FAQS FOR GENPACT Group Mediclaim Policy

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "FAQS FOR GENPACT Group Mediclaim Policy"

Transcription

1 FAQS FOR GENPACT Group Mediclaim Policy - What is the Medical Insurance Cover? Who bears the cost of the insurance premium? Genpact provides medical insurance benefits to cover all the hospitalization related expenses as per the guidelines mentioned below. Any cost of insurance premium is borne entirely by Genpact only and is provided free of cost to the employees and their dependents as per the eligibility criteria mentioned below. - Who is eligible for Medical Insurance cover? All Genpact India permanent employees are eligible for Medical Insurance. In addition, Band 4 & above employees can cover up to 3 dependents in the policy. Employees on deputation, movement for business reasons outside Genpact India payroll will not be covered in this policy. - Who all can be covered in Medical Insurance cover? Self Dependents Band 5 Yes No Band 4 & above* Yes Spouse and 2 Children (Below 18 years) * Employee who joined or got promoted to Band 4 or above before 1st February 2009, existing coverage would continue * Employee who joined or got promoted to Band 4 or above after 1st February 2009, Can not enroll there parents. Only spouse and children are allowed. - Do I have to bear any expenses at the time of availing this benefit? 100% of the claim for the employees (subject to the guidelines below) is paid by the insurer. For claims for the dependents, there is a 10% Co payment charge applicable on the bill at the time of discharge, Employees can opt for a room in higher category subject to bearing the additional expenses. For e.g. (The % of the difference in actual room rent and room rent limit shall be calculated and the same % of the whole bill will be borne by employee.) - What is the Insurer and TPA (Third party Administrator)? Insurer is the company which provides the group insurance cover to all the Genpact employees. Currently our Insurer is National Insurance Company. TPA is the nodal agency which works with Insurer, Genpact and employees to complete all the transactional related work. Also, employee can avail cashless hospitalization in TPA s network hospitals by showing their ID card issued by the TPA. Currently our TPA is Family Health Plan limited (FHPL). - What is the procedure for enrolling in the insurance cover?

2 Employees are covered from the day they join the company after completing their onboarding. In case of dependents, cover starts from the time the employee submits the enrolment form to Insurance TPA specified by Genpact (currently it is Family Health Plan). - What are the timelines of enrolling the dependents? Employees need to enroll dependents within 30 days of the following: Date of joining in case of new joiners Date of promotion in case of promotion from Band 5 to Band 4 Date of marriage in case of marriage Date of birth of child in case of newborn * If the employee does not add his dependents within this period, the dependents can be added only during the next policy renewal. - Can the dependents be changed/added during the policy period? Dependents can be changed /added during the policy period only under the following conditions within 30 days (only if slot vacant in the dependant listings) In event of death of an existing dependent (with no claim taken in the policy year) In event of marriage (Scanned marriage card to be sent) In event of newborn (within 30 days from the date of Delivery, if slot vacant) - Which expenses are covered under the insurance cover? Following expenses can be covered under the insurance cover:- Only in-patient hospital expenses. A minimum of 24 hrs of hospitalization for treatment of an ailment is essential except for some specified day care surgeries/treatments; admission to hospital for 24 hrs for diagnostics is not covered. Hospital/nursing home should have a minimum of 15 beds, an operation-theatre, 24 hour nursing and a doctor-in-charge Hospital should be registered with the state govt., in case of re-imbursement claim, Diseases that do not require 24 hrs hospitalization Dialysis Chemotherapy Radiotherapy Eye Surgery (Cataract/Glucoma) Lithotripsy (Kidney stone removal) Tonsillectomy D & C (Dilatation and Curettage) - Which expenses are not covered? Following expenses are not covered in the insurance cover.

3 *The exclusions list below is not exhaustive; there may be other exclusions specific to that particular treatment/procedure. Get in touch with FHPL for further information: Domiciliary hospitalization (Patient being treated at home and not in a Hospital) Injury or disease directly or indirectly caused by or arising from or attributable to war or war-like situations. Circumcision unless necessary for treatment of diseases Dental treatment of any kind congenital external diseases or defects/anomalies. Abortion / MTP/Infertility/IVF. Hospitalization for convalescence, general debility, intentional self-injury, use of intoxicating drugs/ alcohol. Venereal diseases. Injury or disease caused directly or indirectly by nuclear weapon Administrative expenses e.g. Admission charges, Registration charges, Medico-legal charges, Attendant stay charges, Relative stay charges, Additional stay, Gate pass / Attendant pass, Overhead charges, Establishment charges, Tax, Surcharge, Incidental charge, Waste disposal charges Documentation Expenses e.g. Documentation charges, Discharge summary, Medical records charges, Birth certificate, Death certificate, Medical certificate Consumables e.g. Antiseptic/disinfectant solutions, Soap, Powder (talc), Oil, Cream, Sanitary pads, Cassette / CD / Film charges Services charges e.g. Private nurse charges, Telephone charges, Fax charges, Food / beverages, Diet Appliances charges e.g. Water bed / Air cushion, Alpha bed, Kidney tray / Sputum cup, Thermometer, Glasses / lenses / goggles / Frames, Dentures/dental braces/tooth implants, Glucometer, B.P. Monitoring device, Miscellaneous charges e.g. Electricity charges, Water charges, T.V. / internet charges, Newspaper / magazines, A/c charges, Stationery charges, Linen / laundry charges, Mortuary / coffin charges, Ambulance charges, RFQMR Therapy (Rotational Frequency Quantum Magnetic resolution therapy), ARMD ( Age related Macular Disease wherein Injection Lucentis/ Avastin are required) related eye Treatment. Sum insured will be considered from the date of admission & not from the date discharge at the time of renewal of the policy. - Is there any maternity benefit provided in the policy?

