PET INSURANCE 101. A Quick Guide
|
|
|
- Dana Osborne
- 6 years ago
- Views:
Transcription
1 PET INSURANCE 101 A Quick Guide
2 What Is Pet Insurance? This is pet health insurance t reimburses pet owners on veterinary bills when their pet gets sick or injured. We also have a routine care plan (for vaccines, flea/tick preventatives, etc.).
3 Why Do Pet Parents Need it? Veterinary care is more sophisticated than ever, therefore costs have gone up. Pets can have MRIs, chemo, etc. And 1 in 3 pets will have an unexpected veterinary visit this year.* Pet insurance helps give you peace of mind. So you can go back to enjoying your pet, rather than worrying about what might happen & the cost.* *From Datamonitor. *From 2016 NAPHIA survey of pet insurance customers
4 How It Works 5 Get An Instant Quote & Sign Up Get Treatment File A Claim Get Reimbursed! It only takes a few minutes! No medical When your pet becomes ill Pay your veterinarian, Pets Best processes most records needed to enroll, approval, or injured, take them to the and then submit a claim claims within 5 days, then 30- day money back guarantee. veterinarian. to Pets Best. reimburses you on that vet bill.
5 Coverage Explained
6 Who Can Get Coverage? Dogs and cats of any breed can be enrolled in a pet insurance plan starting at 7 weeks old, up to any age.
7 Who Can Get Coverage? We re available in all 50 states & D.C.
8 Pets Best has 3 types of plans Accident-Only Plan Budget friendly plan. Coverage for accidents only, no illnesses. BestBenefit Accident & Illness Plan Most popular and comprehensive plan. Accident Examples: Broken Bone, laceration, eating a toy or sock, etc. Illness Examples: Cancer, ear infection, allergies, diabetes, etc. Wellness Routine Care Plan Can be added-on to the other two plans. Coverage for items such as: Vaccinations, teeth cleaning, and flea & tick prevention.
9 What s Not Covered No pet insurance company covers pre-existing conditions. But, if your pet has a pre-existing condition (for example, diabetes) there are still thousands of other future health issues that pet insurance covers. It s not liability insurance and it s not life insurance for pets.
10 What It Costs
11 Pet Insurance Rates Accident-Only Plan Accident & Illness Plan The cost is based on the pet s age, breed and location. So you have to get a quote to see how much a plan will cost. Wellness Routine Care Plan* Flat Rate: $6 for cats $9 for dogs Common monthly price range: $30-$65 EssentialWellness: $16 BestWellness: $26 Prices shown are monthly rates. *To note, in WA EssentialWellness is $14/mo and BestWellness is $30/mo.
12 +1.ƫ!0/ƫ!/!.2!ƫ0$!ƫ!/0 Founded by a veterinarian, whose mission is to save pets because he understands the incredible bond we create. About About Pets Pets Best Best Since our founding in 2005, we ve paid out over $125 million in pet insurance claims to pet parents just like you. Customers rate us 9.4 out of 10* *TrustPilot Rating as of 10/18/16.
13 Get an Instant Quote & Enroll Get a quote in 3 minutes or less. It s free. And there s no obligation. Get a quote online at Or call Pets Best at and reference your referral code: CCSF You can enroll immediately if you d like.
14 Waiting Periods Accident & Illness Plan Accident-Only Plan BestWellness Routine Care No contract or commitment Cancel anytime - 30 day free-look period.
15 We Make Using Pet Insurance Easy Use any licensed veterinarian in the U.S., Canada or Puerto Rico. You can keep your vet or go to a new one, including if you re traveling. Includes emergency vets and specialists. We don t have doctor networks or clinic networks. Online Customer Account 24/7 access to file claims, view claims status and history, change payment method, add pets to policy, policy documents and notifications and more. Add direct deposit so you ll get your money back faster. Mobile App All the functionality and features of the online customer portal, in a mobile-friendly interface.
