UTI Mutual Fund UTI Asset Management Company Limited UTI Trustee Company Private Limited

Transcription

1 UTI Mutua Fund UTI Asset Management Company Limited UTI Trustee Company Private Limited UTI Tower, Gn Bock, Bandra Kura Compex, Bandra (East), Mumbai Te: (022) , Emai: Website: KEY INFORMATION MEMORANDUM FOR INCOME SCHEMES UTI Banking & PSU Debt Fund (An open-ended income scheme with no assured return) Generate steady & reasonabe income over short to medium term Investment in predominanty Debt & Money Market Securities issued by Bank & Pubic Sector Undertaking (PSUs) UTI - Bond Fund (An open-ended pure debt fund) Reguar returns for ong-term Investment predominanty in medium to ong term debt as we as money market instruments UTI - Dynamic Bond Fund Optima returns with adequate iquidity over medium-term Investment in debt/money market instruments UTI - Fixed Maturity Pan (A cose-ended umbrea income scheme comprising of severa Investment Pans) This product is suitabe for investors who are Reguar income for short term Investment in Debt/Money Market Instrument/Govt. Securities UTI - Foating Rate Fund STP Reguar income over short-term Investment in foating rate debt / money market instruments, fixed rate debt / money market instruments swapped for foating rate return UTI - Git Advantage Fund LTP (An open-ended git scheme) Long-term credit risk free return Investment in sovereign securities issued by the Centra Government and/or a State Government and / or any security unconditionay guaranteed by the Centra Government and / or a State Government UTI - G-SEC Fund (An open-ended dedicated git fund) Short term credit risk free return. Investment in Centra Government Securities, Treasury Bis, Ca Money and Repo Pease read overeaf 14 August, 2014

2 UTI - Income Opportunities Fund Reasonabe income and capita appreciation over ong-term Investment in debt and money market instruments across different maturities & credit rating UTI - Liquid Cash Pan (An Open-ended Income Scheme) Steady and reasonabe income over shortterm with capita preservation. Investment in money market securities & high quaity debt UTI - Mahia Unit Scheme (An open-ended debt oriented scheme) This product is suitabe for investors who are Reasonabe income with moderate capita appreciation over a ong-term horizon Investment in equity instrument (maximum-30%) and debt/ money market instruments Medium risk (Yeow) UTI - MIS-Advantage Pan Long-term capita appreciation and reguar income over medium-term Investment in equity instruments (maximum-25%) and fixed income securities (debt and money market securities) Medium risk (Yeow) UTI - Money Market Fund (An open-ended money market mutua fund) Current income consistent with preservation of capita over short-term Investment in short-term money market securities UTI - Monthy Income Scheme (An open-ended debt oriented scheme) Reguar income over medium-term Investment in equity instruments (maximum-15%) and fixed income securities (debt and money market securities) Medium risk (Yeow) UTI - Short Term Income Fund Steady and reasonabe income over short-term Investment in money market securities/ high quaity debt UTI - Treasury Advantage Fund Capita preservation and iquidity for short-term Investment in quaity debt securities/ money market instruments UTI - Unit Scheme for Charitabe & Reigious Trusts & Registered Societies (UTI-C.R.T.S) Reguar income over ong-term Investment in equity instruments (maximum-30%) and debt/ money market instruments Medium risk (Yeow) * Investors shoud consut their financia advisers if in doubt about whether the product is suitabe for them Note: Risk may be represented as: (BLUE) Investors understand that their principa wi be at ow risk (YELLOW) Investors understand that their principa wi be at medium risk (BROWN) Investors understand that their principa wi be at high risk

