SAVING AND INVESTING. EQ: Explain the differences between saving and investing and the benefits and risks of each. E. NAPP
|
|
- Noreen Reynolds
- 5 years ago
- Views:
Transcription
1 SAVING AND INVESTING EQ: Explain the differences between saving and investing and the benefits and risks of each.
2 There is a difference between saving money and investing money.
3 SAVING AND INVESTING When a person saves money, he is storing money. When a person invests money, he is trying to significantly increase his money. Investing money involves greater risk but also potentially greater gain.
4 People invest when they buy stocks and bonds.
5 STOCKS AND BONDS When a person buys stock, he is buying partial ownership in a corporation. When a person buys a bond, he is loaning money to a corporation or government. It is important to remember the investment poem: Stocks, you own. Bonds, you loan.
6 There are many financial intermediaries to help people invest.
7 FINANCIAL INTERMEDIARIES A financial intermediary transfers money from savers to borrowers. Financial intermediaries can help a person invest. Banks, finance companies, and mutual funds are examples of financial intermediaries.
8 A mutual fund pools money from many investors.
9 MUTUAL FUND A mutual fund pools savings from many people and invests the money in a variety of different ways. When a person invests in a mutual fund, his money is invested in a variety of stocks and bonds. The investor ideally profits as does the mutual fund company.
10 By investing in a variety of stocks and bonds, a person reduces his risk.
11 DIVERSIFICATION The idea of spreading out investments to reduce risk is called diversification. Think of diversification as not putting all your eggs in one basket! By investing in a variety of stocks and bonds, the investor is less likely to lose his entire investment.
12 People invest money to ideally make more money. Yes, money can make money!
13 RETURN A return is money made above the investment. If an investor invests $1,000 dollars and makes $1,250, his return is $250. Investors invest hoping for returns.
14 QUESTIONS FOR REFLECTION: What is the primary difference between saving and investing? Explain the investment poem concerning stocks and bonds. Why do many investors prefer investing in mutual funds? Why must an investor diversify his investments? Why do investors want returns?
15 BONDS AND OTHER FINANCIAL ASSETS In this lesson, students will be able to identify characteristics of bonds and other financial assets. Students will be able to identify and/or define the following terms: Bonds Par Value Coupon Rate Maturity
16 Do you remember the investment poem? Stocks, you own. Bonds, you loan.
17 BONDS Bonds are loans. An investor loans money to a corporation or a government. The corporation or government must repay the loan with interest.
18 This is a U.S. Savings Bond. When an investor buys this bond, he is loaning money to our Government.
19 THE THREE COMPONENTS OF A BOND: Par Value: This is principal or original amount of the investment. Coupon rate: This is the interest rate on the bond. Maturity: This is the end of the period. This is the moment when the par value and the coupon rate are paid.
20 To receive all of the possible interest accrued on the bond, an investor must wait until the bond matures.
21 BONDS AND RISK While there are many different types of bonds, most bonds are relatively safe investments. Due to the relative safety of bonds, investors do not make as much money investing in bonds as they do stocks. However, not all bonds are safe.
22 The more likely the investment is to fail, the more money the investor would make it if succeeds.
23 TYPES OF BONDS An investor can buy U.S. Savings Bonds and U.S. Treasury Bonds. These are relatively safe investments. An investor can also buy a bond from a corporation. A junk bond is a highly risky bond issued from a failing corporation.
24 Investors are more likely to lose their investments when they purchase junk bonds. However, if the company improves, the investor will make a huge profit.
25 RISK AND PROFIT Investors risk their money hoping to make more money. High-risk investments are investments that are more likely to fail. However, higher risk leads to greater profits. Remember, trade-offs!
26 While bonds, excluding junk bonds, are generally safe investments, all investment involves some element of risk.
27
28 QUESTIONS FOR REFLECTION: What is a bond? List the three components of every bond. How does par value differ from the coupon rate? Why is maturity important for the investor? How do junk bonds differ from other bonds? What is the relationship between risk and profit?
