to the DIRECTOR OF BUILDING CONTROL DEPARTMENT OF JUSTICE TASMANIA on the
|
|
- Austin Kelley
- 5 years ago
- Views:
Transcription
1 to the DIRECTOR OF BUILDING CONTROL DEPARTMENT OF JUSTICE TASMANIA on the RESIDENTIAL BUILDING CONSUMER GUIDE AND DETERMINATION UNDER SECTION 14 OF THE RESIDENTIAL BUILDING WORK CONTRACTS AND DISPUTE RESOLUTION ACT 2016
2 1 Summary Impact on law on companies Residential Building Consumer Guide Determination under section 14(2) General comments Definitions Owner and building contractor details Withdrawal during cooling-off period Communication between owner and building contractor Statutory warranties Contract price Prime cost items and provisional sums Contract documents Insurance Indemnity Progress payments Practical completion of work Variations Variations warning Possession and site access Penalties for breach of contract Minor defects or omissions Dispute resolution procedure Required Checklist... 7
3 HIA : Rick Sassin Regional Executive Director Housing Industry Association 30 Burnett Street North Hobart TAS 7000 Phone: r.sassin@hia.com.au HIA is the leading industry association in the Australian residential building sector, supporting the businesses and interests of over 43,000 builders, contractors, manufacturers, suppliers, building professionals and business partners. HIA members include businesses of all sizes, ranging from individuals working as independent contractors and home based small businesses, to large publicly listed companies. 85% of all new home building work in Australia is performed by HIA members.
4 1 Summary The purpose of this submission is to provide comments on the draft Residential Building Consumer Guide and draft Determination for the purpose of section 14(2) of the Residential Building Work Contracts and Dispute Resolution Act 2016 ( the Act ). The submission also seeks guidance from the Director of Building Control about the intent and proper application of sections 14(3) and 14(1)(j) of the Act. HIA notes that the Act is expected to commence on 1 January Many builders and industry associations will be shut over the Christmas and New Year s holiday period and HIA and other industry stakeholders will need to have new versions of standard contracts completed by early December To ensure that there is sufficient time for HIA and others to draft, finalise and distribute standard contracts it is requested that the Director ensure that all determinations and related matters are resolved by late October It would be preferable for the government to consider a delay to commencement to allow more time for government, industry and other stakeholders to prepare properly for the new legislation. 2 Impact on law on companies HIA understands that the Department believes that the new legislation allows for a company to enter into building contracts even if they are not a licensed entity. The view appears to be that it is not mandatory for a building company to be licensed under the new legislation. The new Occupation Licensing legislation will require that a builder operating as a partnership or company will need to ensure that a partner or a director holds a building services licence in their own name. It will no longer be possible for a building company or partnership to rely only on a permanent employee being an accredited builder. Under the existing legislation, the Building Act 2000 in section 23A provides that a person must not manage, carry out or enter into a contract for building work over $5000 in value and requiring a building permit. There is a clear exception if the building practitioner, being a body corporate or partnership, complies with section 25 of the Building Act Section 25 provides that if a building practitioner is a body corporate or a partnership, the accredited person is to be the director, partner of permanent employee. So clearly a company or partnership can sign a building contract with a client and does not have to have the actual accredited builder sign the contract. So HIA expects that builders trading with a company would have their company sign the contract with their clients. Under the new legislation, the new section 22A of the Occupational Licensing Act provides that a person must not manage, carry out or enter into a contract for building work unless they hold a building services licence. This offence can be committed by a natural person or a body corporate. A building services licence means a licence issued under Division 3A of Part 4, so it includes applications made under new section 37C by a body corporate or partnership to obtain a building services licence as a licensed entity. So it appears that a company that is not a licensed entity cannot enter into a building contract without breaching section 22A. Another difficulty is that the transitional provisions, that are found in Division 3 of Part 4 of Schedule 5, expressly provide that a body corporate or partnership that before commencement of the new legislation could operate in accordance with section 25 of the Building Act 2000, are not a building services provider or licensed entity for the purpose of the new legislation. Instead, that body corporate or partnership must apply to be a licensed entity under section 37C. These provisions clearly seem to anticipate that from commencement of the new - 1 -
5 legislation any company or partnership that starts or continues to build will be breaching the new section 22A until they can arrange to be licensed as a licensed entity and therefore a building services provider. If HIA understood the Department s initial reaction correctly, it stated that the new legislation does not cause a problem because building companies in Tasmania have the director or permanent employee sign contracts in their own right and therefore the new legislation is not stopping this from continuing. If the above concerns are correct the new legislation will require all builders using companies to trade in Tasmania to urgently apply to the Administrator of Licensing be licensed entities on 1 January It is far from clear that this will be possible for the Administrator of Licensing to achieve. HIA therefore urgently requests clarification of the impact of the new legislation on builders who trade as partnerships and companies. 