When Coverage Ends Retiree Vision Care, EAP and Life Insurance Programs 2
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2 When Coverage Ends Retiree Vision Care, EAP and Life Insurance Programs 2 CONTENTS WHEN COVERAGE ENDS... 3 For You and Your Dependents... 3 Continuing Health Care Coverage Under COBRA... 4 WHOM TO CALL ABOUT YOUR BENEFITS... 4 DEFINED TERMS... 5
3 When Coverage Ends Retiree Vision Care, EAP and Life Insurance Programs 3 WHEN COVERAGE ENDS Vision Care, EAP and Life Insurance Programs for Retirees BNSF Group Benefits Plan Effective January 1, 2012 This chapter describes when coverage ends under the BNSF Vision Care, EAP and Retiree Life Insurance Programs for Retirees. For You and Your Dependents Coverage for you ends upon your death. Your eligible dependents may continue to participate in the Vision Care Program and Employee Assistance Program (EAP) after your death as long as any required contributions are made. If any of the following occurs earlier, coverage for you and/or your covered dependents under any programs of the BNSF Group Benefits Plan will end on whichever occurs the first: The date any program or plan under the Group Benefits Plan ends; The date your dependent no longer is eligible for coverage; The first day of the period for which the required contributions are not made; or Defined terms: For the meaning of terms in blue, click to see the Defined Terms section. Previous view: Return to your previous page by right clicking and selecting the previous view option. See Navigation Tips on the Plan Details (Summary Plan Descriptions) page where you linked to this SPD chapter. The date any insurance company cancels or otherwise does not renew the policy and BNSF does not purchase replacement coverage under which you would qualify. For details of when a child loses eligibility and coverage ends, see When Coverage of a Child Ends, in the Dependents section of the chapter of this Summary Plan Description (SPD) titled Who Is Eligible and How to Enroll in the Vision Care, EAP and Life Insurance Programs for Retirees.
4 When Coverage Ends Retiree Vision Care, EAP and Life Insurance Programs 4 Continuing Health Care Coverage Under COBRA Your dependents have a right to COBRA continuation coverage, which is a temporary extension of Vision Care and EAP coverages under COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1985, as amended), if they lose coverage under the Group Benefits Plan. See the chapter of this SPD titled Continuing Health Care Coverage Under COBRA Retiree Vision, EAP and Life for more information. WHOM TO CALL ABOUT YOUR BENEFITS For questions about eligibility for benefits, including continuation opportunities when your dependent s coverage ends, call the BNSF Benefits Center at
5 When Coverage Ends Retiree Vision Care, EAP and Life Insurance Programs 5 DEFINED TERMS About These Terms The following definitions of certain words and phrases will help you understand the provisions to which the definitions apply. Some definitions apply in a special way to specific benefits or provisions. So, if a term that is defined in another chapter of this SPD also appears as a defined term listed here, the definition in the other chapter will apply to that specific chapter rather than the definition below. BNSF, company, employer Burlington Northern Santa Fe, LLC, 2500 Lou Menk Drive, Fort Worth, TX 76131, and subsidiary companies. COBRA Consolidated Omnibus Budget Reconciliation Act of 1985, as amended. Previous view: Return to your previous page by right clicking and selecting the previous view option. See Navigation Tips on the Plan Details (Summary Plan Descriptions) page where you linked to this SPD chapter.
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