Performance Evaluation Report for ILPs Included under the CPFIS for the Period Ended March 31, 2003 RETURN PERFORMANCE OVERVIEW

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1 Absolute Relative to Absolute Relative to Absolute Relative to Asset Alloc Asia Pac ex Japan Defensive Aviva Income Growth (SP) 30% MSCI FE Free ex Japan & 70% Aviva MM Income Growth 30% MSCI FE Free ex Japan & 70% Asset Alloc Asia Pac ex Japan Dynamic NTUC Enhanced Asset Alloc Asia Pac ex Japan Neutral 45% STI & 20% HSI & 15% SET & 20% SIBR3M AIA Acorns Of Asia Aviva Balanced Growth (SP) Aviva MM Balanced Growth NTUC Prime OAC Premier Link Balanced Asset Alloc Fix Term Global Dynamic Tri-Sector (HSBC Asset Alloc Global Defensive AIA Portfolio 30 AXA Inspire-Harvester Global Diversified Stable (HSBC Greatlink Lifestyle Secured Portfolio John Hancock Cautious Portfolio OAC Retirewise Conservative Strategy 60% MSCI AC FE Free Ex Jap Free Ind & 40% JP Morgan Sing Bd Ind 60% MSCI FE Free ex Japan & 40% 60% MSCI FE Free ex Japan & 40% 30% STI & 20% HSI & 10% SET & 40% SIBR3m 50% MSCI APac Fr Ex Jap Ind & 50% 1 Mth SIBID plus 1% Month SIBID % MSCI AC World Free & 75% JP Morgan Sing Bond JP Morgan Wrld Bd Ind & Singapore 3-m Inter Bank Rates & MSCI Wr 30% MSCI World & 70% SBWGBI (SGD) 60% Lehman Global Aggregate Bond 50% Hedged into S$, 10% MSCI World, 5% MSCI Far East Ex Jpn, 5% MSCI Singapore Free, 20% 6 Months SIBID 28% MSCI AC Wrld F & 72% SSB G5 Wrld Gov Bd Ind 30% MSCI World & 70% JP Morgan SGB Asset Alloc Global Dynamic AIA Portfolio 70 65% MSCI AC Wld Fr Ind & 20% JP Mrg SG Bd Ind & 15% SSBWGBI AXA Inspire-Seeker JP Morgan World Bond & MSCI World Global Diversified Growth (HSBC 70% MSCI World & 30% SBWGBI (SGD) Greatlink Lifestyle Progressive Portolio Higher 20% Lehman Global Aggregate Bond 50% Hedged into S$, 50% MSCI World, 15% MSCI Far East Ex Jpn, 15% MSCI Singapore Free John Hancock Adventurous Portfolio 60% MSCI AC Wrd F & 10% AMEX Biotech Ind & 30% SSB G5 WGBI John Hancock Pacific Harvest 70% MSCI AC FE ex Japan & 30% SSB Wrld Gov Bd (S$) OAC Retirewise Growth Strategy Higher 80% MSCI World & 20% JP Morgan SGB UOBLIFE FOF-United Millennium Trust III Higher 20% Sal G7 Gov Bond & 80% MSCI AC World Free Asset Alloc Global Neutral AIA Global Balanced 60% MSCI World Ind & 40% SSBWGBI AIA Portfolio 50 45% MSCI AC Wld Fr Ind & 40% JP Mrg SG Bd Ind & 15% SSBWGBI Aviva Global Managed Balanced 50% MSCI World & 45% JP Morgan (SP) Glb Trade Bd & 5% LIBOR Aviva Templeton Global Balanced (SP) 60% MSCI AC Wrld Fr Gross Ind & 40% JP Morgan Glb Govt Bd Ind AXA Inspire-Planner JP M Wrld Bd Ind & SG 3-m Inter Bank Rates & MSCI Wrl Ind AXA Life-Smart Investment 60% MSCI Wrl-Price & 40% WD Salomon WGBI Hedged USD translated t Global Diversified Balanced (HSBC 50% MSCI World & 50% SBWGBI (SGD) Greatlink Global Optimum 40% MSCI World & 60% Sal Smith Barney World Gov Bd Greatlink Global Supreme 50% MSCI World 50% Smith Barney Govt Bond