29 THE STOCK MARKET In this lesson, students will be able to identify characteristics of the stock market. Students will be able to identify and/or define the following terms: Stock Dividend Capital Gain and Capital Loss Dow Jones Industrial Average New York Stock Exchange
30 Do you remember the investment poem? Stocks, you own. Bonds, you loan.
31 STOCKS When a person buys stock, he is buying partial ownership in a corporation. If the corporation prospers, the investor prospers. If the corporation fails, the investor can lose his investment.
32 A stock certificate is a piece of paper that shows partial ownership in a corporation.
33 PROFITING FROM STOCKS There are two ways a stock investor can profit from his stocks: Dividends: payments made by corporations to stockholders Capital Gain: selling a stock for more than its original purchase price
34 However, sometimes a capital loss occurs. A capital loss occurs when an investor sells his stock for less than the original purchase price.
35 STOCK MARKETS Stocks can be purchased in the following stock markets: The New York Stock Exchange (NYSE): handles the most powerful and established companies NASDAQ-AMEX: handles mostly newer technology stocks
36 The New York Stock Exchange (NYSE) handles the most powerful and established companies.
37 THE DOW JONES INDUSTRIAL AVERAGE Stock performance is reported in the Dow Jones Industrial Average. The Dow Jones Industrial Average is usually referred to as the Dow. The Dow monitors and reports generally on the trading activities of thirty of the most powerful companies.
38 The Dow is either up or down. If the Dow is up, stocks are selling at higher prices. If the Dow is down, stocks are selling at lower prices.
39 BULL AND BEAR MARKETS A bull market occurs when the stock market rises steadily over a period of time. A bear market occurs when the stock market falls over a period of time. Stock indexes, like the Dow, allow investors to track the progress of the stock market.
40 Investors love bull markets. But remember, what goes up, most come down.
41 While investors may not like bear markets because selling prices are low, bear markets are excellent times for buying shares at lower prices.
42 QUESTIONS FOR REFLECTION: What is the difference between owning stocks in a corporation and owning bonds in the same corporation? List two ways investors can make money owning stocks. List two markets from which investors can purchase stocks. Why is the Dow Jones Industrial Average important? What is the difference between a bull market and a bear market?
Saving and Investing. *Be sure to leave a couple blank lines under each question and answer the questions at the end of the lesson.
Saving and Investing Objective: How does investing contribute to the free enterprise system? What is the financial system? How do financial intermediaries link savers and borrowers? What are the trade-offs
More informationIt seems to be a law of nature, inflexible and inexorable, that those who will not risk cannot win.
Bell Ringer It seems to be a law of nature, inflexible and inexorable, that those who will not risk cannot win. -John Paul Jones What does the quote mean? Restate the quote in your own words. When was
More informationLesson standards. E.6.3 Explain the roles of financial institutions. E.6.6 Explain how interest rates act as an incentive for savers and borrowers.
Lesson standards E.6.3 Explain the roles of financial institutions. E.6.6 Explain how interest rates act as an incentive for savers and borrowers. E.6.7 Compare and contrast different types of financial
More informationUnited States Stock Markets
Investing in Stocks Public Corporations A public Corporation is a corporation whose stock is traded openly on stock markets A closely held corporation is a corporation whose stock is held or owned by a
More informationChapter 11: Financial Markets Section 1
Chapter 11: Financial Markets Section 1 Objectives 1. Describe how investing contributes to the free enterprise system. 2. Explain how the financial system brings together savers and borrowers. 3. Explain
More informationRisk -The most important concept of investment
Investment vs. Saving How is investing different from saving? Investing means putting money to work to earn a rate of, while saving means put the money in a home safe, or a safe deposit box. Investments
More informationFinancial Markets I The Stock, Bond, and Money Markets Every economy must solve the basic problems of production and distribution of goods and
Financial Markets I The Stock, Bond, and Money Markets Every economy must solve the basic problems of production and distribution of goods and services. Financial markets perform an important function
More informationFinancial Management, 12e (Titman/Keown/Martin) Chapter 2 Firms and the Financial Market. 2.1 The Basic Structure of the U.S.