4 Maternity benefits are provided to all the female employees and dependent spouse (for band 4 & above) for first two pregnancies only. Maternity charges are covered up to Rs. 40,000 for Normal Delivery and Rs. 50,000 for Caesarean operations. This cannot be clubbed with the overall limit of employee medical insurance benefits. In the unusual circumstances if the total maternity expense exceeds the above specified limits, employee will need to bear that expense and there will be a 10% Co- payment charge for dependant spouse as per the policy terms and conditions. There is no pre-post coverage for Maternity. Only the expenses for hospitalization during delivery are covered. New born baby expenses are covered with in maternity limit. - Is there any Cap on room rent for the hospitalization? The cap on Room Rentals is: Class A hospital - Rs. 4,000 (applicable for Max hospitals, Paras, Medicity Medanta, Apollo hospitals (except Apollo cradle), Fortis Hospitals (except la femme) Class B and below - Rs (all the hospital except for above A cat list) Employees can opt for a room in higher category subject to bearing the additional expenses. For e.g. (The % of the difference in actual room rent and room rent limit shall be calculated and the same % of the whole bill will be borne by employee.) - Are there any specific guidelines I should follow to avail the Insurance cover? Employee should be aware of the following terms and conditions of the insurance cover:- Member/ patient should carry FHPL E- card while availing treatment at Network Hospital or attach FHPL E- card while filing reimbursement claim. Insurance Enrolment is mandatory for the employee/dependent going in for Hospitalization. Requests for enrolment prior to hospitalization will not be entertained. FHPL will administer the policy basis the terms and conditions of the Genpact policy and is authorized to deny credit in case a particular procedure is outside the policy guidelines. Tests/Diagnosis (i.e. HIV test) carried out, not pertaining to that particular Hospitalization will need to be settled by the employee at the time of discharge. The policy allows inpatient hospitalization for active treatment for over 24Hrs, however in case of hospitalizations for 24hrs or more only for Diagnosis/tests and no active treatment is given, it will not be covered under the policy. Packages offered by Hospitals for certain procedures will need a complete break up of cost; the components allowed under the policy will be paid by FHPL. Employees/dependents should verify the amounts charged by the Hospital before signing off, and pay the unauthorized expenses before leaving the hospital. FHPL has negotiated discounts for Genpact from all Leading Hospitals; the employee should check that the discounts have been given before signing off the amount.

5 Post Hospital Discharge, the employee should log on the FHPL website to check that the correct amount (i.e. amount used for hospitalization) has been debited from his Insurance cover. What is the procedure for the claiming the hospitalization charges? Documents mentioned below need to be sent to FHPL within 30 days of discharge failing the same might attract denial. Mandatory documents for reimbursement of claim. Duly filed claim Form E-card of the patient Any valid photo Id of the patient (photocopy copy) like Voter ID, DL etc. Company ID of the employee(photocopy copy) Discharge Summary (Original Copy.) Final Bill (Original Copy.) Break-up of Final Bill (Original Copy.) All Investigation Report (Original Copy.) All Cash Receipt (Original Copy.) In case of non-empanelled hospitals, the registration number of the hospital has to be mentioned or a copy of the registration certificate is required. MLC/FIR copy in case of Accidental Claim GPLA/Obstetric History incase of Maternity Claim. Any valid address proof, if claim amount is more than one lakh. One cancel cheque with IFSC code Mandatory documents for reimbursement of pre/post claim. The documents should be submitted with in 7 days from completion of post limit (60 days) period. Duly filled claim Form E-card of the patient Any valid photo Id of the patient (photocopy copy) like Voter ID, DL etc. Company ID of the employee(photocopy copy) All Investigation Report (if any for pre-post period) All consultation Receipt if any with prescriptions of the doctor for same date. (Original Copy.) all the medicine bills with prescription of doctor ( original ) One cancel cheque with IFSC code - What is the process of cashless hospitalization? The employee first has to check whether the hospital he or she is getting admitted to, is on the list of Network hospitals / Paneled hospitals. If the hospital is on the Panel after checking the list of Network hospitals, the employee has to go to the billing section at the hospital either a day or two in

6 advance or at the time of hospitalization and ask for an FHPL pre-authorization form. Once he/she has that form, will need to fill in his/her details, enter details of the patient, get it signed and stamped by the doctor who is treating the patient. Once the form has been signed and stamped by the attending doctor, will then need to submit the form at the TPA (third party administrator) section or the billing section. The employee will also need to attach a print out of the E-card and a copy of any one of the govt ID s asked for (Pan Card/Driving License/Passport/Voters ID). The billing may ask the Employee to deposit an advance amount at the time of admission, which is settled / refunded to the employee at the time of discharge. The hospital will then fax the complete set to the TPA and based on the nature of hospitalization, the approval or rejection will be sent by FHPL to the hospital. In certain cases FHPL also asks for additional documents from the hospital before they can approve the claim, hence the whole procedure takes 3-4 hours. Once the case is approved, FHPL will initially send an approval of only 40-50% of the amount asked for, by the hospital and the balance is settled at the time of discharge, this is done to avoid hospitals overcharging on the bills. - Where can I get the listing of all the network hospitals? Employees can login at click on Network hospitals on the top, Select National insurance co. enter the name of the city, for example, if looking for hospitals in Delhi, will need to enter New Delhi and click on GO and can see the Network/ Paneled hospitals in Delhi. - Where can I check status of the claim and take a print out of the E-card? Employees can login at select your corporate as Genpact, enter their OHR and P/w and can then check their details online. Employees can also take a print out of the E-card available online and can even check the status of their claim online. * The guidelines mentioned above highlight a few features of the policy. If you have any doubt or query, please feel free to contact FHPL for further details. How can I contact FHPL in case I have a query or need some assistance? FHPL helpdesk / SPOCs are located in each of Genpact site. In case of Emergency please call FHPL 24 Hr Toll Free Number at You can also log on to or send a mail to Please specify your Genpact OHR ID and employee code while contacting FHPL. Help Desk Locations across Genpact Sites. Delhi IT Park, Wednesday 1400 hrs to 2000 hrs. 8 th Floor Reception area. 22B Gurgaon Friday 1300 hrs to 1830 hrs. 1 st Floor Opposite BCP Command room. Silokhera Monday 1300 hrs to 1830 hrs. Phase - 5 Gurgaon Tuesday / Thursday 1300 hrs to 1830 hrs. Mail room, ground floor.

