Overview of the Prior Authorization Customized Wheelchairs E1220 Unbundling Process. June 20, 2016
|
|
- Evelyn Owen
- 5 years ago
- Views:
Transcription
1 Overview of the Prior Authorizatio Customized Wheelchairs E1220 Ubudlig Process Jue 20, 2016
2 Objectives Improve uderstadig of the customized wheelchairs E1220 ubudlig process for HUSKY Health prior authorizatio (PA) Access ad use the Departmet of Social Services (DSS) Fee Schedule Miimize admiistrative burde associated with the E1220 ubudlig process for PA Improve provider satisfactio with the PA process 1
3 Perso-Ceteredess Providig the member with eeded iformatio, educatio ad support required to make fully iformed decisios about his or her care optios ad to actively participate i his or her self-care ad care plaig Supportig the member, ad their desigated represetative(s) i workig together with his or her o-medical, behavioral health ad medical providers ad Care Maager(s) to obtai ecessary supports ad services Reflectig care coordiatio uder the directio of ad i partership with the member ad his/her represetative(s) that is cosistet with his or her persoal prefereces, choices ad stregths ad that is implemeted i the most itegrated settig 2
4 Defiitio of Medical Necessity Sectio 17b-259b(a) Medical Necessity (or Medically Necessary ) meas those health services required to prevet, idetify, diagose, treat, rehabilitate or ameliorate a idividual s medical coditio; icludig metal illess, or its effects, i order to attai or maitai the idividual s achievable health ad idepedet fuctioig provided such services are: (1) Cosistet with geerally-accepted stadards of medical practice that are defied as stadards based o: (A) Credible scietific evidece published i peer-reviewed medical literature that is geerally recogized by the relevat medical commuity (B) Recommedatios of a physicia-specialty society (C) The views of physicias practicig i relevat cliical areas (D) Ay other relevat factors 3
5 Defiitio of Medical Necessity (cot.) (2) Cliically appropriate i terms of type, frequecy, timig, site, extet ad duratio, ad cosidered effective for the idividual s illess, ijury or disease (3) Not primarily for the coveiece of the idividual, the idividual s healthcare provider, or other healthcare providers (4) Not more costly tha a alterative service or sequece of services at least as likely to produce equivalet therapeutic or diagostic results as to the diagosis or treatmet of the idividual s illess, ijury, or disease (5) Based o a assessmet of the idividual ad his/her medical coditio All fial determiatios of medical ecessity must be based upo this statutory defiitio 4
6 Customized Wheelchair Prior Authorizatio Process 5
7 Submit a Prior Authorizatio Request Providers may submit PA requests for customized wheelchairs via: Olie - Clear Coverage Portal Fax: Cotiue to use the budled E1220 code 6
8 E1220 Ubudlig Process Commuity Health Network of Coecticut, Ic. (CHNCT) processes request as a E1220 code ad staff will: Maually ubudle E1220 code requests Review provider pricig quotatios Cross-check all codes with the DSS Fee Schedule Determie which codes require PA ad how the PA will be give 7
9 E1220 Ubudlig Process (cot.) Codes ot requirig PA will ot be etered ito the authorizatio request Codes o the DSS Fee Schedule with a max fee will be etered i the authorizatio request ad approved with uits Codes o the DSS Fee Schedule with ZERO or List-15 will be etered i the authorizatio request ad approved per a egotiated rate as outlied i the DSS MEDS Pricig Policy The ubudlig process was developed to help reduce the admiistrative burde for DME Providers 8
10 E1220 Ubudlig Process PA Requests Clear Coverage: CHNCT will replace E1220 code with codes requirig PA as separate lie items Customized Wheelchair PA requests will have otes etered ito Clear Coverage idicatig elimiated codes ad codes requirig PA Fax: CHNCT will replace E1220 code with idividual codes requirig PA 9
11 E1220 Ubudlig Process Special Notes Idividual authorizatios are limited to 10 HCPCS codes or less Authorizatios requirig more tha 10 HCPCS codes for PA (accordig to the DSS Fee Schedule), will be split ito 2 separate authorizatios Clear Coverage E1220 requests with more tha 10 HCPCS codes may have: Origial authorizatio that ca be viewed i the portal 2d authorizatio that was maually etered by CHNCT that caot be viewed i the portal 10
12 Wheeled Mobility Device Policy Guidelies Go to click For Providers, Wheeled Mobility Devices, the Wheeled Mobility Device Policy Guidelies Review the policy frequetly for ay chages 11
13 Natioal Correct Codig Iitiative Medically Ulikely Edits A Medically Ulikely Edit (MUE) is a uit of service edit for a HCPCS/CPT (Curret Procedural Termiology) code that applies to services performed by the: Same provider For the same beeficiary O the same date of service Ceters for Medicare ad Medicaid Services (CMS) MUE tables: Quarterly additios, deletios ad revisios are posted 12
