Preference Premier Variable Annuity - B Class

Transcription

1 Metropolitan Life Insurance Company B Class Preference Premier Variable Annuity - B Class Performance Summary as of 12/31/17 One Month YTD 1 Year 3 Year* 5 Year* Variable Option Performance Update The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance figures quoted. Performance current to the most recent month-end may be viewed at The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. For s that invest in s of the underlying Trust that were in existence prior to the inception date, these returns have been adjusted to reflect the charges and expenses of the Preference Premier B Class Variable Annuity, as if the contract had existed during the stated period(s), including all -level expenses and the Separate Account Charge of 1.25% and the annual Account Fee of $30. These results do not reflect the withdrawal charges which begin at 7% and decrease over 7 years (for returns reflecting these charges, see the Standardized report pages in this document that follows this Nonstandardized report). These figures represent past performance and are not an indication of future performance. Non-Standardized Performance: Without surrender charges applied * Asset Class Variable Options Style Risk Managed Global Multi-Asset AB Global Dynamic Allocation - Class B 0.62% 12.18% 12.18% 4.44% 5.79% 5.21% 04/29/2011 Allianz Global Investors Dynamic Multi-Asset Plus - Class B 0.74% 14.02% 14.02% 3.92% % 04/28/2014 AQR Global Risk Balanced - Class B 1.42% 8.41% 8.41% 1.35% 0.39% 1.99% 04/29/2011 BlackRock Global Tactical Strategies - Class B 0.64% 11.87% 11.87% 4.39% 5.31% 4.45% 04/29/2011 Brighthouse Balanced Plus - Class B 1.09% 16.83% 16.83% 5.78% 7.66% 6.45% 04/29/2011 Invesco Balanced-Risk Allocation - Class B 1.18% 8.61% 8.61% 4.25% 3.50% 3.76% 04/30/2012 JPMorgan Global Active Allocation - Class B 0.87% 15.18% 15.18% 5.24% 6.17% 6.12% 04/30/2012 MetLife Multi-Index Targeted Risk - Class B 0.73% 14.08% 14.08% 4.66% 6.64% 7.01% 11/12/2012 PanAgora Global Diversified Risk - Class B 1.03% 11.17% 11.17% 4.41% % 04/28/2014 Schroders Global Multi-Asset - Class B 1.08% 12.85% 12.85% 4.83% 5.90% 6.24% 04/30/2012 Schroders Global Multi-Asset II - Class B 0.84% 14.99% 14.99% 4.99% % 04/29/2013 Asset Allocation American Funds Balanced Allocation - Class C 0.95% 15.37% 15.37% 6.38% 8.08% 4.87% 04/28/2008 American Funds Growth Allocation - Class C 1.18% 19.81% 19.81% 8.09% 10.38% 5.43% 04/28/2008 American Funds Moderate Allocation - Class C 0.78% 11.53% 11.53% 4.92% 6.28% 4.21% 04/28/2008 Brighthouse Asset Allocation 20 - Class B 0.45% 5.58% 5.58% 2.26% 2.58% 3.15% 05/02/2005 Brighthouse Asset Allocation 40 - Class B 0.58% 9.24% 9.24% 3.77% 4.86% 3.77% 05/02/2005 Brighthouse Asset Allocation 60 - Class B 0.77% 13.28% 13.28% 5.30% 7.12% 4.21% 05/02/2005 Brighthouse Asset Allocation 80 - Class B 1.04% 17.65% 17.65% 6.83% 9.22% 4.52% 05/02/2005 Brighthouse Asset Allocation Class B 1.27% 21.38% 21.38% 8.11% 10.88% 4.55% 05/02/2005 SSGA Growth and Income ETF - Class B 1.04% 14.39% 14.39% 4.96% 6.14% 4.23% 09/30/2005 SSGA Growth ETF - Class B 1.25% 18.12% 18.12% 6.33% 7.83% 4.28% 09/30/2005 (Large Cap) American Funds Growth - Class C Growth 0.71% 26.28% 26.28% 12.66% 14.37% 6.45% 02/08/1984 American Funds Growth-Income