PORTFOLIO ADVISORY SERVICES

Size: px
Start display at page:

Download "PORTFOLIO ADVISORY SERVICES"

Transcription

1 WEALTH SOLUTIONS PORTFOLIO ADVISORY SERVICES SEPARATELY MANAGED ACCOUNTS (SMA) AND MUTUAL FUND PROGRAMS (MFP)

2 Miles Capital offers a suite of investment advisory programs and services designed to help meet your clients investment needs. Why Miles Capital? WE ARE A MULTI-BOUTIQUE, INSTITUTIONAL ASSET MANAGER WITH A FULL SUITE OF MULTI-ASSET CLASS CAPABILITIES. THE BENEFITS TO YOU: Over 30 Years of Institutional Research and Capabilities Brought to the High Net Worth Market Broad Asset Class and Strategy Capability Offerings Conservative Focus on Downside Protection Boutique Focus on Service, Case Design, and Support Access to Relationship and Portfolio Management LEVERAGE OUR INSTITUTIONAL EXPERIENCE AND SMA CAPABILITIES TO HELP GROW YOUR BUSINESS 2

3 Your clients may invest in a single strategy or multiple strategies, depending upon their needs, objectives, and investment allocation sizes. You determine what is most appropriate for each client. INVESTMENT STRATEGIES SEPARATE ACCOUNT (SMA) MUTUAL FUNDS (MFP) FIXED INCOME SMA EQUITY SMA ALTERNATIVES SMA TAXABLE CORE EQUITY HEDGE FUNDS Account Minimum $1,000,000 Account Minimum $100,000 Account Minimum $3mm Government Income & Return Dividend Advantage Direct Hedge Funds Intermediate Core Large Cap Core (accredited investors only) Intermediate High Quality Small Cap Core International REITS TAX-MANAGED MUNICIPAL TAX-MANAGED LARGE CAP Account Minimum $250,000 Account Minimum $250,000 FIXED INCOME MFP EQUITY MFP ALTERNATIVES MFP Account Minimum $2,500 Account Minimum $2,500 Account Minimum $2,500 Core Fixed Income U.S. Large Cap Alternatives Advantage Fund High Yield U.S. Small Cap International Bonds Global & Emerging Equity REITS Client accounts with assets that fall and remain below minimums will be invested in the appropriate and applicable mutual fund or ETF. 3

4 Miles Capital Services Provided WE OFFER A COMPREHENSIVE SUITE OF COMPLEMENTARY SERVICES, BASED UPON THE INFORMATION YOU PROVIDE REGARDING YOUR CLIENTS: Case and Asset Allocation Support Selection and Implementation of Appropriate Investment Strategies / Vehicles Management of Assets, Maintenance of Asset Allocation Tax-Managed Strategies and Tax-Aware Overlay for Overall Portfolio Comprehensive Client Service, Including Reporting and Meetings What is a Separately Managed Account? A SEPARATELY MANAGED ACCOUNT (SMA) is a customized investment account of individual stocks, bonds, or other securities. The portfolio is professionally managed by a portfolio management team. Each portfolio is designed to provide diversified access to a particular investment strategy. Your client, as the investor, owns each of the individual securities in the account. SMA (Where Qualified) Direct ownership of securities, holdings transparency Professional, active management of each strategy, overall allocation Allows for tax-managed investing Offers flexibility and customization in strategy and portfolio selection May offer greater access to portfolio management for investment guidance Requires higher account minimums for full diversification 4

5 Getting Started with Wealth Solutions is Simple 1 FORMULATE: We consult on and recommend an appropriate asset allocation. 2 EXECUTE: We help you complete documents and open the account, and we begin investing. 3 MANAGE: We provide capital markets insights, ongoing communication, and asset management. CONTACT US TODAY TO SEE HOW WEALTH SOLUTIONS CAN HELP YOU SUPPORT YOUR CLIENTS FINANCIAL GOALS 5

6 CONTACT US IMPORTANT INFORMATION: For Financial Professional Use Only. The information contained in this document is provided for informational purposes and should not be construed as investment advice or a recommendation for any specific Miles Capital product or service. All investments involve risk, including possible loss of principal. There is no guarantee that investment objectives will be achieved. Investors should consider their risk tolerance and time horizon before investing. Diversification does not ensure a profit or protect against market loss. Miles Capital, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not intended to be used, and cannot be used or relied upon, by any taxpayer for the purpose of avoiding tax penalties or complying with any applicable tax laws or regulations. Any taxpayer should seek advice based on the taxpayer s particular circumstances from an independent tax advisor. Investment products are not FDIC-insured, have no guarantee, and may lose value.

