We partner with independent investment advisors and offer full, direct access to our experienced portfolio management, sales, and service teams.

Size: px
Start display at page:

Download "We partner with independent investment advisors and offer full, direct access to our experienced portfolio management, sales, and service teams."

Transcription

1

2 We believe in the value of investment advice and the power of using risk-managed balanced portfolios to enhance the investor experience. We believe that risk budgeting is the best approach to risk management. We deliver innovative ETF-focused investment options for investors in all life stages. Our strategies are available directly, on wealth management platforms, and through retirement plans. We partner with independent investment advisors and offer full, direct access to our experienced portfolio management, sales, and service teams. CLS Investments, LLC (CLS) is a third party investment manager, ETF strategist, and long-time trusted partner in the financial industry. CLS s active asset allocation approach, customizable strategy offerings, and extensive risk management experience have led financial professionals to entrust their clients portfolios to CLS since Today, more than 35,000 investors depend on CLS to manage their investment portfolios and help them reach their financial objectives. Since many financial advisors find their strengths lie in cultivating relationships and creating an overall financial strategy for their clients, they often choose to outsource the portfolio management function of their role to CLS. The advisor maintains the direct relationship with the client, while CLS s portfolio management and analytics teams take on the day-to-day research, trading, and operations. CLS also stays in regular contact with our investor clients, allowing us to keep updated on their financial situations and evolving needs.

3 WHERE WE'VE BEEN a history of CLS CLS is founded. CLS confirms its commitment to open, honest & ethical practices and claims compliance with the Global Investment Performance Standards (GIPS )* CLS purchases its first Exchange Traded Fund. Qualified retirement plan participants gain access to CLS professional management. CLS establishes its 200th broker-dealer relationship. CLS client account maintenance and access gets faster & simpler through the CLS mobile app. CLS introduces 10 new strategies utilizing Strategic & Active portfolio management methodologies. NorthStar celebrates its 10-year anniversary and reaches $212 billion in assets under management & administration. ** Investors gain diversification & efficiency through CLS s new proprietary mutual funds. NorthStar Financial Services Group is formed. Investors gain access to CLS professional management for their individual stock and bond portfolios. CLS's portfolio management & analytics teams continue to expand. CLS introduces its adaptive and disciplined risk budgeting portfolio management methodology. Investors & advisors gain expanded access to CLS through sub-advisory & investment research relationships. * To obtain a copy of a fully compliant presentation and/or a list of composite descriptions, contact us at * * as of 12/31/2013 CLS's proprietary fund offerings grows to 10.

4 1989. CLS is founded. CLS was founded with one specific mission, which has endured as our guiding principle: to be a trusted partner with financial advisors and deliver innovative investment solutions and reliable portfolio management to individual investors. Veteran financial professional W. Patrick Clarke left the stockbroker business in 1975 to focus on developing highly customized financial plans and investment management options for individual investors. When other financial planners began expressing a need for this individualized approach, he began to partner with them as a third party asset manager and created the organization that would later become CLS. CLS s partnership business model gives advisors time to create meaningful relationships with their clients and learn important details about their total financial standing, investing time horizon, and specific investment objectives. When the advisor gives this information to CLS, we can accordingly make timely active asset allocation decisions within the client s portfolio. Through this mutually beneficial connection, CLS can enhance an advisor s service to investors.

5 CLS purchases its first Exchange Traded Fund Investors gain diversification & efficiency through CLS s proprietary mutual funds. CLS began purchasing Exchange Traded Funds (ETFs) as they were just gaining popularity. Three months after CLS purchased its first ETF for its proprietary growth fund, they represented over 20 percent of the fund. By 2003, all of the CLS-managed funds included ETFs, making them among the first funds of ETFs available. Today, members of CLS s portfolio management and investment research teams have extensive experience managing ETF portfolios. CLS boasts a verifiable ETF management track record and dedicates significant time and resources to turning over more rocks within the ETF landscape. The CLS-managed funds were created as the fundamental building blocks of many CLS strategies and are used within individual investors' accounts in a variety of ways based on efficiency optimization, account size, and client preference. CLS created the funds to allow us access to markets and assets that were previously unavailable to us solely in a portfolio manager capacity. The introduction of these funds also allowed CLS to be more efficient in managing accounts of all sizes.

6 Qualified retirement plan participants gain access to CLS management CLS introduces its risk budgeting methodology. Risk budgeting is a risk-based active asset allocation approach that incorporates the discipline of strategic asset allocation with the flexibility of tactical asset allocation. Through this methodology, portfolio risk is targeted to the level the investor specifies based on his or her financial goals and investment time horizon. We enhance portfolio return potential through active asset allocation, through which we make moves within the portfolio to take advantage of areas we believe show opportunity. Risk budgeting allows CLS to provide investment expertise parallel to that typically only received by high net worth investors and large pension funds. Although their qualified retirement plan account may be their largest asset, many investors do not have the time, emotional discipline, or knowledge needed to manage it. CLS seeks to eliminate these roadblocks to making prudent investment decisions by working with financial advisors, third party administrators, and record keepers to offer actively-managed ETF account options within 401(k), 403(b), and 457 plans. These partnerships allow CLS to offer fiduciary assistance to plan sponsors, plan participants, or both, as well as to provide ongoing plan maintenance support to the advisor CLS confirms its commitment to open, honest & ethical practices. Standardized investment performance reporting gives investors the transparency they need to compare and evaluate investment managers. GIPS standards are a rigorous set of investment performance measurement standards recognized worldwide for their credibility, integrity, scope, and uniformity. CLS claims compliance with the Global Investment Performance Standards (GIPS ) *. CLS voluntarily demonstrates a commitment to business ethics and transparency, as well as adherence to comprehensive rules governing input data, calculation methodology, composite construction, disclosures, and reporting. * To obtain a copy of a fully compliant presentation and/or a list of composite descriptions, contact us at

7 CLS begins managing individual stock & bond portfolios NorthStar is formed. CLS is a subsidiary of NorthStar Financial Services Group, LLC (NorthStar), which was formed in 2003 to provide investment advisors access to a wide range of financial services under one roof. This synergistic structure allows the organization to empower investment advisors by helping them enhance their service to clients, increase their operational efficiencies, and expand their businesses. For clients seeking highly customized portfolios for existing or new investments, CLS offers separate accounts strategies. Designed to allow for broad customization and flexibility, these strategies incorporate ETFs, individual bonds, and individual stocks in order to accommodate very specific investment objectives and considerations, such as income or sensitivity to tax consequences. In response to changing market conditions, CLS portfolio managers can make timely adjustments to portfolio allocations between tens of thousands of investment products, providing a diversified approach under one account.