Financial Management, 12e (Titman/Keown/Martin) Chapter 2 Firms and the Financial Market 2.1 The Basic Structure of the U.S. Financial Markets 1) The principal savers in the financial markets are A) businesses.
More informationInvesting Offers Rewards And Poses Risks. Investment Basics: The Power of Compounding. How Do Americans Invest Their Savings? (EA)
How Do Americans Invest Their Savings? (EA) Learning how to save money for future use is an important first step in reaching your long-term goals. But saving alone is not enough. You will also need to
More informationStock Market Basics FIN 1050
Stock Market Basics FIN 1050 Why Learn About Stocks The stock market is the core of America s economic system A Stock is a share of ownership in the assets and earnings of a company A Bond is a type of
More informationSavings and Investment
Lecture Notes for Chapter 3 of MACROECONOMICS: An Introduction Savings and Investment Copyright 2000-2009 by Charles R. Nelson 1/8/09 In this chapter we will discuss- How savings becomes investment. Banks
More informationPersonal Finance Unit 3 Chapter Glencoe/McGraw-Hill
Chapter 9 Stocks What You ll Learn Section 9.1 Explain the reasons for investing in common stock. Explain the reasons for investing in preferred stock. Section 9.2 Identify the types of stock investments.
More informationSaving and Investing. Your Money at Work
Saving and Investing Your Money at Work Savings vs. Investing SAVINGS Savings is usually money you set aside for short-term goals. Money in savings may be invested later. Money in savings is very safe.
More informationChapter 11 Questions A B C D
Chapter 11 Questions A B C D Which of these is NOT a part of the financial system? governments to control the market organizations that bring funds and assets together the funds that a saver transfer to
More informationTypes of Investments
Types of Investments Types of Investments Stocks Bonds Mutual Funds Real Estate Savings/Certificates of Deposit Collectibles Stocks An investment that represents ownership in a company or corporation.
More informationFinancial Management Principles and Applications 13th Edition Titman TEST BANK
Financial Management Principles and Applications 13th Edition Titman TEST BANK Full download at: https://testbankreal.com/download/financial-management-principles-andapplications-13th-edition-titman-test-bank/
More informationChapter 10:SECURITIES MARKETS
Chapter 10:SECURITIES MARKETS Trading Financial Resources 1 LOOKING AHEAD What are the different types of securities issued by a corporation? How are securities issued in the primary market and traded
More informationChapter 11: Financial Markets Section 3
Chapter 11: Financial Markets Section 3 Objectives 1. Identify the benefits and risks of buying stocks. 2. Describe how stocks are traded. 3. Explain how stock performance is measured. 4. Describe the
More informationPFIN 10: Understanding Saving and Investing 62
PFIN 10: Understanding Saving and Investing 62 10-1 Reasons for Saving and Investing OBJECTIVES Explain the difference between saving and investing. Describe reasons for saving and investing. Describe
More informationFinancial Investment
Financial Investment Dagmar Linnertová Dagmar.linnertova@mail.muni.cz Seminars Excercises in a seminars evaluated by lecturer Questions as a preparation for final test (2, 1 or 0 points) maximum points
More informationINVESTMENT JARGON TRANSLATED INTO HUMAN WORDS
INVESTMENT JARGON TRANSLATED INTO HUMAN WORDS Dear Valued Clients, The world of finance loves jargon, but it s overly confusing. Let s clear the air. Here s a concise walk-through of terms that are common,
More informationWhy Learn About Stocks The stock market is the core of America s economic system
Financial Literacy What Are Stocks Why Learn About Stocks The stock market is the core of America s economic system Stock is a share of ownership in the assets and earnings of a company Bond is a type
More informationFinancial Markets Economics Fall, 2013
Financial Markets Economics Fall, 2013 What Can You Do With Your Money? Spend it or save it Savings: income not used for consumption Marginal propensity to consume: the change in personal spending that
