Humanising Financial Services Across Asia
|
|
- Alexander Baker
- 5 years ago
- Views:
Transcription
1 Humanising Financial Services Across Asia 52 nd Annual General Meeting Presentation to Shareholders Dato Sri Abdul Wahid Omar President and CEO 29 March
2 For the 6-month financial period We posted another record profit despite challenging global economic conditions Exceeded d our headline Key Performance Indicators (KPIs) Consolidated our position as one of the top ASEAN Banks and maintained pole position in Malaysia Achieved improvements regionwide across all our business segments Note: All growth references to P&L items are for 6-month Financial Period 2011 (FP11) ended 31 Dec 2011 against 1H (6-month) FY11 ended 31 Dec 2010; all growth references to Balance Sheet items are annualised growth for 31 Dec 2011 against 30 Jun
3 Headline KPIs Target Achievement Target Met Return on Equity (ROE) Loans and Debt Securities Growth 16% 16.2% 12% 16.3% 2 2
4 Presentation to Shareholders Financial Performance Strategy Prospects 3Financial Results: 6-Month Financial Period ended 31 December 2011
5 RM2.58 billion Profit Attributable to Shareholders 2.15 b 20.0% 0% 2.58 b 6m FY11 6m FP11 4 4
6 489 RM4.89b 783. RM7.83b +16.2% Fund based Income +21.6% 294 RM2.94b Revenue (Net Income) +32.0% Fee based Income 5 5
7 RM7.83b +21.6% Revenue (Net Income) +16.2% excluding Kim Eng RM3 94b +25.7% RM3.94b Higher Overhead Expenses +13.8% excluding Kim Eng RM0 33b -13.9% RM0.33b Lower Allowances for losses on loans 6 6
8 20.1% RM3.56 billion 2.97 b 3.56 b Profit Before Tax 6m FY11 6m FP11 7 7
9 22% 2625 Stronger PBT growth in our Home Markets 2143 RM mil llion % 67% 33% Malaysia Singapore Indonesia Others 6m FY11 6m FP11 8 8
10 PBT contribution from International increased to 27% International:27% Indonesia Others 5% 6% Singapore 16% RM3.56b 73% Malaysia 9 9
11 PBT growth across all business pillars 18.0% 1,432 1, % 19.4% 1,160 1, m FY11 6m FP11 llion % RM mi Community Global l Wholesale l International Insurance, Takaful Tkfl Financial Services Banking Banking & Asset Management 1010
12 Loans growth of 16% driven by International al 16.2% % Jun 11 Dec 11 RM bill lion % Gross Loans Malaysia International 1111
13 Domestic Loans driven by Consumer Segment RM billion Malaysia Annualised Growth 10.0% Community Financial Services % 4% Consumer % Mortgage % Auto Finance % Cards % Unit Trust % Business Banking / SME % Global Wholesale Bkg (Malaysia) % 1.2% 1212
14 Community Financial Services Improving towards becoming the undisputed No.1 Retail Financial Services Provider Domestic Market Market Growth Value Position Share (annualised) (RM billion) Mortgage No % 18.1% 1% 42.1 Auto Finance No % 13.3% 3% Cards Receivables No % 17.7% 7% 5.2 Unit Trust No % 16.3% 18.5 Business Banking/SME No % 9.1%
15 Global Wholesale Banking We target to be a regional wholesale banking powerhouse by 2015 Retained domestic leadership Grew wholesale deposits through enhanced cash management Began integrating Maybank Kim Eng, leveraging on its regional distribution ib ti 1414
16 Global Wholesale Banking Loans growth driven by Term Loans and STRC & Overdraft Loans grew 1.2% to RM57.7 billion Rising Trade Finance Market Share 23.3% 25.6% 26.4% 27.6 Term Loans +6.1% 26.8 Dec 11 Short Term Revolving % Credit & 18.1 Overdraft 3.9% Jun 11 Dec 2010 Jun 2011 Dec 2011 Asset quality remained stable 34% 3.4% 3.7% Trade Finance % Dec 2010 Jun2011 Dec
17 Maybank Kim Eng Revenue of RM510.8m with Malaysia contributing 41% Hong Kong 2% Indonesia 3% Others 13% Malaysia 41% Revenue for Malaysia 35% YoY millionincreased RM m Thailand 28% RM510.8m RM million Singapore 13% FY10 FY11 6m FP
18 League Table Maybank IB s (Malaysia) Industry Position & Market Share Maybank IB (July December 2011) Industry Rank by Value Total Value (RM bil.) Deals / Issues Market Share M&A % Equity & Rights Offerings % Debt Markets - Malaysia Domestic Bonds % Debt Markets - Malaysian Ringgit Islamic Bonds % Equity Brokerage n.a. 6.5% Sources: 1 Bloomberg, 2 Bursa Malaysia 1717
19 Notable Deals (July December 2011) Investment Banking / Equity Capital Market Corporate Finance RM2,662,000,000 RM392,300,000 RM710,300,000 SGD600,000,000 RM4,060,000,000 IPO IPO IPO Reverse Takeover Privatisation Bumi Armada Berhad Eversendai Pavilion Real Estate t Weiye Holdings Exercise Corporation Berhad Investment Trust s Limited (REIT) Titan Chemicals July 2011 July 2011 December 2011 August 2011 October 2011 Debt Capital Market MIDCITI RESOURCES ANIH Up to Up to Up to Up to Up to RM3,000,000,000 RM5,000,000,000 RM880,000, RM1,800,000, RM2,500,000, Subdebt MTN Islamic MTN Islamic MTN Sukuk Musharakah Malayan Banking Berhad YTL Power International Berhad Midciti Resources Sdn Bhd DRB-HICOM Berhad ANIH Berhad August 2011 August 2011 October 2011 November 2011 November
20 Islamic Banking sustained strong financing and profit growth Maybank Islamic Profit Before Tax financingi rose 32% to RM567m RM bil llion % 52.4 Islamic Finance to Total Domestic Loans rose to 28.5% in Dec 2011 from 26.1% a year ago Jun 2011 Dec
