CONSISTENCY. Russell Investments Model Portfolios. The consistency you need to plan ahead. russellinvestments.com
|
|
- Emory Walton
- 5 years ago
- Views:
Transcription
1 CONSISTENCY Russell Investments Model Portfolios The consistency you need to plan ahead russellinvestments.com
2 The consistency you need to plan ahead. Life can be unpredictable, but to plan for the future, you ll want as much certainty as possible. That s why at Russell Investments, we produce ten year forecasts that predict the performance of our Model Portfolios with 95% confidence. We know that you need investments solutions that you can trust to perform in line with your expectations. And in 7 rolling annual periods since inception in, across all Model Portfolios, 95% of the time they have delivered returns as predicted or better to 1 standard deviation. 9% have delivered with less risk than forecasted. Despite the market turbulence we have seen in recent years, this demonstrates a reassuring level of consistency. Over the long-term, staying invested in a well-diversified multi-asset portfolio can reap the rewards that you need to enjoy the future you have planned. As with all investments, remember that your capital is at risk and any forecast, projection or target is indicative only and not guaranteed in any way. Russell Investments in numbers Data as at December 1. 95% Delivered as predicted or better to 1 standard deviation* % Delivered within standard deviations* 5% Delivered higher returns than expected 9% Delivered with less risk than forecast 7 Performances Measured *Standard deviation is applied to the annual rate of return of an investment to measure the investment s volatility, it is a statistical measurement that illustrates historical volatility. For example, a volatile stock has a high standard deviation, while the deviation of a stable stock is lower. A large dispersion indicates how much the return on the fund is deviating from the expected normal returns. Russell Investments Model Portfolio Performance These charts show the performance of the Model Portfolios since inception measured against our forecasted returns. Although we recommend staying invested over the long term, performance is shown in rolling twelve month periods to be in keeping with the review meeting cycle. SECURE PORTFOLIO* RETURN:.1% RISK:.% 1 1 Modelled Annual - s.d.. + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. / Russell investments model portfolios / Russell Investments
3 CAUTIOUS PORTFOLIO* 1 RETURN:.5% RISK: 5.% - s.d Modelled Annual + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. CONSERVATIVE PORTFOLIO* RETURN:.3% RISK:.3% 1 - s.d Modelled Annual + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. MODERATE PORTFOLIO* RETURN: 5.% RISK:.3% Modelled Annual - s.d + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. Risk and return figures are potential returns calculated by Russell Investments using our own forecasts for capital markets over the coming years. Russell Investments / Russell investments model portfolios / 3
4 Using the BALANCED PORTFOLIO as an example, identifying individual time periods allows us to see that poor performance in one period will frequently be followed by strong performance as recovery occurs. This demonstrates the value of staying invested through turbulent times. For example, performance was down 3% in the rolling period ending May, but by the same period 1 year on, returns were up to 1%. BALANCED PORTFOLIO* RETURN: 5.5% RISK: 9.% - s.d Modelled Annual + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. PROGRESSIVE PORTFOLIO* RETURN: 5.5% RISK: 9.% - s.d Modelled Annual + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. ADVENTUROUS PORTFOLIO* RETURN:.% RISK:.% Modelled Annual - s.d + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. Risk and return figures are potential returns calculated by Russell Investments using our own forecasts for capital markets over the coming years. 3 / Russell investments model portfolios / Russell Investments
5 GROWTH PORTFOLIO* RETURN:.% RISK: 13.3% Modelled Annual - s.d + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. AGGRESSIVE PORTFOLIO* RETURN:.9% RISK:.% Modelled Annual - s.d + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. AGGRESSIVE PLUS PORTFOLIO* Modelled Annual RETURN: 7.3% RISK: 1.3% - s.d + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. RETURN: % RISK:.% MULTI ASSET GROWTH FUND III* Modelled Annual - s.d + s.d Annual Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. Source: Morningstar and Russell Investments as at December 1. All performance numbers are net of fees. Risk and return figures are potential returns calculated by Russell Investments using our own forecasts for capital markets over the coming years. Russell Investments / Russell investments model portfolios /