More informationArrow Dow Jones Global Yield ETF
ArrowShares EXCHANGE TRADED SOLUTIONS Arrow Dow Jones Global Yield ETF GYLD 1-877-277-6933 1-877-ARROW-FD www.arrowshares.com Summary Prospectus June 1, 2017 Before you invest, you may want to review the
More informationSUPPLEMENTARY LESSON 2 MONEY AND RISK MANAGEMENT DISCOVER HOW THE WORLD REALLY WORKS ASX Schools Sharemarket Game
SUPPLEMENTARY LESSON 2 MONEY AND RISK MANAGEMENT DISCOVER HOW THE WORLD REALLY WORKS 2015 ASX Schools Sharemarket Game SUPPLEMENTARY LESSON 2: TEACHER NOTES Money and risk management Introduction: The
More informationChapter 11:1: Saving and Investing:
Chapter 11:1: Saving and Investing: Objectives: We will examine how investing contributes to the free enterprise system. We will examine how the financial system brings together savers and borrowers. We
More informationManaging Financial Risks
Managing Financial Risks Standard 5 The student will analyze the costs and benefits of saving and investing. Lesson Objectives Discuss the role of risk when saving and investing Personal Financial Literacy
More informationText transcription of Chapter 8 Savings, Investment and the Financial System
Text transcription of Chapter 8 Savings, Investment and the Financial System Welcome to the Chapter 8 Lecture on Savings, Investment and the Financial System. Savings and investment are key ingredients
More informationUnit 5 Financial Literacy
Unit 5 Financial Literacy MONEY Money is anything that people will accept as payment for goods and services and it should perform three important functions: 1) Medium of Exchange- the means through which
More informationLecture 5. Trading With Portfolios. 5.1 Portfolio. How Can I Sell Something I Don t Own?
Lecture 5 Trading With Portfolios How Can I Sell Something I Don t Own? Often market participants will wish to take negative positions in the stock price, that is to say they will look to profit when the
More informationSaving and Investing. Chapter 11 Section Main Menu
Saving and Investing How does investing contribute to the free enterprise system? How does the financial system bring together savers and borrowers? How do financial intermediaries link savers and borrowers?
More informationINVESTMENT FUNDS. Your guide to getting started. Registered charity number
INVESTMENT FUNDS Your guide to getting started Registered charity number 268369 CONTENTS Introduction 3 Balancing risk and reward 4 Get to grips with asset allocation 6 Make the management decision 8 Go
More informationEconomics Guided Notes Unit Six Day #1 Personal Finance Banking
Name: Date: Block # Economics Guided Notes Unit Six Day #1 Personal Finance Banking Directions Activity listen and view today s PowerPoint lesson. As you view each slide, write in any missing words or
More informationChapter 2. An Overview of the Financial System
Chapter 2 An Overview of the Financial System Function of Financial Markets Perform the essential function of channeling funds from economic players that have saved surplus funds to those that have a shortage
More informationPersonal Financial Planning
Personal Financial Planning Types of Investments Stocks Bonds Mutual Funds Real Estate Savings/Certificates of Deposit Collectibles Stocks Stock: An investment that represents ownership in a company or
More information2 Basic Types of Stock. Stock Classifications
The Language of the Market Family Economics & Financial i Education Why Learn About s The stock market is the core of America s economic system is a share of ownership in the assets and earnings of a company
More informationFinancial Literacy Course. East High School Module 10
Financial Literacy Course East High School Module 10 What will you learn about? What is Investing In the Stock Exchanges What is Investing? Risk & Return Generally, the higher the risk, the higher the
More informationMGT411 Money & Banking Latest Solved Quizzes By
MGT411 Money & Banking Latest Solved Quizzes By http://vustudents.ning.com Which of the following is true of a nation's central bank? It makes important decisions about the nation's tax and public spending
More informationThe Direktbank AG is lowering its interest rate by 0.50 % effective immediately. Go back two spaces!