7 Hyderabad Uppal Monday, Wednesday, Thursday, Friday 11 am to 7 pm, Ground floor/tuesday Cyber gateways 11 am to 7 pm HRSS area. Bangalore Surya Park Building, Basement, 1pm to 9pm Monday to Friday. Mumbai, available on call, as per case requirement. Jaipur Sitapura site on call as per requirement, available round the clock Kolkatta DLF Site, Rajarhat, available on call as per requirement. (For Cashless Status) FHPL ESCALATION MATRIX Note: Direct no. of Cashless Department : (FHPL Gurgaon) works from 9 am to 7 pm & on restricted holiday & Sundays work from 10 am to 4 pm M , , Fax no. Gurgaon /29 (FHPL Hyderabad) Land Line Number: Fax no / Level 1: (For general Queries & Claim Status) (24*7) Toll Free Number: (24*7) Land Line Number: Fax no /6262 (Hyderabad) Landline Gurgaon (9 am to 5:30 pm) at ; Fax no. Gurgaon /29 CRM Department FHPL Gurgaon or call on (Works from 9 am to 5.30 pm on all working days) For quick reply in relation to Enrollment Queries on Pan India basis, forward mail to

8 Level 2: Respective location FHPL Spoc. for helpdesk and documents submission. Name Location ID Contact No. Anirudh Gautam Delhi IT Park, Wednesday 1400 hrs to 2000 hrs. 8 th Floor Reception area. Anirudh Gautam 22B Gurgaon Friday 1300 hrs to 1830 hrs. 1st Floor Opposite BCP Command room. Vicky soni Phase - 5 Gurgaon Tuesday / Thursday 1300 hrs to 1830 hrs. Mail room, ground floor. Anirudh Gautam Silokra Monday 1300 hrs to 1830 hrs / / / Raj Reddy Harish Rawat Mr. Subir Nag Hyderabad Monday, Wednesday, Thursday, Friday 11 am to 7 pm, Ground floor/tuesday Cyber gateways 11 am to 7 pm HRSS area. Jaipur Sitapura site on call as per requirement, available round the clock Kolkata DLF Site, Rajarhat, available on call as per requirement Sujatha N Bangalore Surya Park Building, Basement, 1pm to 9pm Monday to Friday. t.com Mr. Sanoj Kumar Pal Mumbai available on call, as per case requirement Deepak Mehta, , --Account Manager Level 3 Parikshit Singh, , Mr. Harsh Bhalla, M: ,

9 Level 4: Mr. Shirish K Singh, M: , Mr. Yogesh Vashisht, M: ,

Health Benefit plan EXCERS TECHNOLOGIES PVT LTD Family Health Plan (TPA) Limited. Hyderabad

Health Benefit plan EXCERS TECHNOLOGIES PVT LTD Family Health Plan (TPA) Limited. Hyderabad Health Benefit plan 2017 2018 EXCERS TECHNOLOGIES PVT LTD Family Health Plan (TPA) Limited Hyderabad Hospitalization Insurance Cover Insurer: The Bharti Axa General Ins. Co. Ltd Coverage: 27 January 2017

More information

Group Mediclaim Policy (GMP)

Group Mediclaim Policy (GMP) Group Mediclaim Policy (GMP) 2017-2018 We are pleased to inform you that we have renewed our Group Mediclaim Policy for the year 2017-18 We have partnered with Oriental Insurance Company Limited to offer

More information

GROUP MEDICLAIM INSURANCE POLICY FOR THE STAFF OF MODERN SCHOOL

GROUP MEDICLAIM INSURANCE POLICY FOR THE STAFF OF MODERN SCHOOL GROUP MEDICLAIM INSURANCE POLICY FOR THE STAFF OF MODERN SCHOOL GENERAL INFORMATION AND BENEFITS OF THE POLICY Following are the main features of the Group Mediclaim Insurance Policy of Modern School.

More information

FAQ ON MEDICAL INSURANCE SCHEME FOR RETIREES

FAQ ON MEDICAL INSURANCE SCHEME FOR RETIREES FAQ ON MEDICAL INSURANCE SCHEME FOR RETIREES What is the policy number? Policy No. 500100/48/15/14/00000522 What is the Policy Period? 06/11/2015 to 31/10/2016 Who are covered under this policy? Employee

More information

DR. REDDY S LABORATORIES LIMITED Group Mediclaim Policy for Employees

DR. REDDY S LABORATORIES LIMITED Group Mediclaim Policy for Employees DR. REDDY S LABORATORIES LIMITED Group Mediclaim Policy for Employees The Health Insurance policy (Group Mediclaim) which covers workers and employees of Dr. Reddy s Laboratories Ltd and their family members

More information

Dell s - Hospitalization Insurance Policy (For Deputed Team Members - 7th November 2014 to 6th November 2015)

Dell s - Hospitalization Insurance Policy (For Deputed Team Members - 7th November 2014 to 6th November 2015) Dell s - Hospitalization Insurance Policy (For Deputed Team Members - 7th November 2014 to 6th November 2015) Objective: To provide a hospitalization Insurance plan for onsite Team Members and their dependents

More information

Employee, Spouse & Children Group Mediclaim Policy 1 st April st March 2017

Employee, Spouse & Children Group Mediclaim Policy 1 st April st March 2017 Employee, Spouse & Children Group Mediclaim Policy 1 st April 2016 31 st March 2017 Employee Benefits Practice Almondz Insurance Brokers Private Ltd. SUMMARY Page No. What is covered as part of the CIPLA

More information

Insurance Claim Manual

Insurance Claim Manual Insurance Claim Manual The Medical E-card and Reimbursement forms are available under the Medical e-card no tab. The process for filling the re-imbursement forms will be available when medical E-card no

More information

************************************************* Baroda Health Policy *************************************************

************************************************* Baroda Health Policy ************************************************* ************************************************* Baroda Health Policy ************************************************* 1. Salient Feature Baroda Health policy is a unique Health cum Accident Policy designed

More information

Mediclaim FAQs Pfizer Limited / Pfizer Pharmaceutical India Pvt. Ltd. / Pfizer Products India Pvt. Ltd.

Mediclaim FAQs Pfizer Limited / Pfizer Pharmaceutical India Pvt. Ltd. / Pfizer Products India Pvt. Ltd. Mediclaim FAQs Pfizer Limited / Pfizer Pharmaceutical India Pvt. Ltd. / Pfizer Products India Pvt. Ltd. 1. What is the definition of family for Hospitalization scheme? A. Married employees can cover Self

More information

Insurance Benefits

Insurance Benefits Insurance Benefits 2017-18 Insurance A practice or arrangement by which a company or agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a

More information

SHRAVAK AROGYAM PHASE-II

SHRAVAK AROGYAM PHASE-II FREQUENTLY ASKED QUESTIONS 1. About JIO? JIO is a vibrant organization for total unity of Jains, to serve all living beings & bring all round progress. JIO intends to be the global organization of visionaries

More information

L&T CONSTRUCTION HQ - INSURANCE DEPT =======================================

L&T CONSTRUCTION HQ - INSURANCE DEPT ======================================= L&T CONSTRUCTION HQ - INSURANCE DEPT ======================================= GUIDELINES FOR L&T CONSTRUCTION GROUP MEDICLAIM POLICY ==================================================== MEDICLAIM POLICY

More information

Customer Guide Book. EasyHealth

Customer Guide Book. EasyHealth Customer Guide Book EasyHealth Apollo Munich Health Insurance Company Limited (AMHI) congratulates you on your health insurance choice and welcomes you into the select group of Easy Health policyholders.

