Primer on Executive Order 11988: Floodplain Management
|
|
- Kory Greene
- 6 years ago
- Views:
Transcription
1 Primer on Executive Order 11988: Floodplain Management There are new floodplain management requirements as a result of Executive Order and the expanded floodplain definition under Executive Order These changes are expected to particularly impact federal multifamily housing programs. This information represents the best available at this time, but is subject to change. OVERVIEW On Jan. 30, 2015, President Obama signed Executive Order (EO) Establishing a Federal Flood Risk Management Standard to update EO Floodplain Management. EO 11988, signed by President Carter in 1977, requires federal agencies to avoid, to the extent possible, adverse impacts associated with occupancy and modification of floodplains and to avoid support of floodplain development wherever an alternative exists. EO directs federal agencies to provide leadership and take action to reduce the risk of flood loss, to minimize the impact of floods on human safety, health and welfare, and to restore and preserve the natural and beneficial values served by floodplains in carrying their responsibilities for: (1) acquiring, managing, and disposing of federal lands, and facilities; (2) providing federally undertaken, financed, or assisted construction and improvements; and (3) conducting federal activities and programs affecting land use, including but not limited to water and related land resources planning, regulating and licensing activities. For nearly four decades, EO s floodplain management requirements have been tied to federal actions that affect the area subject to a 1%-or-greater chance of flooding in any given year in other words, the 100-year floodplain. EO 13690, however, amends EO by creating a Federal Flood Risk Management Standard (FFRMS) that expands this definition beyond the long-established 100-year floodplain. Draft Implementing Guidelines released after EO was signed indicated the FFRMS would apply to all federal actions, including federally approved permits, federally backed home loans, and flood insurance regulations. Over the course of eight public listening sessions held across the country during March and April 2015 in Ames, Iowa; Biloxi, Miss.; Sacramento, Calif.; Norfolk and Fairfax, Va.; New York; Dallas and Seattle, NAHB members showed up in force to voice concerns over the unintended consequences the FFRMS could have on federal permits, programs and products home builders rely upon. On May 6, NAHB filed comprehensive comments in response to the Draft Implementation Guidelines to address procedural shortcomings and practical concerns associated with the FFRMS and its implementation. NAHB also provided detailed 1
2 recommendations as to how the Administration could rectify the myriad unintended consequences associated with the expanded floodplain definitions. Congress has followed NAHB s lead in questioning the legality and scope of the new floodplain standard. Nearly 100 members have signed letters to the Administration on this issue, and some have even filed official comments with FEMA. NAHB has been working with Congressional offices to propose riders for FY2017 appropriations bills to prohibit implementation of the expansive floodplain definitions and regulations. Initial Victories We were pleased that certain concerns we raised during the public listening sessions, with our comments on the Draft Implementing Guidelines, and in one-on-one meetings with federal regulators are being addressed as the government begins to implement EO While these guidelines applied the expanded FFRMS floodplain definition to all federal actions including permits, the government released Final Guidelines for Implementing EO in October 2015 that narrow the scope of the expanded floodplain to only federally funded projects, defined as actions where Federal funds are used for new construction, substantial improvement, or to address substantial damage to structures and facilities. And, the Army Corps released a fact sheet entitled Applicability of Floodplain Management and FFRMS Executive Orders to USACE Permitting Authorities stating: Clean Water Act 404 wetland permits will not be subject to the expanded floodplain standard. The Corps will continue to review permit applications by applying the area subject to the 100-year flood. FEMA released The Applicability of EO 11988/13690 to FEMA Programs, stating: The FFRMS will not change the minimum floodplain management criteria that communities must adopt in order to participate in the NFIP for flood-prone areas, FEMA s flood mapping standards, or the rating and claims practices of the NFIP. The FFRMS will have no effect on the cost or availability of federal flood insurance for policyholders. And the Department of Housing and Urban Development (HUD) has said that the standard will not apply to FHA-insured single-family mortgages on either existing or newly built properties. Outstanding Challenges While these are all significant victories, we still face major problems. It appears the expanded floodplain standard will apply to certain HUD multifamily mortgage insurance and grant 2