WEALTH SOLUTIONS PORTFOLIO ADVISORY SERVICES

WEALTH SOLUTIONS PORTFOLIO ADVISORY SERVICES WEALTH SOLUTIONS PORTFOLIO ADVISORY SERVICES S E PA R AT E LY M A N AG E D ACCO U N T S ( S M A ) A N D M U T UA L F U N D P R O G R A M S ( M F P ) Miles Capital offers a suite of investment advisory

More information

RBC Strategic Asset Allocation Models

RBC Strategic Asset Allocation Models Page 1 of 7 United States Traditional Fixed Income Only Last updated: March 218 Fixed Income Only The focus is capital preservation. The portfolio is only invested in fixed income asset classes. The investor

More information

A GUIDE TO SEPARATELY MANAGED ACCOUNTS

A GUIDE TO SEPARATELY MANAGED ACCOUNTS At the forefront of SMAs A GUIDE TO SEPARATELY MANAGED ACCOUNTS Separately managed accounts (SMAs) play an important role in providing investors choice in how they access professional investment management.

More information

Diversified Managed Allocations

Diversified Managed Allocations Diversified Managed Allocations Multi-strategy portfolios with a focus on flexibility Is this program right for you? DMA is designed for investors who: Want experienced, professional money managers to

More information

SEPARATELY MANAGED ACCOUNTS

SEPARATELY MANAGED ACCOUNTS Offering Guide Leadership and Innovation SEPARATELY MANAGED ACCOUNTS Today s complex markets require different approaches ones that can provide greater financial freedom, active management and tax control.

More information

ELC Advisors, LLC. Efficient Low Cost Wealth Management

ELC Advisors, LLC. Efficient Low Cost Wealth Management ELC Advisors, LLC Efficient Low Cost Wealth Management ELC Advisors, LLC Our principles Clients come first As an RIA, ELC Advisors adheres to the fiduciary standard No misaligned incentives, as with broker

More information

Investment solutions designed exclusively for qualified retirement plans

Investment solutions designed exclusively for qualified retirement plans Investment solutions designed exclusively for qualified retirement plans For nearly 20 years, Charles Schwab Bank has been an innovator in creating investment solutions for qualified retirement plans.

More information

investment guide discipline We help protect and build wealth through a multiasset class approach.

investment guide discipline We help protect and build wealth through a multiasset class approach. ideas At Brinker Capital, we look beyond the traditional methods of investing to help grow real purchasing power for our clients over the long term. discipline We help protect and build wealth through

More information

ZEGA BUFFERED INDEX GROWTH STRATEGY

ZEGA BUFFERED INDEX GROWTH STRATEGY ZEGA BUFFERED INDEX GROWTH STRATEGY February 2017 2017 ZEGA Financial. All rights reserved. DISCLOSURE Information presented does not involve the rendering of personalized investment advice, but is limited

More information

2017 Estimated capital gains distributions as of 11/17/17

2017 Estimated capital gains distributions as of 11/17/17 2017 Estimated capital gains distributions as of 11/17/17 The following pages list estimated capital gain payments for the Deutsche funds, payable to shareholders as of the dates indicated. These estimates

More information

NAMCOA. Naples Asset Management Company, LLC Registered Investment Advisor Separately Managed Accounts ( SMAs ) Portfolio Solutions

NAMCOA. Naples Asset Management Company, LLC Registered Investment Advisor   Separately Managed Accounts ( SMAs ) Portfolio Solutions NAMCOA Naples Asset Management Company, LLC Registered Investment Advisor www.namcoa.com Separately Managed Accounts ( SMAs ) Portfolio Solutions A Separately Managed Account (SMA) is all about taking

More information

Luminor fund portfolios. November 2017

Luminor fund portfolios. November 2017 Luminor fund portfolios November 2017 Information to make educated investment decision Benefits of diversification and correct asset allocation Model portfolio concept and the theory behind it EUR based

More information

Finding the Right Fit. Separately Managed Accounts from Fidelity Investments

Finding the Right Fit. Separately Managed Accounts from Fidelity Investments Finding the Right Fit Separately Managed Accounts from Fidelity Investments Complement An SMA may help complement your overall portfolio You may be familiar with mutual funds and exchange-traded funds

More information

RBC Strategic Asset Allocation Models

RBC Strategic Asset Allocation Models Page 1 of United States Core Very conservative Last updated: April 17 Risk Profile 1 The focus is capital preservation. The portfolio will typically be invested mainly in fixed income and other low volatility

More information

q merrill edge guided investing strategy profile CIO Moderately Conservative ETF Core Tax Aware

q merrill edge guided investing strategy profile CIO Moderately Conservative ETF Core Tax Aware Overview This Strategy seeks to provide diversified exposure among three major asset classes for a client's account with a moderately conservative target asset allocation. In normal market conditions,

More information

The Fort Dearborn Group at Morgan Stanley Chicago, IL

The Fort Dearborn Group at Morgan Stanley Chicago, IL The Fort Dearborn Group at Morgan Stanley Chicago, IL Income Focused Offerings Fixed Income Rotation Fixed Income Rotation + Alternatives Tax Free Bond Portfolio Taxable Bond Portfolio Short Term Taxable

More information

PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS

PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS CALING THE HEIGHTS SCALING THE HEIGHTS I WITH EXCHANGE TRADED FUNDS Y THE INVESTMENT CREATED FOR INSTITUTIONS IS NOW AVAILABLE