More information

GROUP MEDICLAIM INSURNACE POLICY FOR THE REGULAR EMPLOYEES OF INDIAN STATISTICAL INSTITUE AND THEIR DEPENDANT FAMILY MEMBERS

GROUP MEDICLAIM INSURNACE POLICY FOR THE REGULAR EMPLOYEES OF INDIAN STATISTICAL INSTITUE AND THEIR DEPENDANT FAMILY MEMBERS GROUP MEDICLAIM INSURNACE POLICY FOR THE REGULAR EMPLOYEES OF INDIAN STATISTICAL INSTITUE AND THEIR DEPENDANT FAMILY MEMBERS 1. NAME OF THE SCHEME : The name of the proposed scheme is Group Mediclaim Insurance

More information

Group Mediclaim Insurance Policy

Group Mediclaim Insurance Policy Group Mediclaim Insurance Policy 2016-17 Document Release Notice This policy on Group Mediclaim Insurance Policy is released for use in Bharti Airtel Limited and its subsidiaries/associate companies with

More information

************************************************* *************************************************

************************************************* ************************************************* ************************************************* BOI National Swasthya Bima Policy ************************************************* 1. Salient Feature BOI National Swasthya Bima policy is a unique Health

More information

EMPLOYEE INSURANCE POLICY. Group Personal Accident Insurance Policy

EMPLOYEE INSURANCE POLICY. Group Personal Accident Insurance Policy EMPLOYEE INSURANCE POLICY Group Mediclaim Policy Group Personal Accident Insurance Policy Policy effective 7 th December 12 Objective To support employees in their immediate and long term needs by providing

More information

MEDICLAIM CARD DOWNLOAD & IMPORTANT INFORMATION ABOUT MEDICLAIM POLICY

MEDICLAIM CARD DOWNLOAD & IMPORTANT INFORMATION ABOUT MEDICLAIM POLICY MEDICLAIM CARD DOWNLOAD & IMPORTANT INFORMATION ABOUT MEDICLAIM POLICY Our Group Mediclaim Policy has been renewed through The Oriental Insurance Company Limited and TPA is Paramount Health Services (PHS).

More information

Associate Benefits Manual Cybage Software Private Limited

Associate Benefits Manual Cybage Software Private Limited 2016 17 Client Cybage Software Private Limited Program Details Group Medical For Employees Provides insurance coverage to associates for expenses related to hospitalization due to illness, disease or injury.

More information

ECCD HQ - INSURANCE DEPT ==========================

ECCD HQ - INSURANCE DEPT ========================== ECCD HQ - INSURANCE DEPT ========================== GUIDELINES FOR ECC GROUP MEDICLAIM POLICY ======================================== MEDICLAIM POLICY TERMS & CONDITIONS. The insurance cover is applicable

More information

CLAIM FORM FOR HEALTH INSURANCE POLICIES OTHER THAN TRAVEL AND PERSONAL ACCIDENT PART A

CLAIM FORM FOR HEALTH INSURANCE POLICIES OTHER THAN TRAVEL AND PERSONAL ACCIDENT PART A SBI General Insurance Company Limited CLAIM FORM FOR HEALTH INSURANCE POLICIES OTHER THAN TRAVEL AND PERSONAL ACCIDENT PART A TO BE FILLED IN BY THE INSURED The issue of this Form is not to be taken as

More information

IRDA STANDARD DEFINITIONS OF TERMINOLOGY USED IN HEALTH INSURANCE POLICIES

IRDA STANDARD DEFINITIONS OF TERMINOLOGY USED IN HEALTH INSURANCE POLICIES IRDA STANDARD DEFINITIONS OF TERMINOLOGY USED IN HEALTH INSURANCE POLICIES 1. Accident An accident is a sudden, unforeseen and involuntary event caused by external and visible means. [Insurance companies

More information

THE ORIENTAL INSURANCE COMPANY LIMITED. Regd. Office : Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi PROSPECTUS

THE ORIENTAL INSURANCE COMPANY LIMITED. Regd. Office : Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi PROSPECTUS THE ORIENTAL INSURANCE COMPANY LIMITED Regd. Office : Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi - 110 002 SALIENT FEATURES OF THE POLICY PROSPECTUS UNIVERSAL HEALTH INSURANCE SCHEME

More information

PARAMOUNT HEALTH SERVICES & INSURANCE TPA PRIVATE LIMITED (IRDA License No. 006) [formerly known as PARAMOUNT HEALTH SERVICES (TPA) PVT.

PARAMOUNT HEALTH SERVICES & INSURANCE TPA PRIVATE LIMITED (IRDA License No. 006) [formerly known as PARAMOUNT HEALTH SERVICES (TPA) PVT. PARAMOUNT HEALTH SERVICES & INSURANCE TPA PRIVATE LIMITED (IRDA License No. 006) [formerly known as PARAMOUNT HEALTH SERVICES (TPA) PVT.LTD] Plot no.a-442, Road No-28,M.I.D.C Industrial Area, Wagale Estate,

More information

Group Mediclaim Insurance Policy

Group Mediclaim Insurance Policy Document Release Notice This policy on is released for use in Tata Communication Limited with effect from 31 st March 2016 and it supersedes any other policy communication in this regard. Table of Contents:

More information

Claim Form. Do You Know

Claim Form. Do You Know Claim Form Do You Know SECTIONA - DETAILS OF PRIMARY INSURED CLAIM FORM (The issue of this Form is not to be taken as an admission of liability) PART A TO BE FILLED IN BY THE INSURED a) Policy No. : b)

More information

SECTION A SECTION 8 SECTION C SECTION D SECTION E SECTION F SECTION G

SECTION A SECTION 8 SECTION C SECTION D SECTION E SECTION F SECTION G CLAIM FORM - PART A TO 8E FILLED IN 8Y THE INSURED The issue of this Form is not to be taken as an admission of liability (To be filled in block letters) DETAILS OF PRIMARY INSURED: a) Policy No: b) Sl.