6 For more information please contact your financial adviser. IMPORTANT INFORMATION Unless otherwise specified, Russell Investments is the source of all data. All information contained in this material is current at the time of issue and, to the best of our knowledge, accurate. Any opinion expressed is that of Russell Investments, is not a statement of fact, is subject to change and does not constitute investment advice. Please note that the value of investment and the income derived from them may go down as well as up and an investor may not receive back the amount originally invested. Any past performance figures are not a guide to future performance. Standard deviation is applied to the annual rate of return of an investment to measure the investment s volatility, it is a statistical measurement that illustrates historical volatility. For example, a volatile stock has a high standard deviation, while the deviation of a stable stock is lower. A large dispersion indicates how much the return on the fund is deviating from the expected normal returns. Our Capital Market assumptions are based on historical data. We use all historical data available, which goes back 15 to + years depending on the asset class. This time range covers a spectrum of market scenarios (in both good and bad markets). Issued by Russell Investments Limited, a company incorporated in England and Wales under registered number 3 and with its registered office at: Rex House, Regent Street, London SW1Y PE. Telephone 7. Authorised and regulated by the FCA, Endeavour Square, London, E 1JN MCR M5 Expires: January russellinvestments.com
Capacity for Loss Guide
RUSSELL INVESTMENTS DUE DILIGENCE Capacity for Loss Guide May 1 A client s ability to absorb falls in the value of their investment. If any loss of capital would have a materially detrimental effect on
More informationFiduciary Management Find your path to the funding level you need
Fiduciary Management Find your path to the funding level you need Partnering with you every step of the way FOR PROFESSIONAL CLIENTS ONLY Understanding what keeps you up at night. UK PENSION SCHEMES FACE
More informationInvestment Update. Secure Portfolio October 2018 RUSSELL INVESTMENTS
RUSSELL INVESTMENTS Investment Update Secure Portfolio October 2018 This report is designed for use by the financial advisor to assist in making a personal recommendation or managing investments for the
More informationInvestment Update. Adventurous Portfolio February 2018 RUSSELL INVESTMENTS
RUSSELL INVESTMENTS Investment Update Adventurous Portfolio February 2018 This report is designed for use by the financial advisor to assist in making a personal recommendation or managing investments
More informationInvestment Update. Balanced Portfolio July 2018 RUSSELL INVESTMENTS
RUSSELL INVESTMENTS Investment Update Balanced Portfolio July 2018 This report is designed for use by the financial advisor to assist in making a personal recommendation or managing investments for the
More informationProgressive Portfolio November 2018
RUSSELL INVESTMENTS Investment Update Progressive Portfolio November 2018 For Financial Advisers to use with their clients Contents The cycle of market emotions Over the lifetime of an investment you will
More informationRussell Investments China Equity Fund
Russell Investments China Equity Fund The most comprehensive way to capture opportunities in China FOR PROFESSIONAL CLIENTS ONLY Fund objective The Fund aims to achieve long term capital appreciation by
More informationBEHAVIOUR. How to avoid common behavioural biases and their detrimental impact on investor portfolios. russellinvestments.com
BEHAVIOUR How to avoid common behavioural biases and their detrimental impact on investor portfolios russellinvestments.com INVESTOR BEHAVIOUR INVESTOR EMOTIONS INVESTOR BELIEFS What drives investors to
More informationThe Integration of ESG issues
The Integration of ESG issues Some brief observations on Russell s approach to incorporating ESG criteria into our asset manager research process Helma Verkouw, associate director Benelux & Germany and
More informationInvestment Update. Growth Portfolio November 2018 RUSSELL INVESTMENTS
RUSSELL INVESTMENTS Investment Update Growth Portfolio November 2018 This report is designed for use by the financial advisor to assist in making a personal recommendation or managing investments for the
More informationBEST PRACTICES FOR RESPONSIBLE INVESTING
BEST PRACTICES FOR RESPONSIBLE INVESTING Portfolio management, research, ownership and collaboration May 2018 ABSTRACT In the coming years, Responsible Investing will be routine. Understanding how Environment,
