Title Endorsements and Forms: ALTA & NCLTA D. Donovan Merritt Raleigh Branch Manager and Title Counsel
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1 2011 Seminar Series Title Endorsements and Forms: ALTA & NCLTA D. Donovan Merritt Raleigh Branch Manager and Title Counsel
2 09/06/11 Policy Forms ALTA Loan Policy ( )... ALTA Owner's Policy ( )... ALTA Expanded Coverage Residential Loan Policy ( )... ALTA Homeowner s Policy (1-1-08)... ALTA Master Residential Loan Policy, Schedules A and B ( )... ALTA Residential Limited Coverage - Junior Loan Policy ( )... ALTA Residential Loan Certificate ( )... ALTA Residential Title Insurance Policy ( )... ALTA Short Form Expanded Coverage Residential Loan Policy ( )... ALTA Short Form Residential Loan Policy (6-1-07)... ALTA Short Form Residential Loan Policy Limited Coverage - Junior Loan Policy ( )... ALTA U.S. Policy Form ( )... Page No Commitment Forms ALTA Commitment Form ( )... ALTA Plain Language Commitment Form ( )... ALTA Short Form Commitment ( ) i
3 09/06/11 Endorsement Forms ALTA Endorsement Form 1-06 Street Assessments ( )... ALTA Endorsement Form 2-06 Truth in Lending ( )... ALTA Endorsement Form 3-06 Zoning Unimproved Land ( )... ALTA Endorsement Form Zoning - Completed Structure ( )... ALTA Endorsement Form 4-06 Condominium (2-0-10)... ALTA Endorsement Form Condominium ( )... ALTA Endorsement Form 5-06 Planned Unit Development ( )... ALTA Endorsement Form Planned Unit Development ( )... ALTA Endorsement Form 6-06 Variable Rate Mortgage ( )... ALTA Endorsement Form Variable Rate Mortgage - Negative Amortization ( )... ALTA Endorsement Form 7-06 Manufactured Housing Unit ( )... ALTA Endorsement Form Manufactured Housing - Conversion: Loan ( )... ALTA Endorsement Form Manufactured Housing - Conversion: Owner's ( )... ALTA Endorsement Form Environmental Protection Lien ( )... ALTA Endorsement Form Commercial Environmental Protection Lien ( )... ALTA Endorsement Form 9-06 Restrictions, Encroachments, Minerals (2-3-11)... ALTA Endorsement Form Restrictions, Encroachments, Minerals - Owner's Policy: Unimproved Land (2-3-11)... ALTA Endorsement Form Restrictions, Encroachments, Minerals - Owner's Policy: Improved Land (2-3-11)... ALTA Endorsement Form Restrictions, Encroachments, Minerals - Loan Policy (2-3-11)... ALTA Endorsement Form Restrictions, Encroachments, Minerals - Owner's Policy: Unimproved Land (2-3-11)... ALTA Endorsement Form Restrictions, Encroachments, Minerals - Owner's Policy: Improved Land (2-3-11)... ALTA Endorsement Form Assignment (2-3-10)... ALTA Endorsement Form Assignment and Date Down (2-3-10)... ALTA Endorsement Form Mortgage Modification ( )... ALTA Endorsement Form Mortgage Modification with Subordination ( )... ALTA Endorsement Form Aggregation ( )... ALTA Endorsement Form Leasehold - Owner's (2-3-11)... ALTA Endorsement Form Leasehold - Loan (2-3-11)... ALTA Endorsement Form Future Advance - Priority (2-3-11)... ALTA Endorsement Form Future Advance - Knowledge (2-3-11)... ALTA Endorsement Form 14.2 Future Advance - Letter of Credit (2-3-11)... ALTA Endorsement Form Future Advance - Reverse Mortgage (2-3-11)... ALTA Endorsement Form Non-Imputation - Full Equity Transfer ( )... ALTA Endorsement Form Non-Imputation - Additional Insured ( )... ALTA Endorsement Form Non-Imputation - Partial Equity Transfer ( )... ALTA Endorsement Form Mezzanine Financing ( )....Page No ii
4 ALTA Endorsement Form Access and Entry ( )... ALTA Endorsement Form Indirect Access and Entry ( )... ALTA Endorsement Form Utility Access ( )... ALTA Endorsement Form Single Tax Parcel ( )... ALTA Endorsement Form Multiple Tax Parcel ( )... ALTA Endorsement Form Contiguity - Multiple Parcels ( )... ALTA Endorsement Form Contiguity - Single Parcel ( )... ALTA Endorsement Form First Loss - Multiple Parcel Transactions ( )... [ALTA Endorsement Form Creditors' Rights ( )] No longer an ALTA-approved form... ALTA Endorsement Form Location ( )... ALTA Endorsement Form Location and Map ( )... ALTA Endorsement Form Coinsurance Single Policy ( )... ALTA Endorsement Form Doing Business ( )... ALTA Endorsement Form Same as Survey ( )... ALTA Endorsement Form Same as Portion of Survey ( )... ALTA Endorsement Form Subdivision ( )... ALTA Endorsement Form Usury ( )... ALTA Endorsement Form Easement - Damage or Enforced Removal (2-3-10)... ALTA Endorsement Form Interest Rate Swap Endorsement Direct Obligation (2-3-10)... ALTA Endorsement Form Interest Rate Swap Endorsement Additional Interest (2-3-10) ALTA Endorsement Form Interest Rate Swap Endorsement Direct Obligation Defined Amount ( )... ALTA Endorsement Form Interest Rate Swap Endorsement Additional Interest ALTA Endorsement Form Defined Amount ( )... One to Four Family Shared Appreciation Mortgage Endorsement ( )... ALTA Endorsement Form Severable Improvements (2-3-11)... ALTA Endorsement Form Construction Loan Loss of Priority (2-3-11)... ALTA Endorsement Form Construction Loan Loss of Priority Direct Payment (2-3-11). ALTA Endorsement Form Disbursement (2-3-11)... ALTA Endorsement Form Identified Risk Coverage ( )... ALTA Endorsement Form JR1 Supplemental Coverage ( )... ALTA Endorsement Form JR2 Revolving Credit / Variable Rate ( )... ALTA Construction Loan Endorsements A, B, C, D ( )... Single Transaction Indemnity Letter (2-3-10)... Single Transaction Indemnity With Performance Letter (2-3-10)... ALTA Standard Exceptions ( ) FA Special Endorsement Lack of Signatures... iii
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258 D. Donavan Merritt. Don is the manager of the Raleigh office of Attorneys Title and Title Counsel. He provides legal support and advice to the Attorneys Title staff and customers across the state. Don is a member of the Wake County and North Carolina Bar Associations and the Real Property Section of the N.C. Bar Association. He received his undergraduate degree from UNC-CH in 1975 and his J.D. degree in 1978, also from UNC-CH Attorneys Title Seminar Series
LIST OF CHAPTERS VOLUME 1 VOLUME 2 WORKING WITH TITLE INSURANCE COMPANIES THE TITLE INSURANCE COMMITMENT LENDER S POLICIES AND GUARANTEES
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