8 2010. CLS client account maintenance & access gets faster & simpler CLS establishes its 200th broker-dealer relationship. CLS has a long history of innovation, both in terms of investment management and technology to support our partners and clients. In addition to a robust online account maintenance system accessible to advisors and individual investors, we launched a mobile app in 2010 that provides on-the-go access to account holdings, balances, performance, and more. CLS also offers the capability to expedite an investor s account setup process through esignature, as well as easily access and aggregate secure client data through partnerships with leading data and document management services. This demonstrates the trust leaders in our industry have in CLS to provide innovative investment management services through thousands of independent financial representatives to more than 35,000 individual investors.

9 2011 Expanded sub-advisory & investment research relationships give investors & advisors additional access to CLS CLS's portfolio management & analytics teams continue to expand. CLS acts as a sub-advisor and investment research provider to many broker-dealer self-clearing platforms, brokerage custodians, Registered Investment Advisors (RIAs), and overlay portfolio management enterprises. These partnerships with financial institutions allow for a customized application of CLS offerings, other investment options, and technology tools in a way that best benefits an advisor's business and clients. The availability of CLS s models on overlay portfolio management platforms has greatly expanded access to CLS s professional money management for both advisors and clients. A seasoned and accomplished team of financial and investment professionals works together to analyze thousands of investment options in order to manage CLS s proprietary funds and build risk-budgeted portfolios for individual investors. Currently, the 12-member team has more than 160 years of combined experience. Four members are Chartered Financial Analyst (CFA) charterholders and five are candidates for the designation. Additionally, one team member holds a Certificate in Investment Performance Measurement and another holds the Chartered Market Technician designation. CLS enhances the breadth & depth of its proprietary fund offerings CLS's proprietary funds cover a spectrum of fund objectives, including long-term growth, total return, principal protection, and income. They provide CLS an effective trading platform for flexible allocations to ETFs and allow us to bring the diversification and low cost of ETFs to small accounts where individual trading is not available.

10 2013 NorthStar celebrates its 10-year anniversary. On its 10th anniversary, NorthStar's subsidiary and affiliate companies were collectively managing and servicing more than $120 billion in assets. As of 12/31/2013, that number had grown to more than $212 billion CLS introduces 10 new strategies utilizing strategic & active portfolio management methodologies. By expanding our strategy offerings to include those that appeal to investors seeking more strategic or active investment management approaches, CLS gives our advisor partners tools to meet a more diverse set of investor needs. Additionally, CLS s active portfolios empower advisors who prefer to participate in direct management of their client s accounts by giving them the control to accentuate a particular view, provide a simple hedge, and attempt to mitigate external risks.

11 The views expressed herein are exclusively those of CLS Investments, LLC, and are not meant as investment advice and are subject to change. No part of this report may be reproduced in any manner without the express written permission of CLS Investments, LLC. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. All opinions expressed herein are subject to change without notice. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this report. You should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recom mended in this report and should understand that statements regarding fu ture prospects may not be realized. You should note that security values may fluctuate and that each security s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not a guide to future performance. Investing in any security involves certain unavoidable risks called non-diversifiable risks. These risks include market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any specific, or diversifiable, risks associated with particular investment styles or strategies. CLS Investments, LLC ( CLS ) is an SEC Registered Investment Advisor and an affiliated company of Northern Lights Distributors, LLC. The services offered by CLS are wholesaled through licensed representatives of Northern Lights Distributors, LLC. Bonds are a type of debt instrument issued by a government or corporate entity which an investor loans money to the entity for a defined period of time at a fixed interest rate. Diversifiable risks include, but are not limited to, call risk, reinvestment risk, and credit risk. An ETF is a type of investment company whose investment objective is to achieve the same return as a particular market or commodity index, or a basket of assets. An ETF is similar to an index fund in that it will primarily invest in the securities of companies that are included in the selected index. An ETF will invest in either all of the securities or a representative sample of the securities included in the index. While ETFs tend to be lower in cost to other investment companies, such as mutual funds, there are costs that apply. Always research a particular ETF prior to investing in order to determine its fees. Diversifiable risks include, but are not limited to, business risk, regulatory risk, and capital risk A client s risk budget is derived from the client s specific answers to CLS s Confidential Client Profile questionnaire, which establishes the client s financial goals, ability to handle risk, and overall investment time horizon. The individual client risk budget is expressed as a percentage of the risk of a well diversified equity portfolio CLS-6/15/ CLSinvest.com Follow A Company

ADVISORONE FUNDS. Solutions

ADVISORONE FUNDS. Solutions ADVISORONE FUNDS Solutions For investors seeking Risk-Budgeted, global, and actively managed portfolios of CLS funds that attempt to accumulate or protect wealth. YOUR FLEXIBLE, PERSONALIZED, RISK-MANAGED

More information

AMERICAN FUNDS. Solutions

AMERICAN FUNDS. Solutions AMERICAN FUNDS Solutions For investors seeking Risk-Budgeted, global, and actively managed portfolios of American Funds to build capital, generate income, protect their assets, or mitigate tax consequences.

