9.5% 2.40% 6.32% 9.9% 5.96% 5.62% 2.65%.93% 6.54% 0.29% 5.03%.40% 0.88%.9%.3% 9.04% 3.84% 5.76% 2.77% 0.73% 5.02% 2.52% 4.69% 8.44% 0.35%.60% 2.65% 7.40% -.88% 9.74% 3.87% 0.93% 4.88% 2.8% 2.78% 4.26% 9.93% 3.26% 0.8% 0.86% 3.97% 9.48%.90% 3.35%.68%.28% 5.70% 4.53% 7.27% 0.2% 6.23% 8.88% 26.52%.88% 25.94% 34.24% 36.08% 6.6% 28.80% 9.73% 5.9% 4.38% 2.53% 5.48% -2.6% 8.20% 7.78% 24.48% 6.94% 2.93% 3.42% -0.95% 2.05% 6.3%.25% 3.78% 22.24% 7.85% 8.93% 9.84% 22.33% 6.36% 2.0% 3.3% 9.08% 2.35% 5.42% 7.45% 7.20% 20.50% 6.24% 4.06% 9.5% 2.40% 6.32% 9.9% 5.96% 5.62% 2.65%.93% 6.54% 0.29% 5.03%.40% 0.88%.9%.3% 9.04% 3.84% 5.76% 2.77% 0.73% 5.02% 2.52% 4.69% 8.44% 0.35%.60% 2.65% 7.40% -.88% 9.74% 3.87% 0.93% 4.88% 2.8% 2.78% 4.26% 9.93% 3.26% 0.8% 0.86% 3.97% 9.48%.90% 3.35%.68%.28% 5.70% 4.53% 7.27% 0.2% 6.23% this yield more closely reflects the current earnings of the Money Market Fund Most Recent Calendar Quarter Performance since inception is shown when the fund has been offered in the Sentinel Estate Provider contract for less than 0 years. 3 Performance of the money market 7 day yield reflects the portfolio investment income and capital gains and losses less investment management fees and expenses, and reflects all common fees of the separate account. *Fund Inception Date is the date the fund was made available in the Sentinel Estate Provider contract. Performance data quoted represents past performance, and is no guarantee of future results. Principal value and return will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance shown here. The stocks of smaller companies are often associated with higher risks than stocks of larger companies including higher volatility. Investment in global markets may include added risks such as currency fluctuations and other economic and political factors. These portfolios are available for investment only by separate accounts of insurance companies. Returns are not annualized for periods under one year. Product issued by National Life Insurance Company Sentinel Estate Provider, form series 746/746ID(0499), is distributed by Equity Services, Inc., Member FINRA/SIPC, a broker-dealer affiliate of National Life Insurance Company, One National Life Drive, Montpelier, VT (800) National Life Group is a tradename of National Life Insurance Company and its affiliates.

2 Page 2 of 5 INCEPTION COMPLEX SUBACCOUNT DATE* Franklin Templeton Mutual Shares VIP Fund Mutual Global Discovery VIP Fund US Government Securities VIP Fund Small Cap Value VIP Fund Small-Mid Cap Growth VIP Fund Foreign VIP Fund Global Real Estate VIP Fund Small Cap Core Portfolio International Equity Portfolio Large Cap Value Portfolio Mid-Cap Growth Class I Mid-Cap Growth Class S Short Duration Bond Portfolio Sustainable Equity Portfolio CROCI U.S. VIP Small Mid Cap Value VIP - B Small Cap Index VIP - A Equity Income Portfolio Blue Chip Growth Portfolio Health Sciences Portfolio3 Personal Strategy Balanced Portfolio SM Opportunity Fund SM Discovery Fund Value Fund Small/Mid Cap Value Fund - Class A International Value Fund - Class A International Growth Fund Main Street Small Cap Fund/VA Conservative Balanced Fund/VA Global Strategic Income Fund/VA VIP Emerging Markets VIP Unconstrained Emerging Markets Bo VIP Global Hard Assets /06/5 Franklin Templeton Franklin JP Morgan Insurance Trust Neuberger Berman AMT DWS T. Rowe Price Wells Fargo VT AB VPS Oppenheimer VanEck 2 YEAR TO DATE MRQ Return 3.98%.9% -.5% 3.59% 3.34% -3.30% -0.56%.07% 5.33% 4.6% 4.47% 0.29% 2.92%.92%.36% 3.2% 8.52% 9.84% 2.63% 8.2% 6.79% -0.08% 4.4% -6.32% -6.88%.75%.04% -2.35% -7.07% -4.44% -6.45% 4.75% 3.33% -0.7%.22% -0.37% 2.82% 6.4% 7.49% 7.47% 0.38% 