Fund - Class 2 Blend 0.98% 20.53% 20.53% 9.77% 13.63% 6.28% 02/08/1984 BlackRock Capital Appreciation - Class B Growth 0.42% 31.88% 31.88% 10.81% 14.05% 6.83% 10/31/1994 Brighthouse/Wellington Core Equity Opportunities - Class B Value 1.23% 17.30% 17.30% 7.73% 12.39% 4.90% 10/31/1994 Brighthouse/Wellington Large Cap Research - Class B Blend 0.91% 20.00% 20.00% 9.55% 14.18% 5.56% 06/24/1983 ClearBridge Aggressive Growth - Class B Growth 1.54% 16.91% 16.91% 3.94% 13.63% 8.11% 02/12/2001 Jennison Growth - Class B Growth 0.20% 35.25% 35.25% 13.32% 16.10% 8.49% 05/01/2000 MetLife Stock Index - Class B Blend 0.96% 19.69% 19.69% 9.46% 13.74% 6.60% 05/01/1990 MFS Value - Class B Value 1.13% 16.09% 16.09% 8.76% 13.42% 6.24% 11/09/1998 MFS Value II - Class B Value 1.20% 5.99% 5.99% 4.61% 10.03% 3.28% 05/01/2002 T. Rowe Price Large Cap Growth - Class B Growth -0.42% 31.78% 31.78% 12.96% 16.23% 8.48% 11/09/1998 (Mid Cap) Brighthouse/Artisan Mid Cap Value - Class B Value 1.39% 11.11% 11.11% 6.27% 10.18% 4.68% 04/30/1993 Frontier Mid Cap Growth - Class B Growth -0.76% 23.35% 23.35% 9.06% 13.17% 5.64% 04/29/1988 MetLife Mid Cap Stock Index - Class B Blend 0.05% 14.16% 14.16% 9.19% 12.98% 8.07% 07/05/2000 Morgan Stanley Mid Cap Growth - Class B Growth -0.10% 38.14% 38.14% 5.39% 9.89% 1.60% 03/03/1997 T. Rowe Price Mid Cap Growth - Class B Growth -0.37% 23.16% 23.16% 10.80% 15.35% 9.13% 02/12/2001 Victory Sycamore Mid Cap Value - Class B Value 0.39% 8.09% 8.09% 3.47% 9.05% 4.24% 11/09/1998 (Small Cap) Invesco Small Cap Growth - Class B Growth -0.58% 23.74% 23.74% 9.73% 14.26% 8.26% 10/09/2001 JPMorgan Small Cap Value - Class B Value -1.40% 2.00% 2.00% 6.30% 10.18% 6.09% 05/02/2005 Loomis Sayles Small Cap Core - Class B Blend -1.14% 13.50% 13.50% 8.95% 12.92% 7.63% 05/02/1994 MetLife Russell 2000 Index - Class B Blend -0.57% 12.94% 12.94% 8.34% 12.41% 7.05% 11/09/1998 Neuberger Berman Genesis - Class B Value -0.19% 14.02% 14.02% 9.72% 12.15% 4.95% 07/05/2000 T. Rowe Price Small Cap Growth - Class B Growth -0.02% 20.98% 20.98% 10.44% 15.08% 10.22% 03/03/1997 Balanced MFS Total Return - Class B 0.89% 10.75% 10.75% 5.41% 7.98% 4.68% 04/30/1987 International Equity American Funds Global Small Capitalization Fund - Class % 23.99% 23.99% 7.17% 9.36% 2.42% 04/30/1998 Baillie Gifford International Stock - Class B 1.59% 33.18% 33.18% 10.09% 7.67% -0.62% 05/01/1991 Brighthouse/Aberdeen Emerging Markets Equity - Class B 4.62% 26.70% 26.70% 5.88% 0.54% -1.44% 04/28/2006 Page 1 of 5

2 Asset Class Variable Options Style Non-Standardized Performance: Without surrender charges applied One Month YTD 1 Year 3 Year* 5 Year* * Brighthouse/Dimensional International Small Company - Class B 2.59% 28.79% 28.79% 12.00% 10.27% 11.51% 10/30/2008 Harris Oakmark International - Class B 1.55% 28.77% 28.77% 9.04% 9.21% 5.59% 10/09/2001 Loomis Sayles Global Markets - Class B 0.97% 21.41% 21.41% 7.87% 8.20% 5.27% 04/28/2006 MetLife MSCI EAFE Index - Class B 1.03% 23.03% 23.03% 6.14% 5.83% 0.27% 11/09/1998 MFS Research International - Class B 1.66% 26.53% 26.53% 6.29% 5.37% 0.70% 02/12/2001 Oppenheimer Global Equity - Class B 0.99% 35.00% 35.00% 11.09% 11.65% 5.69% 03/03/1997 Fixed Income BlackRock Bond Income - Class B Interm. 