Hospital Indemnity 1000
|
|
- Randall Mitchell
- 6 years ago
- Views:
Transcription
1 Hospital Indemnity 1000 Plans for Individuals and Families Guaranteed Acceptance for USA+ Members United Service Association For Health Care Founded 1983, Washington DC
2 MEDICAL INDEMNITY INSURANCE Daily Hospital Confinement Benefit This benefit is payable for up to 30 days for each Period of Confinement when a Covered Person is Confined in a Hospital as a result of a covered Accident or Sickness. Hospital Intensive Care Unit (ICU) Confinement This benefit is payable for up to 15 days for each Period of Confinement when as the result of a Covered Injury or Sickness, a Covered Person is confined to a Hospital ICU unit. This benefit is paid in addition to the Confinement Benefit. Continuous Care Benefit This benefit is payable when a Covered Person requires Continuous Care following a covered hospital stay. We will pay the daily benefit for each day of Continuous Care for a period equal to the length of the preceding Period of Confinement in a Hospital not to exceed 30 days. Continuous Care means care received in a Skilled Nursing Facility, a Rehabilitation Facility/Unit, Home Health Care Services or Hospice care for the same condition treated during the preceding hospital confinement. Emergency Medical Services Benefit This benefit is payable if a Covered Person receives Emergency Medical Services for the treatment of a Medical Emergency while in an Emergency Room or Ambulance. These benefits are underwritten by Standard Life & Accident Insurance Company. Coverage is not provided for loss due to pre-existing conditions for 12 months from the Covered Person s effective date for the Hospital Daily Benefit, Intensive Care and Continuous Care benefits. Coverage is not provided for loss due to sickness for 30 days from the Covered Person s effective date. Coverage is not provided for members age 65 or over. Benefits not available in all states. $1,000 $1,000 $1,000 $25.00 One per year Best Doctors You and your doctor have access to the medical guidance of over 50,000 of the leading medical specialists in over 400 subspecialities of medicine. This benefit provides you with the following services: InterConsultationTM - a high level second opinion, to confirm diagnosis and treatment. FindBestDocTM - assistance in locating doctors in your area that have been identified as best by their peers to treat specific medical conditions. FindBestCare - arranging access to hospitals and treatment. This is an association membership that includes coverage under a group insurance policy. The membership is offered and administered by United Service Association For Health Care, P.O. Box , Arlington, TX , 800-USA Not available in all states. Please contact USA+ for state availability. 2
3 BridgeHealthMedical - Save on major surgery costs with BridgeHealth BridgeHealth, the premier provider of medical travel services, connects you with domestic and international hospitals and doctors to provide you with excellent quality and pricing that is substantially lower than anything you can find on your own. We provide you with a connection to our pre-screened network of providers, we schedule the surgery/procedure for you, and provide personal assistance throughout the entire experience, from the initial contact with the surgeon, to trip planning, updates with family and friends, and follow up care. Emergency Helicopter Rescue In the event that an eligible member suffers from a certified injury that requires emergency medical transportation by helicopter in accordance with EMS protocols, the program will reimburse the participant up to a maximum of $7, per occurrence. Reimbursement includes expenses incurred from the cost of Medically Necessary or Life Threatening helicopter transportation from the scene of an accident to the nearest medical facility capable of treating the injuries or from one medical facility to another medical facility. Claims for Medically Necessary transports from one medical facility to another medical facility are subject to review by Lifeguard s Medical Officer. Provisions include: One benefit will be paid per occurrence. Benefit in excess of all other valid collectable insurance. Coverage is worldwide. Transportation by helicopter only. This benefit is provided to USA+ members by Lifeguard Emergency Travel, Inc. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. See your membership Handbook for the details. Not available to Iowa residents. LIMITATIONS AND EXCLUSIONS The following conditions represent coverage exclusions: 1. Suicide or attempted suicide; 2. Intentionally self-inflicted injuries; 3. War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war; 4. Participation in any military maneuver or training exercise; 5. Mental or emotional disorders, unless hospitalized; 6. Being under the influence of drugs or intoxicants, unless prescribed by a Physician; 7. Commission or the attempt to commit a criminal act; 8. Participation as a professional in athletics; 9. Pregnancy and childbirth (except for complications of pregnancy); 10. Bodily injury or sickness which can be treated locally 3