21 Insurance gaining market share No. 2 in Life/Family (New Business) Prudential Etiqa 15.1% 1% 14.8% RM million Combined Gross Premium rose 20% Q FY Great 14.6% Eastern 1500 No. 1 in General Etiqa Allianz MSIG & HLMT 9.2% 85% 8.5% 12.7% 20.2% 2% % Combined Gross Premium Total Life / Family 2Q FP % Total General 2020
22 Singapore PBT boosted by fee income Revenue and PBT rose 16.4% and 10.4% YoY respectively 16.4% % Loans growth outpaced industry Maybank Industry 11.4% 8.6% 28.6% 25.4% 24.2% 14.8% GD mi illion S Jun 2010 Jun 2011 Dec 2011 Good Asset Quality (Net NPL) 0.25% 0.26% 6m 6m 6m 6m FY11 FP11 FY11 FP % Revenue Profit Before Tax Dec 2010 Jun 2011 Dec
23 BII: 25% PBT growth, 31% annualised loans growth Revenue and PBT rose 12% and 25% respectively Loan Composition: SMEC is largest segment llion DR bi 12% Sariah Syariah 6,332 1% Corporate 5,645 26% 25% Rp67.2t +31.2% I31.2% Subsidiaries 6% Consumer 31% FY10 FY11 FY10 FY11 Revenue Profit Before Tax SMEC 36% 2222
24 BII: continued branch expansion, improving asset quality 787 Continued branch and ATM expansion Asset Quality: Net NPL improving 1.70% 1.20% 1.10% Dec 2010 Jun 2011 Dec Pressure on Net Interest Margin 5.87% Dec 09 Dec 10 Jun 11 Dec % 5.22% Branches ATM+ CDM Dec 2010 Jun 2011 Dec
25 Robust Capital Adequacy Core Equity Ratio is comfortable to meet Bank Negara requirements 4.71% 2.42% 4.71% 4.72% Risk Weigted Capital Ratio 2.42% 2.42% Core Capital Ratio 8.53% 9.13% 9.23% Ratio Core Equity Ratio Fully electable portion paid in cash Assuming 85% reinvestment rate Full electable portion reinvested 2424
26 Presentation to Shareholders Financial Performance Strategy Prospects 25
27 6 House of Maybank began delivering game-changing difference in customer experience Maybank Group CEO + Support Islamic Finance International Expansion Community Global Insurance & Financial Wholesale Takaful Services Banking Enab blement Enterprise Transformation Services
28 Humanising Financial Services Across Asia Providing customers with convenient access to financing Consistent, t integrated t and holistic financial i services New locations and new products New initiatives to add to customer appeal Regional client coverage teams MaybankOne Strategy: Multi-channel business model based on branchless concept Fair terms and pricing Advise customers based on their needs 2727
29 Humanising Financial Services Across Asia Being at the heart of community User friendly facilities for physically challenged customers Ramps to ease access Maybankers participating in group-wide volunteerism Automated sliding doors 2828
30 IT Transformation Programme: 5 year international roadmap House of Maybank Enterprise Implementation Launched Architecture Roadmap July 2010 October 2010 December 2010 Year 1 Projects and Programme Directors April 2011 Completed 70% of Year 1 Tactical Projects ahead of schedule Branch Front End Replacement & Cash Management System 2Q 2012 Roll out of subsequent releases i.e. Regional Credit Cards, Core Banking and Management Information System Full IT Transformation Deployment
31 Strengthening Management Appointed Chief Strategy & Transformation Officer and Assigning Group CFO to lead BII 3030
32 Building the Brand New Corporate Identity: Maybank Kim Eng BII rebranding in progress Inculcating our Brand Personality: Empathetic, Collaborative, Courageous, Genuine and Creative Changing Mayban to Maybank globally 3131
33 Four key ypriorities for FY2012 to support our objectives 1 Create and Embed Right Risk Culture 2 Significantly raise Customer Service quality 3 Drive Greater Efficiency & Effectiveness 4 Create a truly Regional Financial Services group 3232
34 In 2012 we will: Introduce regional support infrastructure Realise synergies from regional distribution networks with regionwide consistency in systems Optimise costs and resources across the Group Increase funding capabilities in our overseas markets Open branches in Beijing and Laos (subject to approval) Continue to grow profitably and responsibly 3333
35 Presentation to Shareholders Financial Performance Strategy Prospects 34
36 Malaysia: Sustained growth for 2012 GDP growth forecast to Inflation expected to moderate to 4.0% in 2012 decline to 2.7% in % 3.2% 5.1% 4.0% 2.7% 1.7% 0.6% -1.6% Forecast Forecast Real GDP growth Consumer Price Index (CPI) 3535
37 Malaysia: Sustained growth for 2012 Ringgit/USD: Forecast OPR to remain unchanged RM2.95 by end 2012 at 3% until end of OPR 4% SRR 3% Jan-09 Jul-09 Jan-10 Jul-10 Jan-11 Jul-11 Jan-12 Jan-09 Jul-09 Jan-10 Jul-10 Jan-11 Jul-11 Jan-12 Real GDP growth Overnight Policy Rate and Statutory Reserve Requirement 3636
38 Healthy Banking Sector Loans expected to grow 10.5% in 2012 from 13.6% in 2011 Deposits expected grow 10.3% in 2012 from 14.3% in 2011 RM bi illion Total Loans 1,000 Total Loans YoY Growth % 14% 12% 10% 8% 6% 4% RM bi illion Total Deposits Total Deposits YoY Growth 25% 20% 15% 10% 5% 500 2% 750 0% Jan-0 07 Jul-0 07 Jan-0 08 Jul-0 08 Jan-0 09 Jul-0 09 Jan-1 10 Jul-1 10 Jan-1 11 Jul-1 11 Jan-0 07 Jul-0 07 Jan-0 08 Jul-0 08 Jan-0 09 Jul-0 09 Jan-1 10 Jul-1 10 Jan-1 11 Jul-1 11 Total Loans Total Deposits 3737