More information

Destinations INVESTOR GUIDE. Multi-asset class solutions to meet a range of investor needs. Dynamic portfolios constructed from mutual funds

Destinations INVESTOR GUIDE. Multi-asset class solutions to meet a range of investor needs. Dynamic portfolios constructed from mutual funds multi-asset class, dynamic portfolios are designed to deliver consistent returns over the long-term and help individuals stay invested. Risk-based portfolios INVESTOR GUIDE Income-focused portfolios CONSERVATIVE

More information

Portfolio Management Consultants Supporting Enterprises, Advisors, and their Clients

Portfolio Management Consultants Supporting Enterprises, Advisors, and their Clients Portfolio Management Consultants Supporting Enterprises, Advisors, and their Clients Envestnet PMC is the ultimate advisor to the advisor. We offer an objective, unbiased approach to research, coupled

More information

Consulting Group: An Introduction

Consulting Group: An Introduction 2 Disciplined Investment Process 3 Investment Advisory Programs 5 Global Resources, Local Perspective product consulting group Consulting Group: An Introduction summary The last several years have proven

More information

Asset Allocation Portfolios

Asset Allocation Portfolios Asset Allocation Portfolios Christopher Eckert Senior Vice President Wealth Management Senior Portfolio Manager Financial Advisor 320 Post Road West Westport, CT 06880 phone: 203-222-4057 toll-free: 866-740-7841

More information

PERSONAL WEALTH PORTFOLIOS. simplify. your life. With Investment Strategies

PERSONAL WEALTH PORTFOLIOS. simplify. your life. With Investment Strategies PERSONAL WEALTH PORTFOLIOS simplify your life With Investment Strategies The Personal Wealth Portfolios: Meeting Sophisticated Needs in a Single Account As an investor, your financial portfolio is more

More information

USAA Managed Portfolios

USAA Managed Portfolios USAA Managed Portfolios USAA Managed Portfolios UMP (UMP) provides you with a professionally managed, broadly diversified portfolio to help you achieve your long-term financial goals. The UMP program focuses

More information

UMA Model Portfolios Professional Advice for Your Unified Managed Account

UMA Model Portfolios Professional Advice for Your Unified Managed Account UMA Model Portfolios Professional Advice for Your Unified Managed Account B The introduction of unified managed accounts has helped many investors to consolidate and streamline their investment portfolios.

More information

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 JUNE 12, 2017 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities Associates,

More information

Market Decode: How Bonds Work and What They Can Do for You

Market Decode: How Bonds Work and What They Can Do for You Market Decode: How Bonds Work and What They Can Do for You Matthew Diczok, head of Fixed Income Strategy, Merrill Lynch Investment Management Please see important information at the end of this program.

More information

ETF strategies INVESTOR EDUCATION

ETF strategies INVESTOR EDUCATION ETF strategies INVESTOR EDUCATION Contents Why ETFs? 2 ETF strategies Asset allocation 4 Sub-asset allocation 5 Active/passive combinations 6 Asset location 7 Portfolio completion 8 Cash equitization 9

More information

ZEGA FINANCIAL LLC. ZEGA s Buffered Index Growth (ZBIG) June ZEGA Financial. All rights reserved.

ZEGA FINANCIAL LLC. ZEGA s Buffered Index Growth (ZBIG) June ZEGA Financial. All rights reserved. ZEGA FINANCIAL LLC ZEGA s Buffered Index Growth (ZBIG) June 2018 2018 ZEGA Financial. All rights reserved. DISCLOSURE Information presented does not involve the rendering of personalized investment advice,

More information

COLLEGEADVANTAGE 529 PL AN HELPING YOU SAVE FOR HIGHER EDUCATION

COLLEGEADVANTAGE 529 PL AN HELPING YOU SAVE FOR HIGHER EDUCATION ADVANTAGE 529 PL AN HELPING YOU SAVE FOR HIGHER EDUCATION USRMH0319U-758774-1/8 Grow and Withdraw Assets Free From Federal Taxes * $ 25 MINIMUM $ 15k INVESTMENT MAXIMUM, PER BENEFICIARY, YOU CAN CONTRIBUTE

More information

Referral Disclosure Brochure

Referral Disclosure Brochure EFFECTIVE MARCH 28, 2018 Referral Disclosure Brochure Form ADV Part 2A and Appendix 1 SEC File Number 801 56323 IA Firm CRD Number - 109018 ITEM 1 COVER PAGE AssetMark, Inc. Advisor Compliance 1655 Grant

More information

TAKING THE NEXT STEP. Simplicity. An all-in-one portfolio matched to three levels of risk

TAKING THE NEXT STEP. Simplicity. An all-in-one portfolio matched to three levels of risk Multi-Asset TAKING THE NEXT STEP You re working hard for your money. The next step is getting your money to work for you. Each of the three Franklin NextStep Funds are professionally managed, diversified

More information

Tailwinds Tactical Portfolio Suite

Tailwinds Tactical Portfolio Suite Tailwinds Tactical Portfolio Suite Newfound Case ID: 4176917 1 December 2015 The Newfound Mission Defensive Simple Consistent Thoughtful In August 2008, Newfound Research was founded based on a simple,

