Other miscellaneous fees Varoius administrative fees 300 EUR + TVA 17% FLAT FEE FOR NON-COMMERCIAL COMPANIES

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1 Services for Private Banking clients, account maintenance and certification PRIVATE BANKING SERVICES CERTIFICATION AND ENQUIRIES Private Banking fee 3 0.% / quarter + VAT 7% Payment enquiries Applies to assets (exc. cash and BL Funds) Standard enquiries 50 EUR + correspondent fees Special enquiries fees vary depending on request ACCOUNT MAINTENANCE Copies of account statements and certifications Account maintenance fees 25 EUR / quarter All certifications on movements and tax certifications for current year no charge Current account maintenance fee (EUR) included Account statements / debit advice for previous years (< 0 years) 50 EUR + 7% VAT Savings account maintenance fee included Account balance and tax certification (income from coupons) for previous years (<0 years) 50 EUR + 7% VAT Sub-accounts in other currencies included Tax statements for previous years (<0 years) 50 / 00 EUR + 7% VAT depending on jurisdiction Securities account included Purchase price certification requests (for each direct investment) 50 EUR + 7% VAT LuxTrust Scan (e-banking) included Special enquiries 300 EUR / hour + 7% VAT Portfolio statement included Other certifications and various services 50 EUR + 7% VAT Tax / income statement for the current year included Other miscellaneous fees Varoius administrative fees 300 EUR + TVA 7% FLAT FEE FOR NON-COMMERCIAL COMPANIES Application and renewal of LEI 5 (for corporate entities) Administrative fees 200 EUR / quarter Initial application 300 EUR Annual renewal 50 EUR / an FLAT FEE FOR UK RND ACCOUNTS Administrative fees 25 EUR / quarter TAX AND LEGAL SERVICES Tax reclaim - preparation of tax reclaim application and tax vouchers (inc. "quick refunds") EUR per form + 70 EUR per income + 7% VAT FEES FOR CLOSING ACCOUNT (CORPORATE ENTITES Tax reclaim - preparation of tax reclaim application and tax vouchers (Belgium, Canada) 4 20 EUR per income + 7% VAT Administrative fee 300 EUR Tax voucher only 70 EUR per income + 7% VAT Market tax voucher Germany "Steuerbescheinigung" 25 EUR Other countries: on request Implementation / renewal of reduced withholding tax application EUR + 7% VAT CORRESPONDENCE FEES Implementation / renewal of reduced withholding tax application (France) EUR + 70 EUR per income + 7% VAT On-line consultation (e-banking and BL Mobile Banking) Free Standard legal fees 2 50 EUR / hour + 7% VAT (min 00 EUR) Sent monthly by post Additional fee: 0 EUR / Qtr. / Address Services of legal counsel 300 EUR / hour + 7% VAT Sent weekly by post Additional fee: 20 EUR / Qtr. / Address Analyses and estate-planning advice 500 EUR EUR / hour (as of 5th hour) + 7% VAT Sent daily by post Additional fee: 50 EUR / Qtr. / Address POSTAL CHARGES E-BANKING ACCESS DHL shipments maximum 50 EUR + VAT 7 % / package LuxTrust Scan st device no charge 2nd device 50 EUR + 7% VAT SAFE DEPOSIT BOXES ADVANTAGES OF E-BANKING Absence de frais d'envoi de courrier No postal correspondence fees No charge for money transfers Access to pre-generated statements and 60-month statement archive Access to account transactions for the last 36 months and credit card transactions for the last 2 months Communication with your adviser via secure messaging E-banking services are available from your mobile phone, computer or tablet. Volume (dm 3 ) - dimensions (Height (H), Length (L), Depth (D)) 0.85: H: 09 cm L: 30 cm D: 44 cm 2.25 EUR no charge 8.82: H: 5 cm L: 30 cm D: 44 cm EUR 30 EUR 38.68: H: 30 cm L: 30 cm D: 44 cm 30 EUR EUR 78.4: H: 60 cm L: 30 cm D: 44 cm 40 EUR EUR 58.5: H: 60 cm L: 60 cm D: 44 cm 60 EUR EUR : H: 90 cm L: 60 cm D: 44 cm 80 EUR EUR quarterly rental (keys quarterly rental (keys held at the Bank) + 7% VAT held by client) + 7% VAT Fees deducted at beginning of quarter 2 In accordance with our General Terms and Conditions, these fees shall be additional to any legal fees incurred by the Client and payable by the Bank. 3 Does not apply to the Savings Plan, Investment Plan or Prévoyance 3 4 This service is included in the BL-SELECT "All-in" flat-fee commission 5 LEI - Legal Entity Identifier Page of 9 Last updated: 0/0/208