4 FrontierMEDEX Medical Service with Take Me Home Frontier MEDEX Medical Service with Take Me Home provides you with Medical Evacuation and Repatriation Services, Travel Assistance Services, and Medical Assistance Services when you are 100 or more miles away from home. Medical Evacuation & Repatriation Services Available (fully paid service) Emergency medical evacuation Medically supervised return Repatriation of Mortal Remains Travel Assistance for dependent children Travel Assistance for companion if member is hospitalized when traveling alone Travel Assistance Services Available Emergency Travel Arrangements Emergency Transfer of Funds Worldwide Legal Referrals Translation Services Medical Assistance Services Available Worldwide Medical and Dental Referrals Transfer of Insurance Information and Medical Records to Medical Providers Dispatch of Doctors and Specialists Hospital Bed to Hospital Bed Available at no charge to members when a medical situation requires a transfer of 100 air miles or more from a hospital to a specialized hospital or medical facility. MEDEX must be contacted in advance to coordinate the arrangements for a safe and appropriate transfer. 4
5 The following benefit is included in all Hospital Indemnity Health Series Plans USA+ BENEFITS PROTECTOR Many individuals lose their jobs due to company relocations, downsizing, or as the result of natural disasters. For most individuals, loss of employment also means a monetary loss. The Benefits Protector program helps cushion the impact of economic downturns that occur. Should you lose your job through no fault of your own, we will be there for you. Your membership dues will be waived and your membership benefits will continue for three (3) months.* BENEFITS PROTECTOR * Certain terms and conditions apply. 5
6 INDEMNITY INSURANCE BENEFITS EXCLUSIONS & LIMITATIONS WAITING PERIOD FOR SICKNESS: Loss caused by or relating to Sickness will not be covered for the first 30 days after the Certificate Effective Date of each Covered Person. PRE-EXISTING CONDITION LIMITATION: Loss caused by or relating to a Pre-existing Condition is not covered for the first 12 months after the Certificate Effective Date of each Covered Person. EXCLUSIONS: No coverage shall be provided and no benefits will be paid for any loss resulting in whole or in part from, or contributed to, or as a natural and probable consequence of any of the following excluded risks: 1. Suicide or any attempt at suicide or intentionally self-inflicted Injury or any attempt at intentionally selfinflicted Injury or any act of auto-eroticism, while sane or insane; 2. Travel or flight in or on (including getting in or out of, or on or off of) any vehicle used for aerial navigation, if the Covered Person is: a. riding as a passenger in any aircraft not intended or licensed for the transportation of passengers; b. performing, learning to perform or instructing others to perform as a pilot or crew member of any aircraft; or c. riding as a passenger in an aircraft owned, leased or operated by the Covered Person s employer; 3. Declared or undeclared war, or any act of declared or undeclared war; 4. Full-time active duty in the armed forces, National Guard or organized reserve corps of any country or international authority. Unearned premium for any period for which the Covered Person is not covered due to his or her active duty status will be refunded. Loss caused while on short-term National Guard or reserve duty for regularly scheduled training purposes is not excluded.); 5. The Covered Person s being intoxicated (defined as blood alcohol concentration equal to or in excess.08 gms/dl blood alcohol). This applies whether or not the Covered Person is charged with any violation in connection with a loss and there is no need to prove a loss was caused, contributed to, or resulted from the excessive blood alcohol concentration; 6. The Covered Person s: 1) voluntary use of illegal drugs; 2) the intentional taking of over the counter medication not in accordance with recommended dosage and warning instructions; and 3) intentional misuse of prescription drugs; 7. The Covered Person s commission of or attempt to commit a felony; 8. The Covered Person being engaged in an illegal occupation; 9. Services and supplies which are not prescribed by a Physician as Medically Necessary to treat a covered loss. 10. Services and supplies which are received without charge or legal obligation to pay or would not normally be paid in the absence of insurance; 11. Services and supplies which are received outside of the United States of America, it s possessions and territories; 6
7 INDEMNITY INSURANCE BENEFITS EXCLUSIONS & LIMITATIONS 12. Dental care or treatment unless due to an Injury to a sound and natural tooth; 13. Cosmetic surgery or reconstructive surgery, including breast reduction and surgery to repair, replace, or remove breast implants; however, this Exception does not apply when surgery is required: a) To repair a birth defect of a child born to the Insured and continuously covered under the Policy from birth; or b) For reconstructive surgery following a covered mastectomy; 14. Any covered loss that is covered under any state or federal Worker s Compensation, Employer s Liability law or similar law; 15. Any mental or nervous disorders or alcoholism or substance abuse; 16. Any procedure for refractive correction, eye refraction or the purchase or fitting of vision or hearing aids, Cochlear Implants and related devices; 