16 Thank You
17 BestBenefit Plans Coverage For: Accidents Illness Cancer treatments Hereditary & congenital conditions Emergency care, hospitalization, & surgery Prescription medications Ongoing & chronic conditions Diagnostics Physical rehabilitation Older pets Full coverage even not spayed/neutered Behavioral conditions Pregnancy Dental coverage Prosthetic devices & wheelchairs Euthanasia Coverage Included with Most Plans These can be excluded from some plans (to fit your budget & pet s needs) Exam fees Acupuncture & chiropractic treatments Prescription medications You ll Choose Your: Annual Deductible $50-$1,000 Reimbursement Level 70%-90% Annual Limit $5,000-Unlimited
18 Accident Only Plan Accident Insurance: Covering virtually all accidental injuries. Accident insurance can be purchased as sand-alone coverage to provide robust coverage for the diagnosis and treatment for a wide variety of accidents. Coverage Summary: Dogs: $9/ month ($108/year) Cats: $6/month ($72/year) $10,000 annual benefits 90%reimbursement $250 annual deductible For dogs and cats older than 7 weeks. Examples of covered accidents: Trauma Poisoning Bite (animal, insect, snake) Hit by car or moving vehicle Foreign body ingestion Bone break/fracture Laceration, cut, abrasion Torn nail And much more Examples of covered treatments: Exam/consultation fee Emergency visits Bloodwork X-ray, CAT Scan, MRI Prescription medications Surgery Hospitalization Specialist Care Physical therapy And much more
19 Routine Care Plans EssentialWellness BestWellness Monthly Price Per Pet (Dogs & Cats) $16 $26 Spay/Neuter or Teeth Cleaning --- $150 Rabies Vaccine Flea/Tick Prevention Heartworm Prevention Vaccination/Titer Wellness Exam Heartworm test or FELV Screen Blood, Fecal, Parasite Exam Microchip Urinalysis or ERD Deworming $15 $50 $30 $30 $50 $25 $50 $20 $15 $20 $15 $65 $30 $40 $50 $30 $70 $40 $25 $20 Total Annual Wellness Benefit $305 $535
20 Plan Start ate Payroll Deduct After quote and enroll; plan start date will be on the 1st (of the next month). Then coverage will begin when the short waiting periods are over.
Enroll today. You want to give them the best care you can. That s a good human ṢM. The #1 veterinarian recommended pet health insurance.
The #1 veterinarian recommended pet health insurance. Enroll today and receive a group discount! You want to give them the best care you can. That s a good human ṢM PetsVPI.com 1-877-PETS-VPI We re covered
New for 2019! DHDR has partnered with several pet insurance companies to offer you, our adopters, a variety of coverage options.
Pet Insurance Discounts New for 2019! DHDR has partnered with several pet insurance companies to offer you, our adopters, a variety of coverage options. Embrace o 5% discount on their premiums. Be sure
Pet Insurance Voluntary Benefit
Pet Insurance Voluntary Benefit Agenda 2 Why offer pet insurance how pet insurance has become one of the most popular voluntary benefits to offer. Nationwide pet insurance why you should offer the leading
Your best mate deserves the best care
Pet Insurance Your best mate deserves the best care Dr Chris Brown, Medibank s Pet Insurance Ambassador (and his top dog Rusty) A word from our Ambassador Pets add so much to our lives and give us so much
why you need it! pet insurance
pet insurance why you need it! Unexpected accidents and illnesses can wreak havoc on your family budget. Petplan pet insurance helps cover the costs so that you can concentrate on what matters most getting
Benefits Handbook Date November 1, Pet Insurance MMC
Date November 1, 2009 MMC MMC offers pet insurance, supplied by Veterinary, Co. (VPI) to all eligible employees. Generally, care is covered after you meet your deductible and submit a claim for reimbursement
MetLife Auto & Home. Pet Insurance. Everyday protection for the health and well-being of your pet
MetLife Auto & Home Pet Insurance Everyday protection for the health and well-being of your pet From Peanuts Char. Portfolio 2002 SN_CB_5C Lift art from Peanuts Char. Portfolio 2002 SN_CB_5C Protecting
Benefits Handbook Date September 1, Pet Insurance MMC
Date September 1, 2010 MMC MMC offers pet insurance, supplied by Veterinary, Co. (VPI) to all eligible employees. Generally, care is covered after you meet your deductible and submit a claim for reimbursement
Ensuring Your Pet s Health. A Guide for Pet Owners from the American Animal Hospital Association
Ensuring Your Pet s Health A Guide for Pet Owners from the American Animal Hospital Association 1 Dear Fellow Pet Owner, Opening your home to a pet is one of the most rewarding experiences you will ever
Coverage and care for what matters most.
