SYBBI (SEM. 3) F.C. ROLL NO. 219

Transcription

1 SYBBI (SEM. 3) F.C. ROLL NO ) Types of bank. 2) Functions of commercial banks 3) Wealth management is not necessary? 4) Role of NABARD in microfinance ROLL NO.242 1) Emerging trends in banking 2) What is retail banking? give its features 3) Limitations of Ebanking 4) Features of Standup India Scheme for Green field.

2 SYBBI (FINANCIAL MANAGEMENT) (11 STUDENTS) ROLL NO ) A Ltd. has 8% Preference capital of Rs. 100 each. It also has earnings per share Rs. 4, Dividend payout ratio of 25%, market price per share Rs. 40, growth rate in dividend 8%, tax rate 30%. Find cost of preference capital and cost of equity. 2) From the following information find out the cost of retained earnings: Market price of each equity share Rs. 160, Brokerage cost is 3%, Expected dividends Rs. 24 per share, growth rate in dividends is 5%, personal tax rate of shareholders is 20%. 3) Give the definition, meaning and importance of finance 4) Explain the different types of finance (public and private) ROLL NO ) Anuja Ltd.is considering three financial plans whose key information is as follows: a) Total funds to be raised Rs b) Plans: Particulars Plan a Plan b Plan c Equity capital (Rs. 10 each) 100% 50% 50% 8% Preference capital % --- 8% Debt % Tax rate applicable is 50%. Equity shares will be issued at a premium of Rs. 10 per share. Expected Earnings before interest and tax is Rs Determine: a) EPS for each plan b) Financial BEP c) Point of indifference among the plans. 2) Give the classification of finance (with the help of a chart) 3) Term loans (meaning, features, advantages and disadvantages, types) 4) ARR (meaning, advantages, disadvantages with example) ROLL NO ) Arul Ltd.has the following capital structure: Particulars Book Value (Rs.) Market Value (Rs.) Equity capital (Rs. 10 each) % Preference capital (Rs. 100 each) Reserves and Surplus % Debentures Expected dividend on equity shares is Rs.1.20 per share which is expected to grow at 8%. Preference shares are redeemable after 5 years at par while debentures are irredeemable. Corporate tax rate is 30%. Calculate weighted average cost of capital using book value as weights and market value as weights. 1) Debentures (meaning, features, advantages and disadvantages, types) 2) Certificate of Deposits (meaning, features, advantages and disadvantages)

3 3) Cost of Preference capital (with example) ROLL NO ) From the following information, find the optimum debt-equity mix for the company by calculating its composite cost of capital: Debt as a % of total funds Cost of debt (%) Cost of equity (%) ) Commercial papers (meaning, features, advantages and disadvantages) 2) Venture capital (meaning, features, advantages) 3) Weighted average cost of capital and marginal cost of capital ROLL NO ) Saakshi Ltd.has the following capital structure: Equity shares Rs. 250 lakhs, 7% Preference shares Rs. 350 lakhs and 8% Debentures Rs. 300 lakhs. The market price of the company s equity share is Rs. 30. It is expected that the company would next year pay dividend of Rs. 3 per share. Growth prospects are 5%. Tax rate is 55%. Compute the weighted average cost of capital. 8) Commercial papers (meaning, features, advantages and disadvantages) 9) Venture capital (meaning, features, advantages) 10) Capitalisation and capital structure ROLL NO ) Aditya Ltd.has total funds of Rs. 75lakhs. The break up is 30% in 15% Debentures, 10% in 12% Preference capital and balance in Equity capital and retained earnings in the ratio of 3:1. All the shares are of the face value Rs. 10 each. Tax rate is 30%. Cost of equity capital is 18% and cost of retained earnings is 12%. Calculate a) Cost of capital b) Find EPS and MPS if Earnings before interest and tax is Rs ) Gordon dividend policy 2) Factors affecting dividend policy 3) Point of indifference and financial break even point

4 ROLL NO ) D Ltd.wishes to raise Rs.20 lacs for meeting its investment plans. It has Rs.5 lacs in the form of retained earnings that are available for investment purposes. Following are other details: Debt equity ratio of 1:4 Cost of debt: Upto Rs %p.a. and Above Rs %p.a. E.P.S. Rs.5 per share Dividend payout ratio 40% Expected growth rate in dividend 10% Current Market price per share Rs.40 Tax rate 35% You are asked to compute Overall Cost of Capital. 4) Payback period (meaning, advantages, disadvantages with examples 5) Types of dividend 6) Cost of equity capital (with different approaches) ROLL NO ) C Ltd.has the following capital structure as on 31/3/16: 10% Debentures Rs.30 lacs, 9% Preference share capital Rs.20 lacs, Equity share capital (Face Value Rs.100 each) Rs.50 lacs. The equity shares are quoted at Rs.102 and the company expects to declare a dividend of 12%. Growth rate in dividends 8% is anticipated. You are required to Calculate composite cost of capital. (tax rate 30%) 14) Features of capital budgeting 15) Importance of optimal capital structure 16) Cost of debt (with example) ROLL NO ) Find weighted average cost of capital from the following information: Sources Book value (Rs.) Market value (Rs.) Cost of capital Equity capital % Retained earnings % Preference capital % Debt % 2) EVA 3) Financial forecasting 4) Walter dividend policy ROLL NO ) Find financial breakeven point from the following:

5 Particulars Equity capital 8% Preference capital 9% Debt Plan 1 Rs Rs Rs Plan 2 Rs Rs Rs Tax rate 40% 2) Profit maximisation 3) Wealth maximisation 4) Types of dividend policy 5) Net Present value (meaning, advantages, disadvantages) ROLL NO ) Determine the optimal debt equity mix in the following: Debt as a % of total funds Cost of debt Cost of equity 10 8% 13% 20 9% 14% % 15% 40 10% 16% % 18% 4) Financial management (definition,meaning and scope) 5) Functions and objectives of financial management

6 SYBBI (FINANCIAL MARKET) Roll no )Distinguish between Fund based VS Fees based 2) Explain about NSE 3)Explain the structure of Capital Market 4)Explain Money Market instruments 5)Explain the role of SEBI in developing capital market Roll no )What are the functions of Call money market? 7)What are the reforms made in Indian money market? 8) Explain about BSE 9)List down the characteristic of Foreign exchange market 10)Name the participants in Foreign exchange market

7 SYBBI MANAGEMENT ACCOUNTING SEM III Roll no 206 Distinguish between Horizontal Financial Statements & Vertical financial Statements. Explain Acid test ratio. Define Working Capital & Explain its elements. Explain Investibility Ratio. Roll no 219 Explain types of Financial Statement Analysis. Explain Gross Profit ratio. Explain any 4types of working capital Explain Criticisms of Modigliani-Miller Approach Roll no 230 Explain Non cash expense & Depreciation. Explain Financial Ratio (Any 2). Explain Operating cycle. Explain Modigliani-Miller Approach Roll no267 Distinguish between Own funds & Owed Funds Explain Dividend Ratio. Explain factors determining Working Capital Requirements (Any5) Types of dividend. Roll no 271 Explain Parties interested in Financial Statements Explain Window Dressing. Explain any2 working capital financing approach Types of dividend policy Roll no 255 Explain any two Accounting Conventions with examples. Explain Du Pont Approach. Explain importance of working capital management Explain Factors influencing dividend policy

8 SYBBI (SEM. 3) O.B. ROLL NO ) Explain individual decision making 2) Give importance of group communication 3) Note on centralization 4) Issues of O.B. in bank ROLL NO ) Explain learning with reference to its principles and theories. 2) Reasons for organizational politics 3) How will you overcome frustration in organization? 4) Determinants of personality. Roll no ) Explain 6 universal emotions 2) Factors influencing perception 3) Explain in detail decentralization 4) Virtual organisatin

9 SYBBI (SEM. 3) TAXATION ROLL NO ) Mr. L is an Indian Citizen, furnishes the following particular of his income. Compute his total income for the assessment year , if he is Resident & ordinary resident Resident but not ordinary resident Non resident. 1. Income earned in India but received in France Rs. 15, Dividend on shares of Indian co-operative bank received in India Rs. 7, Interest on Bonds of Companies in Germany 60% received in India and balance in Germany Rs.30, Past untaxed Profit Brought to India Rs.40, Professional Fees received in India Rs. 50, Income from House Property in India received in Sri Lanka Rs. 20, Income from business in London controlled from India Rs. 70,000(30% received in India) 8. Agriculture income received in India Rs. 15,000. 2) Mr. Vidyadhar is the owner of three house properties in Baroda, the particulars of which are given as under: Particulars House I House II House III Actual rent received Fair rent Total Municipal Tax Municipal Tax paid by Tenant Vacancy Collection Charges Insurance Premium Interest on loan Std rent Find the income from House Property 40,000 40,000 3,000 60% --- 1, ,000 52,000 5, months ,000 19,650 2, , ) Explain the basic Condition of Residential status. 4) Explain the provision of income from salaries.

10 ROLL NO )Mr. Naresh is employed with DTSS College. He provides the following information 1) Net salary per month Rs. 9,000. 2) Income tax deducted at source Rs. 900 per month. 3) Professional tax deducted at source Rs. 100 per month. 4) Entertainment allowance of Rs. 750 per month, since that date. 5) Perquisite Value of Water, Gas and Electricity Rs. 10,000. 6) Received bonus during the year in respect of earlier year Rs. 6,000. 7) Received arrears of salary for , Rs. 6,000. 8) The employer paid L.I.C Premium of MR. Naresh amounting to Rs. 5,000. 9) Took advance salary of Rs. 10,000, on account of marriage of his son and loan of Rs. 6, ) Research Allowance Rs ) He incurred the expenses incidental to employment, such as purchase of books, car expenses etc. amounting to Rs. 12, ) He also received an amount of Rs. 8,000 for his work as an agent for the Life Insurance Corporation of India as commission and travelling allowance. Compute his Income from Salary. 2) Mr. L is an Indian Citizen, furnishes the following particular of his income. Compute his total income for the assessment year , if he is Resident & ordinary resident Resident but not ordinary resident Non resident. Income earned in India but received in France Rs. 15,000. Dividend on shares of Indian co-operative bank received in India Rs. 7,000. Interest on Bonds of Companies in Germany 60% received in India and balance in Germany Rs.30,000 Past untaxed Profit Brought to India Rs.40,000. Professional Fees received in India Rs. 50,000 Income from House Property in India received in Sri Lanka Rs. 20,000 Income from business in London controlled from India Rs. 70,000(30% received in India) Agriculture income received in India Rs. 15,000. 3) Explain the Deduction under chapter VI 4) Define as per Income tax Act: 1. Assessee 2. Previous year.