17. Pregnancy or maternity. Complications of Pregnancy are not excluded; 18. Participating in any organized sport or sporting activity for wage, compensation, or profit, including officiating or coaching; or racing any type vehicle in an organized event; 19. Care in a custodial institution, domiciliary care or rest cures; 20. Weight reduction or treatment of obesity, including exogenous, endogenous or morbid obesity; 21. Diagnosis or treatment (including surgery) of sexual dysfunctional disorders or inadequacy, or transsexual surgery; or 22. Routine newborn care. The monthly association membership fees you will be charged include insurance premiums which are paid to Standard Life & Accident Insurance Company for limited benefit health insurance coverage as well as non-insurance fees for products and services offered by and paid to the Association. The monthly insurance premiums paid to the Standard Life & Accident Insurance Company out of the monthly association membership costs are as follows: Member Only Member/Spouse Member/Child Member/Family $52.66 $ $67.86 $ Ohio $43.91 $94.26 $56.67 $ Indiana $47.87 $ $61.71 $ The above insurance premium reflects only the coverage underwritten by Standard Life & Accident Insurance Company. It does not include the association s costs for other coverages, programs and services (including but not limited to member discount and savings related programs and services), administration and maintenance of association information and benefits, websites, enrollment, fulfillment, or any other costs related to the administration of association membership. Monthly association membership dues can be found on the last page. 7
8 United Service Association For Health Care Foundation Through membership in USA+, you have the opportunity to contribute to the United Service Association For Health Care Foundation and assist worthwhile charities, community programs and national research projects. Each year, USA+ returns much needed grant money back into member s local communities by awarding Community Service Grants nationwide. This program, now in its 24th year, has awarded over $7 million to worthwhile local organizations. The USA+ Foundation receives its funding from USA+ members. Your dues include a donation to the foundation and is tax deductible. This money is then given in the form of grants to charitable causes. Charitable organizations that receive funds from USA+ member contributions include: American Diabetes Association, Cystic Fibrosis Foundation, Muscular Dystrophy Association, Socialmine Foundation and St. Jude Children s Research Hospital just to name a few. Throughout the year, funded programs are featured in the Total Health & Wellness magazine. These articles spotlight how grant recipients are utilizing foundation monies to make a difference. The United Service Association For Health Care Foundation can receive donations from businesses, other foundations, and individuals. If you want to make an additional tax-free donation, please send it to the address listed below. If you do not want to participate in this program, please send a letter to the address below. United Service Association For Health Care Foundation P.O. Box Arlington, TX Hospital Indemnity 1000 Member Only $ 129 Member + Spouse $ 258 Member + Child(ren) $ 169 Family $ 339 You have 30 days (or such longer period as may be required by state law) to review and evaluate the USA+ membership. If you wish to cancel your membership and receive a full refund, you may do so by submitting a written request to USA+ at the address listed below. ADMINISTRATIVE OFFICES: 2221 East Lamar Suite 900 Arlington, TX USA TC_HospIdemnityHealth_1000_B USAHC B
Hospital Indemnity Series
United Service Association For Health Care Hospital Indemnity Series Medical Indemnity Insurance Benefit These benefits are underwritten by Standard Life and Accident Insurance Company and subject to the
More informationSecureLife. Plans for Individuals and Families. United Service Association For Health Care. Founded 1983, Washington DC
SecureLife Plans for Individuals and Families United Service Association For Health Care Founded 1983, Washington DC term Life insurance Pays the beneficiary up to the benefit amount listed for the member
More informationLatitude. Membership benefits include: Unlimited doctor consultations by telephone or video, 24/7 at no additional cost
Latitude Membership benefits include: Unlimited doctor consultations by telephone or video, 24/7 at no additional cost Up to 75% savings on prescription drugs 15-40% discounts on eye exams, lenses, frames
More informationACCIDENTAL DEATH AND DISMEMBERMENT & MEDICAL COVERAGE FORM
Named Insured: Policy Number: Effective: Policy Year From: To: Company Name: ACE American Insurance Company Premium: [ ] Included [ ] $ Due When Coverage Begins ACCIDENTAL DEATH AND DISMEMBERMENT & MEDICAL
More informationCRITICAL ILLNESS & ACCIDENTAL BENEFITS PROGRAM
CRITICAL ILLNESS & ACCIDENTAL BENEFITS PROGRAM BENEFITS Accidental Death and Dismemberment $10,000 Accidental Death and Dismemberment benefit pays up to the amount shown for the active Member and the Member
More informationProduct Details. Daily In-Hospital Indemnity Benefit. Low Option. Hospital Confinement Indemnity Benefit Rider (Rider Form Series CRHA0400)