2 Securities trading, gold & precious metals EQUITY FUNDS 2 3 EQUITIES 2 5 / STRUCTURED In-house funds Selected promoter funds 7 PRODUCTS In-house funds BOND FUNDS 2 Selected promoter funds 7 BONDS 2 2 MONEY-MARKET FUNDS In-house funds Selected promoter funds 7 OTHER EXTERNAL FUNDS ,000 EUR 25,000-00,000 EUR 00, ,000 EUR > 500,000 EUR.25%.00%.00% 0.75% 0.75% 0.50% 0.50% 0.25% 0.20% 2% + any fees applied by the promoter Sale / redemption Same as Buy / Subscription free of charge Same as Buy / Subscription free of charge Same as Buy / Subscription.5% + any fees applied by the promoter Minimum / transaction EUR 00 4 Switches to another fund Securities transfers free of / / charge deposits / entries: deliveries / withdrawals: 00 EUR entries / deliveries of hedge funds: 300 EUR free of charge / / BL-INVEST investment advisory solution: orders on stocks, bonds, investment funds and structured products benefit from a 25% reduction on trading fees. BL-ACCESS order execution solution: orders on stocks, bonds and investment funds conducted on our e-banking website benefit from a 25% reduction on trading fees. GOLD AND PRECIOUS METALS 2 Purchases Transfer and physical delivery Deposits made during the quarter according to size and volume of transaction 25 EUR / holding no fee The usual margins shall be applied for spot exchange transactions on stock market trades and forward exchange operations. 2 For purchases, value date = "trade date". For sales = "trade date + 5 days" 3 Equity, balanced funds and other funds 4 Excluding 'prepayment hedge funds': minimum 300 EUR 5 Trading on the main stock markets of the following countries: Australia, Austria, Belgium, Finland, France, Germany, Italy, Japan, Luxembourg, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, United Kingdom, United States. Including correspondent fees, except for trades on the US stock market on which an 8 USD settlement fee shall be due. Other fees may apply such as local taxes and stamp duties. 6 This fee structure applies to structured products traded on the stock exchange. For new issues of structured products: price set by the issuer. 7 See fee above + promoter fees may apply + external fees. Page 2 of 9 Last updated: 0/0/208

3 BL-EXPERT discretionary mandates BL-FUNDS MANAGEMENT SOLUTION Minimum investment amount: EUR Annual 'all-in' management fee % Annual 'all-in' management fee + performance fee % + 0% BL FUNDS FLEXIBLE MANAGEMENT SOLUTION Minimum investment amount: EUR Annual 'all-in' management fee % Annual 'all-in' management fee + performance fee % + 0% BL-GLOBAL FUNDS MANAGEMENT SOLUTION No minimum investment amount Annual 'all-in' management fee 0.40% EXTERNAL FUNDS MANAGEMENT SOLUTION Annual 'all-in' management fee 2 Annual 'all-in' management fee + performance fee 4 Minimum investment amount: EUR % (min. 400 EUR before tax / quarter) 0.50% + 20% (min. 200 EUR before tax / quarter) DIRECT LINES MANAGEMENT SOLUTION Annual 'all-in' management fee 2 Annual 'all-in' management fee + performance fee 5 Minimum investment amount: 2 million EUR.20% (min EUR before tax / quarter) 0.60% + 20% (min. 500 EUR before tax / quarter) This includes the Private Banking fee (0,0% / quarter + 7% VAT). 2 Annual fee charged on the value of the portfolio in euros, deducted quarterly + 7% VAT. 3 Annual management fee of 0.20% + 0% of the positive performance of the portfolio + 7% VAT. 4 Annual management fee of 0.50% + 20% of the positive performance of the portfolio + 7% VAT. 5 Annual management fee of 0.60% + 20% of the positive performance of the portfolio + 7% VAT. Page 3 of 9 Last updated: 0/0/208

