S&P 500 On Segment Maturity Date* Index Growth Rate*

Transcription

1 The Hartford Indexed Universal Life Insurance Product Portfolio Interest Rates Product Name Hartford Frontier Indexed Universal Life Policy Form Numbers ICC , LA-1342, HL-19288(10)NY Information as of January 15, 2015 Participation Rate 100% on both a Current and Guaranteed basis Index Growth Floor 0% on a Current and Guaranteed basis Index Growth Cap 3% Guaranteed Minimum, Current cap shown below Segment Date S&P 500 On Segment Start Date S&P 500 On Segment Maturity Date* Index Growth Rate* Segment Index Growth Cap 2/15/2015-2/15/ % 1/15/2015-1/15/2016 1, % 12/15/ /15/2015 1, % 11/15/ /15/2015 2, % 10/15/ /15/2015 1, % 9/15/2014-9/15/2015 1, % 8/15/2014-8/15/2015 1, % 7/15/2014-7/15/2015 1, % 6/15/2014-6/15/2015 1, % 5/15/2014-5/15/2015 1, % 4/15/2014-4/15/2015 1, % 3/15/2014-3/15/2015 1, % 2/15/2014-2/15/2015 1, % Index Interest Rate* 1/15/2014-1/15/2015 1, , % 12% % 12/15/ /15/2014 1, , % 12% % 11/15/ /15/2014 1, , % 12% % Ed. 03/2015 Exp. 07/23/2015

2 10/15/ /15/2014 1, , % 12% % 9/15/2013-9/15/2014 1, , % 12% % 8/15/2013-8/15/2014 1, , % 12% % 7/15/2013-7/15/2014 1, , % 12% % 6/15/2013-6/15/2014 1, , % 12% % 5/15/2013-5/15/2014 1, , % 12% % 4/15/2013-4/15/2014 1, , % 12% % 3/15/2013-3/15/2014 1, , % 12% % 2/15/2013-2/15/2014 1, , % 12% % 1/15/2013-1/15/2014 1, , % 12% % 12/15/ /15/2013 1, , % 12% % 11/15/ /15/2013 1, , % 12% % 10/15/ /15/2013 1, , % 12% % 9/15/2012-9/15/2013 1, , % 12% % 8/15/2012-8/15/2013 1, , % 12% % 7/15/2012-7/15/2013 1, , % 12% % 6/15/2012-6/15/2013 1, , % 12% % 5/15/2012-5/15/2013 1, , % 12% % 4/15/2012-4/15/2013 1, , % 12% % 3/15/2012-3/15/2013 1, , % 12% % 2/15/2012-2/15/2013 1, , % 12% % 1/15/2012-1/15/2013 1, , % 12% % 12/15/ /15/2012 1, , % 12% % 11/15/ /15/2012 1, , % 12% % 10/15/ /15/2012 1, , % 12% % 9/15/2011-9/15/2012 1, , % 12% % 8/15/2011-8/15/2012 1, , % 12% % 7/15/2011-7/15/2012 1, , % 12% % 6/15/2011-6/15/2012 1, , % 12% % 5/15/2011-5/15/2012 1, , % 12% % 4/15/2011-4/15/ , % 12% %

3 3/15/2011-3/15/2012 1, , % 12% % 2/15/2011-2/15/2012 1, , % 12% % 1/15/2011-1/15/2012 1, , % 12% % 12/15/ /15/2011 1, , % 12% % 11/15/ /15/2011 1, , % 12% % 10/15/ /15/2011 1, , % 12% % 9/15/2010-9/15/2011 1, , % 12% % Past performance does not guarantee future results. Current performance may be lower or higher than the past performance data quoted. The current Participation Rate, Index Growth Floor, and Index Growth Cap for the indexed account listed above are subject to change at the discretion of the company and may not reflect the actual rates in effect when a transfer next occurs on the policy. Participation Rate: The Participation Rate is the percent of the gain (if any) in the Index Value that is used to calculate the Index Growth Rate subject to the Index Growth Floor and Index Growth Cap. Participation Rates for new index segments may change, but they will never be lower than the guaranteed minimum Participation Rate of 100% as stated in the policy. Once an index segment is created, its Participation Rate will not change. Index Growth Floor: The Index Growth Floor is the minimum rate of interest that will be applied to a particular index segment. Index Growth Floors for new index segments may change, but they will never be lower than the guaranteed minimum Index Growth Floor of 0.00% as stated in the policy. Once an index segment is created, its Index Growth Floor will not change. Index Growth Cap: The Index Growth Cap is the maximum rate of interest that can be credited on a particular index segment. The current growth cap rate for an index segment is determined in advance. It may be raised or lowered before the segment is created, but it will not be lower than the guaranteed minimum Index Growth Cap of 3.00% as stated in the policy. Once an index segment is created, its Index Growth Cap will not change.