3 Residential Building Consumer Guide HIA has provided comments on a previous draft of this draft Guide. There is however one part of the draft that requires further comment as HIA is preparing new versions of its standard contracts to comply with the Act. The section about Practical Completion, Defects and Acceptable Standards should be amended to reflect the contents of industry standard contracts. The draft Guide states that the building contract ends when the building work has been practically completed. This is not correct as the contract continues past practical completion with a handover process once the owner has paid the final claim. Traditionally industry standard contracts have also had a defects liability period and the contract continues during this period. The Act recognises this by including a requirement for a defects document. The draft Guide also states that the owner and builder must agree on the minor defects and minor omissions on the day of practical completion (or handover). This is confusing as it suggests that the final inspection must be done on the exact date of practical completion or the date of handover. In practice, a defects document if required is prepared once the builder has advised the owner that practical completion has been reached and before a handover takes place. To improve this part of the draft Guide and avoid the risk of confusion it is suggested that the following amendments be made. First, the draft Guide should not use the expression contract ends or similar. Instead it would be preferable to refer to the building work being completed. Second, the reference to the owner and builder agreeing on the contents of the defects document should not be linked to an exact date. Instead, this should be left to the building contract to resolve. 4 Determination under section 14(2) The Act in section 14(2) authorises the Director to specify by notice matters in relation to which provisions must be included in a residential building work contract. HIA believes that the power to make a determination needs to be carefully exercised by the Director so only matters that are required to protect consumers are included in the determination. While a regulatory impact assessment is not required for making a determination - 2 -
6 the Director needs to have proper regard to the impact of imposing extra requirements on the parties to residential building work contracts. 4.1 General comments HIA s general comments about the draft determination can be summarised as follows: 1. The determination includes material that may be only advisory and not intended to be a formal requirement for inclusion in a residential building contract. It would be preferable for the determination to clarify which matters are requirements and which material is advisory only. 2. Some of the apparent requirements are already required by the RBWC&DR Act. There is a risk of this duplication causing confusion unless the exact words of the legislation are used in the determination. To avoid confusion, it would be preferable to make duplication of the legislation advisory material only and refer expressly to the legislation. It is recommended that the determination more clearly identify what are the requirements and what information is advisory or for guidance of the reader. The determination will not suffer from being reduced in length by having duplication of the legislation requirements removed or simplified. 4.2 Definitions The determination requires that the contract include a list of definitions that match those listed in the Act or the Building Act Industry standard contracts routinely include a definitions clause and ensure that definitions are consistent with those used in legislation when required. With this determination, is it intended that the definitions in the contract are identical to those in the legislation or simply that the definitions are consistent? The use of the word match does not clarify the intent of this requirement. As an example, the term owner is defined in the existing HIA contract as the party named as the Owner in the Particulars of Contract. In the Act the definition is the person for whom residential building work is being, is to be, or has been, performed. And in the Building Act the definition is more complicated and may mean the legal owner of the land, a person who has contracted to buy the land, the holder of the equity of redemption, a life tenant, a lessee, or another person. In this scenario, how does the definition of owner comply with the requirement in the determination? Another example is the term builder which is used in the existing contract. The term is not defined in the Act though the term building contractor is defined. The Building Act does however have a definition of builder. These examples illustrate the point that this requirement is unnecessary and will cause confusion. HIA agrees that definitions used in contracts should be consistent with the definitions in relevant legislation but does not agree that the definitions must be identical. It is recommended that this requirement be removed from the draft determination. 4.3 Owner and building contractor details The determination requires that an authorised representative, if any, of a party be specified in the contract. The Act does not use this term though it does use the term authorised agent in section 15 when referring to the signing of contracts
7 It is assumed that the intention of the requirement is to have each party identify a person, if not the actual party, who is responsible for at least some of that party s obligations under the contract. Is it intended however that persons such as architects or building consultants engaged by the owner would have to be identified in the contract? There is also the complication that the owner may seek to appoint a representative after the building works contract has been signed. In that situation, are the parties expected to amend the contract to identify the authorized representative? HIA requests that if this requirement is to be retained that a definition of authorised representative is included in the determination. 4.4 Withdrawal during cooling-off period The requirement is to include a notice about the owner s right to withdraw during the cooling-off period. In the second paragraph there is a reference to a clause but it is assumed that this is meant to be a reference to the notice. HIA proposes to include a cooling-off notice towards the front of its standard contracts. This notice will include the information required by the draft determination. There will be no separate clause about the cooling-off period. 4.5 Communication between owner and building contractor This requirement needs clarification as it potentially imposes significant restrictions on the relationship between builders and owners. The first requirement is that the contract is to state how the parties, or their authorised representatives, will communicate with each other. Is it intended that the contract must include a clause about how notices under the contract are to be delivered? This seems unlikely as there is a separate requirement about notices at the end of the determination. Or is it intended that the contract must state how the parties will communicate at all times? If this requirement is intended to have the wider application it is critical that the determination is more precise about what the contract must include about communications between the parties. It is assumed that the second paragraph includes two requirements and third paragraph includes another requirement. It would be useful to make it clear that these are requirements by expressly stating the contract must include clauses to the effect of these three requirements. It is also assumed that the requirement that the owner must only rely on statements made or representations given by the authorised representative also includes the actual party. 