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1 GENERAL CONTRACTORS SUBCONTRACT AGREEMENT THIS CONTRACT, made and entered into the day of, 20, by and between, a Tennessee, having its principal place of business at, hereinafter referred to as "Contractor" and, a Subcontractor of, hereinafter referred to as the "Subcontractor." W I T N E S S E T H: For and in consideration of the agreements contained herein, Contractor and Subcontractor covenant and agree as follows: 1. ORIENTATION. Subcontractor agrees to furnish all material and perform all Work as described in Section 2 hereof for, hereinafter called "Owner," located at, in accordance to drawings, specifications, and/or project manual dated and prepared by, hereinafter called the "Designer/Architect." The agreements of Contractor contained herein are expressly conditioned on the approval of this Contract by the Owner and Designer/Architect. 2. DESCRIPTION OF WORK. Materials to be furnished and Work to be done by Subcontractor consist of the following: Labor: Materials: Permits: : Bonds: : and Complete per plans and specifications and acknowledging Addenda #. All warranties and guarantees set forth in specifications will apply. Subject to Owner and/or Architect approval.

2 The Work shall be performed in Phases as they appear on the Plans (the Plan Phases ). Contractor shall have the right to terminate Subcontractor at the completion of any Plan Phase in addition to all other rights of termination as set forth herein. 3. CLEAN-UP. Subcontractor shall remove from the premises, as often as directed by the Contractor, all rubbish and surplus material which may accumulate from the prosecution of said Work, and should Subcontractor fail to do so in a prompt and efficient manner, Contractor may, at its option, remove same at Subcontractor's expense. 4. TIME OF PERFORMANCE. Subcontractor acknowledges that the completion date for this project is. After this date, Contractor shall have the right to assess liquidated damages at a rate of $ per day against the trades causing any delay. Time is of the essence of this Subcontract agreement. 5. CONTRACT SUM. Contractor agrees to pay the Subcontractor for the performance of the Work described in Paragraph 2 hereof, the sum of Dollars ($ ), in current funds subject to additions and/or deductions authorized pursuant to this Subcontract agreement. 6. PAYMENT TO OTHERS. Subcontractor will furnish a list on the Subcontractor Sworn Statement Form of its material suppliers and its Subcontractors, and their current addresses, to the Contractor with first application of payment. The Subcontractor will provide the Contractor with any amendments to the Subcontractor s Sworn Statement during the course of the Subcontract. The Contractor, at its sole election, may require the Subcontractor to furnish with its submissions for progress payments partial lien waivers from the Subcontractor and its material suppliers as a condition for such payment. The Contractor, at its sole election, may issue to Subcontractor and any material supplier or Subcontractor of Subcontractor a joint check or may, at its discretion, pay directly claims for labor, materials and supplies used in the Work. In the event of such payment, Contractor shall charge to Subcontractor the amounts paid. 7. TERMS OF PAYMENT. (a) Subcontractor will submit Subcontractor s Application for Payment form to Contractor by the 20th day of each month and shall state the percentage of the Work in this Subcontract that has been satisfactorily completed, less 5% retainage, less any previous payments. (b) It is expressly understood between the Contractor and Subcontractor that Contractor's receipt of payment from the Owner is a condition precedent to any obligation of payment by the Contractor to the Subcontractor, and the Contractor shall have no obligation to make payments to Subcontractor until payment is received from the Owner. (c) Upon Contractor s receipt of Subcontractor s Application for Payment by the 20 th of the month, payment will be

