flexible and secure investing Prestige Platform the widest range of investment choice for you and your financial advisor INTERNATIONAL

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1 flexible and secure investing the widest range of investment choice for you and your financial advisor INTERNATIONAL

2 Why? The may be ideal for investors with sophisticated investment needs. Prestige International Marketing Services (PIMS) is an Affiliate of the Prestige group of companies. Domiciled in the British Virgin Islands (BVI), PIMS is a professional Investment Sales and Marketing company specialising in the distribution of international investment products and services. PIMS offers the under a joint venture with Guardian Asset Management Limited (GAM) which administers the Prestige Platform from their base in Jersey, British Channel Islands. GAM is regulated by the Jersey Financial Services Commission for the conduct of Investment Business. The directors of GAM have a combined total of over 75 years experience in the investment industry and are specialists in the provision of offshore investment administration. The provides access to an almost limitless range of Funds offered by international Fund Managers, and investors benefit from highly attractive institutional dealing terms. We also offer specialist dealing terms with leading stockbrokers and pass on these benefits to the client. Most financial professionals agree that diversification in an investment portfolio is important for achieving financial goals and minimising risk. As such a wide choice of investments is available through the platform it is possible to construct a portfolio specifically tailored to a client s risk profile and individual investment objectives. As well as offering a high quality service to individual investors, we have expertise in working with Financial Advisors and Investment Professionals around the world and understand their particular needs. If you are looking for a way to facilitate investment dealing requirements with the highest level of client service and investment reporting, the could potentially be the ideal solution. Page 2

3 A secure environment Providing a secure and user friendly online environment - to combine and hold your investments. The enables you and your advisor to combine, or wrap, all your investments into one single manageable online account. Rather than having to keep track of different investments in different places, our wrap account holds all your investments in one place and you can view them, and your entire transaction history, at your leisure. Whether the investments you choose are mutual funds, unit trusts, Open Ended Investment Companies (OEICs), Exchange Traded Funds (ETFs) or individual stocks and shares does not matter. Our platform can accommodate them all. You have the choice of investing in US Dollars, Sterling, Euros or in any other major freely convertible currency. Just one set of paperwork will open up a universe of investments, keeping matters straightforward and making it easy to monitor how your investment portfolio is performing. Flexibility Flexibility that comes with means that with just one plan it is possible to invest for a number of purposes. You can invest money, buy and sell assets, receive income payments and even make regular withdrawals*. Disbursements may be charged in complex cases. The is truly independent - unlike other investment accounts our open architecture platform provides you with access to an almost limitless range of investment options. As we have no ties with any Life Insurance Company, we do not try to restrict your investment choice so you and your advisor can select exactly what you would like to invest in and when. Open Architecture brings the entire universe of investing to your fingertips. Our whole of market open architecture investment wrap account allows investors to trade equities on a multitude of exchanges globally and provides access to thousands of ETFs as well as countless onshore and offshore funds across the whole range of strategies. Please refer to the Client fee schedules for details of charges. Independent Research The gives you the freedom to work with a wide range of investments and can provide access to an independent research service with analysis and data on millions of investment products. * Withdrawals during the first ten years of investment may incur a redemption charge, and changes in foreign exchange rates may have an effect on your investment. info@prestigeplatform.com Page 3

4 Service that is made to measure We offer an environment where your financial advisor can choose from an almost limitless range of assets, rather than being confined to a single product provider. This means your advisor can take an holistic approach rather than focusing on single products, thus providing you with tailor-made advice and a service that is made to fit your individual needs. Investment choice stocks and shares, investment trusts, Real Estate Investment Trusts (REITs), government securities and other securities traded on a recognised stock exchange shares in unquoted private companies* corporate bonds commodities mutual funds unit trusts OEICs ETFs offshore funds structured products Key features a single point of access to a vast range of investments at discounted rates the freedom and control to make changes to your portfolio at the right time a consolidated view of your entire portfolio leading to less administration and paperwork instant valuations of your portfolio online highly-attractive investment dealing terms model portfolios and discretionary management services peace of mind knowing that all of your investments are held discretely and securely in a highly-regulated environment * To invest in unquoted private companies the client must be a professional or sophisticated investor, correctly classified as such in accordance with local regulations or, if no such regulations exist, by categorisation standards to those of the UK Financial Conduct Authority (FCA). Acceptance of such investments are subject to approval and satisfactory due diligence information being provided on the underlying company. A stand alone risk warning document would also have to be signed by an individual client. Page 4