More information

About Paramount Health Services (TPA)

About Paramount Health Services (TPA) INDEX 1. About Paramount Health Services (TPA) 2. Your Id Card How and when to use your card. 3. Call center General information and queries 4. How to intimate paramount 5. How to avail cashless services

More information

PARAMOUNT HEALTH SERVICES & INSURANCE TPA PRIVATE LIMITED (IRDA License No. 006) [formerly known as PARAMOUNT HEALTH SERVICES (TPA) PVT.

PARAMOUNT HEALTH SERVICES & INSURANCE TPA PRIVATE LIMITED (IRDA License No. 006) [formerly known as PARAMOUNT HEALTH SERVICES (TPA) PVT. PARAMOUNT HEALTH SERVICES & INSURANCE TPA PRIVATE LIMITED (IRDA License No. 006) [formerly known as PARAMOUNT HEALTH SERVICES (TPA) PVT.LTD] Plot no.a-442, Road No-28,M.I.D.C Industrial Area, Wagale Estate,

More information

5 easy ways to speed up the claims process

5 easy ways to speed up the claims process Please return your completed claim form to: CignaTTK Health Insurance Company Limited OR Nearest Cigna TTK Branch. Corporate Office: 10th Floor, Commerz, International Business Park, Oberoi Garden City,

More information

ICICI Lombard Health Care Claim Form - Hospitalisation (Issuance of this form is not to be taken as an admission of liability)

ICICI Lombard Health Care Claim Form - Hospitalisation (Issuance of this form is not to be taken as an admission of liability) ICICI Lombard Health Care Claim Form - Hospitalisation (Issuance of this form is not to be taken as an admission of liability) ICICI Lombard Health Care Do You Know «Non-submission of original bills and

More information

CLAIM FORM (The issue of this Form is not to be taken as an admission of liability) PART A. Pin Code : Phone No. : d) Age (YY/MM) : Y Y M M

CLAIM FORM (The issue of this Form is not to be taken as an admission of liability) PART A. Pin Code : Phone No. : d) Age (YY/MM) : Y Y M M Claim Form Do You Know SECTIONA - DETAILS OF PRIMARY INSURED CLAIM FORM (The issue of this Form is not to be taken as an admission of liability) PART A TO BE FILLED IN BY THE INSURED a) Policy No. : b)

More information

HINDUSTAN AERONAUTICS LIMITED

HINDUSTAN AERONAUTICS LIMITED Annexure-II to PC No. 700 dated 23 rd January 2014 HINDUSTAN AERONAUTICS LIMITED HAL POST SUPERANNUATION GROUP HEALTH INSURANCE SCHEME FOR EXECUTIVES RETIRED ON OR AFTER 1.1.07 1. Background : 1.1 As per

More information

CASHLESS PROCESS (How to avail cashless)

CASHLESS PROCESS (How to avail cashless) FIS CLAIM PROCESS CASHLESS PROCESS (How to avail cashless) Employee need to contact the hospital prior to His/ Her Admission and provides Pre-authorization request form to VIPUL MED COPR through Hospital

More information

Memorandum of Understanding

Memorandum of Understanding Memorandum of Understanding (Forming and Attaching Part of Policy No. 351700/46/10/8500000297, 351700/46/10/8500000298, 351700/46/ 10/ 8500000299 W.e.f 01 st November 2011 to 31st October, 2012) This memorandum

More information

SPECIAL CONDITIONS ATTACHED TO AND FORMING PART OF INDIAN BANK CO-BRANDED HEALTH INSURANCE POLICY AROGYA RAKSHA (GROUP HEALTH INSURANCE SCHEME)

SPECIAL CONDITIONS ATTACHED TO AND FORMING PART OF INDIAN BANK CO-BRANDED HEALTH INSURANCE POLICY AROGYA RAKSHA (GROUP HEALTH INSURANCE SCHEME) SPECIAL CONDITIONS ATTACHED TO AND FORMING PART OF INDIAN BANK CO-BRANDED HEALTH INSURANCE POLICY AROGYA RAKSHA (GROUP HEALTH INSURANCE SCHEME) UIN NO.IRDA/NL-HLT/UII/P.H/V.1/386/13-14 As against the Standard

More information

INDIAN INSTITUTE OF SCIENCE BENGALURU

INDIAN INSTITUTE OF SCIENCE BENGALURU INDIAN INSTITUTE OF SCIENCE BENGALURU 560 012 TENDER DOCUMENT (Includes both Technical & Financial bid documents) CALLING FOR TENDER FROM IRDA APPROVED INSURANCE COMPANIES FOR GROUP MEDICLAIM (FAMILY FLOATER)

More information

MEMORANDUM OF UNDERSTANDING (MOU) BETWEEN GRAND Insurance TPA (P) Ltd & SERVICE PROVIDER

MEMORANDUM OF UNDERSTANDING (MOU) BETWEEN GRAND Insurance TPA (P) Ltd & SERVICE PROVIDER MEMORANDUM OF UNDERSTANDING (MOU) BETWEEN GRAND Insurance TPA (P) Ltd & SERVICE PROVIDER This agreement made at this day of 20 GRAND Insurance TPA (P) Ltd, a Company having incorporated under the Companies

More information

Individual Medical Plan Explanatory Handbook

Individual Medical Plan Explanatory Handbook Individual Medical Plan Explanatory Handbook Our Contacts Email: individualmedical@takafulemarat.com Website: www.takafulemarat.com Phone Number: 800834 For claims / pre-approvals / network queries please

More information

GROUP MEDICLAIM POLICY FEATURES Policy Period : 18 May 2017 to 17 May 2018

GROUP MEDICLAIM POLICY FEATURES Policy Period : 18 May 2017 to 17 May 2018 FEATURES 2017-18 Policy Period : 18 May 2017 to 17 May 2018 1 THE BASIC CRITERION FOR TRIGGER OF THIS HOSPITALIZATION POLICY ARE : The hospitalization should be for more than 24 hours (in certain cases,

More information

MAKE EVERY STEP COUNT.