More information

ASSOCIATED INVESTMENT SERVICES, INC. 433 Main Street Green Bay, WI September 24, 2014

ASSOCIATED INVESTMENT SERVICES, INC. 433 Main Street Green Bay, WI September 24, 2014 ASSOCIATED INVESTMENT SERVICES, INC. 433 Main Street Green Bay, WI 54301 800-595-7722 https://www.associatedbank.com/personal/invest/associated-investment-services-online September 24, 2014 This brochure

More information

Diversified Managed Allocations

Diversified Managed Allocations Diversified Managed Allocations Multi-strategy portfolios with a focus on flexibility Is this program right for you? DMA is designed for investors who: Want experienced, professional money managers to

More information

CLS ADVISOR IQ SERIES

CLS ADVISOR IQ SERIES CLS ADVISOR IQ SERIES PROPEL YOUR BUSINESS FORWARD: THE INSIDE TRACK TO CHOOSING AND IMPLEMENTING ETF STRATEGISTS in collaboration with Table of Contents Executive Summary Introduction Industry Issues

More information

ETFs as Investment Options in DC Plans CONSIDERATIONS FOR PLAN SPONSORS

ETFs as Investment Options in DC Plans CONSIDERATIONS FOR PLAN SPONSORS PRICE PERSPECTIVE August 2017 In-depth analysis and insights to inform your decision-making. ETFs as Investment Options in DC Plans CONSIDERATIONS FOR PLAN SPONSORS EXECUTIVE SUMMARY The exchange-traded

More information

The Strength of Partnership:

The Strength of Partnership: The Strength of Partnership: Preparing for Changes in the Retirement Plan Marketplace Plan Sponsor and Employer Guide LPL Financial Navigating the Sea Change in Retirement Plans As an employer, you share

More information

LPL RESEARCH AT A GLANCE WHO WE ARE WHAT WE DO MEMBER FINRA/SIPC

LPL RESEARCH AT A GLANCE WHO WE ARE WHAT WE DO MEMBER FINRA/SIPC LPL RESEARCH WHO WE ARE WHAT WE DO AT A GLANCE MEMBER FINRA/SIPC 1 ADVISOR S TRUSTED PARTNER LPL Research is your advisor s trusted partner. Our mission is simple: Provide independent and objective investment

More information

March 29, SEC File Number IA Firm CRD Number

March 29, SEC File Number IA Firm CRD Number March 29, 2018 SEC File Number 801-64376 IA Firm CRD Number 134600 Client Disclosure Brochure: o Form ADV Part 2A o Form ADV Part 2B o Appendix 1 Wrap Fee Program Brochure o Audited Balance Sheet for UCFA

More information

Investment Management Philosophy

Investment Management Philosophy Investment Management Philosophy Executive Overview The investment marketplace has grown increasingly complex and unpredictable for individual investors. This reality may make it difficult for many people

More information

Item 2 - Material Changes

Item 2 - Material Changes NFG Wealth Advisors LLC 1550 Madruga Avenue Suite 500 Coral Gables, Fl 33146 aneto@nfgwealth.com www.nfgwealth.com Form ADV Part 2A March 21 st, 2018 Item 1 Cover Page This brochure provides information

More information

Meeder Asset Management, Inc.

Meeder Asset Management, Inc. Meeder Asset Management, Inc. Wrap Fee Program Brochure Form ADV Part 2A Appendix 1 6125 Memorial Drive Dublin, Ohio 43017 (800) 325-3539 www.meederinvestment.com March 1, 2019 This wrap fee program brochure

More information

Options for Your Cash Portfolio

Options for Your Cash Portfolio Options for Your Cash Portfolio As regulatory reform has been implemented in the US and is being discussed in Europe, investors must now evaluate their cash investments. Offering liquidity solutions for

More information

An Introduction to Dynamic Overlay

An Introduction to Dynamic Overlay Tactical investment strategy striving to preserve and grow client wealth An Introduction to Dynamic Overlay www.mrminv.com 12444 Powerscourt Drive Suite 350, St. Louis, MO 63131 1-(800) 233-1944 Q4 2018

More information

Separately Managed Accounts. Investment Advisory Solutions for Today s Complex Markets

Separately Managed Accounts. Investment Advisory Solutions for Today s Complex Markets Separately Managed Accounts Investment Advisory Solutions for Today s Complex Markets Contents Consulting Group Overview Resources The GIC and Global Investment Manager Analysis Separately Managed Accounts

More information

Best practices for multiple sub-adviser mutual funds

Best practices for multiple sub-adviser mutual funds Best practices for multiple sub-adviser mutual funds Operational and compliance best practices for mutual fund portfolios with multiple sub-advisers Proliferation of sub-advised mutual funds The continual

More information

Morningstar Investment Services

Morningstar Investment Services Morningstar Core Managed Portfolios Investment Services Peter Dugery Senior Vice President, National Sales Morningstar Investment Services August 21 st, 2012 For financial professional use only. 2012 Morningstar

More information

Form ADV Part 2A Brochure March 22, 2013

Form ADV Part 2A Brochure March 22, 2013 Item 1 Cover Page Form ADV Part 2A Brochure March 22, 2013 OneAmerica Securities, Inc. 433 North Capital Avenue Indianapolis, Indiana, 46204 Telephone: 877-285-3863, option 6# Website: www.oneamerica.com

More information

Meeder Asset Management, Inc.

Meeder Asset Management, Inc. Meeder Asset Management, Inc. Advisory Services Brochure Form ADV Part 2A 6125 Memorial Drive Dublin, Ohio 43017 (800) 325-3539 www.meederinvestment.com March 29, 2019 This brochure provides information

More information

A GUIDE TO SEPARATELY MANAGED ACCOUNTS

A GUIDE TO SEPARATELY MANAGED ACCOUNTS At the forefront of SMAs A GUIDE TO SEPARATELY MANAGED ACCOUNTS Separately managed accounts (SMAs) play an important role in providing investors choice in how they access professional investment management.