3 Ê COMMON APPLICATION FORM FOR INCOME SCHEMES PLEASE USE SEPARATE FORM FOR EACH SCHEME (OCBs & US PERSONS INCLUDING QUALIFIED FOREIGN INVESTORS REGISTERED IN USA AND CANADA AND RESIDENTS OF CANADA ARE NOT ALLOWED TO INVEST IN UNITS OF ANY OF THE SCHEMES OF UTI MF) Sr.No. 2014/ Registrar Sr. No. PLEASE FILL IN ALL COLUMNS IN CAPITAL LETTERS ONLY (PLEASE READ INSTRUCTIONS CAREFULLY TO HELP US SERVE YOU BETTER) [Fieds Marked with (*) must be Mandatory fied in] DISTRIBUTOR INFORMATION (ony empaneed Distributors/Brokers wi be permitted to distribute Units) (refer instruction h ) ARN Name of Financia Advisor Sub ARN Code Sub Code/ M O Code EUI UTI RM No. Bank Branch Code BDA / CA Code Upfront commission sha be paid directy by the investor to the AMFI / NISM certified UTI MF registered Distributors based on the investors assessment of various factors incuding the service rendered by the I/We confirm that the EUIN box is intentionay eft bank by me/us as this is an execution-ony transaction without any interaction or advice by the distributor personne concerned or notwithstanding the advice of in-appropriateness, if any, provided by such distributor personne and the distributor has not charged any advisory fees for this transaction. ( Pease tick and sign beow when EUIN box is eft bank) (refer instruction v ). Ê Signature of 1st Appicant / Guardian Signature of 2nd Appicant Signature of 3rd Appicant TRANSACTION CHARGES TO BE PAID TO THE DISTRIBUTOR (Pease tick any one of the beow) (Refer Instruction i ) I AM A FIRST TIME INVESTOR IN MUTUAL FUNDS OR I AM AN EXISTING INVESTOR IN MUTUAL FUNDS ` 150 wi be deducted as transaction charges per Subscription of ` 10,000 and above ` 100 wi be deducted as transaction charges per Subscription of ` 10,000 and above Existing Unit Hoder information Scheme Name: Foio Number: APPLICANT S PERSONAL DETAILS Mr. Ms. Mrs. M/s. * Denotes Mandatory Fieds Name of First Appicant / Other Mentay Handicapped Persons (for UBF / MIS) and Adut Femae Persons (For MUS) (as appearing in ID proof given for KYC) First Appicant s Address (Do not repeat the name) Name & Address of resident reative in India (for NRIs) (P.O. Box No. is not sufficient) Viage/Fat/Bdg./Pot* Street/Road/Area/Post F I R S T M I D D L E L A S T Date of Birth d d m m y y y y Mandatory for minors City/Town* State Pin* *PAN OF 1st APPLICANT (whose particuars are furnished in the form) AADHAR CARD NO. Encosed PAN Card Copy Know Your Customer (KYC)* Acknowedgement Copy Pease ( ) OVERSEAS ADDRESS (Overseas address is mandatory for NRI / FPI appicants in addition to maiing address in India) State Country* Zip/Pin* NAME IN FULL OF THE FATHER (OR) MOTHER/ GUARDIAN (If Minor)$ / Mr. Ms. Mrs. Contact Person And Designation - For Institutiona Appicants / Aternate Appicant ( incase of UBF / MIS / MUS) F I R S T M I D D L E L A S T $ Proof of date of birth and proof of reationship with minor to be attached or ese sign the decaration on the reverse ( Refer instruction f). OPTION FOR DESPATCH OF STATEMENT OF ACCOUNT FOR NRIs Appicant s address as mentioned above At my Overseas address as mentioned above / To be despatched to my resident reative s address in India as given above City* DETAILS OF OTHER APPLICANTS Name of 2nd Appicant Mr. Ms. Mrs. M/s. Date of Birth of 2nd Appicant d d m m y y y y F I R S T M I D D L E L A S T *PAN of 2nd Appicant AADHAR CARD NO. Encosed PAN Card Copy Know Your Customer (KYC)* Acknowedgement Copy Pease ( ) Name of 3rd Appicant Mr. Ms. Mrs. M/s. Date of Birth of 3rd Appicant d d m m y y y y F I R S T M I D D L E L A S T *PAN of 3rd Appicant AADHAR CARD NO. Encosed PAN Card Copy Know Your Customer (KYC)* Acknowedgement Copy Pease ( ) PAYMENT DETAILS (Refer Instruction x ) #Cheque/DD/ NEFT/ RTGS Ref. No. / Unique Seria No. (For Cash) Account No. Date Bank Branch Amt. in words Amt. of investment (i) DD Charges if any (ii) Net amount paid (i-ii) Cash Account type Savings Current NRE (pease ) NRO DD issued from abroad # Pease mention the appication No. on the reverse of the cheque / DD, NEFT / RTGS advice. Cheque / DD must be drawn in favour of The Name of the Scheme & crossed A/c Payee Ony Investment amount sha be ` 2 acs and above in case of payments through NEFT / RTGS.