Enroll today to receive your discount! * Hereta Cervantes with Bella, protected by VPI since 2006 Coverage and care for what matters most. 877-Pets-VPI PetsVPI.com I recommend VPI to a lot of people. It
Adoption Insurance Program Reference Guide
Table of Contents Introduction of PetFirst 3 Adoption Insurance Coverage Summary 4 Adoption Insurance Promotion 5 How to Introduce Pet Insurance 6 FAQs 7-10 Contacts 11 2 Introduction of PetFirst PetFirst
Pet Health Insurance Policy
ACE American Insurance Company Pet Health Insurance Policy Please read your Pet Health Insurance Policy carefully to determine the parties rights and duties and what is and is not covered. Some provisions
CompanionSelect Terms and Conditions
CompanionSelect Terms and Conditions 1. Insuring Agreement In return for receiving your payment of premium when due, we will provide insurance for your pet (s) as explained in the below policy terms and
Policy Document. Level 3 Accident and Illness Coverage
Policy Document Level 3 Accident and Illness Coverage Defined terms are capitalized in this policy. You can find their meanings in the DEFINITIONS section. This policy is written in plain English, and
Brand new from Sanlam Reality!
Brand new from Sanlam Reality! Reality Access All Fedhealth members automatically get FREE membership to Sanlam Reality on the Reality Access membership option from 1 January 2017. On this membership option,
Policy Document. Level 2 Accident and Illness Coverage
Policy Document Per Incident Limit- $3,000.00 See endorsements for other limits that may apply to specific conditions. Level 2 Accident and Illness Coverage Defined terms are capitalized in this policy.
UNITED STATES FIRE INSURANCE COMPANY
UNITED STATES FIRE INSURANCE COMPANY Accident and Illness Coverage INSURING AGREEMENT United States Fire Insurance Company ("we" or "us") will provide the insurance described in this policy in exchange
Pet Health Insurance Policy
I. DEFINITIONS Pet Health Insurance Policy Markel American Insurance Company The following defined words or phrases in the policy are printed in bold type and have the following meanings, unless a different
CompanionSelect TM Terms and Conditions
CompanionSelect TM Terms and Conditions 1. Insuring Agreement In return for receiving Your payment of premium when due, We will provide insurance for Your Pet(s) as explained in the below Policy terms
introducing Petplan pet insurance
introducing Petplan pet insurance let s get to know each other jeanette carden veterinary services account associate started at Petplan in 2012 as a happiness manager, in 2013 transitioned to the accounting
PET HEALTH INSURANCE POLICY
PET HEALTH INSURANCE POLICY 1 I. DEFINITIONS 1 II. INSURING AGREEMENT 5 III. WHAT WE COVER 5 i) VETERINARY SERVICES 5 a) Under Illness Coverage Limits 5 b) Under Accident Coverage Limits 5 c) Dental Coverage
Policy Document. Level 1 Accident Coverage
Policy Document Per Incident Limit- $2,500.00 See endorsements for other limits that may apply to specific conditions. Level 1 Accident Coverage Defined terms are capitalized in this policy. You can find
Definitions. 24PetWatch Pet Insurance Programs 30-Day PetCare Gift Policy Terms & Conditions
24PetWatch Pet Insurance Programs 30-Day PetCare Gift Policy Terms & Conditions Applicable as per the Product Coverage Chart, attached to Your Document of Insurance Underwritten by Definitions ACCIDENT
Policy Document. Level 3 Accident and Illness Coverage
1. INSURING AGREEMENT 2. WHAT IS COVERED 2.1 Accident Benefits 2.2 Illness Benefits 2.3 Additional Benefits TABLE OF CONTENTS 3. WHAT IS NOT COVERED 3.1 Pre-Existing Conditions 3.2 Waiting Periods for
CompanionPlus Terms and Conditions
CompanionPlus Terms and Conditions 1. Insuring Agreement In return for receiving your payment of premium when due, we will provide insurance for your pet (s) as explained in the below policy terms and
Nationwide Life Ins. Co.: Rhode Island College Coverage Period: 8/15/13-8/15/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Important Questions Answers Why this Matters: Network: $500 Individual / $1,000 Family Non-Network: $1,000 Individual / $2,000 Family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthscopebenefits.com or by calling 1-800-262-4772.
A bodily injury which is an unexpected incident resulting in injury to your pet. Such incident is not deliberate.