4.6 Statutory warranties The determination lists the new versions of the warranties in a summary form. Is it intended that this format be used for contracts or should the exact wording of the statutory warranties be included in the contract? Is the final paragraph about the limitation period for the statutory warranties meant to be a requirement for the contract or only information for the reader? This statement also duplicates what is already required by the Act. 4.7 Contract price Is the second paragraph meant to be a requirement for the contract or just information for the reader about what makes up the contract price? The contents of the first and second paragraph - 4 -
8 also seem to duplicate section 14(1)(f) of the Act and the definition of contract price in the Act. It may be that these two paragraphs are intended to be guidance material only and if this is the case the determination should clarify this matter. The third paragraph refers to the method by which a provisional sum component or prime cost items are calculated. Does this mean that estimated unit cost and quantity must be disclosed or is other information about the method of calculation to be included? It is noted that the example schedules include a column for including a margin in the calculation. Usually the margin for a provisional sum or prime cost item is included in the contract price and not allocated separately. If the margin must be included in the provisional sum and prime cost item schedules then this will cause confusion for builders and owners about how to calculate the relevant deduction or addition from the contract price once the final cost for the provisional sum or prime cost item is determined. 4.8 Prime cost items and provisional sums The example schedules include a column for the margin. As explained above, this is inconsistent with current practice and will cause confusion. It is requested that the margin column be removed from the example schedules. 4.9 Contract documents It is assumed that this is a requirement and requires the contract to include a clause stating that the contract includes all agreed documents describing the building work to be undertaken. This overlaps with section 14(1)(e) of the Act. HIA notes that it is good commercial practice to include a reference to all relevant documents describing the building work in a building contract Insurance HIA agrees that the contract must state the insurance responsibilities of the builder. The reference to professional liability (professional indemnity) insurance will however cause confusion as this insurance product is not available for building contractors. HIA requests that the reference to professional liability insurance be removed as standard contracts cannot provide for an unavailable insurance product Indemnity The required indemnity is too broad and unfair to the builder. It is also an unreasonable intrusion into the freedom of contract between owner and builder. It is not unreasonable for the builder to indemnify the owner for breaches by the builder. The required indemnity however requires the builder to indemnify the owner for breaches by any third party other than the owner s authorized representative. This means that the builder could be required to compensate the owner for damage or injuries during the building work even if the builder was not in any way responsible for that situation. The required indemnity could be a significant change to the balance of risk between the owner and the builder. This increase in risk for the builder will increase the cost of residential building work and may require changes to insurance policies held by builders. It may also increase the cost and maybe even the availability of insurance policies for Tasmanian residential builders. Initial feedback from an insurer broker indicates that the proposed indemnity will not be covered by existing insurance products in Tasmania. HIA requests that the Director re-consider the need for an indemnity
9 4.12 Progress payments The required progress payment warning is out of date as it includes a reference to clause 42(2)(b) of the Bill which we understand was removed in the Legislative Council. The warning only needs to the progress payment being directly related to the progress of the performance at the building site of the building work to be performed under the contract. HIA notes that example progress payment stages are included in the determination. The example given has an unrealistically high practical completion stage percentage and this should be reduced to 10% if the example is to be retained. The progress stages and percentages for a building contract will vary depending on the nature of the building job. Including one example of progress stages and percentages in the determination may result in people incorrectly assuming that the determination s example is the industry standard or default. HIA recommends that an example is not needed. If an example is to be included it should be accompanied by another example Practical completion of work It is assumed that the final paragraph is meant to be advisory only as it duplicates the requirements of section 43 of the Act Variations It is appropriate to include a requirement that the contract must include a variation clause to ensure that the parties follow the Act. It is not necessary for the determination to repeat the requirements of the Act Variations warning This first requirement appears to be a duplication of the contract price warning requirement earlier in the determination. It does not seem to be necessary Possession and site access It is assumed that the second paragraph is a requirement. To ensure that the builder can comply with their obligations to keep the building site safe and secure, and to manage the risk of delays to the building work, this requirement should also include a requirement that the owner give reasonable notice before access to the site Penalties for breach of contract The common law does not allow contracts, including residential building contracts, to include penalties. Instead, the contract may include interest for late payment and liquidated damages as a reasonable preestimate of loss. This requirement needs to be reworded to remove the reference to penalties Minor defects or omissions It is assumed that the final paragraph is advisory only as it duplicates section 44(3) of the Act Dispute resolution procedure It is assumed that the final paragraph is advisory only as it duplicates section 79 of the Act
