. Subsidized group term life insurance is available from the Federal Government under the

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1 Important Disclosure for Armed Forces Members and Dependents. Subsidized group term life insurance is available from the Federal Government under the Servicemembers' Group Life Insurance program (also referred to as "SGLI"), under subchapter III of chapter 19 of Title 38, United States Code, to the following persons:. members of the Armed Forces on active duty,. ready reservists,. members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service,. cadets and midshipmen of the four service academies, and. members of the Reserve Officer Training Corps. (Source: SGLI coverage is available in $50,000 increments up to the maximum of $400,000. The coverage amounts and costs are shown below (effective July 1, 2014): Coverage Amount Basic Premium Rate TSGLI Premium* Total Monthly Premium Deduction $50,000 $3.50 $1.00 $4.50 $100,000 $7.00 $1.00 $8.00 $150,000 $10.50 $1.00 $11.50 $200,000 $14.00 $1.00 $15.00 $250,000 $17.50 $1.00 $18.50 $300,000 $21.00 $1.00 $22.00 $350,000 $24.50 $1.00 $25.50 $400,000 $28.00 $1.00 $29.00 * TSGLI Premium - an additional $1.00 per month for Traumatic Injury Protection coverage (TSGLI) is mandatory and added automatically. Family Servicemembers' Group Life Insurance (FSGLI) is a program extended to the spouses and dependent children of members insured under the SGLI program. FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the amount of SGLI the insured member has in-force, and $10,000 for dependent children. Spousal coverage is issued in increments of $10,000. USAA LIFE INSURANCE COMPANY 9800 Fredericksburg Road San Antonio, Texas USAA LIFE INSURANCE COMPANY of NEW YORK Service Center 9800 Fredericksburg Road San Antonio, Texas Page 1 of

2 Current Spousal Premium Rates (Effective July 1, 2010) Age Group Per $10,000 $100,000 of coverage Under 35 $0.50 $ $0.65 $ $0.85 $ $1.30 $ $2.50 $ $3.70 $ & Over $5.00 $50.00 (Source: Our products are not offered or provided by the U.S. Federal Government. The U.S. Federal Government has in no way sanctioned, recommended or encouraged the sale of the life insurance or annuity product being offered to you.. If you purchase a policy which sets aside any of your payments as a cash savings feature, that money might be usable to pay the policy's premiums. For instance, if your policy contains a dividend, loan or nonforfeiture provision, the accumulated values in the policy could be used to pay or reduce the premiums on an automatic, scheduled or requested basis. Note: This could result in a decreased death benefit. Please see your policy for details.. No person has received any referral fee or incentive compensation in connection with the offer or sale of the product being offered to you without being a licensed agent of the company.. FOR SALES OR SOLICITATIONS ON FEDERAL LAND OR FACILITIES LOCATED OUTSIDE OF THE UNITED STATES: Consumer complaints can be filed with the following state insurance department: State Consumer Complaint Information Alabama 201 Monroe Street, Suite 502 Montgomery, Alabama Consumer Services: (334) Alaska Dept of Commerce, Community & Economic Development 9th Floor State Office Building 333 Willoughby Ave Juneau, Alaska Consumer Services: (907) (800) (in AK only) Arizona 2910 North 44th Street, Suite 210 Phoenix, Arizona Consumer Services: (602) or (800) (in AZ only, outside Phoenix area) Arkansas 1200 W. Third Street Little Rock, Arkansas Consumer Services: (501) or (800) Page 2 of

3 State Consumer Complaint Information California Consumer Services Division 300 South Spring Street, South Tower Los Angeles, California Consumer Services: (213) (outside CA and area codes 213, 310 and 818) or (800) (in CA only) Colorado Department of Regulatory Agencies 1560 Broadway, Suite 850 Denver, Colorado Consumer Services: (303) or (800) (in CO only, outside Denver Metro area) Connecticut 153 Market Street, 7th Floor Hartford, Connecticut Consumer Helpline: (860) or (800) (in CT only) Delaware 841 Silver Lake Boulevard Dover, Delaware Consumer Services: (302) or (800) (in DE only) District of Columbia, Securities and Banking 810 1st Street, N.E., Suite 701 Washington, District of Columbia Consumer Services: (202) Florida Office of Insurance Regulation 200 East Gaines Street, Rm 101A Tallahassee, Florida Consumer Services: (850) or (877) (in FL only) Georgia Office of Insurance and Safety Fire Commissioner 2 Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta, Georgia Consumer Services Division: (404) or (800) (in GA only) Hawaii Insurance Division - Dept of Commerce & Consumer Affairs 335 Merchant Street, Room 213 Honolulu, Hawaii Consumer Affairs: (808) Idaho 700 West State Street, 3rd Floor Boise, Idaho Consumer Hotline: (208) or (800) (in ID only) Illinois 320 West Washington Street, 4th Floor Springfield, Illinois Consumer Assistance: (217) or (866) (in IL only) Indiana 311 W. Washington St., Suite 300 Indianapolis, Indiana Consumer Services: (317) or (800) (in IN only) Iowa Insurance Division Two Ruan Center 601 Locust St., 4th Floor Des Moines, Iowa Consumer Affairs: (515) or (877) (in IA only) Kansas 420 S.W. 9th Street Topeka, Kansas Consumer Services: (785) or (800) (in KS only) Kentucky 215 West Main Street Frankfort, Kentucky Consumer Protection: (502) or (800) (in KY only) Page 3 of