MAKE EVERY STEP COUNT. MAKE EVERY STEP COUNT. Enjoy Stay Active benefit with Easy Health Family Health Insurance Plan. SAVE 2% SAVE 5% SAVE 8% Introducing EASY HEALTH Family Health Insurance Plan with attractive benefits Staying

More information

5.0 Period of coverage : Hrs to Mid-night Hrs.

5.0 Period of coverage : Hrs to Mid-night Hrs. ANNEXURE-18 18. GROUP MEDICLAIM INSURANCE POLICY FOR RINL/VSP RETIRED EMPLOYEES & THEIR SPOUSES WITH FLOATER AND THEIR MENTALLY & PHYSICALLY CHALLENGED CHILDREN 1.0. Type of Risks & Coverage : Hospitalization,

More information

Policy Number /48/11/41/ Policy Period to

Policy Number /48/11/41/ Policy Period to UNITED INDIA INSURANCE COMPANY LIMITED REGISTERED & HEAD OFFICE: 24, WHITES ROAD, CHENNAI-600014 HEALTH INSURANCE PROSPECTUS-TECH MAHINDRA Policy Number- 021700/48/11/41/00002762 Policy Period- 30-03-2012

More information

CLAIM FORM. Particulars Claim 1 Claim 2 Claim 3 Claim 4

CLAIM FORM. Particulars Claim 1 Claim 2 Claim 3 Claim 4 MDINDIA HEALTHCARE SERVICES (TPA) PVT. LTD. 302, Lalita Towers, Behind Railway Station, Near Hotel Rajpath Dinesh Mills Road, Vadodara- 390 005 (Gujarat). UAN Voice No. 1860-233-4446. UAN Fax No. 1860-233-4447

More information

Group Mediclaim Policy

Group Mediclaim Policy futurisk - Simplifying Insurance The information contained in this is not to be used for any other purpose apart from the purpose for which the document has been furnished by futurisk, nor is this document

More information

OptimaSENIOR. Introducing. A health plan designed just for senior citizens

OptimaSENIOR. Introducing. A health plan designed just for senior citizens Introducing OptimaSENIOR A health plan designed just for senior citizens So if you are 61 or above and have often worried about your health in future. It s time to lay those worries to rest. This wonderful

More information

Information note. Edition Complementary health insurance WHO

Information note. Edition Complementary health insurance WHO Information note Edition 2016 Complementary health insurance WHO ADMISSION The WHO complementary health insurance, provided by GPAFI, is intended for people covered by the basic insurance WHO Staff Health

More information

Good Health is a comprehensive healthcare insurance package offered by The New

Good Health is a comprehensive healthcare insurance package offered by The New Good Health is a comprehensive healthcare insurance package offered by The New India Assurance Company Ltd. Good Health packs a variety of medical covers and comes in a wide range of plans to choose from.

More information

Group Medical Insurance Parental Policy

Group Medical Insurance Parental Policy Group Medical Insurance Parental Policy Department Distribution HR Total Rewards All Hewlett Packard Enterprise entities in India DOCUMENT REVISION HISTORY Version 1.0 Reasons for Change Insurance Renewal

More information

FAQ (FREQUENTLY ASKED QUESTIONS) ON MEDICAL INSURANCE SCHEME FOR RETIRED EMPLOYEES OF PUNJAB & SIND BANK

FAQ (FREQUENTLY ASKED QUESTIONS) ON MEDICAL INSURANCE SCHEME FOR RETIRED EMPLOYEES OF PUNJAB & SIND BANK FAQ (FREQUENTLY ASKED QUESTIONS) ON MEDICAL INSURANCE SCHEME FOR RETIRED EMPLOYEES OF PUNJAB & SIND BANK 1. What is the definition of family under the scheme? The family of a retired employee includes

More information

OVERVIEW OF YOUR BENEFITS

OVERVIEW OF YOUR BENEFITS OVERVIEW OF YOUR BENEFITS 9 IMPORTANT PHONE NUMBERS Rochester Benefit Fund Office (585) 244-0830 For questions about eligibility, Coordination of Benefits, your 1199SEIU Health Benefits ID card, prescription

More information

THE ORIENTAL INSURANCE COMPANY LIITED, Regd. Office : Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi

THE ORIENTAL INSURANCE COMPANY LIITED, Regd. Office : Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi THE ORIENTAL INSURANCE COMPANY LIITED, Regd. Office : Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi - 110 002 HAPPY FAMILY FLOATER POLICY-PROSPECTUS 1.1 SALIENT FEATURES OF THE POLICY:

More information

THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Office: Oriental House, P.B. No. 7037, A_25/27, Asaf Ali Road, New Delhi PROSPECTUS

THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Office: Oriental House, P.B. No. 7037, A_25/27, Asaf Ali Road, New Delhi PROSPECTUS THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Office: Oriental House, P.B. No. 7037, A_25/27, Asaf Ali Road, New Delhi 110002 PROSPECTUS 1. Salient Features of the policy. MEDICLAIM INSURANCE POLICY (GROUP)

More information

ExpatPlus Benefits Guide Effective 1 st January 2008

ExpatPlus Benefits Guide Effective 1 st January 2008 In the tables below we have summarised the benefits applicable for each product option. Please refer to the general conditions for full benefit details and definitions. All benefits shown are per insured

More information

MIT Affiliate Health Plan

MIT Affiliate Health Plan 2016-2017 MIT Affiliate Health Plan - Insurance plan rates - How do I enroll? - Your medical benefits - Health plans offices - Commonly used terms - Useful contact information Insurance plan rates MIT

More information

Voyage Assistance. Travel coverage that never takes a holiday

Voyage Assistance. Travel coverage that never takes a holiday Voyage Assistance Travel coverage that never takes a holiday When you travel for business or pleasure, your Chambers of Commerce Group Insurance Plan continues to work for you. The Plan s Extended Health

More information

FAQ s for Health Guard Policy

FAQ s for Health Guard Policy FAQ s for Health Guard Policy Question: What is different in Health Guard Revised policy? Answer: Revised Health Guard policy is designed to suit all your health care needs. A comprehensive range of benefits,

More information

USE BENEFITS THAT WORK TO ACHIEVE YOUR WELLNESS GOALS IN 2018

USE BENEFITS THAT WORK TO ACHIEVE YOUR WELLNESS GOALS IN 2018 2018 BENEFITS GUIDE FOR NEW EMPLOYEES USE BENEFITS THAT WORK TO ACHIEVE YOUR WELLNESS GOALS IN 2018 What s Inside Your Enrollment Checklist... INSIDE FRONT COVER Benefits That Work... PAGES 2 11 Additional

More information

OVERVIEW OF BENEFITS COMPANY PAID LIFE INSURANCE ACCIDENT INDEMNITY PLAN

OVERVIEW OF BENEFITS COMPANY PAID LIFE INSURANCE ACCIDENT INDEMNITY PLAN OVERVIEW OF BENEFITS WE HAVE YOU COVERED Our comprehensive benefits package includes the following (plus many other perks) Some benefits are subject to location. MEDICAL 401K RETIREMENT PROGRAM TUITION