0.30% 2.53% 2.53% 1.04% 1.23% 2.60% 08/26/1983 BlackRock Ultra-Short Term Bond - Class B Ultrashort -0.05% -0.64% -0.64% -1.03% -1.12% -0.92% 08/26/1983 Brighthouse/Eaton Vance Floating Rate - Class B Bank Loan 0.19% 2.36% 2.36% 2.63% 1.97% 2.45% 04/30/2010 Brighthouse/Franklin Low Duration Total Return - Class B Short -0.10% 0.05% 0.05% -0.02% -0.08% 0.05% 04/29/2011 Brighthouse/Templeton International Bond - Class B World -1.68% -1.13% -1.13% -2.33% -1.48% 2.70% 04/30/2009 JPMorgan Core Bond - Class B Interm. 0.29% 2.00% 2.00% 0.71% 0.29% 1.27% 04/30/1997 MetLife Aggregate Bond Index - Class B Interm. 0.27% 1.66% 1.66% 0.43% 0.30% 2.18% 11/09/1998 PIMCO Inflation Protected Bond - Class B Infltn Protctd 0.82% 2.16% 2.16% 0.43% -1.62% 2.17% 05/01/2003 PIMCO Total Return - Class B Interm. 0.34% 3.17% 3.17% 1.05% 0.55% 3.37% 02/12/2001 Pyramis Government Income - Class B Interm.Gov. 0.28% 1.30% 1.30% 0.16% 0.11% 1.47% 04/29/2011 Western Asset Management Strategic Bond Opportunities - Class B Multisector 0.04% 6.56% 6.56% 3.30% 2.67% 4.71% 10/31/1994 Western Asset Management U.S. Government - Class B Interm. Gov. 0.07% 0.39% 0.39% -0.28% -0.36% 0.88% 10/31/1994 Specialty Clarion Global Real Estate - Class B 1.70% 9.34% 9.34% 1.96% 3.92% 2.12% 04/30/2004 VanEck Global Natural Resources - Class B 9.18% -2.00% -2.00% -2.63% -4.15% 2.66% 10/30/ Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $50,000. *Annualized for Options/s in existence for more than one year. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Some of the investment options may not be available under the terms of your contract or with certain optional benefits. See the product prospectus for more information. Certain investment options may have adopted, with respect to certain classes, a distribution plan under Rule 12b-1 of the Company Act of MetLife is paid the 12b-1 fee under the plan. Please see the prospectus for more information. A MetLife investment option may have a name and/or investment objective similar to that of another mutual fund with the same manager. Despite any similarity, the MetLife option is separate and distinct and will not have the same performance. Different performance will result from different investment policies, cash flows, fees, expenses and fund asset sizes. The performance shown may reflect, for some periods described, the management of previous investment managers. Please see the prospectus for more information. A fee waiver or expense limit may be or have been in place for any of the investment options. The reduced expenses that may result from this waiver or limit may increase performance results. Please see the prospectus for more information. Prior to March 6, 2017, Brighthouse Funds Trust I was known as Met Investors Series Trust and Brighthouse Funds Trust II was known as Metropolitan Series Fund. Morgan Stanley sponsors the MSCI EAFE Index, Barclays sponsors the Barclays Capital U.S. Aggregate Bond Index, Standard & Poor's sponsors the S&P 500 Index and the S&P Mid Cap 400 Index and Frank Russell Company sponsors the Russell 2000 Index (together referred to as "index sponsors"). Direct investment in the indexes is not possible. The index sponsors do not sponsor, endorse, sell or promote any of the portfolios or make any representation regarding the advisability of investing in the portfolios. The index sponsors have