4 State Consumer Complaint Information Louisiana 1702 North 3rd Street Baton Rouge, Louisiana Consumer Advocacy: (225) or (800) (in LA only) Maine Bureau of Insurance 34 State House Station Augusta, Maine Consumer Helpline: (207) or (800) (in ME only) Maryland Insurance Administration 200 St. Paul Place, Suite 2700 Baltimore, Maryland Consumer Helpline: (410) or (800) Massachusetts Office of Consumer Affairs & Business Regulation 1000 Washington Street, Suite 810 Boston, Massachusetts Consumer Affairs: (617) or (877) Michigan and Financial Services th 530 W. Allegan St., 7 Floor Lansing, Michigan Consumer Helpline: (517) or (877) Minnesota Department of Commerce 85 7th Place East, Suite 280 St. Paul, Minnesota Consumer Helpline: (651) or (800) (in MN only outside metro area) Mississippi, 1001 Woolfolk State Office Building, 501 North West St. Jackson, Mississippi Consumer Services: (601) or (800) (in MS only) Montana Commissioner of Securities & Insurance 840 Helena Avenue Helena, Montana Consumer Helpline: (406) or (800) (in MT only) Nebraska Street, Suite 400 Lincoln, Nebraska Consumer Hotline: (402) or (877) (in NE only) Nevada 1818 E. College Parkway, Suite 103 Carson City, Nevada Consumer Services: (775) or (888) (in NV only) New Hampshire 21 South Fruit Street, Suite 14 Concord, New Hampshire Consumer Hotline: (603) or (800) New Jersey Department of Banking & Insurance 20 West State Street, CN325 Trenton, New Jersey Consumer Hotline: (609) or (800) (in NJ only) New Mexico Office of Superintendent of Insurance P.E.R.A. Bldg., 4th Floor, 1120 Paseo de Peralta Santa Fe, New Mexico Consumer Relations: (505) or (855) (in NM only) New York Department of Financial Services One State Street New York, New York Consumer Helpline: (212) or (800) Missouri Financial Institutions and Professional Registration 301 W. High St., Room 530 Jefferson City, Missouri Consumer Helpline: (573) or (800) (in MO only) Page 4 of

5 State Consumer Complaint Information North Carolina 1201 Mail Service Center Raleigh, NC Consumer Services: (919) or (855) (in NC only) North Dakota State Capitol Bldg., Fifth Floor 600 E. Boulevard Avenue, Dept. 401 Bismarck, North Dakota Consumer Assistance: (701) or (800) (in ND only) Ohio 50 W. Town, Third Floor - Suite 300 Columbus, Ohio Consumer Affairs: (614) or (800) (in OH only) Oklahoma Five Corporate Plaza 3625 NW 56th, STE 100 Oklahoma City, Oklahoma Consumer Assistance: (405) or (800) (in OK only) Oregon Insurance Division 350 Winter Street NE, Room 440 Salem, Oregon Consumer Advocacy: (503) or (888) Pennsylvania 1209 Strawberry Square Harrisburg, Pennsylvania Consumer Services: (717) or (877) (in PA only) Rhode Island Department of Business Regulation 1511 Pontiac Ave. Bldg Cranston, Rhode Island Consumer Helpline: (401) South Carolina 1201 Main Street, Suite 1000 Columbia, South Carolina Consumer Services: (803) or (800) (in SC only) South Dakota Department of Labor & Regulation 124 S. Euclid, 2 nd Floor Pierre, South Dakota Consumer Helpline: (605) Tennessee Department of Commerce and Insurance Davy Crockett Tower, 5th Floor 500 James Robertson Parkway Nashville, Tennessee Consumer Affairs: (615) or (800) (in TN only) Texas 333 Guadalupe St. Austin, Texas Consumer Helpline: (512) or (800) Utah State Office Building, Suite N. State St. Salt Lake City, Utah Consumer Services: (801) or (800) (in UT only) Vermont Department of Financial Regulation 89 Main Street, Drawer 20 Montpelier, Vermont Consumer Services: (802) or (800) Virginia State Corporation Commission Bureau of Insurance 1300 East Main Street Richmond, Virginia Consumer Helpline: (804) or (800) (in VA only, outside Richmond area) Page 5 of

6 State Consumer Complaint Information Washington Office of the Insurance Commissioner Insurance Building 5000 Capitol Blvd Tumwater, Washington Consumer Hotlines: (360) or (800) (In-WA only) West Virginia Offices of the Insurance Commissioner 900 Pennsylvania Avenue Charleston, West Virginia Consumer Services: (304) or (888) (In-WV only) Wisconsin Office of the Commissioner of Insurance 125 South Webster Street Madison, Wisconsin Consumer Helpline: (608) or (800) (in WI only) Wyoming 106 East 6th Avenue Cheyenne, Wyoming Consumer Assistance: (307) or (800) (in WY only) Page 6 of