3 programs, FHA 203(k) rehab loans, and USDA Rural Development housing programs used for new construction or substantial rehabilitation in the newly defined floodplain. And FEMA has indicated that the FFRMS will apply to the Hazard Mitigation Assistance Grants, the Public Assistance Program, and any other FEMA grants that fund construction activities in or affecting a floodplain. To address the issues our multifamily members face, NAHB created the Task Force on the Multifamily Impact of the New Federal Flood Risk Management Standard. The task force will examine how this standard the availability and cost of capital, the supply of funds from federal programs used in the multifamily sector, and the supply and cost of rental housing. The task force is further charged with recommending strategies for NAHB to pursue to prevent or ameliorate adverse outcomes from the Executive Order for the multifamily housing sector. NAHB is gravely concerned that the federal agencies responsible for implementing EO will impose costly and burdensome requirements on multifamily builders who use federal financing for new construction or substantial rehabilitation of apartment communities. However, federal agencies will first have to go through rulemaking. This will provide NAHB staff and members further opportunities to respond before the regulations go into effect. AGENCIES MUST CHOOSE A NEW FLOODPLAIN DEFINITION The FFRMS expands the floodplain area for all federally funded projects, defined as actions where Federal funds are used for new construction, substantial improvement, or to address substantial damage to structures and facilities. Importantly, as the floodplain expands, more properties will be deemed in the floodplain, and more projects will trigger the floodplain management requirements. Agencies have three options to define the floodplain when federal funding is involved: Climate-Informed Science Approach the elevation and flood hazard area that result from using the best available data and methods that integrate current and future changes in flooding based on climate science; Freeboard Value Approach the elevation and flood hazard area that result from adding an additional 2 feet of elevation to the 100-year base flood elevation (BFE) for non-critical actions and from adding an additional 3 feet of elevation to the BFE for critical actions 1 ; or 500-year Floodplain Approach the elevation and flood hazard area that correspond with the area subject to flooding by the 0.2%-annual-chance flood. 1 Critical actions are defined as any activity for which even a slight chance of flooding would be too great. Examples of critical actions include activities involving structures such as hospitals, nursing homes, prisons, and schools, as well as structures containing irreplaceable resources. 3
4 EO requires each federal agency to incorporate the new floodplain definition and floodrisk management strategies into their existing programs and regulations through rulemaking. For those federal actions that do not meet the definition of federally funded projects, such as federal permitting for otherwise non-federal projects, floodplain management regulations will remain limited to activities impacting the 100-year floodplain. Additionally, the FFRMS will not change the minimum floodplain management criteria that communities must adopt to participate in the National Flood Insurance Program (NFIP) for flood-prone areas, FEMA s flood mapping standards, or the rating and claims practices of the NFIP. The NFIP mandatory flood insurance purchase requirement for loans made by federally regulated lending institutions remains limited to those structures located in the 100-year floodplain according to FEMA s Flood Insurance Rate Maps (FIRMs). ESTIMATED EXPANSION OF THE FLOODPLAIN Importantly, EO was originally limited to the 100-year floodplain for which FEMA has a robust library of FIRM maps. From these maps, one can quickly determine if a parcel of land falls within the 100-year floodplain. However, the federal government has not yet produced any maps depicting the extent of the floodplain according to the climate informed science or freeboard value approaches. And in many locations, the 500-year floodplain is not mapped on FEMA FIRMs. NAHB is especially concerned that the lack of national maps injects significant uncertainty into the multifamily construction. Although maps have not been made available, initial examination of the freeboard value and 500-year floodplain approaches show an extensive expansion beyond the 100-year floodplain. Freeboard Value Approach: Figure 1 (on the next page) illustrates floodplain expansion associated with the freeboard value approach. The increased flood elevation is represented by the vertical increase beyond the 100-year base flood elevation (BFE). Note that as the vertical extent increases, so too does the horizontal extent of the floodplain. Areas in the gray region are within the 100-year floodplain and are currently subject to the various floodplain requirements, including EO as originally written and flood insurance regulations under the National Flood Insurance Program (NFIP). Areas in the tan region are outside the 100-year floodplain and no floodplain restrictions have historically been imposed therein. Under this freeboard value approach, both the gray and tan areas now fall within the floodplain, and all federally funded projects within the expanded floodplain must comply with EO s floodplain management requirements. While the schematic illustrates this expansion generally, federal agencies have not provided maps depicting the specific extent of the floodplain according to this approach. In the absence of definitive maps, multifamily builders will likely have to hire professional land surveyors to determine whether a project is in the new floodplain and if the project must comply with EO