39 Sound Banking Sector Capital Adequacy expected to remain strong at 14.7% for Dec Jun Dec Jun Dec Jun Dec Jun 14.9% Risk Weighted Capital Ratio Asset Quality: Net Impaired Loans ratio expected to stabilise at 1.85% 2.5% 2.3% 2.1% 19% 1.9% 1.7% 1.5% Jun n-10 Sep p-10 Dec c-10 Mar r-11 Jun n-11 Sep p % Dec c-11 Net Impaired Loans Ratio 3838
40 Prospects Reasonable able business growth in 2012 Malaysia: Economic Transformation Program (ETP) projects and relatively low interest rates (OPR at 3% throughout 2012) in Malaysia Indonesia: Strong domestic demand and a relatively under-penetrated banking sector. Singapore: export-oriented t economy will record slower growth than in Strategy of responsible growth, equal focus on managing asset quality and liquidity through sound risk management practices. 3939
41 Prospects Regionalisation o initiatives: building a truly regional organisation and governance structure across all functions by building physical infrastructure, such as IT, and in delivering value in areas such investment banking, global wholesale banking, credit cards, global markets and payments. Focus on further raising customer service quality, embedding right risk culture, and driving greater effectiveness and efficiency and improved cost structure. Notwithstanding the global challenges, the Group expects to maintain a satisfactory financial performance for FY2012 in view of expected growth in the key ASEAN markets where the Group operates. 4040
42 Key Performance Indicators Headline KPIs Target Return on Equity (ROE) Loans and Debt Securities Growth 15.6% 15.2% Other KPIs Group Loans Growth 16.2% Malaysia 13.6% Singapore Bank Internasional Indonesia 11.4% 20.9% Group Deposits Growth 11.6% 4141
43 Thank you for your trust in us 52 52Years of Growth Total Assets RM451 billion Profit After Tax RM2.6 billion (6 months) Human Capital 45,000 Maybankers Global Network 2, Offices Customers Worldwide in 17 Countries 22 million Customers Shareholders 60, Shareholders Public Ownership > 10.5 million Unit Holders 4242
Dato Sri Abdul Wahid Omar President & CEO
50 th Annual General e Meeting Dato Sri Abdul Wahid Omar President & CEO 29 September 2010 FY2010: Exceeding our targets Headline KPIs Targets Achievements Return on Equity Revenue (net income) growth
More informationMaybank FY12 net profit up 17.6% to record RM5.74 billion Declares Final Net Dividend of 28.5 sen per share for a full year dividend of 52.
PRESS RELEASE 21 February 2013 Maybank FY12 net profit up 17.6% to record RM5.74 billion Declares Final Net Dividend of 28.5 sen per share for a full year dividend of 52.5 sen Highlights FY12 PATAMI jumps
More informationInvestor Presentation
Investor Presentation Financial Results First Half FY2012 ended 30 June 2012 16 August 2012 0 www.maybank.com Investor Presentation Executive Summary Financial Performance Business Sector Review Country
More informationDraft 5 7 April Malayan Banking Berhad. Invest Malaysia 2011 Shangri-La Hotel, Kuala Lumpur April 2011
Draft 5 7 April 2011 Malayan Banking Berhad Invest Malaysia 2011 Shangri-La Hotel, Kuala Lumpur 12-13 April 2011 Progress since Invest Malaysia 2010 Key takeaways from IM 2010 Maybank is strengthening
More informationAnalysts Presentation First Half 2018 Financial Results. Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 30 August 2018
Analysts Presentation First Half Financial Results Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 30 August Executive Summary H1 Financial Results Strategy Update Summary and Outlook
More informationAnalysts Presentation 1 st Quarter 2018 Financial Results. Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 31 May 2018
Analysts Presentation 1 st Quarter 2018 Financial Results Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 31 May 2018 Executive Summary 1 st Quarter 2018 Financial Results Summary and
More informationInvestor Presentation
Humanising Financial Services Investor Presentation Financial Results First Quarter FY2015 ended 31 March 2015 28 May 2015 0 www.maybank.com Table of Contents Executive Summary Financial Performance Prospects
More informationAnalysts Presentation 3 rd Quarter 2018 Financial Results. Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 27 November 2018
Analysts Presentation 3 rd Quarter Financial Results Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 27 November Executive Summary 3 rd Quarter Financial Results Strategy Update Summary
More informationInvest Malaysia Shangri-La Hotel May
Capitalising i on the ASEAN Marketplace Invest Malaysia 2012 Shangri-La Hotel 29-30 May 2012 0 www.maybank.com Investor Presentation Transformation Journey Growth Drivers Expansion in ASEAN & Beyond Economic
More informationInvestor Presentation
Humanising Financial Services Investor Presentation Financial Results 4Q and Full Year ended 31 December 2016 23 February 2017 0 www.maybank.com Table of Contents Executive Summary Results Overview Strategic
More informationAnalysts Presentation 3 rd Quarter 2017 Financial Results. Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 27 November 2017
