SPECIFIC TERMS AND CONDITIONS FOR TERM DEPOSIT-i BASED ON TAWARRUQ (Effective Date: 2 April 2018)

Size: px
Start display at page:

Download "SPECIFIC TERMS AND CONDITIONS FOR TERM DEPOSIT-i BASED ON TAWARRUQ (Effective Date: 2 April 2018)"

Transcription

1 FOR TERM DEPOSIT- BASED ON TAWARRUQ (Effectve Date: 2 Aprl 2018) The Specfc Terms and Condtons mentoned heren are applcable to all Term Depost- products based on the Sharah concept of Tawarruq offered by the Bank. All of these products are governed by the relevant laws of Malaysa and Sharah prncples. Ths Specfc Terms and Condtons shall be read together wth the General Terms and Condtons for TD-. all defntons used n the General Terms and Condtons shall have the same meanng when used n these Specfc Terms and Condtons. The Bank and the Customer hereby rrevocably agrees and acknowledge that as at the date hereof, ths Specfc Terms and Condtons, the underlyng structure heren and the Commodty Tradng are Sharah complant. Accordngly, each of the partes hereto agrees that t shall not henceforth rase any dspute or ssue n relaton to the Sharah complancy of these Specfc Terms and Condtons and the Commodty Tradng. Ths Specfc Terms and Condtons shall be addtonal to the Terms and Condtons of each type of the product/ Accounts appearng n the General Terms & Condtons. In the event of any dscrepancy, ambguty or dspute n the nterpretaton of these Specfc Terms and Condton and the sad Terms and Condtons for each type of product/accounts appearng n the General Terms & Condtons, the sad Specfc Terms and Condtons for each product/accounts shall preval. 1.0 GENERAL 1.1 The TD- shall be operated n accordance wth the Sharah concept of Tawarruq whereby the Accountholder apponts the Bank under Wakalah (agency) contract, as hs/her agent to buy Commodty from any commodty traders and thereupon to sell the Commodty to the Bank under Murabahah contract on deferred payment. Under the arrangement: the Bank acts an agent wll purchase the Commodty on behalf of the Customer for the Purchase Prce of the Commodty n the amount deposted wth the Bank; the Bank wll thereafter on ts own capacty purchase the Commodty from the Bank (as agent to Customer) at the Sellng Prce whch shall be pad to the Customer upon maturty; the Bank may thereafter sell the Commodty to a thrd party; 1.2 The Accountholder applyng for the openng of the TD- wth the Bank shall be bound by these Terms and Condtons governng the operatons of the TD- n force from tme to tme. 1.3 These Terms and Condtons are also ntended to be read together wth Product Dsclosure Sheet ( PDS ) of the TD-, pamphlets, brochures or any other relevant Terms and Condtons ssued by the Bank whch may be mposed from tme to tme that are applcable to the partcular TD- opened by the Customer. 2.0 MALAYSIA DEPOSIT INSURANCE CORPORATION ( PIDM ) 2.1 Ths depost product s covered by Malaysa Depost Insurance Corporaton ( PIDM ). 2.2 Subject to the latest verson of Gudelnes ssued by PIDM and ncludes any statutory amendment or re-enactment thereof, any captal wll be nsured up to a maxmum of Rnggt Malaysa Two Hundred Ffty Thousand (RM250,000) nclusve of the ntal captal and any dvdend (proft) there from. 3.0 DEFINITIONS In ths Specfc Terms and Condtons governng Tawarruq, the followng words shall have the meanngs stated thereto: TERM DEPOSIT-I Effectve 2Aprl2018 Page 1 of 5

2 Agent means the Bank whch shall be apponted by the Accountholder to do such acts on behalf of the Accountholder under the Sharah contract of Wakalah n matters pertanng to Tawarruq n accordance to the terms heren. Term Depost- (TD-) means Term Depost products based on the Sharah concept of Tawarruq whch may be offered by the Bank from tme to tme ncludng but not lmted to Term Depost-, Junor Term Depost and other new Term Depost whch may be offered by the Bank from tme to tme. Accountholder means the Bank s customers whose applcaton for TD- has been accepted by the Bank and such TD- s mantaned wth the Bank. Commodty means Sharah complant goods and/or commodtes (excludng rbaw tems n the category of medum of exchange such as currency, gold and slver) acceptable to the Bank, purchased under the platform of any commodty trader apponted by the Bank and duly approved by the Sharah Advsory Commttee (SAC) of the Bank whch wll be transacted as the underlyng asset to facltate the Tawarruq transacton. Commodty Tradng means the sale and purchase transactons performed n accordance to the Sharah concept of Tawarruq. Hamsh Jddyyah refers to a Securty Depost (SD) placed to secure the undertakng to purchase an asset before executon of sale and purchase contract. Maturty Date refers to the date of maturty of TD- as specfed n the Term Depost Advce and ncludes any renewal to ts ntal Maturty Date. Murabahah refers to a sale and purchase of a Commodty where the acquston/purchase cost and the mark-up are dsclosed to the purchaser. Purchase Prce refers to the amount equvalent to the depost placement / renewal amount whch wll be used to purchase the Commodty on the Tradng Day. Purchase Transacton refers to when Accountholder purchases the Commodty (va the Bank actng as hs/ her agent) from any commodty trader at the Purchase Prce. Rebate (Ibra ) represents the waver on rghts of clam accorded by a person to another person that has an oblgaton whch s due to hm. Sale Transacton refers s when the Customer sells the Commodty (va the Bank actng as hs/her agent) to the Bank at the Sellng Prce. Sellng Prce means the sum payable by the Bank to acqure the Commodty from the Customer on Murabahah bass whch comprse of the Purchase Prce of the Commodty and the proft. Tawarruq conssts of two sale and purchase contracts where the frst nvolves the sale of an asset to a purchaser on a deferred bass and the subsequent sale nvolves sale of the asset to a thrd party on a spot and cash bass. Under ths product, the Customer wll purchase the Commodty at Purchase Prce from any commodty trader and thereafter, sell the Commodty to the Bank at Sellng Prce on the bass of Murabahah whch shall be pad to the Customer at the Maturty Date (after takng nto consderaton any rebates, f any). The Bank shall thereafter sell the Commodty to a thrd party on a cash and spot bass. Tradng Day refers to the days where Commodty Tradng s executed from Monday to Sunday and on whch the commodty tradng platform s open for tradng. Wakalah means an agency contract n whch a party mandates another party as her/hs agent to perform a partcular task n matters that may be delegated voluntarly or wth mposton of fee. TERM DEPOSIT-I Effectve 2Aprl2018 Page 2 of 5