More information

Benefits. Pricing and Structure 6. Why a 529 Plan. Scholar s Edge is a Smart Choice. Class A Unit 7. Class C Unit 8. The plan s many benefits include:

Benefits. Pricing and Structure 6. Why a 529 Plan. Scholar s Edge is a Smart Choice. Class A Unit 7. Class C Unit 8. The plan s many benefits include: Benefits Why a 529 Plan If your clients are in need of an effective and easy way to prepare for a child s college education, give them an edge with a 529 college savings plan. Investments potentially grow

More information

Options for Your Cash Portfolio

Options for Your Cash Portfolio Options for Your Cash Portfolio As regulatory reform has been implemented in the US and is being discussed in Europe, investors must now evaluate their cash investments. Offering liquidity solutions for

More information

With Scholar s Edge, New Mexico s 529 College Savings Plan, You Can Get an Edge When You Save for College.

With Scholar s Edge, New Mexico s 529 College Savings Plan, You Can Get an Edge When You Save for College. With Scholar s Edge, New Mexico s 529 College Savings Plan, You Can Get an Edge When You Save for College. Edge 1 A 529 Plan that s almost as smart as your child. Edge 2 Potentially save more and borrow

More information

Understanding the taxability of investments

Understanding the taxability of investments Understanding the taxability of investments Managing your portfolio to help control your tax bill Investors need to consider many factors in the process of choosing investments. One at the top of many

More information

Plan Design, Financial Independence Analysis, Investment Implementation & Management

Plan Design, Financial Independence Analysis, Investment Implementation & Management Plan Design, Financial Independence Analysis, Investment Implementation & Management Our Commitment to You Long before we begin the process of quantifying and analyzing data in an effort to optimize your

More information

FundSource. Professionally managed, diversified mutual fund portfolios. A sophisticated approach to mutual fund investing

FundSource. Professionally managed, diversified mutual fund portfolios. A sophisticated approach to mutual fund investing FundSource Professionally managed, diversified mutual fund portfolios Is this program right for you? FundSource is designed for investors who: Want a diversified portfolio of mutual funds that fits their

More information

BUILDING YOUR FINANCIAL FUTURE

BUILDING YOUR FINANCIAL FUTURE BUILDING YOUR FINANCIAL FUTURE There s a lot riding on the choices you make regarding your financial future. You work with a Financial Advisor because you appreciate the value of expertise, training and

More information

Asset Allocation Questionnaire

Asset Allocation Questionnaire Asset Allocation Questionnaire Asset Allocation Questionnaire The following questions will enable you to determine your time horizon and risk tolerance levels so that you can select a model asset allocation

More information

ASSET ALLOCATION STRATEGIES THE ART OF DIVERSIFICATION

ASSET ALLOCATION STRATEGIES THE ART OF DIVERSIFICATION ASSET ALLOCATION STRATEGIES THE ART OF DIVERSIFICATION Potential Advantages of Diversification Individual asset classes tend to historically perform differently depending on market conditions. A portfolio

More information

Planning for College. A Guide For Advisors. Administered by Nevada State Treasurer Dan Schwartz E S TAT E VA D A

Planning for College. A Guide For Advisors. Administered by Nevada State Treasurer Dan Schwartz E S TAT E VA D A Planning for TH E S TAT E T R EA SURER Administered by Nevada State Treasurer Dan Schwartz OFFICE O F A Guide For Advisors 18 64 4 186 DIO ECETES CIVITAS NE VA D A We all want the best possible future

More information

Charles Schwab Bank Collective Trust Funds CUSIP Details

Charles Schwab Bank Collective Trust Funds CUSIP Details Charles Schwab Bank Collective Trust s Details Schwab Indexed Retirement Trust s Schwab Indexed Retirement Trust 2010 I 808518583 Schwab Indexed Retirement Trust 2015 I 808518575 Schwab Indexed Retirement

More information

THE DURSO WEALTH MANAGEMENT GROUP AT MORGAN STANLEY

THE DURSO WEALTH MANAGEMENT GROUP AT MORGAN STANLEY Morgan Stanley 20 Linden Place Red Bank, NJ 07701 (732) 936-3400 AT MORGAN STANLEY AT MORGAN STANLEY DISCRETIONARY PORTFOLIO MANAGEMENT INVESTMENT STRATEGIES Investments and services offered through Morgan

More information

Important Information About Changes To Your Advisory Service

Important Information About Changes To Your Advisory Service Important Information About Changes To Your Advisory Service March 29, 2018 Effective July 16, 2018, Fidelity will bring together multiple services. A new registered investment adviser called Fidelity

More information

Tactical Income ETF. Investor Presentation N ORTHC OAST I NVESTMENT A DVISORY T EAM NORTHCOASTAM. COM