4.6% 4.57%.7% 3.53% 3.90%.46%.95% 5.5% 8.27% 2.89%.52% -2.42% 3.56% 2.5% 0.82% -9.58%.54% -5.89% 5.96% 2.97% -.5% 9.57% 9.6% -0.73% 3.06% 4.65% 0.68% 22.70% 22.47% 0.04% 4.87% 7.77% 4.25% 5.0% 8.59% 26.67% 2.66% 5.49% 23.90% 6.30% 0.46% -3.40% -4.28% 2.74% -.60% -9.80% -4.55% 0.77% 0.49% 9.05% 0.36% 5.44% 3.09% 7.20% 4.90% 6.84% 5.68% 4.62% 0.70% 4.46% 0.44% 6.85% 2.3% 3.49% 9.90% 5.00% 8.5% 9.06% 7.28% 7.5% 5.60% 5.55% 2.83% 8.2% 4.88% 7.32% 7.50%.08% 8.79% 0.32%.39% 4.99%.97% 0.24% 0.5% 2.00%.23% 5.08% 8.39% 0.84% 7.06% 6.89% 7.4%.37%.66% 0.66% 3.66% 3.5% 0.90% 5.43% 2.8% 2.99% -6.00% 7.88% 0.0%.30% 4.52% 4.39%.53% 3.3% 9.4%.98%.83% 6.6% 9.29% 5.07% 8.25%.20% 3.73% 9.86% 2.30% 3.02% 4.25% 5.8%.0% 6.45% 6.70% 7.89% 6.72% 8.34% 2.37% 3.29% 5.96% 2.97% -.5% 9.57% 9.6% -0.73% 3.06% 4.65% 0.68% 22.70% 22.47% 0.04% 4.87% 7.77% 4.25% 5.0% 8.59% 26.67% 2.66% 5.49% 23.90% 6.30% 0.46% -3.40% -4.28% 2.74% -.60% -9.80% -4.55% 0.77% 0.49% 9.05% 0.36% 5.44% 3.09% 7.20% 4.90% 6.84% 5.68% 4.62% 0.70% 4.46% 0.44% 6.85% 2.3% 3.49% 9.90% 5.00% 8.5% 9.06% 7.28% 7.5% 5.60% 5.55% 2.83% 8.2% 4.88% 7.32% 7.50%.08% 8.79% 0.32%.39% 4.99%.97% 0.24% 0.5% 2.00%.23% 5.08% 8.39% 0.84% 7.06% 6.89% 7.4%.37%.66% 0.66% 3.66% 3.5% 0.90% 5.43% 2.8% 2.99% -6.00% 7.88% 0.0%.30% 4.52% 4.39%.53% 3.3% 9.4%.98%.83% 6.6% 9.29% 5.07% 8.25%.20% 3.73% 9.86% 2.30% 3.02% 4.25% 5.8%.0% 6.45% 6.70% 7.89% 6.72% 8.34% 2.37% 3.29% Most Recent Calendar Quarter Performance since inception is shown when the fund has been offered in the Sentinel Estate Provider contract for less than 0 years. 3 Effective June, 205 the T.Rowe Price Health Sciences Portfolio was closed to new investors and therefore not available as an investment option on this product for contract owners who were not already invested in that fund as of the closing date. *Fund Inception Date is the date the fund was made available in the Sentinel Estate Provider contract. Performance of the subaccounts reflects the investment income and capital gains and losses less investment management fees and expenses of the underlying funds, but does not include the effects of cost of insurance, policy expenses, or potential surrender charges. (If these charges were included, the total returns would be significantly lower.) Please refer to the hypothetical illustration in the prospectus which shows the effect on performance of various assumptions regarding the cost for insurance protection. You may also wish to obtain a personalized illustration which reflects the cost of your policy's insurance protection. Fidelity VIP Government Money Market Fund: You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the the fund at any time. Fund shares are not guaranteed by the U.S. government. Effective April 30, 2004, the INVESCO VIF Dynamics Fund reorganized into the AIM V.I. Dynamics Fund, the INVESCO VIF Health Sciences Fund reorganized into the AIM V.I. Health Sciences Fund, and the INVESCO VIF Technology Fund reorganized into the AIM V.I. Technology Fund. Effective April, 2005, the Strong Mid Cap Growth Fund II reorganized into the Wells Fargo Advantage Discovery Fund and the Strong Opportunity Fund II reorganized into the Wells Fargo Advantage Opportunity Fund. Effective May, 2005, the Franklin Small Cap Fund was renamed the Franklin Small-Midcap Growth Securities Fund. Product issued by National Life Insurance Company Sentinel Estate Provider, form series 746/746ID(0499), is distributed by Equity Services, Inc., Member FINRA/SIPC, a broker-dealer affiliate of National Life Insurance Company, One National Life Drive, Montpelier, VT (800) National Life Group is a tradename of National Life Insurance Company and its affiliates.