2 Absolute Relative to Absolute Relative to Absolute Relative to Greatlink Lifestyle Balanced Portfolio 35% Lehman Global Aggregate Bond 50% Hedged into S$, 40% MSCI World, 10% MSCI Far East Ex Jpn, 10% MSCI Singapore Free. 5% 6 Months SIBID Greatlink Lifestyle Steady Portfolio 50% Lehman Global Aggregate Bond 50% Hedged into S$, 30% MSCI World, 5% MSCI Far East Ex Jpn, 5% MSCI Singapore Free, 10% 6 Months SIBID John Hancock Balanced Portfolio 55% MSCI AC Wrld F & 45% SSB G5 Wrld Gov Bd Ind John Hancock Global Balanced 60% MSCI AC Free Gross Ind & 40% SSB Wrld Gov Bd Ind Manulife Golden Balanced Growth 60% Straits Times Ind & 40% Salomon Wrld Bd Ind Manulife Golden Global Balanced 60% MSCI Ac World Free 40% SSB World Govt Bond ex Japan In OAC Retirewise Balanced Strategy 50% MSCI World & 50% JP Morgan SGB Premium Balanced (HSBC 30% MSCI World & 30% MSCI Singapore & 40% 3 M SIBOR Prulink Global Managed 50% MSCI World Free & 50% SSBWGBI UOBLIFE FOF-United Millennium Trust I 60% Sal G7 Gov Bond & 40% MSCI AC World Free UOBLIFE FOF-United Millennium Trust II 40% Sal G7 Gov Bond & 60% MSCI AC World Free Asset Alloc Singapore Neutral John Hancock Money Growth Plan 60% STI & 40% SIBID NTUC Trust 60% STI & 40% SIBR3M Prulink Singapore Managed 70% MSCI Singapore Free & 30% UOB All Equity ASEAN Greatlink ASEAN Growth Higher Composite Of MSCI Sing/Malaysia/Philippines/Thailand/ Indonesia Equity Asia Pacific Greatlink Pan Asia Higher MSCI AC Asia Pacific UOBLIFE FOF-United Asia Top-50 Higher MSCI AC Far East Free Grs USD UOBLIFE FOF-United Regional Growth Higher MSCI AC Asia Pacific FF USD Equity Asia Pacific ex Japan AIA Regional Equity Higher MSCI AC FE Free ex-japan Asia Premier Growth Higher MSCI AC Asia Pacific ex Japan Aviva Asia Pacific Growth (SP) Higher FTSE Pacific ex-japan Aviva Capital Growth (SP) Higher 90% MSCI FE Free ex Japan & 10% Aviva MM Capital Growth Higher 90% MSCI FE Free ex Japan & 10% AXA Life-Value Growth Higher 50% MSCI SG % 30% MSCI AC FE Fr ex-jap ex-sg & 20% 3-m SIBOR (SG Greatlink Enhancer Higher MSCI All Countries Asia Pac ex Jp Greatlink Far East Ex Japan Equities Higher MSCI Far East Ex Japan John Hancock Pacific Equity Higher MSCI AC Asia Pacific Free ex Japan John Hancock Pacific Finance Higher MSCI AC FE Free ex Japan (S$) Manulife Golden Asia Growth Higher MSCI AC Far East Free ex Japan Manulife Golden Southeas Asia Special Situations Higher MSCI Far East ex Japan, ex Taiwan, ex Korea, ex China & ex Hong NTUC Takaful Higher 50% STI & 40% HSI & 10% SET OAC Premier Link Equity Higher MSCI Asia Pacific Free Ex Japan Premium Asia Growth (HSBC Higher MSCI AC FE ex Japan (SGD) Prulink Asian Equity Higher MSCI AC Far East Free Ex Japan UOB Lifelink Asia Higher MSCI AC FE FR ex Japan Grs USD UOBLIFE FOF-United Asia Higher MSCI AC FE Fe ex-japan Grs USD Equity China (Greater) John Hancock Greater China Higher MSCI Golden Dragon GRS USD Manulife Golden Regional China Higher MSCI Golden Dragon UOBLIFE FOF-United Greater China Higher MSCI Golden Dragon Grs USD Equity Euroland Aviva European Growth (SP) Higher DJ ESTOXX EUR Equity Europe Greatlink European Equity Higher MSCI Europe John Hancock European Equity Higher Morgan Stanley Composite (MSCI) Europe

