MAXIS MOBILITY SOLUTIONS: A FLEXIBLE SUITE OF EMPLOYEE BENEFITS SOLUTIONS FOR TODAY S GLOBALLY MOBILE WORKFORCE

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1 MAXIS MOBILITY SOLUTIONS: A FLEXIBLE SUITE OF EMPLOYEE BENEFITS SOLUTIONS FOR TODAY S GLOBALLY MOBILE WORKFORCE

2 Today s increasingly global economy and workforce means many employers are having to rethink the way they approach health insurance and employee benefits. As around 200 million people live and work abroad today more than double the number 25 years ago so grows the need to bring greater strategy and clarity to any Multinational s often-confusing global benefits programme. A recent study found that many organisations are looking for more flexible mobility programmes to offer their expatriate (expat) employees in order to maximise their ability to drive new market growth, fill skill gaps, complete mergers and acquisitions, and give future leaders international experience ¹ by sending their best talent to work overseas. So, while there is clearly a recognised requirement, meeting this demand is not simple, largely because the world is becoming ever more complicated. Governments are increasingly requiring companies to comply with complex regulations affecting cross-border payroll, tax filings, Social Security, and immigration. As a result, the definition of mobility has expanded beyond the traditional expat employees to include any cross-border movement, including regular commuters and even business travellers. In response to this, we are bringing you MAXIS Mobility Solutions, a globally dynamic partnership with leading global providers, designed to help you meet your specific mobile benefits needs. Our mobility benefit solutions can be included in your MAXIS global programme, providing additional access to financial data, help leverage your global purchasing power, and deliver strong risk management. 1 Harvard Business Review, Strategic Global Mobility: Unlocking The Value Of Cross-Border Assignments, 2014

3 Flexible benefits coverage through MetLife MetLife Worldwide Benefits began serving globally-mobile employees nearly 60 years ago, making theirs one of the most longstanding global benefits programmes in the market. Today, MetLife covers 100 million customers across the globe, including globally-mobile employees working around the world, and they continue to invest heavily in their proven, rapidly growing and innovative benefits solutions. MetLife s comprehensive benefits programmes include insurance for medical, dental, vision, life, accidental death and dismemberment (AD&D) and long-term disability as well as short-term travel products. MetLife s Global Service Platform records and integrates your employees service interactions around the globe in real-time, resulting in a reliable service with fast responses for your staff and pioneering customer experience reporting for you. Working with MetLife gives you access to: one of the most long-standing global medical networks, built and managed specifically for globallymobile employees, with over 1.1 million direct pay providers in 180 countries, including access to some of the largest healthcare networks in the US dedicated implementation coordinators, who have the experience to help you avoid any common or unexpected pitfalls, and account managers who are your single point of contact for every case local expertise with an in-depth understanding of regional differences, helping to reduce any challenges that can result from receiving and paying for care convenient and user-friendly 24/7 online tools, resources and a mobile app to help you cut your paper trail, access important information, and manage health care virtually a leading pharmacy benefits programme through CVS Health with more than 68,000 retail pharmacies.

4 Global healthcare from AXA AXA has been protecting and meeting the healthcare needs of globally mobile workers for more than 50 years and their cross-border health insurance gives today s multinational companies a flexible way to protect their staff all over the world. AXA s offering is built upon decades of experience in global healthcare and the local knowledge and capabilities of AXA s local healthcare providers across the world, meaning the propositions are constantly evolving to meet your needs as they change. AXA offers your mobile employees care and support though a 24/7 health information helpline, second medical opinion and personal case management services as well as evacuation and repatriation assistance. Choosing global healthcare from AXA: can either match your existing health cover or their team of experts can help design the cover that s right for your business s global mobility strategy takes the regulatory and compliance complexity away - with their global footprint, they have the right local knowledge wherever you re sending your employees offers you security being the world s Number One insurance brand and their many years of experience means your business is safe. And to make sure your staff can get speedy access to medical treatment wherever they are in the world, they have access to AXA s global medical network. AXA s crossborder health insurance allows employees to access healthcare wherever they are whenever they need it. The plans can be tailored to your business exact needs and should your employees need treatment, AXA s team are there to help them every step of the way whether that s simply pre-authorising a series of physiotherapy appointments or case managing them through a cancer diagnosis.

5 Global protection from AXA AXA s work in life and pensions dates back to 1853 so you can be sure they know their work. The team in Luxembourg are the global protection specialists for the AXA Group, combining everything AXA has learned as both a global insurer and a protection expert. AXA s global life insurance offers bespoke solutions to meet the needs of clients with a globally mobile workforce start with life cover, then add options designed for mobile employees and their families, including disability and income protection. Global protection cover from AXA offers you: the potential to match your existing protection cover or work with AXA s team of experts to design the cover that s right for your global strategy your protection cover alongside AXA s global healthcare plan so you have one scheme to manage, and no doubling up of benefits a sense of security for your employees as compliance is a core feature of AXA s proposition. AXA s international pensions solution addresses the challenge mobile employees have when they ve been unable to make sufficient contributions to any one local pension solution or scheme because of their mobility. AXA s solution combines stability, flexibility and choice to try and meet the complex needs of an expat employee lifestyle.

6 To learn more about how MAXIS Mobility Solutions can help solve diverse global mobile employee benefit needs and integrate these programmes into your global benefits management strategy, contact us at or your MAXIS representative today. We re here to help. The MAXIS Global Benefits Network ( Network ) is a network of locally licensed MAXIS member insurance companies ( Members ) founded by AXA France Vie, Paris, France (AXA) and Metropolitan Life Insurance Company, New York, NY (MLIC). MAXIS GBN, registered with ORIAS under number , and with its registered office at 313, Terrasses de l Arche Nanterre Cedex, France, is an insurance and reinsurance intermediary that promotes the Network. MAXIS GBN is jointly owned by affiliates of AXA and MLIC and does not issue policies or provide insurance; such activities are carried out by the Members. MAXIS GBN operates in the UK through UK establishment with its registered address at 1st Floor, The Monument Building, 11 Monument Street, London EC3R 8AF, Establishment Number BR and in other European countries on a services basis. MAXIS GBN operates in the U.S. through MetLife Insurance Brokerage, Inc., with its address at 200 Park Avenue, NY, NY, 10166, a NY licensed insurance broker. MLIC is the only Member licensed to transact insurance business in NY. The other Members are not licensed or authorised to do business in NY and the policies and contracts they issue have not been approved by the NY Superintendent of Financial Services, are not protected by the NY state guaranty fund, and are not subject to all of the laws of NY.