3 Page 3 of 5 Effective October 2, 2006, the AIM V.I. Health Sciences Fund has been renamed AIM V.I. Global Health Care Fund. Effective October 2, 2006, the Franklin Templeton Small Cap Fund has been renamed Franklin Small-Mid Cap Growth Securities Fund. Effective October 2, 2006, the Morgan Stanley Dean Witter Fixed Income Fund has been renamed Morgan Stanley Core Plus Fixed Income Portfolio. Effective October 2, 2006, the Scudder Dreman High Return Fund has been renamed DWS Dreman High Return Equity VIP. The Scudder Dreman Small Cap Value Fund has been renamed DWS Dreman Small Cap Value VIP. The Scudder Equity 500 Index Fund has been renamed DWS Equity 500 Index VIP. The Scudder Small Cap Index Fund has been renamed DWS Small Cap Index VIP. Effective November 3, 2006, the DWS Dreman Small Cap Value VIP has been renamed DWS Dreman Small Mid Cap Value VIP. Effective October 2, 2006, the Sentinel Variable Products Trust Growth Index has been eliminated. The assets held in the Sentinel Variable Products Trust Growth Index have been transferred to the Fidelity Investments VIP Index 500 Portfolio Effective May, 2007 the Franklin Real Estate Fund has been renamed Franklin Global Real Estate Securities Fund Effective May, 2007 the Neuberger Berman AMT Limited Maturity Bond Portfolio has been renamed Neuberger Berman AMT Lehman Brothers Short Duration Bond Portfolio. Effective March 26, 2008 the Neuberger Berman AMT Fasciano Portfolio has been renamed Neuberger Berman AMT Small Cap Growth Portfolio. Effective May, 2008 the Alger American Leveraged AllCap Portfolio has been renamed Alger American Capital Appreciation Portfolio. The Alger American Small Capitalization Portfolio has been renamed Alger American SmallCap Growth Portfolio Effective July, 2008 the Alger American Growth Portfolio has been renamed Alger American LargeCap Growth Portfolio. Effective September 26, 2008, the Neuberger Berman AMT Lehman Brothers Short Duration Bond Portfolio has been renamed Neuberger Berman AMT Short Duration Bond Portfolio. Effective April 24, 2009, end of business, the JP Morgan International Equity Portfolio was merged into the JP Morgan Insurance Trust International Equity Portfolio. The JP Morgan Small Company Portfolio was merged into the JP Morgan Insurance Trust Small Cap Equity Portfolio, which was subsequently renamed JP Morgan Insurance Trust Small Cap Core Portfolio. Effective May, 2009, the Franklin Templeton Mutual Discovery Securities Fund has been renamed Franklin Templeton Mutual Global Discovery Securities Fund. Effective June, 2009, the DWS Dreman High Return Equity VIP has been renamed DWS Strategic Value VIP. Effective September 23, 2009, the Alger American Capital Appreciation Portfolio has been renamed Alger Capital Appreciation Portfolio. The Alger American LargeCap Growth Portfolio has been renamed Alger Large Cap Growth Portfolio. The Alger American SmallCap Growth Portfolio has been renamed Alger Small Cap Growth Portfolio. Effective December 8, 2009, the Van Eck IT Worldwide Real Estate Fund has been liquidated. Effective after close of business on April 29, 20, the AIM V.I. Dynamics Fund has been reorganized into the Invesco V.I. Capital Development Fund. Effective after close of business on April 29, 20, the DWS Strategic Value VIP has been reorganized into the DWS Large Cap Value VIP. Effective after close of business on April 29, 20, the Sentinel Variable Products Trust Money Market has been eliminated. The assets held in the Sentinel Variable Products Trust Money Market have been transferred to the Fidelity Investments VIP Money Market Portfolio. Effective after close of business on April 29, 20, the Sentinel Variable Products Trust Mid Cap Growth Fund has been renamed Sentinel Variable Products Trust Mid Cap Fund. Effective after close of business on April 29, 20, the AIM V.I. Global Health Care Fund has been renamed Invesco V.I. Global Health Care Fund. Effective after close of business on