Analysts Presentation 3 rd Quarter Financial Results Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 27 November Executive Summary 3 rd Quarter Financial Results Strategy Update Summary
More informationMALAYAN BANKING BERHAD Capturing growth opportunities
MALAYAN BANKING BERHAD Capturing growth opportunities Dato Sri Abdul Wahid Omar President and CEO Invest Malaysia 2009 Kuala Lumpur 30 June 2009 Capturing growth opportunities Where we are now Malaysia
More informationInvestor Presentation
Investor Presentation Financial Results Fourth Quarter & Full Year FY2012 21 February 2013 0 www.maybank.com Table of Contents Executive Summary Financial Performance Prospects & Outlook 2 13 31 Appendix:
More informationHumanising Financial Services. Investor Handout. UBS ASEAN Conference 2015 The Fullerton Hotel. 2 September
Humanising Financial Services Investor Handout UBS ASEAN Conference 2015 The Fullerton Hotel 2 September 2015 0 www.maybank.com Table of Contents Executive Summary Financial Performance Prospects & Outlook
More informationMalayan Banking Berhad
Malayan Banking Berhad 0 Table of Content Emerging Financial Services Leader Transformation Journey Expansion in ASEAN and Beyond 1 We are the largest Financial Services Group in Malaysia Leadership Position
More information53 rd Annual General Meeting Presentation to Shareholders. Tan Sri Dato Megat Zaharuddin Chairman 28 March 2013
53 rd Annual General Meeting Presentation to Shareholders 0 Tan Sri Dato Megat Zaharuddin Chairman 28 March 2013 FY2012 is the first 12-month financial period of our new financial year ended 31 December
More informationInvestor Presentation
Humanising Financial Services Investor Presentation Financial Results First Quarter FY2018 ended 31 March 2018 28 May 2018 0 www.maybank.com Table of Contents Executive Summary 2 Results Overview 5 Prospects
More informationCLSA Investor Forum, Hong Kong September 2010
MALAYAN BANKING BERHAD CLSA Investor Forum, Hong Kong 13-17 September 2010 Overview: Maybank Group Operating Environment: Economy and Banking Sector Strategy: t The new House of Maybank 1 Progress since
More informationAnalyst Presentation 1Q18 Results
CIMB Group Analyst Presentation 1Q18 Results 30 May 2018 Key Financial Highlights Net Profit (RM) ROE Gross Loan (RM) ^ *^ ~ 1,306mil +10.7% Y-o-Y 10.2% -10bps Y-o-Y 323.1bn +0.5% Y-o-Y Cost-to-Income
More informationExecutive Summary. H Financial Results. Summary
Mr. Kellee Kam Group Managing Director RHB Banking Group 27 August 2014 Executive Summary H1 2014 Financial Results Summary Executive Summary 1 st Half 2014 Results 1 Net profit at RM1.0 billion, up 31.2%
More informationRHB BANK BERHAD 51 st ANNUAL GENERAL MEETING. Dato Khairussaleh Ramli Group Managing Director Presentation To Shareholders 26 th April 2017
RHB BANK BERHAD 51 st ANNUAL GENERAL MEETING Dato Khairussaleh Ramli Group Managing Director Presentation To Shareholders 26 th April 2017 Overview FY2016 Performance Review IGNITE 2017 2017 Outlook 2016
More informationHumanising Financial Services. Investor Handout. Invest ASEAN 2018 Singapore March
Humanising Financial Services Investor Handout Invest ASEAN 2018 Singapore 27 28 March 2018 0 www.maybank.com Table of Contents Maybank s Strategic Presence in ASEAN 2 Key Highlights of 4Q and Full Year
More informationInvestor Presentation
Humanising Financial Services Investor Presentation Financial Results 4Q and Full Year ended 31 December 2017 28 February 2018 0 www.maybank.com Table of Contents Executive Summary 2 Results Overview 5
More informationThe Merger of Maybank and Kim Eng
The Merger of Maybank and Kim Eng A Catalyst for Maybank s ASEAN Investment Build-out 13 June 2011 Slide 0 Table of Contents Transaction Overview About Kim Eng Outcome of the Combination Pro Forma Financial
More informationInvestor Day 19 March 2013
Investor Day 19 March 2013 Muzaffar Hisham Chief Executive Officer, Maybank Islamic Head, Group Islamic Banking Table of Contents Introduction 3 About Maybank Islamic 9 Financial Performance 16 Prospects
More informationInvestor Presentation Macquarie ASEAN Conference Singapore August
Macquarie ASEAN Conference Singapore 27-29 August 2013 www.publicbank.com.my/corporate Disclaimer 2 The materials and information in the presentations and other documents are for informational purposes
More informationAnalysts Presentation FY2017 Financial Results. Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 27 February 2018
Analysts Presentation FY2017 Financial Results Dato' Khairussaleh Ramli Group Managing Director RHB Banking Group 27 February 2018 Executive Summary FY2017 Financial Results Strategy Update Summary and
More informationAnalyst Presentation 1H18 Results
Analyst Presentation 1H18 Results CIMB Group Holdings 29 August 2018 Key Financial Highlights Net Profit (RM) ROE Gross Loan (RM) ^ *^ ~ 2,359mil +3.3% Y-o-Y 9.7% -20bps Y-o-Y 329.9bn +3.4% Y-o-Y Cost-to-Income
More informationMALAYAN BANKING HOLD. Dividend boost in final quarter Company report. (Maintained) Rationale for report: Company Result BANKING