More information

Health Insurance Ready Reckoner

Health Insurance Ready Reckoner Health Insurance Ready Reckoner INTRODUCTION Insurance, claims, reimbursements, hospitalization-none of us really look forward to these. And usually, you d prefer to not have the need to know anything

More information

Re: Amendment to Guidelines on Standardization in Health Insurance

Re: Amendment to Guidelines on Standardization in Health Insurance Ref: IRDA/HLT/REG/CIR/125/07/2013 3 rd July, 2013 ALL LIFE AND NON-LIFE INSURANCE COMPANIES (except AIC and ECGC) and All TPAs Re: Amendment to Guidelines on Standardization in Health Insurance This is

More information

Welcome to CorTech s 2014 Voluntary Insurance Program

Welcome to CorTech s 2014 Voluntary Insurance Program Program Welcome to CorTech s 2014 Voluntary Insurance Program MORE 2014 CorTech LLC All rights reserved 1 Welcome to CorTech s Voluntary Insurance Program for 2014! As a new associate, you are eligible

More information

UnitedHealthcare Choice Plus. Certificate of Coverage

UnitedHealthcare Choice Plus. Certificate of Coverage UnitedHealthcare Choice Plus Certificate of Coverage For the Plan QZB of Engility Corporation Enrolling Group Number: 906094 Effective Date: January 1, 2017 Offered and Underwritten by UnitedHealthcare

More information

MIT Affiliate Health Plans

MIT Affiliate Health Plans MIT Affiliate Health Plans 2017 2018 Overview In this book: Insurance plans and rates How to enroll Your medical benefits Commonly used terms Useful contact information 1 Insurance plans and rates MIT

More information

The Waiver Request must be submitted by the First day of class or the program in which you are participating.

The Waiver Request must be submitted by the First day of class or the program in which you are participating. Auburn University Mandatory Health Insurance Waiver Request Form Office of International Education 201 Hargis Hall, Auburn, Alabama, 36849 Fax 334-844-4983, email: insurance@auburn.edu Waiver request form

More information

International Expat Insurance Package

International Expat Insurance Package International Expat Insurance Package Benefit Overview 1 Main Features Comprehensive Medical Plan Medical Expense Benefit up to 3.000.000/$3.750.000 Worldwide excluding USA coverage zone Multilingual Client

More information

SUMMARY OF BENEFITS. Alliance Behavioral Healthcare Open Access Plus Plan Effective 7/1/12. Cigna Health and Life Insurance Co.

SUMMARY OF BENEFITS. Alliance Behavioral Healthcare Open Access Plus Plan Effective 7/1/12. Cigna Health and Life Insurance Co. SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Alliance Behavioral Healthcare Effective 7/1/12 Network: GWH/CIGNA Open Access Plus CIGNA has multiple networks. Your plan is paired with the GWH-CIGNA

More information

Introducing Max Bupa. The Health Insurance expert you can trust, for life. Heartbeat Health Insurance Plan

Introducing Max Bupa. The Health Insurance expert you can trust, for life. Heartbeat Health Insurance Plan Introducing Max Bupa The Health Insurance expert you can trust, for life. Heartbeat Health Insurance Plan For our family it s not just about health insurance, but also about health. Health insurance for

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co.

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. SUMMARY OF BENEFITS Ohio Associated Enterprises Health Savings Account Open Access Plus www.mycigna.com Member Services: (866) 494-2111 Cigna Health and Life Insurance Co. General Services In-Network Out-of-Network

More information

MIT Affiliate Health Plan

MIT Affiliate Health Plan photo: Karolina Sanner photo: Karolina Sanner MIT Affiliate Health Plan 0 1-0 1 3 Top 5 things you need to know 3 Rates 4-5 Your medical benefits 6 How to enroll 7 Commonly used terms 8 Useful contact

More information

Employee Benefits (GMC, GPA & GTL) Key Features

Employee Benefits (GMC, GPA & GTL) Key Features Employee Benefits (GMC, GPA & GTL) Key Features November, 2014 GMC Policy - (EMPLOYEE + SPOUSE + DEPENDENT CHILDREN): BENEFITS SYNOPSIS Coverage Type Dependent Coverage Sum Insured Family Floater Sum Insured

More information

Your Health Care Benefits Program

Your Health Care Benefits Program Your Health Care Benefits Program Harland Clarke Holdings Corp. Account #106218 Group #106218 - PPO Plan Managed Health Care Administered by: January 1, 2015 TABLE OF CONTENTS Page No. Schedule(s) of Coverage(s)...

More information

Health Insurance Ready Reckoner

Health Insurance Ready Reckoner Health Insurance Ready Reckoner INTRODUCTION Insurance, claims, reimbursements and hospitalization - none of us really look forward to these. And usually, you d prefer to not have the need to know anything

More information

Health Insurance Enrollment Form

Health Insurance Enrollment Form Health Insurance Enrollment Form Complete the Enrollment Form to Elect or Decline Coverage You MUST Complete the Enrollment Form for the New Hire Process You MUST Elect or Decline Medical Coverage on the

More information

Important Questions Answers Why this Matters: Is there an overall annual limit on what the plan pays?

Important Questions Answers Why this Matters: Is there an overall annual limit on what the plan pays? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy from the Open Enrollment Self Service site. Important Questions Answers Why this

More information

MIT Student Health Plan

MIT Student Health Plan 2016-2017 MIT Student Health Plan - Insurance plan rates - How do I enroll or waive coverage? - Your medical benefits - Health plans offices - Commonly used terms - Useful contact information Insurance

More information

Bridge, Ropeway, Tunnel and Other Infrastructure Development corporation of UTTARAKHAND (BRIDCUL)

Bridge, Ropeway, Tunnel and Other Infrastructure Development corporation of UTTARAKHAND (BRIDCUL) Bridge, Ropeway, Tunnel and Other Infrastructure Development corporation of UTTARAKHAND (BRIDCUL) Ref: Tender No. 2096/BRIDCUL-483/17 Dated: 20-11-2017 NOTICE INVITING TENDER FOR GROUP HEALTH INSURANCE

More information

When your health insurance pays for the unusual, you are not just insured, you are Winsured. Don t just be insured. Be winsured.