10 5 Required Checklist Section 14(1)(j) of the Act requires that the builder must ensure that the contract includes the required checklist in relation to the contract. Failing to comply with the requirement is an offence. Section 14(3) of the Act defines a required checklist as a document containing, in language that is readily comprehensible, a summary of the provisions of the residential building work contract to which the checklist relates. HIA notes that section 14(1)(k) also requires a copy of the Domestic Building Consumer Guide be attached to the contract. This Guide already contains a lot of information about the contents of the contract and also on page 12 and 13 includes a checklist for the client to use before signing the contract. The intent of the legislation imposing the requirement to include the required checklist in the contract is unclear to HIA. Is it intended that the required checklist be a document that briefly summarises the clauses of the contract? Or is it intended that the required checklist include other information? Any clarification about the intent of the required checklist and the expectations of the Director of Building Control would be appreciated
NSW Residential Building Contract for New Dwellings
NSW Residential Building Contract for New Dwellings OWNERS: JOB: Lot 5382 Proposed Road Marsden Park NSW 2765 LOT: 5382 SITE: Proposed Road Marsden Park NSW 2765 To verify your builder is a HIA member
More informationRegulations for consumer rights and remedies in relation to residential building work
In Confidence Office of the Minister for Building and Construction Cabinet Economic Growth and Infrastructure Committee Regulations for consumer rights and remedies in relation to residential building
More informationElectricity Contract. Standard Retail Contract between Aurora Energy and you
Electricity Contract Standard Retail Contract between Aurora Energy and you Content Introduction 1 Your electricity contract with Aurora Energy 1 Privacy Collection Statement 1 How to contact us 2 Translation
More informationMarket Contract Terms
Market Contract Terms Electricity Market Retail Contract between Aurora Energy and you Aurora Energy Pty Ltd l ABN 85 082 464 622 21 Kirksway Place, Battery Point Tasmania 7004 Ph: 1300 132 003 Fax: (03)
More informationQBCC PERIOD MINOR WORKS SUBCONTRACT
Build better. QBCC PERIOD MINOR WORKS SUBCONTRACT The General Conditions of the QBCC Period Minor Works Subcontract may not be suitable for all work and the QBCC does not make any representation as to
More informationConsultancy Services Contract
SERVICES AND RESOURCES INFRASTRUCTURE Consultancy Services Contract Based on AS 4122 2010 General Conditions of Contract for Consultants The University of Adelaide and The Consultant For Insert Project
More informationThe New NZS 3910:2013
The New NZS 3910:2013 Introduction On the 1 st of October 2013, NZS 3910:2013 Conditions of Contract for Building and Civil Engineering Construction was released by New Zealand Standards. This is the first
More informationCommittee Secretary Parliamentary Joint Committee on Corporations and Financial Services PO Box 6100 Parliament House CANBERRA ACT 2600
11 May 2018 Committee Secretary Parliamentary Joint Committee on Corporations and Financial Services PO Box 6100 Parliament House CANBERRA ACT 2600 By email: corporations.joint@aph.gov.au Dear Committee
More informationTHE HONG KONG INSTITUTE OF SURVEYORS PQSL EVENT ON 7 NOVEMBER 2016
THE HONG KONG INSTITUTE OF SURVEYORS PQSL EVENT ON 7 NOVEMBER 2016 INTRODUCTION TO THE STANDARD FORM OF CONTRACT FOR MAINTENANCE AND RENOVATION WORKS FOR USE IN HONG KONG, FIRST EDITION 2013 Sr. TANG Ki
More informationFuture of Financial Advice: Best interests duty and related obligations Update to RG 175
CONSULTATION PAPER 182 Future of Financial Advice: Best interests duty and related obligations Update to RG 175 August 2012 About this paper This consultation paper sets out ASIC s proposed guidance for
More informationConditions of Contract
Conditions of Contract 1. Responsibilities of Builder and Results of Construction (a) The Builder will, subject to these Conditions and the contract work details in Schedule 3, execute and complete the
More informationWestern Australia Agreement Terms Natural Gas and Green Gas
Western Australia Agreement Terms Natural Gas and Green Gas Thanks for choosing us April 2018 Contents 1. About this Agreement 3 2. How this Agreement applies to you 3 3. When this Agreement starts and
More informationGuide to the Retirement Villages Bill 2015
Guide to the Retirement Villages Bill 2015 page 2 Guide to the Retirement Villages Bill 2015 From the Hon Zoe Bettison MP, Minister for Ageing South Australia has a growing and diverse population of older
More informationStandard Retail Contract Terms & Conditions.
Standard Retail Contract Terms & Conditions. Preamble This contract is about the sale of energy to you as a small customer at your premises. It is a standard retail contract that starts without you having
More informationGuidance Note: Sale and Distribution of KiwiSaver
Guidance Note: Sale and Distribution of KiwiSaver Consultation draft June 2012 About this guidance note This guidance note is for people involved with the sale and distribution of KiwiSaver schemes. It
More informationThis Agreement sets out the terms and conditions on which we agree to sell you Energy and you agree to buy Energy from us.
CUSTOMER CHARTER 1. INTRODUCTION This Agreement sets out the terms and conditions on which we agree to sell you Energy and you agree to buy Energy from us. This Agreement is a market retail contract for:
More informationMDB Harmonised Particular Conditions
FIDIC Plant and Design-Build Contract MDB Harmonised Particular Conditions 1. Introduction There is a need for FIDIC to provide sample Particular Conditions that render the General Conditions of the 1st
More informationWestern Australia Standing Agreement Natural Gas and Green Gas
Western Australia Standing Agreement Natural Gas and Green Gas This agreement is commonly referred to as a standard form contract in Western Australia Thanks for choosing us October 2017 1 Contents 1.
More informationCUSTOMER TERMS AND CONDITIONS
CUSTOMER TERMS AND CONDITIONS MARKET RETAIL CONTRACT Version 4.06 July 2018 POWERSHOP AUSTRALIA PTY LTD (ABN 41 154 914 075) TEL 1800 462 668 WWW.POWERSHOP.COM.AU The Gist This contract is about the sale
More informationProposed amendments to Telecommunications Consumer Protections Code (DR C628:2015)
28 July 2015 Mr John Stanton Chief Executive Officer Communications Alliance Limited PO Box 444 MILSONS POINT NSW 1565 Dear Mr Stanton Proposed amendments to Telecommunications Consumer Protections Code
More informationCONDITIONS OF CONTRACT. The Builder must execute and complete the Works in a workmanlike manner and ensure the Works are adequately supervised.