14 Natioal Correct Codig Iitiative Medically Ulikely Edits (cot.) Effective April 1, 2015, claims exceedig MUE will: Auto-dey istead of cutback Post Explaatio of Beefits (EOB) code 0770 MUE UNITS EXCEEDED Providers are resposible for idetifyig codes with a MUE prior to submittig a PA If a code has a MUE, claims will dey regardless of authorizatio 13
15 NCCI Procedure to Procedure Edits Provider Bulleti otified MEDS providers that DSS has implemeted Medicaid-Oly Procedure to Procedure (PTP) edits related to wheelchairs: Made cosistet with NCCI updates received from CMS Promote correct codig ad cotrol improper codig that could lead to iappropriate paymets Fid NCCI edits o the CMS website: Systems/Natioal-Correct-Codig-Iitiative.html Review edits frequetly for quarterly updates 14
16 NCCI Procedure to Procedure Edits (cot.) Group 1 Group 2 Group 3 Group 4 Group 5 Wheelchair Edits Groups Wheelchair bases with other wheelchair bases Wheelchair bases with other wheelchair optios ad accessories Wheelchair bases with wheelchair seatig Wheelchair optios ad accessories with other wheelchair optios ad accessories Wheelchair seatig with other wheelchair seatig 15
17 NCCI Procedure to Procedure Edits (cot.) Each of the wheelchair base codes will be paired with each of the other codes, resultig i thousads of uique code pairs/ptp edits The methodology assigs codes based o the techical complexity of the item Example: Power wheelchairs were raked higher tha power operated vehicles (POVs/scooters) which were raked higher tha maual wheelchairs The same cocept will be applied to wheelchair bases, wheelchair optios ad accessories, ad wheelchair seatig i groups 2 through 5 This will prevet a particular accessory to be used with a specific type of wheelchair (e.g., a battery is ot used with a maual wheelchair) A accessory repair part could ot be billed at the time of iitial issue of the wheelchair (e.g., a replacemet motor is ot payable with a power wheelchair base code) 16
18 NCCI Procedure to Procedure Edits Claim Deials Icorrect code combiatios submitted o claims will dey Oe of the followig edits will appear o the EOB: 5924 Claim deied, Correct Codig Iitiative (CCI) greater ad lesser procedures are ot covered o same date of service 5925 CCI colum 1 code or mutually exclusive code was billed o same date as previous colum 2 code 5926 CCI colum 2 code was billed o the same date as previous colum 1 or mutually exclusive code Authorizatio of customized wheelchair compoets is ot a guaratee of paymet Providers are resposible for idetifyig procedure code combiatios that may ot be billed o the same date of service Code combiatios ot allowed based o NCCI edits will dey regardless of authorizatio 17
19 DSS Fee Schedule & Ubudlig 18
20 DSS Fee Schedule Go to Click o Provider Click o the I Accept butto at the bottom of the Licese Agreemet Choose the desired Provider Fee Schedule: MEDS DME is where E ad K codes are foud 19
21 Navigatig the DSS Fee Schedule The colums o the Fee Schedule are as follows: Procedure Code Proc Descriptio Mod1 Mod1 Desc Rate Type Max Fee Effective Date Ed Date PA Qty If there is a Y i the PA colum, the Prior Authorizatio is required for that item 20
22 DSS Fee Schedule/Ubudlig No PA Needed Code Example: No PA required TiSport X2FTR7 1 Piece Over Ceter Foldig Footrest K0037 NU EA 1 K0037 High mout flip-up footrest each DEF /1/ /31/2299 PA Colum is blak 21
23 DSS Fee Schedule/Ubudlig PA Needed for Uits Code Example: Requires PA ad has a max fee 1 Each EZ14 EZ RIDER E1236 NU E1236 Wheelchair pediatric size foldig adjust DEF /1/ /31/2299 Y Max Fee Allowed PA is required 22
24 DSS Fee Schedule/Ubudlig PA Needed for Negotiated Fee Code Example: Requires PA ad maual pricig Permobil, Ic. l11110 Power Adjustable Seat Height 12 E2300 NU Travel E2300 Wheelchair accessory power seat elevate DEF Zero 7/1/ /31/2299 Y Requires maual pricig Approved with egotiated fee PA is required 23
25 DSS Fee Schedule/Ubudlig PA Needed for Miscellaeous Code Code Example: Miscellaeous code requirig PA ad maual pricig 1 Each 2pc Wide Corpus VS Footplates 9 D x 7.5 W - K0108 LEGREST OPTIONS NU K0108 Wheelchair compoet or accessory ot DEF Zero 5/1/ /31/2299 Y Requires maual pricig Approved with egotiated fee PA is required 24
26 DSS Fee Schedule/Ubudlig Example 1 Provider Quotatio Authorizatio Quatum Rehab 1 Each J6 2SP-SS BASE MODEL K Each Swig-away, Ilie, Right JOYSTICK MOUNTING BRACKETS SAMTIR7 1 Each TRU-Balace 2 Power Tilt TRU-Balace 2 SEATING SYSTEM 1 Each Adjustable Ceter Mout Foot Platform, 10-8 Footplate ADJUSTABLE CENTER MOUNT FOOT PLATFORM 1 Pair Calf Pads, Large ADJUSTABLE CENTER MOUNT FOOT PLATFORM E1028 E1002 K0108 K Each U-1 32 amp Batteries - BATTERIES E2365 Motio Cocepts No PA eeded: E1028, E2365 PA with uits: K0835, E1002, E2624 PA with egotiated fee: K Each 16 w d MaTRx LIBRA CUSHION, STARTEX LC1616 E