3 Absolute Relative to Absolute Relative to Absolute Relative to NTUC European Equity Higher MSCI Europe Prulink European Blue Chip Higher FTSE EuroTop UOBLIFE FOF-United European Equity Higher MSCI Europe Grs USD Equity Europe Emerging Mkts Aviva EU Convergence Growth (SP) Higher Not Applicable Equity Fix Term Europe OAC Cap Protected Europe SGD Not Applicable Equity Fix Term Global AIA Select Feng Shou Not Applicable AIA Select Fu Yu Not Applicable AIA Select Opportunity Not Applicable AIA Select Safety Not Applicable Aviva S$ Capital Protected 6 Jun 07 Not Applicable John Hancock Capital Preservation 12 mths SGD Fixed Deposit Rate NTUC Dynamic Guaranteed Not Applicable OAC Cap Protected Global SGD Not Applicable Prulink Global Top 50 Guaranteed Not Applicable Prulink Life Sciences Guaranteed Not Applicable Prulink Life Sciences Guaranteed II Not Applicable Equity Fix Term Japan Prulink Japan Equity Guaranteed Not Applicable Equity Fix Term North America Prulink Technology Guaranteed Not Applicable Prulink Technology Guaranteed II Not Applicable Equity Global AIA Portfolio 100 Higher MSCI AC World Free Aviva Global Managed Equity (SP) Higher MSCI World Aviva Global Themes (SP) Higher MSCI World AXA Inspire-Entrepreneur Higher MSCI World Global Diversified High Growth s (HSBC Higher MSCI World (SGD) Global Dynamic All-Weather (HSBC MSCI World (SGD) Global Leaders (HSBC Higher MSCI World (SGD) Global Strategic 50 (HSBC Higher MSCI World (SGD) Greatlink Global 100 Growth Higher MSCI World (Total Return) Greatlink Global Growth Trends Portfolio Higher MSCI World Free Greatlink Global Intersection Higher MSCI World Greatlink Global Value Equity Higher MSCI World Greatlink Lifestyle Dynamic Portfolio Higher '70% MSCI World, 15% MSCI Far East Ex Jpn, 15% MSCI Singapore John Hancock Worldwide Equity Higher MSCI World Manulife Golden Sure Higher FTSE World Actuaries-Euro World Manulife Golden Worldwide Equity Higher MSCI World Free NTUC Global Equity Higher MSCI World OAC Retirewise Aggressive Strategy Higher MSCI World Prulink Global Equity Higher MSCI World Free Takaful Global (HSBC Higher Dow Jones Islamic Market (DJIM) (SGD) Takaful Sinaran (HSBC Dow Jones Islamic Extra-Liquid (S$) UOB Lifelink Global Higher MSCI AC World Free Grs USD UOBLIFE FOF-International Growth Higher MSCI AC World Free Grs USD Equity Global Emerging Mkts Aviva Emerging Countries Growth Higher MSCI Emerging Markets Free (SP) Equity Japan John Hancock Japan Growth Higher Nikkei NTUC Japanese Equity Higher Nikkei UOBLIFE FOF-United Japan Growth Higher Nikkei Equity Malaysia & Singapore AIA Growth 70% SES All Ind & 30% JP Morgan Sing Bd Ind Manulife Golden Singapore Growth Higher Capital weighted MSCI Singapore and MSCI Malaysia

4 Absolute Relative to Absolute Relative to Absolute Relative to UOB Lifelink Growth Higher Singapore Straits Times UOBLIFE FOF-Unifund Higher 50% SG Strait Times Ind & 50% KL EMAS Equity Singapore AXA Life-Fortress Higher Top 30 Sing Incorporate co listed on STI equal weighted Greatlink Singapore Equities Higher MSCI Singapore Free UOBLIFE FOF-United Growth Higher Singapore Straits Times Fixed Income Europe AXA Life-Europe Preservation Growth 1 Month SIBID AXA Life-Europe Preservation Growth Plus 1 Month SIBID Fixed Income Global Aviva Global Managed Bond JP Morgan Global Trade Aviva Shenton Dynamic Bond (SP) SalBro G5 WGB AXA Inspire-Guardian JP Morgan World Bond & Singapore 3-m Inter Bank Rates Global Diversified Conservative SBWGBI (Sal. Bros. World