CONDITIONS OF CONTRACT 1. RESPONSIBILITY OF BUILDER The Builder must execute and complete the Works in a workmanlike manner and ensure the Works are adequately supervised. 2. WORK PERFORMED OR MATERIALS
More informationInquiry into Unfair Terms in Consumer Contracts
Submission by the Housing Industry Association Inquiry into Unfair Terms in Consumer Contracts By the Standing Committee on Law and Justice, Legislative Council of New South Wales 6 October 2006 Housing
More informationTERMS AND CONDITIONS FOR STANDARD RETAIL CONTRACTS
TERMS AND CONDITIONS FOR STANDARD RETAIL CONTRACTS Understanding your Energy Agreement with us Queensland July 2015 TERMS AND CONDITIONS FOR STANDARD RETAIL CONTRACTS SMALL CUSTOMERS Preamble This contract
More informationTERMS AND CONDITIONS FOR DECOMMISSIONING AND METER REMOVAL SERVICES FOR PREMISES CONNECTED TO EVOENERGY S GAS DISTRIBUTION NETWORK IN NSW AND ACT
TERMS AND CONDITIONS FOR DECOMMISSIONING AND METER REMOVAL SERVICES FOR PREMISES CONNECTED TO EVOENERGY S GAS DISTRIBUTION NETWORK IN NSW AND ACT Effective Date: 02/05/16 Introduction These terms and conditions
More informationNotice of changes to the Workers Rehabilitation and Compensation Act from July 2010
CGU Workers Compensation Level 5, 188 Collins Street Hobart, Tasmania, 7000 t (03) 6230 4700 f (03) 6230 4799 Notice of changes to the Workers Rehabilitation and Compensation Act from July 2010 To Employers
More informationSUPERANNUATION DATA AND PAYMENT STANDARD AND ASSOCIATED SCHEDULES
The Association of Superannuation Funds of Australia Limited ABN 29 002 786 290 ASFA Secretariat PO Box 1485, Sydney NSW 2001 p: 02 9264 9300 (1800 812 798 outside Sydney) f: 1300 926 484 w: www.superannuation.asn.au
More informationCustomer Terms & Conditions
Customer Terms & Conditions ELECTRICITY AND GAS MARKET RETAIL CONTRACT POWER TO YOU Thanks for joining DC Power Co, Australia's first customer-owned power company designed for people with solar and people
More informationElectricity supply contract (deemed)
Electricity supply contract (deemed) Tasmanian Networks Pty Ltd a CONTENTS Preamble...1 1. The Parties...1 2. Definitions and Interpretations...1 3. Do these terms and conditions apply to you?...1 4. What
More informationEthical Contract Negotiation
Ethical Contract Negotiation Texas Society of Professional Engineers May 16, 2006 Brian W. Erikson Quilling, Selander, Cummiskey & Lownds, P.C. 2001 Bryan Street, Suite 1800 Dallas, Texas 75201 (214) 880-1844
More informationCONSUMER LOAN & SECURITY AGREEMENT COMMERCIAL TERMS
CONSUMER LOAN & SECURITY AGREEMENT COMMERCIAL TERMS Introducer Approval Number The Effective Date of the Agreement Under this Agreement, (who we call the Lender, we, or us in this Agreement) agrees to
More informationCode of Practice. The principles, standards of behaviour and service delivery requirements for all FPA Australia Corporate Members
Code of Practice The principles, standards of behaviour and service delivery requirements for all FPA Australia Corporate Members Fire Protection Association Australia Life Property Environment Introduction
More informationStandard Terms & Conditions
Standard Terms & Conditions PREAMBLE This contract is about the sale of energy to you as a small customer at your premises. It is a standard retail contract that starts without you having to sign a document
More informationProject Alliance Agreement (PAA) Between
(PAA Between Transit New Zealand [name of constituent organisation] [name of constituent organisation] [name of constituent organisation] For the design, construction and commissioning of the Project Name
More informationNATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) SUBMISSION TO THE AUSTRALIAN GOVERNMENT
NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) SUBMISSION TO THE AUSTRALIAN GOVERNMENT TREASURY CONSULTATION PAPER ON PARLIAMENTARY JOINT COMMITTEE ON CORPORATIONS AND FINANCIAL SERVICES INQUIRY
More informationCUSTOMER CONTRACT. Introduction. Contract Terms. Dear Customer
Origin Energy Electricity Limited ABN 33 07 052 287 CUSTOMER CONTRACT Introduction Dear Customer This customer contract is important. Please read it carefully and indicate whether you accept the terms
More informationConsumer building guide
Consumer building guide FT246 February 2004 www.fairtrading.nsw.gov.au Additional copies This publication can be viewed or printed from the Publications page of our Web site at: www.fairtrading.nsw.gov.au
More informationCredit Account Application Form
FOR OFFICIAL USE ONLY ACCOUNT REF CREDIT LIMIT AUTHORISED BY DATE ACCOUNT MANAGER Credit Account Application Form 1 Full Trading Name Trading Address Buyer s Name Buyer s Website Nature of Business Date
More informationMarket Contract Terms & Conditions.
Market Contract Terms & Conditions. 1. Background This contract is between: ERM Power Retail Pty Ltd ABN 87 126 175 460 who sells electricity to you at your premises (referred to as we, our or us ); and
More informationCONDITIONS OF USE FOR VISA CREDIT CARD
CONDITIONS OF USE FOR VISA CREDIT CARD 1300 306 716 bankofus.com.au Bank of us is a trading name of B&E Ltd ABN 32 087 652 088 AFSL & Australian Credit Licence 236870 1 January 2019 Table of Contents Interest
More informationConsumer means a consumer as that term is defined in Section 3 of the Australian Consumer Law;
GENERAL CONDITIONS OF SALE 1. INTERPRETATION 1.1. In these Conditions: 1.1.1. Australian Consumer Law means the law as set out in Schedule 2 of the Competition and Consumer Act 2010; 1.1.2. Company means
More informationOmbudsman s Determination
Ombudsman s Determination Applicant Scheme Respondent Mr S Namulas SIPP (formerly the Self Invested Personal Harvester Pension Scheme) (the SIPP) Liverpool Victoria Friendly Society Ltd (LV=) Outcome 1.