27 DSS Fee Schedule/Ubudlig Example 2 Provider Quotatio Authorizatio Descriptio F3 Base Corpus F3 MPO Ati-Tippers for F3 / F5 Corpus Seat w/50 Tilt & 175 Power Reclie Fuctioal Reach Package - 20 Aterior Tilt Batteries, Grp 24 (72Ah) Sealed Gel Power Adjustable Seat Height 12 Travel Haress for Expadable Cotroller R-et Remote Color Joystick Programmable Retractable Joystick Mout Right-R-Net VR2 BodyPoit J/S Hadle 4 UShaped w/flexshaft Expadable Cotroller-R-Net Multiple Seat Fuctio Cotrol Kit For R-Net Corpus Ergo Back 18W x 23-28T Corpus 3G Ergo Seat Cushio Adj Removable Kee Support Hardware 2pc Wide Corpus VS Footplates 9 D x 7.5 W Code K0861 K0108 E1007 K0108 E2363 E2300 E2313 K0108 E1028 E2323 E2377 E2311 E2620 E2605 E1028 K0108 No PA eeded: E2363, E2313, E2323, E1028 PA with uits: K0861, E1007, E2377, E2311, E2620, E2605 PA with egotiated fee: K0108, E2300 l Corpus VS Power Elevatig Legrest 180 K
28 DSS Fee Schedule/Ubudlig Miscellaeous Code K0108 K0108 codes etered with the umber of uits requested with the egotiated price: The egotiated pricig will be the sum of each K0108 code Claims must be submitted exactly as the authorizatio appears 27
29 DSS Fee Schedule/Ubudlig Quatity Limits If a code does ot require PA for a quatity of 1 ad you are requestig a higher quatity, PA will be eeded O a case by case basis, the requested code may be authorized with a egotiated fee if it is over the DSS Fee Schedule quatity limit You will eed to verify with CMS if the requested code has a MUE PA will ot override a MUE established by CMS 28
30 DSS Fee Schedule/Ubudlig Quatity Limits & Modifiers Bilateral postural compoets: Example: Code E0956 has a quatity limit of 2 ad does ot require PA If a member requires bilateral lateral thoracic supports ad hip guides, you will eed to specify modifier RT ad LT to allow claims to pay for a quatity of 4 PA is ot required 29
31 E1220 Ubudled Approvals Approval letters detail each lie item approved that requires PA Claims must be submitted exactly as the authorizatio appears, if ot, the claim will ot pay 30
32 E1220 Ubudled Partial Deials The otificatio process for Partial Deials is chagig o 7/1/16: Partial Deials defied as approved for part of a code ad deied for part of the same code Example: 4 K0108 HCPCS codes were requested; 1 K0108 HCPCS was approved ad 3 were deied Authorizatios will show each lie item approval 31
33 E1220 Ubudled Partial Deials (cot.) Partial Deial otificatios detail each lie item that requires PA 32
34 E1220 Ubudled Deials Deials are defied as either a lie item that is fully deied or a etire wheelchair that is fully deied If the etire wheelchair is deied, the deial letters will remai uchaged For requests where lie items are fully approved ad lie items are fully deied: The approval lie items will be separated from the deied lie items Provider will receive 2 separate otificatios: Approval letter detailig approved lie items Deial letter detailig deied compoets with deial ratioale Please ote: PA requests submitted through Clear Coverage will be cacelled ad re-etered to reflect a approval ad deial 33
35 Cotact Iformatio For questios about billig or help accessig the fee schedule, cotact: HP Provider Assistace Ceter Phoe: Hours: Moday through Friday, 8:00 a.m. to 5:00 p.m. For questios about Prior Authorizatio, cotact: CHNCT Phoe: Hours: Moday through Friday, 8:30 a.m. to 6:00 p.m. 34
36 Questios? 35
TENS Unit Prior Authorization Process
TENS Uit Prior Authorizatio Process Objectives Uderstad the HUSKY Health program s prior authorizatio process for TENS uits (Trascutaeous Electrical Nerve Stimulatio) Access the DSS Fee Schedule Reduce
More informationSummary of Benefits. Management Consulting & Research, LLC
Summary of Beefits Maagemet Cosultig & Research, LLC All MCR Full Time Employees ad all other Full Time Employees Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life, Optioal Depedet
More informationSummary of Benefits THE SCRIPPS RESEARCH INSTITUTE
Summary of Beefits THE SCRIPPS RESEARCH INSTITUTE All Active Full Time Beefit Eligible Employees Workig i Califoria Basic Term Life, Basic Accidetal Death & Dismembermet, Buy-Up Term Life, Buy-Up Depedet
More informationSummary of Benefits RRD
Summary of Beefits RRD All Eligible Employees Basic Term Life, Optioal Term Life, Optioal Depedet Term Life ad Optioal Accidetal Death & Dismembermet Issued by The Prudetial Isurace Compay of America Effective:
More informationSummary of Benefits HAMPSHIRE COLLEGE
Summary of Beefits HAMPSHIRE COLLEGE All Employees other tha Dea of Faculty ad VP of Fiace ad Admiistratio Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life, Optioal Depedet Term
More information1031 Tax-Deferred Exchanges
1031 Tax-Deferred Exchages About the Authors Arold M. Brow Seior Maagig Director, Head of 1031 Tax-Deferred Exchage Services, MB Fiacial Deferred Exchage Corporatio Arold M. Brow is the Seior Maagig Director
More informationSummary of Benefits WESTERN MISSOURI MEDICAL CENTER
Summary of Beefits WESTERN MISSOURI MEDICAL CENTER All Full Time Maagemet ad Physicias other tha Executives Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life, Optioal Depedet Term
More informationAccelerated Access Solution. Chronic Illness Living Benefit (California Only) Access your death benefits while living.