April 29, 20, the AIM V.I. Technology Fund has been renamed Invesco V.I. Technology Fund. Effective after close of business on April 29, 20, the Dreyfus VIF Developing Leaders Fund has been renamed Dreyfus VIF Opportunistic Small Cap Fund. Effective after close of business on April 29, 20, the Oppenheimer Strategic Bond Fund/VA has been renamed Oppenheimer Global Strategic Income/VA Fund. Effective after close of business on April 29, 20, the Van Eck IT Worldwide Emerging Markets Fund, the Van Eck IT Worldwide Global Bond Fund, and the Van Eck IT Worldwide Global Hard Assets Fund has been renamed: Van Eck VIP Emerging Markets Fund Van Eck VIP Global Bond Fund, and Van Eck VIP Global Hard Assets Fund respectively. Effective after close of business on April 29, 20, the Oppenheimer Main Street Small Cap Fund/VA has been renamed Oppenheimer Main Street Small & Mid-Cap/VA Fund. Effective after close of business on December 3, 20, the Illuminations Model Portfolio will no longer be available. Effective after close of business on April 27, 202 the Invesco V.I. Capital Development Fund has been reorganized into the Invesco V.I. Mid Cap Growth Fund. Sentinel Estate Provider, form series 746/746ID(0499), is distributed by Equity Services, Inc., Member FINRA/SIPC, a broker-dealer affiliate of MK0327A(098)

4 Page 4 of 5 Effective after close of business on September 30, 202, the Neuberger Berman AMT Partners Portfolio has been renamed Neuberger Berman AMT Large Cap Value Portfolio. Effective after close of business on April 29, 203, the Oppenheimer Main Street Small & Mid-Cap Fund/VA has been renamed Oppenheimer Main Street Small Cap Fund/VA. Effective after close of business on April 29, 203, the Oppenheimer Balanced Fund/VA has been renamed Oppenheimer Capital Income Fund/VA. Effective after close of business on April 30, 203, the Van Eck VIP Global Bond Fund has been renamed Van Eck VIP Unconstrained Emerging Markets Bond Fund. Effective after close of business on April 30, 203, the DWS Dreman Small Mid Cap Value VIP has been renamed DWS Small Mid Cap Value VIP. Effective after close of business on April 25, 204, the American Century VP Vista Fund will no longer be available. Effective after close of business on May, 204, the Franklin Templeton VIPT Franklin Global Real Estate Securities Fund has been renamed as Franklin Templeton VIPT Franklin Global Real Estate VIP Fund. Effective after close of business on May, 204, the Franklin Templeton VIPT Franklin Small Cap Value Securities Fund has been renamed as Franklin Templeton VIPT Franklin Small Cap Value VIP Fund. Effective after close of business on May, 204, the Franklin Templeton VIPT Franklin Small-Mid Cap Growth Securities Fund has been renamed as Franklin Templeton VIPT Franklin Small-Mid Cap Growth VIP Fund. Effective after close of business on May, 204, the Franklin Templeton VIPT Franklin US Government Fund has been renamed as Franklin Templeton VIPT Franklin US Government Securities VIP Fund. Effective after close of business on May, 204, the Franklin Templeton VIPT Mutual Global Discovery Securities Fund has been renamed as Franklin Templeton VIPT Franklin Mutual Global Discovery VIP Fund. Effective after close of business on May, 204, the Franklin Templeton VIPT Mutual Shares Securities Fund has been renamed as Franklin Templeton VIPT Franklin Mutual Shares VIP Fund. Effective after close of business on May, 204, the Franklin Templeton VIPT Templeton Foreign Securities Fund has been renamed as Franklin Templeton VIPT Templeton Foreign VIP Fund. Effective after close of business on December, 204, the DWS Large Cap Value VIP Fund has been renamed as Deutsche Large Cap Value VIP - B Fund. Effective after close of business on December, 204, the DWS Small Mid Cap Value VIP Fund has been renamed as Deutsche Small Mid Cap Value VIP - B Fund. Effective after close of business on December, 204, the DWS Small Cap Index VIP Fund has been renamed as Deutsche Small