Products & Programs Guide

Transcription

1 Products & Programs Guide SOCIAL SERVICES EQUINE FARM & RANCH CHIROPRACTORS Amateur Sports Lawyers Insurance MORTGAGE BANKING BOILER MACHINERY PROPERTY AND CASUALTY FLOOD & EXCESS FLOOD PROFESSIONAL COVERAGES WORKERS COMPENSATION BED & BREAKFAST RELIGIOUS & NONPROFIT LENDER PLACED HOT AIR BALLOON PERSONAL LINES HEALTHCARE AVIATION Insurance Agents & Brokers HABITATIONAL JEWELERS BLOCK TECHNOLOGY & CYBER WHOLESALE DISTRIBUTORS SPORTS ALL LINES AGGREGATE WINERY BICYCLE/SKI

2 Table of Contents Agribusiness...4 Agropro Professional Liability Equine Farm & Ranch Casualty...4 Aviation Drones/Unmanned Aerial Systems Snow Removal Education...5 Higher Education Energy...5 Environmental...6 Contractors Pollution Executive Lines...6 Architects/Engineers Directors & Officers Employment Practices Liability Errors & Omissions Mortgage Bankers/Brokers Seedsmen s E&O Healthcare...7 Allied Healthcare Chiropractor Medical Professionals Podiatry Hospitality...7 Bed & Breakfast Liquor Liability Ocean Marine Underwriting...8 Manufacturing...8 Equipment Breakdown (Boiler & Machinery) Metal & Plastics Manufacturing Product Recall Personal Lines...9 ATV/Motorcycle/Watercraft Dwelling Homeowners Mobile/Manufactured Home Personal Umbrella Specialty Personal Auto Property Facility Jewelers Block Wind Deductible Buy Back Real Estate Flood/Excess Flood Habitational Technology & Cyber Cyber Liability Transportation Business Auto Excess Auto Garage Hired & Non-Owned Motorcycle Repair Shops Motor Truck Cargo Occupational Accident Public Auto Trucking Watercraft Workers Compensation Excess Workers Compensation Industry Specific Group Funds Quick Tip: Indicates Exclusive RPS Programs 2 MC_ B

3 RPS Bollinger Sports & Leisure Amateur Sports Golf Courses & Clubs Health & Fitness Special Risks Accident Medical Sports Facilities & Venues Tournaments & Special Events RPS IMC Balloon Balloon Events Balloons: Hot Air & Gas Blimps: Hot Air & Gas Repair Stations & Aviation Businesses RPS Monument Elite Golf Club Program, Inc. GuardianComp, Inc. Quality Comp, Inc. RPS Plus Companies Insurance Agents/Brokers Lawyers Insurance Title & Escrow Agents RPS PNP All Lines Aggregate Bicycle/Ski Public Entities Religious Institutions Scholastic Social Services RPS Standard Lines Admitted Commercial Lines Admitted Personal Lines Affluent Personal Lines MC_ B 3

4 Agribusiness We offer complete, multi-line insurance solutions to the Agribusiness industry segment, including farm & ranch, equine, horse training & gentleman farms, commercial growers & packers, and livestock. Our broad spectrum of Agribusiness specific insurance coverages range from Property and General Liability, to Environmental Liability, Livestock Mortality and a host of additional tailored coverage options. Agropro Professional Liability Equine Casualty Our Casualty Practice Group includes dedicated insurance brokers from our national network of office locations who specialize in this line of business. Casualty Lines include Liability, General & Products Liability, Umbrella & Excess Liability, Environmental/Pollution Liability, Product Recall, Discontinued Products, Warranty Coverage and Foreign Liability. Aviation Drones/Unmanned Aerial Systems Snow Removal Farm & Ranch For more information on marketing terrritories, carriers and contacts, go to RPSins.com 4 MC_ B

5 Education RPS provides key insurance solutions to respond to the numerous risks involved in running an educational institution. Our national team of industry experts can help you meet their complex needs and challenges with complete, multi- line insurance solutions for charter, public & private schools, community colleges, vocational & technical schools, religious organizations with schools, and social service agencies providing specialized education. Energy Oil lease operators and non-operators, service and lease work contractors including fracking contractors and pipeline exposures, manufacturers, dealers and distributors, equipment rental, oil field consultants and alternative energy (wind, solar, biofuel, hydro and tidal). Binding and brokerage programs offered through admitted and non-admitted carriers. Package products available to include GL, Environmental, Commercial Auto, Professional and Excess Liability. Higher Education See also RPS PNP MC_ B 5