BANKING MALAYAN BANKING (MAY MK, MBBM.KL) 22 February 2013 Dividend boost in final quarter Company report Rachel Huang huang-teng-siang@ambankgroup.com +603 2036 2293 Rationale for report: Company Result
More informationRHB Bank Reports Pre-tax Profit of RM1.2 billion for the First Half of 2016
FOR IMMEDIATE RELEASE RHB Bank Reports Pre-tax Profit of RM1.2 billion for the First Half of 2016 Total income increased by 4.9% to RM3,200.6 million Cost-to-income ratio improved to 49.5% from 54.2% in
More informationRHB Bank s Net Profit Grows 9.4% to RM1.0 billion for First Half 2017
FOR IMMEDIATE RELEASE RHB Bank s Net Profit Grows 9.4% to RM1.0 billion for First Half 2017 Pre-tax profit of RM1.3 billion, up by 7% Cost-to-income ratio at 49.3% Gross loans of RM156.6 billion, up by
More informationInvestor Presentation OSK-DMG ASEAN Corporate Day 2012 Kuala Lumpur 27 June
OSK-DMG ASEAN Corporate Day 2012 Kuala Lumpur 27 June 2012 www.publicbank.com.my Disclaimer 2 The materials and information in the presentations and other documents are for informational purposes only,
More information2015 Full Year Results Presentation
2015 Full Year Results Presentation 17 February 2016 Disclaimer: This material should be read as an overview of OCBC s current business activities and operating environment. It should not be solely relied
More informationThird Quarter 2017 Results Presentation 26 October 2017
Third Quarter 2017 Results Presentation 26 October 2017 Disclaimer: This material should be read as an overview of OCBC s current business activities and operating environment. It should not be solely
More informationHumanising Financial Services. Invest Malaysia Shangri-La Hotel, Kuala Lumpur January
Humanising Financial Services Invest Malaysia 2018 Shangri-La Hotel, Kuala Lumpur 23-24 January 2018 0 www.maybank.com Table of Contents Maybank Overview: Strategy and Performance 2 Appendix: 1. Financial
More information2014 Full Year Results Presentation
2014 Full Year Results Presentation 11 February 2015 Disclaimer: This material should be read as an overview of OCBC s current business activities and operating environment. It should not be solely relied
More informationANNUAL REPORT 2015 FINANCIAL STATEMENTS
ANNUAL REPORT FINANCIAL STATEMENTS Delivering Our ASEAN Vision Together 2010 Initiated our Vision to become A Regional Financial Services Leader 2011 Acquisition of Kim Eng Holdings Ltd. 2012 Expansion
More informationMALAYAN BANKING BHD (MAYBANK)
MALAYAN BANKING BHD (MAYBANK) All figures in millions of Ringgit Malaysia except per share values and ratios Analysis Date: 16/06/2013 Financial Year: 2012 31/12/2012 Latest Quarter: 31/12/2012 Price:
More informationSecond Quarter 2017 Results Presentation 27 July 2017
Second Quarter 2017 Results Presentation 27 July 2017 Disclaimer: This material should be read as an overview of OCBC s current business activities and operating environment. It should not be solely relied
More informationRHB Bank Posts 16% Growth in Net Profit at RM1.16 billion for First Half of 2018
RHB Bank Posts 16% Growth in Net Profit at RM1.16 billion for First Half of 2018 Total income grew 8.1% Y-o-Y Pre-tax profit rose 19.3% to RM1.56 billion Cost-to-income ratio improved further to 49.1%
More information54 th Annual General Meeting Presentation to Shareholders. Questions from the Minority Shareholder Watchdog Group (MSWG)
54 th Annual General Meeting Presentation to Shareholders Questions from the Minority Shareholder Watchdog Group (MSWG) 0 1. Corporate Banking and Global Markets underperformed both in terms of revenue
More informationFINAL SLIDES FY 2015 RESULTS PRESENTATION TO ANALYSTS/FUND MANAGERS 7 MARCH 2016
FINAL SLIDES FY 2015 RESULTS PRESENTATION TO ANALYSTS/FUND MANAGERS 7 MARCH 2016 Key Highlights Financial Performance Strategic Focus Updates on Affin Hwang Capital 2 Key Highlights Financial Performance
More informationPublic Bank Group. Presentation to Investors J.P. Morgan Asia Financials Conference Hong Kong March 2011
Public Bank Group Presentation to Investors J.P. Morgan Asia Financials Conference Hong Kong 10-11 March 2011 Disclaimer The materials and information in the presentations and other documents are for informational
More informationRHB Bank Records RM500.3 Million Net Profit for the First Quarter 2017
FOR IMMEDIATE RELEASE RHB Bank Records RM500.3 Million Net Profit for the First Quarter 2017 Higher non-fund based income lifted earnings over the previous quarter Cost-to-income ratio improved to 48.9%
More information2017 Full Year Results Presentation 14 February 2018
2017 Full Year Results Presentation 14 February 2018 Disclaimer: This material should be read as an overview of OCBC s current business activities and operating environment. It should not be solely relied
More informationRHB Bank Records RM1.7 Billion Net Profit for Financial Year 2016
FOR IMMEDIATE RELEASE RHB Bank Records RM1.7 Billion Net Profit for Financial Year 2016 Operating profit before allowances recorded strong growth of 21.6% to RM3,094.5 million Cost-to-income ratio improved
More informationRHB Capital Berhad s First Half 2014 Net Profit at RM1.0 billion, up 31.2% year-on-year
