FORM NL-1-B-RA Agriculture Insurance Company of India Limited Registration No. 126 and Date of Registration with the IRDA:30.10.

Transcription

1 SN Particulars FORM NL-1-B-RA REVENUE ACCOUNT FOR THE QUARTER ENDED 31st DECEMBER, 2015 Schedule For the quarter to For the corresponding Up to the Quarter quarter of the preceding Quarter to to (Rs. in '000) Up to the Quarter of the preceding Quarter to Premium Earned (Net) Profit/Loss on Sale/Redemption of Investments Accretion of Discount on Investment Interest, Dividend & Rent -Gross TOTAL (A) Claims Incurred (Net) Commission 3 (103704) (704399) (59464) (584516) 3 Operating Expenses related to Insurance Business Premium Deficiency 0 (216747) 0 5 Bank Interest Expenses related to Investments : 0 a) Amortization of Premium on Investments b) Stock Holding Charges c) Bank Interest & Charges d) Cenvat Credit Input Claimed e) Other expenses related to investment TOTAL (B) Operating Profit from Crop Insurance Business C=(A-B) (164729) APPROPRIATIONS Transfer to Shareholders' Account (164729) Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (164729)

2 FORM NL-2-B-PL PROFIT AND LOSS ACCOUNT FOR THE QUARTER ENDED 31st DECEMBER, 2015 For the corresponding For the quarter Up to the Quarter quarter of the preceding SN Particulars Schedule Quarter to to (Rs. in '000) to Up to the Quarter of the preceding Quarter to OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Misc. Insurance-Crop Insurance (164729) INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent Gross (b) Profit on sale of investments Less: Loss on sale of investments c) Accretion of Discount on Investments OTHER INCOME a) Miscellaneous Receipts b) Profit on Sale of Assets 0 (57) 149 TOTAL (A) PROVISIONS (Other than taxation) (a) For Diminution in the value of investments (b) For Doubtful debts (c) Others- Provision for Loyalty Discount (d) Provision for standard asset (6401) OTHER EXPENSES (a) Expenses other than those related to 0 0 Insurance Business 0 i) Amortisation of Premium on Investments ii) Stock Holding Charges iii) Bank Charges iv) Other expenses related to investment (b) Bad debts written off 0 0 (c) Others i) Loss on sale of Fixed Assets (53) 0 ii) Preliminary Expenses Written off iii) Prior Period Expenses iv) Wealth Tax (41) (41) 0 v) Corporate Social Responsibility vi) Others TOTAL (B) Profit Before Tax (C=A-B) Provision for Taxation APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax Profit After Tax (D) (e) Transfer to any Reserves or Other Accounts Balance of profit/ loss brought forward from last year Balance carried forward to Balance Sheet

3 FORM NL-3-B-BS BALANCE SHEET FOR THE QUARTER ENDED 31st DECEMBER, 2015 Particulars Schedule As at As at SOURCES OF FUNDS SHARE CAPITAL SHARE APPLICATION MONEY PENDING ALLOTMENT RESERVES AND SURPLUS FAIR VALUE CHANGE ACCOUNT DEFERRED TAX LIABILITY BORROWINGS NL-8-Share Capital Schedule NL-10-Reserves and Surplus Schedule NL-11-Borrowings Schedule TOTAL APPLICATION OF FUNDS INVESTMENTS LOANS FIXED ASSETS DEFERRED TAX ASSET CURRENT ASSETS CASH AND BANK BALANCES ADVANCES AND OTHER ASSESTS NL-12-Investment Schedule NL-13-Loans Schedule NL-14-Fixed Assets Schedule NL-15-Cash and bank balance Schedule NL-16-Advances and Other Assets Schedule Sub-Total (A) CURRENT LIABILITIES NL-17-Current Liabilities Schedule PROVISIONS NL-18-Provisions Schedule DEFERRED TAX LIABILITY Sub-Total (B) NET CURRENT ASSETS (C) = (A ( ) ( ) - B) MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) 0 0 DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT NL-19- Miscellaneous Expenditure Schedule (Rs. in '000) 0 0 TOTAL Claims, other than against policies, not acknowledged as debts by the Company 0 0

4 FORM NL- 4 - PREMIUM SCHEDULE PREMIUM EARNED [NET] FOR THE QUARTER ENDED 31st DECEMBER, 2015 For the corresponding quarter of the preceeding quarter up to the Quarter of the prceeding quarter For the quarter Up to the quarter Particulars to to to to (Rs in '000) Premium from Direct Business written(net of Service Tax) Add: Premium on reinsurance accepted 0 0 Less : Premium on reinsurance ceded Net Premium Adjustment for change in reserve for unexpired risks ( ) ( ) Premium Earned (Net)