Govt (HSBC Bond ) (SGD) Greatlink Global Bond Lehman Global Aggregate Bond % Hegded into SGD John Hancock Worlwide Bond SSB G5 Government Bond Manulife Golden International Bond SSB Wrld Gov Bd (ex Japan) unhedged in S$ Prulink Global Bond SSB World Government Bond Fixed Income SGD AIA Regional Fixed Income JP Morgan Singapore Bond Greatlink Stable Bond Lower 6 Months SIBID NTUC Fixed Income UOB SGS Long Premium Lion Bond (HSBC Lower 6 month Step Ladder SIBID Floor s Global Prulink Protected Global Titans CPF Ordinary Account Interest Rate Money Market SGD Greatlink Cash Lower 1 Month Sing Doll Interbank Rate John Hancock Singapore Cash Lower 3 mth SGD InterBank Bid Rate OAC Premier Link Money Lower 1 Month SIBID Prulink Singapore Cash Lower 1-Month SIBID Sector - Biotechnology John Hancock Life Sciences Higher Nasdaq Biotechnology Manulife Golden Life Sciences Higher Nasdaq Biotechnology Sector - Healthcare Global AIA International Healthcare Higher MSCI World UOBLIFE FOF-United Global Healthcare Higher MSCI ACWIF Healthcare Grs USD Sector - TMT Global AIA Global Technology Higher Merrill Lynch 100 Technology Global Communication (HSBC Higher MSCI World Telecom (SGD) Greatlink Global Technology Higher MSCI World IT John Hancock Global Technology Higher Dow Jones Technology Manulife Golden Global Technology Higher FTSE World NTUC Technology Higher Nasdaq Composite Prulink Global Technology Higher FTSE All World IT Sector

5 3-YEAR RISK PERFORMANCE ANALYSIS & LATEST FUND SIZE AND EXPENSE RATIO INFORMATION Singapore Insurance Linked Information Ann Sharpe Volatility Best Qtr Worst Qtr Max Gain/Loss Latest Fnd Sz Dt Expense Expense Ratio Ratio Return Return Loss Ratio Ratio Ratio Rsk Fr 2.50% Size (m) (S$) Date Asset Alloc Asia Pac ex Japan Defensive Aviva Income Growth (SP) /31/ /31/2003 Aviva MM Income Growth /31/ /31/2003 Asset Alloc Asia Pac ex Japan Dynamic NTUC Enhanced /31/ /31/2003 Asset Alloc Asia Pac ex Japan Neutral AIA Acorns Of Asia /31/ /31/2003 AIA Greater China Balanced /31/2003 Aviva Balanced Growth (SP) /31/ /31/2003 Aviva MM Balanced Growth /31/ /31/2003 NTUC Prime /31/ /31/2003 OAC Premier Link Balanced /31/ /31/2003 Asset Alloc Fix Term Global Dynamic Tri-Sector (HSBC /31/ /31/2003 Asset Alloc Global Defensive AIA Portfolio /31/ /31/2003 AXA Inspire-Harvester /31/ /31/2003 Global Diversified Stable (HSBC /31/ * 12/31/2002 Greatlink Lifestyle Secured Portfolio /31/ * 12/31/2002 John Hancock Cautious Portfolio /31/ /31/2003 OAC Retirewise Conservative Strategy /31/ /31/2003 Asset Alloc Global Dynamic AIA Portfolio /31/ /31/2003 AXA Inspire-Seeker /31/ /31/2003 Global Diversified Growth (HSBC /31/ * 12/31/2002 Greatlink Lifestyle Progressive Portolio /31/ * 12/31/2002 John Hancock Adventurous Portfolio /31/ /31/2003 John Hancock Pacific Harvest /31/ /31/2003 OAC Retirewise Growth Strategy /31/ /31/2003 UOBLIFE FOF-United Millennium Trust III /31/ /31/2003 Asset Alloc Global Neutral AIA Global Balanced /31/ /31/2003 AIA Portfolio /31/ /31/2003 Aviva Global Managed Balanced (SP) /31/ /31/2003 AXA Inspire-Planner /31/ /31/2003 AXA Life-Smart Investment /31/ /31/2003 Global Diversified Balanced (HSBC /31/ * 12/31/2002 Greatlink Global Optimum /31/ /31/2003 Greatlink