3 made to the Subcontractor on the 20 th day of the following month or within five days of receipt of the monthly draw from Owner, whichever is later. Final payment for each Plan Phase is to be made within ten (10) working days after receipt of final payment from the Owner, provided that Subcontractor shall have furnished Contractor affidavit of payment of claims signed by Subcontractor for materials and/or labor covered by this Contract, along with any and other closeout documents required by Owner or Designer/Architect; and further provided Contractor shall retain (1%) retainage from the total sum of the payment for the Work in the Phase to be paid until one (1) year after receipt of final payment from Owner. Contractor requires Subcontractor to furnish affidavits of payment signed by some or all of Subcontractor's material suppliers and/or Subcontractors. (d) Contractor may withhold payment of any estimate until Subcontractor has furnished Contractor or Subcontractor with affidavits, lien waivers, or other suitable and acceptable evidence that Subcontractor has paid in full for all labor, services, materials and supplies used in the Work through the date of the estimate. All sums held by Contractor with respect to this subcontract shall be deemed as retainage to assure the performance of all terms of this agreement. In addition, to secure performance by Subcontractor, and any funds expended by Contractor hereunder, Contractor shall have a lien upon all materials, tools, appliances and equipment of Subcontractor on the premises or used in connection with said Work. (e) Contractor and Subcontractor agree that all funds due or to become due to the Subcontractor will immediately be held in trust for the benefit and protection of Subcontractor, its employees, its material suppliers and its Subcontractors. Contractor and Subcontractor also agree that all funds paid by Contractor to the Subcontractor will be held in trust by the Subcontractor for the benefit and protection of Subcontractor's employees, material suppliers and Subcontractors. Unless otherwise restricted or regulated by state or local laws, the trust funds can be commingled with other funds without modifying or waiving their trust fund nature and purpose. Said trust fund will terminate upon the payment by Subcontractor of all contractual obligations arising from its performance of the Work. 8. GENERAL CONTRACT. (a) Contractor shall have the same rights and privileges as against the Subcontractor herein as the Owner and general Contractor have against Contractor. (b) Subcontractor acknowledges that he has read the general contract, the general conditions, and all plans and specifications, together with all amendments and addenda thereto, and is familiar therewith and agrees to comply with and perform all provisions thereof applicable to Subcontractor, and that these provisions are incorporated herein by this reference as if set out in full. (c) The intent of the contract documents is to include all items necessary for the proper execution and completion of the Work. Contract documents are complementary and what is required by anyone shall be as binding as if required by all. Work not covered in the contract documents would not be required, unless it is consistent therewith and is reasonably inferable therefrom as being necessary to produce the intended results. (d) All Work shall be performed pursuant to and in strict conformance with the general Contract, as administered and directed by General Contractor, whose decisions as to the true construction and meaning of the drawings and specifications shall be final. Subcontractor shall conform to and abide by any additional

4 specifications, drawings, or explanations by the General Contractor to illustrate the Work to be done. In the absence of a General Contractor, then the Owner will assume this position unless otherwise agreed. (e) If there are any conflicts between the provisions of the contract and general conditions between the Owner and Contractor and this subcontract, this Subcontract will control. 9. WORK OF SUBCONTRACTOR. (a) Subcontractor shall begin Work as soon as instructed by Contractor, and shall carry on said Work promptly, efficiently, and at a speed which will not cause delay in the progress of Contractor's Work or other branches of Work carried on by other Subcontractors. Contractor may require Subcontractor to prosecute in preference to other parts of the Work such part or parts as Contractor may specify. (b) Subcontractor, at Contractor's request and at the time specified in such request, shall submit to Contractor progress, procurement, and man-hour completion schedules, satisfactory in form and content to Contractor, and, upon Contractor's acceptance of the schedules, shall prosecute the Work in accordance therewith. (c) Subcontractor shall at all times supply adequate tools, appliances and equipment, a sufficient number of properly skilled workmen, and a sufficient amount of materials and supplies of proper quality to efficiently and promptly prosecute said Work. and Subcontractor shall at all times promptly pay for materials and shall pay all workmen each week and obtain and furnish Contractor weekly with three (3) copies of the payroll verified by affidavit. (d) Subcontractor, while performing the obligations herein, shall at all times have a competent foreman, superintendent, or representative duly authorized to act on behalf of Subcontractor with respect to all the obligations contained herein. Said superintendent, foreman or representative shall be satisfactory to the Contractor. Subcontractor shall be required, at Subcontractor s cost, to transport materials provided by Contractor and not incorporated in the Work to the vendor of such materials for credit to Contractor s account in a timely manner upon completion of the Work. 10. SAFETY. (a) Subcontractor shall take necessary safety and other precautions to protect property and persons from damage, injury or illness arising out of the performance of the Work. (b) Subcontractor agrees to comply with all OSHA and TOSHA requirements, as well as any and all other safety standards and requirements, applicable to Subcontractor's Work. (c) In accordance with Tennessee Code Annotated et seq., Subcontractor agrees to provide Contractor with a copy of its "Hazardous Chemical Right to Know" program. Subcontractor further agrees to provide Contractor with copies of all Material Safety Data Sheets concerning hazardous chemicals it will use on the project. (d) Subcontractor agrees and represents that its employees and those of its Subcontractors will not engage in performing the Work or be present at the site of the Work while under the influence of drugs or alcohol. Subcontractor agrees to test its own employees for drugs or alcohol on a random basis, and Subcontractor agrees that Contractor may, at its sole discretion, demand that any of Subcontractor's employees or those of its Subcontractors be tested for drugs or alcohol.