Chroic Illess Livig Beefit (Califoria Oly) Access your death beefits while livig. Accelerated Access Solutio Chroic Illess Accelerated Death Beefit Rider (optioal) for Secure Lifetime GUL 3; Value+ Protector
More informationAccumUL Plus. United of Omaha Life Insurance Company A Mutual of Omaha Company. product guide
Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay AccumUL Plus product guide L7864_1211 Product base pla features, provisios ad riders may ot be approved i all states. For producer use oly. Not
More informationCHAPTER 2 PRICING OF BONDS
CHAPTER 2 PRICING OF BONDS CHAPTER SUARY This chapter will focus o the time value of moey ad how to calculate the price of a bod. Whe pricig a bod it is ecessary to estimate the expected cash flows ad
More informationTUSCULUM COLLEGE. Group Number:
The Guardia Life Isurace Compay of America, New York, NY 10004 Group Number: 00498351 TUSCULUM COLLEGE Here you'll fid iformatio about your followig employee beefit(s). Be sure to review the eclosed -
More informationLife Products Bulletin
Life Products Bulleti Tredsetter Super Series Tredsetter Super Series: 2009 Chages Effective September 1, 2009, Trasamerica Life Isurace Compay is releasig ew rates for Tredsetter Super Series level premium
More informationSEC Adopts. Amendments. To The Advisers Act Custody Rule SECURITIES LAW ALERT MARCH 2010
MARCH 2010 SEC Adopts Amedmets To The Advisers Act Custody Rule The Securities Exchage Commissio ( SEC ) has adopted amedmets to Rule 206(4)-2 (the Custody Rule ) uder the Ivestmet Advisers Act of 1940
More informationguaranteed universal life
guarateed uiversal life Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay product guide L8416_0314 For Producer use oly. Not for use with the geeral public. 1 Guaratee your cliets future. Guarateed
More informationAccelerated Access Solution. Chronic Illness Protection Rider. Access your death benefits while living.
Chroic Illess Protectio Rider Access your death beefits while livig. Accelerated Access Solutio Optioal Livig Beefit Rider for Secure Lifetime GUL 3; Value+ Protector ; Max Accumulator+ Policies issued
More informationT4032-ON, Payroll Deductions Tables CPP, EI, and income tax deductions Ontario Effective January 1, 2016
T4032-ON, Payroll Deductios Tables CPP, EI, ad icome tax deductios Otario Effective Jauary 1, 2016 T4032-ON What s ew as of Jauary 1, 2016 The major chages made to this guide sice the last editio are outlied.
More informationBroker Partnerships and Protocols
Broker Parterships ad Protocols As our broker parter, you are a importat ally i promotig ad sellig FM Global, a leadig worldwide provider of commercial property isurace. As a basis for placig philosophically
More informationCollections & Recoveries policy
Collectios & Recoveries policy The purpose of this policy is to set out the actio Ledy takes to ecourage borrowers to repay their loas withi term. This policy also serves to set out the actio Ledy takes
More informationT4032-BC, Payroll Deductions Tables CPP, EI, and income tax deductions British Columbia Effective January 1, 2016
T4032-BC, Payroll Deductios Tables CPP, EI, ad icome tax deductios British Columbia Effective Jauary 1, 2016 T4032-BC What s ew as of Jauary 1, 2016 The major chages made to this guide, sice the last editio,
More informationClaims. At a glance. Claims Contact Information. Coordination of Benefits Health Reserve Account Claims Making Oxford MyPlan sm Work for You
At a glace Medical Claim Submissio Basics Usual, Customary ad Reasoable Allowaces Deductibles, Coisurace ad Out-of-Pocket Maximums Coordiatio of Beefits Health Reserve Accout Claims Makig Oxford MyPla
More informationguaranteed universal life express (gule)
guarateed uiversal life express (gule) Guaratee tomorrow. Focus o today. Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay product guide L7464_0314 For Producer use oly. Not for use with the
More informationYOUR HEALTH IS OUR. cause. Out-of-Area PPO Plans. Kaiser Permanente Insurance Company
YOUR HEALTH IS OUR cause. Out-of-Area PPO Plas Kaiser Permaete Isurace Compay At Kaiser Permaete, we uderstad the eed to care for the whole you mid, body, ad spirit. We re here to help you take a active
More informationFOR TEACHERS ONLY. The University of the State of New York REGENTS HIGH SCHOOL EXAMINATION PHYSICAL SETTING/PHYSICS
PS P FOR TEACHERS ONLY The Uiersity of the State of New York REGENTS HIGH SCHOOL EXAMINATION PHYSICAL SETTING/PHYSICS Wedesday, Jue, 005 :5 to 4:5 p.m., oly SCORING KEY AND RATING GUIDE Directios to the
More informationFLEXIBLE. Increase Your Spending Power. Spending Accounts. Learn More Online
FLEXIBLE Spedig Accouts Icrease Your Spedig Power Flexible Spedig Accouts (FSAs) allow you to pay for out-of-pocket health care ad depedet day care expeses with tax-free moey. You deposit a set amout out
More informationPension Annuity. Policy Conditions Document reference: PPAS1(6) This is an important document. Please keep it in a safe place.
Pesio Auity Policy Coditios Documet referece: PPAS1(6) This is a importat documet. Please keep it i a safe place. Pesio Auity Policy Coditios Welcome to LV=, ad thak you for choosig our Pesio Auity. These
More informationKEY INFORMATION DOCUMENT CFD s Generic
KEY INFORMATION DOCUMENT CFD s Geeric KEY INFORMATION DOCUMENT - CFDs Geeric Purpose This documet provides you with key iformatio about this ivestmet product. It is ot marketig material ad it does ot costitute
More informationT4032-MB, Payroll Deductions Tables CPP, EI, and income tax deductions Manitoba Effective January 1, 2016
T4032-MB, Payroll Deductios Tables CPP, EI, ad icome tax deductios Maitoba Effective Jauary 1, 2016 T4032-MB What s ew as of Jauary 1, 2016 The major chages made to this guide sice the last editio are
More informationAccelerated Access Solution. Chronic Illness Protection Rider. Access your death benefits while living.