Your Pet Insurance Policy Wording To be read in conjunction with your policy schedule, this may contain additional terms and conditions. Please note that this wording details all three cover options, namely,
ACCIDENT & ILLNESS COVERAGE INSURING AGREEMENT
ACCIDENT & ILLNESS COVERAGE INSURING AGREEMENT Arch Insurance Company ( we or us ) will provide the insurance described in this policy in exchange for payment of premium by the policyholder ( you ) when
Policy Document. Level 2 Accident and Illness Coverage
Policy Document Per Incident Limit- $3,000.00 See endorsements for other limits that may apply to specific conditions. 1. INSURING AGREEMENT 2. WHAT IS COVERED 2.1 Accident Benefits 2.2 Illness Benefits
: POS HD 3000 Silver Coverage Period: 2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
Standard Silver Point-of-Service This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or
Medical Benefits Comparison Book 2018 Medicare Retirees in the Rochester Area
Medical Benefits Comparison Book 2018 Medicare Retirees in the Rochester Area Human Resources Finance & Administration Rochester Institute of Technology Medical Benefit Comparison This information provides
Veterinary treatment associated with a urinary tract infection including Feline Lower Urinary Tract Disease.
Ontario SPCA PetCare Gift of Insurance Product Coverage Chart Insuring Agreement This is a veterinary expense reimbursement policy. Please read it carefully. Subject to your policy Terms and Conditions,
Coverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-469-6334. Important Questions
Central Health Medicare Plan (HMO)
Central Health Medicare Plan (HMO) MONTHLY PREMIUM, DEDUCTIBLE, AND LIMITS ON HOW MUCH YOU PAY FOR COVERED SERVICES How much is the monthly premium? How much is the deductible? Is there any limit on how
What is the overall deductible? Are there other deductibles for specific services?
Standard Gold Point-of-Service (POS) : POS HD 1000 Gold Coverage Period: 2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy
WPS Individual Preferred Plans. Effective January 1, Be Happy. Live Healthy.
WPS Individual Preferred Plans Effective January 1, 2015 Be Happy. Live Healthy. Here for you and your peace of mind A good health plan is more than protection for your health and financial security. It
: FlexPOS-CNT D-07 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or by calling 1-800-251-7722. Important
Nationwide Life Ins. Co.: Cape Cod Academy Coverage Period: 9/1/13-8/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
MSI Fairview and North Memorial Vantage ASO % Coverage Period: Beginning on or after 1/1/2017 Summary of Benefits and Coverage:
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-569-7526. Important Questions
Nationwide Life Insurance Co.: University of Southern Maine (Domestic) Coverage Period: 8/15/13 8/14/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Pet Health Insurance Policy
Pet Health Insurance Policy This policy contains various exclusions and limitations which restrict coverage. Please read it carefully. 1. DEFINITIONS Throughout the policy, the following words with special
Coverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-2myplan. Important Questions
Board of Huron County Commissioners : HSA
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.540.2583. Important Questions
Nationwide Life Insurance Co.: University of Southern Maine (International) Coverage Period: 8/1/13-7/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
: POS UPD $6,350 30PCP Coverage Period: 2014
Standard Basic Point-of-Service (POS) : POS UPD $6,350 30PCP Coverage Period: 2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy
Inspiration Health by HealthEast MN % City of Minneapolis Coverage Period: Beginning on or after 1/1/2017 Summary of Benefits and Coverage:
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-469-6334. Important Questions
: FlexPOS-CNT-HSA-5000I/10000F-14 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or by calling 1-800-251-7722. Important
I. PLAN DESCRIPTIONS. A. POS Point of Service
I. PLAN DESCRIPTIONS A. POS Point of Service The Partnership Plan offers a single point of service plan to provide healthcare services both within and outside a defined network of Providers. No referrals
Important Questions Answers Why this Matters: Network: $3,500 Individual $7,000 Family Non-Network: $10,000 Individual $20,000 Family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.inhealthohio.org or by calling 1-800-580-8502. Important
An Overview of Your Health and Dental Benefits
An Overview of Your Health and Dental Benefits Educators Health Alliance Direct Bill Plan 2 \ EDUCATORS HEALTH ALLIANCE HEALTH AND DENTAL PLAN OPTIONS Exclusively for Educators Health Alliance Direct Bill
Coverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-945-8000 (Minneapolis/St.