no responsibility for and do not participate in the management of the portfolio assets or sale of the portfolio shares. Each index and its associated service marks are the exclusive property of the respective index sponsors, and references thereto have been made with permission. The Metropolitan Series Fund, Inc. Statement of Additional Information contains a more detailed description of the limited relationship the index sponsors have with MetLife and the Fund. Prior to the opening of business on May 3, 2004, the FI Mid Cap Opportunities was merged into the Janus Mid Cap and Fidelity Management & Research Company became sub-investment manager for the which changed its name to FI Mid Cap Opportunities. The investment division with the name FI Mid Cap Opportunities on April 30, 2004 ceased to exist. Effective May 3, 2010, the following investment portfolio merged: FI Mid Cap Opportunities into Morgan Stanley Mid Cap Growth (formerly, Van Kampen Mid-Cap Growth ). Performance for the Morgan Stanley Mid Cap Growth (formerly, Van Kampen Mid-Cap Growth ) consists of the performance for the FI Mid Cap Opportunities before and on April 30, 2010 and the Morgan Stanley Mid Cap Growth after April 30, On or about April 30, 2007, the BlackRock Large Cap of the Metropolitan Series Fund, Inc. merged into the BlackRock Large Cap Core (currently known as Met/Wellington Large Cap Research ) of the Met Investors Series Trust. Values prior to April 30, 2007 reflect the performance of the BlackRock Large Cap (formerly the BlackRock Trust ). Effective April 28, 2008, the MFS Value of the Met Investors Series Trust (MIST) merged with and into the MFS Value of the Metropolitan Series Fund, Inc. (MSF). Values before April 28, 2008 reflect the performance of the MSF MFS Value (formerly Harris Oakmark Large Cap Value ) since its inception on November 9, (Note that because the MIST MFS Value is deemed to be the accounting survivor of the merger, the performance history set forth in the s April 28, 2008 prospectus is that of the MIST MFS Value.) This portfolio invests in a "feeder fund" that does not buy investment securities directly but instead invests in shares of a corresponding American Fund "master" fund, which in turn purchases investment securities. The performance of the feeder fund reflects the performance of the underlying master fund from the inception date for the underlying master fund, (American Funds Growth Fund - 2/8/84), however it also reflects the additional 0.55% 12b-1 fee assessed against the feeder fund. Therefore the return of the feeder fund is lower than that of the master fund. The inception date for the feeder funds was 4/28/2008. As of May 2, 2011, the following portfolio merger took effect: MetLife Aggressive Allocation into MetLife Aggressive Strategy (currently known as MetLife Asset Allocation 100 ). Performance for the MetLife Aggressive Strategy consists of the performance of the MetLife Aggressive Allocation before and on April 29, 2011 and the MetLife Aggressive Strategy after April 29, Page 2 of 5