5 FORM NL-5 - CLAIMS SCHEDULE CLAIM INCURRED [NET] FOR THE QUARTER ENDED 31st DECEMBER, 2015 Particulars For the quarter Up to the quarter For the corresponding quarter of the preceeding quarter Up to the Quarter of the prceeding quarter to to to to (Rs in '000) Claims Paid - Direct Add: Reinsurance Accepted 0 0 Less:Reinsurance Ceded Net Claims paid Add: Claims Outstanding at the end of the current year ( ) Add: Reinsurance Accepted 0 0 Less: Reinsurance Ceded ( ) Net Claims Outstanding at the end of Current year Less :Claims Outstanding at the end of beginning Add: Reinsurance Accepted Less: Reinsurance Ceded Net Claims Outstanding at the end of the previous year Gross Incurred Claims Add :Re-insurance accepted to direct claims Less :Re-insurance Ceded to claims paid Total Claims Incurred

6 FORM NL-6 COMMISSION SCHEDULE COMMISSION FOR THE QUARTER ENDED 31st DECEMBER, 2015 Particulars For the Quarter Up to the Quarter For the corresponding quarter of the preceeding quarter Up to the Quarter of the prceeding quarter to to to to (Rs in '000) Direct Add: Re-insurance Accepted 0 0 Less: Commission on Re-insurance Ceded* Net Commission (103704) (704399) (59464) (584516) Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated below: Agents 0 0 Brokers Corporate Agency 0 0 Referral Micro Insurance Agents/NGO's etc Others (Bank Service Charges to Banks, as per Scheme) Reimbursement to GIPSA Companies (Coinsurance Tie Up) TOTAL

7 FORM NL-7 OPERATING EXPENSES SCHEDULE OPERATING EXPENSES RELATED TO INSURANCE BUSINESS FOR THE QUARTER ENDED 31st DECEMBER, 2015 SN Particulars For the quarter Up to the quarter For the corresponding quarter of the preceeding quarter up to the Quarter of the prceeding quarter to to to to (Rs in '000) 1 Employees' Remuneration & Welfare benefits Travel, conveyance and vehicle running expenses Training expenses Rents, rates & taxes Repairs Printing & Stationery Communication Legal & Professional Charges Auditor's Fees, Expenses etc (601) 345 (569) 370 (a) as auditor 0 (b) as adviser or in any other capacity, in respect of (i) Taxation matters (ii) Insurance matters (iii) Management services; and (c) in any other capacity 10 Advertisement and Publicity Research & Development Expenses Fee & Subscription to Statutory Authorities Interest & Bank Charges (1) Depreciation Information Technology Other Total

8 SN Particulars FORM NL-8 - SHARE CAPITAL SCHEDULE SHARE CAPITAL FOR THE QUARTER ENDED 31st DECEMBER, 2015 As at for the current Quarter As at for the corresponding previous quater (Rs. 000) 1 Authorised Capital Equity Shares of Rs 10 each 2 Issued Capital Equity Shares of Rs.10 each 3 Subscribed Capital Equity Shares of Rs.10 each 4 Called-up Capital Equity Shares of Rs.10 each Less : Calls unpaid 0 0 Add : Equity Shares forfeited (Amount originally paid up) 0 0 Less : Par Value of Equity Shares bought 0 0 back Less : Preliminary Expenses 0 0 Expenses including commission or 0 0 brokerage on Underwriting or subscription of shares 0 0 TOTAL

9 FORM NL-9 PATTERN OF SHAREHOLDING SCHEDULE Shareholder FOR THE QUARTER ENDED 31st DECEMBER, 2015 [As certified by the Management] As at for the current quarter Number of Shares ('000) % of Holding As at for the corresponding previous quarter Number of Shares ('000) % of Holding Promoters Indian General Insurance Corporation of India % % National Agriculture Bank for Rural Development National Insurance Company Ltd.& its nominee The New India Assurance Company Ltd. & its nominee % % % % % % The Oriental Insurance Company Ltd % % United India Insurance Company Ltd % % Foreign NIL NIL NIL NIL Others TOTAL % %

10 FORM NL-10 - RESERVES AND SURPLUS SCHEDULE RESERVES AND SURPLUS FOR THE QUARTER ENDED 31st DECEMBER, 2015 SN Particulars As at for the current quarter As at for the corresponding previous quarter (Rs in '000) 1 Capital Reserve Capital Redemption Reserve Share Premium General Reserve Opening Balance Less:Charge on account of transitional provisions under Accounting Standard 15 0 Add: Profit transferred during the year Catastrophe Reserve Other Reserves 0 0 Balance of Profit in Profit & Loss Account TOTAL