4 Credit and debit cards SEPARATE VISA OR MASTERCARD SEPARATE VPAY CARD Annual fee Annual fee 25 EUR VISA web 5 EUR Withdrawals from Bancomat / V Pay cash dispensers VISA Classic / Mastercard Blue 25 EUR within the eurozone no fee VISA Premier 00 EUR Purchases at retail outlets displaying the V Pay signs VISA f 00 EUR in European Union no fee VISA Business 3 00 EUR VISA Infinite 350 EUR MasterCard Gold 75 EUR MasterCard Silver 3 00 EUR Additional charge for urgent card or PIN issues 2 75 EUR Transactions cash advance 2.00 EUR + 2% payments at minicash outlets no fee Dispatch of card or PIN via DHL: 0 EUR (Luxembourg), 25 EUR (EU), 35 EUR (outside EU) + 7% VAT. Fee for reissuing statements: 5 EUR / statement Issue of replacement card following theft / loss: card fee. 2 Card issued in 2 business days maximum 3 Business cards reserverd for professional use only Page 4 of 9 Last updated: 0/0/208

5 Money-market products and Savings Plan CURRENT ACCOUNT TERM DEPOSITS (in EUR / USD) Annual interest rate in euros in other currencies Amount minimum 0,000 EUR or exchange value interest 0.00% on request Annual interest rate fixed on the day the contract is signed debit interest 5.00% Central bank rate +9% depending on market conditions 9.00% after 90 days Duration Deposits & withdrawals term deposit week to 0 years deposits in the currency of the account no fee no fee deposits in another currency market rate + margin depending on amount SAVINGS PLAN withdrawals in the account currency<= 0,000 EUR: no fee 0.40% 2 Deposits no fee withdrawals in another currency > 0,000 EUR: 0.20% 0.40% 2 Initial deposit and frequency flexible min. 50 EUR - max. 000 EUR Custody fees none market rate + margin depending on amount Eligible funds value date nil USD: business day Minimum deposit 30 EUR other: 0-2 business days Entry fees none Account maintenance fees (for savings plan) SAVINGS ACCOUNT in euros in other currencies Switches between funds no fee Annual interest rate 0.0% 4 on request Withdrawals Deposits & withdrawals Permanent credit line 3 Banque de Luxembourg funds in EUR deposits in the currency of the account no fee no fee annual interest rate depending on market conditions deposits in another currency market rate + margin depending on amount withdrawals in the account currency <= 0,000 EUR: no fee 0.40% 2 PREVOYANCE 3 > 0,000 EUR 0.20% 0.40% 2 Subscription to the retirement savings plan min. 50 EUR - max. 000 EUR Money-market profiles (Solution ) 0.50% withdrawals in another currency market rate + margin depending on amount Bond profile (Solution 2).00% value date 5 business days 5 business days Blended and/or equities profile (Solutions 3-6).50% Account management fee Fees for switching Redemption fees none For wealth management structures, a rate of -0.20% applies to deposits of over 3 million euros. 2 Withdrawals in other currencies other than USD, GBP or CHF and in particular withdrawals in exotic currencies result in additional fees. 3 Available once the capital saved in the Savings Plan reaches 5,000 EUR. The maximum amount of credit offered is 50% of the amount saved in the plan with an upper limit of 2,500 EUR. 4 No interest paid on amounts over EUR 2.5 million. 5 The savings account is only avaible for private clients. Last updated: 0/0/208 Page 5 of 9