3 Wa d means a promse or undertakng, refers to expresson of commtment gven by one party to another to perform certan acton(s) n future. 4.0 APPOINTMENT AS AN AGENT 4.1 Based on the concept of Wakalah, the Accountholder (actng as the Prncpal ) agrees to appont the Bank (actng as the Agent ) and the Bank agrees to accept the appontment as an agent of the Accountholder for the purchase and sale transacton of the Commodty ( Commodty Tradng ) n accordance wth ths Terms and Condtons. The Bank wll only act as the Accountholder s agent and wll not assume, or be deemed to have assumed, any addtonal oblgatons to, or to have any specal relatonshp wth the Accountholder other than those that s envsoned n ths Terms and Condtons. 4.2 As the Accountholder's agent, the Bank shall, durng the tenure or any renewal thereof, have the followng powers and authorty:- to do and execute all acts wth respect to the purchase of the Commodty on a cash and spot bass through purchase agreement, certfcate and other nstrument and to negotate wth commodty trader on behalf of the Accountholder n relaton thereto; and to sell the Commodty on deferred payment to the Bank at cost plus proft ("Sellng Prce") on behalf of the Accountholder and to do and execute all acts n relaton thereto ("Sale Transacton") 4.3 The Bank wll look after the best nterest of the Accountholder and acts n good fath n performng ts oblgatons n buyng and sellng of Commodty. 4.4 The Accountholder shall be enttled to request and take physcal delvery of the Commodty. In the event the Accountholder were to exercse such rght to take physcal delvery, all costs and expenses n respect thereof shall be borne by the Accountholder. 4.5 The Accountholder ndemnfes the Bank aganst all losses, actons, proceedngs, damage, costs and expenses whatsoever clamed by any party and/or ncurred or sustaned by the Bank as a result of the purchase of Commodty under any transacton hereunder as an agent of the Accountholder and/or n the event of breach by the Accountholder of any of hs oblgatons heren. The ndemnty gven shall survve termnaton of ths Terms and Condtons and any sum payable under t shall not be subject to any deducton ether by way of set off counter clam or otherwse. 4.6 The Accountholder shall not revoke the appontment of the Bank as agent as long as the TD- remans avalable. The appontment of the Bank as agent of the Accountholder shall cease upon closure of the TD-; 4.7 The Bank shall not be oblged to enter nto any transacton or follow any nstructon by the Accountholder, f n the opnon of the Bank that the enterng nto such transacton, may cause the Bank or ts afflates to breach of any law, polcy, rule or regulaton. 5.0 COMMODITY TRADING TRANSACTION 5.1 As the Accountholder's agent, the Bank shall enter nto the Purchase Transacton, durng the tenure or any renewal thereof, has the followng power and authorty:- The Bank shall enter nto a Tawarruq transacton on the Tradng Day followng the depost placement date; and The Bank shall enter nto a Tawarruq transacton on the Tradng Day followng the renewal of the placement. 5.2 Upon payment by the Accountholder of the commodty prce whch s equvalent to the depost amount to the Bank, the Bank undertakes to purchase the commodty from the commodty trader or suppler; 5.3 The Bank n ts capacty as agent to Accountholder wll then sell the commodty to the Bank under Murabahah contract on deferred payment. The Sellng Prce represents: TERM DEPOSIT-I Effectve 2Aprl2018 Page 3 of 5

4 the depost amount; and the proft on the deposts On the Maturty Date, the Bank shall pay the Sellng Prce to the Accountholder. The computaton of the Sellng Prce wll be based on the followng formula:- Calculaton of the Proft: Proft = P x R x T/365 or 366 Where: P = Prncpal Amount R = Proft Rate (%) gven upon the placement T = Tenure (number of days, from placement date to maturty date) Calculaton of the Sellng Prce: Sellng Prce = Depost Amount + Proft (total proft receved) Illustraton: Depost Amount RM10, Proft Rate 3.40% p.a. Tenure 12 months No of Days 365 Placement date 1/1/2017 Maturty date 1/1/2018 Proft Payment RM Sellng Prce RM10, In vew the Tradng Day s later than the date the Purchase Prce s deposted to the Bank; the Purchase Prce wll be treated as Qard (loan) to the Bank pror to the Purchase Transacton. In ths regard, the Customer consents for the Bank to deal wth the Purchase Prce n any manner deemed ft by the Bank. 5.5 In connecton wth each Purchase Transacton, the Bank (as the Commodty Purchaser ) shall provde a promse (Wa d) to the Customer and agree to purchase the Commodty from the Customer upon completon of the Purchase Transacton. 6.0 REBATE (IBRA ) 6.1 The Accountholder shall consent to grant rebate under the concept of Ibra subject to the occurrence of the below events ncludng but not lmted to:- For placement where the contracted tenure s below three (3) months, no proft wll be pad f the placement s wthdrawn / uplfted pror to the full completon of the contracted perod; or For placement tenure exceedng three (3) months where the sad placement s wthdrawn / uplfted before the completon of three (3) months, no proft shall be pad; and For placement tenure of more than three (3) months, elgble proft payable wll be calculated at half of the prevalng Board Rate for all completed months, provded that the mnmum three (3) months placement has been completed. The computaton of rebate (bra') s based on the followng formula:- Rebate (Ibra ) = Sellng Prce - [(P x R x T/365 x 50%) + P] Where: Sellng Prce = Prncpal Amount + Proft P = Prncpal Amount T = Number of completed days TERM DEPOSIT-I Effectve 2Aprl2018 Page 4 of 5

5 R = Proft Rate (Prevalng Board Rate for completed months) Illustraton on computaton of rebate durng premature wthdrawal:- Orgnal placement:- Depost Amount RM10, Contracted Proft Rate 3.40% p.a. Tenure 12 months No. of Days 365 Placement date 1/1/2017 Maturty date 1/1/2018 Proft Payment (a) RM Sellng Prce upon maturty (b) RM10, In the event of premature wthdrawal:- Early / premature wthdrawal On 1/7/2017 No. of completed days 181 Prevalng Board rate for completed months 3.25% p.a. Proft payment upon premature wthdrawal (c) (RM10,000 x 3.25% x 181/365 x 50%) RM Rebate (Ibra ) (a) - (c) RM Total Sellng Prce upon premature wthdrawal (b) (c) RM10, For early uplftment / premature wthdrawal, the Bank may also charge the Accountholder any holdng, handlng and brokerage fees/charges charged by any thrd party Commodty Trader for the sale and purchase of the Commodty and t wll be deducted from the Sellng Prce. 7.0 PROFIT RATE 7.1 The proft rate of the TD- shall be subject to the prevalng proft rate for respectve products or campagns whch wll be made known to the Accountholder upon openng of the Account and shall be determned by the Bank from tme to tme. 7.2 Accountholder may wthdraw the proft pad durng the tenure; however, n the event the Accountholder decdes to termnate the TD- pror to the maturty of the tenure, the Bank reserves the rght to retract the proft wthdrawn by the Accountholder from the prncpal amount durng Account uplftment. 7.3 The proft for these products wll be credted Monthly / Quarterly / Sem Annually / Upon Maturty / In Advance or Upfront. 7.4 For TD- wth proft pad n advance or upfront, the Bank wll pay Accountholder the Securty Depost (Hamsh Jddyah) n the amount whch s equvalent to the proft derved from the Commodty Tradng Transacton or any other amount as agreed by both partes. The securty depost placed by the Bank s to secure the undertakng to purchase an asset before executon of sale and purchase contract. The Bank reserves the rght to set-off the Securty Depost aganst the proft derved from the Commodty Tradng Transactons whch s payable to the Accountholder. 8.0 RENEWAL OF DEPOSIT 8.1 Accountholder agrees that all Term Deposts plus the accrued proft not wthdrawn on Maturty Date wll be automatcally renewed by enterng nto a new Commodty Murabahah Transacton under the same Tenure at the prevalng proft rate at the tme of the renewal. Such renewal s however subject to provsons set out n Secton 5.0 above. [End] TERM DEPOSIT-I Effectve 2Aprl2018 Page 5 of 5

