Please Print in Black Ink To Be Completed by Applicant Applicant's Name DOB Sex Last First MI Month/Day/Year

Transcription

1 SPECIFIED HEALTH EVENT INSURANCE POLICY (A Series) Supplemental Health Insurance Coverage Application to: American Family Life Assurance Company of Columbus (AFLAC) Worldwide Headquarters: Columbus, Georgia New Conversion Policy Number: Please Print in Black Ink To Be Completed by Applicant Applicant's Name DOB Sex Last First MI Month/Day/Year Applicant's SSN - - State of Birth: Dependent Children (Write spouse's name below if you are applying for One-Parent Family or Two-Parent Family coverage; if no spouse or spouse is not to be covered, put N/A in space below.) Spouse's Name DOB Sex Last First MI Month/Day/Year Address Street or Post Office Box City State ZIP Home Telephone ( ) Best Time to Call Policyowner's Name If other than applicant Relationship to Applicant Apt. No. Address Owner's SSN - - Street or Post Office Box Apt. No. City State ZIP Name of Employer/Association: Are you covered by any Title XIX program such as Medicaid? If yes, you are not eligible for coverage; therefore, do not submit this application. Is this insurance intended to replace any other health insurance now in force? If yes, please read and sign the Replacement Notice provided by your associate/agent, if applicable. Do you have any other insurance coverage with another company that includes a lump-sum benefit? Yes If yes, please list the amount of coverage. TO BE COMPLETED BY AFLAC ASSOCIATE/AGENT Check Coverage Individual One-Parent Desired: Two-Parent Family Family Policy Series A CSEI01 CSEI11 Policy Series A CSEI02 CSEI12 Building Benefit Rider Series A Units Billing Method: CSEIBA CSEIBB Mode: Direct Association List Bill 01 Monthly (BD & C/C only) 06 Semiannual Bank Draft (B/D, ACH) Credit Card (C/C) 03 Quarterly 12 Annual Card Name Card No. Expiration I authorize American Family Life Assurance Company of Columbus (AFLAC) to charge my VISA/MASTERCARD/AMERICAN EXPRESS account in accordance with the premium rate that I have chosen. Premiums will be advanced by my bank until I cancel authorization in writing to AFLAC. Cancellation will be effective on the first day of the month following AFLAC's receipt of notice to cancel. Signature Associate/Agent No. Sit. Code Billable Premium $ Premium Collected $ Form A70002DMO 1 A70002DMO.1 No

2 PLEASE COMPLETE QUESTIONS 1 THROUGH Has anyone to be covered ever been diagnosed with or received treatment by a member of the medical profession for any of the following? * Any disease, disorder or abnormality of the heart including, but not limited to, cardiomyopathy, heart attack, congestive heart failure, or congenital heart disease, (excluding surgically corrected atrial septal defect) * Chronic obstructive pulmonary disease (COPD) * Any disease, disorder or abnormality of the circulatory system, including, but not limited to, stroke, TIA, arterial blockage, or cerebral vascular insufficiency * Cystic fibrosis * Type I diabetes * Kidney disease or disorder (excluding stones or acute infection) or kidney failure * Liver disease or disorder (excluding hepatitis A) * Systemic lupus * Sickle cell anemia 2. Has anyone to be covered ever been diagnosed with or received treatment by a member of the medical profession for Type II diabetes diagnosed prior to age 30; Type II diabetes with complications to include retinopathy, neuropathy, or nephropathy; Type II diabetes that required insulin use within the last 12 months; or Type II diabetes with continued tobacco use? 3. Has anyone to be covered ever had or been advised to have an organ transplant, or consulted with or been evaluated by a member of the medical profession of the need to have an organ transplant? 4. Has anyone to be covered ever been diagnosed or treated by a member of the medical profession as having AIDS, or has anyone to be covered ever tested positive for the human immunodeficiency virus (HIV) or HTLV-III (antibodies to human T-lymphotropic virus Type III)? 5. Within the last two years, has anyone to be covered received chemotherapy treatment by a member of the medical profession for any medical condition, not to include hormonal treatment for breast cancer? 6. Within the last 12 months, has anyone to be covered been prescribed or received treatment by a member of the medical profession with blood thinners, not including aspirin? 7. Within the last 12 months, has anyone to be covered received emergency treatment by a member of the medical profession or received treatment in a hospital facility for hypertension or had a medication change to improve blood pressure readings? 8. Within the last six months, has anyone to be covered had or received treatment by a member of the medical profession for chest pain, shortness of breath, blackouts, fainting or dizziness, or been advised by a member of the medical profession to have diagnostic tests to evaluate these symptoms? 9. If any one of Questions 1 through 8 is answered yes, was it the: Named Insured Spouse Child? If Child, please list the name of the child(ren) Any person(s) so designated will not be covered under the policy Please list your height and weight: Height: ft. in. Weight: lbs. APPLICANT'S STATEMENTS AND AGREEMENTS: 11. I understand that the effective date of the policy will be the date recorded in the Policy Schedule by AFLAC Worldwide Headquarters. 12. I understand that the policy I am applying for will not cover any person who has attained age 65 before the effective date of the policy. Form A70002DMO 2 A70002DMO.1

