Market linked growth for your money. Fulfillment of all your important goals.

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1 IN UNIT LINKED POLICIES, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. This advertisement is designed for combination of benefits of two or more individual and separate products named (1) ICICI Pru Wealth Builder II, and (2) ICICI Pru icare II. The customer has the choice of purchasing any one or more products as per his/her need and choice and there is no compulsion whatsoever that these products are to be taken together as suggested by the Insurer and presented in this advertisement. The customer is expected to ask questions, understand and satisfy himself that this combination meets his/her specific needs better before deciding to purchase this combination. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of the individual products mentioned herein. Market linked growth for your money. Fulfillment of all your important goals. Wealth creation through equity exposure Financial protection for family

2 Presenting ICICI Prudential Wealth Protection Solution Aggressive, a combination of ICICI Pru Wealth Builder II (a unit linked insurance plan; UIN: 105L139V01) and ICICI Pru icare II (a non-linked term insurance plan; UIN: 105N140V01) which offers solutions to some very important needs in your life. Your need Our solution Create wealth Build a corpus with equity exposure, so that you can be prepared for your life goals Choice of asset allocation Choose from seven different funds to match your risk appetite Family s financial security even when you are not around In the unfortunate event of your death, your nominee will receive a lump-sum The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.please refer to the individual product brochures for terms and conditions on withdrawal/surrender after completion of five years.

3 In this solution, you purchase an ICICI Pru Wealth Builder II and an ICICI Pru icare II (Option II) at inception. Assuming you pay: Year 1 to 10 ` 60,000 p.a. Consolidated premiums payable (inclusive of service tax) The premium amounts shown here are inclusive of service tax and education cess, as per the prevalent rates. Tax laws are subject to change from time to time. What you get on survival till the end of the policy term: With the help of multiple fund options to match your risk appetite, you will receive a lump sum as a maturity benefit at the end of year 10. Please refer to the illustration below for understanding the components of the benefits. Details of projected benefits 8% Assumed rate of return 4% Maturity benefit of ` 723,519 ICICI Pru Wealth Builder II ` 580,568 The above illustration is for a 35 year old healthy male, Fund chosen : Maximiser V, Life cover : ` 20,00,000 in ICICI Pru icare II (Option II) & 10 times the annual premium in ICICI Pru Wealth Builder II.

4 Pay ` 60,000 p.a. for 10 years Get lump sum maturity benefit of ` 723, Total premiums payable is ` 600,000 and total benefits receivable is ` 723,519 Death benefit during the policy term Lump sum: Your nominee will receive a lump sum consisting of the death benefits of ICICI Pru icare II and ICICI Pru Wealth Builder II. If the death happens due to an accident, there will be an additional lump sum of. Continuing with the same example, let s assume death happens at the end of the 3rd policy year, the benefit details will be as mentioned in the table below: Details of projected benefits 8% Assumed rate of return 4% Guaranteed lump sum to be paid on death (Death Benefit of ICICI Pru icare II) Additional guaranteed lump sum to be paid on accidental death (Accidental Death Benefit of ICICI Pru icare II) ` 696,257 Death Benefit of ICICI Pru Wealth Builder II ` 684,203

5 Pay ` 60,000 p.a. for 3 years 35 Nominee receives an additional ` 20,00,000 in case of accidental death of policy holder Nominee gets lump sum of ` 2,696,257 Death of Policyholder Total premiums payable is ` 180,000 and total benefits receivable is ` 2,696,257 In case of accidental death, total benefits receivable is ` 46,96,257 If the policy offers guaranteed returns, then these will be clearly marked guaranteed in the Benefit Illustration. Since the policy offers variable returns, the given illustration shows two different rates (4% & 8% p.a.) of assumed future investment returns The returns shown above are not guaranteed and they are not the upper or lower limits of what you might get back, as the maturity value of the policy depends on a number of factors including future investment performance. The above information must be read in conjunction with the sales brochure and policy documents. For the purpose of illustration, we have combined the premiums payable and benefits that you may receive under each plan of this solution. These products are also available without combination. To know the details of this solution, please go through the Terms and conditions. Solution at-a-glance Min. / Max. age at entry 20 / 50 years Min. / Max. annual premium ` 60,000 / No maximum cap Policy term 10 years Premium payment term Equal to policy term Premium payment frequency Yearly, Half-yearly, Monthly Sum Assured for ICICI Pru icare II Premium Age: <45 years Age: >= 45 years < ` 100,000 ` 1,000,000 ` 100,000 < ` 150,000 ` 3,000,000 ` 1,500,000 >= ` 150,000 ` 5,000,000 ` 2,500,000 Sum Assured for ICICI Pru Wealth Builder II is equal to 10 times of annual premium.

6 Terms & Conditions This combination solution comprises set of policies across one or more products of the company. These products are also available individually with the Company and it is not mandatory for the customer to apply for this combination only. The customer is requested to go through the individual benefit illustrations of the products in this solution. This is not a product brochure. The customer is requested to go through the product brochure of ICICI Pru Wealth Builder II (UIN: 105L139V01) and ICICI Pru icare II (UIN: 105N140V01) and take the decision to opt for this combination solution after having fully understood the risk factors, product terms and conditions as briefly indicated below: - ICICI Pru Wealth Builder II: Investment strategy, Funds, Premium Discontinuance, Policy revival, Loyalty Additions, Wealth Boosters, Surrender, Charge structure, Death benefit, Maturity benefit etc. - ICICI Pru icare II: Death benefit, Accidental Death benefit, Premium Discontinuance, Policy revival, Surrender etc. The individual products under this solution have certain product features like Sum Assured, Death Benefit option etc. which offer options beyond the ones assumed in the benefit illustrations shown here. The customer s choice with respect to these will not be restricted to what has been shown here and the customer will be able to choose from all the options available at the time of purchase of the respective products. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits of what the customer might get back, as the value of my policy depends on a number of factors including future investment performance. The benefit of this combination solution shall accrue only if the customer pays premiums for the entire premium payment term. The benefits available under this combination solution shall be as per the policy terms and conditions of the respective products. The premium shall comprise of base premium, service tax and education cess, as per applicable rates. Please refer Benefit Illustration for the details of the actual premium amount. Service Tax and education cess as per applicable rates will be deducted by way of cancellation of units from Fund Value. The tax laws are subject to amendments from time to time. ICICI Pru Wealth Builder II is a Unit linked insurance plan. ICICI Pru icare II is a non-linked non-participating term insurance plan. IN ULIPs THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER. ICICI Prudential Life Insurance Company Limited. IRDA Regn. No CIN: U66010MH2000PLC Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The name of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. Investments are subject to market risk. 2014, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. UIN: ICICI Pru Wealth Builder II (UIN: 105L139V01), ICICI Pru icare II (UIN: 105N140V01). Advt No.: L/II/394/ Call us on (10am - 7pm, Monday to Saturday, except national holidays. Valid only for calls made from India) BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDA clarifies to public that IRDA or Its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.