6 Transfers and cheques TRANSFERS BETWEEN ACCOUNTS AT BANQUE DE LUXEMBOURG free CHEQUES Cheques in euros presented by banks in Luxembourg free TRANSFERS IN EUROS between EU member countries - charges shared 5 Cheques presented by foreign banks e-banking free Cashing fee 6 EUR standing order free Settlement fee 0.20% (min. 0 EUR, max. 30 EUR) direct debit free UPO 2 amount < 50 EUR free CHEQUE COLLECTIONS amount > 50 EUR 2 EUR Cheques drawn on a BL account free Cheques drawn on banks in Luxembourg 5 EUR OTHER TRANSFERS: outside EU or in currencies other than euro 6 Cheques drawn on foreign bank or other currencies 0.50% (min 0 EUR. max 00 EUR) charges shared ³ or paid by beneficiary 4 5 EUR + any correspondent fees charges paid by ordering customer¹ 0.20% (min 0 EUR. max 30 EUR) Return fee for unpaid cheques correspondent fees TRANSFER SUPPLEMENTS BANK CHEQUES * Manual processing 7 20 EUR At counter Confirmation 0 EUR Cashing fee 25 EUR Settlement fee 0.20% (min. 0 EUR, max. 30 EUR) By registered post Cashing fee 30 EUR Settlement fee 0.20% (min. 0 EUR, max. 30 EUR) * in the event of cancellation, the correspondent's charges will be invoiced to the client In the case of "charges paid by ordering customer", a fee of 0,20% shall apply (min 0 EUR, max 30 EUR). 2 Standard transfer forms available from our branches. 3 Where no indication is given, the default option is "charges shared". 4 The charges paid by the beneficiary option may only be applied to transfers in euros or in a currency of an EU member state to a non-eu member state, or to transfers in a currency of a non-eu member state. 5 Cross-border transfers in euros as referred to to in European Regulation EC 924/2009 (amended by the European Regulation (EU) 260/202): - transfers in euros between EU member countries - indicating the beneficiary's account number in the IBAN format and the beneficiary's BIC code; - indicating that charges are to be shared (the beneficiary has only to pay any charges invoiced by his bank). Transfers complying with these conditions and indicating "charges paid by beneficiary" shall be treated as "charges shared". 6 Concerns - indicating that charges are to be shared (the beneficiary has only to pay any charges invoiced by his bank). Transfers to countries outside Western Europe and United States or in exotic currencies may give rise to additional charges. 7 Use of transfer modes other than UPO forms and e-banking or that may not be processed automatically. Page 6 of 9 Last updated: 0/0/208

7 Loans and credits "LOMBARD CREDIT" / PLEDGED OVERDRAFT FACILITY FIXED-RATE CONSUMER LOAN Amount min 25,000 EUR or exchange value Amount between 5,000 EUR and 75,000 EUR 3 Term from month to year Term max 5 years 3 renewed by tacit agreement Repayments constant monthly repayments Annual debit interest 2 averaged 3-month market rate 4 Fixed interest rate on request + margin depending on pledged portfolio Administration fees 250 EUR Administration fees 0.0% on the amount borrowed (min. 250 EUR) Amendment fees 250 EUR Amendment fees amount < m EUR min. 250 EUR amount > m EUR min. 500 EUR VARIABLE- / FIXED-RATE MORTGAGE LOAN VARIABLE- / FIXED-RATE PERSONAL LOAN Amount min 25,000 EUR Amount from 25,000 EUR Term from 5 to 20 years Term between and 0 years Repayments constant monthly repayments Repayments constant monthly repayments Variable interest rate depending on market conditions Variable interest rate depending on market conditions Fixed interest rate on request Fixed interest rate on request Administration fees 0.0% on the amount borrowed (min. 250 EUR) Amendment fees amount < mio EUR min. 250 EUR amount > mio EUR min. 500 EUR Administration fees 0.0% on the amount borrowed (min. 250 EUR) Amendment fees amount < m EUR min. 250 EUR amount > m EUR min. 500 EUR BANK GUARANTEE Early repayment 00% secured guarantee 0.25% per quarter underway variable-rate mortgage no fee min. 20 EUR fixed-rate mortgage early exit fee Guarantee for public auction 50 EUR depending on market conditions OVERLIMIT FEES - APPLICABLE TO ALL LOANS AND CREDITS Overlimit 5% 9% after 90 days Late interest payments 5% 9% after 90 days Conditions valid subject to approval of your application by the bank 2 The rate is set on the day the contract is signed and reset on the expiry date. 3 If the amount of the loan is greater than 75,000 EUR or if the duration of the loan is greater than 5 years, it will be considered as a personal loan. 4 In the event of a negative interest rate, the annual interest rate will never fall below the margin. Page 7 of 9 Last updated: 0/0/208