Tactical Income ETF. Investor Presentation N ORTHC OAST I NVESTMENT A DVISORY T EAM NORTHCOASTAM. COM Tactical Income ETF Investor Presentation N ORTHC OAST I NVESTMENT A DVISORY T EAM 203.532.7000 INFO@ NORTHCOASTAM. COM NORTHCOAST ASSET MANAGEMENT An established leader in the field of tactical investment

More information

Investment Choices for the Conservative Investor

Investment Choices for the Conservative Investor Investment Choices for the Conservative Investor Updated for FTJ FundChoice through December 31, 2015 Table of Contents» Our Perspectives» Our Organization» Our Process» Our Product Ocean Park Balanced

More information

Attractive option for college saving

Attractive option for college saving Tomorrow s Scholar 529 Age-Based Portfolios Attractive option for college saving... connecting to the future Not FDIC Insured May Lose Value No Bank Guarantee INVESTMENT MANAGEMENT Introduction The goal

More information

Investment Management Services & Firm Overview

Investment Management Services & Firm Overview Investment Management Services & Firm Overview Bryan Bourgeois President/CEO Blue Pacific Wealth Management, Inc. Ceo@BluePacificWealth.com 2501 W. William Cannon Dr. B 2-204 Austin, TX 78745 512-462-3704

More information

WESTERN ASSET MUNICIPAL BOND LADDERS

WESTERN ASSET MUNICIPAL BOND LADDERS 1Q 2018 Separately Managed Accounts WESTERN ASSET MUNICIPAL BOND LADDERS INVESTMENT PRODUCTS: NOT FDIC INSURED NO BANK GUARANTEE MAY LOSE VALUE Introduction Legg Mason Meet our investment managers Having

More information

Do we believe SMAs help boost after-tax returns?

Do we believe SMAs help boost after-tax returns? FIDELITY PERSONALIZED PORTFOLIOS: Equity Separately Managed Accounts It s not what you earn it s what you keep. Is your portfolio primed for success? With Fidelity Personalized Portfolios, we think so.

More information

Schwab Indexed Retirement Trust Fund 2040

Schwab Indexed Retirement Trust Fund 2040 Fund Facts Trustee Fund Type Charles Schwab Bank Collective Trust Fund Category Target Date 2036-2040 Benchmark 2040 Custom Index 1 Unit Class Inception Date Fund Inception Date 1/5/2009 Net Asset Value

More information

Investment Perspectives. From the Global Investment Committee

Investment Perspectives. From the Global Investment Committee Investment Perspectives From the Global Investment Committee Crude Prices Have Declined Significantly Long-Term WTI Crude Price 1 and Month-Over-Month Change As of March 31, 2016 WTI Crude Spot Price and

More information

3 What We Believe. 4 Our Wealth Management Process. 9 Beyond Your Investment Strategy. The Lenox Group at Morgan Stanley

3 What We Believe. 4 Our Wealth Management Process. 9 Beyond Your Investment Strategy. The Lenox Group at Morgan Stanley 3 What We Believe 4 Our Wealth Management Process 9 Beyond Your Investment Strategy The Lenox Group at Morgan Stanley the lenox group at morgan stanley wealth management Robertson H. Bennett Family Wealth

More information

Form ADV Part 2A Private Wealth Solutions SM Program Wrap Fee Program Brochure

Form ADV Part 2A Private Wealth Solutions SM Program Wrap Fee Program Brochure Form ADV Part 2A Private Wealth Solutions SM Program Wrap Fee Program Brochure SEC File Number 801-34910 UBS Asset Management (Americas) Inc. 1285 Avenue of the Americas New York, NY 10019 (212) 821-3000

More information

UNDERSTANDING CLOSED-END FUNDS

UNDERSTANDING CLOSED-END FUNDS Lessons in Investing for Income UNDERSTANDING CLOSED-END FUNDS Income is one of investors most common goals but one not easily achieved, especially in today s low-yielding environment. That s why investors

More information

PMC Quantitative Portfolios Overview of Portfolio Construction and Ongoing Portfolio Management

PMC Quantitative Portfolios Overview of Portfolio Construction and Ongoing Portfolio Management Overview of Portfolio Construction and Ongoing Portfolio Management December 2013 Brandon Thomas Chief Investment Officer Dale Rottschafer, CFA Vice President Senior Portfolio Manager Quantitative Portfolios

More information

Blended Age Based Approach

Blended Age Based Approach Blended Age Based Approach This approach contains a total of 19 portfolios in two different tracks, Blended Growth and Blended Balanced, that allow you to more closely align your college savings goals

More information

The Chief Investment Office

The Chief Investment Office The Chief Investment Office Chris Hyzy Chief Investment Officer Bank of America Global Wealth & Investment Management December 2017 The Chief Investment Office (CIO) has a mission to perform for you supporting

More information

Principal LifeTime portfolios. Investment options that strive to keep pace with life

Principal LifeTime portfolios. Investment options that strive to keep pace with life LifeTime portfolios Investment options that strive to keep pace with life Most of us need a little help when it comes to saving for retirement. If you re like many, you may not have the time or interest

More information

Eyebrow text Agenda Semibold 14/16, optional. Cover subtitle is Agenda Bold 18/21