5 Figure 1. Illustration of the vertical flood elevation increase and corresponding horizontal floodplain expansion under the freeboard value approach. Shaded gray = 100-year floodplain. Shaded tan = freeboard value floodplain. 500-year Floodplain Approach: In addition to mapping the 100-year floodplain, some FEMA FIRMs delineate the 500-year floodplain. To assess differences between the two, NAHB commissioned a floodplain area study in 15 cities where both floodplains have been mapped. Averaged across the studies, the 500-year floodplain covered 55% more land area relative to the 100-year floodplain (Table 1 on the next page). To further illustrate the potential floodplain expansion in accordance with the 500-year floodplain approach, Figure 2 (on p. 7) depicts the substantial increase when comparing the 100-year floodplain (blue) and the 500- year floodplain (orange) within the Sacramento, Calif., city limits. Although 500-year floodplain maps are available for the 15 cities listed, it is important to note that the 500-year floodplain is not mapped across all FEMA FIRMs. In those instances, builders and developers will not know if their projects triggers federal floodplain management requirements without contracting engineers to conduct a costly floodplain mapping analysis. 5
6 Table year and 500-year floodplain area in 15 cities across the U.S. City Acres in 100-year floodplain Acres in 500-year floodplain % Increase in floodplain area Austin, TX Dallas, TX Houston, TX Patterson and Woodland Park, NJ Barrington, RI Staten Island, NY Philadelphia, PA Fredericksburg, VA Washington, DC Richmond, VA Alexandria, VA Hampton, VA Redding, CA San Diego, CA Sacramento, CA Average % increase in floodplain area 54.6 (+/- 13.9) 6
7 Figure 2. FEMA 100-year and 500-year floodplains within Sacramento, Calif. city limits. Blue = 100-year floodplain area. Orange = 500-year floodplain area. 7
8 HISTORIC IMPACT OF EO ON FEDERAL MULTIFAMILY HOUSING PROGRAMS In the late 1970s, HUD USDA implemented EO through rulemaking. The regulations governing development in the 100-year floodplain that uses federal funding are found at 24 CFR Part 55 for HUD and 7 CFR Part 1940 for USDA Rural Housing Service Programs. Generally speaking, these existing regulations for include requirements to: purchase flood insurance under the National Flood Insurance Program (NFIP) complete a floodplain management eight-step decision-making (Figure 3), and in most instances, elevate structures 1 foot above the 100-year base flood elevation (BFE) Figure 3: Eight-step decision-making for EO A detailed summary of this begins on p
9 ANTICIPATED IMPACT OF EO ON FEDERAL MULTIFAMILY HOUSING PROGRAMS How will federal agencies that administer multifamily programs define the floodplain? In the Fall 2015 Unified Agenda 2, HUD indicated it will comply with the EO and the FFRMS by using the freeboard value approach. HUD states that to ensure compliance with EO as amended, new construction or substantial improvement in a floodplain [must] be elevated or flood proofed 2 feet above the base flood elevation for non-critical actions and 3 feet above the base flood elevation for critical action. Senior HUD staff have also indicated the department is leaning heavily toward the freeboard value option. USDA, which administers multiple multifamily housing programs under the Rural Development (RD) office, has yet to indicate which definition it will use. A key challenge for developers if the agencies adopt the freeboard value approach will be determining the extent of the new floodplain. As previously described, the floodplain expands both vertically and horizontally under this approach. Unlike the 100-year floodplain, there are no national maps to determine the limits of the expanded freeboard value floodplain. Until such maps are developed, builders may have to rely on surveyors to determine the new floodplain boundaries. Due to the uncertainty, additional regulatory burden and increased costs that builders will have to bear, NAHB has strongly urged HUD not to implement the rule until maps defining the new floodplains are produced by the appropriate federal agency. Which multifamily programs are likely to be affected? We anticipate new construction or substantial rehabilitation that uses HUD or USDA grants or multifamily mortgage programs will have to comply with the floodplain management requirements of EO when those activities occur within the expanded floodplain as defined by EO and the FFRMS. The Internal Revenue Service has given no indication that it will release new floodplain management regulations for its Low Income Housing Tax Credit (LIHTC) and state and local housing finance agency tax-exempt bond-financed multifamily properties. At this time, NAHB does not anticipate these properties will be required to adhere to the new requirements unless there is covered HUD or USDA funding on the property. In those cases, HUD or USDA rules would apply. 2 The Unified Agenda of Federal Regulatory and Deregulatory Actions, more commonly known as the Unified Agenda, is a semiannual publication of all the regulatory actions federal agencies are considering. Executive Order 12866, Regulatory Planning and Review, requires agencies prepare such an agenda in order to improve coordination among divisions of the federal government and to notify the public of upcoming actions. 9