More informationChanges to Tasmania s workers compensation laws: 1 January 2018 Summary of all amendments
Information Sheet Number: IS-135 Changes to Tasmania s workers compensation laws: 1 January 2018 Summary of all amendments Introduction Tasmania s Workers Rehabilitation and Compensation Act 1988 was recently
More informationRESIDENTIAL & COMMERCIAL DEVELOPER SERVICES
RESIDENTIAL & COMMERCIAL DEVELOPER SERVICES WHO IS PREMIER GUARANTEE? Premier Guarantee is one of the UK's leading providers of Structural Warranty and Defects Insurance Services and since 1997 have been
More informationFacilitation Services Agreement
Facilitation Services Agreement Date Schedule Parties of (Owners) AND Property address Lot: 1 Creation Homes (NSW) Pty Limited ACN 155 797 443 of PO Box 8101 Baulkham Hills NSW 2153 (Builder) Street: Emprador
More informationKEY FACTS SHEET (KFS): HOME BUILDING AND HOME CONTENTS INSURANCE POLICIES (DISCUSSION PAPER)
Ms Michelle Calder Manager, Financial Services Unit The Treasury Langton Crescent PARKES ACT 2600 Email: icareview@treasury.gov.au 11 April 2012 Dear Ms Calder KEY FACTS SHEET (KFS): HOME BUILDING AND
More informationSingle Source Contract Regulations 2014 Guidance Chapter 3 Pricing a Qualifying Defence Contract: The Cost Element
Single Source Contract Regulations 2014 Guidance Chapter 3 Pricing a Qualifying Defence Contract: The Cost Element Purpose 1. The guidance in this chapter relates to a Qualifying Defence Contract (QDC)
More informationModel terms and conditions for standard retail contracts
Model terms and conditions for standard retail contracts PREAMBLE This contract is about the sale of energy to you as a small customer at your premises. It is a standard retail contract that starts without
More informationNote to constituents. Page 1 of 34
EFRAG document for public consultation: Preliminary responses to the questions in the IASB Discussion Paper DP/2017/1 Disclosure Initiative Principles of Disclosure Note to constituents The IASB issued
More informationThank you for the opportunity to provide feedback on this important piece of legislation.
7 September 2017 Ms Kate McGuckin Committee Secretary Public Works and Utilities Committee Parliament House George Street Brisbane Qld 4000 Email: PWUC@parliament.qld.gov.au Dear Ms McGuckin Subject: Building
More informationABA Film Services Ltd. Terms and Conditions of Hire
ABA Film Services Ltd Terms and Conditions of Hire 1 INTERPRETATION 1.1 In these conditions the following words have the following meanings: Contract means a contract which incorporates these conditions
More informationTreasury Laws Amendment (Banking Executive Accountability and Related Measures) Bill 2017
Level 3, 56 Pitt Street Sydney NSW 2000 Australia +61 2 8298 0417 @austbankers bankers.asn.au 01 November 2017 Senate Standing Committee on Economics PO Box 6100 Parliament House Canberra ACT 2600 By email
More informationGUIDELINES FOR THE REMOVAL OF THE EMERGENCY SERVICES LEVY IN NSW
Professor Allan Fels AO, Monitor Dr David Cousins AM, Deputy Monitor Emergency Services Levy Insurance Monitor Level 9, McKell Building 2-24 Rawson Place SYDNEY NSW 2000 6 May 2016 Dear Professor Fels
More informationStandard Retail Contract Terms and Conditions.
Standard Retail Contract Terms and Conditions. 1 December 2017. In accordance with section 35(4) of the Electricity Industry Act 2000 and section 42(4) of the Gas Industry Act 2001, Powerdirect provides
More informationStandard Supply Contract Mary Valley Water Supply Scheme (Distribution)
Table of Contents Background... 1 Operative provisions... 1 1. Term... 1 2. Agreement for diversion of water... 1 3. Diversion of water... 1 4. Overall statutory framework for services... 2 5. ROL Holder
More informationTERMS & CONDITIONS CONTRACTOR SERVICES
TERMS & CONDITIONS CONTRACTOR SERVICES DATED THE 2 nd DAY OF July 2018 MJE Australia Pty Ltd atf Ewers West Family Trust t/a MJE Systems ABN 97 465 224 425 MJE Australia Pty Ltd ATF Ewers West Family Trust
More informationTERMS AND CONDITIONS OF SALE OF GOODS AND SUPPLY OF SERVICES
TERMS AND CONDITIONS OF SALE OF GOODS AND SUPPLY OF SERVICES Section 1 - SALE OF GOODS 1.1. Definitions agreement is a reference to these Terms and Conditions and any order form and payment instructions
More informationConditions of Contract for PLANT and Design-Build
Conditions of Contract for PLANT and Design-Build FOR ELECTRICAL AND MECHANICAL WORKS AND FOR BUILDING AND ENGINEERING WORKS DESIGNED BY THE CONTRACTOR General Conditions 1st Edition 1999 FEDERATION INTERNATIONALE
More informationANZ Personal Financial Services Terms and Conditions. ANZ Phone Banking Effective 1 April 2002 Version 8
ANZ Personal Financial Services Terms and Conditions ANZ Phone Banking Effective 1 April 2002 Version 8 Postal Addresses ANZ Cards Locked Bag No.10 Collins Street West Post Office Melbourne, Victoria 8007
More informationA Guide to Standard Form of Agreement Between Client and Licensed Interior Designer
A Guide to Standard Form of Agreement Between Client and Licensed Interior Designer Preamble The Alberta Association of Architects now offers an optional new Standard Form of Agreement between Client and
More informationRemaking ASIC class orders on time-sharing schemes. Financial Ombudsman Service Australia Submission January 2017
Remaking ASIC class orders on time-sharing schemes Financial Ombudsman Service Australia Submission January 2017 1 Contents Executive summary 3 1 Dispute statistics 6 2 Claims made in disputes 6 3 Cooling
More informationStandard terms and conditions for supplying water and waste water services England & Wales
1 Standard terms and conditions for supplying water and waste water services England & Wales 1 Introduction 1.1 These are the Standard Terms and Conditions which form part of the contract between Business
More informationMIRAGE DOORS NSW ABN:
CREDIT APPLICATION (Application for Credit with Mirage Doors NSW) Entity Type: Company Partnership Trust Other Company/Trustee Name: Trading Name: ABN: Registered Office: Street Address: Postal Address:
More informationCity of Coolidge 130 W. Central Avenue Coolidge, Arizona (520) TDD: (520) / Fax: (520)
REQUEST FOR PROPOSALS Energy Performance Contracting Services INTRODUCTION The City of Coolidge will accept competitive sealed proposals for energy performance contracting services at the address or physical
More informationSubmissions on the Strata Schemes Management Regulation 2016 and Strata Schemes Development Regulation 2016
Submissions on the Strata Schemes Management Regulation 2016 and Strata Schemes Development Regulation 2016 TO: The Responsible Officer Review of Strata and Community Title Laws Policy and Strategy NSW
More informationWestern Water Development Consultant Accreditation Deed
Western Water Development Consultant Accreditation Deed Western Water ABN 67 433 835 375 and Company name: ABN : February 2018 TABLE OF CONTENTS 1. DEFINITIONS AND INTERPRETATION... 1 1.1 Definitions...