4 BANK PARTICULARS OF 1ST APPLICANT (Mandatory as per SEBI Guideines) Bank Name Address Branch MICR Code (this is a 9-digit number next to your cheque number) City Pin* IFS Code (this is a 11-digit number) Account type (pease ) Savings Current NRO NRE Account No. INVESTMENT DETAILS (For DIRECT PLAN Pease tick here & tick Scheme, Pan / Option given beow) (Refer instruction j ) UTI-BANKING & PSU DEBT FUND - REGULAR PLAN UTI-BOND FUND UTI-CRTS UTI-DYNAMIC BOND FUND UTI-INCOME OPPORTUNITIES FUND UTI-MAHILA UNIT SCHEME UTI-MONTHLY INCOME SCHEME Growth Dividend Payout Dividend Reinvestment (Defaut Growth Option) UTI-FIXED MATURITY PLAN - Yeary Series (YFMP) Haf Yeary Series (HFMP) Quartery Series (QFMP) Reguar Pan Growth Dividend Payout Dividend Reinvestment (Use separate form for each series) Cheque / DD shoud be drawn in favour of UTI-Fixed Maturity Pan YFMP (mm/yy) / HFMP (mm/yy) / QFMP (mm/yy-pan No.) (Defaut Growth Option) UTI-FLOATING RATE FUND (STP) - Growth Daiy Div. Reinvestment Weeky Div. Reinvestment Reguar Pan Fexi Dividend Payout Fexi Dividend Reinvestment (Defaut Growth Option) UTI-G-SEC FUND-(STP) Growth Daiy Dividend Reinvestment Periodic Dividend Payout Periodic Dividend Reinvestment (Defaut Growth Option) UTI-GILT ADVANTAGE FUND-LTP Growth Pan Dividend Pan Payout Dividend Pan Reinvestment (Defaut Growth Pan) UTI-LIQUID CASH PLAN- Growth Daiy Div. Reinvestment Weeky Div. Reinvestment Institutiona Monthy Payout Monthy Reinvestment (Defaut Daiy Div. Reinvestment) UTI-MIS-ADVANTAGE PLAN Growth Pan Monthy Div. Pan Payout Monthy Div. Pan Reinvestment Fexi Dividend Pan Payout Fexi Dividend Pan Reinvestment Monthy Payment Pan (Defaut Pan - Growth Pan) UTI-MONEY MARKET FUND - Growth Daiy Div. Reinvestment Weeky Div. Payout Institutiona Pan Weeky Div. Reinvestment (Defaut Growth Option) UTI-SHORT TERM INCOME FUND- Growth Sub Option Div Payout Sub Option Div. Reinvestment Sub Option Institutiona Option Fexi Dividend Payout Sub Option Fexi Dividend Reinvestment Sub Option (Defaut Div. Reinvestment Sub Option) UTI-TREASURY ADVANTAGE FUND- Growth Daiy Div. Reinvestment Weeky Div. Payout Institutiona Pan Weeky Div. Reinvestment Monthy Div. Payout Monthy Div. Reinvestment Quartery Div. Payout Quartery Div. Reinvestment Annua Div. Payout Annua Div. Reinvestment Bonus Option (Defaut Daiy Div. Option) Detais of Beneficia Ownership (Pease tick appicabe category). Ownership detais to be provided if the Ownership percentage/interest in the trust of any Beneficiary is as per the threshod imit provided beow. Detais to be provided for each such beneficiary. (Refer instruction q) Category Unisted company Partnership Firm Unincorporated Association/Body of Individuas Trust Foreign Investor $$$ Ownership per >25% >15% >15% Ownership percentage of shares/capita/profits/property of juridica person/interest in the Trust as on the date of the appication sha be furnished by the investor. $$$ In the case of Foreign investors, the beneficia ownership wi be determined as per SEBI guideines. For detais refer to SAI/reevant Addendum. In case of any change in the beneficia ownership, the investor wi be responsibe to intimate UTI AMC / its Registrar / KRA as may be appicabe immediatey about such change. Detais of Beneficia Ownership (Pease attach a separate sheet with this format if the space provided is insufficient) Sr. No. Name Address Detais of Identity such as PAN / Passport % of ownership [Pease attach sef attested copy of PAN/Passport (proof of photo identity) aong with appication form]

5 Unithoding Option Demat Mode Physica Mode (Avaiabe under a scheme except UTI-CRTS, UTI-MUS & UTI-FMP) DEMAT ACCOUNT DETAILS - (Pease ensure that the sequence of names as mentioned in the appication form matches with that of the account hed with any one of the Depository Participant. Demat Account detais are compusory if demat mode is opted above Nationa Securities Depository Limited Depository Name DP ID No. Beneficiary Account No. Centra Depository Services (India) Limited Depository Name Target ID No. Encosures : Cient Master List (CM) Transaction cum Hoding Statement Deivery Instruction Sip (DIS) FRIEND IN NEED DETAILS (refer instruction - k) In case UTI MF is unabe to communicate with me/us at my / our registered address, I / we authorize UTI MF to correspond with the foowing person to ascertain my/our updated contact detais. Name Address: F I R S T M I D D L E L A S T Reationship with the appicant (optiona) Emai Mobie GENERAL INFORMATION - Pease ( ) wherever appicabe STATUS: Resident Individua Listed Company Unisted Company Minor through guardian HUF Partnership Trust Soe Proprietorship Society Body Corporate AOP BOI FPI NRI Foreign Nationas ## Others (Pease specify) OCCUPATION: Business Student Agricuture Sef-empoyed Professiona Housewife Retired Private Sector Service Pubic Sector Service Government Service Forex Deaer Others (Pease specify) MODE OF HOLDING: Singe Anyone or survivor Joint First hoder or Survivor (for UTI