8 Payments of coupons and redeemable securities PAYMENT OF COUPONS PRESENTED TO OUR COUNTERS CORPORATE ACTIONS AND RELATED credited to account at our counters Mandatory and optional corporate actions on securities in custody no charge no fee no fee EUR 00 Corporate actions regulation on physical shares 0,50% (min 00 EUR EUR) Other paying office in Luxembourg no fee 2% (min 5 EUR / holding) Certificate issued for Class Actions EUR 250 IRS Section 302 tax reclassification USD 250 Other paying office abroad 2% (min 4 EUR / holding) 3% (min 5 EUR / holding) Discount charges / % (min EUR / holding) PAYMENT OF REDEEMABLE SECURITIES PRESENTED TO OUR COUNTERS credited to account at our counters Paying office: Banque de Luxembourg no fee no fee Other paying office in Luxembourg no fee,25% Other paying office abroad % min 4 EUR / holding.25% (min 4 EUR / holding) Discount charges / % (min EUR / holding) COUPON PLUS PACKAGE REINVESTING COUPONS AND SECURITIES CREDITED TO ACCOUNT Reinvestment in our funds "Sicav" BL and BL Fund Selection 50% discount on entry fees Coupons lodged more than 30 days before payment date are subject to a custody fee of 7 EUR per holding. Page 8 of 9 Last updated: 0/0/208

9 Young person account [ 0-25 ] years old PRIVATE BANKING SERVICES Private Banking fee 0.% / quarter + VAT 7% MY BANK [ 8-25 ] YEARS OLD Applies to assets (exc. cash and BL Funds) Account maintenance no fee Savings account [ 8-25 ] in euros 6 MY FIRST BANK [ 0-7 ] YEARS OLD annual interest rate 0.80% Account maintenance no fee value date 5 business days Savings account [ 0-7 ] in euros 2 6 Savings plan annual interest rate 0.80% deposits no fee value date 5 business days withdrawals no fee Savings plan automatic credit line 3 depending on market conditions deposit no fee Current account [ 8-25 ] withdrawal no fee annual interest rate n/a automatic credit line 8 years and over value date n/a Interest-paying current account [ 2-7 ] in euros Transfers in euros between EU member countries: charges shared 4 annual interest rate n/a by e-banking no fee value date n/a V PAY debit card weekly correspondence sent by post no fee annual fee no fee V PAY debit card [ 2-7 ] withdrawals from cash dispensers in the EU or Switzerland no fee annual fee no fee retail purchases in the EU or Switzerland no fee withdrawals from cash dispensers in the EU or Switzerland no fee Visa Classic or MasterCard Blue credit card retail purchases in the EU or Switzerland no fee annual fee no fee retail purchases in the EU or Switzerland no fee E-BANKING ACCESS [ 2-7 ] cash advance 2.00 EUR + 2% LuxTrust Scan Study loan 5 st device no fee annual interest rate 2.00% E-BANKING ACCESS [ 8-25 ] Services available for young people not included on this sheet are subject to standard conditions 2 Withdrawals and transfers possible as of 8 years LuxTrust Scan st device 3 Available as of age of 8, once the capital saved in the Savings Plan reaches 5,000 EUR and up to 50% of the capital saved (with a maximum limit of 2,500 EUR) 4 Transfers in euros, indicating the beneficiary's IBAN number and BIC code, 5 Subject to approval of application by the "Ministère de l'enseignement Supérieur" and the bank 6 Interest is paid on savings accounts on balances up to 00,000 EUR. Above this amount, no interest is paid. Page 9 of 9 Last updated: 0/0/208