Product Details The following benefits are included in your plan option(s). Unless otherwise noted, all benefits and maximums are per insured person. Daily In-Hospital Indemnity Benefit Pays each day an
More informationLIMITED BENEFIT HEALTH COVERAGE
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. Executive Offices: 175 Water Street, 15th Floor, New York, NY 10038 (212) 458-5000 (a capital stock company, herein referred to as the Company)
More informationUSA+ Dental Plan. United Service Association For Health Care Founded 1983, Washington DC. USA+ Dental Plan Underwritten By: Ameritas
USA+ Dental Plan United Service Association For Health Care Founded 1983, Washington DC USA+ Dental Plan Underwritten By: Ameritas DENTAL CARE Benefits You receive the following benefits: $70 Annual Deductible
More informationLIMITED BENEFIT HEALTH COVERAGE
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. Executive Offices: 175 Water Street, 15th Floor, New York, NY 10038 (212) 458-5000 (a capital stock company, herein referred to as the Company)
More informationUSA+ RX. Real Benefits Real Value PLUS We Really Care. Become a USA+ Member and be Privileged! United Service Association For Health Care
USA+ RX Real Benefits Real Value PLUS We Really Care Become a USA+ Member and be Privileged! United Service Association For Health Care The Privileges of USA+ Membership United Service Association For
More informationDAN TravelAssist EMERGENCY EVACUATION BENEFIT
DAN TravelAssist One important benefit of your DAN Membership is that with your Individual Membership fee, you are automatically enrolled in DAN s travel assistance plan. Your family is covered with your
More informationIdealCare Limited-Benefit Health Insurance. NationalWay Association. Online Fitness & Nutrition Center Online Health Manager Nurse Hotline
BENEFIT INFORMATION IdealCare Limited-Benefit Health Insurance IdealCare Limited-Benefit Health Insurance brought to you through membership in NationalWay Association Included in this plan: Association
More informationPolicy Number: 07835F Policy Dates: 7/01/18-6/30/19
Rutgers University International Travel Medical Insurance Summary of Benefits 2018-2019 Eligibility: Sponsored Students; Faculty, Staff or Other Employees and their Spouses and Children; Parents and Other
More informationPetersen. The International Major Medical Plan FOR USES. International Underwriters
The International Major Medical Plan FOR Non USA Citizens in the USA Resident Aliens in the USA Optional Worldwide Coverage USES Tourism Immigration Religious Pursuits VISA Requirements Occupation Outsourcing
More information[P.O. Box Overland Park, KS ] SAMPLE APOLLO MEDEVAC PLAN
[P.O. Box 25326 Overland Park, KS 66225-5326] APOLLO MEDEVAC PLAN INSURING CLAUSE This is a contract of insurance, whereby We agree to pay directly to the service provider the benefits provided to You
More informationEveryone deserves a better Tomorrow.
Everyone deserves a better Tomorrow. Hospital Select SM II is hospital indemnity insurance designed to be cost-effective as it provides valuable benefits. Underwritten by Transamerica Life Insurance Company,
More informationPetersen. Benefits Designed For. US Citizens and US Residents while in the USA
Benefits Designed For US Citizens and US Residents while in the USA Petersen International Underwriters Lloyd s Coverholder 23929 Valencia Boulevard Second Floor Valencia, California 91355-2186 Telephone
More informationFaculty Foreign Business Travel Accident Insurance
Faculty Foreign Business Travel Accident Insurance Insurance Company: ACE America Insurance Company A++ IV (Superior) Policy Effective Dates: July 1, 2016 to June 30, 2017 Policy Number: ADD N06564665
More informationHospital Confinement Direct Manage unexpected hospitalization costs... with cash benefits paid directly to you.
Hospital Confinement Direct Manage unexpected hospitalization costs... with cash benefits paid directly to you. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this
More informationThis brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are supplemental and are not intended to
A fl ac Hospital Advantage CONFINEMENT INDEMNITY INSURANCE POLICY SERIES A49000 PREFERRED This brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are
More informationAetna Fixed Indemnity Plan Helps pay for the costs of everyday medical expenses
Aetna Fixed Indemnity Plan Helps pay for the costs of everyday medical expenses Extra benefits when you need them Do you have security in knowing you have help handling your medical expenses? You can with
More informationStudent Fixed Indemnity Accident and Sickness Plan. Alabama Agricultural and Mechanical University Normal, Alabama
Student Fixed Indemnity Accident and Sickness Plan Alabama Agricultural and Mechanical University Normal, Alabama 2015-2016 Policy Number: 2015I5A54 Group Number: S211109 Underwritten by NATIONAL GUARDIAN
More informationReal Benefits Real Value PLUS We Really Care Become a USA+ Member and be Privileged!
TriMed TriMed Real Benefits Real Value PLUS We Really Care Become a USA+ Member and be Privileged! The Privileges of USA+ Membership For many years, large corporations have had the advantage over individuals,
More informationAccident Companion. Accident Companion At A Glance. Cash benefits paid directly to you. Apply today!