4 Product Name Frontier 2012 Indexed Universal Life Policy Form Numbers ICC , LA-1377(12), HL-19337(12)NY Information as of January 15, 2015 Index Account 1 S&P Year Point-to-Point Cap Adjusted Index Account Participation Rate Index Growth Floor Index Growth Cap Segment Date 100% on both a Current and Guaranteed basis 0% on both a Current and Guaranteed basis 3% Guaranteed Minimum, Current cap shown below S&P 500 On S&P 500 On Segment Maturity Segment Start Date Date* Index Growth Rate* Segment Index Growth Cap 2/15/2015-2/15/ % 1/15/2015-1/15/2016 1, % 12/15/ /15/2015 1, % 11/15/ /15/2015 2, % 10/15/ /15/2015 1, % 9/15/2014-9/15/2015 1, % 8/15/2014-8/15/2015 1, % 7/15/2014-7/15/2015 1, % 6/15/2014-6/15/2015 1, % 5/15/2014-5/15/2015 1, % 4/15/2014-4/15/2015 1, % 3/15/2014-3/15/2015 1, % 2/15/2014-2/15/2015 1, % Index Interest Rate* 1/15/2014-1/15/2015 1, , % 12% % 12/15/ /15/2014 1, , % 12% % 11/15/ /15/2014 1, , % 12% % 10/15/ /15/2014 1, , % 12% % 9/15/2013-9/15/2014 1, , % 12% % 8/15/2013-8/15/2014 1, , % 12% %

5 7/15/2013-7/15/2014 1, , % 12% % 6/15/2013-6/15/2014 1, , % 12% % 5/15/2013-5/15/2014 1, , % 12% % 4/15/2013-4/15/2014 1, , % 12% % 3/15/2013-3/15/2014 1, , % 12% % 2/15/2013-2/15/2014 1, , % 12% % 1/15/2013-1/15/2014 1, , % 12% % 12/15/ /15/2013 1, , % 12% % 11/15/ /15/2013 1, , % 12% % 10/15/ /15/2013 1, , % 12% % 9/15/2012-9/15/2013 1, , % 12% % 8/15/2012-8/15/2013 1, , % 12% % 7/15/2012-7/15/3013 1, , % 12% % Index Account 2 S&P Year Point-to-Point Participation Adjusted Index Account 10% Guaranteed Minimum, Current participation rate shown Participation Rate below 0% on both a Current and Guaranteed Index Growth Floor basis Index Growth Cap Not Applicable S&P 500 On Segment Date S&P 500 On Segment Start Date Segment Maturity Date* Index Growth Rate* Segment Index Participation Rate 2/15/2015-2/15/ % 1/15/2015-1/15/2016 1, % 12/15/ /15/2015 1, % 11/15/ /15/2015 2, % 10/15/ /15/2015 1, % 9/15/2014-9/15/2015 1, % 8/15/2014-8/15/2015 1, % 7/15/2014-7/15/2015 1, % Index Interest Rate*

6 6/15/2014-6/15/2015 1, % 5/15/2014-5/15/2015 1, % 4/15/2014-4/15/2015 1, % 3/15/2014-3/15/2015 1, % 2/15/2014-2/15/2015 1, % 1/15/2014-1/15/2015 1, , % 65% % 12/15/ /15/2014 1, , % 65% % 11/15/ /15/2014 1, , % 65% % 10/15/ /15/2014 1, , % 65% % 9/15/2013-9/15/2014 1, , % 65% % 8/15/2013-8/15/2014 1, , % 65% % 7/15/2013-7/15/2014 1, , % 65% % 6/15/2013-6/15/2014 1, , % 65% % 5/15/2013-5/15/2014 1, , % 65% % 4/15/2013-4/15/2014 1, , % 65% % 3/15/2013-3/15/2014 1, , % 65% % 2/15/2013-2/15/2014 1, , % 65% % 1/15/2013-1/15/2014 1, , % 65% % 12/15/ /15/2013 1, , % 65% % 11/15/ /15/2013 1, , % 65% % 10/15/ /15/2013 1, , % 65% % 9/15/2012-9/15/2013 1, , % 65% % 8/15/2012-8/15/2013 1, , % 65% % 7/15/12-7/15/2013 1, , % 65% % Past performance does not guarantee future results. Current performance may be lower or higher than the past performance data quoted. The current Participation Rate, Index Growth Floor, and Index Growth Cap for the indexed account listed above are subject to change at the discretion of the company and may not reflect the actual rates in effect when a transfer next occurs on the policy. Participation Rate: The Participation Rate is the percent of the gain (if any) in the Index Value that is used to calculate the Index Growth Rate subject to the Index Growth Floor and Index Growth Cap. Participation Rates for new index segments may change, but they will never be lower than the guaranteed minimum Participation Rate of 100% as stated in the policy. Once an index segment is created, its Participation Rate will not change.