MUS) MARITAL STATUS: Unmarried Married Wedding Anniversary D D M M ## OCBs & US persons incuding Quaified Foreign Investors registered in USA and Canada and residents of Canada are not aowed to invest in units of any of the schemes of UTI MF. OTHER DETAILS (MANDATORY) 1 st Appicant: (A) Gross Annua Income Detais Pease tick ( ) Beow 1 Lac 1-5 acs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth shoud not be oder than 1 year) as on (date) D D M M Y Y Y Y Net-worth in ` (Net worth shoud not be oder than 1 year) as on (date) D D M M Y Y Y Y (B) Pease tick if appicabe: Poiticay Exposed Person (PEP) Reated to a Poiticay Exposed Person (PEP) (C) Any other information: 3 rd Appicant: (A) Gross Annua Income Detais Beow 1 Lac 1-5 acs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth shoud not be oder than 1 year) as on (date) D D M M Y Y Y Y (B) Pease tick if appicabe: Poiticay Exposed Person (PEP) Reated to a Poiticay Exposed Person (PEP) (C) Any other information: Beow 1 Lac 1-5 acs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth shoud not be oder than 1 year) as on (date) D D M M Y Y Y Y (B) Is the entity invoved in / providing any or the foowing services Received from Mr / Ms / M/s FOR INDIVIDUALS ONLY (B) Pease tick if appicabe: Poiticay Exposed Person (PEP) Reated to a Poiticay Exposed Person (PEP) (For definition of PEP, pease refer instruction w ). (C) Any other information: 2 nd Appicant: (A) Gross Annua Income Detais (A) Beow 1 Lac 1-5 acs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Gross Annua Income Detais FOR NON-INDIVIDUALS ONLY Foreign Exchange / Money Changer Services YES NO Gaming / Gambing/Lottery Services (e.g. casinos, betting syndicates) YES NO Money Lending / Pawning YES NO (C) Any other information: ACKNOWLEDGEMENT (To be fied in by the Appicant) Sr. No. 2014/ An appication under (scheme name) aong with Cheque / DD No. $ /Cash dated Drawn on (Bank) for ` (in figures) $ Cheques and drafts are subject to reaisation. Stamp of UTI AMC Office/ Authorised Coection Centre

6 DETAILS UNDER FATCA / FOREIGN TAX LAWS (Refer instruction y ) For Individua Country of birth If you are not resident in any country (except India) for tax purposes, pease tick this box OR Pease indicate a countries in which your are resident for tax purposes and the associatied Tax Reference Numbers beow. Country of Tax Residency Tax Reference Number For Non-Individua Pease indicate a countries in which the organization is a resident for tax purposes and the associated Tax ID Numbers beow Country of Tax Residency AND Tax ID Number Pease tick the reevant box beow, even if Country of Tax Residency is India Form W8 BEN-E/ specified decaration (Encosed) Unabe to Provide [UTI Mutua Fund wi contact you in due course to confirm your FATCA Status] NOMINATION DETAILS (Pease ) (pease sign if you do not wish to nominate) I/We hereby nominate the undermentioned Nominee to receive the amounts to my / our credit in the event of my / our death. I/We aso understand that a payments and settements made to such Nominee and signature of the Nominee acknowedging receipt thereof, sha be a vaid discharge by the AMC / Mutua Fund / Trustee. Name and Address of Nominee Name Date of Birth d d m m y y y y (in case of nominee is a minor) Address with pin code To be furnished in case nominee is a minor Name of the guardian Address of guardian Signature of Nominee / guardian (for minor) Investors who wish to nominate two or three persons may fi in the separate form prescribed for the same and attach it with this appication form. I/We do not wish to nominate Where no box is ticked, the second statement wi be taken as the defaut impying that the appicant/investor currenty is unabe to confirm FATCA status and wi confirm the same in future. Sign. here Ê Signature of 1st Appicant / Guardian Signature of 2nd Appicant Signature of 3rd Appicant DECLARATION AND SIGNATURE OF APPLICANT/s I / We have read and understood the contents of the Scheme Information Document, Statement of Additiona Information and Key Information Memorandum, addenda issued ti date and appy to the Trustee of UTI Mutua Fund as indicated above. I / We agree to abide by the terms and conditions, rues and reguations of the scheme as on the date of investment. I / We undertake to confirm that this investment has been duy authorised by appropriate authorities in terms of a reevant documents and procedura requirements. I / We have not received nor been induced by any rebate or gifts, directy or indirecty in making investments. I/We hereby authorize UTI MF/UTI AMC to share my data furnished in the Form to my distributor and other service providers of the UTI MF for the purpose of servicing, issue of account statement/ consoidated statement of account etc and cross seing of products/schemes of the UTI MF. The ARN hoder has discosed to me/us a the commissions (in the form of trai commission or any other mode), payabe to him for the different competing Schemes of various