Advice that puts you first
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1 Advice that puts you first
2 Intelligent Property Services is a specialist residential property advisory firm that stands out in the marketplace due to its unique end-to-end approach to building and optimising the performance of its clients investment property portfolios ensuring they benefit from a structured methodology of strategic property-related financial advice, something that is otherwise rarely accessible in the financial advice arena. Unlike traditional buyers advocacy and property management businesses, IPS aims to deliver a superior level of service to its clients by way of personalised professional advice at each stage of the property investment cycle. This comprehensive approach assists clients to increase their wealth over time, optimise their investment portfolios and ensure that their valuable properties are managed to the highest of standards. The team at IPS boasts decades of industry experience across a range of industries such as property, finance, development and construction, in addition to financial planning and risk management, so you can rest assured that we know property. IPS ethos is advice that puts you first: to prioritise your interests and consistently offer the best advice regarding both personal and property investment objectives. THE IPS DIFFERENCE A leader in specialist residential property advice, IPS offers a complete end-to-end property solution for a wide range of clients. Whether you are looking to build a portfolio or already own residential property, we strive to help you achieve your goals sooner. At IPS, we believe that successful property investment is an ongoing process, not an independent event each stage must be meticulously optimised to achieve outstanding results. INITIAL REVIEW we discuss available strategic options and their associated risk profiles we identify which IPS service is appropriate for your needs we formulate a strategy specific to your goals and objectives we establish a clear implementation plan STRUCTURE we provide access to leading property structuring specialists we decipher the best entity in which to purchase your property we have experience finding properties for Self-Managed Superannuation Funds we help develop exit strategies so you can reach your retirement goals FINANCE we review or refinance your loans to match your goals and strategy we assist in establishing the most suitable loan strategy we offer VIP service from leading finance providers BUYERS ADVOCACY we formulate a home buyer/investment strategy specific to your goals and objectives we save you time, money and stress we access off-market or silent listings we leverage our extensive network of agency relationships we are expert negotiators and will secure the best property at the best price and terms RENOVATION ADVICE AND PROJECT MANAGEMENT we inspect the property and make recommendations for any works we provide value estimates and investigate rental gains through renovation we project manage any works, ensuring the best quotes and workmanship PROPERTY MANAGEMENT we manage all aspects of your property and its tenancy we conduct periodic reviews and ensure sustainable rental income we are pro-active in our maintenance measures so your investment performs PORTFOLIO REVIEW we assess the performance and current market value of each asset we clarify your current debt versus equity position we offer recommendations based on our findings SALES ADVISORY we investigate the current market value of your property we advise on the best course of action to achieve the best sale price we interview the top local agents and negotiate fees and marketing on your behalf we work with you throughout the campaign 01
3 From the outset, IPS gains a thorough understanding of a client s investment objectives and strategically matches it to their risk profile, budget, goals and time frame. To achieve the most from any investment, the governing approach needs to be carefully planned before it can be executed. At this stage, we can also work with you in formulating the appropriate structure and finance approach required to attain a successful outcome. To begin, IPS provides a comprehensive report and consultation regarding: IPS services most appropriate for your needs and risk profile Available strategic options and their associated risk profiles Home buyer/investment strategy specific to your goals and objectives Your specific preferences and budget Locations and property types best suited to your personal situation Recent market data, fully interpreted and explained Recently traded property to aid in future decision making Identification of gross and net cash flow estimates for peace of mind Establishment of a clear implementation plan Suitable structure and finance arrangements, if required Initial Review Structure Successfully identifying the best structure and entity for a particular property purchase is integral to the investment process. Together with our panel of experts and industry contacts, IPS is well placed to work with you to build strong foundations for your investment. Understanding your structuring goals and achieving an appropriately tailored structure is one of the most important factors in optimising investment in property. Some of the benefits of a correct structure include: Minimising tax liabilities Asset protection Streamline accounting and administration tasks Maximising long-term returns Growing your portfolio faster, and more effectively, using a Self-Managed Super Fund (SMSF) Planning for the future and potential exit strategies SMSF PROPERTY INVESTMENTS INSURANCE BUY Following this collaboration, we are able to produce your personalised Buyer s Brief, which formulates the basis for your property acquisition. RENT RENOVATE 02 Goals + Preferences + Risk Profile + Strategy Protection + Planning + Growth + Returns 03
4 It is critical to think ahead when considering your finance strategy and the most suitable loan facility. Finance Strategy Where required, IPS is able to facilitate sound professional advice in relation to your specific finance requirements. Simply seeking the lowest possible rate is a common pitfall. Rather, it is critical to think ahead when considering your finance strategy and the most suitable loan facility, the latter of which can save you significant interest and costs, mitigate risk and help you reduce debt or accelerate the growth of your entire portfolio. At this stage, IPS is completely impartial our aim is to obtain the best outcome from our panel of independent experts. We can help by: Selecting finance options to build your portfolio over time Reviewing your current credit profile Introducing and comparing the best marketplace products Discussing the finance process and anticipated time frame Reviewing your loans to ensure that they match your goals and strategy Buyers Advocacy At IPS, we aim to secure the best possible property for the best possible price. Our wealth of experience and expert research model allows us to locate properties that are more likely to outperform the surrounding market, whilst remaining suited to your budget and goals. Some of the key aspects of this service include: Property Volume: We leverage our industry contacts to uncover pre-market and off-market or silent listings, so you gain access to more properties. In addition, the IPS research team thoroughly evaluates all properties for relevance and suitability Efficiency: Our wealth of industry experience coupled with established business processes and attention to detail ensures that you gain a competitive advantage over other buyers Pricing and Research: Comprehensive pricing reports enable IPS to negotiate the sale of