More information1 In these Domestic Sub-Contract Conditions the following expressions and terms shall have the meanings given below:
DOMESTIC SUB-CONTRACT CONDITIONS These are the Domestic Sub-Contract Conditions referred to by the Articles of Agreement to which they are attached. In the event that these Domestic Sub-Contract Conditions
More informationNational Consumer Credit Protection Bill 2009 and National Consumer Credit Protection (Transitional and Consequential Provisions) Bill 2009
National Consumer Credit Protection Bill 2009 and National Consumer Credit Protection (Transitional and Consequential Provisions) Bill 2009 Exposure Draft Submission to the Treasury May 2009 INTRODUCTION
More informationTERMS AND CONDITIONS FOR METER RELOCATION SERVICES FOR PREMISES CONNECTED TO ACTEWAGL S GAS DISTRIBUTION NETWORK IN NSW AND ACT
TERMS AND CONDITIONS FOR METER RELOCATION SERVICES FOR PREMISES CONNECTED TO ACTEWAGL S GAS DISTRIBUTION NETWORK IN NSW AND ACT (ANNUAL CONSUMPTION LESS THAN TEN (10) TERAJOULES) 2 MAY 2016 INTRODUCTION
More informationTERMS AND CONDITONS PARTIES
TERMS AND CONDITONS PARTIES The Supplier: Build Complete Pty Ltd (ABN: 29 161 245 343) The Customer: DEFINITIONS The Supplier is Build Complete Pty Ltd, 1 Brickport Road, Cooee, Tasmania, 7320, AUSTRALIA.
More informationSECTION 2 : JURONG HEALTH SERVICES PTE LTD STANDARD CONDITIONS OF CONTRACT FOR CONSTRUCTION AND IMPROVEMENT WORKS
SECTION 2 : JURONG HEALTH SERVICES PTE LTD STANDARD CONDITIONS OF CONTRACT FOR CONSTRUCTION AND IMPROVEMENT WORKS 1. DEFINITIONS AND INTERPRETATION 1.1 Definitions In this Contract (as hereinafter defined)
More informationABN TERMS AND CONDITIONS OF TRADE
TERMS AND CONDITIONS OF TRADE 1) To the fullest extent legally permissible all dealings between AusProof Pty Ltd or its subsidiaries and the Customer implies the acceptance by the Customer of the following
More informationResponding to requests from a power of attorney or court-appointed administrator
Responding to requests from a power of attorney or court-appointed administrator This industry guideline does not have legal force or prescribe binding obligations on individual banks. While the ABA s
More informationLife Insurance Code of Practice Second consultation draft. Financial Ombudsman Service Australia Submission September 2016
Life Insurance Code of Practice Second consultation draft Financial Ombudsman Service Australia Submission September 2016 1 Contents Executive summary 3 1 Life Insurance Reforms 7 2 Important role for
More informationINTERIOR ARCHITECTURE & DESIGN TERMS & CONDITIONS DESIGN SERVICES ZUNICA P/L LEVEL 1, 216 CHAPEL STREET PRAHRAN VICTORIA 3181
1. 1.1 1.2 DEFINITIONS Brief: Statements and materials assembled by the Client with the Zunica s assistance to summarise the Client s initial requirements, to address the Client s preferences and priorities,
More informationGENERAL INSURANCE CODE OF PRACTICE
GENERAL INSURANCE CODE OF PRACTICE FOREWORD As the Minister for Finance, Superannuation and Corporate Law and Minister for Human Services, I welcome the release of the revised General Insurance Code of
More informationAH: STANDARD CONDITIONS OF CONTRACT FOR CONSTRUCTION AND IMPROVEMENT WOPKS SCC.1
COMPLIANCE TO CONDITIONS OF CONTRACT - SCC.1(Renovation) Please indicate clearly below your compliance to each clause of the Conditions of Contract. Where you are not in agreement, you should give your
More informationServices Agreement. Terms and conditions on which Alice + Albert provide services to consumers
Services Agreement Terms and conditions on which Alice + Albert provide services to consumers 1. Definitions and interpretation 1.1 The meaning of some words used in these terms and conditions: (a) We,
More informationSection 7. General Conditions of Contract for the Procurement of Works
Section 7. General Conditions of Contract for the Procurement of Works Table of Clauses A. General...3 1. Definitions...3 2. Interpretation...5 3. Language and Law...5 4. Project Manager s Decisions...5
More informationSTANDARD RETAIL CONTRACT FOR CUSTOMERS IN ACT AND NSW. Effective from 1 December 2017
STANDARD RETAIL CONTRACT FOR CUSTOMERS IN ACT AND NSW. Effective from 1 December 2017 PREAMBLE This contract is about the sale of energy to you as a small customer at your premises. It is a standard retail
More informationNEC4 Engineering and Construction Contract review of changes from NEC3
Here is a review from GMH Planning Ltd of the significant changes within the NEC4 ECC contract compared to that of the NEC3 version. We have not identified every single change, but picked out the main
More informationENGINEERING CONSULTANCY SERVICES. Terms and Conditions
ENGINEERING CONSULTANCY SERVICES Terms and Conditions 1 British Engineering Services Consultancy Terms and Conditions Interpretation These terms and conditions, along with the Quotation and Order Acknowledgement
More informationSECTION 2 - STANDARD TERMS & CONDITIONS
SECTION 2 - STANDARD TERMS & CONDITIONS 1. Genesee County Purchasing Regulations: All procurements are conducted in accordance with the Genesee County Purchasing Regulations, a copy of which is on file