The Direktbank AG is lowering its interest rate by 0.50 % effective immediately. Go back two spaces! The Direktbank AG is raising its interest rate by 0.50 % next Monday. Advance two spaces! Your driving
More informationChapter 2 Firms and the Financial Market
Chapter 2 Firms and the Financial Market Slide Contents Learning Objectives Principles Used in this Chapter 1.The Basic Structure of the U.S. Financial Markets 2.The Financial Marketplace Financial Institutions
More informationVideo.
Video http://www.youtube.com/watch?v=gnjcoof2hjk INTRODUCTION TO STOCK MARKET What is the stock market? Stock market = is where a corporation can selloff pieces of itself (each piece is called a Stock)
More informationFinancial Markets. Economics Spring 2017
Financial Markets Economics Spring 2017 What Can You Do With Your Money? Spend it or save it Savings: income not used for consumption Marginal propensity to consume: the change in personal spending that
More informationCHAPTER 16. Stocks and Bonds
CHAPTER 16 Stocks and Bonds SECTION 1: Stocks Financial Markets Stocks and bonds are bought and sold in a financial market. Financial markets channel money from some people to other people. They bring
More informationBonds and Other Financial Instruments
SECTION 4 Bonds and Other Financial Instruments OBJECTIVES KEY TERMS TAKING NOTES In Section 4, you will discuss why people buy bonds describe the different kinds of bonds explain the factors that affect
More informationStock Market Project Economics (Povletich) Spring 2016
Stock Market Project Economics (Povletich) Spring 2016 Name: Brokers make millions and lose millions on Wall Street based on their ability to identify successful companies. You will be taking on the role
More informationMutual Funds Made Simpler
Slide 1 Mutual Funds Made Simpler Tracy Baxter February 2011 With mutual funds, investors harness the power of collective buying to invest in stocks, bonds, and other securities. This allows them to avoid
More informationWhy Wealthy Investors Need to Explore Other Wealth Protection Vehicles
Why Wealthy Investors Need to Explore Other Wealth Protection Vehicles By: Joseph D. Salvemini Published April 13,2007 You have spent years taking risks and obtaining wealth, and now at age 50 or older
More informationINVESTING WITH CONFIDENCE AN INVESTOR GUIDE
INVESTING WITH CONFIDENCE AN INVESTOR GUIDE INVESTING WITH CONFIDENCE 1 I WANT TO MAKE THE RIGHT INVESTMENT CHOICES We will guide you through the whole investment process, helping you to think through
More informationAn old stock market saying is, "Bulls can make money, bears can make money, but pigs end up getting slaughtered.
In this lesson, you will learn about buying on margin and selling short. You will learn how buying on margin and selling short can increase potential gains on stock purchases, but at the risk of greater
More informationInvesting in Stocks. Chapter 31
Investing in Stocks Chapter 31 You can only get poor quickly; getting rich takes time Investing is putting your money to use in order to make money on it Putting money in a savings account is a form of
More informationP.Y.F. Participant s Guide
P.Y.F. Participant s Guide 1 Table of Contents Welcome Pre-Test Pay Yourself First Saving for Purchases Emergency Savings Retirement Savings Daily Decisions Matter Savings Tips How Your Money Grows (Simple
More informationBuy, Sell or Hold?: An Overview of Investing
Buy, Sell or Hold?: An Overview of Investing LESSON 21: TE ACHER S GUIDE a new video game or smart phone in hopes that the price will go down. But when it comes to investments, gambling without knowing
More informationFinancial Institutions vs. Financial Markets
Learning Objectives 1. I will gain an understanding of the different types of investment. 2. I will gain an understanding of the expected rate of return, risk, and liquidity for specific types of investments.