Chroic Illess Protectio Rider Access your death beefits while livig. Accelerated Access Solutio Optioal Livig Beefit Rider for Secure Lifetime GUL 3; Value+ Protector ; Max Accumulator+ Policies issued
More informationTerms and conditions for the 28 - Day Interbank Equilibrium Interest Rate (TIIE) Futures Contract (Cash Settlement)
The Eglish versio of the Terms ad Coditios for Futures Cotracts is published for iformatio purposes oly ad does ot costitute legal advice. However, i case of ay Iterpretatio cotroversy, the Spaish versio
More informationFiling a first time Long-Term Care (LTC) Insurance Claim with Bankers Life and Casualty Company
Filig a first time Log-Term Care (LTC) Isurace Claim with Bakers Life ad Casualty Compay The purpose of this istructioal documet is to assist you through the claim filig process. There is importat iformatio
More informationMARYLAND ASSOCIATION OF BOARDS OF EDUCATION. Basic Term Life. Basic Accidental Death & Dismemberment
Summary of Beefits MARYLAND ASSOCIATION OF BOARDS OF EDUCATION All Somerset Couty Employees Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life ad Depedet Term Life Issued by The Prudetial
More informationLooking Ahead. Get Ready for NAF Open Enrollment November 4 29, News and Updates to Help You Prepare for Open Enrollment FSC
Att: FA-T (Beefits) PO Box 650428 Dallas, Texas 75265-0428 Get Ready for NAF Ope Erollmet November 4 29, 2013 FSC CCG DoDAAFES-0007-A (10/13) 2013 Aeta Ic. Lookig Ahead News ad Updates to Help You Prepare
More informationAPPLICATION OF GEOMETRIC SEQUENCES AND SERIES: COMPOUND INTEREST AND ANNUITIES
APPLICATION OF GEOMETRIC SEQUENCES AND SERIES: COMPOUND INTEREST AND ANNUITIES Example: Brado s Problem Brado, who is ow sixtee, would like to be a poker champio some day. At the age of twety-oe, he would
More informationDriver s. 1st Gear: Determine your asset allocation strategy.
Delaware North 401(k) PLAN The Driver s Guide The fial step o your road to erollig i the Delaware North 401(k) Pla. At this poit, you re ready to take the wheel ad set your 401(k) i motio. Now all that
More informationOnline appendices from The xva Challenge by Jon Gregory. APPENDIX 10A: Exposure and swaption analogy.
APPENDIX 10A: Exposure ad swaptio aalogy. Sorese ad Bollier (1994), effectively calculate the CVA of a swap positio ad show this ca be writte as: CVA swap = LGD V swaptio (t; t i, T) PD(t i 1, t i ). i=1
More informationfor a secure Retirement Foundation Gold (ICC11 IDX3)* *Form number and availability may vary by state.
for a secure Retiremet Foudatio Gold (ICC11 IDX3)* *Form umber ad availability may vary by state. Where Will Your Retiremet Dollars Take You? RETIREMENT PROTECTION ASSURING YOUR LIFESTYLE As Americas,
More informationReach higher with all of US
Reach higher with all of US Reach higher with all of US No matter the edeavor, assemblig experieced people with the right tools ehaces your chaces for success. Whe it comes to reachig your fiacial goals,
More informationMark to Market Procedures (06, 2017)
Mark to Market Procedures (06, 207) Risk Maagemet Baco Sumitomo Mitsui Brasileiro S.A CONTENTS SCOPE 4 2 GUIDELINES 4 3 ORGANIZATION 5 4 QUOTES 5 4. Closig Quotes 5 4.2 Opeig Quotes 5 5 MARKET DATA 6 5.
More informationABCDEFGH Helpful Hints from specified disease claims department to guide you through filing your cancer, heart, stroke or accident claim with Conseco
CONSECO COMPANIES ABCDEFGH Helpful Hits from specified disease claims departmet to guide you through filig your cacer, heart, stroke or accidet claim with Coseco We value you as a policyholder ad wat to
More informationSCHOOL OF ACCOUNTING AND BUSINESS BSc. (APPLIED ACCOUNTING) GENERAL / SPECIAL DEGREE PROGRAMME
All Right Reserved No. of Pages - 10 No of Questios - 08 SCHOOL OF ACCOUNTING AND BUSINESS BSc. (APPLIED ACCOUNTING) GENERAL / SPECIAL DEGREE PROGRAMME YEAR I SEMESTER I (Group B) END SEMESTER EXAMINATION
More informationThis article is part of a series providing
feature Bryce Millard ad Adrew Machi Characteristics of public sector workers SUMMARY This article presets aalysis of public sector employmet, ad makes comparisos with the private sector, usig data from
More informationElectronic Transactions Association Certified Payments Professional. Maintaining Your Credential
Electroic Trasactios Associatio Certified Paymets Professioal Maitaiig Your Credetial The Recertificatio Cycle The ETA Certified Paymets Professioal(tm) (ETA CPP) certificatio is valid for 3 years from
More informationFEHB. Health Benefits Coverage for Noncareer Employees
FEHB Health Beefits Coverage for Nocareer Employees Notice 426 September 2005 The Federal Employees Health Beefits (FEHB) Program permits certai ocareer (temporary) employees to obtai health isurace, if
More informationToday: Finish Chapter 9 (Sections 9.6 to 9.8 and 9.9 Lesson 3)
Today: Fiish Chapter 9 (Sectios 9.6 to 9.8 ad 9.9 Lesso 3) ANNOUNCEMENTS: Quiz #7 begis after class today, eds Moday at 3pm. Quiz #8 will begi ext Friday ad ed at 10am Moday (day of fial). There will be
More informationAbout Your Health Care Benefits. Amended and Restated as of January 1, 2005
About Your Health Care Beefits Ameded ad Restated as of Jauary 1, 2005 Itroductio...1 Eligibility...2 For employees...2 If you both work for Citigroup...2 For depedets...3 Qualified Medical Child Support
More informationMine Closure Risk Assessment A living process during the operation
Tailigs ad Mie Waste 2017 Baff, Alberta, Caada Mie Closure Risk Assessmet A livig process durig the operatio Cristiá Marambio Golder Associates Closure chroology Chilea reality Gov. 1997 Evirometal basis