5 11. EQUAL OPPORTUNITY. (a) During the performance of this Subcontract, Subcontractor agrees not to discriminate against any employee or applicant for employment because of race, creed, national origin, sex, age, disability, or religion, and to comply with all applicable state and federal laws governing equal employment opportunity. The Subcontractor will take affirmative action to ensure that applicants are employed, and employees are treated during employment, without regard to race, creed, national origin, sex, age, disability, or religion. Such action shall include but not be limited to employment, promotion, demotion or transfer; recruitment or recruitment advertising; layoffs or termination; rates of compensation and other benefits; and selection for training. (b) Subcontractor shall not discriminate in the selection or retention of Subcontractors or material suppliers on the basis of race, creed, national origin, sex, age, disability, or religion. (c) Subcontractor agrees to conspicuously post notices setting forth the provisions of this Paragraph (attached as Schedule A). (d) In the event of Subcontractor's non-compliance with the provisions of this Paragraph, this Subcontract may be suspended, cancelled, or terminated, in whole or in part. 12. ENVIRONMENTAL. (a) Subcontractor agrees to comply with all federal and state environmental regulations in its use, storage, or handling of any and all waste products, pollutants, refuse, and hazardous or toxic materials. Subcontractor agrees to dispose of, in a manner that complies with all federal and state environmental requirements, any and all waste products, pollutants, refuse, and hazardous or toxic materials that it uses, stores, handles, encounters or discovers in the course of performing the Work. Subcontractor agrees to notify Contractor immediately of any violations of federal and state environmental requirements, as well as any release of a reportable quantity of the aforementioned materials. (b) Subcontractor, its successors and assigns, shall forever indemnify, defend, and hold harmless Contractor, its employees, and agents, from any and all harm, damages, orders, claims, losses, liabilities, and demands arising from administrative or judicial proceedings in law or in equity, resulting or arising from (1) any hazardous material or activity by Subcontractor, its successors or assigns, occurring at the site of the Work or involving the performance of this Subcontract; (2) the operation and enforcement of all applicable environmental laws; (3) the violation of any applicable environmental laws by Subcontractor or its Subcontractors. (c) Subcontractor hereby forever releases and covenants not to sue on any claim or cause of action it may now or hereafter have against Contractor, or its employees and agents, arising from and hazardous material or activity at the site of the Work. This indemnification provision shall survive the termination of this Subcontract agreement. (d) Subcontractor agrees and guarantees that it will not employ or install any materials which contain asbestos, except as permitted by applicable law. Subcontractor agrees to inform Contractor immediately upon the discovery of any asbestos at the site of the Work. Subcontractor further agrees to remove by means that is in accordance with applicable law any materials which contain asbestos that were used or installed by Subcontractor in