Accident Companion Help with the out-of-pocket costs of accidental injuries DID YOU KNOW? 1 in 8 persons seek medical attention from an injury each year. 1 Accidents happen and the Accident Companion plan
More informationOptimum Health Designs
Designed for Individuals, Families & Employers (PCP or Specialist) Preventive Care Tests Diagnostic, Xray & Laboratory Emergency Room Surgery (Inpatient & Outpatient) Anesthesia Supplemental Accident for
More informationREAD YOUR OUTLINE OF COVERAGE
READ YOUR OUTLINE OF COVERAGE Group Accident Insurance is provided under a Group Policy that has been issued to the Policyholder. The Policyholder is your employer: Purdue University. The Outline of Coverage
More informationIndiana State University
Indiana State University 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Email:
More informationAccident Direct Cash benefits paid directly to you... for accident-related hospital stays.
Accident Direct Cash benefits paid directly to you... for accident-related hospital stays. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate
More informationCash benefits paid directly
Accident Disability Direct Cash benefits paid directly to you during times of accident-related disability DID YOU KNOW? 95% of disabling injuries occur off the job which means Worker s Compensation does
More informationThis brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are supplemental and are not intended to
A fl ac Hospital Advantage CONFINEMENT INDEMNITY INSURANCE POLICY SERIES A49000 PREFERRED This brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are
More informationThis brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are supplemental and are not intended to
A fl ac Hospital Advantage CONFINEMENT INDEMNITY INSURANCE POLICY SERIES A49000 ESSENTIALS This brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are
More informationT R A V E L Lite. Version 0415 TRAVEL PROTECTION WITHOUT BOUNDARIES SM
T R A V E L Lite Version 0415 TRAVEL PROTECTION WITHOUT BOUNDARIES SM W H Y i T R A V E L I N S U R E D For more than a decade, itravelinsured has provided travel insurance to more than a million travelers
More informationMetal Gap Plan Cash benefits to help cover expenses... left by your health insurance.
Metal Gap Plan Cash benefits to help cover expenses... left by your health insurance. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate from
More informationUniversity of Rhode Island
University of Rhode Island 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529
More informationHOSPITAL FIXED INDEMNITY INSURANCE PLAN OPTIONS
HOSPITAL FIXED INDEMNITY INSURANCE PLAN OPTIONS Pays a fixed cash amount for Your Covered Hospital Expenses. Supplement Your health insurance with the new American Bar sponsored Hospital Fixed Indemnity
More informationAccident Disability Direct Cash benefits paid directly to you... during times of accident-related disability.
Accident Disability Direct Cash benefits paid directly to you... during times of accident-related disability. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this
More informationThis brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided are supplemental and are not intended to
A fl ac Hospital Advantage HospitAL CONFINEMent INDEMnitY INSURAnce POLICY SERies A49000 PRefeRRED This brochure is for a hospital confinement indemnity policy providing limited benefits. Benefits provided
More informationhospitalization costs with cash benefits paid directly to you
Hospital Confinement Direct Manage unexpected hospitalization costs with cash benefits paid directly to you DID YOU KNOW? More than $10,000 was the average cost of a hospital stay in 2012. 1 Cash benefits
More informationFlorida Fixed Indemnity Direct. Underwritten by The Chesapeake Life Insurance Company
Florida Fixed Indemnity Direct THIS POLICY PROVIDES LIMITED BENEFITS. This type of plan is not considered minimum essential coverage under the Affordable Care Act and therefore a Fixed Indemnity Insurance
More informationEZ2DoBizWith. A Supplemental Out-of-Pocket Medical Expense Policy. American Public Life Insurance Company. MEDlink. MEDlink B Rev.
American Public Life Insurance Company EZ2DoBizWith A Supplemental Out-of-Pocket Medical Expense Policy MEDlink MEDlink B Rev. (07/04) Here s How the Hospital MEDlink Plan Works for You: THREE MAJOR BENEFITS:
More informationUSBA TRICARE Select Supplement Insurance Plan
USBA TRICARE Select Supplement Insurance Plan If you re an eligible TRICARE beneficiary, we invite you to compare our TRICARE Select Supplemental insurance plan to other providers. USBA understands how
More informationGUARANTEE TRUST LIFE INSURANCE COMPANY A Mutual Company 1275 Milwaukee Avenue, Glenview, Illinois (847)
GUARANTEE TRUST LIFE INSURANCE COMPANY A Mutual Company 1275 Milwaukee Avenue, Glenview, Illinois 60025 (847) 699-0600 HOSPITAL CONFINEMENT BENEFIT POLICY Guaranteed Renewable for Life Premiums May Be
More informationEveryone deserves a better Tomorrow.