More information

What Outsourcing Has to Offer: Part II

What Outsourcing Has to Offer: Part II What Outsourcing Has to Offer: Part II California Municipal Treasurers Association Kay Chandler, CFA, President Chandler Asset Management, Inc. What is an Investment Adviser? An investment firm with demonstrated

More information

Customized Target Date Solutions

Customized Target Date Solutions Customized Target Date Solutions Multi-asset class strategies tailored for plan-specific needs and goals J.P. Morgan Asset Management s defined contribution expertise and outcome-focused portfolio structuring

More information

INDUSTRY CONTENT SERIES

INDUSTRY CONTENT SERIES INDUSTRY CONTENT SERIES 1 The Rise of Marketplace Lending: Finding Yield in New Places Table of Contents Introduction 2 What is Marketplace Lending 2-4 Marketplace Lending Risks 4-5 Investing Approaches

More information

Fiduciary Insights OCIO PERFORMANCE MEASUREMENT AND ANALYSIS. Overcoming the Challenges of Evaluating the Returns of OCIO Providers

Fiduciary Insights OCIO PERFORMANCE MEASUREMENT AND ANALYSIS. Overcoming the Challenges of Evaluating the Returns of OCIO Providers OCIO PERFORMANCE MEASUREMENT AND ANALYSIS Overcoming the Challenges of Evaluating the Returns of OCIO Providers LACK OF UNIFORMITY IN PERFORMANCE REPORTING STANDARDS AMONG OUTSOURCED CIO (OCIO) PROVIDERS

More information

MANAGED ACCOUNTS. Portfolio Solutions. Providing the guidance and flexibility to meet your customized investing needs

MANAGED ACCOUNTS. Portfolio Solutions. Providing the guidance and flexibility to meet your customized investing needs MANAGED ACCOUNTS Portfolio Solutions Providing the guidance and flexibility to meet your customized investing needs INTRODUCING PORTFOLIO SOLUTIONS When it comes to achieving your financial goals, here

More information

LIFETIME WEALTH PORTFOLIOS

LIFETIME WEALTH PORTFOLIOS LIFETIME WEALTH PORTFOLIOS LIFETIME WEALTH PORTFOLIOS Investment Philosophy BRINKER CAPITAL LIFETIME WEALTH PORTFOLIOS SM SUB-ADVISERS ARE PRE- SCREENED INVESTMENT EXPERTS PROVIDING MARKET INSIGHT, ANALYSIS

More information

Meeder Advisory Services, Inc.

Meeder Advisory Services, Inc. Meeder Advisory Services, Inc. Advisory Services Brochure Form ADV Part 2A 6125 Memorial Drive Dublin, Ohio 43017 (800) 325-3539 www.meederinvestment.com March 29, 2019 This brochure provides information

More information

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 NOVEMBER 14, 2017 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities

More information

Copper Beech Wealth Management

Copper Beech Wealth Management Copper Beech Wealth Management 33 Bloomfield Hills Parkway Suite 100 Bloomfield Hills, MI 48304 248.203.2030 www.copperbeechwm.com Disclosure Brochure April 25, 2011 This brochure provides information

More information

FIXED INCOME PORTFOLIO

FIXED INCOME PORTFOLIO FIXED INCOME PORTFOLIO 1 IN TODAY S UNCERTAIN MARKETS, you re likely looking for a partner to meet your fixed income objectives. Let Innealta Capital work with you to cultivate your portfolio with our

More information

A winning relationship

A winning relationship A winning relationship For clients of independent investment advisors You, your advisor, and Schwab Advisor Services Your advisor s expertise and Schwab s custody services come together to help protect

More information

YIELD SELECT. Strategy Overview ASSET MANAGEMENT

YIELD SELECT. Strategy Overview ASSET MANAGEMENT YIELD SELECT Strategy Overview ASSET MANAGEMENT THE SELECT STRATEGIES Balancing the Need for Income and Growth The path to establishing financial security for retirement can take many routes. How much

More information

Consulting Group: An Introduction

Consulting Group: An Introduction 2 Disciplined Investment Process 3 Investment Advisory Programs 5 Global Resources, Local Perspective product consulting group Consulting Group: An Introduction summary The last several years have proven

More information

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 JUNE 12, 2017 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities Associates,

More information

VALIC Financial Advisors, Inc.

VALIC Financial Advisors, Inc. Item 1 Cover Page VALIC Financial Advisors, Inc. FIRM BROCHURE Part 2A of Form ADV 2929 Allen Parkway, L3-20, Houston, Texas 77019 Telephone: (866) 544-4968 December 5, 2018 This brochure provides information

More information

SEC File Number Form ADV Part 2A

SEC File Number Form ADV Part 2A SEC File Number 801-28445 Form ADV Part 2A August 31, 2015 Form ADV, Part 2A is our Disclosure Brochure or Brochure as required by the Investment Advisers Act of 1940 and is a very important document to

More information

Vanguard Advisers, Inc.