More informationCAPITAL PROJECT SCREENING AND SELECTION
CAPITAL PROJECT SCREEIG AD SELECTIO Before studyig the three measures of ivestmet attractiveess, we will review a simple method that is commoly used to scree capital ivestmets. Oe of the primary cocers
More informationGuide for. Plan Sponsors. Roth 401(k) get retirement right
Uited of Omaha Life Isurace Compay Compaio Life Isurace Compay mutual of omaha retiremet services Roth 401(k) Guide for Pla Sposors MUGC8764_0210 get retiremet right roth 401(k) expads your optios Drive
More informationParamount Insurance Company Small/Large Group Ohio Commercial HMO Member Handbook
Paramout Isurace Compay Small/Large Group Ohio Commercial HMO Member Hadbook www.paramoutisuracecompay.com Paramout is the health isurace optio that offers a diverse lie of products, a broad provider etwork,
More informationGuidelines For Handling Privacy Breaches
Prime Miister s Office Data Protectio Office Volume 4 Guidelies For Hadlig Privacy Breaches Guidelies For HadliG Privacy BreacHes Volume 4 Mrs Drudeisha MADHUB, Data Protectio Commissioer Cotact Details
More informationHelpful Hints From the Claims Department to guide you through filing your Wellness Benefit claim
CONSECO COMPANIES Helpful Hits From the Claims Departmet to guide you through filig your Welless Beefit claim We value you as a customer ad wat to make the process of filig a claim as fast ad as simple
More informationReview Procedures and Reporting by Peer Reviewer
Review Procedures ad Reportig by Peer Reviewer QUALITY OF REPORTING BY AUDITORS Desired Quality Audit report to cotai a clear writte expressio of opiio o the fiacial iformatio PU should have policies ad
More informationCalculation of the Annual Equivalent Rate (AER)
Appedix to Code of Coduct for the Advertisig of Iterest Bearig Accouts. (31/1/0) Calculatio of the Aual Equivalet Rate (AER) a) The most geeral case of the calculatio is the rate of iterest which, if applied
More informationBaan Common General Data
Baa Commo Geeral Data Module Procedure UP020A US Documetiformatio Documet Documet code : UP020A US Documet group : User Documetatio Documet title : Geeral Data Applicatio/Package : Baa Commo Editio :
More informationReceipt Date. You must answer all questions in ink and the application must be signed and notarized, or it will be rejected.
Office of the New York State Comptroller New York State ad Local Retiremet System Mail completed form to: NEW YORK STATE AND LOCAL RETIREMENT SYSTEM 110 STATE STREET - MAIL DROP 5-9 ALBANY NY 12244-0001
More informationWe learned: $100 cash today is preferred over $100 a year from now
Recap from Last Week Time Value of Moey We leared: $ cash today is preferred over $ a year from ow there is time value of moey i the form of willigess of baks, busiesses, ad people to pay iterest for its
More informationWhen you click on Unit V in your course, you will see a TO DO LIST to assist you in starting your course.
UNIT V STUDY GUIDE Percet Notatio Course Learig Outcomes for Uit V Upo completio of this uit, studets should be able to: 1. Write three kids of otatio for a percet. 2. Covert betwee percet otatio ad decimal
More informationTRADE ADJUSTMENT ASSISTANCE 2015 Annual Report
TRADE ADJUSTMENT ASSISTANCE 2015 Aual Report INTRODUCTION This report describes the services ad outcomes for Trade-certified workers who participated or completed traiig i the Trade Adjustmet Assistace
More informationCombining imperfect data, and an introduction to data assimilation Ross Bannister, NCEO, September 2010
Combiig imperfect data, ad a itroductio to data assimilatio Ross Baister, NCEO, September 00 rbaister@readigacuk The probability desity fuctio (PDF prob that x lies betwee x ad x + dx p (x restrictio o
More informationSubject CT5 Contingencies Core Technical. Syllabus. for the 2011 Examinations. The Faculty of Actuaries and Institute of Actuaries.
Subject CT5 Cotigecies Core Techical Syllabus for the 2011 Examiatios 1 Jue 2010 The Faculty of Actuaries ad Istitute of Actuaries Aim The aim of the Cotigecies subject is to provide a groudig i the mathematical
More informationSecurely managed insurance solutions. White Rock Netherlands Protected Cell Company
Securely maaged isurace solutios White Rock Netherlads Protected Cell Compay About us White Rock is a uique ad leadig group of isurace ad reisurace vehicles with operatios i a umber of key domiciles icludig
More informationThis section is organized into a discussion of general issues and a list of specific data quality checks.
PANCEA Maual Qualit Assurace Checks This sectio is orgaized ito a discussio of geeral issues ad a list of specific data qualit checks. Geeral Issues The followig represet several importat geeral checks
More informationEvidence of Coverage:
Jauary 1 December 31, 2012 Evidece of Coverage: Your Medicare Prescriptio Drug Coverage as a Member of CIGNA Medicare Rx Pla Two (PDP) Medicare Prescriptio Drug Pla This booklet gives you the details about
More informationDisability Retirement Application
Name Last First MI Accidetal Ordiary Both Disability Retiremet Applicatio I N S T R U C T I O N S M A I N O F F I C E 500 Rutherford Ave., Suite 210 Charlestow, MA 02129-1628 Phoe 617-679-MTRS (6877) Fax
More informationUS Dollar Bank Account
FACT SHEET Page 1 of 3 Please keep for future referece US Dollar Bak Accout Call us o 0800 092 3300 Fact Sheet (icludig Fiacial Services Compesatio Scheme (FSCS) Iformatio Sheet & Exclusios List) The US
More informationSuccess through excellence!