More informationTHE WEALTH CHEF S JARGON BUSTER
- THE WEALTH CHEF S JARGON BUSTER -. THE WEALTH CHEF INTERNATIONAL www.thewealthchef.com PAGE 1 Do you feel like the financial industry purposefully speaks in gibberish just to keep you in the dark, and
More informationSavings and Investing
Savings and Investing Personal Finance Project You must show evidence of your reading either with highlighting or annotating (not just the first page but the whole packet) This packet is due at the end
More informationProfit Growth Strategies By Brian Tracy
Profit Growth Strategies By Brian Tracy Getting the Money You Need Introduction Thought is the original source of all wealth, all success, all material gain, all great discoveries and inventions, and of
More informationDRIVING MY FINANCIAL FUTURE
STUDENT ACTIVITY 2 Write all of the things you d like to have or do that cost money, you can make the list as long as you want. Review the items you have listed and group them into the 3 category boxes
More informationInvestment Guide Funds offered through the Washington State Investment Board
Investment Guide Funds offered through the Washington State Investment Board Investing Overview Asset allocation 2 Two investment approaches 2 Build and Monitor 3 One-Step 3 Diversification 4 Trading restrictions
More informationINVESTMENT FUNDS. Your guide to getting started. Registered charity number
INVESTMENT FUNDS Your guide to getting started Registered charity number 268369 CONTENTS Introduction 3 Balancing risk and reward 4 Get to grips with asset allocation 6 Make the management decision 8 Go
More information1. Primary markets are markets in which users of funds raise cash by selling securities to funds' suppliers.
Test Bank Financial Markets and Institutions 6th Edition Saunders Complete download Financial Markets and Institutions 6th Edition TEST BANK by Saunders, Cornett: https://testbankarea.com/download/financial-markets-institutions-6th-editiontest-bank-saunders-cornett/
More informationJust the Facts: Investing
Let s Start Today Just the Facts: Investing Inspired by 1. Are you ready to start investing? Find out. Take an inventory of where you are today. Protect yourself with savings in case you encounter: Losing
More information1. Only small companies can go through financial markets to obtain financing.
Fundamentals of Corporate Finance 8th Edition Brealey Test Bank Full Download: http://testbanklive.com/download/fundamentals-of-corporate-finance-8th-edition-brealey-test-bank/ Chapter 02 Financial Markets
More informationspin-free guide to bonds Investing Risk Equities Bonds Property Income
spin-free guide to bonds Investing Risk Equities Bonds Property Income Contents Explaining the world of bonds 3 Understanding how bond prices can rise or fall 5 The different types of bonds 8 Bonds compared
More informationStock Market Project Economics (Povletich) Fall 2016
Stock Market Project Economics (Povletich) Fall 2016 Name: Brokers make millions and lose millions on Wall Street based on their ability to identify successful companies. You will be taking on the role
More informationBonds: An Introduction
Marblehead Financial Services Bill Bartin, CFP Located at Marblehead Bank 21 Atlantic Avenue Marblehead, MA 01945 781-476-0600 781-715-4629 wbartin@infinexgroup.com Bonds: An Introduction Page 1 of 6,
More informationInvestments 4: Bond Basics
Personal Finance: Another Perspective Investments 4: Bond Basics Updated 2017/06/28 1 Objectives A. Understand risk and return for bonds B. Understand bond terminology C. Understand the major types of
More informationPage 1 of 30. Analysis. MSDE Financial Literacy
Standards MSDE Financial Literacy Stocks in the Future Grade Six STANDARD 1: MAKE INFORMED, FINANCIALLY RESPONSIBLE DECISIONS -- Students will apply financial literacy reasoning in order to make informed,
More informationINVESTMENTS. The M&G guide to. bonds. Investing Bonds Property Equities Risk Multi-asset investing Income
INVESTMENTS The M&G guide to bonds Investing Bonds Property Equities Risk Multi-asset investing Income Contents Explaining the world of bonds 3 Understanding how bond prices can rise or fall 5 The different
More informationq1 Do you approve or disapprove of the way George W. Bush is handling his job as President?