Vanguard Advisers, Inc. Vanguard Advisers, Inc. 100 Vanguard Blvd. Malvern, PA 19355 Vanguard.com Interactive advice tools March 31, 2011 This brochure provides information about the qualifications and business practices of the

More information

Capital Fiduciary Advisors, LLC Part 2A of Form ADV The Brochure

Capital Fiduciary Advisors, LLC Part 2A of Form ADV The Brochure Capital Fiduciary Advisors, LLC Part 2A of Form ADV The Brochure 1800 Robert Fulton Drive, Suite 110, Reston, VA 20191 www.capitalfiduciaryadvisors.com Updated: March 2018 This brochure provides information

More information

Your Unique Needs as an Affluent Investor

Your Unique Needs as an Affluent Investor Investor Guide Your Unique Needs as an Affluent Investor You have worked hard to create your wealth and your priority is to maintain it. You have needs that are unique and complex. You seek sophisticated

More information

FIRM BROCHURE FORM ADV PART 2A NOVEMBER 1, 2018

FIRM BROCHURE FORM ADV PART 2A NOVEMBER 1, 2018 FIRM BROCHURE FORM ADV NOVEMBER 1, 2018 FIRM BROCHURE This brochure provides information about the qualifications and business practices of The Mather Group, LLC. If you have any questions about the contents

More information

Portfolio Management Consultants Supporting Enterprises, Advisors, and their Clients

Portfolio Management Consultants Supporting Enterprises, Advisors, and their Clients Portfolio Management Consultants Supporting Enterprises, Advisors, and their Clients Envestnet PMC is the ultimate advisor to the advisor. We offer an objective, unbiased approach to research, coupled

More information

NorthCoast CAN SLIM Investment Strategy

NorthCoast CAN SLIM Investment Strategy NorthCoast CAN SLIM Investment Strategy A growth portfolio with downside risk protection NorthCoast CAN SLIM now available on Morgan Stanley s UMA platform This presentation is to report on the investment

More information

PERSONAL WEALTH PORTFOLIOS. simplify. your life. With Investment Strategies

PERSONAL WEALTH PORTFOLIOS. simplify. your life. With Investment Strategies PERSONAL WEALTH PORTFOLIOS simplify your life With Investment Strategies The Personal Wealth Portfolios: Meeting Sophisticated Needs in a Single Account As an investor, your financial portfolio is more

More information

2012 FOCUS Executive Leadership Conference Northern Focused Portfolios October 2 nd

2012 FOCUS Executive Leadership Conference Northern Focused Portfolios October 2 nd N O R T H E R N T R U S T G L O B A L I N V E S T M E N T S 2012 FOCUS Executive Leadership Conference Northern Focused Portfolios October 2 nd Presented by: Melinda Mecca, Moderator Client Solutions Group

More information

Swell Investing LLC. Form ADV Part 2A: Appendix 1 Wrap Fee Program Brochure & Brochure Supplement

Swell Investing LLC. Form ADV Part 2A: Appendix 1 Wrap Fee Program Brochure & Brochure Supplement Swell Investing LLC Form ADV Part 2A: Appendix 1 Wrap Fee Program Brochure & Brochure Supplement Pursuant to Part 2A & 2B of Form ADV March 27, 2018 301 Arizona Avenue Suite 400 Santa Monica, CA 90401

More information

Nationwide Investment Advisors, LLC

Nationwide Investment Advisors, LLC Item 1 Cover Page Nationwide Investment Advisors, LLC 10 West Nationwide Blvd Mail Code: 5-04-206J Columbus, OH 43215 614-435-5922 March 31, 2014 Part 2A of Form ADV This document ( brochure ) provides

More information

ROSENBAUM FINANCIAL, INC.

ROSENBAUM FINANCIAL, INC. Item 1 Cover Page ROSENBAUM FINANCIAL, INC. 150 Harrison Street, Suite 300 Portland, OR 97201 (503) 352-1300 www.rosenbaumfinancial.com March 6, 2017 This Wrap Fee Program Brochure ( Brochure ) provides

More information

FSB Premier Wealth Management, Inc. 131 Tower Park Drive Suite 115. Waterloo, IA Phone: Fax:

FSB Premier Wealth Management, Inc. 131 Tower Park Drive Suite 115. Waterloo, IA Phone: Fax: FSB Premier Wealth Management, Inc. 131 Tower Park Drive Suite 115 Waterloo, IA 50701 Phone: 800-747-9999 Fax: 319-291-8626 www.fsbfs.com This brochure provides information about the qualification and

More information

FundSource. Professionally managed, diversified mutual fund portfolios. A sophisticated approach to mutual fund investing

FundSource. Professionally managed, diversified mutual fund portfolios. A sophisticated approach to mutual fund investing FundSource Professionally managed, diversified mutual fund portfolios Is this program right for you? FundSource is designed for investors who: Want a diversified portfolio of mutual funds that fits their

More information

Neuberger Berman Trust Company Peralta Community College District July 20, 2011

Neuberger Berman Trust Company Peralta Community College District July 20, 2011 Neuberger Berman Trust Company Peralta Community College District July 20, 2011 NEUBERGER BERMAN TRUST COMPANY ( NBTC ) Comprehensive fiduciary and investment services for individuals and institutions

More information

IPS RIA, LLC CRD No

IPS RIA, LLC CRD No IPS RIA, LLC CRD No. 172840 RETIRMENT PLAN CLIENTS 10000 N. Central Expressway Suite 1100 Dallas, Texas 75231 O: 214.443.2400 F: 214.443.2424 FORM ADV PART 2A BROCHURE 3/1/2017 This brochure provides information

More information

Legal & General Index Solutions

Legal & General Index Solutions FOR PROFESSIONAL INVESTORS ONLY Legal & General Index Solutions More than just market returns Our proven philosophy, scale, expertise and product breadth help to provide the high-value efficient indexing

More information

FRANKLIN TEMPLETON PORTFOLIO ADVISORS, INC.