ISE High Income Index Methodology

ISE High Income Index Methodology ISE Hgh Income Index Methodology Index Descrpton The ISE Hgh Income Index s desgned to track the returns and ncome of the top 30 U.S lsted Closed-End Funds. Index Calculaton The ISE Hgh Income Index s

More information

Term Sheet CORE INFRA PORTFOLIO

Term Sheet CORE INFRA PORTFOLIO Term Sheet CORE INFRA PORTFOLIO HIGHLIGHTS/ SUMMARY OF THE PRODUCT Product Name Objectve Investment Horzon Underlyng Asset class Instruments Usage of Dervatves Rsk Sutablty Defned Tenure Repayment Benchmark

More information

Nominal Capital Protection. 1 S&P ASX 200 INDEX AS51 Index 2 HANG SENG INDEX HSI Index 3 MSCI TAIWAN TAMSCI

Nominal Capital Protection. 1 S&P ASX 200 INDEX AS51 Index 2 HANG SENG INDEX HSI Index 3 MSCI TAIWAN TAMSCI Product Descrpton Product Detals Underlyng (Quanto USD) Captal Protected Certfcate Asan Indces, 2012-2017 - Growth; wth Nomnal Captal Protecton. Portfolo of Indces: Underlyng Bloomberg Tcket 1 S&P ASX

More information

Advisory. Category: Capital

Advisory. Category: Capital Advsory Category: Captal NOTICE* Subject: Alternatve Method for Insurance Companes that Determne the Segregated Fund Guarantee Captal Requrement Usng Prescrbed Factors Date: Ths Advsory descrbes an alternatve

More information

ISE Cloud Computing Index Methodology

ISE Cloud Computing Index Methodology ISE Cloud Computng Index Methodology Index Descrpton The ISE Cloud Computng Index s desgned to track the performance of companes nvolved n the cloud computng ndustry. Index Calculaton The ISE Cloud Computng

More information

Client Service Agreement

Client Service Agreement Clent Servce Agreement October 2016 Last Revew Date: October 2016 Phone: +852 5808 2921 +65 3163 0958 +248 434 7072 E-mal: support@tckmll.com Securtes Dealer Lcence No. SD008 Authorsed and regulated by

More information

Simplified Prospectus. 3Y Leveraged Certificate Plus on Commodities

Simplified Prospectus. 3Y Leveraged Certificate Plus on Commodities Smplfed Prospectus Ths product does not represent a share n a collectve nvestment scheme and thus s not subject to the approval and supervson of the Swss Fnancal Market Supervsory Authorty FINMA. Therefore,

More information

Lecture Note 2 Time Value of Money

Lecture Note 2 Time Value of Money Seg250 Management Prncples for Engneerng Managers Lecture ote 2 Tme Value of Money Department of Systems Engneerng and Engneerng Management The Chnese Unversty of Hong Kong Interest: The Cost of Money

More information

1Y Cappuccino Certificate on Adidas AG, Carlsberg AS, Continental AG, MCDONALD'S CORP and Orange SA in USD Quanto

1Y Cappuccino Certificate on Adidas AG, Carlsberg AS, Continental AG, MCDONALD'S CORP and Orange SA in USD Quanto Term Sheet Indcatve Terms and Condtons (our ref. CE2044IVL) 1Y Cappuccno Certfcate on Addas AG, Carlsberg AS, Contnental AG, MCDONALD'S CORP and Orange SA n USD Quanto Issuer BNP Parbas Arbtrage Issuance

More information

Morningstar After-Tax Return Methodology

Morningstar After-Tax Return Methodology Mornngstar After-Tax Return Methodology Mornngstar Research Report 24 October 2003 2003 Mornngstar, Inc. All rghts reserved. The nformaton n ths document s the property of Mornngstar, Inc. Reproducton

More information

Cardholder Application Form

Cardholder Application Form Cardholder Applcaton Form Place a cross aganst the product for whch you requre a new cardholder. onecard Corporate Card Purchasng Card Gudelnes for completng ths form On screen Use the tab key to move

More information

SERVICE AGREEMENT BETWEEN FOREIGN DOMESTIC WORKER EMPLOYER AND EMPLOYMENT AGENCY

SERVICE AGREEMENT BETWEEN FOREIGN DOMESTIC WORKER EMPLOYER AND EMPLOYMENT AGENCY Employment Agency Ref No. : SERVICE AGREEMENT BETWEEN FOREIGN DOMESTIC WORKER EMPLOYER AND EMPLOYMENT AGENCY Partes to ths agreement are to retan a sgned copy of ths agreement. Ths Servce Agreement s dated

More information

Actuarial Science: Financial Mathematics

Actuarial Science: Financial Mathematics STAT 485 Actuaral Scence: Fnancal Mathematcs 1.1.1 Effectve Rates of Interest Defnton Defnton lender. An nterest s money earned by deposted funds. An nterest rate s the rate at whch nterest s pad to the

More information

BY-LAW NUMBER-.9S:"0F 2004 OF THE CITY OF SARNIA

BY-LAW NUMBER-.9S:0F 2004 OF THE CITY OF SARNIA BY-LAW NUMBER-.9S:"0F 2004 OF THE CTY OF SARNA "A By-Law to Authorze an Agreement wth Consel Scolare de Dstrct des Ecoles Catholques du Sud-Ouest" WHEREAS t s deemed expedent that the Corporaton of the

More information

COFUNDS PENSION ACCOUNT TRANSFER REQUEST FORM for existing clients

COFUNDS PENSION ACCOUNT TRANSFER REQUEST FORM for existing clients COFUNDS PENSION ACCOUNT TRANSFER REQUEST FORM for exstng clents Also avalable on the Aegon webste: Cofunds Penson Account Drawdown Transfer Request Form transfer a penson plan from whch full or partal

More information

Money, Banking, and Financial Markets (Econ 353) Midterm Examination I June 27, Name Univ. Id #

Money, Banking, and Financial Markets (Econ 353) Midterm Examination I June 27, Name Univ. Id # Money, Bankng, and Fnancal Markets (Econ 353) Mdterm Examnaton I June 27, 2005 Name Unv. Id # Note: Each multple-choce queston s worth 4 ponts. Problems 20, 21, and 22 carry 10, 8, and 10 ponts, respectvely.