IIPC Cosultig AG IRR Attributio Date: November 2011 Date: November 2011 - Slide 1 Ageda Itroductio Calculatio of IRR Cotributio to IRR IRR attributio Hypothetical example Simple example for a IRR implemetatio
More informationStatistics for Economics & Business
Statistics for Ecoomics & Busiess Cofidece Iterval Estimatio Learig Objectives I this chapter, you lear: To costruct ad iterpret cofidece iterval estimates for the mea ad the proportio How to determie
More informationIndice Comit 30 Ground Rules. Intesa Sanpaolo Research Department December 2017
Idice Comit 30 Groud Rules Itesa Sapaolo Research Departmet December 2017 Comit 30 idex Characteristics of the Comit 30 idex 1) Securities icluded i the idices The basket used to calculate the Comit 30
More informationNPTEL DEPARTMENT OF INDUSTRIAL AND MANAGEMENT ENGINEERING IIT KANPUR QUANTITATIVE FINANCE END-TERM EXAMINATION (2015 JULY-AUG ONLINE COURSE)
NPTEL DEPARTMENT OF INDUSTRIAL AND MANAGEMENT ENGINEERING IIT KANPUR QUANTITATIVE FINANCE END-TERM EXAMINATION (2015 JULY-AUG ONLINE COURSE) READ THE INSTRUCTIONS VERY CAREFULLY 1) Time duratio is 2 hours
More informationThe Time Value of Money in Financial Management
The Time Value of Moey i Fiacial Maagemet Muteau Irea Ovidius Uiversity of Costata irea.muteau@yahoo.com Bacula Mariaa Traia Theoretical High School, Costata baculamariaa@yahoo.com Abstract The Time Value
More informationThe roll-out of the Jobcentre Plus Office network
Departmet for Work ad Pesios The roll-out of the Jobcetre Plus Office etwork REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 346 Sessio 2007-2008 22 February 2008 SummARy What is the Jobcetre Plus roll-out?
More informationCOSE Health and Wellness Trust 1240 Huron Road, Suite 300 Cleveland, OH
COSE Health ad Welless Trust 1240 Huro Road, Suite 300 Clevelad, OH 44115-1717 2016 Medical Mutual of Ohio Z8116-GHP R10/16 COSE Health ad Welless Trust A self-fuded beefit optio for small group employers
More informationBinomial Model. Stock Price Dynamics. The Key Idea Riskless Hedge
Biomial Model Stock Price Dyamics The value of a optio at maturity depeds o the price of the uderlyig stock at maturity. The value of the optio today depeds o the expected value of the optio at maturity
More informationChapter 5: Sequences and Series
Chapter 5: Sequeces ad Series 1. Sequeces 2. Arithmetic ad Geometric Sequeces 3. Summatio Notatio 4. Arithmetic Series 5. Geometric Series 6. Mortgage Paymets LESSON 1 SEQUENCES I Commo Core Algebra I,
More informationAnomaly Correction by Optimal Trading Frequency
Aomaly Correctio by Optimal Tradig Frequecy Yiqiao Yi Columbia Uiversity September 9, 206 Abstract Uder the assumptio that security prices follow radom walk, we look at price versus differet movig averages.
More informationFOUNDATION ACTED COURSE (FAC)
FOUNDATION ACTED COURSE (FAC) What is the Foudatio ActEd Course (FAC)? FAC is desiged to help studets improve their mathematical skills i preparatio for the Core Techical subjects. It is a referece documet
More informationCARERS UNEMPLOYMENT CLAIM FORM C
CARERS UNEMPLOYMENT CLAIM FORM C Piacle House, A1 Baret ay, Borehamwood, Hertfordshire D6 2XX Compay Number 1007798 IMPORTANT POLICY TERMS MAY VARY, BUT YOU SHOULD RETURN THE CLAIM FORM AS SOON AS YOU
More informationInstitute of Actuaries of India Subject CT5 General Insurance, Life and Health Contingencies
Istitute of Actuaries of Idia Subject CT5 Geeral Isurace, Life ad Health Cotigecies For 2017 Examiatios Aim The aim of the Cotigecies subject is to provide a groudig i the mathematical techiques which
More informationBaanERP 5.0c Common Data. System Tables UP103A US. Module Procedure
BaaERP 5.0c Commo Data Module Procedure UP103A US Documetiformatio Documet Documet code : UP103A US Documet group : User Documetatio Documet title : Applicatio/Package : BaaERP 5.0c Commo Data Editio
More informationBaan Common System Tables
Baa Commo Module Procedure UP024A US Documetiformatio Documet Documet code : UP024A US Documet group : User Documetatio Documet title : Applicatio/Package : Baa Commo Editio : A Date : July 1998 Copyright
More informationArt & Private Client insurance policy SUMMARY OF COVER
Art & Private Cliet isurace policy SUMMARY OF COVER 2 SUMMARY OF COVER DIOCESAN SCHOOLS LEGAL EXPENSES INSURANCE ART AND PRIVATE CLIENT POLICY SUMMARY SUMMARY OF COVER 3 Policy ref: ME773 1 07/16 What
More informationParamount Insurance Company Large Group Ohio Commercial HMO Member Handbook
Paramout Isurace Compay Large Group Ohio Commercial HMO Member Hadbook www.paramoutisuracecompay.com Paramout is the health isurace optio that offers a diverse lie of products, a broad provider etwork,
More informationSpeak to the experts before you start any project involving basement construction, engineered foundations, underpinning or structural repairs