Nationwide Life Ins. Co.: Ithaca College Coverage Period: 8/10/13-8/9/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-294-1515. Important Questions Answers Why this
Inspiration Health by HealthEast MN %
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-469-6334. Important Questions
Coverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-945-8000 (Minneapolis/St.
Lloyd s of London Canopius Syndicate Number 4444 and 958 PET INSURANCE MASTER POLICY WORDING LIFETIME
Lloyd s of London Canopius Syndicate Number 4444 and 958 PET INSURANCE MASTER POLICY WORDING LIFETIME INSURING AGREEMENT A. Upon payment of the premium by the insured, when due and complying with the terms
Coverage for: Individual/Family Plan Type: PPO
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-945-8000 (Minneapolis/St.
MN Applause Bronze Copay (On)
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 888-592-8211. Important Questions
Signature Health Plan Option: Elite
All benefits are subject to Usual, Customary and Reasonable (UCR) fees. The benefits, coverage and exclusions listed herein are only a summary, and are subject to the specific terms and conditions of the
What is the overall deductible?
Regence BlueShield of Idaho: Evolve Core Coverage Period: 07/01/2013 06/30/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual & Eligible Family Plan Type:
Quote Effective: 04/01/ /30/2019 Version Updated: 01/07/2019
Quote Effective: 04/01/2019-06/30/2019 Version Updated: 01/07/2019 Print Package: HIOS ID (Enrollment Code) 78124NY1000265-00 (SON5) Plan Name: Rating Region: Rate Rochester For the Benefits described
Nationwide Life Ins. Co.: SUNY Maritime College Coverage Period: 8/11/13 8/10/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Ensuring your health Health Plans for Oregon Individuals and Families
Ensuring your health 2019 Health Plans for Oregon Individuals and Families At your service The PacificSource difference is our exceptional customer service. We re focused on making health insurance easier
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.capitalhealth.com or by calling 1-850-383-3311. Important
MN Applause Silver HSA Zero Cost Sharing
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 888-592-8211. Important Questions
Expatriate Health Insurance U.S. coverage. Care
Expatriate Health Insurance U.S. coverage Care PA Group offers comprehensive expatriate healthcare solutions so you can focus on what matters most. In this schedule of benefits you will find detailed information
MN Applause Catastrophic (On)
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 888-592-8211. Important Questions
Coverage for: Individual Plan Type: PPO. Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.mypomco.com or by calling 1-888-201-5150. Includes amendments
Employer Benefits Program. Powered by
Employer Benefits Program Powered by Who is PetPartners? History PetPartners has over 30 years of experience in the pet insurance industry. Originating in the United Kingdom in the 1980s, PetPartners served
MN Medica with Mayo Clinic Bronze HSA (On)
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 866-510-7425. Important Questions
Regence BlueCross BlueShield of Oregon: Preferred Plan A $500 Coverage Period: 01/01/ /31/2017
Regence BlueCross BlueShield of Oregon: Preferred Plan A $500 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2017 12/31/2017 Coverage for: Individual & Eligible
MAPD HMO Summary of Benefits
MAPD HMO Summary of Benefits January 1, 2015 December 31, 2015 Call toll-free 1-877-795-6131 8 a.m. to 8 p.m. daily TTY/TDD 711 HealthAllianceRetiree.org/SOI ste-statemedsob-0914 SECTION I INTRODUCTION
HNE Medicare Value (HMO)
2016 Medicare Advantage Summary of Benefits January 1, 2016 - December 31, 2016 H8578_2016_453 Accepted HNE MEDICARE ADVANTAGE ENROLLMENT KIT 2016 SECTION I - INTRODUCTION TO SUMMARY OF BENEFITS You have
You can see the specialist you choose without permission from this plan.
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-945-8000 (Minneapolis/St.
Consumers' Choice Silver 10 Coverage Period: 01/01/ /31/2015
Coverage Period: 01/01/2015-12/31/2015 If you qualified for a Cost Sharing Reduction Plan on Healthcare.gov, please click on the appropriate link below to receive your Summary of Benefits and Coverage
Medicare 101. Understanding the Basics
Medicare 101 Understanding the Basics 1. What is Medicare? 2. Who can get Medicare? 3. How much does it cost? 4. What does Medicare cover? 5. What is not covered? 6. Medicare Advantage Plans 7. Prescription
Sanlam Reality Access offers you more!