6 Environmental Few environmental exposures, if any, are covered in a standard property and casualty insurance program. Stand-alone Pollution Liability insurance has become an accepted solution for facilities looking to mitigate their exposure to pollution claims. Our environmental specialists leverage a network of experts from coast to coast, offering access to the finest markets, both admitted and nonadmitted. Contractors Pollution Executive Lines We specialize in protecting individuals and their companies against an array of executive risks and other professional liabilities. From D&O to E&O, Employment practices liability, Fiduciary liability, Kidnap and ransom to Healthcare professional liability, RPS Executive Lines has relationships with approximately 100 different insurance markets, enabling us to find the right coverage for both individuals and their companies. Architects/Engineers Directors & Officers Employment Practices Liability Errors & Omissions Mortgage Bankers/Brokers Seedsmen s E&O See also RPS Plus Companies For more information on marketing terrritories, carriers and contacts, go to RPSins.com 6 MC_ B

7 Healthcare RPS Healthcare is an insurance intermediary and wholesaler specializing in professional and general liability insurance and reinsurance solutions for the healthcare industry. We represent more than 40 domestic and international insurance companies, including exclusive relationships with several. We focus on everything and everyone from individual healthcare providers to large academic healthcare teaching institutions to long-term care facilities. Our offices are staffed with experienced healthcare brokers who are familiar with the unique needs of healthcare clients. Hospitality RPS provides a host of Hospitality insurance products from liquor liability to food contamination, fire damage, broken equipment, pollution liability, slips and falls, wage-and-hour disputes, and cyber threats. Our palate is broad, insuring everything from diners and family style restaurants to fine dining, fast food operations, pubs, cafés, and caterers. Bed & Breakfast Liquor Liability Allied Healthcare Chiropractor Medical Professionals Podiatry MC_ B 7

8 Ocean Marine Underwriting Our Ocean Cargo and Cargo Logistics products provide seamless transportation coverage that protects goods during international transit on a warehouse to warehouse basis. The basic ocean cargo policy covers ocean and air shipments, protecting merchandise for physical loss or damage from external causes. Additionally, our hull and liability coverages enable us to tailor programs for customers in water transportation and maritime operations. RPS offers primary hull and liability coverages as well as specific excess coverages. Manufacturing Our dedicated staff, specializing in Manufacturing insurance, is committed to supporting the future of the industry and its continued growth. We offer insurance and risk management solutions that provide comprehensive protection to address the industry s exposures, mitigate risk, minimize losses, and drive down the total cost of risk. We will conduct a thorough analysis of your clients exposures to determine the proper insurance coverages to address their risks effectively from their global chain supply exposures to product liability and the value of their equipment in the event of breakdown. Equipment Breakdown (Boiler & Machinery) Metal & Plastics Manufacturing Product Recall See also RPS PNP For more information on marketing terrritories, carriers and contacts, go to RPSins.com 8 MC_ B

9 Personal Lines We can help you insure everything from mobile homes to condos and luxury homes to rentals, vacation homes, time shares, and properties under construction. You can also leverage our national relationships with top-tier Personal Lines markets to secure coverage for difficult-to-place risks, such as coastal or vacant properties, and to supplement your insured s program with stand-alone earthquake, DIC coverage, or Flood and Excess Flood insurance. In addition, we can assist you in insuring all the fun stuff from classic cars to ATVs and watercraft. ATV/Motorcycle/Watercraft Property Brokerage Property includes All-Risks, Florida Windstorm, Coastal Properties, California Quake, Builders Risks (including Renovations), Deductible Buybacks and Wind Buybacks, Excess Property, Flood Coverage (including A&V Zones), DIC, Vacant Property, Caribbean Risks, Inland Marine, Equipment Floaters, Ocean Marine and Cargo, and Terrorism. 525 Facility Jewelers Block Wind Deductible Buy Back Dwelling Homeowners Mobile/Manufactured Home Personal Umbrella Specialty Personal Auto MC_ B 9

10 Real Estate The unique and complex risks faced by property owners, developers, and investors range from environmental risks involving land acquisitions and construction issues to regulatory and contractual risks, terrorism threats, brand reputation challenges, data breaches, and property and liability exposures, among others. We understand what is needed to address these and other risks, and provide insurance solutions for the broad spectrum of industry sectors that fall within the Real Estate class of business. This includes retail centers, commercial office buildings, industrial, warehouse, and mixeduse facilities. Flood/Excess Flood Habitational Technology & Cyber As a nationally recognized leader in the rapidly changing environment of technology, we offer you access to exclusive high-tech admitted and surplus lines markets and products, favorable policy terms, responsive delivery of competitive quotes, and a staff ready to assist you. We write coverage in all 50 states and have longstanding relationships and buying power with A-rated technology carriers to provide you with the Technology and Cyber insurance programs that your insureds need. In addition, we can support you with your efforts to expand your footprint in this exciting field with personalized marketing programs. Cyber Liability For more information on marketing terrritories, carriers and contacts, go to RPSins.com 10 MC_ B