FOR IMMEDIATE RELEASE RHB Capital Berhad s First Half 2014 Net Profit at RM1.0 billion, up 31.2% year-on-year Total income at RM2.9 billion, up 4.1% Pre-tax profit increased by 31.4% to RM1.4 billion Gross
More informationCIMB Group. Analyst Presentation 1Q17 Results Tengku Dato Sri Zafrul Aziz 24 May 2017
CIMB Group Analyst Presentation 1Q17 Results Tengku Dato Sri Zafrul Aziz 24 May 2017 Agenda 1. Key Highlights 2. CIMB Group 1Q17 Financials 3. PBT by Segment 3.1 Regional Consumer Banking 3.2 Regional
More informationAmBank Group - Strategy and Progress Update (ANZ Asia Tour)
AMMB Holdings Berhad AmBank Group - Strategy and Progress Update (ANZ Asia Tour) Jun 2010 Ashok Ramamurthy Deputy Group Managing Director & Group Chief Financial Officer Executive Summary Strategy & Progress
More informationRecord Earnings. RM560 billion. RM6.55 billion 14.0% Profit attributable to equity holders of the Bank. Total Assets. Group Loans Growth
Annual Report 2013 Financial Statements Annual Report Record Earnings RM6.55 billion Profit attributable to equity holders of the Bank RM560 billion Total Assets 14.0% Group Loans Growth Bridging Worlds
More informationPress Releases. RHB Capital Berhad ś First Half 2014 Net Profit at RM1.0 billion, up 31.2% year-on-year
RHB Capital Berhad ś First Half 2014 Net Profit at RM1.0 billion, up 31.2% year-on-year Total income at RM2.9 billion, up 4.1% Pre-tax profit increased by 31.4% to RM1.4 billion Gross loans expanded by
More informationFor personal use only
NEWS RELEASE 13 April 2012 IAG EXPANDS MALAYSIAN OPERATIONS Insurance Australia Group Limited (IAG) today announced its Malaysian joint venture business, AmG Insurance Berhad (AmG), has entered into a
More informationCIMB Group announces record RM1.74 billion Profit Before Tax for 1Q18
CIMB Group announces record RM1.74 billion Profit Before Tax for 1Q18 Wednesday, 30 May 2018 for immediate release 10.7% Y-o-Y growth in net profit to RM1.31 billion with annualised ROE of 10.2% 1Q18 PBT
More informationRHB Capital Berhad Records RM1.0 billion Net Profit for first half 2015
FOR IMMEDIATE RELEASE RHB Capital Berhad Records RM1.0 billion Net Profit for first half 2015 Revenue at RM3.0 billion, up 2.9% Pre-tax profit at RM1.3 billion, lower by 2.9%. Normalized pre-tax profit
More informationOCBC Group s Fourth Quarter Earnings Up 8% to S$715 million, Bringing Full Year 2013 Net Profit After Tax to S$2.77 billion
Media Release OCBC Group s Fourth Quarter Earnings Up 8% to S$715 million, Bringing Full Year 2013 Net Profit After Tax to S$2.77 billion Fourth quarter results driven by 22% increase in earnings from
More informationInvestor Presentation CLSA Investors Forum Hong Kong September 2017
www.publicbankgroup.com CLSA Investors Forum Hong Kong 11-15 September 2017 Disclaimer The materials and information in the presentations and other documents are a summary only, do not purport to contain
More informationFirst Quarter 2017 Results Presentation 09 May 2017
First Quarter 2017 Results Presentation 09 May 2017 Disclaimer: This material should be read as an overview of OCBC s current business activities and operating environment. It should not be solely relied
More informationOCBC Group Full Year 2012 Net Profit After Tax Up 73% to S$3.99 billion. Record 2012 core earnings driven by broad-based income growth
Media Release OCBC Group Full Year 2012 Net Profit After Tax Up 73% to S$3.99 billion Record 2012 core earnings driven by broad-based income growth Singapore, 15 February 2013 - Oversea-Chinese Banking
More informationAnalyst Presentation 1Q16 Results. 26 May 2016
Analyst Presentation 1Q16 Results 26 May 2016 Agenda 1. Key Highlights 2. CIMB Group 1Q16 Financials 3. PBT by Segment 3.1 Regional Consumer Banking 3.2 Regional Commercial Banking 3.3 Regional Wholesale
More informationTakaful Business Challenges and Opportunities
Life Insurance Conference 2012 Takaful Business Challenges and Opportunities 9 November 2012 Amara Sanctuary Resort Sentosa, Singapore By: Hans De Cuyper Chief Executive Officer Etiqa Insurance & Takaful
More informationGroup Audited Financial Results for the Year Ended 31 December 2008
Group Audited Financial Results for the Year Ended 31 December 2008 Analysts Briefing By Tan Sri Dato Sri Tay Ah Lek Managing Director 20 January 2009 22% Growth in Net Profit to RM2.58 billion RM million
More informationOCBC Group Reports Full Year 2007 Net Profit of S$2,071 million. Core Net profit rose 30% to S$1,878 million for the year
Media Release OCBC Group Reports Full Year 2007 Net Profit of S$2,071 million Core Net profit rose 30% to S$1,878 million for the year Singapore, 21 February 2008 - Oversea-Chinese Banking Corporation
More informationBNM Maintains OPR at 3.25%, Hawkish About Economic Outlook
7 March 2018 ECONOMIC REVIEW March 2018 BNM MPC BNM Maintains OPR at 3.25%, Hawkish About Economic Outlook Overnight Policy Rate maintained at 3.25%. In line with our expectation, overnight policy rate,
More informationMarket Access. M&A Securities. Results Review 1Q16. Malayan Banking Berhad. Hampered by Loan Loss. Monday, May 30, 2016 HOLD (TP: RM9.