Mutua Funds from amongst which the Scheme is being recommended to me/us. I / We confirm that we are Non-Residents of Indian Nationaity / Origin and that the funds are remitted from abroad through approved banking channes or from my / our NRE / NRO Account. I / We undertake to provide further detais of source of funds and any such other reevant documents, if caed for by UTI Mutua Fund. (Appicabe for NRIs) I hereby soemny decare that I am the father/mother/guardian of the minor chid in whose name the appication is made. The date of birth stated by me is true and correct. I do not have any documents in support of the date of birth and reationship with minor chid. (Strike out if this decaration is not appicabe) Ê * Pease send the Account Statement, Abridged Annua Report, Transaction confirmation, communication of change of address, change of bank detais etc. through emai ony at the beow emai ID. (If you wish to receive in physica form pease tick ) First Appicant Detais Mobie No. Te. (R) STD CODE Te. (O) STD CODE *E-mai Aternate E-mai Sign. here Ê Signature of 1st Appicant / Guardian Name of 1st Authorised Signatory Designation Signature of 2nd Appicant Name of 2nd Authorised Signatory Designation Signature of 3rd Appicant Name of 3rd Authorised Signatory Designation Notes : 1. If the appication is incompete and any other requirement is not fufied, the appication is iabe to be rejected. 2. Consoidated Account Statement (CAS) wi be sent within 10 days of the foowing month of the transaction. 3. Pease ensure that a KYC Compiance Proof and PAN detais are given, faiing which your appication wi be rejected. PAN not appicabe for Micro SIP. 4. A communication reating to issue of Statement of Account, Change in name, Address or Bank particuars, Nomination, Redemption, Death Caims etc., may pease be addressed to the Registrar : M/s. Karvy Computershare Private Limited, Narayani Mansion, H.No /10/E, Vittarao Nagar, Madhapur, Hyderabad Te , Fax: , E-mai: uti@karvy.com

7 Ê (a) Pease read the terms of the Key Information Memorandum, Scheme Information Documents and Statement of Additiona Information carefuy before fiing the Appication Form. Investors shoud aso apprise themseves of the prevaiing Load structure on the date of submitting the Appication Form. Investors are deemed to have accepted the terms subject to which this offer is being made and bind themseves to the terms upon signing the Appication Form and tendering payment. (b) Before submission of appication form at UTI Financia Centres and other authorised coection centres investors may pease ensure that the form has been fied in competey and signed by a the appicants propery as incompete appication is iabe to be rejected. (c) NRI appicants shoud preferaby submit the appication at NRI Branch, Mumbai, Dubai Representative Office or any Financia Centre of UTI AMC aong with NR(E) / NR(O) cheque or a rupee draft payabe at the pace where the appication is submitted. (d) Pease write the appication seria number on the reverse of the cheque / draft. (e) (f) (g) (h) (i) (j) GENERAL INSTRUCTIONS FOR FILLING THE APPLICATION FORM [Fieds Marked with (*) must be Mandatory fied in] Pease fi in the names of the appicant(s) / beneficiary / aternate chid (if any) / institution / parent or awfu guardian / minor / aternate appicant / nominee etc. at the appropriate paces in the appication form. PIN code no. must be given with address to avoid deay / oss in transit. Attach any one of the documents as proof of date of birth and reationship with minor viz., birth certificate, Schoo eaving certificate/mark sheet issued by Higher Secondary Board of respective states, ICSE, CBSE etc., Passport of the minor or any other suitabe proof evidencing the date of birth and reationship with the minor. It is mandatory for an appicant to furnish fu and correct particuars of bank account such as nature and number of the account, name and address of the bank, name of the branch, MICR code of the branch (where appicabe) etc. at the appropriate pace in the appication form. Appication without such bank particuars is iabe to be rejected. If the credit of dividend distribution is deayed or not effected at a for reason of incompete or incorrect information furnished by the appicant, UTI AMC cannot be hed responsibe. If you have invested through a distributor, kindy specify the Name and ARN Code, Sub ARN Code of the distributor, ese for Direct Investment, pease mention Direct in the Coumn Name & Broker Code/ARN / Sub ARN Code. In case nothing is specified, then by defaut, the Broker Code wi be treated as Direct and the appication form wi be treated as Direct Appication. Transaction Charges Pursuant to SEBI circuar no. CIR/IMD/DF/13/2011 dated August 22, 2011, a transaction charge of ` 100/- for existing investors and ` 150/- in the case of first time investor in Mutua Funds, per subscription of ` 10,000/- and above, respectivey, is to be paid to the distributors of UTI Mutua Fund products. However, there