Eyebrow text Agenda Semibold 14/16, optional. Cover subtitle is Agenda Bold 18/21 Eyebrow text Agenda Semibold 14/16, optional Choice matters Title on two lines in with Portfolio Advisor Agenda Bold 38/40 Cover subtitle is Agenda Bold 18/21 Investing built around you Your goals. Your

More information

Schwab Target Date Funds. So you can enjoy today We help you invest for your future

Schwab Target Date Funds. So you can enjoy today We help you invest for your future Schwab Target Date Funds So you can enjoy today We help you invest for your future Schwab Target Date Funds All-in-one portfolio solution. More time for you. Schwab Target Date Funds are diversified mutual

More information

Principal Global Investors, LLC Form ADV Part 2A 801 Grand Ave Des Moines, IA Phone:

Principal Global Investors, LLC Form ADV Part 2A 801 Grand Ave Des Moines, IA Phone: Principal Global Investors, LLC Form ADV Part 2A 801 Grand Ave Des Moines, IA 50309 Phone: 800-533-1390 www.principalglobal.com March 30, 2017 This brochure provides information about the qualifications

More information

MANAGED ACCOUNTS. Portfolio Solutions. Providing the guidance and flexibility to meet your customized investing needs

MANAGED ACCOUNTS. Portfolio Solutions. Providing the guidance and flexibility to meet your customized investing needs MANAGED ACCOUNTS Portfolio Solutions Providing the guidance and flexibility to meet your customized investing needs INTRODUCING PORTFOLIO SOLUTIONS When it comes to achieving your financial goals, here

More information

Qualified Dividends (estimated percentages)* Income Dividends Short-Term Gains Long-Term Gains Declaration/Record

Qualified Dividends (estimated percentages)* Income Dividends Short-Term Gains Long-Term Gains Declaration/Record 2018 Preliminary Distributions T. ROWE PRICE FUNDS 2018 Undistributed Income and Capital Gains Per Share Amounts as of October 31, 2018 T. Rowe Price Fund Domestic Stock Funds Balanced 56% paid quarterly

More information

Strategic. Financial. Solutions. The Advantage of Personal Professional Money Management

Strategic. Financial. Solutions. The Advantage of Personal Professional Money Management Strategic Financial Solutions The Advantage of Personal Professional Money Management 2 S t r a t e g i c F i n a n c i a l S o l u t i o n s Having financial goals is one thing. Achieving them is another,

More information

PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS

PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS SCALING THE HEIGHTS SCALING THE HEIGHTS I WITH EXCHANGE TRADED FUNDS AN ETF-BASED DISCIPLINED PROCESS TO HELP YOU ACHIEVE YOUR

More information

Portfolio Snapshot. Sample Report. A proposal for your review. John Adams Financial Advisor Merrill Lynch Wealth Management

Portfolio Snapshot. Sample Report. A proposal for your review. John Adams Financial Advisor Merrill Lynch Wealth Management Portfolio Snapshot A proposal for your review Sample Report John Adams Merrill Lynch Wealth Management SENSITIVE CLIENT INFORMATION INSIDE Important Information This analysis is a brokerage report that

More information

The Schwab 529 College Savings Plan

The Schwab 529 College Savings Plan The Schwab 529 College Savings Plan Rely on Schwab s expertise to help you plan for your child s college education. Maximize the benefits of a 529 Plan What is a 529 Plan? A 529 Plan is a state-sponsored,

More information

DISCLOSURE BROCHURE. Stifel, Nicolaus & Company, Incorporated 501 North Broadway St. Louis, Missouri (314)

DISCLOSURE BROCHURE. Stifel, Nicolaus & Company, Incorporated 501 North Broadway St. Louis, Missouri (314) ADVISORY SERVICES WRAP FEE PROGRAMS SEC Number: 801-10746 DISCLOSURE BROCHURE July 18, 2017 This brochure provides information about the qualifications and business practices of Stifel, Nicolaus & Company,

More information

Tactical Growth ETF. Investor Presentation N ORTHC OAST I NVESTMENT A DVISORY T EAM NORTHCOASTAM. COM

Tactical Growth ETF. Investor Presentation N ORTHC OAST I NVESTMENT A DVISORY T EAM NORTHCOASTAM. COM Tactical Growth ETF Investor Presentation N ORTHC OAST I NVESTMENT A DVISORY T EAM 203.532.7000 INFO@ NORTHCOASTAM. COM NORTHCOAST ASSET MANAGEMENT An established leader in the field of tactical investment

More information

Merrill Edge Select Portfolios. Portfolio management by Merrill Lynch

Merrill Edge Select Portfolios. Portfolio management by Merrill Lynch Merrill Edge Select Portfolios Portfolio management by Merrill Lynch Merrill Edge Select Portfolios As an individual investor, sorting through the multitude of available mutual funds and exchange-traded

More information

MASTERING STRUCTURED NOTES

MASTERING STRUCTURED NOTES MASTERING STRUCTURED NOTES First Trust Portfolios L.P. First Trust Advisors L.P./First Trust Portfolios L.P. Established in 1991; privately owned Over 700 employees Offices in Wheaton, IL and Austin, TX