3 13. I understand that coverage is not provided for health conditions for which symptoms were evident or for which medical advice or treatment was recommended or received within the six-month period before the effective date of coverage unless the Specified Health Event occurs more than 30 days after the effective date of coverage. 14. I acknowledge receipt of, if applicable: Fair Credit Reporting Notice Replacement Notice Outline of Coverage Guide to Health Insurance for People with Medicare 15. I understand that: (a) The insurance I am applying for will be issued based solely upon the written answers to questions and information asked for in this application and any other pertinent information AFLAC may require for proper underwriting. (b) I will be informed whether or not this application has been accepted within 60 days or be given the reason for any further delay. (c) The associate/agent cannot change the provisions of the policy or waive any of its provisions either orally or in writing. (d) The policy, together with this application, the endorsements, benefit agreements and riders, if any, is the entire contract of insurance. (e) No change to the policy will be valid until approved by AFLAC's president and secretary, and noted in or attached to the policy. NOTICE OF INFORMATION PRACTICES To issue an insurance policy, AFLAC may need to obtain additional information about you and any other persons proposed for insurance. Some information will come from you and some may come from other sources. That information and any other subsequent information collected by AFLAC may in some circumstances be disclosed to third parties without your specific consent. You have the right to access and correct the information collected about you except information that relates to a claim or to a civil or criminal proceeding. If you wish to have a more detailed explanation of our information practices, please submit a written request to our worldwide headquarters. This notice applies only in Arizona, California, Connecticut, Georgia, Illinois, Maine, Massachusetts, Minnesota, Nevada, New Jersey, North Carolina, Ohio, Oregon and Virginia. Form A70002DMO 3 A70002DMO.1

4 AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION I authorize the following to give information (as defined below) to American Family Life Assurance Company of Columbus (AFLAC) or any person or entity acting on its part: any medical professional, medical care institution, insurer (including AFLAC, with respect to other AFLAC coverages), reinsurer, government agency (including departments of public safety and motor vehicle departments), the Medical Information Bureau, consumer reporting agency or employer. Information means facts or opinions relating to my past, present, or future physical or mental health or condition (excluding psychotherapy notes), employment, other insurance coverage, driving record, or any other medical or non-medical facts that AFLAC deems appropriate to determine eligibility for insurance or to evaluate a claim for benefits during the time this authorization is valid. I also authorize AFLAC to give information to the Medical Information Bureau. I understand that any disclosure of health information to AFLAC for the purpose of determining eligibility for coverage other than health plan coverage means the information may no longer be protected by federal privacy regulations. I further understand, however, that such information may be re-disclosed only in accordance with other applicable laws or regulations. I understand that this information will be used by AFLAC for enrollment or to determine eligibility for insurance or for underwriting or risk rating (where applicable) purposes and, should coverage be issued, the information may be used to contest a claim for benefits or the issuance of the policy itself during the contestability period provided in the policy. I understand that AFLAC is conditioning the issuance of coverage on the provision of this authorization, and that, while I may refuse to sign this authorization, my refusal to do so could result in coverage not being issued. I understand that I may revoke this authorization at any time, except to the extent that (1) AFLAC has taken action in reliance on this authorization, or (2) other law provides AFLAC with the right to contest a claim under the policy or the policy itself. My revocation must be submitted in writing to AFLAC, Policy Service, 1932 Wynnton Road, Columbus, GA Unless otherwise revoked, I agree that this authorization will expire on the earlier of the date AFLAC notifies me of its declination of my application for coverage or, if a policy is issued, two years from the policy effective date. I agree that a copy of this authorization is as valid as the original. I understand that the purchase of this policy is intended to supplement my existing comprehensive health care coverage. It is not intended to replace or be issued in lieu of that coverage. If I am applying to replace existing coverage with this policy, I acknowledge that the policies may have different benefits and that I should compare them to determine which is best for me. I understand and agree that I am terminating my current policy and its benefits, and am applying for the benefits provided in the AFLAC policy. I have read, or had read to me, the completed application and realize that policy issuance is based upon statements and answers provided herein, and any other pertinent information AFLAC may require for proper underwriting. The answers are complete and true. Signed and d at City and State on Applicant's Signature I certify that I personally saw the applicant when the application was written, and each question was asked of the applicant and answered as recorded. All answers above are correct. Associate s/agent's Signature Licensed Resident Associate/Agent MAKE CHECK OR MONEY ORDER PAYABLE TO AFLAC. FOR INFORMATION, CALL TOLL-FREE AFLAC ( ). VISIT OUR WEB SITE AT Form A70002DMO 4 A70002DMO.1

5 For policies that pay fixed dollar amounts for specified disease(s) or other specified impairment(s). This includes cancer, specified disease and other health insurance policies that pay a scheduled benefit or specific payment based on diagnosis of the conditions named in the policy. IMPORTANT NOTICE TO PERSONS ON MEDICARE THIS IS NOT MEDICARE SUPPLEMENT INSURANCE Some health care services paid for by Medicare may also trigger the payment of benefits from this policy. This insurance pays a fixed amount, regardless of your expenses, if you meet the policy conditions, for one of the specific diseases or health conditions named in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance. Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include: * hospitalization * physician services * hospice * other approved items and services This policy must pay benefits without regard to other health benefit coverage to which you may be entitled under Medicare or other insurance. Before You Buy This Insurance * Check the coverage in all health insurance policies you already have. * For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company. * For help in understanding your health insurance, contact your state insurance department or state senior insurance counseling program. Form A70002DMO 5 A70002DMO.1