SCHEDULE OF EXPENDITURE

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1 SERVICES FOR INDIVIDUALS SCHEDULE OF EXPENDITURE MONTHLY COSTS geldards.com

2 Assessing income and expenditure is important at any time in your life. But if you are going through a divorce or separation it is very important that you have a clear idea of what your monthly costs are if you are to reach a mutually agreeable financial settlement. With a well-documented budget, you can give proof of the standard of living that was maintained during your marriage. To help you to make a start we ve prepared a detailed expenditure schedule which lists headline categories. This list is non-exhaustive and you may like to add to it. Housing HOUSING EXPENDITURE Board and Lodgings Coal/Oil/Wood or other form of heating Contents Insurance Council Tax Electricity Endowment Policy Premiums Gas Ground Rent Life Insurance connected to mortgage Mortgage payment Mortgage Protection Premium Property Insurance Rent Service charges Telephone Water rates/water charges TOTAL HOUSING EXPENDITURE

3 Domestic DOMESTIC EXPENSES Cleaner Dustbin Cleaning costs Food (e.g. supermarket bill) Gardener Gardening costs Ironing Personr Magazines Milk Newspapers Property maintenance/repair Repair of household items/appliances Sky Subscriptions Stationery and Stamps TV Licence TV/Video player hire TOTAL DOMESTIC EXPENSES

4 Financial FINANCIAL PROVISION Bank overdraft charges Catalogue payments Credit Card payments Life endowment Life insurances Pension provision Personal Loan Payments Private Health Care payments Repayment of Loans (inc. HP) Savings and investments Store Card payments TOTAL FINANCIAL PROVISION

5 Pets & Personal PETS EXPENSES Pet food Vets bills Pet Insurance Kennelling/Cattery TOTAL PET EXPENSES PERSONAL EXPENDITURE Aromatherapy Beautician/ Cosmetics Charitable Covenants Child Maintenance Church Collections Clothes Dental Dry Cleaning Hairdressing Health Farm/Clubs SUB TOTAL PERSONAL

6 Personal (cont.) PERSONAL EXPENDITURE Legal Aid Contributions Legal Fees Maintenance Payments Manicure/pedicure Medical Mobile Telephone Opticians Prescriptions Private Shoes Therapy/Counselling Toiletries TOTAL PERSONAL

7 Travel TRAVEL EXPENSES Bus fares Car Parking Motor: Depreciation Motor: Insurance Motor: Maintenance/Servicing/MOT Motor: Motoring Organisations Motor: Petrol Motor: Road Tax Taxi Fares Train fares Tram fares TOTAL TRAVEL EXPENSES

8 Social SOCIAL EXPENDITURE Books Cinema/Theatre Computer requisites Evening Classes Gifts (birthdays, Christmas etc) Gym/Sports Club Holidays/Breaks Lottery/Pools Restaurants/Social Drinking Sports and Leisure Subscriptions Take-aways Tobacco Wine/Alchohol Purchases Work expenses & lunches Other expenses hobbies (specify) TOTAL SOCIAL EXPENDITURE

9 Children CHILDREN EXPENSES Education related expenses Clubs and Organisations Dinner Money Private Lessons School bus/fares/travelling School Equipment School shoes School Trips School Uniform and Sports wear School/educational fees, expenses and Sports shoes Child Care Baby-sitting Child minder Nanny Nursery fees CHILDREN SUB TOTAL

10 Children (cont.) Personal Books/Magazines/Newspapers Bus fares/tram fares Cash allowances & pocket money Clothing Computer Requisites Hairdressers Hobbies Music Presents/Cards for relatives and friends Shoes Socialising/Entertainment Sports Equipment Toiletries Toys TOTAL CHILDREN EXPENSES

11 Checklist TOTAL HOUSING TOTAL DOMESTIC TOTAL FINANCIAL TOTAL PETS TOTAL PERSONAL TOTAL TRAVEL TOTAL SOCIAL TOTAL CHILDREN GRAND TOTAL HERE TO HELP Fiona Apthorpe +44 (0) fiona.apthor Gaynor Dickens +44 (0) Claire Dean +44 (0)

12 Cardiff Dumfries House Dumfries Place Cardiff CF10 3ZF Tel: +44 (0) Derby Number One Pride Place Pride Park Derby DE24 8QR Tel: +44 (0) Ilkeston Burns Street Ilkeston Derbyshire DE7 8AA Tel: +44 (0) London 80 Coleman Street London EC2R 5BJ Tel: +44 (0) Nottingham The Arc Enterprise Way Nottingham NG2 1EN Tel: +44 (0) geldards.com +44 (0) This briefing note is intended solely as an overview of the law in England and Wales. It was last updated on No responsibility can be accepted for the completeness or accuracy of this briefing note and professional advice should be taken in relation on to any specific matter. Geldards LLP is a limited liability partnership registered in England and Wales (OC313172) and is authorised and regulated by the Solicitors Regulation Authority. A list of Geldards LLP members is available for inspection at our registered office at Dumfries House, Dumfries Place, Cardiff CF10 3ZF. We use the word Partner to refer to a member of the LLP or an employee of an equivalent standing and qualification. * Please note that the cost of calling our 0844 numbers will include a service charge of 6p per minute and an access charge from your phone company. Geldards will not receive any payment from the call charges.

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