More information

Clearing Notice SIX x-clear Ltd

Clearing Notice SIX x-clear Ltd Clearng Notce SIX x-clear Ltd 1.0 Overvew Changes to margn and default fund model arrangements SIX x-clear ( x-clear ) s closely montorng the CCP envronment n Europe as well as the needs of ts Members.

More information

Guideline relating to. Solactive Australian Bank Senior Floating Rate Bond Index Version 1.0 dated May 16th, 2017

Guideline relating to. Solactive Australian Bank Senior Floating Rate Bond Index Version 1.0 dated May 16th, 2017 Gudelne relatng to Solactve Australan Bank Senor Floatng Rate Bond Index Verson 1.0 dated May 16th, 2017 1 Contents Introducton 1 Index specfcatons 1.1 Short name and ISIN 1.2 Intal value 1.3 Dstrbuton

More information

Subject: Resolutions adopted by Extraordinary General Meeting on March 21st 2017

Subject: Resolutions adopted by Extraordinary General Meeting on March 21st 2017 Date: March 21st 2017 Current Report No. 11/2017 Subject: Resolutons adopted by Extraordnary General Meetng on March 21st 2017 The Management Board of Captal Park S.A. of Warsaw (the Company ) publshes

More information

Texas Conference of Urban Counties TechShare Program TechShare.Common Integrated Justice System FY2015 Resource Sharing Addendum

Texas Conference of Urban Counties TechShare Program TechShare.Common Integrated Justice System FY2015 Resource Sharing Addendum ~:~""~:~';;~;':"'> j.j!-- 4\, \TEXAS Conference of Urban Countes Texas Conference of Urban Countes TechShare Program TechShare.Common Integrated Justce System FY2015 Resource Sharng Addendum 1. Purpose

More information

Construction Rules for Morningstar Canada Dividend Target 30 Index TM

Construction Rules for Morningstar Canada Dividend Target 30 Index TM Constructon Rules for Mornngstar Canada Dvdend Target 0 Index TM Mornngstar Methodology Paper January 2012 2011 Mornngstar, Inc. All rghts reserved. The nformaton n ths document s the property of Mornngstar,

More information

Guideline relating to. Solactive Green Bond EUR USD IG Index Version 1.3 dated June 26th, 2018

Guideline relating to. Solactive Green Bond EUR USD IG Index Version 1.3 dated June 26th, 2018 Gudelne relatng to Solactve Green Bond EUR USD IG Index Verson 1.3 dated June 26th, 2018 1 Contents Introducton 1 Index specfcatons 1.1 Short name and ISIN 1.2 Intal value 1.3 Dstrbuton 1.4 Prces and calculaton

More information

THOMSON REUTERS/CORECOMMODITY CRB NON-ENERGY INDEX CALCULATION SUPPLEMENT

THOMSON REUTERS/CORECOMMODITY CRB NON-ENERGY INDEX CALCULATION SUPPLEMENT 1 THOMSON REUTERS/CORECOMMODITY CRB NON-ENERGY INDEX CALCULATION SUPPLEMENT Introducton Ths supplement contans the rules for calculatng the Thomson Reuters/CoreCommodty CRB Non-Energy Index. Ths supplement

More information

Legal basis: Art. 56 of the Public Offering Act. For the Company: Jan Motz President of the Management Board

Legal basis: Art. 56 of the Public Offering Act. For the Company: Jan Motz President of the Management Board Current Report No. 29/2017 of August 22nd 2017 Issuer: Captal Park S.A. Ttle: Notce of Extraordnary General Meetng of Captal Park S.A. and draft resolutons for the Meetng The Management Board of CAPITAL

More information

HSBC Bank plc. Programme for the Issuance of Notes and Warrants

HSBC Bank plc. Programme for the Issuance of Notes and Warrants PRICING SUPPLEMENT Prcng Supplement dated 01 August 2014 HSBC Bank plc Programme for the Issuance of Notes and Warrants Issue of EUR 1,500,000 Automatc Early Redempton Index-Lnked Notes due September 2018

More information

Annexure 1. Applicable schedule of charges and Penal Interest for Retail Agri and Commodity Product

Annexure 1. Applicable schedule of charges and Penal Interest for Retail Agri and Commodity Product Annexure 1 Applcable schedule of charges and Penal Interest for Retal Agr and Commodty Product Sr. Applcable Charges 1 Account Statement Issuance Charges Monthly by post No charge Daly / Weekly / Monthly

More information

CHAPTER 1: MATHEMATICS OF INVESTMENT

CHAPTER 1: MATHEMATICS OF INVESTMENT Why do you need to know nvestments, bonds, stocks, nterests? Why s there a need to nvest your hard earned money? Whether you just want to save for that phone or tablet that you wanted to buy; or you re

More information

Guideline relating to. Solactive Eurozone Rendite Plus 1-10 Bond Index

Guideline relating to. Solactive Eurozone Rendite Plus 1-10 Bond Index Gudelne relatng to Solactve Eurozone Rendte Plus 1-10 Bond Index Verson 1.1 dated December 3rd, 2015 1 Contents Introducton 1 Index specfcatons 1.1 Short name and ISIN 1.2 Intal value 1.3 Dstrbuton 1.4

More information

PART-B. a from sources other than from owning race horses and Winnings from Lottery

PART-B. a from sources other than from owning race horses and Winnings from Lottery FORM ITR-2 Assessment Year INDIAN INCOME TAX RETURN [For Indvduals and HUFs not havng Income from Busness or Professon] (Please see Rule 12 of the Income-tax Rules,1962) (Also see attached nstructons)

More information

Flat/Door/Block No Name Of Premises/Building/Village Date of formation/incorporation (DD/MM/YYYY) / /

Flat/Door/Block No Name Of Premises/Building/Village Date of formation/incorporation (DD/MM/YYYY) / / FILING STATUS PERSONAL INFORMATION FORM ITR-7 INDIAN INCOME TAX RETURN [For persons ncludng companes requred to furnsh return under sectons 139(4A) or 139(4B) or 139(4C) or 139(4D) or 139(4E) or 139(4F)]

More information

Construction Rules for Morningstar Canada Momentum Index SM

Construction Rules for Morningstar Canada Momentum Index SM Constructon Rules for Mornngstar Canada Momentum Index SM Mornngstar Methodology Paper January 2012 2012 Mornngstar, Inc. All rghts reserved. The nformaton n ths document s the property of Mornngstar,