FRANKLIN TEMPLETON PORTFOLIO ADVISORS, INC. Item 1 Cover Page FRANKLIN TEMPLETON PORTFOLIO ADVISORS, INC. One Franklin Parkway San Mateo, California 94403 (650) 312-3018 www.franklintempleton.com INVESTMENT ADVISER REGISTRATION FORM ADV PART 2A:

More information

A winning relationship. You, your advisor, and Schwab

A winning relationship. You, your advisor, and Schwab A winning relationship You, your advisor, and Schwab Your advisor s expertise and Schwab s custody services come together to help protect your assets and support your investment goals. In this guide: An

More information

Stoffer Wealth Advisors, LLC Brochure

Stoffer Wealth Advisors, LLC Brochure Item 1 Cover Page Stoffer Wealth Advisors, LLC Brochure 3950 Civic Center Dr. Ste. 230 San Rafael, CA 94903 415.760.7800 www.stofferwealthadvisors.com March 20, 2016 This Brochure provides information

More information

Firm Brochure Parkland Boulevard, Suite 306 Mayfield Heights, Ohio, (216)

Firm Brochure Parkland Boulevard, Suite 306 Mayfield Heights, Ohio, (216) Firm Brochure This brochure provides information about the qualifications and business practices of St. Clair Advisors, LLC. If you have any questions about the contents of this brochure, please contact

More information

FPO. Fidelity Managed Account Solutions. A strategic integration for managed account delivery

FPO. Fidelity Managed Account Solutions. A strategic integration for managed account delivery FPO Fidelity Managed Account Solutions A strategic integration for managed account delivery WHY A MANAGED ACCOUNT? The use of managed accounts by financial advisors has been steadily and rapidly growing,

More information

Sowell Management Services is a Fee-Based Third

Sowell Management Services is a Fee-Based Third 2014 AMERICA S BEST TAMPS YOUR INSIDE LOOK AT THE BEST TURN-KEY ASSET MANAGEMENT PROGRAMS FOR FINANCIAL ADVISORS, FAMILY OFFICES AND BROKER-DEALER REPRESENTATIVES. America s Best TAMPs Sowell Management

More information

Part 2A of Form ADV: Firm Brochure. Accredited Investors Inc W. 73rd Street Edina, MN 55439

Part 2A of Form ADV: Firm Brochure. Accredited Investors Inc W. 73rd Street Edina, MN 55439 Part 2A of Form ADV: Firm Brochure Accredited Investors Inc. 5200 W. 73rd Street Edina, MN 55439 Telephone: 952-841-2222 Web Address: www.accredited.com 03/28/2016 This brochure provides information about

More information

Nonprofits face many challenges. Growing investments. to support your operational needs. Meeting the need for

Nonprofits face many challenges. Growing investments. to support your operational needs. Meeting the need for H E L P I N G Y O U A C H I E V E Y O U R O R G A N I Z A T I O N S M I S S I O N F o u n d a t i o n & I n s t i t u t i o n a l A d v i s o r s Y O U R O R G A N I Z A T I O N S N E E D S A R E C O M

More information

Henney Wealth Management

Henney Wealth Management Henney Wealth Management 12100 Wilshire Blvd. Ste. 1035 Los Angeles, CA 90025 Phone: (310) 571-1277 Fax: (310) 571-1278 www.henneywealth.com Firm Brochure (Part 2A Form ADV) This brochure provides information

More information

Investment Policy Statement

Investment Policy Statement Investment Policy Statement Revised 10/12/16 INTRODUCTION The ( the Foundation ) is a Community Foundation that facilitates building of donor funds to provide a permanent resource for grant making and

More information

Investment Policy Statement

Investment Policy Statement Investment Policy Statement Contents Introduction 1 Implementing the investment strategy 5 Roles and responsibilities 1 Risk management 6 Investment mission & beliefs 2 Monitoring and reviewing the investment

More information

RISK DISCLOSURES FROM INTERACTIVE BROKERS ASSET MANAGEMENT FOR SSGA GLOBAL TACTICAL ASSET ALLOCATION ETF MODEL PORTFOLIOS

RISK DISCLOSURES FROM INTERACTIVE BROKERS ASSET MANAGEMENT FOR SSGA GLOBAL TACTICAL ASSET ALLOCATION ETF MODEL PORTFOLIOS RISK DISCLOSURES FROM INTERACTIVE BROKERS ASSET MANAGEMENT FOR SSGA GLOBAL TACTICAL ASSET ALLOCATION ETF MODEL PORTFOLIOS You have elected to invest in an account managed by Interactive Brokers Asset Management

More information

The rewards of artful investing

The rewards of artful investing The rewards of artful investing CUSTOM WEALTH ADVANTAGE MANAGED ACCOUNTS Investing is a collaborative art Artful investing begins with a personalized plan toward achieving and sustaining long-term growth;

More information

Investment Advisory Disclosure Brochure

Investment Advisory Disclosure Brochure FORM ADV Part 2A September 30, 2017 Item 1: Cover Page 6400 East Park Drive Palm Beach Gardens, FL 33410 866.774.8671 www.legendadvisory.com Investment Advisory Disclosure Brochure This brochure provides

More information

WRAP FEE PROGRAM BROCHURE

WRAP FEE PROGRAM BROCHURE ADV PART 2A APPENDIX 1 GUARDIAN POINTE PRIVATE WEALTH MANAGEMENT, LLC. Fiduciary (N) In law, a person in a position of authority whom the law obligates to act solely on behalf of the party he/she represents

More information

3(38) Fiduciary Services. 3(21) Co-Fiduciary Services & INVESTMARK FIDUCIARY SERVICES FOR RETIREMENT PLANS

3(38) Fiduciary Services. 3(21) Co-Fiduciary Services & INVESTMARK FIDUCIARY SERVICES FOR RETIREMENT PLANS INVESTMARK FIDUCIARY SERVICES FOR RETIREMENT PLANS Reduce Your Liability and Keep Your Company s Plan Strong and Compliant 3(38) Fiduciary Services 3(21) Co-Fiduciary Services & The Direction of Wealth

More information

Custom Investment Outsourcing

Custom Investment Outsourcing Custom Investment Outsourcing Fay DeBellis, CFP, SIMC Senior Vice President Bryant Waller, CFP Financial Advisor For One-on-One Use Only With Clients and Prospects 2013-PS-327 11/13 The Importance of Managing

More information

SEC FORM ADV PART 2A: FIRM BROCHURE

SEC FORM ADV PART 2A: FIRM BROCHURE SEC FORM ADV PART 2A: FIRM BROCHURE March 27, 2017 SigFig Wealth Management, LLC 225 Valencia Street San Francisco, CA 94103 Tel: 415-558-9611 www.sigfig.com This brochure ( Brochure ) provides information

More information

Institutional Wealth Services. Helping organizations maximize institutional assets and bolster their employee financial benefits.