More information

A Guide To DEFINED FOCUSED DISCIPLINED

A Guide To DEFINED FOCUSED DISCIPLINED A Guide To F I R S T T R U S T U N I T I N V E S T M E N T T R U S T S DEFINED FOCUSED DISCIPLINED W H A T I S A U N I T I N V E S T M E N T T R U S T? U I T F E A T U R E S A unit investment trust or

More information

Important Information about Capital Gains Distributions: October 2017

Important Information about Capital Gains Distributions: October 2017 Important Information about s Distributions: October 2017 To assist you with your year-end investment and tax planning, this document contains the following information: Page 2-3: s Estimates. A list of

More information

A portfolio that matches your plans.

A portfolio that matches your plans. A portfolio that matches your plans. Amerivest Core Portfolios powered by Morningstar Associates Expert investment management Tailored portfolio recommendations Straightforward, competitive pricing Dedicated

More information

TOPS Managed Risk Balanced ETF Portfolio TOPS Managed Risk Moderate Growth ETF Portfolio TOPS Managed Risk Growth ETF Portfolio

TOPS Managed Risk Balanced ETF Portfolio TOPS Managed Risk Moderate Growth ETF Portfolio TOPS Managed Risk Growth ETF Portfolio TOPS Managed Risk Balanced ETF Portfolio TOPS Managed Risk Moderate Growth ETF Portfolio TOPS Managed Risk Growth ETF Portfolio Class 3 shares Class 4 shares PROSPECTUS May 1, 2017 1-855-572-5945 This

More information

S T H EIG E H H SCALING THE HEIGHTS I WITH EXCHANGE TRADED FUNDS T G LIN A SC

S T H EIG E H H SCALING THE HEIGHTS I WITH EXCHANGE TRADED FUNDS T G LIN A SC PROFESSIONALLY MANAGED INVESTMENT SOLUTIONS THROUGH EXCHANGE TRADED FUNDS SCALING THE HEIGHTS SCALING THE HEIGHTS I WITH EXCHANGE TRADED FUNDS AN ETF-BASED DISCIPLINED PROCESS TO HELP YOU ACHIEVE YOUR

More information

PGIM INVESTMENTS. And the investment managers that make a difference. PGIM Fixed Income QMA

PGIM INVESTMENTS. And the investment managers that make a difference. PGIM Fixed Income QMA PGIM INVESTMENTS Bringing you the investment managers of Prudential Financial, Inc. PGIM INVESTMENTS And the investment managers that make a difference PGIM Fixed Income Jennison Associates QMA PGIM REAL

More information

Wealth Management Perspectives

Wealth Management Perspectives Wealth Management Perspectives Covered Calls 1 Can Provide Downside Support CBOE S&P 500 Buy Write Index vs S&P 500 Dispersion of Returns Data as of June 1, 1989 to October 31, 2016 160 140 144 120 Count

More information

SUPPLEMENT DATED NOVEMBER 2017 TO THE VANGUARD 529 COLLEGE SAVINGS PLAN PROGRAM DESCRIPTION DATED MARCH 2017

SUPPLEMENT DATED NOVEMBER 2017 TO THE VANGUARD 529 COLLEGE SAVINGS PLAN PROGRAM DESCRIPTION DATED MARCH 2017 SUPPLEMENT DATED NOVEMBER 2017 TO THE VANGUARD 529 COLLEGE SAVINGS PLAN PROGRAM DESCRIPTION DATED MARCH 2017 Please keep this Supplement, which describes important changes, with your other 529 College

More information

HORIZON FUNDS. Supplement dated April 16, 2018 to the Prospectus and Statement of Additional Information dated March 31, 2018

HORIZON FUNDS. Supplement dated April 16, 2018 to the Prospectus and Statement of Additional Information dated March 31, 2018 HORIZON FUNDS Horizon Active Asset Allocation Fund Horizon Active Risk Assist Fund Horizon Active Income Fund Horizon Active Dividend Fund Horizon Defined Risk Fund (the Funds ) Supplement dated April

More information

Investment Solutions Guide

Investment Solutions Guide Investment Solutions Guide BNY Mellon s Advisors, Inc. () discretionary managed portfolios include traditional and objective-based wrap accounts that primarily use mutual funds/exchange-traded funds (ETFs),

More information

PNC Investments Client Schedule of Commissions & Fees

PNC Investments Client Schedule of Commissions & Fees PNC Investments Client Schedule of Commissions & Fees PNC Investments (PNCI) Financial Advisors 1 work closely with you, taking time to fully understand your current financial situation, establish and

More information

2018 PROJECTED YEAR END DISTRIBUTIONS - SUBJECT TO CHANGE This information is current as of October 25, 2018

2018 PROJECTED YEAR END DISTRIBUTIONS - SUBJECT TO CHANGE This information is current as of October 25, 2018 Dates for s Dates for Record Ex Payable Record Ex / Payable as a ClearBridge Aggressive Growth Fund August 31 Annually 12/18/2018 12/19/2018 12/19/2018 $0.46 - $1.23 12/4/2018 12/5/2018 $28.73 - $33.04