5 Jersey - a highly regulated, secure place to hold your assets All accounts are held in Jersey. The Island of Jersey is situated in the English Channel, some 120km south of the English coast and 65km north of St. Malo, France. It is the most southerly of the British Channel Islands. The Island has been under the protection of the English Crown for more than 800 years whilst at the same time maintaining the right of self government in all domestic matters including fiscal provisions. Jersey s finance industry has been developed over more than fifty years and the Island boasts offices of many of the world s leading banks and accountants, as well as having a widely experienced infrastructure of legal practices, investment managers, trust and estate practitioners. Communications with the United Kingdom and the continent of Europe are excellent. This secure and tax efficient jurisdiction places the in an excellent position to service clients from all over the world. Jersey prides itself on being at the forefront of financial services and investor protection. By law, in Jersey, all client assets must be segregated through the use of ring-fenced client accounts. Note: Investors should seek tax advice from an independent professional advisor. Being a British Isle but not part of the UK and EU allows Jersey to benefit from various privileges and rights granted by the Crown for its loyalty. The Jersey legislative framework seeks to stimulate business competitiveness and investment. Here is a list of some advantages that Jersey offers: Tax neutral regime No capital gains tax charged in Jersey No inheritance tax charged in Jersey Sound economy and political climate Mature and well reputed legal system Robust regulatory framework info@prestigeplatform.com Page 5

6 An open architecture platform for all your investment requirements The allows you to consolidate your assets together under one investment portfolio. As an investment wrapper it can be used for pensions, offshore trusts or for simply investing a lump sum.* Pensions When making arrangements to migrate your UK pension scheme offshore, your pension trustees will require a suitable investment platform through which investments may be traded efficiently and held securely. Good relationships are in place with a number of Qualifying Recognised Overseas Pension Scheme (QROPS), Qualifying Non-UK Pension Scheme (QNUPS) and Self-Invested Personal Pension (SIPP) providers, where the Prestige Platform is used to meet these requirements. Offshore Trust The can be structured under an offshore trust. The creation of the trust is a very simple legal process that may assist with reduction or deferment of income, capital gains or inheritance taxes. Our independence means that we are pleased to offer the to any Pension Company or Trustee. Your advisor will be able to discuss this opportunity with you in more detail. Investing The provides true openarchitecture investing, which allows you and your financial advisor freedom of access to an almost limitless range of offshore and onshore funds, as well as structured products, exchange traded funds and even dealing directly in stocks and shares. Online Features The provides you with freedom and control: a single point of access to a vast range of investments at discounted rates consolidated view of your entire portfolio leading to less administration and paperwork the ability to make changes to your portfolio at the right time highly-attractive investment dealing terms instant valuations of your portfolio online Competitive Charges The offers highly competitive, flexible charging options and a completely transparent pricing structure - details of which will be provided by your advisor. * Investors should seek tax advice from an independent professional advisor. Page 6

7 Your advisor is the best person to ask for more information about the but if you would like to ask any questions, please talk to us... Prestige International Marketing Services Limited, 90 Main Street, PO Box 3099, Road Town,Tortola, British Virgin Islands T: +44 (0) F: +44 (0) E: NOTE: This document is issued by Prestige International Marketing Services Limited (Prestige) and is approved for information purposes and promotion of the which is underwritten and administered by Guardian Asset Management Limited (GAM). The information provided within this brochure is not intended for distribution to, or use by, any citizen of the United States of America (USA), or residents of USA, the United Kingdom or the British Virgin Islands, or in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Prestige or GAM or their affiliates to any authorisation, registration, licensing or notification requirement within any jurisdiction. Accordingly, recipients of this document should inform themselves about and observe all applicable legal and regulatory requirements. This document does not constitute an offer to sell or a solicitation of an offer to buy shares in any investment portfolios. Neither Prestige nor GAM accept any liability from investors who rely upon any other information with regard to any investment. It is the responsibility of all investors to be informed and to observe all applicable laws and regulations of any relevant jurisdiction, and to satisfy themselves that their use of this information and any subsequent Trust/s or investment portfolio is permissible under the applicable laws, rules and regulations of any applicable government, governmental agency or regulatory organisation where they are resident. Investments can go down as well as up, and investors may not get back all that they have invested. If you are uncertain about your eligibility or tax implications, you should seek independent professional advice. None of the companies listed within this document recommend, approve or endorse the use or economic viability of this product or any of the statements made. Individuals should seek their own independent tax advice. Changes in foreign exchange rates may have an adverse effect on the value or price of the investment. This document has not been approved by any supervisory body (including the Jersey Financial Services Commission) nor has any service referred to within it. This document is a financial services advertisement as referred to in the Financial Services (Advertising) (Jersey) Order The products and services listed in this document are open to persons who would be categorised as Professional Clients under the Codes of Practice for Investments Business issued by the Jersey Financial Services Commission. Further information is available on request page 7 info@prestigeplatform.com Page 7

8 Exclusively Distributed by: INTERNATIONAL Prestige International Marketing Services Limited 90 Main Street, PO Box 3099, Road Town, Tortola, British Virgin Islands T: +44 (0) F: +44 (0) E: Administered by: Guardian Asset Management Limited PO Box 806, La Ronde, Devonshire Place, St Helier, Jersey, Channel Islands, JE4 0TF T: +44 (0) F: +44 (0) Regulated for the conduct of investment business by the Jersey Financial Services Commission