11 SN FORM NL-11 - BORROWINGS SCHEDULE BORROWINGS FOR THE QUARTER ENDED 31st DECEMBER, 2015 Particulars As at for the current quarter As at for the corresponding previous quarter (Rs. 000) 1 Debentures/ Bonds Banks ( secured against Deposit) Financial Institutions Others (to be specified) 0 0 TOTAL 0 0

12 FORM NL-12 - INVESTMENT SCHEDULE INVESTMENT FOR THE QUARTER ENDED 31st DECEMBER, 2015 SN Particulars As at for the current quarter As at for the corresponding previous quarter (Rs. 000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills Other Approved Securities Other Investments ( a) Shares (aa) Equity (bb) Preference ( b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities-Tier II Bonds (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector Other than Approved Investments Sub-total (A) SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills Other Approved Securities Other Investments (a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities (Commercial Papers) (f) Subsidiaries (g) Investment Properties-Real Estate 4 Investments in Infrastructure and Social Sector Other than Approved Investments Sub-total (B) TOTAL

13 FORM NL-13 LOANS SCHEDULE LOANS FOR THE QUARTER ENDED 31st DECEMBER, 2015 SN Particulars As at for the current quarter As at for the corresponding previous quarter (Rs. in '000) 1 SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India 0 0 (bb) Outside India (b) On Shares, Bonds, Govt. Securities (c) Others -Loan to staff Unsecured TOTAL BORROWER-WISE CLASSIFICATION (a) Central and State Governments 0 0 (b) Banks and Financial Institutions 0 0 (c) Subsidiaries (d) Industrial Undertakings (e) Others (Loans to Staff) TOTAL PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India (bb) Outside India (b) Non-performing loans less provisions (aa) In India (bb) Outside India 0 0 TOTAL MATURITY-WISE CLASSIFICATION (a) Short Term (b) Long Term TOTAL

14 Particulars As at Addition : during the year Less:Discar ded/sale during the year As at As at For the current year Depreciation On sale /adjustment Transferred to Retained Earning Upto date As at As at Goodwill Intangibles (Computer Software) Land-Freehold Leasehold Property Buildings Furniture & Fittings Information Technology Equipment Vehicles Office Equipment Electrical Equipment & Fittings TOTAL (A) Capital Work in progress Capital Work in progress - Hardware Capital Work in progress - Software FORM NL-14 - FIXED ASSETS SCHEDULE FIXED ASSETS FOR THE PERIOD ENDING 31st DECEMBER, 2015 Cost/Gross Block Net Block TOTAL (B) Grand Total (A)+(B) (Rs. 000) PREVIOUS YEAR( )

15 SN CASH AND BANK BALANCES FOR THE QUARTER ENDED 31st DECEMBER, 2015 For the FOR THE UP TO THE corresponding Particulars QUARTER QUARTER quarter of the preceeding quarter to to to (Rs. 000) up to the Quarter of the prceeding quarter to Cash (including cheques, drafts and stamps) Bank Balances (a) Deposit Accounts (aa) Short-term (due within 12 months) FORM NL-15 - CASH AND BANK BALANCES SCHEDULE (bb) Others - Flexi Deposit (249786) ( ) (b) (i) Current Accounts (661679) (ii) Others 0 (78) 357 (c) Others : ( Remittances in Transit) 3 Money at Call and Short Notice (a) With Banks (b) With other Institutions 4 Others TOTAL

16 FORM NL-16 - ADVANCES AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS FOR THE PERIOD ENDING 31st DECEMBER, 2015 SN Particulars As at for the current quarter As at for the corresponding previous quarter (Rs. 000) ADVANCES 1 Reserve deposits with ceding companies 2 Application money for investments 3 Prepayments Advances to Directors/Officers Advance tax paid and taxes deducted at source (Net of provision for taxation) 6 Others: (a) Advance Rent paid (b) Sundry Advances TOTAL (A) OTHER ASSETS 1(a) Income accrued on investments Accrued but not due Accrued and due 1(b) Income accrued on Flexi deposit 2 Outstanding Premiums 3 Agents Balances 4 Due from other entities carrying on insurance business(including reinsurers) Due from subsidiaries/ holding 6 Others: a) Sundry Deposits b) Advance against Capital Assets c) Short Collection of Premium d) Premium Receivable 0 0 e) Others (Adhoc payment to Govt. of India) f) Government (Centre/States/Uts/Coffee Board) g) Sundry Debtors 0 0 h) Service Tax Unutilized Credit TOTAL (B) GRAND TOTAL (A+B)