Institutional Wealth Services. Helping organizations maximize institutional assets and bolster their employee financial benefits. Institutional Wealth Services Helping organizations maximize institutional assets and bolster their employee financial benefits. 2 Morgan Stanley 2016 A Message From Marc Brookman Over the past 80 years,

More information

AGENDA. 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8.

AGENDA. 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8. FSG STRATEGIES AGENDA 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8. Meet the Team 2 [ Thesis] Risk Approach Ideas Equities Fund Investments

More information

INVESTMENT ADVISER BROCHURE UNIPLAN INVESTMENT COUNSEL, INC.

INVESTMENT ADVISER BROCHURE UNIPLAN INVESTMENT COUNSEL, INC. ITEM 1 Cover Page FORM ADV PART 2A INVESTMENT ADVISER BROCHURE UNIPLAN INVESTMENT COUNSEL, INC. Contact information: 22939 West Overson Road Union Grove, WI 53182 (tel.) 262-534-3000 www.uniplanic.com

More information

LifePlan Financial Group, Inc.

LifePlan Financial Group, Inc. LifePlan Financial Group, Inc. 10050 Innovation Drive Suite 140 Dayton, OH 45342 Telephone: (937) 438-8000 www.lifeplanfg.com March 27, 2017 This Brochure provides information about the qualifications

More information

STONEFIELD INVESTMENT ADVISORY, INC. Form ADV: Part 2

STONEFIELD INVESTMENT ADVISORY, INC. Form ADV: Part 2 Form ADV Part 2 Brochure Updated JANUARY 2017 ITEM 1 COVER PAGE Stonefield Investment Advisory, Inc. 425 Second Street SE, Suite 1200 Cedar Rapids, Iowa 52401-1818 319-377-7811 www.stonefieldinvestments.com

More information

Consulting to Institutions

Consulting to Institutions Consulting to Institutions 1 Common challenges Ours is a world of complex financial issues requiring more data, more time and more expertise than most of us have in order to manage assets prudently. If

More information

Item 1: Cover Page Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure January Sweeney & Michel Wrap Program.

Item 1: Cover Page Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure January Sweeney & Michel Wrap Program. Item 1: Cover Page Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure January 2018 Sweeney & Michel Wrap Program Sponsored By: 2452 Lakewest Drive Chico, CA 95928 www.sweeneymichelamg.com Firm Contact:

More information

UN-COMMODITIZING INVESTING THROUGH PORTFOLIO OPTIMIZATION

UN-COMMODITIZING INVESTING THROUGH PORTFOLIO OPTIMIZATION UN-COMMODITIZING INVESTING THROUGH PORTFOLIO OPTIMIZATION Table of Contents INTRODUCTION PAGE 3 CHAPTER 1 Industry Trends - Optimizing Portfolios PAGE 5 CHAPTER 2 ORION S ASTRO PAGE 9 CHAPTER 3 Practice

More information

SPA WRAP PROGRAM. Sentinel Pension Advisors Inc. 100 Quannapowitt Parkway Wakefield, MA 01880

SPA WRAP PROGRAM. Sentinel Pension Advisors Inc. 100 Quannapowitt Parkway Wakefield, MA 01880 Sentinel Pension Advisors Inc. 100 Quannapowitt Parkway Wakefield, MA 01880 Phone: 781.914.1450 Fax: 781.213.7370 Website: www.sentinelgroup.com FORM ADV Part2A Appendix 1: The Wrap Fee Brochure This brochure

More information

Well-Engineered Solutions

Well-Engineered Solutions PIMCO Exchange-Traded Funds Well-Engineered Solutions PIMCO exchange-traded funds are designed to meet a broad range of investor needs, and provide access to our timetested investment process and world-class

More information

Referral Disclosure Brochure

Referral Disclosure Brochure EFFECTIVE MARCH 28, 2018 Referral Disclosure Brochure Form ADV Part 2A and Appendix 1 SEC File Number 801 56323 IA Firm CRD Number - 109018 ITEM 1 COVER PAGE AssetMark, Inc. Advisor Compliance 1655 Grant

More information

Comparing Exchange Traded Funds to Mutual Funds and Stocks and Bonds

Comparing Exchange Traded Funds to Mutual Funds and Stocks and Bonds ETFs 101 Comparing Exchange Traded Funds to Mutual Funds and Stocks and Bonds In an era when investment options may appear endless, the growing popularity of Exchange Traded Funds (ETFs) has taken the

More information

Private Capital Group, LLC

Private Capital Group, LLC Private Capital Group, LLC FORM ADV PART 2A DISCLOSURE BROCHURE Town Center 29 South Main Street West Hartford, CT 06107 Phone: 860-561-1162 Fax: 860-561-1018 www.pcgct.com March 29, 2018 This disclosure

More information

Managed Portfolios, Diversification and Tax Efficiency

Managed Portfolios, Diversification and Tax Efficiency Company Background Summary EQIS is a fee based Turnkey Asset Management Platform (TAMP). The EQIS platform has over 75 asset managers and over 240 managed portfolios. EQIS provides advisors the ability

More information

Fiduciary Insights OCIO RFPS: ARE YOU ASKING THESE KEY QUESTIONS?

