COLUMBIA COMMERCIAL BANCORP REPORTS FINANCIAL RESULTS FOR NINE MONTHS ENDING SEPTEMBER 30, 2007

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1 FOR IMMEDIATE RELEASE October 12, 2007 CONTACT: Rick Roby, COLUMBIA COMMERCIAL BANCORP REPORTS FINANCIAL RESULTS FOR NINE MONTHS ENDING SEPTEMBER 30, 2007 Hillsboro, OR Columbia Commercial Bancorp (OTCBB: CLBC), a single bank financial holding company for Columbia Community Bank, reported a net profit of $3,061,000 for the nine month period ending September 30, That figure is $708,000 more than the $2,353,000 reported during the same period in Earnings per fully diluted share increased to $1.03 from $0.80, or 28.75% over the periods compared. A 100% stock dividend was declared July 1, 2007, increasing the weighted average shares to 2,960,690 as of September 30, Prior periods were adjusted to make a like comparison. The general economy of Oregon and southwest Washington remains strong compared to other regions of the country, and we anticipate this trend to continue for some time. Sales in the region s real estate markets have slowed, but prices remain stable and the quality of our loan portfolio remains very healthy, said Rick A. Roby, President and CEO. Net interest margin compression has been a steady trend for the past year. The Federal Reserve Board recently lowered short term

2 rates by 50 basis points and we expect more reductions as the FMOC fights recession. We are positioning the company s brokered CD portfolio to take advantage of lower funding costs at longer terms, which we think will be positive for long-term earnings of the company. The net interest margin continues to be very good when compared to our national peer group. Highlights: Third Quarter 2007 vs. Third Quarter 2006 Total assets grew from $235.2 million to $320.6 million, an increase of 36.3%; Gross loan portfolio grew from $188.5 million to $265.5 million, an increase of 40.8%; Total deposits grew from $160.0 million to $222.6 million, an increase of 39.1%; Gross revenue grew from $ million to $ million, an increase of 41.8%; Interest expense grew from $5.646 million to $9.175 million, an increase of 62.5%; and Operating expenses (non-interest) grew from $4.086 million to $4.823 million, an increase of 18.0%. About Columbia Commercial Bancorp: Information about the company s stock may be obtained through the Over the Counter Bulletin Board at Columbia Commercial Bancorp s stock symbol is CLBC.

3 Columbia Commercial Bancorp was formed in 2002 as a holding company for Columbia Community Bank, which was opened in 1999 by local business people to provide business loans and deposit products for Oregon businesses. With offices in Hillsboro, Forest Grove, Tanasbourne and Tigard/Durham, Columbia Community Bank is dedicated to providing a superior and personalized business banking experience for its clients in and around Oregon. The bank was named among the 100 Best Companies to Work for in Oregon by Oregon Business Magazine (2007); US Banker magazine ranked Columbia Community Bank number 51 among 7,966 banks in the nation with assets of $1 billion or less (2007); and the bank has also been named by Portland Business Journal as one of the 100 Fastest-Growing Private Companies in Oregon for seven consecutive years. For more information about Columbia Community Bank, please call (503) or visit Certain statements in this release may constitute forward-looking statements within the definition of the safe-harbor provisions of Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are subject to significant uncertainties, which could cause actual results to differ materially from those set forth in such statements. Forward-looking statements can be identified by words such as believe, estimate, anticipate, expect, intend, will, may, should, or other similar phrases or words. Readers are cautioned not to place undue reliance on forward-looking statements. The bank does not intend to publicly release any revisions to these forward-looking statements to reflect events or circumstances after the date of this release or to reflect the occurrence of unanticipated events.

4 Unaudited Consolidated Balance Sheet (000) For Nine Months Ending 9/ Change As of June 30, 2007 Quarterly Change (06 vs. 07) (Q2 vs. Q3) ASSETS Cash & Balances due from Banks $ 3,576 $ 3, % $ 4,837 $ -1,261 Investments 43,934 35, % 43, Federal Funds Sold Gross Loans 265, , % 255,476 10,044 Allowance for Loan Losses -2,920-2, % -2, Net Loans 262, , % 252,766 9,834 Other Assets 10,454 8, % 10, TOTAL ASSETS $ 320,564 $ 235, % $ 311,069 $ 9,495 LIABILITIES Total Deposits $ 222,627 $ 159, % $ 218,745 $ 3,882 Federal Funds/ Repurchases 18,689 19, % 16,124 2,565 FHLB Borrowings 45,500 27, % 45,500 - Other Liabilities 3,213 1, % 1,704 1,509 Real Estate Term Debt* 1,921 1, % 1, Trust Preferred Securities Debt* 8,248 8, % 8,248 - TOTAL LIABILITIES 300, , % 292, Total Stockholders' Equity* 20,366 16, % 18,809 1,557 * TOTAL DEBT CAPITAL + EQUITY CAPITAL 30,535 26, % 28,996 1,539 TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 320,564 $ 235, % $ 311,069 $ 9,495

5 INTEREST INCOME Consolidated Income Statement (000) Period ended Sept 30 Period Ended Quarterly Change June 30, 2007 Change Interest and Fees-Loans 17,542 12, % $ 11,297 $ 6,245 Interest- Investments 1, % $ 1, Interest-Federal Funds % $ TOTAL INTEREST INCOME 19,381 13, % $ 12,505 6,876 - INTEREST EXPENSE Deposit Accounts 6,407 4, % $ 3,993 2,414 Repurchase/ Fed Funds % $ FHLB Borrowing 1, % $ 1, Trust Preferred Securities % $ Other Capital Borrowing % $ TOTAL INTEREST EXPENSE 9,175 5, % $ 5,879 3,296 NET INTEREST INCOME 10,206 7, % $ 6,626 3,580 PROVISION FOR LOAN LOSSES % $ NET INCOME AFTER PROV. 9,646 7, % $ 6,276 3,370 NON-INTEREST INCOME % $ Operating Expense NON-INTEREST EXPENSE 4,823 4, % $ 3,172 1,651 INCOME BEFORE PROVISION FOR INCOME TAXES 5,085 3, % $ 3,278 1,807 Securities Gains or Losses $ PROVISION FOR INCOME TAX -1,901-1, % $ -1, NET INCOME $ 3,061 $ 2, % $ 1,951 $ 1,110 Earnings Per Share (1) $ 1.03 $ % $ 0.66 $ 0.37 Earnings Per Share-Fully Diluted $ 1.00 $ % $ 0.63 $ 0.37 (1) 100% Stock Dividend granted July 1, 2007 doubled number of BHC shares of stock to a weighted average of 2,960,690 and an adjustment was made to Sept 2006 and June 2007 so an equal comparison could be made. ##### 314 E. Main Street, Hillsboro, OR (503)