Global Supreme /31/ /31/2003 Greatlink Lifestyle Balanced Portfolio /31/ * 12/31/2002 Greatlink Lifestyle Steady Portfolio /31/ * 12/31/2002 John Hancock Balanced Portfolio /31/ /31/2003 John Hancock Global Balanced /31/ /31/2003 Manulife Golden Balanced Growth /31/ /31/2003 Manulife Golden Global Balanced /31/ /31/2003 OAC Retirewise Balanced Strategy /31/ /31/2003 Premium Balanced (HSBC /31/ * 12/31/2002 Prulink Asian Reach Managed /31/2003 Prulink Global Managed /31/ /31/2003 UOBLIFE FOF-United Millennium Trust I /31/ /31/2003 UOBLIFE FOF-United Millennium Trust II /31/ /31/2003 Asset Alloc Singapore Neutral John Hancock Money Growth Plan /31/ /31/2003 NTUC Trust /31/ /31/2003 Prulink Singapore Managed , /31/ /31/2003 Equity ASEAN Greatlink ASEAN Growth /31/ /31/2003 Equity Asia Pacific Greatlink Pan Asia /31/ /31/2003 UOBLIFE FOF-United Asia Top /31/ /31/2003 UOBLIFE FOF-United Regional Growth /31/ /31/2003 Equity Asia Pacific ex Japan AIA Regional Equity /31/ /31/2003 Asia Premier Growth /31/ /31/2003 Aviva Asia Pacific Growth (SP) /31/ /31/2003 Aviva Capital Growth (SP) /31/ /31/2003 Aviva MM Capital Growth /31/ /31/2003 AXA Life-Value Growth /31/ /31/2003 Greatlink Enhancer /31/ /31/2003 Greatlink Far East Ex Japan Equities /31/ /31/2003 John Hancock Pacific Equity /31/ /31/2003 John Hancock Pacific Finance /31/ /31/2003 Manulife Golden Asia Growth /31/ /31/2003 Manulife Golden Southeas Asia Special Situations /31/ /31/2003 NTUC Takaful /31/ /31/2003 OAC Premier Link Equity /31/ /31/ /31/ * 12/31/2002 Prulink Asian Equity /31/ /31/2003 UOBLIFE FOF-United Asia /31/ /31/2003 UOB Lifelink Asia /31/ /31/2003 Equity China (Greater) AIA Greater China Equity /31/2003 John Hancock Greater China /31/ /31/2003 Manulife Golden Regional China /31/ /31/2003 UOBLIFE FOF-United Greater China /31/ /31/2003 5

6 3-YEAR RISK PERFORMANCE ANALYSIS & LATEST FUND SIZE AND EXPENSE RATIO INFORMATION Singapore Insurance Linked Information Ann Sharpe Volatility Best Qtr Worst Qtr Max Gain/Loss Latest Fnd Sz Dt Expense Expense Ratio Ratio Return Return Loss Ratio Ratio Ratio Rsk Fr 2.50% Size (m) (S$) Date Equity Euroland Aviva European Growth (SP) /31/ /31/2003 Equity Europe Greatlink European Equity /31/ /31/2003 John Hancock European Equity /31/ /31/2003 NTUC European Equity /31/ /31/2003 Prulink European Blue Chip /31/ /31/2003 UOBLIFE FOF-United European Equity /31/ /31/2003 Equity Europe Emerging Mkts Aviva EU Convergence Growth (SP) /31/ /31/2003 Equity Fix Term Asia Pacific ex Japan AIA Select Asia /31/ /31/2003 Equity Fix Term Europe OAC Cap Protected Europe SGD /31/ /31/2003 Equity Fix Term Global AIA Select Feng Shou /31/ /31/2003 AIA Select Fu Yu /31/ /31/2003 AIA Select Opportunity /31/ /31/2003 AIA Select Safety /31/ /31/2003 Aviva S$ Capital Protected 6 Jun /31/ /31/ /31/ /31/2003 NTUC Dynamic Guaranteed /31/ /31/2003 OAC Cap Protected Global SGD /31/ /31/2003 Prulink Global Top 50 Guaranteed /31/ /31/2003 Prulink Life Sciences Guaranteed II /31/ /31/2003 Prulink Life Sciences Guaranteed /31/ /31/2003 Equity Fix Term Japan Prulink Japan Equity Guaranteed /31/ /31/2003 Equity Fix Term North America Prulink Technology Guaranteed II /31/ /31/2003 Prulink Technology Guaranteed /31/ /31/2003 Equity Global AIA Portfolio /31/ /31/2003 Aviva Global Managed Equity (SP) /31/ /31/2003 Aviva Global Themes (SP) /31/ /31/2003 AXA Inspire-Entrepreneur /31/ /31/2003 Global Diversified High Growth s (HSBC /31/ * 12/31/2002 Global Dynamic All-Weather (HSBC /31/ * 12/31/2002 Global Leaders (HSBC /31/ * 12/31/2002 Global Strategic 50 (HSBC /31/ * 12/31/2002 Greatlink Global 100 Growth /31/ /31/2003 Greatlink Global Growth Trends Portfolio /31/ /31/2003 Greatlink Global Intersection /31/ /31/2003 Greatlink Global Value Equity /31/ /31/2003 Greatlink Lifestyle Dynamic Portfolio /31/ * 12/31/2002 John Hancock Worldwide Equity /31/ /31/2003 Manulife Golden Sure /31/ /31/2003 Manulife Golden Worldwide Equity /31/ /31/2003 NTUC Global Equity /28/ /31/2003 OAC Retirewise Aggressive Strategy /31/ /31/2003 Prulink Global Equity /31/ /31/2003 Takaful Global (HSBC /31/ * 12/31/2002 Takaful Sinaran (HSBC /31/ * 12/31/2002 UOBLIFE FOF-International Growth /31/ /31/2003 UOB Lifelink Global /31/ /31/2003 Equity Global Emerging Mkts Aviva Emerging Countries Growth (SP) /31/ /31/2003 Equity Japan John Hancock Japan Growth /31/ /31/2003 NTUC Japanese Equity /31/ /31/2003 UOBLIFE FOF-United Japan Growth /31/ /31/2003 Equity Malaysia & Singapore AIA Growth /31/ /31/2003 Manulife Golden Singapore Growth /31/ /31/2003 UOBLIFE FOF-Unifund /31/ /31/2003 UOB Lifelink Growth /31/ /31/2003 Equity Singapore AXA Life-Fortress /31/ /31/2003 Greatlink Singapore Equities /31/ /31/2003 UOBLIFE FOF-United Growth /31/ /31/2003 Fixed Income Europe AXA Life-Europe Preservation Growth Plus /31/ /31/2003 AXA Life-Europe Preservation Growth /31/ /31/2003 Fixed Income Global Aviva Global Managed Bond /31/ /31/2003 AXA Inspire-Guardian /31/ /31/2003 Global Diversified Conservative (HSBC /31/ * 12/31/2002 Greatlink Global Bond /31/ /31/2003 John Hancock Worlwide Bond /31/ /31/2003 Manulife Golden International Bond /31/ /31/2003 Prulink Global Bond /31/ /31/2003 Fixed Income SGD AIA Regional Fixed Income /31/ /31/2003 Greatlink Stable Bond /31/ * 12/31/2002 Premium Lion Bond (HSBC /31/ * 12/31/2002 6

7 3-YEAR RISK PERFORMANCE ANALYSIS & LATEST FUND SIZE AND EXPENSE RATIO INFORMATION Singapore Insurance Linked Information Ann Sharpe Volatility Best Qtr Worst Qtr Max Gain/Loss Latest Fnd Sz Dt Expense Expense Ratio Ratio Return Return Loss Ratio Ratio Ratio Rsk Fr 2.50% Size (m) (S$) Date Floor s Global Prulink Protected Global Titans /31/ /31/2003 Money Market SGD Greatlink Cash /31/ /31/2003 John Hancock Singapore Cash /31/ /31/2003 OAC Premier Link Money /31/ /31/2003 Prulink Singapore Cash /31/ /31/2003 Sector - Biotechnology John Hancock Life Sciences /31/ /31/2003 Manulife Golden Life Sciences /31/ /31/2003 Sector - Healthcare Global AIA International Healthcare /31/ /31/ /31/ /31/2003 Sector - TMT Global AIA Global Technology /31/ /31/ /31/ * 12/31/2002 Greatlink Global Technology /31/ /31/2003 John Hancock Global Technology /31/ /31/2003 Manulife Golden Global Technology /31/ /31/2003 NTUC Technology /31/ /31/2003 Prulink Global Technology /31/ /31/2003 * NOTE: These expense ratios are not up to end of March 2003 but already represent the most up-to-date information submitted by the FMCs/Insurers. 7