More informationRussell Investments Unconstrained Bond Fund
Russell Investments Unconstrained Bond Fund Seeking positive returns in a low interest rate environment FOR PROFESSIONAL CLIENTS ONLY. FOR PROFESSIONAL CLIENTS ONLY Fund objective The Fund aims to achieve
More informationInvestment Update. Multi Asset Growth I February 2019 RUSSELL INVESTMENTS
RUSSELL INVESTMENTS Investment Update Multi Asset Growth I February 209 This report is designed for use by the financial advisor to assist in making a personal recommendation or managing investments for
More informationMULTI-ASSET CORE INCOME. Your Dynamic Planner risk profile explained. This document is for use with a financial adviser only For promotional purposes
MULTI-ASSET CORE INCOME Your Dynamic Planner profile explained This document is for use with a financial adviser only For promotional purposes Your Dynamic Planner profile explained It is important that
More informationRUSSELL INVESTMENTS Invested in outcomes. Exploring our outcome-oriented approach for individual investors.
RUSSELL INVESTMENTS Invested in outcomes Exploring our outcome-oriented approach for individual investors. Invested in outcomes At Russell Investments, we provide solutions that are designed with your
More informationInvestment Update. Multi Asset Growth III September 2018 RUSSELL INVESTMENTS
RUSSELL INVESTMENTS Investment Update Multi Asset Growth III September 208 This report is designed for use by the financial advisor to assist in making a personal recommendation or managing investments
More informationWhat Works. Our time-tested approach to investing is very straightforward. And we re ready to make it work for you. Three important steps.
What Works Our time-tested approach to investing is very straightforward. And we re ready to make it work for you. Three important steps. Ten effective principles. Three important steps. Ten effective
More informationCity of LA 457 Plan Plan Structure Review
June 15, 2010 City of LA 457 Plan Plan Structure Review Susan Dalton, Los Angeles www.mercer.com Proposed Investment Structure Contents Overview Proposed Investment Structure Mid Cap Equity Appendix 1
More informationRussell Investments Emerging Markets Equity Fund
Russell Investments Emerging Markets Equity Fund Seizing the full range of emerging opportunities FOR PROFESSIONAL CLIENTS ONLY Fund objective The Fund aims to deliver strong and consistent excess returns
More informationFUND INFORMATION DOCUMENT. e-investments Managed Growth Fund 6
FUND INFORMATION DOCUMENT e-investments Managed Growth Fund 6 Fund information document Managed Growth Fund 6 Why is it important to read this document? This is a non-advised service which means we ll
More informationProxy Voting Policies and Procedures
Proxy Voting Policies and Procedures Version 1.0 May 2015 This material is only intended for the use of clients or potential clients of Russell Investments As adopted by: Frank Russell Company I. Overview
More informationOnline investments Fund information document
Online investments Fund information document Managed Growth Fund 4 Fund information document Managed Growth Fund 4 Why is it important to read this document? This is a non-advised service which means we
More informationOptimum Investment Management Enterprise Fund
Optimum Investment Management Enterprise Fund Annual Short Report For the year ended 30 November 2015 Optimum Investment management Enterprise Fund Short Report For the year ended 30 November 2015 Fund
More informationSample VA Asset Allocation Portfolio
International Fixed Portfolio 1 - Very Conservative 30% Risk Free 1-3 Gov. Bonds 1.58% 54% US Broad Aggregate Bonds 6.12% 9% US Stock S&P 500 6.32% 1% US Stock S&P 400 14.03% 1% US Stock Russell 2000 9.45%
More informationB % B E F % F O % B B % E % F % F
Update Russell Investments Corporate Inc. has declared ordinary dividends to shareholders in the following Russell LifePoints Portfolios and Russell Sovereign Investment es. The dividends are payable on
More informationMyFolio. Understanding risk and reward. February 2015
MyFolio Understanding risk and reward February 2015 The opinions expressed are those of Standard Life Investments as of January 2014 and are subject to change at any time due to changes in market or economic
More informationImage: The Caribbean Sea and Curacao RESPONSIBLE INVESTING ACTIVELY DESIGNING SOLUTIONS FOR THE FUTURE
Image: The Caribbean Sea and Curacao RESPONSIBLE INVESTING ACTIVELY DESIGNING SOLUTIONS FOR THE FUTURE OUR APPROACH NOT ALL RESPONSIBLE INVESTMENT SOLUTIONS ARE CREATED EQUAL Different organisations define
More informationFTSE All Share What is it?