6 violation of this provision, and replace and repair any and all of the Work affected. All removal and repair is solely at Subcontractor's expense, and Subcontractor agrees to indemnify, defend, and hold harmless Contractor and its employees and agents from any and all damages and claims resulting or arising from Subcontractor's use or installation of asbestos. 13. INSURANCE. (a) Subcontractor agrees to furnish Contractor with a Certificate of Insurance showing that is named as "additional named insured." The insurance coverage shall be primary. Subcontractor agrees to carry insurance policies with policy limits not less than the coverages required in the specifications of the Work, or greater if required by law. Said Certificate of Insurance must be on file with the Contractor as a condition precedent to any payments by the Contractor under this Subcontract to the Subcontractor. The coverages and policy limits in the specifications are attached to this agreement as "Schedule B." If Subcontractor does not furnish the aforementioned Certificate of Insurance, the premium will be paid by Contractor, based on the payroll being one-half of the Contract Price, and that premium deducted from the amount of this Contract. (b) The Owner or Contractor will carry Builders Risk Insurance upon the entire Work at the site to the full insurable value thereof. This insurance shall include the interest of the Subcontractor and its Subcontractors in the Work. Any exclusions or deductibles that may be contained in the policy will be the responsibility of the Subcontractor and its Subcontractors. (Subcontractor and its Subcontractor may examine the policy at the office of the Contractor.) The Contractor or Owner will not be responsible for any theft, vandalism or malicious mischief that may occur unless so stated in the Builders Risk Policy. (c) To the fullest extent permitted by law, Subcontractor shall hold harmless Contractor, its agents and employees from and against all claims, damages, losses and expenses, including but not limited to attorneys' fees, arising out of or resulting from the performance of the Work, provided that any such claim, damage, loss or expense (1) is attributable to bodily injury, sickness, disease or death, or to injury to or destruction of tangible property (other than the Work itself), including the loss of use resulting therefrom, and (2) is caused in whole or in part by any negligent act or omission of the Subcontractor, anyone directly or indirectly employed by any of them or anyone for whose acts any of them may be liable, regardless of whether or not it is caused in part by a party indemnified hereunder. Such obligations shall not be construed to negate, abridge, or otherwise reduce any other right or obligation of indemnity that would otherwise exist as to any party or person described in this Paragraph. The Subcontractor shall maintain in effect all insurance coverage required under this Subcontract at the Subcontractor s sole expense and with insurance companies mutually agreeable to the Contractor and Subcontractor. All Insurance policies shall contain a provision that the coverages afforded thereunder shall not be canceled or not renewed or restrictive modifications added, until at least thirty (30) calendar days prior written notice has been given to the Contractor, unless otherwise specifically required in the Subcontract Documents. Certificates of Insurance, or certified copies of policies reasonably acceptable to the Contractor, shall be filed with the

