Management Liability and Specialty Programs Overview

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1 A.M. Best rating of A+ (Superior), FSC XV S&P A+ Management Liability and Specialty Programs Overview OUR EXPERTISE will provide the solutions. Our responsiveness will provide the service. And our financial strength will provide the stability. We are a FORTUNE 100 company with more than 16 million policies in force.

2 Accountants Prior Acts Professional offers an exclusive professional liability insurance program on a national basis designed to provide Stand-Alone Prior Acts coverage for accounting firms being acquired or dissolving. Our Program also provides coverage to individual accounting professionals or groups of accounting professionals who leave a firm to join another firm, change careers or retire. Unique Stand-Alone Prior Acts Policy form and application Contingent coverage offered for individuals or groups leaving a firm/direct coverage offered for firms being acquired Up to a six-year reporting period offered Up to $5 million in limit / as low as a $5,000 retention All states considered All practice areas and industries served considered bgroarke@ Adult Residential Facility Professional NIF Group is a national program manager and regional wholesale broker. Based in New York with offices nationwide, NIF provides various coverages for adult residential facilities. An adult residential facility with 10 or fewer inhabitants designed to provide help for seniors who need assistance with activities of basic living Facilities typically located in specially retrofitted private dwellings in residential neighborhoods and licensed by the state General liability Professional liability Physical abuse NIF nifgroup.com Sherri Sheidler ssheidler@nifgroup.com Architects and Engineers Professional Euclid provides Architects and Engineers Professional Liability coverage on an admitted basis using A.M. Best s A+ XV rated paper. We have more than 30 years of experience underwriting this line of coverage with exceptional service. We consider architects, interior designers, landscape architects, land planners, civil engineers, land surveyors, electrical engineers, mechanical engineers, HVAC engineers and structural engineers. Errors and Omissions (E&O) coverage for firms engaged in practice as architects, engineers, land surveyors, landscape architects and construction managers Admitted paper in 48 states (non-admitted basis in Louisiana and Hawaii) Architect and engineer firms with annual gross revenue from $25,000 up to $15 million Program limits are $250,000 / $250,000 each claim with an annual aggregate up to $5 million / $5 million each claim Our policy form covers Wrongful Acts and Pollution Incidents arising out of Professional Services Excess architect and engineer coverage on a non-admitted basis Euclid euclidae.com Brian Van Cleave , ext bvancleave@euclidmanagers.com Behavioral Healthcare, Addiction and Social Services Negley Associates is the leading underwriting management firm in the United States, serving the insurance needs of behavioral health care agencies and related social services. Our mission is simple: to provide the best insurance solution so that our insureds have peace of mind and can focus on what they do best the delivery of behavioral health care and social services to their clients. Coverage for alcohol/drug rehabilitation centers, mental health facilities, group homes, sheltered workshops and related organizations General liability Professional liability Directors and Officers (D&O) liability Workers compensation Negley Associates jjnegley.com Bernice Holloway bholloway@jjnegley.com Educators Professional Myron Steves national operation helps teachers, schools, associations and other education-related entities manage their risk and protect their careers with customized insurance solutions to handle unique predicaments seen in today s educational environments. We provide individual coverage and packages tailored to a school or institution s needs. Associations that pertain to some aspect of education, such as, but not limited to, elementary and high school teachers, counselors, physical education instructors, principals and administrators Liability coverage intended to be excess over any other coverage available to the individual Reimbursement of attorneys fees and bail bonds available Optional coverages: assault-related personal property damage, identity theft, private instruction, accidental death and dismemberment Myron F. Steves & Company myronsteves.com/educators.aspx Lori E. Pack lpack@myronsteves.com Excess Healthcare Professional Excess Healthcare Professional Liability protects health care institutions, physicians and surgeons from catastrophic litigation arising out of their professional services. Our coverage can be expanded to provide excess liability insurance above general, auto, and employers liability as well as other casualty insurance. Claims-made professional liability Excess casualty coverage follows form of occurrence or claims-made coverage Policy forms include lead umbrella, follow-form excess as well as reinsurance for captives Limits up to $10 million Minimum attachment of $1 million Full Prior Acts coverage available to eligible risks Stand-alone tail coverage offered on a select basis propraxisins.com FEDS Professional Federal Employee Defense Services Inc. provides insurance solutions for the unique exposures of today s federal employees and contractors. Professional coverage for any full- or part-time civilian (including MPs), federal employees or individuals performing work for the federal government and who receive the same civil liberties protections for matters occurring within the scope of their employment. Includes Employment Practices Liability (EPL) coverage Miscellaneous coverage available to consultants who have a federal contract Law Enforcement Officers Safety Act (LEOSA) coverage available to both active and retired law enforcement officers Federal Employee Defense Services Inc. fedsprotection.com Tony Vergnetti tony@fedsprotection.com 2 3