How the portfolios have done so far which is Dec 14 as the newest fund (Aviva Investors Multi Strategy Target Income) was launched at this point given the portfolio returns in its entirety. I have used
More informationM&G Short Dated Corporate Bond Fund
M&G Short Dated Corporate Bond Fund a sub-fund of M&G Investment Funds (2) Annual Short Report May 2017 For the year ended 31 May 2017 Fund information The Authorised Corporate Director (ACD) of M&G Investment
More informationRisk Assessment Questionnaire
Risk Assessment Questionnaire Client Name: Highest The Adventurous Investor The adventurous investor aims to achieve the highest possible returns over the long term. They are not concerned about possible
More informationLiberty Mutual 401(k) Plan Annual Fee Disclosure Statement
Liberty Mutual 401(k) Plan Annual Fee Disclosure Statement Important information about Your Options, Fees and Other Expenses The Liberty Mutual 401(k) Plan (the Plan ) is a great way to build savings for
More informationUsing Options to Manage Volatility
Using Options to Manage Volatility CBOE European Risk Management Conference Scott Maidel, CFA Senior Portfolio Manager OCTOBER 2013 Important information and disclosures Russell Investment Group is a Washington,
More informationUNDERSTANDING YOUR INVESTMENT PORTFOLIO A GUIDE FOR OUR MANAGED PORTFOLIO SERVICE
UNDERSTANDING YOUR INVESTMENT PORTFOLIO A GUIDE FOR OUR MANAGED PORTFOLIO SERVICE CONTENTS Our Approach to Building Your Portfolio 03 Getting Started 03 Investment Objectives 04-05 Understanding Investment
More informationThe Retirement Account. Certainty, flexibility and simplicity for life
Certainty, flexibility and simplicity for life Introducing Retirement Advantage Retirement Advantage is a well-established company that can trace its roots back to 1852. We provide those who are in, at
More informationThe Retirement Account. Investment Fund Summary
The Retirement Account Investment Fund Summary This Investment Fund Summary is relevant only if you have selected the Pension Drawdown or Pension Savings options within your Retirement Account. Investing
More informationPutting the smart back into beta
Putting the smart back into beta By: Lloyd Raynor, CFA, Associate Director, Pension Solutions Group EXECUTIVE SUMMARY: The use of market capitalisation-weighted indices has been the cornerstone of portfolio
More informationFact Sheet User Guide
Fact Sheet User Guide The User Guide describes how each section of the Fact Sheet is relevant to your investment options research and offers some tips on ways to use these features to help you better analyze
More informationChoosing investment funds Lifestyle Investment Programmes
Choosing investment funds Lifestyle Investment Programmes Contents 1 Introduction Lifestyle investment programmes How do these programmes work? 5 Why the Retirement Protection Fund and the Halifax Fund?