Cap Index VIP - A Fund. Effective after close of business on December, 204, the J.P. Morgan Insurance Trust International Equity Portfolio has been eliminated. The assets held in the fund have been transferred to the Fidelity Investments VIP Money Market Portfolio. Effective June, 205 the Oppenheimer Capital Income Fund/VA has been renamed as Oppenheimer Conservative Balanced Fund/VA. Effective November 6, 205, the Neuberger Berman AMT Mid-Cap Growth Portfolio has been renamed as Neuberger Berman AMT Mid-Cap Growth Class I. Effective after close of business on November 6, 205, the Neuberger Berman AMT Small Cap Growth has been eliminated. The assets held in the fund have been transferred to the Neuberger Berman AMT Mid-Cap Growth Class S. Effective December, 205, the Fidelity Investments VIP Money Market Fund has been renamed as Fidelity Investments VIP Government Money Market Fund. Effective December, 205, the Wells Fargo Advantage VT Opportunity Fund has been renamed as the Wells Fargo VT Opportunity Fund. Effective December, 205, the Wells Fargo Advantage VT Discovery Fund has been renamed as the Wells Fargo VT Discovery Fund. Effective June 6, 206, the AllianceBernstein VPS International Value Fund has been renamed as the AB VPS International Value Fund - Class A. Effective June 6, 206, the AllianceBernstein VPS Small/Mid Cap Value Fund has been renamed as the AB VPS Small/Mid Cap Value Fund - Class A. The effective date shown for fund name changes reflects the date the fund name was changed in National Life's systems and reflected on subsequent reports. This date may vary from the date the fund name was deemed effective by the fund manager. Sentinel Estate Provider, form series 746/746ID(0499), is distributed by Equity Services, Inc., Member FINRA/SIPC, a broker-dealer affiliate of MK0327A(098)

5 Page 5 of 5 Effective June 6, 206, the AllianceBernstein VPS Value Fund has been renamed as the AB VPS Value Fund. Effective June 6, 206, the AllianceBernstein VPS International Growth Fund has been renamed as the AB VPS International Growth Fund. Effective June 6, 206, the American Century VP Ultra Fund has been renamed as the American Century VP Ultra Fund - Class. Effective June 6, 206, the American Century VP Value Fund has been renamed as the American Century VP Value Fund - Class. Effective June 6, 206, all of the Van Eck funds have been renamed as VanEck respectively. Effective June 6, 206, the Sentinel VPT Mid Cap Fund has been eliminated. The assets held in the Sentinel VPT Mid Cap Fund have transferred to the Sentinel VPT Small Company Fund. Effective May, 207, the Dreyfus Socially Responsible Growth Fund has been renamed as the Dreyfus Sustainable U.S. Equity Portfolio Inc. Effective May, 207, the Deutsche Large Cap Value VIP Fund has been renamed as the Deutsche CROCI U.S. VIP Fund. Effective October 27, 207 the Sentinel VPT funds were transferred to the Touchstone TVST funds. Effective April 30, 208, the Inveso V.I. Global Health Care Fund has been renamed as the Invesco V.I. Health Care Fund. Effective May, 208, the Neuberger Berman AMT Socially Responsive Portfolio has been renamed as the Neuberger Berman AMT Sustainable Equity Portfolio. Effective May, 208, the Deutsche CROCI U.S. VIP fund has been renamed as DWS CROCI U.S. VIP. Effective May, 208, the Deutsche Small Mid Cap Value VIP-B fund has been renamed as DWS Small Mid Cap Value VIP-B. Effective May, 208, the Deutsche Small Cap Index VIP-A fund has been renamed as DWS Small Cap Index VIP-A. The effective date shown for fund name changes reflects the date the fund name was changed in National Life's systems and reflected on subsequent reports. This date may vary from the date the fund name was deemed effective by the fund manager. Sentinel Estate Provider, form series 746/746ID(0499), is distributed by Equity Services, Inc., Member FINRA/SIPC, a broker-dealer affiliate of MK0327A(098)

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