3 Financial Services Products for Banking and Mortgage Industries Innovative Risk Solutions provides appraisal management and underwriting services liability and home equity loan default insurance. We have the very best protection for Mortgage Service Providers and Community Banks and combine superior process automation, risk mitigation and cost efficiency to deliver outstanding results for our business partners. Specialty financial services products in the banking and mortgage industries Mortgage Service (MSP) Program Appraisal Management Professional Underwriting Services Professional Liability $100,000 per claim / $5 million aggregate Premium incurred one time Protequity Home Equity Loan Insurance Offered to credit unions and small community banks Designed to protect lenders for individual loan defaults on home improvement loans $250,000 per claim on all secured loans and $25,000 on unsecured loans / aggregate is 10% of the outstanding balance of new loans reported during the policy period Premium per loan is incurred on monthly basis. Innovative Risk Solutions irs-incorporated.com Greg Shimkus Financial Services Professional The Financial Services Division of Prosurance provides coverage for clients in the financial services industries, including financial planners, investment advisors, life insurance agents, security brokers and dealers, and their registered representatives. Errors and Omissions (E&O) coverage for investment advisors, registered representatives, financial planners, life insurance agents and broker/dealers Master policies and many specialized coverages available Limits of liability up to $5 million each claim / $15 million policy aggregate available ProSurance Group Inc. prosurancegroup.com John Wagner johnwagner@prosurancegroup.com Insurance Agents and Brokers Professional Liability Backed by some of the most experienced people in the industry, Lee & Mason s easy-to-read, comprehensive policy is designed for property/casualty and life/health agents and brokers, including wholesalers, general agents, managing general agents and program administrators. Designed for both property/casualty and life/health agents and brokers, including wholesalers, general agents, managing general agents and program administrators Policy extended to insurance consulting, premium financing, claims adjusting, loss control, and risk management services Wrongful act extended to include personal injury No exclusion for the sale of variable life insurance, variable annuities or mutual funds Fraud/Dishonest Acts Exclusion not applicable to innocent person One-, two-, and three-year ERP options available Limits of up to $10 million on a primary or excess basis Policyholders are granted access to a free insurance agents risk management hotline Lee & Mason leeandmason.com/agents_eo.html ext 2504 Insurance Agents and Brokers Professional (E&O for Nationwide general agents/program managers) Colonial General Insurance Agency provides professional liability coverage for eligible general agents and program managers with a superior level of service, and a vast array of coverage solutions. Errors and Omissions (E&O) coverage for eligible general agents and program managers Contract with E&S/Specialty at Nationwide a must for eligible general agents and program managers Employment Practices (EPLI) coverage available Cyber Liability coverage also available Worldwide coverage for suits brought into U.S. and Canada Limits up to $5 million (higher with approval) Defense outside the limits Innocent Insured Protection First Dollar Defense Coverage available Supplemental payments for legal assistance with subpoenas Supplemental payments for privacy regulation and identity protection Claims-made Form Colonial General Insurance Agency colonialgeneral.com Brett Wiegers bcw@colgen.com Intellectual Property IPISC offers the world s most well-researched, thoroughly serviced intellectual property insurance products. We empower clients to defend the ideas that form the foundation of their business with the following products: IP Enforcement Insurance IP Defense Insurance Multi-Peril IP Insurance Unauthorized Disclosure Insurance InventPro Abatement Insurance Troll Defense Insurance Post-Grant Patent Defense IPISC info@patentinsurance.com Large Accountants Professional is a leading provider of professional liability insurance for midsize to large accounting firms. Our staff keeps abreast of laws and rules that can affect your clients and their professional liability exposures. Just one mistake (or alleged mistake) can have serious consequences on a business and cost thousands of dollars in court and in indemnification damages. Our goal is to help you protect their assets and continue to keep their businesses succeeding. Professional liability insurance for accounts with $25 million or more in annual revenue Coverage for accountants, auditors, bookkeepers and tax preparers for services provided in their accounting practices Coverage for tax engagements, compilations, tax planning, notary, public activities, bookkeeping, and consultant services as an accountant, writeups and reviews bgroarke@ Lawyers Professional (individual attorneys and law firms of up to 30 attorneys) Jorgensen and Company represents hundreds of law firms in the placement of professional liability insurance. We serve the large community of small- to midsize law firms that practice both general and specialized law. Coverage available for three specific market segments: Individual attorneys and law firms of up to 30 attorneys Individual attorneys and law firms of up to 30 attorneys whose specialty is Intellectual Property law Non-standard law firms up to 30 attorneys 4 5