3 Effective April 30, 2012, the Lord Abbett Mid Cap Value of the Metropolitan Series Fund merged into the Lord Abbett Mid Cap Value of the Met Investors Series Trust (currently known as Invesco Mid Cap Value ). Values before April 30, 2012 reflect the performance of the Lord Abbett Mid Cap Value of the Metropolitan Series Fund. Effective January 7, 2013, J.P. Morgan Management Inc. replaced Capital Research and Management Company, as the subadvisor to the JP Morgan Core Bond, which was previously known as American Funds Bond. In connection with this change, Class C shares of the were converted to Class B shares. As a result values on or before January 7, 2013 reflect the performance of American Funds Bond - Class C. Prior to the opening of business on April 29, 2013, the Oppenheimer Global Equity of the Metropolitan Series Fund (MSF) merged with and into the Met/Templeton Growth of Met Investors Series Trust (MIST) and the Met/Templeton Growth was renamed the MIST Oppenheimer Global Equity. Values before April 29, 2013 reflect the performance of the Oppenheimer Global Equity of the Metropolitan Series Fund. Prior to January 27, 2017, the MetLife Aggregate Bond Index was known as the Barclays Aggregate Bond Index. Prior to March 6, 2017, the Brighthouse Asset Allocation 20 was known as the MetLife Asset Allocation 20. Prior to March 6, 2017, the Brighthouse Asset Allocation 40 was known as the MetLife Asset Allocation 40. Prior to March 6, 2017, the Brighthouse Asset Allocation 60 was known as the MetLife Asset Allocation 60. Prior to March 6, 2017, the Brighthouse Asset Allocation 80 was known as the MetLife Asset Allocation 80. Prior to March 6, 2017, the Brighthouse Asset Allocation 100 was known as the MetLife Asset Allocation 100. Prior to March 6, 2017, the Brighthouse Balanced Plus was known as the MetLife Balanced Plus. Prior to March 6, 2017, the Brighthouse/Aberdeen Emerging Markets Equity was known as the Met/Aberdeen Emerging Markets Equity. Prior to March 6, 2017, the Brighthouse/Artisan Mid Cap Value was known as the Met/Artisan Mid Cap Value. Prior to March 6, 2017, the Brighthouse/Dimensional International Small Company was known as the Met/Dimensional International Small Company. Prior to March 6, 2017, the Brighthouse/Eaton Vance Floating Rate was known as the Met/Eaton Vance Floating Rate. Prior to March 6, 2017, the Brighthouse/Franklin Low Duration Total Return was known as the Met/Franklin Low Duration Total Return. Prior to March 6, 2017, the Brighthouse/Templeton International Bond was known as the Met/Templeton International Bond. Prior to March 6, 2017, the Brighthouse/Wellington Core Equity Opportunities was known as the Met/Wellington Core Equity Opportunities. Prior to March 6, 2017, the MetLife MSCI EAFE Index was known as the MSCI EAFE Index. Prior to March 6, 2017, the MetLife Russell 2000 Index was known as the Russell 2000 Index. Effective on or about September 1, 2017, Massachusetts Financial Services replaced BlackRock Advisors, LLC as the subadviser to the MFS Value II, which was previously known as BlackRock Large Cap Value. Effective on or about December 15, 2017, Schroder Management North American Inc. replaced FIAM LLC as subadviser to the Schroder Global Multi-Asset II, which was previously known as Pyramis Managed Risk. Effective on or about December 15, 2017, Victory Capital Management, Inc. replaced Invesco Advisors Inc. as subadviser to the Victory Sycamore Mid Cap Value, which was previously known as Invesco Mid Cap Value. Performance Is Not