sha be no transaction charges on direct investment/s not made through the distributor/financia advisor etc. There sha be no transaction charge on subscription beow ` 10,000/-. In case of SIPs, the transaction charge sha be appicabe ony if the tota commitment through SIPs amounts to ` 10,000/- and above. In such cases, the transaction charge sha be recovered in 3-4 instaments. The transaction charge, if any, sha be deducted by UTI AMC from the subscription amount and paid to the distributor and the baance sha be invested. Aocation of Units under the scheme wi be Net of Transaction Charges. The Statement of Account (SoA) woud aso refect the same. If the investor has not ticked in the Appication form whether he/ she is an existing/new investor, then by defaut, the investor wi be treated as an existing investor and transaction charges of ` 100/- wi be deducted for investments of ` 10,000/- and above and paid to distributor/financia advisor etc., whose information is provided by the investor in the Appication form. However, where the investor has mentioned Direct Pan against the scheme name, the Distributor code wi be ignored and the Appication wi be processed under Direct Pan in which case no transaction charges wi be paid to the distributor. Upfront commission sha be paid directy by the investor to the AMFI registered Distributors based on the investors assessment of various factors incuding the service rendered by the distributor. For detais on opting in/out by distributors for charging transaction charges etc., refer to SAI/SID. Direct Pan Direct Pan is for a category of eigibe investors (whether existing or new Unithoders) who purchase/subscribe Units directy with the Fund and is not avaiabe for investors who route their investments (k) () through a Distributor. The Direct Pan wi be a separate pan under the Fund/Scheme and sha have a ower expense ratio excuding distribution expenses, commission etc and wi have a separate NAV. No commission sha be paid from Direct Pan. Portfoio of the scheme under the Existing Pan and Direct Pan wi be common. For further detais refer to SAI. Friend In Need detais wi be used by UTI MF ony for ascertaining the present address of the unit hoder (without discosing investment detais of the investor) if no response is received from the unit hoder on sending communication in any form to his/her registered address or e-mai ID, if avaiabe, ateast for two occasions. For further detais, pease refer to SAI. SEBI has made it mandatory for a appicants, irrespective of amount of investment, to furnish Income Tax PAN (PAN not appicabe to Micro SIP). An appication without PAN wi be rejected. Investors are required to provide the photocopy (sef attested by the investor) of the PAN card aong with the appication form. If the investment is in the name of minor the PAN of the minor or his father / mother / guardian whose particuars are provided in the appication form is to be provided. (m) The cheque/draft accompanying an appication shoud be made payabe in favour of The name of the scheme. (n) (o) (p) (q) In the case of Direct Pan, the cheque/draft sha be payabe in favour of The name of the scheme-direct Pan. Outstation cheques are not accepted. In case the payment is made by demand draft, the draft commission wi have to be borne by the appicants However for investment made from areas where there are no UTI Financia Centres or authorised coection centres (where oca cheques are accepted), UTI AMC may, if it so decides, bear draft charges to the extent of ` 250/- per appication or the actua as is prescribed by banks, whichever is ower or such amount as may be decided by UTI AMC from time to time. The investors have to attach proof of the DD charges paid to a bank (i.e. acknowedgement issued by the bank where DD is purchased). The reimbursement/adjustment of DD charges is soey at the discretion of UTI AMC and in case if it is found that such charges are unreasonaby higher than norma market rates, such charges may not be admissibe. In the case of UTI-Foating Rate Fund, UTI-Short Term Income Fund, UTI-Liquid Cash Pan and UTI-Money Market Fund the Demand draft charges, if any, wi have to be borne by the investors ony and no reimbursement of the same wi be made by UTI AMC. For further detais, refer to SAI/SID of respective scheme. UTI AMC/MF sha not accept appication for subscription of units accompanied with Third Party Payment except in certain exceptiona cases as may be permitted. For detais pease refer to SAI. No money orders, outstation cheques, post-dated cheques [except through Systematic Investment Pan(SIP)/Micro SIP] and posta orders wi be accepted. However, cash payment to the extent of ` 50,000/- per investor, per Mutua Fund, per financia year through designated branches of Axis Bank wi be accepted subject to the foowing procedure:- i. Investors who desire to invest upto ` 50,000/- per financia year sha contact any of our UTI UFCs and obtain a Form for Deposit of Cash and