More information

THE FREEDOM UMA. Unified Managed Account Strategies

THE FREEDOM UMA. Unified Managed Account Strategies THE FREEDOM UMA Unified Managed Account Strategies Freedom UMA Effective investment planning cannot be left to chance. It requires research, consultation, planning, execution and constant monitoring. When

More information

Investor Questionnaire

Investor Questionnaire Investor Questionnaire This questionnaire is designed to help you decide how to allocate the assets (stocks and bonds) in your portfolio. You are under no obligation to accept the suggestions provided

More information

Market Decode: Why Bonds Still Matter When Interest Rates Are Rising

Market Decode: Why Bonds Still Matter When Interest Rates Are Rising Market Decode: Why Bonds Still Matter When Interest Rates Are Rising With Matthew Diczok, Head of Fixed Income Strategy, Merrill Lynch Wealth Management Please see important information at the end of this

More information

Business planning. Employer-owned life insurance policies

Business planning. Employer-owned life insurance policies Business planning Employer-owned life insurance policies The effects of the Pension Protection Act of 2006 Some things you need to know about Pension Protection Act As you evaluate which planning strategies

More information

Plan for Your Future. Make It Happen. Morgan Stanley can help you achieve your financial goals.

Plan for Your Future. Make It Happen. Morgan Stanley can help you achieve your financial goals. Plan for Your Future. Make It Happen. Morgan Stanley can help you achieve your financial goals. What Are Your Hopes and Dreams? Regardless of what stage of life you re currently in moving ahead in your

More information

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE

ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 NOVEMBER 14, 2017 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities

More information

TRANSAMERICA FREEDOM ELITE BUILDER II TFLIC FREEDOM ELITE BUILDER II

TRANSAMERICA FREEDOM ELITE BUILDER II TFLIC FREEDOM ELITE BUILDER II TRANSAMERICA FREEDOM ELITE BUILDER II TFLIC FREEDOM ELITE BUILDER II INVESTMENT OPTIONS GUIDE Your decision to purchase a variable universal life (VUL) insurance policy is an important one. You work hard

More information

Beyond Investment Management Outsourcing: The State of the Art in 2012

Beyond Investment Management Outsourcing: The State of the Art in 2012 Beyond Investment Management Outsourcing: The State of the Art in 2012 A Supplemental Report for Outsourcing Solutions Providers October 2012 Contents Overview... 1 Survey Themes... 3 Investment Performance...3

More information

MANAGE PORTFOLIO VOLATILITY THROUGH DYNAMIC ASSET ALLOCATION

MANAGE PORTFOLIO VOLATILITY THROUGH DYNAMIC ASSET ALLOCATION QS Legg Mason Dynamic Multi-Strategy VIT Portfolio Share class (Symbols): Class I (QDMSIX/52467M793), Class II (QDMSTX/52467M785) MANAGE PORTFOLIO VOLATILITY THROUGH DYNAMIC ASSET ALLOCATION A portfolio

More information

A wealth management firm centered on our clients individual needs.

A wealth management firm centered on our clients individual needs. A wealth management firm centered on our clients individual needs. Why Eagle Strategies and why an Eagle Strategies Advisor? Our tools may be similar, but our attitude is different. Eagle Strategies was

More information

W.E. DONOGHUE & CO., LLC

W.E. DONOGHUE & CO., LLC ITEM 1: COVER PAGE W.E. Donoghue & Co., LLC CRD #285403 Form ADV Part 2A, Firm Brochure January 10, 2018 W.E. DONOGHUE & CO., LLC One International Place Suite 2920 Boston, Massachusetts 02110 1-800-642-4276

More information

Envestnet s Impact Investing Platform The 5 Pillars of Impact

Envestnet s Impact Investing Platform The 5 Pillars of Impact Envestnet s Impact Investing Platform The 5 Pillars of Impact Our impact platform can help advisors support clients who seek both positive social impact and financial returns. What is impact investing?

More information

Discretionary Portfolio Management

Discretionary Portfolio Management www.handelsbanken.com/assetmanagement Discretionary Portfolio Management Customised Portfolio Solutions Handelsbanken provides discretionary asset management solutions to meet your needs. As a discretionary

More information

Fidelity Wealth Services Program Fundamentals

Fidelity Wealth Services Program Fundamentals Fidelity Wealth Services Program Fundamentals Fidelity Personal and Workplace Advisors LLC 245 Summer Street, V2A Boston, MA 02210 (617) 563-7000 March 29, 2018 (with an effective date of July 16, 2018)

More information

Core Asset Manager: A Tailored Investment Strategy

Core Asset Manager: A Tailored Investment Strategy Core Asset Manager: A Tailored Investment Strategy CHRIS HART, Core Investment Manager Brinker Capital Inc., A Registered Investment Advisor For financial advisor use only. For financial professional use

More information