M&A Securities Results Review 1Q16 PP14767/09/2012(030761) Malayan Banking Berhad Monday, May 30, 2016 HOLD (TP: RM9.10) Hampered by Loan Loss Results Review Actual vs. expectations. Malayan Banking Bhd
More informationKey Performance Highlights (H1FY11 vs H1FY10)
Press release, 12 November 2010 AMMB delivers a strong performance, PATMI of RM 701.2 mil for H1FY11, up 40.7% HoH Higher revenues and lower allowances, and good loans and deposit growth Proposed interim
More informationASEAN FOR YOU. Analysts Presentation 4Q11 RESULTS
ASEAN FOR YOU Analysts Presentation 4Q11 RESULTS 27 February 2012 1 Financial Highlights of 2011 Operating income +2.1% RM12.1 bil Overheads +0.3% +0.3% RM6.6 bil Loan impairment -19.8% RM0.5 bil Net profits
More informationCIMB s FY17 PBT up 25.1% to a record RM6.11 billion
CIMB s FY17 PBT up 25.1% to a record RM6.11 billion Wednesday, 28 February 2018 for immediate release Record operating income of RM17.63 billion (+9.7% Y-o-Y) FY17 PBT improved 25.1% Y-o-Y to RM6.11 billion
More informationInvestor Presentation. FY 2013 Financial Results
Investor Presentation FY 2013 Financial Results Mr. Kellee Kam Group Managing Director RHB Banking Group 24 February 2014 AGENDA Executive Summary FY2013 Financial Results Integration Update Going Forward
More informationAmBank Group Reports Net Profit of RM1,132 million for FY18
Media Release 31 May 2018 AmBank Group Reports Net Profit of RM1,132 million for FY18 AMMB Holdings Berhad (AmBank Group or the Group) today announced the results for the financial year ended 31 March
More informationAnalyst Presentation 1H16 Results. 29 August 2016
Analyst Presentation 1H16 Results 29 August 2016 Agenda 1. Key Highlights 2. CIMB Group 1H16 Financials 3. PBT by Segment 3.1 Regional Consumer Banking 3.2 Regional Commercial Banking 3.3 Regional Wholesale
More informationPublic Bank Group. Unaudited Q1 Group Results 31 March 2010
Public Bank Group Unaudited Q1 Group Results 31 March 2010 Release Date: 15 April 2010 Quarter 1 2010 Results EXECUTIVE SUMMARY FINANCIAL PERFORMANCE GROWTH PERFORMANCE BUSINESS PERFORMANCE OTHER HIGHLIGHTS
More informationCIMB Group announces RM1,123 million Profit Before Tax for 1QFY16
CIMB Group announces RM1,123 million Profit Before Tax for 1QFY16 26 May 2016 for immediate release 9.5% Y-o-Y improvement in 1Q16 PBT underpinned by stronger cost management and lower loan provisions
More informationCIMB Group announces RM3.41 billion Net Profit for 9M17
CIMB Group announces RM3.41 billion Net Profit for 9M17 Tuesday, 28 November 2017 for immediate release Record quarterly operating income of RM4.42 billion in 3Q17 9M17 PBT improved 24.6% Y-o-Y to RM4.57
More informationCIMB Group chalks a record RM3.29 billion 1H18 Net Profit
CIMB Group chalks a record RM3.29 billion 1H18 Net Profit Wednesday, 29 August 2018 for immediate release 1H18 record net profit of RM3.29 billion (+44.0% Y-o-Y) bolstered by RM928 million gain on sale
More informationANALYSTS/FUND MANAGERS PRESENTATION 9MFY17 FINANCIAL RESULTS 30 NOVEMBER 2017
ANALYSTS/FUND MANAGERS PRESENTATION 9MFY17 FINANCIAL RESULTS 30 NOVEMBER 2017 Agenda 1 Key Performance Highlights 2 Results Overview 3 Affinity Transformation Program 4 Proposed Reorganization 5 References
More informationINVESTOR DAY 2018 Group Insurance & Takaful
INVESTOR DAY 2018 Group Insurance & Takaful Presenters: Mr. Kamaludin Ahmad Group CEO, Etiqa Insurance & Takaful Mr. Lee Hin Sze Group CFO, Etiqa Insurance & Takaful 7 November 2018 KEY INITIATIVES OVER
More informationPublic Bank Group Unaudited Q3 Group Results
Public Bank Group Unaudited Q3 Group Results 30 September 2010 Release Date: 18 October 2010 Quarter 3 2010 Results EXECUTIVE SUMMARY FINANCIAL PERFORMANCE GROWTH PERFORMANCE BUSINESS PERFORMANCE OTHER
More informationPublic Islamic Asia Leaders Equity Fund (PIALEF)
Fund Information Fund Name (PIALEF) Fund Category Equity (Shariah-compliant) Fund Investment Objective To achieve capital growth over the medium to long term period by investing mainly in stocks of companies
More informationFirst Half 2002 GROUP FINANCIAL RESULTS. For The Six Months Ended 30 June 2002
First Half 2002 GROUP FINANCIAL RESULTS For The Six Months Ended 30 June 2002 5 August 2002 Contents Media Release 2 Financial Review 5 Highlights 5 Financial Summary 6 Net Interest Income 7 Non-Interest
More informationMarket Access. Briefing Notes. M&A Securities. BIMB Holdings Bhd BUY (TP:RM4.60) Shifting into High Gears
M&A Securities Briefing Notes PP14767/09/2012(030761) BIMB Holdings Bhd BUY (TP:RM4.60) Monday, October 12, 2015 Shifting into High Gears We attended post-1h15 results briefing organized by BIMB Holdings
More informationA-MYR (RETAIL) Growth Fund Smart Investment Choice for Constant Capital Growth Fund Factsheet 28 February 2017
Fund Factsheet 28 February 2017 A-MYR (RETAIL) The fund's objective is to provide investors with capital growth through investments into securities that are trading at a discount to their intrinsic values,
More informationAFFIN HOLDINGS BHD (AFFIN)
AFFIN HOLDINGS BHD (AFFIN) All figures in millions of Ringgit Malaysia except per share values and ratios Analysis Date: 21/06/2013 Financial Year: 2012 31/12/2012 Latest Quarter: 31/12/2012 Price: 4.15
More informationAmBank Group Reports Net Profit of RM878.7 million for 9MFY18
Media Release 28 February 2018 AmBank Group Reports Net Profit of RM878.7 million for 9MFY18 AMMB Holdings Berhad (AmBank Group or the Group) today announced the financial results for the 9 months ended
More informationOCBC Group Second Quarter 2018 Net Profit Up 16% Year-on-Year to a Record S$1.21 billion
Media Release OCBC Group Second Quarter 2018 Net Profit Up 16% Year-on-Year to a Record S$1.21 billion Half year net profit grew 22% to a new high of S$2.32 billion Singapore, 6 August 2018 Oversea-Chinese
More informationORGANISATION OVERVIEW
Annual Report 2014 MESSAGE TO SHAREHOLDERS ORGANISATION MODEL SUSTAINABILITY LEADERSHIP & PEOPLE Strategy MICHAEL FOONG Group Chief Strategy Officer Office of the Group President & CEO 2014 STRATEGIC PRIORITIES
More informationMarket Access. Results Review 2Q16. M&A Securities. RHB Capital Berhad. Recovery in Decent Traction. Thursday, August 25, 2016 BUY (TP: RM5.