Black Rifle Coffee Co. Underwritten by Transamerica Life Insurance Company Customer Service: 1-888-763-7474 or www.tebcs.com Everyone deserves a better Tomorrow. Hospital Select II is hospital indemnity
More informationREAD YOUR OUTLINE OF COVERAGE
READ YOUR OUTLINE OF COVERAGE Group Accident Insurance is provided under a Group Policy that has been issued to the Policyholder. The Policyholder is your employer: Marsh and McLennan Companies, Inc. The
More informationMuskingum University. Blanket Student Accident and Sickness Insurance
Muskingum University 2015 2016 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Toll Free
More informationREAD YOUR OUTLINE OF COVERAGE
READ YOUR OUTLINE OF COVERAGE Group Accident Insurance is provided under a Group Policy that has been issued to the Policyholder. The Policyholder is your employer: University System of New Hampshire.
More informationIndiana University. Blanket Student Accident and Sickness Insurance
Indiana University 2012 2013 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Email: customerservice@hthworldwide.com
More informationCertificate of Insurance
CIBC Life offers customers of the HOSPITAL CASH BENEFIT PLAN FOR CIBC CUSTOMERS, a special toll-free telephone service to assist in submitting a claim or to answer any questions about this plan. Before
More informationAccident Companion Help with out-of-pocket costs for accidental injuries.
Accident Companion Help with out-of-pocket costs for accidental injuries. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate from any health
More informationBasic Fixed indemnity health insurance for individuals and families
Basic Fixed indemnity health insurance for individuals and families Basic is a group association fixed indemnity health insurance plan underwritten by Madison National Life Insurance Company, Inc., a Wisconsin
More informationThe CELTICARE II Health Plan
The CELTICARE II Health Plan for individuals and families Comprehensive, flexible coverage The CeltiCare Something just right for everyone The CeltiCare II Health Plan is a major medical plan designed
More informationSupplemental Limited Benefit Medical Expense Insurance MEDlink IV Proposal
Supplemental Limited Benefit Medical Expense Insurance MEDlink IV Proposal Proposal for: Presented by: Date: Livingston Independent School District Combined Benefits Group 4/1/2014 Policy provisions apply
More informationPROGRAM GUIDE. For Plan Participants of Data Partnership Group, LP. *Ask About Our Vanishing Deductible Benefit
PROGRAM GUIDE For Plan Participants of Data Partnership Group, LP *Ask About Our Vanishing Deductible Benefit Table of Contents Access Your Medical Benefits Online 24/7...1 Find a Network Provider...2
More informationStudent Insurance Plan ALABAMA A&M UNIVERSITY. Plan Year 17/ Normal, AL. Designed Exclusively for the Domestic Students of:
Student Insurance Plan Plan Year 17/18 Designed Exclusively for the Domestic Students of: ALABAMA A&M UNIVERSITY Normal, AL 2017-2018 Underwritten by: National Guardian Life Insurance Company Madison,
More informationRed Rocks Community College
Red Rocks Community College Study Abroad 2013 2014 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call Toll Free: 1.888.243.2358
More informationAccident Companion Help with out-of-pocket costs for accidental injuries.
Accident Companion Help with out-of-pocket costs for accidental injuries. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate from any health
More informationDuke University Scholars Program
Duke University Scholars Program 2015 2016 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529
More informationHospital Indemnity Insurance HI-2200
Hospital Indemnity Insurance HI-2200 APSB-21396-0709 (AL,AK,AR,CO,DE,GA IA,LA,KY,MI,MO,MS,NE,NM,OH,OR,RI,SC,TN,TX,WV) APS-1883 Generic-EE Summary of Benefits Benefit Description Hospital Confinement Level
More informationControl Flexibility. Savings Simplicity. CelticSaver HSA Health Plan
Control Flexibility Savings Simplicity CelticSaver HSA Health Plan The CelticSaver HSA Health Plan Control Flexibility The CelticSaver HSA Health Plan is a qualified high deductible health plan designed
More informationGroup Supplemental Health Insurance Supplements existing medical coverage with cash benefits to help you pay for out-of-pocket hospital expenses
What if you or a family member were hospitalized tomorrow... could you pay for your out-of-pocket treatment expenses, plus cover daily living expenses? CAR GROCERIES BILLS PRESCRIPTIONS Benefit coverage
More informationStudent Accident & Sickness Insurance Plan Accident Policy #BSA Student Insurance Information Site: Insurance.
Student Accident & Sickness Insurance Plan 2013-2014 SAINT AUGUSTINE S UNIVERSITY Saint Augustine s University Accident Policy #BSA-00179 Student Insurance Information Site: www.saustudent Insurance.com
More informationHighest level of coverage with free-choice of hospitals and physicians worldwide, with the richest maternity and organ transplant benefits.