ASUCplus represets Specialist Domestic Cotractors i: UNDERPINNING Ad Subsidece Repair T E C H N I Q U E S ENGINEERED FOUNDATION S O L U T I O N S CONSTRUCTION OF RETRO-FIT BASEMENTS Speak to the experts
More informationCourse FM Practice Exam 1 Solutions
Course FM Practice Exam 1 Solutios Solutio 1 D Sikig fud loa The aual service paymet to the leder is the aual effective iterest rate times the loa balace: SP X 0.075 To determie the aual sikig fud paymet,
More informationUsing Home Equity as a Retirement Asset: Reverse Mortgage Basics
Usig Home Equity as a Retiremet Asset: Reverse Mortgage Basics Thak you for explorig your reverse mortgage optios with . We ve created this itroductory guide to help
More informationLuxury car tax how to complete your activity statement
Istructios for busiesses with luxury car tax obligatios Luxury car tax how to complete your activity statemet For more iformatio, visit www.ato.gov.au NAT 7391-07.2012 OUR COMMITMENT TO YOU We are committed
More informationStandard Deviations for Normal Sampling Distributions are: For proportions For means _
Sectio 9.2 Cofidece Itervals for Proportios We will lear to use a sample to say somethig about the world at large. This process (statistical iferece) is based o our uderstadig of samplig models, ad will
More informationStructuring the Selling Employee/ Shareholder Transition Period Payments after a Closely Held Company Acquisition
Icome Tax Isights Structurig the Sellig Employee/ Shareholder Trasitio Period Paymets after a Closely Held Compay Acquisitio Robert F. Reilly, CPA Corporate acquirers ofte acquire closely held target compaies.
More informationCollaborative Credit Risk Management Counters Impact of Bad Loans
Cosultig Collaborative Credit Risk Maagemet Couters Impact of Bad Loas Abstract Though credit ratig agecies provide detailed scores uder the Basel II guidelies, baks have the optio to develop their credit
More information(Zip Code) OR. (State)
Uiform Applicatio for Ivestmet Adviser Registratio Part II - Page 1 Name of Ivestmet Adviser: Stephe Craig Schulmerich Address: (Number ad Street) 10260 SW Greeburg Rd. Ste 00 (State) (City) Portlad (Zip
More informationProspectus Directive Regulation (EC/809/2004), as amended.
Prospectus Directive Regulatio (EC/809/2004), as ameded. Disclaimer This briefig ote has bee prepared as a referece tool to illustrate the chages to Prospectus Directive Regulatio EC 809/2004 1, as ameded
More informationSection 3.3 Exercises Part A Simplify the following. 1. (3m 2 ) 5 2. x 7 x 11
123 Sectio 3.3 Exercises Part A Simplify the followig. 1. (3m 2 ) 5 2. x 7 x 11 3. f 12 4. t 8 t 5 f 5 5. 3-4 6. 3x 7 4x 7. 3z 5 12z 3 8. 17 0 9. (g 8 ) -2 10. 14d 3 21d 7 11. (2m 2 5 g 8 ) 7 12. 5x 2
More informationEnhancing Service to Large Businesses. The Audit Protocol Real-Time Audit Concurrent Audit Single-Window Focus
Ehacig Service to Large Busiesses The Audit Protocol Real-Time Audit Cocurret Audit Sigle-Widow Focus 5&(5HY Visually impaired persos ca get iformatio o services available to them, ad ca order publicatios
More informationInternal Control Framework
Iteral Cotrol Framework NMASBO Boot Camp October 2017 Make up of participats Superitedets Aspirig Superitedets School Districts Charter Schools Former Coaches 1 Take Away Items A iteral cotrol system is
More informationDisability Income Choice Portfolio
Mutual of Omaha Isurace Compay Disability Icome Choice Portfolio SM Product ad Uderwritig Guide M25981 Table of Cotets Product Guidelies.....................................................................................
More information1 Random Variables and Key Statistics
Review of Statistics 1 Radom Variables ad Key Statistics Radom Variable: A radom variable is a variable that takes o differet umerical values from a sample space determied by chace (probability distributio,
More informationA New Approach to Obtain an Optimal Solution for the Assignment Problem
Iteratioal Joural of Sciece ad Research (IJSR) ISSN (Olie): 231-7064 Idex Copericus Value (2013): 6.14 Impact Factor (2015): 6.31 A New Approach to Obtai a Optimal Solutio for the Assigmet Problem A. Seethalakshmy
More informationModels of Asset Pricing
APPENDIX 1 TO CHAPTER 4 Models of Asset Pricig I this appedix, we first examie why diversificatio, the holdig of may risky assets i a portfolio, reduces the overall risk a ivestor faces. The we will see
More informationModels of Asset Pricing
APPENDIX 1 TO CHAPTER4 Models of Asset Pricig I this appedix, we first examie why diversificatio, the holdig of may risky assets i a portfolio, reduces the overall risk a ivestor faces. The we will see
More informationSecurely managed insurance solutions. Protected Cell, Incorporated Cell and Segregated Account facilities
Securely maaged isurace solutios Protected Cell, Icorporated Cell ad Segregated Accout facilities About us White Rock is a uique ad leadig group of isurace ad reisurace vehicles with operatios i a umber
More information