M&A Securities Results Review 2Q16 PP14767/09/2012(030761) RHB Capital Berhad BUY (TP: RM5.80) Thursday, August 25, 2016 Recovery in Decent Traction Results Review Actual vs. expectations. RHB Bank Berhad
More informationOCBC Group Reported Second Quarter 2016 Net Profit of S$885 million
Media Release OCBC Group Reported Second Quarter 2016 Net Profit of S$885 million Second quarter earnings down 15% year-on-year from lower insurance income, and up 4% quarter-on-quarter Banking operations
More informationCONNECTING LIVES IN OUR DIGITAL WORLD % Shareholder Returns. RM11.69 billion. Humanising Financial Services ANNUAL REPORT 2016
ANNUAL REPORT 2016 FINANCIAL STATEMENTS CONNECTING LIVES IN OUR DIGITAL WORLD Humanising Financial Services RM11.69 billion New Record High Pre- Provisioning Operating Profit 13.990% Shareholder Returns
More informationANALYSTS/FUND MANAGERS BRIEFING FY2016 RESULTS. 1 March
ANALYSTS/FUND MANAGERS BRIEFING FY2016 RESULTS 1 March 2017 KEY HIGHLIGHTS & RATIOS PROFIT BEFORE TAX BY SEGMENTS STRATEGIC DIRECTION AFFINITY PROGRAM PROPOSED REORGANIZATION Summary of Key Highlights
More informationCIMB Group announces RM4.54 billion Net Profit for FY13
CIMB Group announces RM4.54 billion Net Profit for FY13 Tuesday, 25 February 2014 for immediate release 1) Summary CIMB Group Holdings Berhad ( CIMB Group ) today reported a record net profit of RM4.54
More informationMarket Access. M&A Securities. Results Review 1Q15. Malayan Banking Bhd BUY (TP: RM10.70) Stabilizing Period. Results Review
M&A Securities Results Review 1Q15 PP14767/09/2012(030761) Malayan Banking Bhd BUY (TP: RM10.70) Friday, May 29, 2015 Stabilizing Period Results Review Actual vs. expectation. Malayan Banking Berhad (Maybank)
More informationMarket Access. M&A Securities. Results Review 1Q15. BIMB Holdings Bhd BUY (TP:RM4.84) Brilliant Beginning. Results Review
M&A Securities Results Review 1Q15 PP14767/09/2012(030761) BIMB Holdings Bhd BUY (TP:RM4.84) Wednesday, May 27, 2015 Brilliant Beginning Results Review Actual vs. expectation. BIMB Holdings Berhad (BIMB)
More informationRHB Capital Berhad Net Profit Rises to RM2.04 billion
FOR IMMEDIATE RELEASE RHB Capital Berhad Net Profit Rises to RM2.04 billion Total income increased by 4.8% to RM6.2 billion Pre-tax profit increased by 10.7% to RM2.7 billion Gross loans grew by 17.0%
More informationThird Quarter 2005 Results Presentation
Third Quarter 2005 Results Presentation 9 November 2005 Agenda Results Overview Performance Trends Results of Key Subsidiaries Conclusion 2 Results at a Glance - Quarterly 3Q05 3Q04* YoY 2Q05 QoQ S$m S$m
More informationBursa Malaysia Berhad
Bursa Malaysia Berhad Invest Malaysia 2007, Kuala Lumpur Dato Yusli Mohamed Yusoff, CEO Nadzirah Abd Rashid, CFO 21-23 March 2007 Disclaimer The contents of this presentation include materials which may
More informationMarket Access. M&A Securities. Results Review 2Q15. Axiata Group Berhad. Satisfactory, Need to Push in 2H15. Friday, August 21, 2015 HOLD (TP:RM7.
M&A Securities Results Review 2Q15 PP14767/09/2012(030761) Axiata Group Berhad Friday, August 21, 2015 HOLD (TP:RM7.10) Satisfactory, Need to Push in 2H15 Results Review Actual vs. expectations. Axiata
More informationASEAN VISION TOGETHER. Delivering Our. Undisputed No.1 Retail Financial Services Provider in Malaysia. Leading ASEAN Wholesale Bank
ANNUAL REPORT 2015 Delivering Our ASEAN VISION TOGETHER Undisputed No.1 Retail Financial Services Provider in Malaysia Leading ASEAN Wholesale Bank A Leading Global Islamic Bank Etiqa General Insurance
More informationInvestor Presentation FY2012 Financial Results
Investor Presentation FY Financial Results Mr. Kellee Kam Group Managing Director RHB Banking Group 26 February 2013 AGENDA Executive Summary FY Financial Results OSK Investment Bank - Integration Updates
More information57 th Annual General Meeting Presentation to Shareholders Questions from the Minority Shareholder Watchdog Group (MSWG) 6 April 2017
57 th Annual General Meeting Presentation to Shareholders Questions from the Minority Shareholder Watchdog Group (MSWG) 6 April 2017 00 1. The Group President & CEO s Statement on page 29 of the Annual
More informationAsia s strongest brand in banking, banking the world s strongest economies
Credit Suisse Investor Conference Peter Wong, Chief Executive, HSBC Asia-Pacific Asia s strongest brand in banking, banking the world s strongest economies 21 March 2011 www.hsbc.com Forward-looking statements
More information