7 Contractor prior to the commencement of the Subcontract Work. In the event the Subcontractor fails to obtain or maintain any insurance coverage required under this subcontract, the contractor may purchase such coverage and charge the expense thereof to the Subcontractor, or terminate this Subcontract. The Subcontractor shall maintain completed operations liability insurance for one year after acceptance of the Subcontract Work, substantial completion of the Project, or to the time required by the Subcontract Documents, whichever is longer. The Subcontractor shall furnish the Contractor evidence of such insurance at the time of completion of the Subcontract Work. 14. TERMINATION. (a) Should Subcontractor, in Contractor's sole opinion, at any time breach this agreement or fail, in Contractor's opinion, to prosecute said Work with promptness, diligence, and efficiency, or fail to perform any of the requirements hereof, Contractor may, after giving 48 hours written notice either by (i) certified mail to Subcontractor at address listed above; (ii) hand delivery to Subcontractor s supervisory personnel on the jobsite; (iii) by facsimile; or, (iv) by any other reasonable method of Contractor, proceed as follows: (1) provide such materials, supplies, equipment and labor as may be necessary to complete said Work, pay for same, and deduct the amount so paid from any money then and thereafter due Subcontractor; or, (2) withhold payment of any estimate in the event Subcontractor is in default under this subcontract or any provision hereof, other provisions of subcontract notwithstanding; or, (3) terminate the employment of Subcontractor, enter upon the premises and take possession for use in completing the Work, of all materials, supplies, tools, equipment and appliances of Subcontractor for no further payment under the agreement until final payment is due and then only if and to the extent that the unpaid balance of the amount to be paid under this subcontract exceeds the expense of the Contractor finishing the Work. (b) If the amount expended by Contractor under "1" above, or the cost of completing the Work under "3" above exceeds the unpaid balance of the Subcontractor price herein stated, Subcontractor and its surety shall pay Contractor such excess. (c) In addition to the Contractor's right to terminate this agreement as set forth above, the Contractor may terminate this Contract for its own convenience when it is determined by the Contractor that such termination will be in the best interest of the Contractor. When that has been determined, the Contractor shall give reasonable written notice and negotiate a fair and just settlement with the Subcontractor. The Subcontractor shall have the burden of establishing the amount of compensation to which it believes itself to be entitled by the submission of complete and accurate cost data employed in submitting its bid or proposal for the Contract, and evidence of expenses pair or incurred in performance of the Contract from the date of award through the date

8 of termination for convenience. However, Contractor shall not be liable to Subcontractor for any costs, including prospective profits, for Work not actually performed by Subcontractor. 15. DEFAULT. (a) Should the Subcontractor default in any of the provisions of this subcontract, and should Contractor employ an attorney to enforce any provisions hereof, or to collect damages for the breach of Subcontract, or to recover on the bond mentioned in Paragraph 16 below, Subcontractor and its surety agree to pay Contractor such reasonable attorneys' fees and expenses as it may expend therein. As against the obligations here contained, Subcontractor and its surety waive all rights of exemption. (b) In the event of Subcontractor's default under this Subcontract, Contractor may deduct any sums due to the Subcontractor under this Subcontract or otherwise attributable to Subcontractor's default. 16. BONDS. At Contractor's election, Subcontractor shall give bonds payable to and in favor of the Contractor, in the form provided by the Contractor, with surety acceptable to the Contractor, for the faithful performance of the Subcontract, including changes and modifications thereto, without consent of surety, and a bond for the payment of all labor, services, materials and supplies in the prosecution of said Work. The terms of this subcontract shall be incorporated in the bond of the Subcontractor, specifically, but not limited to, the provisions with respect to default, indemnity and attorneys' fees. 17. PERMITS AND LICENSES. Subcontractor shall procure at his own expense all required permits and licenses. Subcontractor shall furnish Contractor any permit and/or license information as required by any authority having jurisdiction along with a copy of a paid receipt. In the event that Subcontractor fails to furnish such information as requested, Contractor may withhold from Subcontractor's progress payments such amount as may be necessary to satisfy any governmental enforcement agency tax or taxes, interest or penalty levied against the Contractor for failure to furnish such information. 18. TAX LIABILITY. The Subcontractor represents that it is an independent contractor and accepts exclusive liability for any and all taxes and contributions including, but not limited to, sales tax or use tax which may be assessed against materials, equipment, services or labor used in its part of the Work. The Subcontractor agrees to indemnify Contractor for any tax liability incurred as result of Subcontractor's failure to comply with applicable state and federal tax laws and regulations. 19. DELAY DAMAGES. (a) Should Subcontractor be delayed in his Work by Contractor,