Guaranteed. Additional prospectuses for the Preference Premier variable annuity issued by Metropolitan Life Insurance Company and for the investment portfolios are available from your financial professional or at The contract prospectus contains information about the contract s features, risks, charges and expenses. Investors should consider the investment objectives, risks charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Performance current to the most recent month-end may be viewed at Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Distributions of taxable amounts are subject to ordinary income tax and, if made before age 59 1/2, may be subject to a 10% federal income tax penalty. Distributions of taxable amounts from a nonqualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution tax if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate. The Preference Premier variable annuity is issued by Metropolitan Life Insurance Company, New York, NY on Policy Form Series PPS (07/01). All products distributed by MetLife Investors Distribution Company (member FINRA), New York, NY Both are MetLife companies. Metropolitan Life Insurance Company New York, NY CLVA6589-B L [exp0518][All States][DC] Page 3 of 5

4 The performance data quoted represents past performance and does not guarantee future results. Performance current to the most recent month-end may be viewed at The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Each Option consists of an investment division of the separate account supporting the contract (an " ") that invests solely in shares of a fund portfolio (a ""). Standardized Performance for an Option, as defined by the SEC, is the Average Annual Total Return for periods commencing no earlier than the inception date and terminating at the end of the most recent calendar quarter. Average Annual Total Returns shown that include periods prior to the inception date are Non-Standardized Performance. Charges for Standardized Performance include all -level expenses and the Separate Account Charge of 1.25%, the Guaranteed Lifetime Withdrawal Benefit charge of 1.20% of the Benefit Base, the Guaranteed Lifetime Withdrawal Death Benefit charge of 0.65% of the Death Benefit Base, the maximum applicable withdrawal charge of 7% and the annual Account Fee of $30. Past performance does not guarantee future results. B Class Average Annual Total Return Standardized Asset Class Variable Options 1 Year 5 Year* Risk Managed Global Multi-Asset * 1 Year 5 Year* * AB Global Dynamic Allocation 3.33% 3.09% 2.91% 3.33% 3.09% 2.92% 04/29/ /02/2011 Allianz Global Investors Dynamic Multi-Asset Plus 5.16% % 5.16% % 04/28/ /28/2014 AQR Global Risk Balanced -0.42% -2.72% -0.57% -0.42% -2.72% -0.55% 04/29/ /02/2011 BlackRock Global Tactical Strategies 3.02% 2.58% 2.06% 3.02% 2.58% 2.06% 04/29/ /02/2011 Brighthouse Balanced Plus 7.95% 5.00% 4.17% 7.95% 5.00% 4.19% 04/29/ /02/2011 Invesco Balanced-Risk Allocation -0.22% 0.62% 1.14% -0.22% 0.62% 1.14% 04/30/ /30/2012 JPMorgan Global Active Allocation 6.31% 3.47% 3.63% 6.31% 3.47% 3.63% 04/30/ /30/2012 MetLife Multi-Index Targeted Risk 5.22% 3.96% 4.48% 5.22% 3.96% 4.48% 11/12/ /12/2012 PanAgora Global Diversified Risk 2.33% % 2.33% % 04/28/ /28/2014 Schroders Global Multi-Asset 3.99% 3.20% 3.75% 3.99% 3.20% 3.75% 04/30/ /30/2012 Schroders Global Multi-Asset II 6.13% % 6.13% % 04/29/ /29/2013 Asset Allocation American Funds Balanced Allocation 6.50% 5.42% 2.38% 6.50% 5.42% 2.38% 04/28/ /28/2008 American Funds Growth Allocation 10.91% 7.76% 2.86% 10.91% 7.76% 2.86% 04/28/ /28/2008 American Funds Moderate Allocation 2.69% 3.57% 1.75% 2.69% 3.57% 1.75% 04/28/ /28/2008 Brighthouse Asset Allocation % -0.29% 0.70% -3.24% -0.29% 0.70% 05/02/ /02/2005 Brighthouse Asset Allocation % 2.10% 1.26% 0.41% 2.10% 1.26% 05/02/ /02/2005 Brighthouse Asset Allocation % 4.41% 1.58% 4.42% 4.41% 1.58% 05/02/ /02/2005 Brighthouse Asset Allocation % 6.55% 1.74% 8.77% 6.55% 1.74% 05/02/ /02/2005 Brighthouse Asset Allocation % 8.23% 1.61% 12.47% 8.23% 1.61% 05/02/ /02/2005 SSGA Growth and Income ETF 5.53% 3.41% 1.67% 5.53% 3.41% 1.67% 09/30/ /01/2006 SSGA Growth ETF 9.23% 5.13% 1.55% 9.23% 5.13% 1.55% 09/30/ /01/2006 (Large Cap) American Funds Growth 17.34% 11.88% 3.58% 17.34% 11.88% 3.58% 02/08/ /01/2001 American Funds Growth-Income 11.63% 11.11% 3.54% 11.63% 11.11% 3.54% 02/08/ /01/2001 BlackRock Capital Appreciation 22.91% 11.51% 4.21% 22.91% 11.51% 4.21% 10/31/ /05/2002 Brighthouse/Wellington Core Equity Opportunities 8.42% 9.84% 2.01% 8.42% 9.84% 2.01% 10/31/ /05/2000 Brighthouse/Wellington Large Cap Research 11.10% 11.67% 2.64% 11.10% 11.67% 2.64% 06/24/ /02/1990 ClearBridge Aggressive Growth 8.03% 10.99% 5.62% 8.03% 10.99% 5.62% 02/12/ /01/2001 Jennison Growth 26.26% 13.61% 6.00% 26.26% 13.61% 6.00% 05/01/ /05/2001 MetLife Stock Index 10.80% 11.22% 3.91% 10.80% 11.22% 3.91% 05/01/ /02/1990 MFS Value 7.22% 10.89% 3.54% 7.22% 10.89% 3.54% 11/09/ /09/1998 MFS Value II -2.82% 7.40% 0.20% -2.82% 7.40% 0.20% 05/01/ /01/2002 T. Rowe Price Large Cap Growth 22.81% 13.75% 5.92% 22.81% 13.75% 5.92% 11/09/ /09/1998 (Mid Cap) Brighthouse/Artisan Mid Cap Value 2.27% 7.43% 1.78% 2.27% 7.43% 1.78% 04/30/ /01/2001 Frontier Mid Cap Growth 14.43% 10.63% 2.79% 14.43% 10.63% 2.79% 04/29/ /02/1990 MetLife Mid Cap Stock Index 5.30% 10.45% 5.69% 5.30% 10.45% 5.69% 07/05/ /05/2000 Morgan Stanley Mid Cap Growth 29.13% 7.02% -2.23% 29.13% 7.02% -2.23% 03/03/ /03/1997 T. Rowe Price Mid Cap Growth 14.24% 12.86% 6.77% 14.24% 12.86% 6.77% 02/12/ /01/2001 Victory Sycamore Mid Cap Value -0.74% 6.37% 1.39% -0.74% 6.37% 1.39% 11/09/ /09/1998 (Small Cap) Invesco Small Cap Growth 14.82% 11.71% 5.80% 14.82% 11.71% 5.80% 10/09/ /01/2002 JPMorgan Small Cap Value -6.81% 7.54% 3.72% -6.81% 7.54% 8.55% 05/02/ /10/2008 Loomis Sayles Small Cap Core 4.64% 10.31% 5.20% 4.64% 10.31% 5.20% 05/02/ /05/2000 MetLife Russell 2000 Index 4.09% 9.80% 4.58% 4.09% 9.80% 4.58% 11/09/ /09/1998 Neuberger Berman Genesis 5.16% 9.49% 2.00% 5.16% 9.49% 2.00% 07/05/ /05/2000 T. Rowe Price Small Cap Growth 12.08% 12.56% 7.91% 12.08% 12.56% 7.91% 03/03/ /03/1997 Balanced MFS Total Return 1.90% 5.35% 2.14% 1.90% 5.35% 2.14% 04/30/ /05/2002 International Equity American Funds Global Small Capitalization 15.07% 6.62% -1.02% 15.07% 6.62% -1.02% 04/30/ /01/2001 Baillie Gifford International Stock 24.20% 4.83% -5.02% 24.20% 4.83% -5.02% 05/01/ /01/1991 Brighthouse/Aberdeen Emerging Markets Equity 17.76% -2.82% -5.59% 17.76% -2.82% 4.69% 04/28/ /10/2008 Brighthouse/Dimensional International Small Company 19.84% 7.50% 9.31% 19.84% 7.50% 9.22% 10/30/ /10/2008 