More information

Mathematical Thinking Exam 1 09 October 2017

Mathematical Thinking Exam 1 09 October 2017 Mathematcal Thnkng Exam 1 09 October 2017 Name: Instructons: Be sure to read each problem s drectons. Wrte clearly durng the exam and fully erase or mark out anythng you do not want graded. You may use

More information

Education Maintenance Allowance (EMA) 2018/19

Education Maintenance Allowance (EMA) 2018/19 Educaton Mantenance Allowance (EMA) 2018/19 Fnancal Detals Notes www.studentfnancewales.co.uk/ema /A 1 How to use these notes These notes are splt nto sectons n the same way as the Fnancal Detals Form,

More information

DB Global Short Maturity High Yield Bond Index

DB Global Short Maturity High Yield Bond Index 21-Nov-2016 DBIQ Index Gude DB Global Short Maturty Hgh Yeld Bond Index Summary The DB Global Short Maturty Hgh Yeld Bond Index, STHY, tracks the performance of a selected basket of short term US dollar

More information

FORD MOTOR CREDIT COMPANY SUGGESTED ANSWERS. Richard M. Levich. New York University Stern School of Business. Revised, February 1999

FORD MOTOR CREDIT COMPANY SUGGESTED ANSWERS. Richard M. Levich. New York University Stern School of Business. Revised, February 1999 FORD MOTOR CREDIT COMPANY SUGGESTED ANSWERS by Rchard M. Levch New York Unversty Stern School of Busness Revsed, February 1999 1 SETTING UP THE PROBLEM The bond s beng sold to Swss nvestors for a prce

More information

Part A-GEN

Part A-GEN FORM ITR-7 INDIAN INCOME TAX RETURN [For persons ncludng companes requred to furnsh return under secton 139(4A) or secton 139(4B) or secton 139(4C) or secton 139(4D)] (Please see rule 12 of the Income-tax

More information

Part A-GEN GENERAL First name Middle name Last name PAN

Part A-GEN GENERAL First name Middle name Last name PAN FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule 12 of the Income-tax Rules,1962) (Also see

More information

Construction Rules for Morningstar Canada Dividend Target 30 Index TM

Construction Rules for Morningstar Canada Dividend Target 30 Index TM Constructon Rules for Mornngstar Canada Dvdend Target 0 Index TM Mornngstar Methodology Paper January 2012 2011 Mornngstar, Inc. All rghts reserved. The nformaton n ths document s the property of Mornngstar,

More information

FM303. CHAPTERS COVERED : CHAPTERS 5, 8 and 9. LEARNER GUIDE : UNITS 1, 2 and 3.1 to 3.3. DUE DATE : 3:00 p.m. 19 MARCH 2013

FM303. CHAPTERS COVERED : CHAPTERS 5, 8 and 9. LEARNER GUIDE : UNITS 1, 2 and 3.1 to 3.3. DUE DATE : 3:00 p.m. 19 MARCH 2013 Page 1 of 11 ASSIGNMENT 1 ST SEMESTER : FINANCIAL MANAGEMENT 3 () CHAPTERS COVERED : CHAPTERS 5, 8 and 9 LEARNER GUIDE : UNITS 1, 2 and 3.1 to 3.3 DUE DATE : 3:00 p.m. 19 MARCH 2013 TOTAL MARKS : 100 INSTRUCTIONS

More information

EuroMTS Eurozone Government Bill Index Rules

EuroMTS Eurozone Government Bill Index Rules EuroMTS Eurozone Government Bll Index Rules 1 of 11 MTS 21 Contents 1. MTS Indces Structure 1.1 Summary of MTS Indces 1.2 emtx[z]: EuroMTS Eurozone Government Bll Indces 1.3 Selecton Crtera 2. Generc Features

More information

First name Middle name Last name

First name Middle name Last name FORM ITR-2 Assessment Year INDIAN INCOME TAX RETURN [For Indvduals and HUFs not havng Income from Busness or Professon] (Please see Rule 12 of the Income-tax Rules,1962) (Also see attached nstructons)

More information

First name Middle name Last name PAN. Flat/Door/Block No Name Of Premises/Building/Village Status (Tick)

First name Middle name Last name PAN. Flat/Door/Block No Name Of Premises/Building/Village Status (Tick) FORM ITR-2 INDIAN INCOME TAX RETURN [For Indvduals and HUFs not havng Income from Busness or Professon] (Please see Rule 12 of the Income-tax Rules,1962) (Also see attached nstructons) Assessment Year

More information

PART-B FORM ITR-3 / / Assessment Year. Part A-GEN GENERAL First name Middle name Last name

PART-B FORM ITR-3 / / Assessment Year. Part A-GEN GENERAL First name Middle name Last name FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule of the Income-tax Rules,96) (Also see attached

More information

Ground Rules. FTSE TMX Canada Floating Rate Note (FRN) Index v2.0

Ground Rules. FTSE TMX Canada Floating Rate Note (FRN) Index v2.0 Ground Rules FTSE TMX Canada Floatng Rate Note (FRN) Index v2.0 ftserussell.com January 2018 Contents 1.0 2.0 3.0 4.0 5.0 6.0 Introducton... 3 Management Responsbltes... 5 FTSE Russell Index Polces...

More information

This tax document is provided courtesy of efile.com. Visit our homepage:

This tax document is provided courtesy of efile.com. Visit our homepage: Ths tax document s provded courtesy of efle.com. Vst our homepage: http://www.efle.com Dscover the benefts of eflng: http://www.efle.com/efle-tax-return-drect-depost-statstcs/ Learn more about ncome taxes

More information

IND E 250 Final Exam Solutions June 8, Section A. Multiple choice and simple computation. [5 points each] (Version A)

IND E 250 Final Exam Solutions June 8, Section A. Multiple choice and simple computation. [5 points each] (Version A) IND E 20 Fnal Exam Solutons June 8, 2006 Secton A. Multple choce and smple computaton. [ ponts each] (Verson A) (-) Four ndependent projects, each wth rsk free cash flows, have the followng B/C ratos:

More information

FORESIGHT ACCELERATED INHERITANCE TAX SOLUTION

FORESIGHT ACCELERATED INHERITANCE TAX SOLUTION FORESIGHT ACCELERATED INHERITANCE TAX SOLUTION APPLICATION FORM AUGUST 2018 1 Important Before completng ths form, please carefully read the Investor Gude and Customer Agreement marked August 2018 and

More information

Incoming Account Transfer/Exchange/ Direct Rollover (Qualified Accounts Only) for Ameriprise certificates and Riversource annuities.