More informationGuidance Note: Sale and Distribution of KiwiSaver
Guidance Note: Sale and Distribution of KiwiSaver October 2012 About this guidance note This guidance note is for people involved with the sale and distribution of KiwiSaver schemes. It provides guidance
More informationMASTER ECM TERMS. 7 March 2016
MASTER ECM TERMS 7 March 2016 MASTER ECM TERMS Legal matters The use of the Master ECM Terms and in particular the choice of variables to be applied to a particular transaction depends on the transaction
More informationPurchase Order general terms and conditions for the supply of goods and services
Purchase Order general terms and conditions for the supply of goods and services 1. General All additions and alterations to these general terms and conditions (General Conditions) shall be in writing
More information(1) In these sub-contract conditions of agreement, the following words and phrases shall have the following meanings:-
Anti-Bribery & Corruption Policy of Intent STONBURY LIMITED TERMS AND CONDITIONS FOR SUBCONTRACTORS 1. INTERPRETATION (1) In these sub-contract conditions of agreement, the following words and phrases
More informationWholesale Supplier Terms and Conditions
1. Scope of Agreement 1.1. Parties to the Agreement Wholesale Supplier Terms and Conditions This agreement, including where applicable Schedule 1 Wholesale Rates Contract and any other schedules is entered
More informationCorporate Collective Investment Vehicle SUBMISSION TO TREASURY
Corporate Collective Investment Vehicle SUBMISSION TO TREASURY Allens, July 2018 Allens welcomes the opportunity to provide comments on the exposure draft of the Treasury Law Amendment (Corporate Collective
More informationPlain English Commercial and Industrial Building Contract
Plain English Commercial and Industrial Building Contract Date:... /... /.../ This contract is between 1 Limited (we, us, our)(the builder) of and 2 (you, your)(the client) of and (your authorised representative)
More informationWorkSafe Victoria inspectors
WorkSafe Victoria inspectors How inspectors support and enforce health and safety at work April 2012 1 Contents Introduction 3 Health and safety laws 3 Role of WorkSafe Victoria inspectors 3 Information
More informationAustralian Standard. Subcontract conditions for design and construct. AS (Incorporating Amendment No. 1) AS
AS 4903 2000 (Incorporating Amendment No. 1) AS 4903 2000 Australian Standard Subcontract conditions for design and construct This Australian Standard was prepared by Committee OB-003, General Conditions
More informationTERMS AND CONDITIONS OF TRADE
1. Definitions TERMS AND CONDITIONS OF TRADE 1.1 Nqpetro means Nqpetro Pty Ltd, its successors and assignor any person acting on behalf of and with the authority of Nqpetro Pty Ltd. 1.2 Customer means
More informationDOUKPSC04 Rev Feb 2013
DOUKPSC04 Purchasing Standard conditions for the Purchase of Consultancy Services 1 DEFINITIONS In the Contract (as hereinafter defined) the following words and expressions shall have the meanings hereby
More informationSingapore Airlines Westpac Platinum Credit Cards Conditions of Use
Singapore Airlines Westpac Platinum Credit Cards Conditions of Use 28 October 2016 Conditions of Use Your Credit Card Contract includes this Conditions of Use booklet, the letter which advises both your
More informationFAIR TRADING (RETIREMENT VILLAGES INTERIM CODE) REGULATIONS 2018
Westrn Australia Fair Trading Act 2010 FAIR TRADING (RETIREMENT VILLAGES INTERIM CODE) REGULATIONS 2018 GOVERNMENT GAZETTE, WA 29 March 2018 Retirement Villages Interim Code 2018 Page 1 As at 1 April 2018
More informationManaging design professional risks arising out of the Prime/Subcontractor relationship
Managing design professional risks arising out of the Prime/Subcontractor relationship June 22, 2017 Gail S. Kelley P.E., Esq., LEED AP J. Kent Holland, J.D. ConstructionRisk, LLC Copyright Information
More informationSupply Contract Channel and Pipeline Standard Conditions Schedule 3. Version 2
Supply Contract Channel and Pipeline Standard Conditions Schedule 3 Version 2 Table of Contents 1. Diversion and Acceptance of Water 1 2. Overall Statutory Framework for Services 1 3. SunWater s Obligations
More informationFOS Submission. Small Business & Family Enterprise Ombudsman discussion paper. Financial Ombudsman Service SBFEO D10 LF.
FOS Submission Small Business & Family Enterprise Ombudsman discussion paper Financial Ombudsman Service SBFEO D10 LF.Docx 1 of 27 Contents 1. Overview of FOS 4 1.1 Small business disputes 4 1.2 Our mission
More informationConsumer building guide
About this booklet By law, builders and tradespeople must give consumers a copy of the before they enter into a contract for residential building work worth more than $5,000. www.fairtrading.nsw.gov.au
More informationTERMS AND CONDITIONS OF SALE AND/OR HIRE OF PRODUCTS
TERMS AND CONDITIONS OF SALE AND/OR HIRE OF PRODUCTS 1 1.1 2 2.1 2.2 2.3 3 3.1 INTERPRETATION In these conditions the following words have the following meanings: Contract means a contract which incorporates
More information