Highest level of coverage with free-choice of hospitals and physicians worldwide, with the richest maternity and organ transplant benefits. Global Superior Plus is tailored exclusively for individuals
More informationCOMPARING HEALTH PLANS
COMPARING HEALTH PLANS Oman Insurance Company (P.S.C.) is the local insurer and administrator in the UAE. Plans are designed and internationally administered by Bupa Global. Full details of the benefits,
More informationIndemnity 360. Real Benefits Real Value PLUS We Really Care. Become a USA+ Member and be Privileged! United Service Association For Health Care
360 Real Benefits Real Value PLUS We Really Care Become a USA+ Member and be Privileged! United Service Association For Health Care The Privileges of USA+ Membership For many years, large corporations
More informationFAQs FOR YALE STUDENTS TRAVELING OVERSEAS
FOR YALE STUDENTS TRAVELING OVERSEAS How long am I covered? A: The plan covers you for the period of international travel associated with your semester or study trip abroad required by your academic plans
More informationFAQs for Incoming Yale Summer Session Students
FAQs for Incoming Yale Summer Session Students How long am I covered? A: The plan covers you for the period of international travel required by your academic plans and for which you are enrolled. What
More informationGroup Supplemental Health Insurance
What if you or a family member were hospitalized tomorrow... could you pay for your out-of-pocket treatment expenses, plus cover daily living expenses? CAR GROCERIES BILLS PRESCRIPTIONS Group Supplemental
More informationfor individuals and families Quality PPO Coverage Made affordable Health Plan Celtic Basic BR11 7/12
Quality PPO Coverage Made affordable for individuals and families TM Celtic Basic Health Plan Celtic Basic Adds Up to a Better Low- Celtic Basic offers what you want: A quality, basic health insurance
More informationAflac Group Hospital Indemnity
Aflac Group Hospital Indemnity INSURANCE PLAN 2 Even a small trip to the hospital can have a major impact on your finances. Here s a way to help make your visit a little more affordable. AGC06399 R3 IV
More informationKennebec Valley Community College
2018 2019 STUDENT INSURANCE PLAN Plan 1 Accident-Only Insurance Policy No. 2018J3A68 Plan 2 Student Accident & Sickness Indemnity Insurance Plan Policy No. 2018J3A69 Effective 8/15/18 8/15/19 Kennebec
More informationMARSHFIELD CLINIC HEALTH SYSTEM, INC.
MARSHFIELD CLINIC HEALTH SYSTEM, INC. VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE We are pleased to announce that all benefit eligible employees can enroll themselves and/or their dependents in
More informationAccident Companion Help with out-of-pocket costs for accidental injuries.
Accident Companion Help with out-of-pocket costs for accidental injuries. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate from any health
More informationIncome Protection Direct Cash benefits to help cover expenses... during times of total disability.
Income Protection Direct Cash benefits to help cover expenses... during times of total disability. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document
More informationAflac Choice. We ve been dedicated to helping provide peace of mind and financial security for more than 60 years.
Aflac Choice HSA-COMPATIBLE HOSPITAL CONFINEMENT INDEMNITY INSURANCE OPTION H We ve been dedicated to helping provide peace of mind and financial security for more than 60 years. The policy is a supplement
More informationAflac Group Hospital Indemnity
Aflac Group Hospital Indemnity INSURANCE Even a small trip to the hospital can have a major impact on your finances. Here s a way to help make your visit a little more affordable. AG80075M R1 IV (2/16)
More informationBall State University
Ball State University 2015 2016 Blanket Student Accident and Sickness Insurance Servicing Broker: 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax:
More informationMERCER GROUP STUDENT INSURANCE PLAN County Community College. Underwritten by BCS Insurance Company
GROUP STUDENT INSURANCE PLAN MERCER County Community College 2008-2009 Underwritten by BCS Insurance Company Accident Expense Benefit - Policy No. BSA 00013 Medical and Hospitalization Benefit - Policy
More informationFor the eligible partners of: Sprint. ReliaStar Life Insurance Company, a member of the Voya family of companies.
Hospital Confinement Indemnity Insurance A limited benefit policy Benefits at a Glance A simple way to help protect against the financial stress of a hospital stay. For the eligible partners of: Sprint
More informationIncome Protection Direct Cash benefits to help cover expenses... during times of total disability.
Income Protection Direct Cash benefits to help cover expenses... during times of total disability. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document
More informationAflac Group Hospital Indemnity
Aflac Group Hospital Indemnity INSURANCE PLAN 2 Even a small trip to the hospital can have a major impact on your finances. Here s a way to help make your visit a little more affordable. AG85752 R2 IV
More informationPreferred Personal Care Short-Term Health Insurance Stay Covered.