Incoming Account Transfer/Exchange/ Direct Rollover (Qualified Accounts Only) for Ameriprise certificates and Riversource annuities. CED0105200808 Amerprse Fnancal Servces, Inc. 70400 Amerprse Fnancal Center Mnneapols, MN 55474 Incomng Account Transfer/Exchange/ Drect Rollover (Qualfed Accounts Only) for Amerprse certfcates and Rversource

More information

Part A-GEN GENERAL First name Middle name Last name PAN. Town/City/District State Pin code Sex (in case of individual) (Tick) Country

Part A-GEN GENERAL First name Middle name Last name PAN. Town/City/District State Pin code Sex (in case of individual) (Tick) Country FORM TR-2A NDAN NCOME TAX RETURN [For ndvduals and HUFs not havng ncome from Busness or Professon and Captal Gans and who do not hold foregn assets] (Please see Rule 12 of the ncome-tax Rules,1962) (Also

More information

First name Middle name Last name

First name Middle name Last name FORM ITR-2 Assessment Year INDIAN INCOME TAX RETURN [For Indvduals and HUFs not havng Income from Busness or Professon] (Please see Rule 12 of the Income-tax Rules,1962) (Also see attached nstructons)

More information

iii) pay F P 0,T = S 0 e δt when stock has dividend yield δ.

iii) pay F P 0,T = S 0 e δt when stock has dividend yield δ. Fnal s Wed May 7, 12:50-2:50 You are allowed 15 sheets of notes and a calculator The fnal s cumulatve, so you should know everythng on the frst 4 revews Ths materal not on those revews 184) Suppose S t

More information

Members not eligible for this option

Members not eligible for this option DC - Lump sum optons R6.1 Uncrystallsed funds penson lump sum An uncrystallsed funds penson lump sum, known as a UFPLS (also called a FLUMP), s a way of takng your penson pot wthout takng money from a

More information

EuroMTS Covered Bond Index Rules

EuroMTS Covered Bond Index Rules EuroMTS Covered Bond Index Rules 1 of 13 Contents 1. MTS Indces Structure 1.1 Summary of MTS Indces 1.2 emtx[c]: EuroMTS Covered Bond Indces 1.3 Selecton Crtera 2. Generc Features of MTS Indces 2.1 Total

More information

Part A-GEN GENERAL First name Middle name Last name

Part A-GEN GENERAL First name Middle name Last name FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule 12 of the Income-tax Rules,1962) (Also see

More information

Welsh Government Learning Grant Further Education 2018/19

Welsh Government Learning Grant Further Education 2018/19 Welsh Government Learnng Grant Further Educaton 2018/19 Notes to help you wth the Fnancal Detals Form www.studentfnancewales.co.uk/wglgfe /A 1 How to use these notes These notes are splt nto sectons n

More information

Finite Math - Fall Section Future Value of an Annuity; Sinking Funds

Finite Math - Fall Section Future Value of an Annuity; Sinking Funds Fnte Math - Fall 2016 Lecture Notes - 9/19/2016 Secton 3.3 - Future Value of an Annuty; Snkng Funds Snkng Funds. We can turn the annutes pcture around and ask how much we would need to depost nto an account

More information

Income from other sources a from sources other than from ownng race horses (3 of Schedule OS) (enter nl f loss) b from ownng race horses (4c of Schedu

Income from other sources a from sources other than from ownng race horses (3 of Schedule OS) (enter nl f loss) b from ownng race horses (4c of Schedu FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule of the Income-tax Rules,96) (Also see attached

More information

PART-B FORM ITR-3 / / Assessment Year. Part A-GEN GENERAL First name Middle name Last name

PART-B FORM ITR-3 / / Assessment Year. Part A-GEN GENERAL First name Middle name Last name FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule of the -tax Rules,96) (Also see attached nstructons)

More information

Subject to the terms and conditions of this Policy, the Insurer shall advance Defence Costs resulting from any Claim before its final resolution.

Subject to the terms and conditions of this Policy, the Insurer shall advance Defence Costs resulting from any Claim before its final resolution. In consderaton of the payment of the premum, the Insurer agrees as follows: 1 Insurance Cover A DIRECTORS AND OFFICERS LIABILITY The Insurer shall pay the loss of each nsured resultng from any clam frst

More information

First name Middle name Last name

First name Middle name Last name FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule of the Income-tax Rules,96) (Also see attached

More information

A Php 5,000 loan is being repaid in 10 yearly payments. If interest is 8% effective, find the annual payment. 1 ( ) 10) 0.

A Php 5,000 loan is being repaid in 10 yearly payments. If interest is 8% effective, find the annual payment. 1 ( ) 10) 0. Amortzaton If a loan s repad on nstalment (whch s usually n equal amounts); then the loan s sad to be repad by the amortzaton method. Under ths method, each nstalment ncludes the repayment of prncpal and

More information

PCX PCX Pg 1 of and 5 PCX053 Pg 1 of 45 EXHIBIT PCX020

PCX PCX Pg 1 of and 5 PCX053 Pg 1 of 45 EXHIBIT PCX020 08-01789-smb Doc Doc 18022-16 17922-28 Fled Fled 09/24/18 08/24/18 Entered 09/24/18 08/24/18 22:51:31 17:00:04 PCX020 Exhbt PCX020-023 PCX048-050 Pg 1 of and 5 PCX053 Pg 1 of 45 EXHIBIT PCX020 MWPTAP00995991

More information

Harmonised Labour Cost Index. Methodology

Harmonised Labour Cost Index. Methodology Harmonsed Labour Cost Index Methodology March 2013 Index 1 Introducton 3 2 Scope, coverage and reference perod 4 3 Defntons 5 4 Sources of nformaton 7 5 Formulae employed 9 6 Results obtaned 10 7 Seres

More information

Members not eligible for this option

Members not eligible for this option DC - Lump sum optons R6.2 Uncrystallsed funds penson lump sum An uncrystallsed funds penson lump sum, known as a UFPLS (also called a FLUMP), s a way of takng your penson pot wthout takng money from a

More information

THE CORPORATION OF THE MUNICIPALITY OF SIOUX LOOKOUT BY-LAW NO

THE CORPORATION OF THE MUNICIPALITY OF SIOUX LOOKOUT BY-LAW NO THE CORPORATON OF THE MUNCPALTY OF SOUX LOOKOUT BY-LAW NO. 86-07 BENG A BY-LAW TO AUTHORZE THE MAYOR AND THE CLERK TO EXECUTE AN AGREEMENT BETWEEN THE CORPORATON OF THE MUNCPALTY OF SOUX LOOKOUT AND LTL

More information

Flat/Door/Block No Name Of Premises/Building/Village Date of formation/incorporation (DD/MM/YYYY) / /

Flat/Door/Block No Name Of Premises/Building/Village Date of formation/incorporation (DD/MM/YYYY) / / FORM ITR-7 INDIAN INCOME TAX RETURN [For persons ncludng companes requred to furnsh return under sectons 139(4A) or 139(4B) or 139(4C) or 139(4D) or 139(4E) or 139(4F)] (Please see rule 12 of the Income-tax

More information

DBIQ Municipal Infrastructure Revenue Bond Index

DBIQ Municipal Infrastructure Revenue Bond Index March 2013 DBIQ Index Gude DBIQ Muncpal Infrastructure Revenue Bond Index Summary The DBIQ Muncpal Infrastructure Revenue Bond Index (the Index ) s a rules-based ndex amng to track the returns of the U.S.