17 FORM NL-17 - CURRENT LIABILITIES SCHEDULE SN CURRENT LIABILITIES FOR THE PERIOD ENDING 31st DECEMBER, 2015 Particulars As at for the current quarter (Rs. 000) As at for the corresponding previous quarter 1 Agents Balances Balance Due to other Insurance Companies Deposits held on Reinsurance Ceded Premium received in advance Unallocated Premium (a) Sundry Creditors(EOM) (b) Sundry Creditors(business) Due to Subsidiary/Holding Company Claims Outstanding Due to Officers/Directors OTHERS: a) Excess Collection of Premium b) Expenses Payable c) Earnest Money Deposit d) Government (Centre/States/UTs/Coffee Board) e) Advance from Financial Institution Unclaimed Amount of policyholders TOTAL

18 FORM NL-18 - PROVISIONS SCHEDULE PROVISIONS FOR THE QUARTER ENDED 31st DECEMBER, 2015 SN Particulars As at for the current quarter As at for the corresponding previous quarter (Rs. 000) 1. Reserve for Unexpired Risk For Taxation (Net of Advance Tax & TDS) For Proposed Dividend For Dividend Distribution Tax Others: a) Provision for Retirement Benefits b) Provision for Doubtful Debts c) Provision for premium defalcation d) Provision on Standard Assets e) Provision for Outstanding Expenses f) Provision for Purchase g) Reserve for Loyalty Discount 8 72 h) Provision for Corporate Social Responsibility ) Reserve for Premium Deficiency 0 0 TOTAL

19 FORM NL-19 - MISCELLANEOUS EXPENDITURE SCHEDULE MISCELLANEOUS EXPENDITURE FOR THE PERIOD ENDING 31st DECEMBER, 2015 (To the extent not written off or adjusted) SN Particulars As at for the current quarter As at for the corresponding previous quarter 1 Discount Allowed in issue of shares/ debentures 2 Others : (i) Research & Development Expenses (Rs. 000) (ii) Preliminary Expenses 0 0

20 FORM NL-21 - STATEMENT OF LIABILITIES Statement of Liabilities FOR THE QUATER ( ) (Rs. in Lakh) FOR THE QUARTER OF CORRESPONDING PRECEDING QUATER( ) SN Particular Reserves for unexpired risks Reserve for Outstanding Claims IBNR Reserves Total Reserves Reserves for unexpired risks Reserve for Outstanding Claims IBNR Reserves Total Reserves 1 Fire 2 Marine a Marine Cargo b Marine Hull 3 Miscellaneous a Motor b Engineering c Aviation d Liabilities 4 Others a Health Insurance b Crop Insurance Total Liabilities

21 FORM NL-22 GEOGRAPHICAL DISTRIBUTION OF BUSINESS Gross Direct Premium Underwritten FOR THE PERIOD ENDING 31st DECEMBER, 2015 (Rs. in Lakh) STATES Crop Insurance For the period ending on All Other Miscellaneous Grand Total For the period ending on For the Upto the Year Andhra Pradesh Arunachal Pradesh 0 0 Assam Andaman & Nicobar Is Bihar Chhattisgarh Goa 1 1 Gujarat Haryana 1 1 Himachal Pradesh Jammu & Kashmir 0 0 Jharkhand Karnataka Kerala Madhya Pradesh Maharasthra Manipur Meghalaya Mizoram 0 0 Nagaland 0 0 Orissa Punjab 0 0 Rajasthan Sikkim 1 1 Tamil Nadu Tripura 5 5 TELANGANA Uttar Pradesh Uttrakhand West Bengal Chandigarh 0 0 Dadra & Nagra Haveli 0 0 Daman & Diu 0 0 Delhi 0 0 Lakshadweep 0 0 Puducherry 9 9 Total

22 FORM NL-23 Reinsurance Risk Concentration PERIODIC DISCLOSURES From to S.No. Reinsurance Placements Reinsurance Risk Concentration No. of reinsurers Premium ceded to reinsurers (Rs in Lakhs) Proportional Non-Proportional Facultative Premium ceded to reinsurers / Total reinsurance premium ceded (%) 1 No. of Reinsurers with rating of AAA and above No. of Reinsurers with rating AA but less than AAA No. of Reinsurers with rating A but less than AA Nil 4 No. of Reinsurers with rating BBB but less than A No. of Reinsurres with rating less than BBB No. of Indian Reinsurers Total