Sanlam Reality Access offers you more! Reality Access All Fedhealth members automatically get FREE membership to Sanlam Reality on the Reality Access membership option. On this membership option, you will
Nationwide Life Insurance Co.: Oral Roberts University Coverage Period: 8/10/13 8/9/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
CHI Health Coverage Period: 01/01/ /31/2017 Employee Assistance Program
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Plan Type: (EAP) This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in
PET HEALTHCARE POLICY WELLNESS. Terms and Conditions
Terms and Conditions In return for having accepted your application and your premium we will provide insurance as described in this policy, including any forms listed on your declarations page. Many provisions
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.arcsvs.com or by calling 1-877-309-2955. Important Questions
Latitude. Membership benefits include: Unlimited doctor consultations by telephone or video, 24/7 at no additional cost
Latitude Membership benefits include: Unlimited doctor consultations by telephone or video, 24/7 at no additional cost Up to 75% savings on prescription drugs 15-40% discounts on eye exams, lenses, frames
Guide to the Enhanced Standard Option with Health Reimbursement Account (HRA) Make the most of your Fordham medical benefits, all year round
Guide to the Enhanced Standard Option with Health Reimbursement Account (HRA) Make the most of your Fordham medical benefits, all year round Fordham cares about your health and is committed to helping
Coverage for: Individual/Individual + Family What this Plan Covers & What it Costs
Connecticut General Life Insurance Co.: Open Access Value 2500/80% Plan Coverage Period: Beginning on or after 9/23/2012 Coverage for: Individual/Individual + Family What this Plan Covers & What it Costs!
UFCW: Self-Funded Comprehensive Medical Plan Two Coverage Period: 03/01/ /31/2017 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your medical coverage and costs, you can get the complete terms in the policy or plan document at www.hma-hi.com or by calling 1-866-331-5913. If you
Minimum Essential Coverage MEC
Minimum Essential Coverage MEC Administered by KBA There are 63 preventive services covered at 100% under the required government list of Preventive and Wellness Benefits when you visit a network provider.
You can see the specialist you choose without permission from this plan.
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 952-945-8000 (Minneapolis/St.
Yes, written or oral approval is required, based upon medical policies.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.uhc.com/calpers or by calling 1-877-359-3714. Important
Some of the services this plan doesn t cover are listed on pages 5. See your policy Yes. doesn t cover?
Molina Healthcare of Michigan, Inc.: Molina Bronze Plan Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family
All sub-limit sums insured are the maximum per Insured Person, per Period of Insurance unless otherwise stated
Schedule of Cover Developed by All sub-limit sums insured are the maximum per Insured Person, per unless otherwise stated Annual maximum limit per individual insured person AED 1,000,000 AED 5,000,000
resolution, only after the toxin-specific treatment, is required.
resolution, only after the toxin-specific treatment, is ShelterCare Policy Terms & Conditions DEFINITIONS INSURER Praetorian Insurance Company, New York, NY as is named on the Document of Insurance. INSURED
Annual deductibles and maximums In-network Out-of-network Lifetime maximum
SUMMARY OF BENEFITS City of Richmond & Richmond Public Schools (Plan B) Connecticut General Life Insurance Co. Annual deductibles and maximums Lifetime maximum Unlimited per individual Pre-Existing Condition
Salve Regina University: Companion Life Coverage Period: 8/15/13 8/15/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Important Questions Answers Why this Matters: What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-405-682-4581. You may also visit www.dol.gov/ebsa/healthreform
Sigma-Aldrich Corporation Healthcare Plans MEDIUM Option Coverage Period: 01/01/ /31/2016 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.mysialbenefits.com or by calling 1-877-335-7515, option
About PA Group. Our Mission
Global Health Plans About PA Group PA Group was founded in 2005 by two former General Electric executives with a passion for helping people prepare for the future. Since its inception, PA Group has successfully
What is the overall deductible?
Regence BlueCross BlueShield of Utah: HSA 3.0 Coverage Period: 04/01/2013-03/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual & Eligible Family Plan
Tri-County Schools Insurance Group: Basic Plan Coverage Period: 01/01/ /31/2014
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.tcsig.com or by calling Delta Health Systems at 1-800-464-7627.
Community Health Alliance: Silver 1 Coverage Period: 01/01/ /31/2014 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chatn.org or by calling 1-800-580-8574 or TTY 1-800-545-8279.