7 Index Growth Floor: The Index Growth Floor is the minimum rate of interest that will be applied to a particular index segment. Index Growth Floors for new index segments may change, but they will never be lower than the guaranteed minimum Index Growth Floor of 0.00% as stated in the policy. Once an index segment is created, its Index Growth Floor will not change. Index Growth Cap: The Index Growth Cap is the maximum rate of interest that can be credited on a particular index segment. The current growth cap rate for an index segment is determined in advance. It may be raised or lowered before the segment is created, but it will not be lower than the guaranteed minimum Index Growth Cap of 3.00% as stated in the policy. Once an index segment is created, its Index Growth Cap will not change.

8 Product Name Policy Form Numbers PRODUCT Hartford Founders Plus Universal Life ICC , LA-1366, HL-19323(11) Information as of January 3, % on both a Current and Guaranteed Participation Rate basis Index Growth Floor 0% on both a Current and Guaranteed basis Index Growth Cap 3% Guaranteed Minimum, Current cap shown below Segment Date S&P 500 On Segment Start Date S&P 500 On Segment Maturity Date* Index Growth Rate* Index-Linked Interest Rate Cap 2/3/2015-2/3/ % 1/3/2015-1/3/2016 2, % 12/3/ /3/2015 2, % 11/3/ /3/2015 2, % 10/3/ /3/2015 1, % 9/3/2014-9/3/2015 2, % 8/3/2014-8/3/2015 1, % 7/3/2014-7/3/2015 1, % 6/3/2014-6/3/2015 1, % 5/3/2014-5/3/2015 1, % 4/3/2014-4/3/2015 1, % 3/3/2014-3/3/2015 1, % 2/3/2014-2/3/2015 1, % Index-Linked Interest Rate* 1/3/2014-1/3/2015 1, , % 6% % 12/3/ /3/2014 1, , % 6% % 11/3/ /3/2014 1, , % 6% % 10/3/ /3/2014 1, , % 6% % 9/3/2013-9/3/2014 1, , % 6% % 8/3/2013-8/3/2014 1, , % 6% % 7/3/2013-7/3/2014 1, , % 6% % 6/3/2013-6/3/2014 1, , % 6% %

9 5/3/2013-5/3/2014 1, , % 6% % 4/3/2013-4/3/2014 1, , % 6% % 3/3/2013-3/3/2014 1, , % 6% % 2/3/2013-2/3/2014 1, , % 6% % 1/3/2013-1/3/2014 1, , % 6% % 12/3/ /3/2013 1, , % 6% % 11/3/ /3/2013 1, , % 6% % 10/3/ /3/2013 1, , % 6% % 9/3/2012-9/3/2013 1, , % 6% % 8/3/2012-8/3/2013 1, , % 6% % 7/3/2012-7/3/2013 1, , % 6% % 6/3/2012-6/3/2013 1, , % 6% % 5/3/2012-5/3/2013 1, , % 6% % 4/3/2012-4/3/2013 1, , % 6% % 3/3/2012-3/3/2013 1, , % 6% % 2/3/2012-2/3/2013 1, , % 6% % 1/3/2012-1/3/2013 1, , % 6% % 12/3/ /3/2012 1, , % 6% % 11/3/ /3/2012 1, , % 6% % 10/3/ /3/2012 1, , % 6% % Past performance does not guarantee future results. Current performance may be lower or higher than the past performance data quoted. The current Participation Rate, Index Growth Floor, and Index Growth Cap for the indexed account listed above are subject to change at the discretion of the company and may not reflect the actual rates in effect when a transfer next occurs on the policy. Participation Rate: The Participation Rate is the percent of the gain (if any) in the Index Value that is used to calculate the Index Growth Rate subject to the Index Growth Floor and Index Growth Cap. Participation Rates for new index segments may change, but they will never be lower than the guaranteed minimum Participation Rate of 100% as stated in the policy. Once an index segment is created, its Participation Rate will not change. Index Growth Floor: The Index Growth Floor is the minimum rate of interest that will be applied to a particular index segment. Index Growth Floors for new index segments may change, but they will never be lower than the guaranteed minimum Index Growth Floor of 0.00% as stated in the policy. Once an index segment is created, its Index Growth Floor will not change.

10 Index Growth Cap: The Index Growth Cap is the maximum rate of interest that can be credited on a particular index segment. The current growth cap rate for an index segment is determined in advance. It may be raised or lowered before the segment is created, but it will not be lower than the guaranteed minimum Index Growth Cap of 3.00% as stated in the policy. Once an index segment is created, its Index Growth Cap will not change.