23 FORM NL-24 Registration No. 126 and Date of Registration with the IRDA: AGEING OF CLAIMS ENDED 31st DEC 2015 No. of Claims Paid Total No. of Total Amount of 6 Months Month 1-3 Months 3-6 Months > 1 Year Claims Paid Claims Paid LINE OF BUSINESS Year No. of Farmers No. of Farmers No. of Farmers No. of Farmers No. of Farmers No. of Farmers (Rs in lakh) Crop Insurance

24 FORM NL-25 Registration No. 126 and Date of Registration With the IRDA: SN CLAIMS DATA FOR THE YEAR ENDED 31st DEC 2015 CROP INSURANCE Claims Experience No. of Claims (No. of Farmers) 1 CLAIMS O/S AT THE BEGINNING OF THE PERIOD CLAIMS REPORTED DURING THE PERIOD CLAIMS SETTLED DURING THE PERIOD CLAIMS REPUDIATED DURING THE PERIOD CLAIMS CLOSED DURING THE PERIOD CLAIMS O/S AT END OF THE PERIOD LESS THAN 3 MONTHS MONTHS TO 6 MONTHS MONTHS TO 1 YEAR YEAR AND ABOVE

25 FORM NL-26 CLAIMS INFORMATION -KG TABLE I Required Solvency Margin Based on Net Premium and Net Incurred Claims for the period ending on 31st DECEMBER, 2015 PREMIUM CLAIMS (Rs. in Lakh) SN Description Gross Premium Net Premium Gross incurred claim Net incurred Claim RSM-1 RSM-2 RSM 1 Fire 2 Marine Cargo 3 Marine Hull 4 Motor 5 Engineering 6 Aviation 7 Laibilities 8 Others-Crop Insurance Health Total

26 FORM NL-27 OFFICES INFORMATION FOR NON-LIFE OFFICES INFORMATION FOR NON-LIFE FOR THE PERIOD ENDING 31ST DEC, 2015 S. no. Office Information Number 1 No. of offices at the beginning of the 3rd Qtr No. of branches approved during the 3rd Qtr Out of approvals of previous year 0 No. of branches opened during the 3rd Qtr Out of approvals of this year 0 5 No. of branches closed during the 3rd Qtr No of branches at the end of the 3rd Qtr No. of branches approved but not opened NA 8 No. of rural branches NA 9 No. of urban branches 20

27 FORM NL-28-STATEMENT OF ASSETS - 3B Company Name & Code: Statement as on: Statement of Investment Assets (General Insurer, Re-insurers) (Business within India) Periodicity of Submission: Quarterly AGRICULTURE INSUARNCE COMPANY OF INDIA LIMITED, CODE NO ST DECEMBER 2015 Rs. In Lakhs No PARTICULARS SCH AMOUNT 1 Investments Loans Fixed Assets Current Assets 0.00 a. Cash & Bank Balance b. Advances & Other Assets Current Liabilities a. Current Liabilities b. Provisions c. Misc. Exp not Written Off d. Debit Balance of P&L A/c Application of Funds as per Balance Sheet (A) Less: Other Assets SCH AMOUNT 1 Loans (if any) Fixed Assets (if any) Cash & Bank Balance (if any) Advances & Other Assets (if any) Current Liabilities Provisions Misc. Exp not Written Off Debit Balance of P&L A/c TOTAL (B) 'Investment Assets' As per FORM 3B (A-B) No 'Investment' represented as Reg. % SH Balance FRSM + PH Book Value (SH + PH) % Actual FVC Amount Total *Market Value (a) (b) (c) d = (b+c) (e) (d + e) 1 G. Sec. Not less than 20% % G. Sec or Other Apporved Sec. (incl. (1) above) Not less than 30% % Investment subject to Exposure Norms 'Housing & Loans to SG for Housing and FFE, Infrastructure Investments Not less than 15% % Approved Investments Not exceeding 55% % Other Investments (not exceeding 25%) Not exceeding 25% % Total Investment Assets % % *All securities are considered to be on the basis of 'Held to Maturity'. Certification: Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed Note: (+) FRMS refers 'Funds representing Solvency Margin' (*) Pattern of Investment will apply only to SH funds representing FRMS ( A ) Book Value shall not include funds beyond Solvency Margin Other Investments' are as permitted under Sec 27A(2) and 27B(3)

28 FORM NL-29 Detail regarding debt securities PERIODIC DISCLOSURES Insurer: Agriculture Insurance Company of India Ltd Date: 12/31/2015 as % of total for this As at class Detail Regarding debt securities MARKET VALUE* as at of the previous year as % of total for this class As at as % of total for this class BOOK VALUE as at of the previous year (Rs in Lakhs) as % of total for this class Break down by credit rating AAA rated % % % % AA or better % % % % Rated below AA but above A Rated below A but above B Any other % % % % BREAKDOWN BY RESIDUALMATURITY Up to 1 year % % % % more than 1 yearand upto 3years % % % % More than 3years and up to 7years % % % % More than 7 years and up to 10 years % % % % above 10 years % % % % Breakdown by type of the issurer a. Central Government % % % % b. State Government % % % % c. Corporate Securities % % % % *All securities are considered to be on the basis of 'Held to Maturity'. Note 1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification. 2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.