Fiduciary Insights OCIO RFPS: ARE YOU ASKING THESE KEY QUESTIONS? OCIO RFPS: ARE YOU ASKING THESE KEY QUESTIONS? RFPS FOR OUTSOURCED CIOS OFTEN FAIL TO ASK SOME CRITICAL QUESTIONS ABOUT THE QUALIFICATIONS OF THE OUTSOURCER AND THE NATURE OF THE RELATIONSHIP BETWEEN THE

More information

NorthCoast CAN SLIM Investment Strategy

NorthCoast CAN SLIM Investment Strategy NorthCoast CAN SLIM Investment Strategy For Presentation to Morgan Stanley Wealth Management Financial Advisors A growth portfolio with downside risk protection This presentation is to report on the investment

More information

USAA Investment Management Company USAA Managed Portfolios - UMP Program (Appendix 1) 9800 Fredericksburg Road San Antonio, TX

USAA Investment Management Company USAA Managed Portfolios - UMP Program (Appendix 1) 9800 Fredericksburg Road San Antonio, TX USAA Investment Management Company USAA Managed Portfolios - UMP Program (Appendix 1) 9800 Fredericksburg Road San Antonio, TX 78288-0227 877-314-2255 March 30, 2018 This wrap fee program brochure (Brochure)

More information

Form ADV Part 2B Brochure Supplement. Rick O. Helbing, CFP, ChFC dba Suncoast Advisory Group

Form ADV Part 2B Brochure Supplement. Rick O. Helbing, CFP, ChFC dba Suncoast Advisory Group Form ADV Part 2B Brochure Supplement Rick O. Helbing, CFP, ChFC dba Suncoast Advisory Group Suncoast Advisory Group 1911 North Lake Shore Drive Sarasota, Florida 34231 Telephone: 941-320-5532 1216 State

More information

COLONY FAMILY OFFICES, LLC

COLONY FAMILY OFFICES, LLC COLONY FAMILY OFFICES, LLC 6805 Morrison Boulevard Suite 310 Charlotte, NC 28211 (704) 285 7300 (main) (704) 285 7301 (fax) www.colonyfamilyoffices.com The Brochure Part 2A of Form ADV March 29, 2017 This

More information

Expanding the possibilities. Schwab Personal Choice Retirement Account

Expanding the possibilities. Schwab Personal Choice Retirement Account Expanding the possibilities. Schwab Personal Choice Retirement Account A retirement plan with more to offer. Schwab Personal Choice Retirement Account (PCRA) gives your employees thousands of investment

More information

Chiropractic Wealth Management CRD#

Chiropractic Wealth Management CRD# Brochure Form ADV Part 2A Item 1 Cover Page Calamita Wealth Management Inc. d/b/a Chiropractic Wealth Management CRD# 153316 6135 Park South Dr. Suite 510 Charlotte, North Carolina 28210 (704) 276-7325

More information

Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure. 400 Park Avenue, 10 th Floor New York, NY January 9, 2017

Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure. 400 Park Avenue, 10 th Floor New York, NY January 9, 2017 Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure Item 1 Cover Page 400 Park Avenue, 10 th Floor New York, NY 10022 Telephone: 212-702-3500 Facsimile: 212-702-3535 Internet: www.cnr.com January

More information

Investment Advisors Asset Management, LLC Disclosure Brochure. Investment Advisors Asset Management, LLC. a Registered Investment Adviser

Investment Advisors Asset Management, LLC Disclosure Brochure. Investment Advisors Asset Management, LLC. a Registered Investment Adviser Disclosure Brochure June 30, 2017 Investment Advisors Asset Management, LLC a Registered Investment Adviser 137 North Second Street Easton, Pennsylvania 18042 (610) 258-3269 www.iaamllc.com This brochure

More information

1024 East Grand River Avenue Brighton, Michigan Fax:

1024 East Grand River Avenue Brighton, Michigan Fax: ADV PART 2A APPENDIX 1 WRAP CAITLIN FEE JOHN, PROGRAM LLC CAITLIN JOHN, LLC Fiduciary (N) In law, a person in a position of authority whom the law obligates to act solely on behalf of the party he/she

More information

What s in a Name: White-Label Funds in DC Plans

What s in a Name: White-Label Funds in DC Plans What s in a Name: White-Label Funds in DC Plans October 2014 Hewitt EnnisKnupp, An Aon Company 2014 Aon plc What s in a Name? That which we call a rose by any other name would smell as sweet. Much like

More information

Headquarters: 1620 Dodge Street Omaha, NE March 2018

Headquarters: 1620 Dodge Street Omaha, NE March 2018 Headquarters: 1620 Dodge Street Omaha, NE 68197 877.458.0021 www.tributarycapital.com enelson@tributarycapital.com March 2018 This brochure provides information about the qualifications and business practices

More information

A wealth management firm centered on our clients individual needs.

A wealth management firm centered on our clients individual needs. A wealth management firm centered on our clients individual needs. Why Eagle Strategies and why an Eagle Strategies Advisor? Our tools may be similar, but our attitude is different. Eagle Strategies was

More information

PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS

PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS CALING THE HEIGHTS SCALING THE HEIGHTS I WITH EXCHANGE TRADED FUNDS Y THE INVESTMENT CREATED FOR INSTITUTIONS IS NOW AVAILABLE

More information

Merrill Edge Select Portfolios. Portfolio management by Merrill Lynch

Merrill Edge Select Portfolios. Portfolio management by Merrill Lynch Merrill Edge Select Portfolios Portfolio management by Merrill Lynch Merrill Edge Select Portfolios As an individual investor, sorting through the multitude of available mutual funds and exchange-traded

More information

Asset Management Programs, Retirement Plan Services and other Advisory Services Form ADV, Part 2A

Asset Management Programs, Retirement Plan Services and other Advisory Services Form ADV, Part 2A Lincoln Financial Advisors Corporation Asset Management Programs, Retirement Plan Services and other Advisory Services Form ADV, Part 2A March 31, 2018 Lincoln Financial Advisors Corporation 1300 South

More information