CBS NEWS/MARKETWATCH POLL INVESTORS' VIEWS OF THE MARKET September 6-8, 2002 q1 Do you approve or disapprove of the way George W. Bush is handling his job as President? Total Male Female Sep02a % % % %
More informationI. Introduction to Bonds
University of California, Merced ECO 163-Economics of Investments Chapter 10 Lecture otes I. Introduction to Bonds Professor Jason Lee A. Definitions Definition: A bond obligates the issuer to make specified
More informationA Scholar s Introduction to Stocks, Bonds and Derivatives
A Scholar s Introduction to Stocks, Bonds and Derivatives Martin V. Day June 8, 2004 1 Introduction This course concerns mathematical models of some basic financial assets: stocks, bonds and derivative
More informationFunction of Financial Markets
Econ135: Lecture 2 Function of Financial Markets Perform the essential function of channeling funds from economic players that have saved surplus funds to those that have a shortage of funds Direct finance:
More informationSTOCK VALUATION Chapter 8
STOCK VALUATION Chapter 8 OUTLINE 1. Common & Preferred Stock A. Rights B. The Annual Meeting & Voting C. Dividends 2. Stock Valuation A. Zero Growth Dividends B. Constant Growth Dividends C. Non-constant
More information2) Bonds are financial instruments representing partial ownership of a firm. Answer: FALSE Diff: 1 Question Status: Revised
Personal Finance, 6e (Madura) Chapter 14 Investing Fundamentals 14.1 Types of Investments 1) Before you start an investment program, you should ensure liquidity by having money in financial institutions
More informationStocks. Participant Workbook. Your Name: Member SIPC PAGE 1 OF 17
Stocks T H E N U T S A N D B O LT S Participant Workbook Your Name: www.edwardjones.com Member SIPC MKD-3358J-A-PW EXP 30 APR 2020 2018 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED. PAGE 1 OF 17 TAKE
More informationWhy Learn About Stocks?
Language of the Stock Market Family Economics & Financial Education 1.12.2.F1 Why Learn About Stocks? O ne hears about the stock market on a daily basis. Not necessarily because they want to, but because
More informationInvesting. Managing Risk Time and Diversification
Unit 8 Investing Lesson 8A: Managing Risk Time and Diversification Rule 8: Grow your wealth safely. Investing requires three simple steps: (i) saving a portion of your income each year to invest, (ii)
More informationFunction of Financial Markets
Chapter 2 An Overview of the Financial System Function of Financial Markets Perform the essential function of channeling funds from economic players (households, firms and govt.) that have saved surplus
More informationNotes and Reading Guide Chapter 15 Mutual Funds
Notes and Reading Guide Chapter 15 Mutual Funds Name: 1. A mutual fund is an investment that from investors, the money, and invests it in,, and other investments. Each investor owns a of the fund proportionate
More informationFund Fact Sheet. ExxonMobil Savings Plan
Fund Fact Sheet ExxonMobil Savings Plan ExxonMobil Stock When you buy Exxon Mobil Corporation Common Stock (ExxonMobil stock), you become an ExxonMobil shareholder and an owner of the company. As an owner
More informationInvesting for the Future
Chapter 11 Investing for the Future 11.1 Basic Investing Concepts 11.2 Making Investment Choices 2010 South-Western, Cengage Learning Lesson 11.1 Basic Investing Concepts GOALS Why should you should consider
More informationRetirement. on the Brain. Managing Risk: Step-by-step investing for tomorrow
Retirement on the Brain Managing Risk: Step-by-step investing for tomorrow Managing risk Understanding risk is crucial to overcoming the fear of investing. Managing risk explains the basic investing principles
More informationLanguage of the Stock Market
1.12.2.A1 Worksheet Language of the Stock Market Total Points Earned 41 Total Points Possible Percentage Name Date Class Directions: Complete the following worksheet in conjunction with the Language of
More informationWhy Buy & Hold Is Dead
Why Buy & Hold Is Dead In this report, I will show you why I believe short-term trading can help you retire early, where the time honored buy and hold approach to investing in stocks has failed the general
More informationHandling Market Volatility
Select Portfolio Management, Inc. Dave Jones, MBA Wealth Adviser 120 Vantis, Suite 430 Aliso Viejo, CA 92656 949-975-7900 dave.jones@selectportfolio.com www.selectportfolio.com Handling Market Volatility
More information1. Which of the following is not a money market instrument? A. Treasury bill B. commercial paper C. preferred stock D. bankers' acceptance
Student: 1. Which of the following is not a money market instrument? A. Treasury bill B. commercial paper C. preferred stock D. bankers' acceptance 2. T-bills are issued with initial maturities of: I.