29 FORM NL-30 ANALYTICAL RATIOS RegistRation No. 126 and Date of RegistRation with the IRDA: ANALYTICAL RATIOS FOR NON-LIFE COMPANIES SN Particulars FOR THE QUARTER UP TO THE QUARTER FOR THE CORRESPONDING QUARTER OF THE PRECEEDING QUARTER UP TO THE QUARTER OF THE PRCEEDING QUARTER to to to to Gross Direct Premium Growth Rate % 32.25% % % 2 Gross Direct Premium to Net Worth Ratio (In Times)* Growth Rate of Net Worth* 19.91% 4.25% -4.08% 15.02% 4 Net Retention Ratio 80.52% 67.57% 64.30% 56.07% 5 Net Commission Ratio -1.72% -3.87% -2.03% -5.12% 6 Expenses of Management to Gross Direct Premium Ratio 4.16% 2.93% 5.08% 3.49% 7 Expense of Management to Net Written Premium Ratio 7.95% 4.34% 7.91% 6.23% 8 Net Incurred Claims to Net Earned Premium 75.64% % % 94.76% 9 Combined Ratio 38.18% % % 94.13% 10 Technical Reserves to Net Premium Ratio (in Times) Underwriting Balance Ratio (in Times) Operating Profit Ratio 33.32% 9.89% -5.27% 19.30% 13 Liquid Assets to Liabilities Ratio (in Times) Net Earnings Ratio 20.78% 10.49% 4.96% 21.02% 15 Return on Net Worth* 5.39% 8.20% 0.65% 10.75% 16 Available Solvency Margin Ratio to Required Solvency Margin Ratio* NPA Ratio Equity Holding Pattern for Non-Life Insurers 1 (a) No. of shares (b) Percentage of shareholding (Indian / Foreign) % 3 ( c) %of Government holding (in case of public sector insurance companies) 100% held by Govt. Corporation/Companies/Bank 4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 6 (iv) Book value per share (Rs) Rs. 10/- Per Share *does not include Rs. 200 crore adhoc payment to Government of India

30 FORM NL-31 : Related Party Transactions PERIODIC DISCLOSURES From to Sl.No. Name of the Related Party (Rs in Lakhs) Related Party Transactions Nature of Relationship with the Company For the quarter up to the Quarter Correspodning quarter of the preceeding year up to the Quarter of the prceeding year 1 General Insurance Corpn of India New India Assurance Company National Insurance Company Shareholder Reinsurance Oriental Insurance Company United India Insurance Company *including the premium flow through Assocaites/ Group companies as an agent Description of Transactions / Categories Consideration paid / received*

31 FORM NL-32 PRODUCTS INFORMATION AS ON 31st DEC 2015 SN Name of Product Co. Ref. No. IRDA Ref.no. Class of Category Business* of Date of filing of Date IRDA NIL

32 FORM NL-33 SOLVENCY MARGIN-KGII SN SOLVENCY FOR THE YEAR ENDING 31st DECEMBER, 2015 AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO Description Notes No. (Rs. in lakh) Amount (1) (2) (3) (4) 1 Available Assets in Policyholders Funds (adjusted value of Assets as mentioned in Form IRDA-Assets-AA): Deduct: 2 Liabilities (reserves as mentioned in Form HG) Other Liabilities (other liabilities in respect of Policyholders Fund as mentioned in Balance Sheet) 4 Excess in Policyholders Funds (1-2-3) ( ) 5 Available Assets in Shareholders Funds (value of Assets as mentioned in Form IRDA-Assets-AA): Deduct: 6 Other Liabilities (other liabilities in respect of Shareholders Fund as mentioned in Balance Sheet) 7 Excess in Shareholders Funds (5-6) Total Available Solvency Margin [ASM] (4+7) Total Required Solvency Margin [RSM] Solvency Ratio (Total ASM/Total RSM) 3.13