11 Product Name Policy Form Numbers Hartford Joint Founders Plus Universal Life ICC , LA-1379(12), HL-19355(12) Information as of January 3, % on both a Current and Guaranteed Participation Rate basis Index Growth Floor 0% on both a Current and Guaranteed basis Index Growth Cap 3% Guaranteed Minimum, Current cap shown below Segment Date S&P 500 On Segment Start Date S&P 500 On Segment Maturity Date* Index Growth Rate* Index-Linked Interest Rate Cap 2/3/2015-2/3/ % 1/3/2015-1/3/2016 2, % 12/3/ /3/2015 2, % 11/3/ /3/2015 2, % 10/3/ /3/2015 1, % 9/3/2014-9/3/2015 2, % 8/3/2014-8/3/2015 1, % 7/3/2014-7/3/2015 1, % 6/3/2014-6/3/2015 1, % 5/3/2014-5/3/2015 1, % 4/3/2014-4/3/2015 1, % 3/3/2014-3/3/2015 1, % 2/3/2014-2/3/2015 1, % Index-Linked Interest Rate* 1/3/2014-1/3/2015 1, , % 6% % 12/3/ /3/2014 1, , % 6% % 11/3/ /3/2014 1, , % 6% % 10/3/ /3/2014 1, , % 6% % 9/3/2013-9/3/2014 1, , % 6% % 8/3/2013-8/3/2014 1, , % 6% % 7/3/2013-7/3/2014 1, , % 6% %

12 6/3/2013-6/3/2014 1, , % 6% % 5/3/2013-5/3/2014 1, , % 6% % 4/3/2013-4/3/2014 1, , % 6% % 3/3/2013-3/3/2014 1, , % 6% % 2/3/2013-2/3/2014 1, , % 6% % 1/3/2013-1/3/2014 1, , % 6% % 12/3/ /3/2013 1, , % 6% % 11/3/ /3/2013 1, , % 6% % Past performance does not guarantee future results. Current performance may be lower or higher than the past performance data quoted The current Participation Rate, Index Growth Floor, and Index Growth Cap for the indexed account listed above are subject to change at the discretion of the company and may not reflect the actual rates in effect when a transfer next occurs on the policy. Participation Rate: The Participation Rate is the percent of the gain (if any) in the Index Value that is used to calculate the Index Growth Rate subject to the Index Growth Floor and Index Growth Cap. Participation Rates for new index segments may change, but they will never be lower than the guaranteed minimum Participation Rate of 100% as stated in the policy. Once an index segment is created, its Participation Rate will not change. Index Growth Floor: The Index Growth Floor is the minimum rate of interest that will be applied to a particular index segment. Index Growth Floors for new index segments may change, but they will never be lower than the guaranteed minimum Index Growth Floor of 0.00% as stated in the policy. Once an index segment is created, its Index Growth Floor will not change. Index Growth Cap: The Index Growth Cap is the maximum rate of interest that can be credited on a particular index segment. The current growth cap rate for an index segment is determined in advance. It may be raised or lowered before the segment is created, but it will not be lower than the guaranteed minimum Index Growth Cap of 3.00% as stated in the policy. Once an index segment is created, its Index Growth Cap will not change.

13 The S&P 500 Index Values used in indexed account calculations are exclusive of dividends. The S&P 500 Indexed Account provides interest linked to the S&P 500, and the policy will be affected by changes in the S&P 500 Index. However, money placed in the S&P 500 Indexed Account is not a direct investment in the S&P 500 Index, a stock, or an equity investment. The policy is not a variable contract or an investment. The S&P 500 Index is a product of S&P Dow Jones Indices LLC ( SPDJI ), and has been licensed for use by The Prudential Insurance Company of America for itself and affiliates including Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (collectively Pruco Life ). Standard & Poor s, S&P, and S&P 500 are registered trademarks of Standard & Poor s Financial Services LLC ( S&P ); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC ( Dow Jones ); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Pruco Life. Pruco Life s products are not sponsored, endorsed, sold, or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates and none of such parties make any representation regarding the advisability of purchasing such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index. S&P 500 index values are exclusive of dividends. Insurance policies are administered by The Prudential Insurance Company of America, but are issued and backed by the claims paying ability of the issuing companies of Hartford Life Insurance Company (New York) and Hartford Life and Annuity Insurance Company (outside of New York). The mailing address is P.O. Box 2999, Hartford, CT These companies are subsidiaries of The Hartford. Prudential Financial, Inc. and its affiliates (Prudential) are not affiliates of The Hartford Financial Services Group, Inc., or its subsidiaries. Prudential is not responsible for the financial condition or contractual obligations of The Hartford issuing companies. The Hartford, the Stag logo, and Hartford inclusive names are used under a license with Hartford Fire Insurance Company, a subsidiary of The Hartford. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities Ed. 03/2015 Exp/ 07/23/2015