Harris Oakmark International 19.82% 6.33% 2.93% 19.82% 6.33% 2.93% 10/09/ /01/2002 Loomis Sayles Global Markets 12.50% 5.50% 2.64% 12.50% 5.50% 9.85% 04/28/ /10/2008 MetLife MSCI EAFE Index 14.11% 2.88% -3.44% 14.11% 2.88% -3.44% 11/09/ /09/1998 MFS Research International 17.59% 2.38% -2.85% 17.59% 2.38% -2.85% 02/12/ /01/2001 Oppenheimer Global Equity 26.01% 8.99% 2.88% 26.01% 8.99% 2.88% 03/03/ /03/1997 Fixed Income BlackRock Bond Income -6.28% -1.72% 0.18% -6.28% -1.72% 0.18% 08/26/ /02/1990 Page 4 of 5

5 Average Annual Total Return Standardized * 1 Year 5 Year* * Asset Class Variable Options 1 Year 5 Year* BlackRock Ultra-Short Term Bond -9.41% -4.15% -3.88% -9.41% -4.15% -3.88% 08/26/ /31/1985 Brighthouse/Eaton Vance Floating Rate -6.45% -0.96% 0.15% -6.45% -0.96% 0.16% 04/30/ /03/2010 Brighthouse/Franklin Low Duration Total Return -8.77% -3.07% -2.63% -8.77% -3.07% -2.61% 04/29/ /02/2011 Brighthouse/Templeton International -9.86% -4.51% 0.35% -9.86% -4.51% 0.35% 04/30/ /01/2009 JPMorgan Core Bond -6.81% -2.72% -1.39% -6.81% -2.72% -1.39% 04/30/ /01/2006 MetLife Aggregate Bond Index -7.15% -2.70% -0.22% -7.15% -2.70% -0.22% 11/09/ /09/1998 PIMCO Inflation Protected Bond -6.66% -4.80% -0.23% -6.66% -4.80% -0.23% 05/01/ /01/2006 PIMCO Total Return -5.64% -2.45% 1.11% -5.64% -2.45% 1.11% 02/12/ /01/2001 Pyramis Government Income -7.51% -2.89% -1.09% -7.51% -2.89% -1.08% 04/29/ /02/2011 Western Asset Management Strategic Bond Opportunities -2.25% -0.25% 2.50% -2.25% -0.25% 2.50% 10/31/ /01/2001 Western Asset Management U.S. Government -8.43% -3.36% -1.75% -8.43% -3.36% -1.75% 10/31/ /01/2001 Specialty Clarion Global Real Estate 0.51% 1.15% -0.91% 0.51% 1.15% -0.91% 04/30/ /01/2004 VanEck Global Natural Resources % -7.65% -0.20% % -7.65% -1.69% 10/30/ /01/ Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $50,000. *Annualized for Options/s in existence for more than one year. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Prior to March 6, 2017, Brighthouse Funds Trust I was known as Met Investors Series Trust and Brighthouse Funds Trust II was known as Metropolitan Series Fund. Performance Is Not Guaranteed. Additional prospectuses for the Preference Premier variable annuity issued by Metropolitan Life Insurance Company and for the investment portfolios are available from your financial professional or at The contract prospectus contains information about the contract s features, risks, charges and expenses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Performance current to the most recent month-end may be viewed at Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Distributions of taxable amounts are subject to ordinary income tax and, if made before age 59 1/2, may be subject to a 10% federal income tax penalty. Distributions of taxable amounts from a nonqualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution tax if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate. The Preference Premier variable annuity is issued by Metropolitan Life Insurance Company, New York, NY on Policy Form Series PPS (07/01). All products distributed by MetLife Investors Distribution Company (member FINRA), New York, NY Both are MetLife companies. Metropolitan Life Insurance Company New York, NY CLVA6589-B L [exp0518][All States][DC] Page 5 of 5