More informationRussell Investments: Fixed Income Trading
Russell Investments: Fixed Income Trading Jason Lenzo Director; Equity, Fixed Income & FX Trading Brandon Rasmussen - Head of Fixed Income Trading EXECUTIVE SUMMARY Meeting our clients objectives has driven
More informationA. 2 3 years 20 B. 4 6 years 38 C years 50 D. 10+ years 69
RISK TOLERANCE Client Name(s): Date: What type of investor are you? The answers provided on this score sheet will help give you an indication of which investment strategy may be appropriate for your current
More information(Modern Portfolio Theory Review)
(Modern Portfolio Theory Review) IFS-A76898 Charts 1-9 Reminder: You must include the Modern Portfolio Theory Disclosure pages with all charts you select to use, either individually or as a group. Information
More informationOver 50s Life Insurance More than a memory
Over 50s Life Insurance More than a memory Put what you can in place for those you care about. Whether it s to help contribute towards the costs of your funeral, or simply as a gift that could help make
More informationResponsible Ownership: Proxy and Engagement Report
Responsible Ownership: 2017 Proxy and Engagement Report March 2018 Introduction Russell Investments believes that being an active owner is an important component of its investment responsibilities. Through
More informationBuilding an Investment Strategy
Building an Investment Strategy Building an investment strategy that meets your risk tolerance and investment objectives is critical to successfully preparing for retirement. There are three key steps
More informationThis application form is for changing the default investment choice.
14A0608 CHANGE OF DEFAULT INVESTMENT Application form This application form is for changing the default investment choice. It can be used with the following existing group pension plans: Retirement Solutions
More informationSmooth investing made easy. Aviva Smooth Managed Fund
The Aviva Smooth Managed Fund Smooth investing made easy 1 Smooth investing made easy Welcome to the Aviva Smooth Managed Fund The Smooth Managed Fund is designed to deliver growth over the medium to long
More informationINTERIM SHORT REPORT. Henderson Institutional Emerging Markets Fund. For the six months ended 30 April 2015
INTERIM SHORT REPORT For the six months ended 30 April 2015 Henderson Institutional Emerging Markets Fund Henderson Institutional Emerging Markets Fund Short Report For the six months ended 30 April 2015
More informationQuestions and answers about Russell Model Strategies allocation changes
JANUARY 15, 2015 Questions and answers about Russell Model Strategies allocation changes Summary: The global financial markets are dynamic, never constant nor predictable. We believe investors should have
More informationSCOTTISH WIDOWS GROUP PERSONAL PENSION/ GROUP STAKEHOLDER PENSION EXAMPLE ILLUSTRATIONS TRANSFERS
SCOTTISH WIDOWS GROUP PERSONAL PENSION/ GROUP STAKEHOLDER PENSION EXAMPLE ILLUSTRATIONS TRANSFERS THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO
More informationWhat type of investor are you?
Nonqualified deferred compensation What type of investor are you? Whether it s your first time investing or you just want to see if your investment style has changed, the two questions to answer are: How
More informationDEFAULT INVESTMENT OPTIONS FOR AUTO ENROLMENT
DEFAULT INVESTMENT OPTIONS FOR AUTO ENROLMENT All auto enrolment schemes need to have an appropriate default investment in place. In order to promote good practice when selecting an appropriate default,
More informationFlexible Guarantee Bond Series 3
Flexible Guarantee Bond Series 3 Supplementary Information Document (SID) This document provides you with additional important information to help you to decide whether our Flexible Guarantee Bond is right
More informationYOUR GUIDE TO GETTING STARTED
Rochester Regional Health 401(k) Defined Contribution Plan Invest in your retirement and yourself today, with help from the Rochester Regional Health 401(k) Defined Contribution Plan and Fidelity. YOUR
More informationSMART PLANNING FOR SMART PEOPLE. guide to investing
SMART PLANNING FOR SMART PEOPLE guide to investing 2 GUIDE TO INVESTING 3 INTRODUCTION Contents What does investing mean? 4 Understanding your needs and requirements 6 Understanding risk 8 Spreading the
More informationIntroduction to investments
Introduction to investments Contents Risk versus return 3 Asset classes 4 Defensive and growth asset classes 5 Asset class performance 6 Managing risk 7 Index and active investment 10 Impact of inflation
More informationAn introduction to investing your retirement savings The Trust Investment Guide
An introduction to investing your retirement savings The Trust Investment Guide Investing in your future The aim of this guide is to help you understand a little more about investing your retirement savings,
More information7IM MODEL PORTFOLIO SERVICE
7IM MODEL PORTFOLIO SERVICE The 7IM Model Portfolio Service is a range of risk-managed portfolios which benefit from our structured, disciplined and institutional approach to investment. Simone Guidi,
More informationStock Market Expected Returns Page 2. Stock Market Returns Page 3. Investor Returns Page 13. Advisor Returns Page 15
Index Stock Market Expected Returns Page 2 Stock Market Returns Page 3 Investor Returns Page 13 Advisor Returns Page 15 Elections and the Stock Market Page 17 Expected Returns June 2017 Investor Education
More informationONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS.
ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS. Why is it important to read this document? This document explains the funds available for you to invest in through our Investment ISA, which is a Stocks
More informationSmart Investment Management Risk-Graded Portfolios
Smart Investment Management Risk-Graded Portfolios Smart Investment Management A new type of discretionary investment manager With over 100 firms in the UK offering discretionary investment management,
More informationWhat is Risk? How has the risk questionnaire been designed? Sean Sample and Lisa Sample. 2 February 2017
Sean Sample and Lisa Sample 2 February 2017 Attitude to Risk Report for: Sean Sample and Lisa Sample Prepared By: Jerry Rolls It is important to understand the level of risk you are prepared to take with
More informationFIXED SUM LOAN AGREEMENT
FIXED SUM LOAN AGREEMENT FIXED SUM LOAN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 We will give you a loan on the terms set out below if you sign the agreement within 30 days of the date of your
More information2 GUIDE TO INVESTING
GUIDE TO INVESTING At Intrinsic our approach to investment advice is based on clearly understanding your financial situation, your goals, and how much risk you are prepared to take with your money. 2 GUIDE
More informationASSET ALLOCATION MADE EASY
ASSET ALLOCATION MADE EASY REACHING YOUR GOALS AT YOUR PACE Most people can rattle off their investment goals: retirement, college tuition, a new house. That s easy. What s harder is successfully reaching
More informationRussell Investments: Fixed Income Trading
Russell Investments: Fixed Income Trading Jason Lenzo Director; Equity, Fixed Income & FX Trading Brandon Rasmussen - Head of Fixed Income Trading August 2017 EXECUTIVE SUMMARY Meeting our clients objectives
More information15285 AccessIntroBookEngCover 4/3/06 12:34 PM Page 1 ACCESS A NEW LEVEL OF PORTFOLIO MANAGEMENT
15285 AccessIntroBookEngCover 4/3/06 12:34 PM Page 1 ACCESS A NEW LEVEL OF PORTFOLIO MANAGEMENT 15285 AccessIntroBookEngCover 4/3/06 12:34 PM Page 2 15285 AccessIntroBookEngCover 4/3/06 12:34 PM Page 3
More informationBalancing Risk with Return. Nationwide Investor Destinations Funds
Balancing Risk with Return Nationwide Investor Destinations Funds As of June 30, 2017 Nationwide Investor Destinations Funds Nationwide Investor Destinations Funds are risk-based asset allocation funds.
More informationMarketing material. A guide to multi-manager investing
Marketing material A guide to multi-manager investing What is multi-manager investing? Multi-manager funds invest in a selection of individual funds to form a complete portfolio in one package. They re
More informationThank you for choosing a Pension Portfolio Plan with Royal London. You ll need to complete this application form to apply for your plan.