9 Contractor shall owe Subcontractor only an extension of time for completion equal to the delay caused, and then only if a written claim for delay is made to the Contractor within 48 hours from the time of the beginning of the delay. (b) Any damages for delay, including any liquidated damages charged to Contractor by Owner, which in Contractor's sole opinion were caused by Subcontractor, shall be deducted by Contractor from the agreed price for said Work as liquidated damages and not as a penalty, subject, however, to the option of the Contractor to terminate said Subcontract for default as herein elsewhere provided. 20. CHANGES IN WORK. (a) No changes in the description of the Work, the scope thereof, or the amount of this agreement shall be valid without a written change order duly executed by Contractor. (b) Once an agreement has been reached with respect to whether Subcontractor is entitled to a price or time adjustment as a result of a change in the Work, that agreement shall be reflected in a written change order. Such a change order to this Subcontract is a written supplement to this Subcontract and does not constitute a modification, novation, or a new, separate, or independent agreement. Any change order does not modify the terms of this Subcontract. (c) In the event that there is a dispute as to the scope of the Work, Subcontractor shall proceed with such Work as if it were part of the Work upon receipt of a written directive to do so from the Contractor. Subcontractor shall make any claim, if any, for a price or time adjustment as if such Work were changed Work, and if Contractor and Subcontractor cannot agree with regard to the disputed Work, then the dispute shall be resolved pursuant to Paragraph INDEMNIFICATION. (a) Subcontractor shall turn said Work over to Contractor in good condition, free and clear of all claims, encumbrances, or liens, and shall defend, protect and save harmless Contractor and Owner from all claims, encumbrances, liens, expenses, and attorneys' fees, growing out of the performance of the Subcontract, and Subcontractor shall at his own cost and expense, including attorneys' fees, defend all suits to establish such claims, and pay any such claim or lien so established. (b) Subcontractor shall indemnify Contractor against all claims for damages arising from accidents to persons or property occasioned by Subcontractor, its agents or employees; and Subcontractor shall defend all suits brought against Contractor on account of such accidents, and shall reimburse Contractor for any expense, including reasonable attorneys' fees, sustained by Contractor by reason of such accidents. 22. DISPUTE RESOLUTION. All claims or disputes between the parties hereto arising out of or relating to the Contract Documents, or the breach thereof, shall be subject to non-binding mediation as a condition precedent to litigation or arbitration. In the event any disputes are not first resolved through mediation, any such disputes may, at the sole and exclusive discretion of Contractor, be subject to arbitration to be held in Lebanon, Tennessee, unless the parties mutually agree otherwise. Any controversy or claim of which the Contractor decides to submit to arbitration

10 shall be settled by arbitration in accordance with the Construction Industry Arbitration Rules of the American Arbitration Association, and judgment upon the award rendered by the Arbitrator(s) may be entered in any Court having jurisdiction thereof. The award rendered by the arbitrator or arbitrators shall be final, and judgment may be entered upon it in accordance with applicable law in any court having jurisdiction thereof. The agreement to arbitrate referred to herein shall be specifically enforceable under applicable law in any court having jurisdiction thereof. 23. ASSIGNMENT. This Contract shall not be assigned, transferred, or sublet, in whole or in part, by Subcontractor without first obtaining the consent of Contractor in writing. If Subcontractor be a partnership, the death of any partner, or if Subcontractor be an individual, his death, shall be effective to terminate this contract. 24. VALIDITY. If any provision, term or condition of this Subcontract shall be determined to be void for any reason, that provision shall be severed from the remainder of the Subcontractor, and the remainder shall continue in full force and effect. 25. GOVERNING LAW. This Contract and its validity, interpretation and performance shall be governed by and under the laws of the State of Tennessee. 26. GOVERNING AGREEMENT. This agreement contains the entire understanding of the parties, who hereby acknowledge that there have been, and are, no representations, warranties, covenants or undertakings, other than those expressly set forth herein. Subcontractor hereby warrants that it has read this agreement and understands the terms and provisions hereof. 27. MODIFICATION AND WAIVER. Neither this agreement nor any provision hereof shall be amended or modified except by an agreement in writing duly signed by the parties sought to be charged. Any waiver by either party of any provision of this agreement shall not be controlling, nor shall it prevent or stop such party from thereafter enforcing such provisions. The failure of either party to insist in either one or more instances upon the strict performance of any of the terms or provisions of this Agreement by the other party shall not be construed as a waiver or relinquishment for the future of any such term or provision, and the same shall continue in full force and effect. The Contractor and the Sub-Contractor for themselves, their successors, executors, administrators, heirs and assigns hereby agree to the full performance of the covenants of this agreement and further agree that they shall be bound by all of its terms and conditions.

