Amar Finance and Leasing Company

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1 Amar Finance and Leasing Company Kuwaiti Closed Shareholding Company Operates in accordance with Islamic Shari a Sharq Area, Ahmed Al-Jaber St., Al-Bodoor Tower P.O.Box: Safat,13148 Kuwait, Tel.: , Fax: , Website:

2 Table of Content About Amar Sharia Panel Members Strategic Shareholders Board of Directors Executive Management Our Vision & Our Mission Amar Services

3 About Amar Amar Finance & Leasing Company was founded in 2004 and is headquartered in Kuwait City. Amar is a premier full-service Islamic Investment company specializing in the commercial and residential real-estate market, offering viable financial solutions to medium and large real-estate companies, as well as to real-estate investors. In addition, Amar is able to leverage its access to the emerging Islamic capital markets to fund large sized financial transactions through issuing Shari a compliant financial notes. 4 Amar, your investment partner 5

4 Sharia Panel Member { O you who believe! Eat not up your property among yourselves unjustly except it be a trade amongst you, by mutual consent. And do not kill yourselves (nor kill one another). Surely, Allah is Most Merciful to you } Surah An-Nisa (29) Dr. Abdul Aziz Al Qassar Dr. Issa Zaki Issa Dr. Ali Ibrahim Al Rashed Chairman of the Sharia Committee Sharia Board Member Sharia Board Member 6 Amar, your investment partner 7

5 Strategic Shareholders Gulf Investment House Company National Industries Group Company (Holding) Commercial Real Estate Company Ahlia Insurance Company Kuwait Financial Centre (Markaz) AlShayaa Family 8 Amar, your investment partner 9

6 Yousif Abdullatif Al-Shayaa Bashar Naser Al-Tuwaijri Hamad Mohamed Al-Saad Abdul Fatah Mohamed-Rafie Marafi Abdulaziz Salman Al-Humaidan Chairman Vice Chairman C.E.O. Board Member Board Member

7 C.E.O. Executive Vice President of Investment & Corporate Planing Nader Louis Yousef Senior Vice President of Commercial Finance Department Senior Manager of Finance & Accounting Department

8 Our Vision To be one of the leading financial institutions in the innovation and development of Sharia compliant investment & funding tools that reflect clients requirements and expectations. Our Mission Reinforcing our clien ts trust by providing best Sharia compliant investment and financing solutions through our commitment to : Transparency Speed Flexibility And minimum risk. 14 Amar, your investment partner 15

9 Our Services Finance - Investment - Consulting 1. Islamic Finance Amar offers best suitable financing opportunities through its specialized and skilled team in real estate Islamic finance. Amar offers a wide variety of activities, services and Islamic financing solutions to its customers: 1) Operational Ijara 2) Lease to Own 3) Murabaha 4) Istisna a 5) Musharaka 2. Structured Finance Amar financially engineers every level of the financing transaction to provide its clients with maximum financial flexibility. Amar offers structuring options such as flexible prepayments and multiclass financing. Amar also specializes in capital placement. 16 Amar, your investment partner 17

10 3. Investment Placement Through Amar s investment placement team, real estate developers have immediate access to highly competitive Islamic financing resources for real estate acquisition and real estate development. 5. Real Estate Investment Services Amar invests in a diversified range of income-producing property types on a proprietary basis or on behalf of clients. Amar also purchases and develops areas of land with a view to selling the constructed property or selling the land after the necessary amenities are provided. 4. Real Estate Project Finance Amar offers a special financing mode Istisna a for financing construction projects. 6. Real Estate Advisory Services Amar Finance offers many advisory services to its clients including site selection, market analysis, financial feasibility analysis and investment analysis. 18 Amar, your investment partner 19

11 7. Establishment and Management of Investment Funds Amar offers its clients investment opportunities through the establishment of Shari a compliant funds. Amar Real Estate Fund was established in February, 2007 and aims at providing attractive real estate investment opportunities. The fund is active in all kinds of long and medium term real estate activities, namely property trading in most classes of real estate assets, property development and property leasing. Geographically the fund operates in Kuwait as well as in the GCC countries, in order to ensure a higher level of diversification and safety to the investor. 8. Corporate Finance Services Amar s corporate finance team offers assistance in placement of capital market issues: Amar aids clients in issuing structured and standardised Islamic finance, including Murabaha and Sukuk issuances on a syndicated or stand-alone basis Amar manages equity issues including IPOs and secondary public offerings on the stock exchanges, rights offering etc. Amar is also active in the area of private placements. Amar has fostered strong relationships with private equity companies thereby allowing its clients access to finance at attractive terms 9. Business Valuation In a changing business environment, investments in other businesses, in the form of Mergers & Acquisitions, investment or restructuring, offers significant opportunities. By providing independent valuations with appropriate conclusions we can help our clients achieve the full economic benefit of their decisions. 10. Budgeting & Forecasting All organizations, big or small, need to streamline their resources in order to maximize their returns. There is a need to create budgets and monitor them consistently to accommodate changing requirements. Amar helps clients in shifting from traditional budgeting cycles to driver based planning models which are flexible and easily accommodate changes in business. 20 Amar, your investment partner 21

12 11. Placement Memorandum As a small or medium sized enterprise, raising funds can be an uphill task. Whether, you are raising debt or equity, Amar can help you with professional, detailed placement memorandums. 12. Key Performance Indicators ( KPI ) Dashboard A clear and continuous assessment of the business performance is vital to the long term success of any organization. Our KPI dashboard services help our clients create sound & effective organizations by defining key performance metrics of their businesses. It allows the management to visualize the company s performance and to identify any disturbing trends. 13. Feasibility Study/ Market Study Amar helps its client in studying and analyzing methods and alternatives for achieving business opportunities. Such study helps to define the scope of the project in order to identify best business alternative for the client s situation. It also helps client to assess whether proposed venture is feasible or not. If such the case, efforts may be made to correct its deficiencies, or explore other alternatives. Moreover, Amar provides market studies across a wide range of sectors to deliver comprehensive and accurate information. Amar team analyzes the market to provide an in-depth analysis of various factors like supplier, competition, buyer and regulation. Insights are obtained through primary discussions with the key market participants themselves manufacturers, importers, distributors, wholesalers, retailers, Government departments, trade associations etc. All data is cross-checked and analyzed against secondary 22 Amar, your investment partner 23

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