65A55 BENEFICIARY INCOME RELEASE Application form Thank you for choosing a Pension Portfolio Plan with Royal London. You ll need to complete this application form to apply for your plan. 1 Important information
More informationEnrollment Overview. for SoutheastHEALTH Retirement Plan. Prepare for the next chapter in life
Prepare for the next chapter in life The Difference is How You re Treated More information available at www.sehealthretirement.com Enrollment Overview for SoutheastHEALTH Retirement Plan Products and financial
More informationSERVING A STRONG FUTURE
ENROLLMENT OVERVIEW SERVING A STRONG FUTURE HPOU 457 DEFERRED COMPENSATION PLAN PRODUCTS AND FINANCIAL SERVICES PROVIDED BY AMERICAN UNITED LIFE INSURANCE COMPANY, A ONEAMERICA COMPANY PREPARE FOR YOUR
More informationSCOTTISH WIDOWS PREMIER PENSION PORTFOLIO FUNDS
SCOTTISH WIDOWS PREMIER PENSION PORTFOLIO FUNDS SCOTTISH WIDOWS PREMIER PENSION PORTFOLIO FUNDS BUILD ON OUR WELL-ESTABLISHED PENSION PORTFOLIO FUNDS. THEY AIM FOR BETTER POTENTIAL RETURNS FOR BROADLY
More informationOur fund range and investments
ONLINE INVESTMENTS Online investments Our fund range and investments Why is it important to read this document? This document explains the funds available for you to invest in through our Investment ISA,
More informationSavings interest rates for accounts no longer available Rates correct as at 4 April 2018
Page 1 of 5 Savings interest rates for accounts no longer available Rates correct as at 4 April 2018 Allsavingsratesarevariableandpaidyearly,unlessotherwisestated. The Bank of England base rate is currently
More informationDETERMINING A FAIR PRICE
DETERMINING A FAIR PRICE Disclaimer: All stock references are meant to be used for educational purposes. No recommendation for purchase or sale is intended or implied. Ken Kavula President Mid-Michigan
More informationDiversified investment portfolios, managed by experts
Octopus Portfolio Manager Diversified investment portfolios, managed by experts Octopus Portfolio Manager Octopus Portfolio Manager gives investors access to some of the most effective investment strategies
More informationRETIREMENT ACCOUNT GOVERNED INVESTMENT STRATEGIES. Client Guide
RETIREMENT ACCOUNT GOVERNED INVESTMENT STRATEGIES Client Guide CHOOSING SCOTTISH WIDOWS RETIREMENT ACCOUNT OUR RETIREMENT ACCOUNT OFFERS YOU: FLEXIBILITY Retirement Account can hold both pre (Retirement
More informationSecureOption Focus. A fixed deferred annuity. Your future Your focus. hij abc
SecureOption Focus A fixed deferred annuity Your future Your focus hij abc It s time to focus on YOUR needs for the future with the guarantees provided by SecureOption Focus. Securian offering financial
More informationL&G Multi-Index EUR Funds
October 2017 Legal & General Investment Management L&G EUR Funds October 2017 For Financial Broker use only This is not a consumer advertisement. It is intended for professional financial advisers and
More informationUBS Absolute Return Giving you confidence in your financial decisions, in all market conditions.
UBS Absolute Return Giving you confidence in your financial decisions, in all market conditions. How can you benefit from positive investment returns in a risk-controlled fashion? UBS Absolute Return.
More informationGOVERNANCE REVIEW 2017 FULL REPORT
GOVERNED INVESTMENT STRATEGIES (GIS) GOVERNANCE REVIEW 2017 FULL REPORT This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person. As part
More informationHSBC World Selection Portfolios
HSBC World Selection Portfolios Broad diversification through one single investment Introduction At HSBC we believe a multi-asset approach is important when creating a sound financial strategy. HSBC World
More informationL&G Multi-Index EUR Funds
December 2017 Legal & General Investment Management L&G EUR Funds December 2017 For Financial Broker use only LGIM Ref: RET/0109 Customer-focused proposition SOLUTIONS Managed For You BUILDING BLOCKS Managed
More informationExplaining risk, return and volatility. An Octopus guide
Explaining risk, return and volatility An Octopus guide Important information The value of an investment, and any income from it, can fall as well as rise. You may not get back the full amount they invest.
