Health Benefits. for Direct Sellers powered by. Benefits a Better Way

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1 Health Benefits for Direct Sellers Benefits a Better Way

2 The DSWA is a global organization serving thousands of Direct Selling members with resources dedicated to improving their personal and professional development, training, selling, recruiting, and operational strategies. DSWA is a one-stop-shop for Direct Selling entrepreneurs and companies.

3 Benefit Plans $85.00/mo. $27.87 /mo. $65.09/mo. $49.00/mo. $3,000 annual maximum $73.64/mo. WellMEC Benefit Plan WellMEC is an affordable, innovative healthcare plan that provides preventive care, vaccinations and wellness services. Additionally, WellMEC is compliant with the minimum essential coverage requirements of the Affordable Care Act. The WellMEC eliminates or reduces the ObamaCare shared responsibility tax penalty. Group Healthcare Assist HealthCare Assist is a fixed indemnity, limited-benefit medical plan option that provides immediate, first-dollar coverage to help pay for the gap in coverage caused by the deductibles, co-pays and coinsurance of your high-deductible health insurance plan. The plan provides fixed indemnity payments to help with the cost of your out-of-pocket medical expenses expenses related to covered accidents, hospital confinements, critical illnesses, and accidental death and dismemberment. HealthCare Assist is not designed to cover major, catastrophic medical expenses. Group HealthCare Select HealthCare Select helps with basic, minor-medical expenses and is a fixed indemnity medical plan which provides limited coverage for accidents, illness, and specified disease to help cover basic, minor-medical expenses. But it also provides fixed indemnity payments for hospital confinement to help cover a portion of inpatient expenses. Dental Insurance This affordable A+ rated dental insurance plan provides you with access to over 300,000 dentists nationwide. No waiting periods for preventive care, basic or major coverage; and no exclusions for pre-existing conditions. (12 month waiting period on Major services) Group Critical Illness Critical Illness is a buy-up fixed indemnity and accident medical option if you enroll in HealthCare Select and are looking for enhanced coverage for catastrophic events. OR it can be a stand-alone option (instead of HealthCare Select) if you are willing to self-pay your day-to-day medical expenses because you are more concerned about major events.

4 $14.95 /mo. $19.95/mo. pricing varies by participant/plan option $24.95 /mo. (Covers entire family) $15.00/mo. $4.95 /mo. $1.25 Starting at /day. Group Accident & Assistance Accident & Assistance provides outpatient accident coverage up to $10,000, discounts on brand-name and generic prescription, a telephonic doctor office visit benefit, and more. Enroll in Accident & Assistance on a standalone basis or add them to your existing health plan. International Travel Insurance IMG products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, they have developed a comprehensive range of products that can be tailored to meet your needs. MyHealthPass MyHealthpass is revolutionizing the way healthcare services are delivered. Our innovative, low-cost personalized solutions help families immediately seek treatment and advice on common healthcare issues. 24-hour phone access to a licensed physician at home or on the road. Non-narcotic prescriptions can be sent to a pharmacy near you Vision Insurance Taking care of your eyes is as important as maintaining your health. The vision care plan includes benefits for annual eye exams, lenses, frames, contacts and LASIK surgery. MyHealthRx Contact our pharmacy advocates to get the lowest price guaranteed on your prescriptions by purchasing them through us. Once the purchase has been made, prescriptions can be mailed or you can fill and pick them up at the pharmacy of your choice. You can also schedule free medication reminders via text or . International Medical & Travel Insurance IMG products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, they have developed a comprehensive range of products that can be tailored to meet your needs.

5 WellMEC Benefit Plan The WellMEC plan provides distributors and their families with preventive and wellness benefits while satisfying the Individual Shared Responsibility penalty imposed by the IRS. Also, If you are an employer you will satisfy the Employer Mandate by having your employees enroll in the WellMEC plan, creating a penalty-free workplace. *Minimum Essential Coverage is the type of coverage you need to avoid the Individual Shared Responsibility fee which is the greater of $2,085 for a family or 2.5% of your adjusted gross income ($695 for individual). With the penalty payment approach, you receive no benefits. Highlights No Deductibles No Co-payments All Pre-Exisiting Conditions Covered Guaranteed Acceptance Up to Age 65 *Shared tax penalties are prorated based on the number of months on a qualified plan Learn More at DSWA.org Benefits a Better Way *Individual Shared Responsibility fee is based on the number of family members not covered. (

6 Have questions about our services? Simply call us on our dedicated DSWA Benefits Hotline at Monday through Friday (9am - 6pm CST) and speak with a dedicated Benefits Specialist who can answer any questions you may have, and even get you enrolled right over the phone in as little as ten minutes. Benefits a Better Way

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