More information

WHAT ARE REGISTERED SHARES?

WHAT ARE REGISTERED SHARES? Regstered Shares Secton BECOME A REGISTERED SHAREHOLDER AND RECEIVE A LOYALTY BONUS +10% WHAT ARE? Holdng regstered shares means that your shares are regstered n your name, makng t easer for you to receve

More information

Processing of personal data under the insurance contract And its consequences for insurance distribution

Processing of personal data under the insurance contract And its consequences for insurance distribution Processng of personal data under the nsurance contract And ts consequences for nsurance dstrbuton Mara Inês de Olvera Martns Personal data as a protected expresson of human personalty? vs.? 8(1) CFREU;

More information

An annuity is a series of payments made at equal intervals. There are many practical examples of financial transactions involving annuities, such as

An annuity is a series of payments made at equal intervals. There are many practical examples of financial transactions involving annuities, such as 2 Annutes An annuty s a seres of payments made at equal ntervals. There are many practcal examples of fnancal transactons nvolvng annutes, such as a car loan beng repad wth equal monthly nstallments a

More information

New York Workers Compensation Terrorism Risk Insurance Extension Act of 2005

New York Workers Compensation Terrorism Risk Insurance Extension Act of 2005 New York Compensaton Insurance Ratng Board B U L L E T I N February 2, 2006 Contact: Rchard Kaefer Feld Servces Manager (212) 697-3535 ext. 157 rkaefer@nycrb.org R.C. 2104 To the Members of the Board RE:

More information

(A1) First Name (A2) Middle Name (A3) Last Name (A4) Permanent Account Number

(A1) First Name (A2) Middle Name (A3) Last Name (A4) Permanent Account Number FORM ITR-4 SUGAM INDIAN INCOME TAX RETURN [For Indvduals, HUFs and Frms (other than LLP) beng a resdent havng total ncome upto Rs.50 lakh and havng ncome from busness and professon whch s computed under

More information

Finite Mathematics for Business Economics Life Sciences Social Sciences Barnett Ziegler Byleen Twelfth Edition

Finite Mathematics for Business Economics Life Sciences Social Sciences Barnett Ziegler Byleen Twelfth Edition Fnte Mathematcs for Busness Economcs Lfe Scences Socal Scences Barnett Zegler Byleen Twelfth Edton Pearson Educaton Lmted Ednburgh Gate Harlow Essex CM20 2JE England and Assocated Companes throughout the

More information

EuroMTS Macro-Weighted Government Bond Index Rules

EuroMTS Macro-Weighted Government Bond Index Rules EuroMTS Macro-Weghted Government Bond Index Rules 1 of 13 MTS 21 Contents 1. MTS Indces Structure 1.1 Summary of MTS Indces 1.2 emtx[m]: EuroMTS Macro-Weghted Government Bond Indces 1.3 Selecton Crtera

More information

MBSB Islamic Deposit Product Terms & Conditions

MBSB Islamic Deposit Product Terms & Conditions 1.0 GENERAL 1.1 These ( T&C ) mentioned herein are applicable for all MBSB Islamic deposit products such as Wadi ah Savings Account-i, Cheeky Savings Account-i, Cash Rich Savings Account-i, General Investment

More information

ELECTRADE POLICY PROPOSAL FORM

ELECTRADE POLICY PROPOSAL FORM ELECTRADE POLICY PROPOSAL FORM Please answer all questons, completng the form n nk usng block captals. The completon and sgnature of ths Proposal does not bnd the Proposer or Insurers to complete a contract

More information

Finance 402: Problem Set 1 Solutions

Finance 402: Problem Set 1 Solutions Fnance 402: Problem Set 1 Solutons Note: Where approprate, the fnal answer for each problem s gven n bold talcs for those not nterested n the dscusson of the soluton. 1. The annual coupon rate s 6%. A

More information

Education Maintenance Allowance (EMA) 2017/18 Notes to help you complete the Financial Details Form

Education Maintenance Allowance (EMA) 2017/18 Notes to help you complete the Financial Details Form student fnance wales cylld myfyrwyr cymru Educaton Mantenance Allowance (EMA) 2017/18 Notes to help you complete the Fnancal Detals Form www.studentfnancewales.co.uk/ema sound advce on STUDENT FINANCE

More information

Is there any change in the company s name? If yes, please furnish the old name (CIN) issued by MCA

Is there any change in the company s name? If yes, please furnish the old name (CIN) issued by MCA AUDIT INFORMATION FILING STATUS PERSONAL INFORMATION FORM ITR-6 INDIAN INCOME TAX RETURN [For Companes other than companes clamng exempton under secton 11] (Please see rule 12 of the Income-tax Rules,1962)

More information

Index Methodology and Guidelines

Index Methodology and Guidelines Fxed Income Research http://www.credt-susse.com/researchandanalytcs Index Methodology and Gudelnes Contrbutors Baldwn Smth + 22 325 5524 baldwn.smth@credt-susse.com Deepak Agnan + 22 325 559 deepak.agnan@credt-susse.com

More information

ITR-3. PART-B Computation of total income FORM / / Assessment Year. Part A-GEN GENERAL First name Middle name Last name

ITR-3. PART-B Computation of total income FORM / / Assessment Year. Part A-GEN GENERAL First name Middle name Last name FORM ITR-3 INDIAN INCOME TAX RETURN [For Indvduals/HUFs beng partners n frms and not carryng out busness or professon under any propretorshp] (Please see rule 12 of the Income-tax Rules,1962) (Also see

More information

Part A-GEN GENERAL First name Middle name Last name PAN. Flat/Door/Block No Name of Premises/Building/Village Status (Tick)

Part A-GEN GENERAL First name Middle name Last name PAN. Flat/Door/Block No Name of Premises/Building/Village Status (Tick) FORM ITR-2 INDIAN INCOME TAX RETURN [For Indvduals and HUFs not havng Income from Busness or Professon] (Please see Rule 12 of the Income-tax Rules,1962) (Also see attached nstructons) Assessment Year

More information

1. Product Description

1. Product Description TRAKER CERTIFICATE LINKED TO THE PERFORMANCE OF ATONRÂ FINTECH USD INDEX PROVISIONAL SIMPLIFIED PROSPECTUS Ths provsonal smplfed prospectus contans ndcatve terms and condtons, whch are marked as ndcatve

