Summary of Benefits January 1, 2017 December 31, 2017

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1 Pennsylvania Northeastern and West Virginia Pennsylvania BLUE RX PDP Summary of Benefits January 1, 2017 December 31, 2017 This booklet gives you a summary of what we cover and what you pay. It doesn t list every service that we cover or list every limitation or exclusion. To get a complete list of services we cover, call us and ask for the Evidence of Coverage. This document is available in other formats such as Braille and large print. Service Area Our service area includes: All counties in Pennsylvania and West Virginia. Which Pharmacies Can I Use? We have a network of pharmacies and you must generally use these pharmacies to fill your prescriptions for covered Part D drugs. You can see our plan s pharmacy directory at To join Blue Rx PDP Plus or Blue Rx PDP Complete, you must be entitled to Medicare Part A, be enrolled in Medicare Part B, and live in our service area. Or, call us at (TTY/TDD ), 8:00 a.m. 8:00 p.m., 7 days a week, and we will send you a copy of the pharmacy directory. More About Original Medicare If you want to know more about the coverage and costs of Original Medicare, look in your current Medicare & You handbook. View it online at or get a copy by calling MEDICARE ( ), 24 hours a day, 7 days a week. TTY users should call S5593_16_0478 Accepted

2 Blue Rx PDP Blue Rx PDP Plus Blue Rx PDP Complete Premium1 $95.10 $ Deductible $400 $0 Initial Coverage Preferred Retail Standard Retail Preferred Mail Standard Mail Coverage Gap Catastrophic Coverage After you pay your yearly deductible, you pay the following until your total yearly drug costs reach $3,700. Total yearly drug costs are the total drug costs paid by both you and your Part D plan. After you pay your yearly deductible, you pay the following until your total yearly drug costs reach $3,700. Total yearly drug costs are the total drug costs paid by both you and your Part D plan. Tier 1 (Preferred Generic) $0 Copay $0 Copay Tier 1 (Preferred Generic) $0 Copay $0 Copay Tier 2 (Generic) $2 Copay $6 Copay Tier 2 (Generic) $5 Copay $15 Copay Tier 3 (Preferred Brand) 15% of the cost 15% of the cost Tier 3 (Preferred Brand) $40 Copay $120 Copay Tier 4 (Non-Preferred Brand) 40% of the cost 40% of the cost Tier 4 (Non-Preferred Brand) 35% of the cost 35% of the cost Tier 1 (Preferred Generic) $5 Copay $15 Copay Tier 1 (Preferred Generic) $5 Copay $15 Copay Tier 2 (Generic) $7 Copay $21 Copay Tier 2 (Generic) $10 Copay $30 Copay Tier 3 (Preferred Brand) 25% of the cost 25% of the cost Tier 3 (Preferred Brand) $45 Copay $135 Copay Tier 4 (Non-Preferred Brand) 50% of the cost 50% of the cost Tier 4 (Non-Preferred Brand) 50% of the cost 50% of the cost Tier 1 (Preferred Generic) Not Offered $0 Copay Tier 1 (Preferred Generic) Not Offered $0 Copay Tier 2 (Generic) Not Offered $5 Copay Tier 2 (Generic) Not Offered $12.50 Copay Tier 3 (Preferred Brand) Not Offered 15% of the cost Tier 3 (Preferred Brand) Not Offered $100 Copay Tier 4 (Non-Preferred Brand) Not Offered 40% of the cost Tier 4 (Non-Preferred Brand) Not Offered 35% of the cost Tier 1 (Preferred Generic) Not Offered $12.50 Copay Tier 1 (Preferred Generic) Not Offered $12.50 Copay Tier 2 (Generic) Not Offered $17.50 Copay Tier 2 (Generic) Not Offered $25 Copay Tier 3 (Preferred Brand) Not Offered 25% of the cost Tier 3 (Preferred Brand) Not Offered $ Copay Tier 4 (Non-Preferred Brand) Not Offered 50% of the cost Tier 4 (Non-Preferred Brand) Not Offered 50% of the cost The coverage gap begins after the yearly drug cost (including what our plan has paid and what you have paid) reaches $3,700. After you enter the coverage gap, you pay 40% of the plan s cost for covered brand-name drugs and 51% of the plan s cost for covered generic drugs until your costs total $4,950, which is the end of the coverage gap. Not everyone will enter the coverage gap. Catastrophic Coverage Description: After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reaches $4,950, you pay the greater of: 5% of the cost, or $3.30 Copay for generics and a $8.25 Copayment for all other drugs. The coverage gap begins after the yearly drug cost (including what our plan has paid and what you have paid) reaches $3,700. After you enter the coverage gap, you pay 40% of the plan s cost for covered brand-name drugs and 51% of the plan s cost for covered generic drugs until your costs total $4,950, which is the end of the coverage gap. Not everyone will enter the coverage gap. See Additional Table Catastrophic Coverage Description: After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reaches $4,950, you pay the greater of: 5% of the cost, or $3.30 Copay for generics and a $8.25 Copayment for all other drugs. If you reside in a long-term care facility, you pay the same as at a retail pharmacy.

3 How to Contact CALL BLUE RX PDP (TTY/TDD ), 8:00 a.m. 8:00 p.m., 7 days a week OR VISIT BLUE RX PDP COMPLETE COVERAGE GAP STANDARD RETAIL COST SHARING Preferred Network Tier 1 (Preferred Generic) All 26% of the cost 26% of the cost Tier 2 (Generic) All 26% of the cost 26% of the cost Standard Network Tier 1 (Preferred Generic) All 31% of the cost 31% of the cost Tier 2 (Generic) All 31% of the cost 31% of the cost STANDARD MAIL ORDER COST SHARING Preferred Network Tier 1 (Preferred Generic) All Not Offered 26% of the cost Tier 2 (Generic) All Not Offered 26% of the cost Standard Network Tier 1 (Preferred Generic) All Not Offered 31% of the cost Tier 2 (Generic) All Not Offered 31% of the cost If you reside in a long-term care facility, you pay the same as at a retail pharmacy.

4 1You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, Copayments, and restrictions may apply. Benefits, premiums and/or co-payments/ co-insurance may change on January 1 of each year. The Formulary and/or pharmacy network may change at any time. You will receive notice when necessary. HM Health Insurance Company is a PDP plan with a Medicare contract. Enrollment is HM Health Insurance Company depends on contract renewal. Highmark Blue Shield and HM Health Insurance Company are independent licensees of the Blue Cross and Blue Shield Association.

5 Discrimination is Against the Law The Plan complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. The Plan does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. The Plan: Provides free aids and services to people with disabilities to communicate effectively with us, such as: Qualified sign language interpreters Written information in other formats (large print, audio, accessible electronic formats, other formats) Provides free language services to people whose primary language is not English, such as: Qualified interpreters Information written in other languages If you need these services, contact the Civil Rights Coordinator. If you believe that the Plan has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with: Civil Rights Coordinator, P.O. Box 22492, Pittsburgh, PA 15222, Phone: , TTY: 711, Fax: , CivilRightsCoordinator@highmarkhealth.org. You can file a grievance in person or by mail, fax, or . If you need help filing a grievance, the Civil Rights Coordinator is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services 200 Independence Avenue, SW Room 509F, HHH Building Washington, D.C , (TDD) Complaint forms are available at O65_BS_G_P_1Col_12pt_blk_Web

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