33 SN Name of person Schedule Details of change in the period Board of Directors 1 Mr. P. J. Joseph Chairman-cum-Managing Director No Change during the reported period 2 Mr. Raj Singh Director Ceased to hold office w.e.f. 30th April, Mr. Anup Wadhawan Director ceased to hold office w.e.f. 28th October, Mr. K. N. Bhandari Director No Change during the reported period 5 Prof. Gopal Naik Director No Change during the reported period 6 Mr. P. Dutta Director No Change during the reported period 7 Mr. Kuldip Singh Director Cease to hold office wef 30th September, Mr. P. Venkataramiah Director No Change during the reported period 9 Mr. P.Nayak Director No Change during the reported period 10 Ms. Asha Nair Director Ceased to hold office w.e.f. 30th September, Mr. Naresh Gupta Director Joined on 30th June, Mr. H.R. Dave Director Ceased to hold office w.e.f. 30th June, Ms. K. Ramadevi Director Joined on 28th October, Mr A. Hoda Director Joined on 28th October, Mr. Manish Gupta Director Joined on 28th October, 2015 Key Persons FORM NL-34 For the period ending of FY Board of Directors and Key Person information 13 Ms. Yogita Arora Appointed Actuary Ceased to hold office w.e.f. 12th September, Ms. Megha Garg Appointed Actuary Joined on 8th December 2015

34 FORM NL-35-NON PERFORMING ASSETS-7A Company Name & Code: AGRICULTURE INSURANCE COMPANY OF INDIA LIMITED, CODE NO.126 Statement as on: 31ST DECEMBER 2015 Details of Investment Portfolio Periodicity of Submission : Quarterly COI Company Name Instrument Type % Interest Rate Has there been revision? Total O/s (Book Value) Default Principal (Book Value) Default Interest (Book Value) Principal Due from Interest Due from Deferred Principal Deferred Interest Rolled Over? Has there been any Principal Waiver? Amount Board Approval Ref Classification Provision (%) Provision (Rs) NIL CERTIFICATION Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed. Note: A. Category of Investmet (COI) shall be as per INV/GLN/001/ B. FORM 7A shall be submitted in respect of each 'fund'. C. Classification shall be as per F&A-Circulars-169-Jan-07 Dt

35 FORM NL-36-YIELD ON INVESTMENTS 1 Company Name & Code: Statement as on: Statement of Investment and Income on Investment Periodicity of Submission: Quarterly AGRICULTURE INSUANCE COMPANY OF INDIA LIMITED, CODE NO ST DECEMBER 2015 Current Quarter Year to Date Previous Year Rs. Lakhs No. Investment (Rs.) Income on Gross Net Investment (Rs.) Income on Gross Net Yield Investment (Rs.) Investment Yield Yield Investment Yield (%)² (Rs.) (%)¹ (%)² (Rs.) (%)¹ Book Value Market Value* Book Value Market Value Book Value Market Value A1 CENTRAL GOVERNMENT BONDS CGSB A4 DEPOSIT UNDER SECTION 7 OF INSURANCE ACT, 1938 CDSS A5 TREASURY BILLS CTRB B1 STATE GOVERNMENT BONDS SGGB C5 BONDS / DEBENTURES ISSUED BY HUDCO HTHD C7 BONDS / DEBENTURES ISSUED BY AUTHORITY CONSTITUTED UNDER ANY HOUSING / BUILDING SCHEME APPROVED BY CENTRAL / STATE / ANY AUTHORITY OR BODY CONSTITUTED BY CENTRAL / STATE ACT HTDA C8 BONDS / DEBENTURES ISSUED BY HUDCO HFHD D08 INFRASTRUCTURE - PSU - DEBENTURES / BONDS IPTD D10 INFRASTRUCTURE - OTHER CORPORATE SECURITIES - DEBENTURES/ BONDS ICTD D13 INFRASTRUCTURE - PSU - DEBENTURES / BONDS IPFD E1 PSU - EQUITY SHARES - QUOTED EAEQ E17 E2 E25 E26 DEPOSITS - DEPOSIT WITH SCHEDULED BANKS, FIS (INCL. BANK BALANCE AWAITING INVESTMENT), CCIL, RBI CORPORATE SECURITIES - EQUITY SHARES (ORDINARY)- QUOTED PERPETUAL DEBT INSTRUMENTS OF TIER I & II CAPITAL ISSUED BY PSU BANKS PERPETUAL DEBT INSTRUMENTS OF TIER I & II CAPITAL ISSUED BY NON-PSU BANKS ECDB EACE EUPD EPPD E30 MUTUAL FUNDS - GILT / G SEC / LIQUID SCHEMES EGMF E6 CORPORATE SECURITIES - BONDS - (TAXABLE) EPBT F12 EQUITY SHARES (PSUS & UNLISTED) OEPU F14 MUTUAL FUNDS - DEBT / INCOME / SERIAL PLANS / LIQUID SECEMES OMGS TOTAL *All securities are considered to be on the basis of 'Held to Maturity'. *Market Values on 31ST DECEMBER 2015 are shown for Current Quarter and Year to Date CERTIFICATION Category of Investment Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed. Date: Category of Investment (COI) shall be as per Note: Guidelines To be calculated based on Monthly or lesser frequency 1 'Weighted Agerage' of Investments 2 Yield netted for Tax 3 FORM-1 shall be prepared in respect of each fund. Category Code Income on Investment (Rs.) Gross Yield (%)¹ Net Yield (%)²