11 28. WARRANTIES BY SUBCONTRACTOR. In addition to all other warranties provided by law, Subcontractor specifically warrants workmanship and materials for a period of one (1) year after acceptance of any Plan Phase of the Work. In addition, Subcontractor shall fully assign to Owner all warranties for equipment or material utilized in the Work. SIGNATURE PAGE FOLLOWS

12 IN ACKNOWLEDGMENT WHEREOF, the parties have caused this instrument to be executed effective the day and date written above. By: Authorized Representative SUBCONTRACTOR MUST COMPLETE: SUBCONTRACTOR Federal ID# OR SS# Business & Tax Licensing Information: Federal No. Expiration: By: State State No. Expiration: City City No. Expiration: County County No. Expiration: Other Local Other Local No. Expiration: Authorized Representative Preparer s Initials:

13 SCHEDULE A EQUAL EMPLOYMENT OPPORTUNITY POLICY During the performance of this Subcontract, Subcontractor agrees not to discriminate against any employee or applicant for employment because of race, creed, national origin, sex, age, disability, or religion, and to comply with all applicable state and federal laws governing equal employment opportunity. The Subcontractor will take affirmative action to ensure that applicants are employed, and employees are treated during employment, without regard to race, creed, national origin, sex, age, disability, or religion. Such action shall include but not be limited to employment, promotion, demotion or transfer; recruitment or recruitment advertising; layoffs or termination; rates of compensation and other benefits; and selection for training. Subcontractor shall not discriminate in the selection or retention of Subcontractors or material suppliers on the basis of race, creed, national origin, sex, age, disability, or religion. Subcontractor agrees to post conspicuously notices setting forth the provisions of this Paragraph. In the event of Subcontractor's non-compliance with the provisions of this Paragraph, this Subcontract may be suspended, cancelled, or terminated, in whole or in part.

14 SCHEDULE B INSURANCE Subcontractor agrees to obtain the insurance required in Paragraph 13 of this Subcontract, and as specified below, and further agrees to furnish a copy of the Certificate of Insurance to the Contractor as a condition of payment. The Subcontractor shall procure for the Subcontract Work and maintain in force the following insurance coverages: 1. Commercial General Liability (CGL) with limits of Insurance of not less than $1,000,000 each occurrence and $2,000,000 Annual Aggregate. CGL coverage shall be written on ISO Occurrence form CG or a substitute form providing equivalent coverage and shall cover liability arising form premises, operations, independent contractors, products-completed operations, and personal and advertising injury. General Contractor, Owner and all other parties required of the General Contractor, shall be included as insured on the CGL, using ISO Additional Insured Endorsement CG or CG 2010 (10/93) and CG or CG2033 and CG2037 or an endorsement providing equivalent coverage to the additional insureds. This insurance for the additional insured shall be as broad as the coverage provided for the named insured subcontractor. It shall apply as Primary and non-contributing Insurance before any other insurance or selfinsurance, including any deductible, maintained by, or provided to, the additional insured. Subcontractor shall maintain CGL coverage for itself and all additional insureds for the duration of the project and maintain Completed Operations coverage for itself and each additional insured for at least 3 years after completion of the Work. 2. Automobile Liability Business Auto Liability with limits of at least $1,000,000 each accident. Business Auto coverage must include coverage for liability arising out of all owned, leased, hired and non-owned automobiles. 3. Commercial Umbrella Umbrella limits must be at least $1,000,000. Umbrella coverage must include as insureds all entities that are additional insured on the CGL. 4. Workers Compensation and Employers Liability Employers Liability Insurance limits of at least $500,000 each accident for bodily injury by accident and $500,000 each employee for injury by disease.

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