the property and not exceed market value. Furthermore, we analyse the recent market performance of the local area and comment on relevant sales to provide you with constructive market insight Due Diligence: IPS conducts all pertinent due diligence. This includes the coordination and review of external expert reports, such as pest/building and strata inspections, and the review of contracts Auction Presence: IPS tailors a negotiation/bidding strategy based on prevailing market conditions and the specific circumstances of the subject property. We then attend the auction and bid / negotiate Collaboration: IPS considers purchasing property to be a holistic process rather than a one-off transaction. We invite you to participate in this process, as much or as little as you desire Save time, stress and money: A recognised industry leader, IPS consistently delivers outstanding results enjoy peace of mind when securing your premium investment property or family home Whether for investment, home purchase or refinancing, IPS can facilitate clearer understanding of your goals and provide you with options to help you make better decisions, reduce overall risk and achieve greater results. IPS has a range of packages that are designed to meet the needs and budgets of our buyers advocacy clients:. Pre-Purchase Advice Full Search and Acquisition Appraisal and Negotiation Auction Attendance Due Diligence and Pricing Reports 04 Selection + Review + Comparison + Discussion Experience + Expertise + Source + Appraise + Negotiate 05
5 Regardless of the size and scope of the works required, IPS can help you achieve value for your money. Renovation In many cases, it is possible to improve the capital value and rental yield of your property through renovation work. Regardless of the size and scope of the works required, IPS can help you achieve value for your money whilst reducing the risk of overcapitalisation. Renovation Advice We inspect your property and make appropriate recommendations to enhance the cash flow and value of your portfolio We highlight the dominant areas of improvement for each property We produce value and rental estimates based on the recommended works We suggest works in keeping with the prevailing tastes of the target market, ensuring the best return for any outlay We produce and supply comprehensive reports outlining recommendations, costs and overall return on investment Project Management By utilising our panel of fully qualified and licensed tradespeople, we are able to execute any renovation work with the following considerations: We make sure all jobs are completed on time and under budget We apply strict quality control for all jobs We strive to produce a profitable, low maintenance property Property Management Unlike traditional property management, IPS believes that there is more to managing a property than just collecting rent. In addition to providing a centralised department for all your property management needs, the IPS property management team can work in association with other IPS specialist divisions to offer a full turnkey solution, ensuring you maximise the scope of both income and equity across your portfolio. Our specialist team has a wealth of hands-on experience in managing properties all over Sydney. By choosing IPS, you will gain access to a wide range of services and advice not offered by traditional real estate agencies. In order for a property to derive a strong and sustainable income, a number of crucial factors need to be satisfied. These include: Providing a single point of contact for all your property management needs Accurate pricing of your property in line with market levels Professional advertising and stringent tenant selection Detailed periodic inspections, proactive maintenance and repairs Regular monitoring of the performance of your property, including structured rental reviews and suggested capital works Integrate reporting into an overall advice model provided by your Financial Planner or Accountant Commitment to delivering high service levels at a competitive price This service is particularly helpful for time-poor clients with undercapitalised properties to improve cash flow, equity and minimise risk of overcapitalisation. At all times, IPS strives to optimise the performance of your portfolio. We encourage open communication between ourselves, owners and tenants to ensure the smooth and consistent management of your property. 06 Inspection + Recommendation + Return on Investment Experience + Communication + Solutions 07
6 This process is able to unlock any hidden potential and ensure that our clients realise their goals sooner. Portfolio Review Keeping up-to-date with the performance of your portfolio is extremely important. The portfolio review process enables you to assess your current net property position and highlight measures which could enhance its growth or cash flow. The key elements of an IPS portfolio review are as follows: Sales Advisory When selling your property, it is vital to choose the correct sales agent one who will market your property to its highest potential. Making the wrong decision could potentially cost you tens of thousands of dollars Our broad experience in both buying and selling ensures that you receive unparalleled expert advice to achieve the highest possible price. IPS will provide you with independent expert advice on the most effective way to sell and will guide you at each step in order to help you achieve the best possible price. Each asset, including the family home, is individually assessed according to current market value and prevailing trends the annual growth rate is subsequently calculated and compared to the surrounding area The rental income of each property is reviewed to ensure that market rent is being achieved By identifying the full potential of each property, IPS will assist with improving cash flow (such as rent, finance and tax), increasing equity value or isolating underperforming assets and making recommendations Once the collective value of the portfolio is identified, IPS can assess your debt versus equity position and scrutinise your current finance arrangement to ensure they continue to match your goals and strategy Finally, the relationship between your overall goals and objectives is analysed in context with the performance of your portfolio Specifically: we assess the current market value of your asset we investigate local market conditions and their likely influence on your property we review your property and advise on how to best present it to market we identify and interview sales agents on your behalf, negotiating fees and reviewing their proposed marketing campaign and costs we ensure that the selected agent operates in your best interest at all times we provide independent advice and guidance in relation to the choice of Auction versus Private Treaty method for your property we provide ongoing support and guidance throughout the selling process including negotiations and contract exchange The portfolio review is a worthwhile process before buying, selling or renovating. In many cases, owners are unaware that their portfolio may be underperforming. This process is able to unlock any hidden potential and ensure that our clients realise their goals sooner. We are well aware that selling can be a stressful undertaking. IPS aims to provide an impartial buffer to help you make the best decision at all times. 08 Assessment + Growth + Profitability + Value Review + Experience + Guidance + Support 09
7 Intelligent Property Services Pty Limited ACN Suite 602, Level 6 44 Market Street, Sydney NSW 2000 Locked Bag Q4008 Queen Victoria Building NSW 1230 Telephone (02) Facsimile (02)
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