More informationthe tortoise & the hare
the tortoise & the hare Q 3 2018 Economic Overview The FED delivered its anticipated rate hike last week, its eighth since December 2015, raising rates to 2.25%. It happened on the back of confirmed US
More informationTARGET ALLOCATION PORTFOLIOS
TARGET ALLOCATION PORTFOLIOS A convenient single-solution approach to investing Life and work are so busy these days, it s no wonder that investment planning often falls to the bottom of the list. Your
More informationCredit Suisse FTSE 100 Booster Plan 6
Credit Suisse FTSE 100 Booster Plan 6 For intermediary use only This Plan is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100. THE PLAN: This
More informationPERFORMANCE STATISTICS TARGET LIFESTYLE STRATEGIES (CASH) MARCH 2019
PERFORMANCE STATISTICS TARGET LIFESTYLE STRATEGIES (CASH) MARCH 2019 The Portfolios shown below are the building blocks of our Target Cash Lifestyle Strategies. These strategies aim to deliver above inflation
More informationPrincipal LifeTime 2010 Separate Account-R3 as of 12/31/2016
Principal LifeTime 2010 Separate Account-R3 as of 12/31/2016 Investment Strategy The investment seeks a total return consisting of long-term growth of capital and current income. The fund operates as a
More informationSavings interest rates for accounts no longer available Rates correct as at 2 October 2018
Page 1 of 5 Savings interest rates for accounts no longer available Rates correct as at 2 October 2018 All savings rates are variable and paid yearly, unless otherwise stated. The Bank of England base
More informationINVESTMENT BULLETIN (PERFORMANCE INFORMATION ON SWIS AND CM FUNDS)
INVESTMENT BULLETIN (PERFORMANCE INFORMATION ON SWIS AND CM FUNDS) June 2018 MARKET INDICES Indices FTSE 100 TR 12.35 0.2 3.8 16.9 8.7 FTSE All Share TR 13.12 2.6 2.2 18.1 9.0 FTSE All World ex UK TR
More informationUse your property to your advantage. A guide to our Second Home and Buy to Let Products
Use your property to your advantage A guide to our Second Home and Buy to Let Products Introducing Retirement Advantage 2 A guide to our Second Home and Buy to Let Products Previously known as MGM Advantage
More informationThe Housa An investment that tracks house prices
The Housa An investment that tracks house prices New solutions to old problems What is a Housa? The Housa is an investment product that allows you to obtain returns directly linked to the Halifax House
More informationRetirement Investments Retirement Insurance Health Investments Insurance Health
Retirement Investments Insurance Health Investment Portfolio Investment Portfolio from Aviva Whatever your financial needs, Investment Portfolio offers you a wide range of investment options, giving you
More informationPrudential Dynamic Growth Funds Quarterly Update Quarter
Prudential Dynamic Growth Funds Quarterly Update Quarter 2 2018 This is for information only and is designed for Investment Professionals. This is the quarterly update for the Prudential Dynamic Growth
More informationLiquidity Management Overlay
OVERVIEW PAPER Liquidity Management Overlay March 2017 FOR PROFESSIONAL CLIENTS ONLY 1 INVESTED. TOGETHER. Executive Summary Cash is a necessary evil in any portfolio. Portfolio liquidity is required to
More informationMANAGED INVESTMENT SERVICE
MANAGED INVESTMENT SERVICE RADICAL COMMON SENSE About 7IM and radical common sense We re Seven Investment Management or 7IM an investment management business that helps individuals and their families manage
More informationCredit Suisse FTSE 100 Defensive Autocall Plan 25
Credit Suisse FTSE 100 Defensive Autocall Plan 25 For intermediary use only This Plan is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100. THE
More informationINVESTING FOR YOUR RETIREMENT. The choice is yours
INVESTING FOR YOUR RETIREMENT The choice is yours 2 Supporting your journey. Thinking about your retirement isn t always easy, as it can feel far away. But knowing which way you re heading can give you
More informationRetirement. on the Brain. Managing Risk: Step-by-step investing for tomorrow
Retirement on the Brain Managing Risk: Step-by-step investing for tomorrow Managing risk Understanding risk is crucial to overcoming the fear of investing. Managing risk explains the basic investing principles
More information