36 FORM NL-37-DOWN GRADING OF INVESTMENT-2 Company Name & Code: AGRICULTURE INSURANCE COMPANY OF INDIA LIMITED,CODE NO.126 Statement as on: 31ST DECEMBER 2015 Statement of Down Graded Investments Periodicity of Submission: Quarterly Rs. Lakhs No Name of the Security COI Amount Date of Purchase Rating Agency Original Grade Current Grade Date of Downgrade Remarks A. During the Quarter ¹ NIL B. As on Date ² NIL CERTIFICATION Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed. Note: 1 Provide details of Down Graded Investments during the Quarter. 2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing. 3 FORM-2 shall be prepared in respect of each fund. 4 Category of Investmet (COI) shall be as per INV/GLN/001/

37 FORM NL-38 Registration No. 126 and Date of Registration with the IRDA: ANNUAL BUSINESS RETURNS ACROSS LINE OF BUSINESS AS ON 31st DEC 2015 (Rs in lakh) For the quarter Upto the quarter For the corresponding quarter of Upto corresponding quarter of SN Line of Business Premium No. of Policies Premium No. of Policies Premium No. of Policies Premium No. of Policies 1 Fire Cargo & Hull Motor TP Motor OD Engineering Workmen's Compensation Employer's Liability Aviation Personal Accident Health Others* Crop Insurance

38 SN Line of Business Particular 1 Fire 2 Cargo & Hull 3 Motor TP 4 Motor OD 5 Engineering 6 Workmen's Compensation 7 Employer's Liability 8 Aviation 9 Personal Accident 10 Health 11 Others*Crop Insurance FORM NL-39 Registration No. 126 and Date of Registration with the IRDA: RURAL AND SOCIAL OBLIGATION AS ON 31st DEC 2015 No. of Policies Issued Premium Collected Sum Assured Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural 1,784, ,209 6,805,785 Social * any other segment contributing more than 5% needs to be shown separatly Note-Entire AIC premium is Rural and Social (Rs in lakh)

39 FORM NL-40 Business Acquisition through Different Channels For the period ending 31st Dec 2015 Current Year SN Channels No. of Policies Premium (Rs in lakh) 1 Individual agents Corporate Agents-Banks Corporate Agents -Others Brokers Micro Agents Direct Business others Total (A) Referral (B) Grand Total (A+B)

40 FORM NL-41 Grievance Disposal Insurer - Date: GRIEVANCE DISPOSAL STATEMENT AS on SN Particulars Opening Balance as on begining of the quarter Additions during the quarter Complaints Resolved/setteled during the quarter Fully Accepted Partial Accepted Rejected Complaints Pending at the end of the quarter Total Complaints registered upto the quarter during the financial Year 1 Complaints made by customers a) Death claims NIL NIL NIL NIL NIL NIL NIL b) Claim c) Policy Related NIL NIL NIL NIL NIL NIL NIL d) premium NIL 5 NIL NIL 5 NIL 5 e) Refund NIL NIL NIL NIL NIL NIL NIL f) Coverage NIL NIL NIL NIL NIL NIL 3 g) Cover Note related NIL NIL NIL NIL NIL NIL NIL h) Products NIL 2 1 NIL i) others NIL 17 NIL 1 16 NIL 19 Total Number Total No. of Policies during Previous year 3 Total No. of Claims during Previous year 4 Total No. of Policies during Current year 5 Total No. of Claims during Current year 6 Total No. of Policy Complaints (current year) per 10,000/-policies (current year) 7 Total No. of Claims Complaints (Current year ) per 10,000/-claims registered (current year) NA NA NA NA NA NA 8 Duration wise Pending Status Complaints made by the Customer Complaints made by intermediaries Total a) up to 7 days 1 NIL 1 b) 7-15 days NIL NIL NIL c) 15-30days 3 NIL 3 d) days 2 NIL 2 e) 90 days & beyond NIL NIL NIL Total Number 6 NIL 6