11 Transportation RPS provides a broad spectrum of Transportation coverage solutions for operators of commercial trucks, commercial autos, public fleets, and the many industry niches that fall within each industry sector. Our services are designed to navigate blind spots, mitigate and transfer risk, drive down costs, and optimize operations. Coverage options include recommendation limits for Liability, Physical Damage, Cargo, Garage, and other solutions designed to address your insured s risk profile. Business Auto Excess Auto Garage Hired & Non-Owned Motorcycle Repair Shops Motor Truck Cargo Workers Compensation We represent many top-tier carriers for guaranteed cost Workers Compensation, providing quick quote turnaround and service for our brokers and their insureds. We also have the ability to insure firms with debit and high experience mods, new ventures with no mods, and those with multistate exposures. Large deductible plans can be written for insureds looking to assume more control over their comp costs and save premium dollars. We can also assist you with helping businesses of all sizes minimize losses and reduce costs through robust safety programs, implementation of Return to Work programs, a review of claims handling and reporting procedures, pinpointing claims trends and evaluating accident history, and more. Excess Workers Compensation Industry Specific Group Funds See also RPS Monument Occupational Accident Public Auto Trucking Watercraft MC_ B 11

12 RPS Bollinger Sports& Leisure For over 70 years, RPS Bollinger Sports & Leisure has been working diligently to meet the specialty insurance needs of sports organizations, golf and country clubs, special events, camps and sports facilities. RPS Bollinger is the Program Administrator for our exclusive nationwide programs underwritten by A-rated, admitted carriers, as well as a Third Party Administrator (TPA) that handles Accident Medical claims. We provide a full array of insurance products to cover the exposures inherent in sports and leisure activities. With our long history at the forefront of this niche, RPS Bollinger offers the right coverages, all competitively priced and supported by the superior service of our professional staff. Amateur Sports Associations Golf Courses & Clubs Health & Fitness RPS IMC Balloon RPS IMC Balloon has been providing protection for the hot air and gas balloon community for over 30 years. As the largest hot air balloon insurance provider in the United States, We offer a full range of tailored coverage options including Airport Operations Area Auto Coverage, Balloon Accessory Coverage, Family Assistance, Host Liquor Liability, Personal & Advertising Liability, worldwide coverage and more. Our staff is active in the ballooning community and understands the unique challenges balloonists are presented with throughout the United States and across the world. Balloon Events Balloons: Hot Air & Gas Blimps: Hot Air & Gas Repair Stations & Aviation Businesses Special Risks Accident Medical Sports Facilities & Venues Tournaments & Special Events 12 MC_ B

13 RPS Monument National Program Administrator offering turn-key group and large firm self-insured workers compensation programs, excess workers compensation and selfinsurance bonds. Primary services include program design, regulatory approval and compliance, industry-specific safety and loss control, and aggressive claims management. Elite Golf Club Program, Inc. GuardianComp, Inc. Quality Comp, Inc. See also Workers Compensation RPS Plus Companies RPS Plus Companies is a nationwide underwriting manager licensed and operating in forty-eight states. Offering specialized programs for Insurance Agents/ Brokers, Lawyers, and Title & Escrow Agents for over 25 years, RPS Plus Companies has maintained a consistent level of performance, adherence to principles, and personal dedication far above the industry standard. Insurance Agents/Brokers Lawyers Insurance Title & Escrow Agents See also Executive Lines For more information on marketing terrritories, carriers and contacts, go to RPSins.com MC_ B 13

14 RPS PNP RPS PNP is a national program administrator offering a comprehensive lineup of products including All Lines Aggregate, Bicycle/Ski, Public Entities, Religious Institutions, Scholastic, and Social Services. With underwriting authority and exclusive package facilities with A-rated or better carriers, RPS PNP tailors risk protection packages and excess insurance for the unique needs of its target classes. All Lines Aggregate Bicycle/Ski Public Entities Religious Institutions Scholastic Social Services RPS Standard Lines RPS Standard Lines specializes in providing our clients access to standard markets for both personal and commercial insurance. We understand that writing a piece of business is only the start of our client s relationship with their insured and recognize that they know the insured better than we do. This is why we are committed to assisting in the sales conversation by providing Personal Account Executives and Underwriting Assistants, multiple quotes for every risk submitted, benefits cut-sheet (detailing information about the carriers), and Carrier Service Centers (providing extended hours of availability). Admitted Commercial Lines Admitted Personal Lines Affluent Personal Lines For more information on marketing terrritories, carriers and contacts, go to RPSins.com 14 MC_ B

15 RPS: Providing the products and support you need to gain new accounts, retain existing clients, expand product offerings, and enter new niche markets.

16 RPS takes pride in having excellent relationships and products with the best carriers in the industry. RISK PLACEMENT SERVICES 2850 Golf Road Rolling Meadows, IL Ph: Fax: RPSins.com