More informationThe Financial System. Sherif Khalifa. Sherif Khalifa () The Financial System 1 / 55
The Financial System Sherif Khalifa Sherif Khalifa () The Financial System 1 / 55 The financial system consists of those institutions in the economy that matches saving with investment. The financial system
More informationStock Market Exam. 6. How many companies are represented on the Dow? A. 6 B. 12 C. 30 D. 500 E. None of these
Stock Market Exam 1. This type of private savings plan may be deducted form you NET income (post-tax) to help you retire successfully when you reach 65 years of age. C. Social Security D. Bank Savings
More informationInternational Finance
International Finance FINA 5331 Lecture 2: U.S. Financial System William J. Crowder Ph.D. Financial Markets Financial markets are markets in which funds are transferred from people and Firms who have an
More informationInvestments and the Stock Market
Investments and the Stock Market Making your money grow Bull Market- upward This botched stamp sold in 2005 for how much money??? This 1909 Honus Wagnor baseball card is considered the rarest in the world.
More informationEmployee Investment Handbook
Employee Investment Handbook Employee Investment Handbook The material used in this text has been drawn from sources believed to be reliable. Every effort has been made to ensure the accuracy of the material.
More informationPENSIONS INVESTMENTS LIFE INSURANCE CLEAR PRSA A STRAIGHTFORWARD PERSONAL RETIREMENT SAVINGS ACCOUNT
PENSIONS INVESTMENTS LIFE INSURANCE CLEAR PRSA A STRAIGHTFORWARD PERSONAL RETIREMENT SAVINGS ACCOUNT PRODUCT SNAPSHOT This booklet will give you details of the benefits available on the Clear PRSA plan.
More informationDow Australia Superannuation Fund
Dow Australia Superannuation Fund Investment Guide ISSUED: 30 September 2017 The information in this document forms part of: the Product Disclosure Statement for Employee members (including Insurance Only
More informationStock Indices. Types of Stock. Stocks. Stock Indices. Ups and Downs. Four Popular Indicators
Stocks Stock: An investment that represents ownership in a company or corporation. Over the long-run, these investments tend to pay dividends to the share holders, and, given that the value of the stock
More informationChapter 02 Test Bank - Static
Chapter 02 Test Bank - Static Student: 1. Only small companies can go through financial markets to obtain financing. 2. The reinvestment of cash back into the firm's operations is an example of a flow
More informationAdjusting The Bull Call Spread
Module 6.1 This class is a production of Safe Option Strategies and the content is protected by copyright. Any reproduction or redistribution of this or any Safe Option Strategies presentation is strictly
More informationCorporate Finance FINA4330. Nisan Langberg Phone number: Office: 210-E Class website:
Corporate Finance FINA4330 Nisan Langberg Phone number: 743-4765 Office: 210-E Class website: http://www.bauer.uh.edu/nlangberg/ What material can be found online? Syllabus Outline of lecture notes Homework
More informationMutual Fund Investing: Investment Concepts to Consider
GET THE FACTS! Mutual Fund Investing: Investment Concepts to Consider This guide discusses some of the investment concepts and goals that you should consider when you invest in mutual funds. The first
More informationContinuing Divergence How to trade it and how to manage it Vladimir Ribakov s Divergence University
Continuing Divergence How to trade it and how to manage it What we will learn Confirm the divergence Prepare next entries Set the target Stop Loss Yes or No? Examples + Test Confirmations It s VERY important
More informationEvaluating Performance
Evaluating Performance Evaluating Performance Choosing investments is just the beginning of your work as an investor. As time goes by, you ll need to monitor the performance of these investments to see
More information