4 Coverage limits up to $4 million in the aggregate available, along with significant coverage extensions and features: Broad definition of professional services, including coverage for Electronic Media and Cyber perils Alternative Dispute Resolution (ADR) claims settlement provision to reduce deductible amounts Deductible reductions for use of limitation of liability and mediation clauses Early resolution and consent to settlement of claims In engagement letters Supplementary Payments for loss of earnings, defense expenses and subpoena expenses Our goal is to serve the large community of small- to midsize law firms that practice both general and specialized law. However, the program is not designed for firms with activity in class action or mass tort representation, or in the securities industry. Jorgensen and Company jorgensenandcompany.com Lawyers Professional (large law firms with 50+ attorneys) is a leading MGA in writing professional liability insurance for large law firms, distinguished by the breadth and depth of their experience in this market. Our underwriters understand firsthand the risks that large law practices face. We know how to properly respond to these risks with tailored insurance policies along with a focus on the importance of claims management to a firm s financial asset protection and reputation. Our claims management is headed by one of the most respected individuals in the London market. Dennis Mullins dmullins@ Management Consultants Professional offers professional liability insurance coverage for large management consulting and actuarial firms. We have a national exclusive relationship with Nationwide for our large law firm and our management consultant Errors and Omissions (E&O) insurance. Consideration of all consulting practices, including: general strategy; operational and business advisory services; HR benefits and technology; and business process Consideration of large actuarial firms providing attest services to clients Policy limits of $10 million / aggregate limits available Claims-made policy written on Indemnity Policy forms Primary or excess layers considered Christopher Alfieri calfieri@ Limits up to $5 million, as low as $500,000/retentions as low as $5,000 All areas of practice considered, including attestation services and public audit firms All industries served considered All states considered Sub-limited coverage available for disciplinary actions, subpoena expenses, network security reimbursement and professional reputation management Superior service and exceptional claims management guaranteed bgroarke@ Pro-Praxis Senior Living Professional Liability Pro-Praxis Senior Living Underwriters, a division of CRC Programs and CRC Group, is a highly experienced and client-focused managing general underwriter (MGU) servicing the insurance needs of the senior living industry and providing comprehensive solutions for senior living facilities. Our insurance products are supported by effective risk management and results-driven claims handling. Program coverage is available in all 50 states for senior living facilities, subject to the specific product limitations in certain states and venues. Professional and general liability Transactional Risk Insurance Concord Specialty Risk has transactional risk products that address loss that may arise from mergers and acquisitions, potential regulatory enforcement, pending lawsuits, uncertain tax positions, and other contingent liabilities. Our coverage is designed to facilitate transactions by enhancing bids; expediting and easing closings, syndications, and offerings; and providing balance sheet protection. Representations and Warranties Insurance Protection against loss from party s representations and warranties breach made in a merger or acquisition agreement. Tax Insurance Indemnification for additional taxes, interest, and penalties incurred for one or more uncertain tax positions. Concord Specialty Risk concordspecialtyrisk.com/productservices.html Lawyers Errors and Omissions (E&O) program designed for firms with 50 or more attorneys written on a quota share basis Policy limits of $15 million / aggregate limits available Claims-made policy written on both Indemnity and Defense Policy Forms Primary or excess layers will be considered Midsize Accountants Professional specializes in providing professional liability insurance for small to midsize accounting firms. Our exclusive national program is designed to protect the needs of accounting firms with annual revenue between $2.5 million and $25 million. Excess/umbrella liability Business auto propraxisins.com All practice areas considered All jurisdictions considered Professional liability insurance for accounting firms with annual revenue between $2.5 million and $25 million Manuscript policy wording to meet the needs of individual risks Available to accounting firms with revenue as low as $2.5 million 6 7

5 Programs group Our expertise in the professional and management liability market allows us to develop superior programs with the right strategic partners. We have the flexibility to underwrite a broad range of products and the knowledge to understand the unique risk exposures associated with these lines of business. Most importantly, we re here to support our program managers. We offer innovative and specialized risk management solutions that fit your needs. Quickly. Efficiently. Intelligently. Financial strength We have an A.M. Best rating of A+ (Superior), FSC XV, and Standard and Poor s A stable rating. Our financial strength and stability allows us to offer exceptional products and provide the security that our customers need in all market conditions. Customer base We can create customized management liability, professional liability, and a variety of specialty lines programs for many different types of professionals. We aim to build exclusive partnerships with program managers seeking financial strength and long-term relationship commitments. We have the ability to work in established insurance markets as well as to help develop new products. We are always receptive to new ideas. Claims handling and support Our dedicated claims team has the experience and technical expertise in numerous jurisdictions to manage professional liability claims and complex litigation. Our knowledgeable team works proactively to complete a thorough investigation of every claim and provides aggressive defense to protect your assets. 24/7 claims reporting is available at: fsreportaloss@nationwide.com s, please contact a member of our programs team: John Lopes Senior Vice President john.lopes@nationwide.com Noelle Collado Associate Vice President noelle.collado@nationwide.com Eric Werkheiser Senior Director werkhee@nationwide.com Distribution We will develop management liability, professional liability and specialty lines programs with program managers in conjunction with wholesale brokers, insurance agents, affinity groups, and associations throughout the United States. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company Nationwide ESO-0140AO.1 (08/18) FORTUNE and Time Inc. are not affiliated with and do not endorse the products or services of Nationwide Mutual Insurance Company. FORTUNE and FORTUNE 100 Best Companies to Work For are registered trademarks of Time Inc. and are used under license. EAST REGION NEW YORK CITY 7 WORLD TRADE CENTER 250 GREENWICH STREET 37TH FLOOR NEW YORK, NY WEST REGION SAN FRANCISCO 101 CALIFORNIA STREET SUITE 900 SAN FRANCISCO, CA MIDWEST REGION CHICAGO ONE SOUTH DEARBORN 21ST FLOOR, SUITE 2186 CHICAGO, IL