Preferred Personal Care Short-Term Health Insurance Stay Covered. Administered by Preferred Personal Care Short-Term Health Insurance There are times when you need a health plan to fill in the gap: If
More informationhospitalization costs with cash benefits paid directly to you
Hospital Confinement Direct Manage unexpected hospitalization costs with cash benefits paid directly to you DID YOU KNOW? Nearly $10,000 was the average cost of a hospital stay in 2010. 1 Cash benefits
More informationHospital Confinement Direct Manage unexpected hospitalization costs... with cash benefits paid directly to you.
Hospital Confinement Direct Manage unexpected hospitalization costs... with cash benefits paid directly to you. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this
More informationComprehensive benefit plan including high benefit limits and a worldwide open provider network.
2018 Comprehensive benefit plan including high benefit limits and a worldwide open provider network. Global Freedom Plus is tailored exclusively for individuals and families residing in Latin America and
More informationExpatriate Health Insurance U.S. coverage. Care
Expatriate Health Insurance U.S. coverage Care PA Group offers comprehensive expatriate healthcare solutions so you can focus on what matters most. In this schedule of benefits you will find detailed information
More informationAflac Group Hospital Indemnity
Aflac Group Hospital Indemnity INSURANCE PLAN 1 Even a small trip to the hospital can have a major impact on your finances. Here s a way to help make your visit a little more affordable. AG85751 R2 IV
More informationSafeTrip USOC Team Administrator Enrollment Guide
Travel Protection SafeTrip USOC Team Administrator Enrollment Guide United States Olympic Committee and National Governing Body Team Travel As a member of a United States Olympic Committee (USOC) team,
More informationMaximum benefits for you and your family
FIXED BENEFIT OPTIONS PLAN Maximum benefits for you and your family A smarter, more inexpensive way to provide Health Insurance for your family and remain penalty compliant. We offer ways to stay out of
More informationfor kids, individuals and families Quality PPO Coverage Made affordable Health Plan Celtic Basic BR11RX 9/23/10
Quality PPO Coverage Made affordable for kids, individuals and families TM Celtic Basic Health Plan Celtic Basic Adds Up to a Better Low- Celtic Basic offers what you want: A quality, basic health insurance
More informationFixed Indemnity Direct
Fixed Indemnity Direct Cash benefits for covered healthcare services... with no deductible. THIS POLICY PROVIDES LIMITED BENEFITS. This type of plan is not considered minimum essential coverage under the
More informationGlobal Medical Evacuation and Repatriation for Students and Scholars
2018-2019 Global Medical Evacuation and Repatriation for Students and Scholars Offered by Questions: Contact ISO (800) 244-1180 / mailbox@isoa.org This is a benefit plan designed to protect students against
More informationHospital Confinement Direct Manage unexpected hospitalization costs... with cash benefits paid directly to you.
Hospital Confinement Direct Manage unexpected hospitalization costs... with cash benefits paid directly to you. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this
More informationAccident Companion Help with out-of-pocket costs for accidental injuries.
Accident Companion Help with out-of-pocket costs for accidental injuries. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate from any health
More informationPersonal Accident Indemnity Plan Accident-Only Insurance
Level 2 Personal Accident Indemnity Plan Accident-Only Insurance Plan Benefits Emergency Treatment Follow-Up Treatment Initial Hospitalization Hospital Confinement Physical Therapy Accidental-Death Wellness
More informationCash benefits paid directly
Accident Disability Direct Cash benefits paid directly to you during times of accident-related disability DID YOU KNOW? 95% of disabling injuries occur off the job which means Worker s Compensation does
More informationGroup Indemnity Medical. A Plus Benefits. What if you or a family member were hospitalized tomorrow...
What if you or a family member were hospitalized tomorrow... could you pay for out-of-pocket expenses associated with a hospital stay, plus cover daily living expenses? CAR GROCERIES BILLS PRESCRIPTIONS
More informationRegence Classic Plan Highlights For Groups of /1/2017
Plan Features Provider choice: Members have direct access to their choice of providers. Coinsurance levels are lowest for In- Network providers. If a member chooses an Out-of-Network provider, the member
More informationAccident Companion Help with out-of-pocket costs for accidental injuries.
Accident Companion Help with out-of-pocket costs for accidental injuries. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document is separate from any health
More informationPersonal Accident Indemnity Delivery
PAID Personal Accident Indemnity Delivery Plan Benefits: Accidental Death Hospital Admission and Confinement Intensive Care Unit Benefit Emergency Room Treatment Optional Wellness Benefits Accident Only
More informationILLINOIS SHORT-TERM PLANS. Immediate Coverage to Meet the Needs of Individuals and Families. UniCare is a WellPoint Company
ILLINOIS SHORT-TERM PLANS Immediate Coverage to Meet the Needs of Individuals and Families UniCare is a WellPoint Company The UniCare Difference Who We Are UniCare Health Insurance Company of the Midwest
More information