When your health insurance pays for the unusual, you are not just insured, you are Winsured. Don t just be insured. Be winsured. When your health insurance pays for the unusual, you are not just insured, you are Winsured. Don t just be insured. Be winsured. Why go for Health Insurance when you have to fall ill to utilize it? How

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Cornerstone Systems, Inc. Open Access Plus

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Cornerstone Systems, Inc. Open Access Plus SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Cornerstone Systems, Inc. Open Access Plus General Services In-network Out-of-network Primary care physician You pay $30 copay per visit Physician

More information

Easy Travel Insurance CLAIM FORM

Easy Travel Insurance CLAIM FORM Easy Travel Insurance Apollo Munich Health Insurance Co. Ltd. 10th Floor, Tower-B, Building No. 10, CLAIM FORM Issuance of this form does not amount to admission of any liability or a waiver of any of

More information

Evolution Health Plan (Asia Pacific) Table of benefits

Evolution Health Plan (Asia Pacific) Table of benefits Evolution Health Plan (Asia Pacific) Table of benefits Standard Standard Plus Comprehensive Premium Elite 1 Overall maximum sum insured This is the maximum amount of money we will pay to or on behalf of

More information

Membership Guide B U PA ADVANTAGE CARE

Membership Guide B U PA ADVANTAGE CARE Membership Guide B U PA ADVANTAGE CARE 2015 ADVANTAGE CARE 2 INDEX YOUR HEALTHCARE PARTNER... 2 Welcome to Bupa... 3 USA Medical Services...4 Manage your policy online... 5 Your coverage...6 Deductible

More information

MIT Student Health Plans

MIT Student Health Plans Health Plans 2017 2018 Overview In this book: Insurance plans and rates How to enroll or waive coverage Your medical benefits Commonly used terms Useful contact information 1 Insurance plans and rates

More information

Issuance of this form does not amount to admission of any liability of under the policy on the part of the insurers

Issuance of this form does not amount to admission of any liability of under the policy on the part of the insurers The Oriental Insurance Company Limited HOSPITALISATION AND DOMICILIARY HOSPITALISATION BENEFIT POLICY CLAIM FORM Claim Number Issuance of this form does not amount to admission of any liability of under

More information

benefits guide 2017 euro POund sterling us dollar swiss franc

benefits guide 2017 euro POund sterling us dollar swiss franc 2017 EURO POUND STERLING US DOLLAR SWISS FRANC Tailor your Cigna expatplus Insurance Choose your core plan You can choose from 3 plans: Globe Orbit Universe You can choose from 2 areas of cover: Worldwide

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. RADCO Health Savings Account Open Access Plus

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. RADCO Health Savings Account Open Access Plus SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. RADCO Health Savings Account Open Access Plus General Services In-Network Out-of-Network Physician office visit Primary Care Physician (PCP) Physician

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. RADCO Open Access Plus - Plan 1

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. RADCO Open Access Plus - Plan 1 SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. RADCO Open Access Plus - Plan 1 General Services In-Network Out-of-Network Physician office visit Primary Care Physician (PCP) Physician Office Visit

More information

MIT Student Health Plan

MIT Student Health Plan photo: Holly Hinman MIT Student Health Plan 2 0 1 4-2 0 1 5 photo: Holly Hinman 2 3 4-5 6 7 8 Top 5 things you need to know Rates Your medical benefits How do I enroll or waive coverage? Commonly used

More information

BOC Family Medical Insurance Plan

BOC Family Medical Insurance Plan BOC Family Medical Insurance Plan Major Insurance Agent Bank: Underwritten by: BOC Family Medical Insurance Plan You love your family, but have you ever wondered what type of medical insurance can safeguard

More information

THE ORIENTAL INSURANCE COMPANY LIMITED

THE ORIENTAL INSURANCE COMPANY LIMITED THE ORIENTAL INSURANCE COMPANY LIMITED HEAD OFFICE: A-25/27, ASAF ALI ROAD, NEW DELHI-110002 PNB ORIENTAL ROYAL MEDICLAIM INSURANCE POLICY (WITH FAMILY FLOATER) FOR THE ACCOUNT HOLDERS / EMPLOYEES OF PUNJAB

More information

We value your family s health as much as you do.

We value your family s health as much as you do. Future Health Suraksha We value your family s health as much as you do. Presenting a wide network of hospital tie-ups across the nation. Family Plan Call us at: 1800-220-233, 1860-500-3333, 022-6783 7800

More information

Special Care SM. Helping lower-income individuals and families afford health care benefits. A Guaranteed Issue Health Insurance Plan for Individuals

Special Care SM. Helping lower-income individuals and families afford health care benefits. A Guaranteed Issue Health Insurance Plan for Individuals Special Care SM A Guaranteed Issue Health Insurance Plan for Individuals Helping lower-income individuals and families afford health care benefits Basic hospitalization issued by Capital BlueCross; medical

More information

deductible OUTPATIENT SERVICES Outpatient surgery in a hospital 0% 50% 4 Outpatient surgery performed at an ambulatory

deductible OUTPATIENT SERVICES Outpatient surgery in a hospital 0% 50% 4 Outpatient surgery performed at an ambulatory Get Covered PPO This plan is only available to persons under age 30, or those age 30 and above who can provide a certification that they are without affordable coverage or are experiencing financial hardship.

More information

Health Insurance Plan

Health Insurance Plan Health Insurance Plan What you need to know! Effective September 1, 2017 to August 31, 2018 What is UAHIP? University of Alberta Health Insurance Plan (UAHIP) provides coverage for international students,

More information

Optimum Health Designs

Optimum Health Designs Designed for Individuals, Families & Employers (PCP or Specialist) Preventive Care Tests Diagnostic, Xray & Laboratory Emergency Room Surgery (Inpatient & Outpatient) Anesthesia Supplemental Accident for

More information

BUSINESS TRUE BLUE. My employees want great health care coverage. I need a plan with more choices.

BUSINESS TRUE BLUE. My employees want great health care coverage. I need a plan with more choices. BUSINESS TRUE BLUE My employees want great health care coverage. I need a plan with more choices. This is our plan. Business True Blue SM PLAN FEATURES Business True Blue offers you flexible options to

More information

Please read annual enrollment. Important changes are coming to the BP Retiree Medical Plan. October 24 November 4

Please read annual enrollment. Important changes are coming to the BP Retiree Medical Plan. October 24 November 4 Please read Important changes are coming to the BP Retiree Medical Plan. 2017 annual enrollment October 24 November 4 What s inside? 2 3 5 7 9 10 11 13 What s changing Compare your new coverage How it

More information