fi-up the same. ii. iii. Investors sha then approach the designated branch of Axis Bank aong with the duy fied-in Form for Deposit of Cash and deposit the cash. Axis Bank wi provide an Acknowedgement sip containing the detais of Date & Time of deposit, Unique seria number, Scheme Name, Name of the Investor and Cash amount deposited. The Investors sha attach the Acknowedgement sip with the duy fied-in appication form and submit them at the UFCs for time stamping. For further detais pease refer to Addendum No. 03/ dated 4 th June, 2014/SAI. Know Your Customer (KYC) Norms: Common Standard KYC through CDSL Ventures Ltd (CVL) is appicabe for a categories of investors and for any amount of investment. KYC done once with a SEBI registered intermediary wi be vaid with another intermediary. Intermediaries sha carry out In-Person Verification (IPV) of their cients. For further detais reated to KYC, pease refer to SAI/SID of the respective scheme. PAN-Exemption for micro financia products

8 (r) (s) (t) Ony individua Investors (incuding NRIs, Minors & Soe proprietary firms) who do not have a PAN, and who wish to invest upto ` 50000/- in a financia year under any Scheme incuding investments, if any, under SIPs sha be exempted from the requirement of PAN on submission of duy fied in purchase appication forms, payment amount/instrument and KYC appication form with other prescribed documents towards proof of identity as specified by SEBI. For a other categories of investors, this exemption is not appicabe. Pease refer to the SAI for further detais on KYC. Detais of Beneficia Ownership In terms of SEBI Master Circuar on AML/CFT dated December 31, 2010, Beneficia Owner has been defined as a natura person/s who utimatey own, contro or infuence a cient and / or persons on whose behaf a transaction is being conducted, which incudes persons who exercise utimate effective contro over a ega person or arrangement. Detais of the identity of a natura person(s) such as their Name(s), PAN number/passport detais, Address etc together with a sef attested PAN Card copy is to be provided by the Investor to the Officia Points of Acceptance (OPAs) of the UTI MF Schemes whie submitting the Appication Form. Such natura persons incude those who are acting aone or together, or through one or more juridica person and exercising contro through ownership or who utimatey has a controing ownership interest. For further detais regarding manner of determination of beneficia ownership in doubtfu cases (reating to investors other than Trust and Foreign investors), investments by Trust and Foreign Investors and for other detais regarding discosure of information regarding beneficia ownership etc., pease refer to SAI/reevant Addendum. Aadhar Card In addition to KYC compiance proof / sef attested PAN Card copy, the investors are advised to provide Aadhar Card No., if any. Consoidated Account Statement (CAS) The AMC wi issue a Consoidated Account Statement (CAS) for each caendar month to the investor in whose foios transactions has taken pace during that month and such statement wi be issued on or before the 10th day of the succeeding month detaiing a the transactions and hoding at the end of month incuding transaction charges paid to the distributor, if any, across a schemes of a mutua funds. Further, CAS as above, wi aso be issued every haf yeary (September/March), on or before the 10th day of succeeding month detaiing hoding at the end of the sixth month, across a schemes of a mutua funds, to a such investors in whose foios no transactions has taken pace during that period. The word transaction for the purposes of CAS woud incude purchase, redemption, switch, dividend payout, dividend reinvestment, Systematic Investment Pan (SIP), Systematic Withdrawa Pan (SWP), Systematic Transfer of Investment Pan (STRIP), bonus transactions and merger, if any. However, Foios under Micropension arrangement sha be exempted from the issuance of CAS. For further detais on other Foios exempted from issuance of CAS, PAN reated matters of CAS etc, pease refer to SAI. E-mai communication: Unithoders who have opted to receive documents/communication by e-mai wi be required to downoad and print the documents/communication after receiving the e-mai from UTI AMC. Shoud the unithoder experience any difficuty in accessing the eectronicay deivered documents/communication, the unithoder shoud advise the Registrars immediatey to enabe UTI AMC to send the same through aternate means. In case of non receipt of any such intimation of difficuty within 24 hours from receiving the e-mai, it wi be regarded as receipt of emai by the unithoder. It is deemed that the unithoder is aware of a the security risks incuding possibe third party interception of the documents/communications and contents of the same becoming known to third parties. SMS and Emai on the registered address of the investor sha be sent confirming the number of unit aotted within 5 business days from the date of