More information

Hewlett Packard 10BII Calculator

Hewlett Packard 10BII Calculator Hewlett Packard 0BII Calculator Keystrokes for the HP 0BII are shown n the tet. However, takng a mnute to revew the Quk Start secton, below, wll be very helpful n gettng started wth your calculator. Note:

More information

Chapter 5 Bonds, Bond Prices and the Determination of Interest Rates

Chapter 5 Bonds, Bond Prices and the Determination of Interest Rates Chapter 5 Bonds, Bond Prces and the Determnaton of Interest Rates Problems and Solutons 1. Consder a U.S. Treasury Bll wth 270 days to maturty. If the annual yeld s 3.8 percent, what s the prce? $100 P

More information

Trivial lump sum R5.1

Trivial lump sum R5.1 Trval lump sum R5.1 Optons form Once you have flled n ths form, please return t wth the documents we have requested. You can ether post or emal the form and the documents to us. Premer PO Box 108 BLYTH

More information

INDEX DESCRIPTION. Commerzbank Global Equity Risk Premia 15% Risk Control Excess Return Index

INDEX DESCRIPTION. Commerzbank Global Equity Risk Premia 15% Risk Control Excess Return Index INDEX DESCRIPTION Commerzbank Global Equty Rsk Prema 15% Rsk Control Excess Return Index The Commerzbank Global Equty Rsk Prema 15% Rsk Control Excess Return Index descrbed below s a vrtual rules-based

More information

Product Disclosure Statement

Product Disclosure Statement Dow Australa Superannuaton Fund Product Dsclosure Statement Spouse members PDS Verson 8, ISSUED: 30 September 2017 Insde 1 About the Dow Australa Superannuaton Fund 2 How super works 3 Benefts of nvestng

More information

Town/City/District State Pin code/zip code Employer Category(if in employment) (Tick) Govt. PSU Others Country

Town/City/District State Pin code/zip code Employer Category(if in employment) (Tick) Govt. PSU Others Country FORM TR-2 NDAN NCOME TAX RETURN [For ndvduals and HUFs not havng ncome from profts and gans of busness or professon] (Please see Rule 12 of the ncome-tax Rules, 1962) (Also see attached nstructons) Assessment

More information

SONERI BANK LIMITED I N T E R N A T I O N A L B A N K I N G A.

SONERI BANK LIMITED I N T E R N A T I O N A L B A N K I N G A. SONERI BANK LIMITED I N T E R N A T I O N A L B A N K I N G A. I M P O R T S: CASH LETTER OF CREDIT a. OPENING OF LC Frst Quarter For Each Subsequent Quarter (Commsson) Upto Rs. 10 M 0.40% 0.20% over Rs.

More information

Trivial lump sum R5.0

Trivial lump sum R5.0 Optons form Once you have flled n ths form, please return t wth your orgnal brth certfcate to: Premer PO Box 108 BLYTH NE24 9DY Fll n ths form usng BLOCK CAPITALS and black nk. Mark all answers wth an

More information

(A) after the word, brackets, figure and letter sub-section (4E), the words, brackets, figure and letter or sub-section (4F) shall be inserted;

(A) after the word, brackets, figure and letter sub-section (4E), the words, brackets, figure and letter or sub-section (4F) shall be inserted; INCOME TAX -COPY OF- NOTIFICATION NO.24/2016 Dated 30 th March, 2016 In exercse of the powers conferred by secton 295 of the Income-tax Act, 1961 (43 of 1961), the Central Board of Drect Taxes hereby makes

More information

S&P RTS Indices Methodology

S&P RTS Indices Methodology S&P RTS Indces Methodology S&P Dow Jones Indces: Index Methodology Table of Contents Introducton 3 Partnershp 3 Representaton 3 Hghlghts 4 Elgblty Crtera 5 Elgblty Factors 5 Tmng of Changes 6 Index Constructon

More information

INDEX SUPPLEMENT. J.P. Morgan Mozaic II SM Index

INDEX SUPPLEMENT. J.P. Morgan Mozaic II SM Index INDEX SUPPLEMENT J.P. Morgan Mozac II SM Index Ths document contans nformaton solely about the J.P. Morgan Mozac II SM Index (the Index ), whch nformaton has been provded by J.P. Morgan Securtes LLC (

More information

AMERICAN STATE PAPERS. FINANCE.

AMERICAN STATE PAPERS. FINANCE. AMERICAN STATE PAPERS. FINANCE. 4th CONGRESS.] NO. 454. [ st SESSION. STATE OF THE FINANCES. COMMUNICATED TO THE SENATE, DECEMBER 8, 85. In obedence to the acts enttled, respectvely, " An act to establsh

More information

First name Middle name Last name

First name Middle name Last name FORM ITR-2 Assessment Year INDIAN INCOME TAX RETURN [For Indvduals and HUFs not havng Income from Busness or Professon] (Please see Rule 12 of the Income-tax Rules,1962) (Also see attached nstructons)

More information

Is there any change in the name? If yes, please furnish the old name Identification Number (LLPIN) issued by MCA, if applicable

Is there any change in the name? If yes, please furnish the old name Identification Number (LLPIN) issued by MCA, if applicable FORM http://abcaus.n ITR-5 INDIAN INCOME TAX RETURN [For persons other than,- () ndvdual, () HUF, () company and (v) person flng Form ITR-7] (Please see Rule 12 of the Income-tax Rules,1962) (Also see

More information

Ground Rules. FTSE Global Wealth Allocation (GWA) Index Series v2.8

Ground Rules. FTSE Global Wealth Allocation (GWA) Index Series v2.8 Ground Rules FTSE Global Wealth Allocaton (GWA) Index Seres v2.8 ftserussell.com January 2018 Contents 1.0 Introducton... 3 2.0 Management Responsbltes... 5 3.0 FTSE Russell Index Polces... 7 4.0 Elgble

More information

Office Phone Number with STD code/mobile No. 1 Fax Number/Mobile No. 2 Income Tax Ward/Circle. Classification (see instructions para 11d)

Office Phone Number with STD code/mobile No. 1 Fax Number/Mobile No. 2 Income Tax Ward/Circle. Classification (see instructions para 11d) FORM ITR-7 INDIAN INCOME TAX RETURN [For persons ncludng companes requred to furnsh return under sectons 139(4A) or 139(4B) or 139(4C) or 139(4D) or 139(4E)] (Please see rule 12 of the Income-tax Rules,1962)

More information

COFUNDS PENSION ACCOUNT FLEXI-ACCESS DRAWDOWN FORM

COFUNDS PENSION ACCOUNT FLEXI-ACCESS DRAWDOWN FORM COFUNDS PENSION ACCOUNT FLEXI-ACCESS DRAWDOWN FORM Also avalable on the Aegon webste: Cofunds Penson Account Income Payment or Amendments Request Form - start/amend exstng drawdown ncome Cofunds Penson

More information