transaction. (u) (v) (w) (x) (y) Abridged Annua Report: The unithoders whose Emai ID is registered with UTI Mutua Fund wi receive Abridged Annua Report by emai uness indicated by the investor otherwise to receive the physica copy. The scheme-wise Abridged Annua report wi aso be made avaiabe on the website of UTI Mutua Fund ( Note on EUIN: Investors shoud mention the EUIN of the person who has advised the investor. If eft bank, pease sign the decaration provided in the appication form. EUIN wi assist in tacking the probem of mis-seing even if the empoyee/reationship manager/ saes person eave the empoyment of the ARN hoder /Sub broker. Appicabiity of EUIN : a. Transactions to be incuded - Purchases, Switches, SIP/ STP / STP Triggers registration, Dividend Transfer Pan registration. b. Transactions to be excuded Auto SIP/ STP / SWP / STP Triggers Instaments, Dividend Reinvestments, Bonus Units, Redemption, SWP Registration, Zero Baance Foio creation and Dividend Transfer Pan instaments. Poiticay Exposed Persons (PEP) are defined as individuas who are or have been entrusted with prominent pubic functions in a foreign country, e.g., Heads of States or of Governments, senior poiticians, senior Government/judicia/miitary officers, senior executives of state owned corporations, important poitica party officias, etc. Risk Mitigation process against Third Party Cheques Third party payments are not accepted in any of the schemes of UTI Mutua Fund subject to certain exceptions. Third Party Payments means the payment made through instruments issued from an account other than that of the beneficiary investor mentioned in the appication form. However, in case of payments from a joint bank account, the first named appicant/investor has to be one of the joint hoders of the bank account from which payment is made. For further detais on documents to be submitted under the process to identify third party payments, Exceptions for accepting such cheques etc, refer to SAI/reevant addenda. Bank Mandate registration as part of the New Foio creation In order to reduce frauds and operationa risks reating to frauduent encashment of redemption/dividend proceeds, Investors are required to submit any of the prescribed documents (aong with origina document for verification) in support of the bank mandate mentioned in the appication form for subscription under a new foio, in case these detais are not the same as the bank account from which the investment is made. Detais under FATCA / Foreign tax aws a. For Individua Country of Tax Residence and Tax ID number: Tax Reguations require us to coect information about each investor s tax residency. In certain circumstances (incuding if we do not receive a vaid sef-certification from you) we may be obiged to share information on your account with reevant tax authorities. If you have any questions about your tax residency, pease contact your tax advisor. Shoud any information provided change in the future, pease ensure you advise us of the changes prompty. Foreign Account Tax Compiance provisions (commony known as FATCA) are contained in the US Hire Act b. For Non-Individua Country of Tax Residence and Tax ID number: Tax Reguations require us to coect information about each investor s tax residency. In certain circumstances (incuding if we do not receive a vaid sef-certification from you) we may be obiged to share information on your account with reevant tax authorities. If you have any questions about your organizations s tax residency, pease contact your tax advisor. Shoud any information provided change in the future, pease ensure your advise us of the changes prompty. Form W8 BEN-E / specified decaration (encosed) woud be required to compy with requirements of Foreign Account Tax Compiance provisions (commony known as FATCA) as contained in the US Hire Act However, pease note that Overseas Corporate Bodies (OCBs) & US persons incuding Quaified Foreign Investors registered in USA and Canada and residents of Canada are not aowed to invest in units of any of the schemes of UTI Mutua Fund. CHECK LIST Pease ensure that: o Your name and address is given in fu. o Your preferred scheme, pan and option is seected. o Your investment is not ess than the minimum investment amount. o Your appication is competed and signed by a appicants. o Cheques are drawn in favour of The name of the scheme (in case of Direct Pan, name of the scheme-direct Pan ) dated, signed and crossed A/c Payee ony. o On the reverse of each cheque submitted, the Appication Form number is written. o PAN detais of a hoders are given faiing which your appication wi be rejected (PAN not appicabe to micro SIP). o Copy of KYC acknowedgement for a hoders provided by service provider is given, faiing which your appication wi be rejected. o Your bank account detais are entered competey and correcty. This is mandatory. If this is not incuded, your appication wi be rejected. o Ony CTS-2010 compied cheques are submitted. 14 August, 2014