10 Under existing HUD regulations, EO does not apply to HUD refinancing of existing multifamily structures. HUD has indicated they will not require insured mortgage refinancing programs to comply with floodplain management requirements going forward. NAHB analysis suggests a myriad of HUD, USDA-RD, and IRS programs may be impacted. The following matrix summarizes current floodplain management requirements triggered by projects within the 100-year floodplain and predicted changes in light of the expanded floodplain definition for multifamily housing programs used by NAHB members (Table 2, beginning below). These predictions are based upon: Applicability of the existing Floodplain Management EO according to current federal agency regulations; Communications with federal agency staff; Anticipated adoption of the freeboard value approach to define the floodplain in accordance with EO and the FFRMS for HUD programs; and NAHB s analysis of EO 13690, the FFRMS, and the updated EO implementing guidelines. 3 PROGRAM AGENCY PURPOSE CURRENT EO FLOODPLAIN MGMT REQUIREMENT (100-YR FLOODPLAIN) ANTICIPATED EO FLOODPLAIN MGMT REQUIREMENT (FFRMS FLOODPLAIN) Section 221(d)(4) Mortgage Insurance for Rental and Cooperative Housing HUD-FHA NC / SR* Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE** 8-step decision making Elevate structure 2 feet above 100-yr BFE Section 220 Mortgage Insurance for Rental Housing for Urban Renewal and Concentrated Development Areas HUD-FHA NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE 8-step decision making Elevate 2 feet above 100-yr BFE 3 Guidelines for Implementing Executive Order 11988, Floodplain Management, and Executive Order 13690, Establishing a Federal Flood Risk Management Standard and a Process for Further Soliciting and Considering Stakeholder Input. Oct. 8, Available at 10
11 CURRENT EO FLOODPLAIN MGMT REQUIREMENT (100-YR FLOODPLAIN) HUD-FHA NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE PROGRAM AGENCY PURPOSE Section 231 Mortgage Insurance for Rental Housing for the Elderly ANTICIPATED EO FLOODPLAIN MGMT REQUIREMENT (FFRMS FLOODPLAIN) 8-step decision making Elevate 2 OR 3 feet above 100-yr BFE+ Section 241(a) Mortgage Insurance for Supplemental Loans for Multifamily Projects HUD-FHA NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE 8-step decision making Elevate 2 feet above 100-yr BFE Section 223(f) Mortgage Insurance for Purchase or Refinancing of Existing Multifamily Rental Housing HUD-FHA Refinancing Flood insurance No EO requirements No EO requirements Section 223(a)(7) Refinancing of Existing Insured Mortgages HUD-FHA Refinancing Flood insurance No EO requirements No EO requirements Project Based Rental Assistance (Section 8) HUD- Housing Rental Subsidy Flood insurance No EO requirements No EO requirements HOME Investment Partnership Program HUD-CPD NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE 8-step decision making Elevate 2 feet above 100-yr BFE 11
12 CURRENT EO FLOODPLAIN MGMT REQUIREMENT (100-YR FLOODPLAIN) HUD-CPD NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE PROGRAM AGENCY PURPOSE Community Development Block Grant ANTICIPATED EO FLOODPLAIN MGMT REQUIREMENT (FFRMS FLOODPLAIN) 8-step decision making Elevate 2 feet above 100-yr BFE Housing Choice Voucher Program HUD-PIH Rental Subsidy Flood insurance (landlord responsibility) No EO requirements No EO requirements Section 515 Multi-Family Housing Direct Loans USDA-RD NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE 8-step decision making Floodplain and corresponding elevation requirements not yet specified Section 538 Guaranteed USDA-RD NC / SR Flood insurance 8-step decision making Elevate 1 foot above 100-yr BFE 8-step decision making Floodplain and corresponding elevation requirements not yet specified Rural Rental Housing Program USDA-RD Rental Subsidy Flood insurance No EO requirements No EO requirements Section 42 LIHTC Treasury - IRS NC / SR Flood insurance No EO requirements 12
13 PROGRAM AGENCY PURPOSE CURRENT EO FLOODPLAIN MGMT REQUIREMENT (100-YR FLOODPLAIN) ANTICIPATED EO FLOODPLAIN MGMT REQUIREMENT (FFRMS FLOODPLAIN) No EO requirements++ Section 142 Bonds Treasury- IRS NC / SR Flood insurance No EO requirements No EO requirements++ Table 2: Matrix of current and anticipated floodplain management regulation of HUD, USDA-RD, IRS multifamily housing programs under EO and EO (NOTE: The matrix assumes HUD and USDA-RD adopt the freeboard value approach and that a qualified professional has determined the property would fall within the expanded floodplain. This information is based on the best available information at this time. We will not know with certainty how these programs will be affected until the agencies issue their final regulations and policies to implement the EO 13690). *NC / SR = New Construction / Substantial Rehabilitation **BFE = Base Flood Elevation +We anticipate that most properties would be considered noncritical actions; however, it is conceivable that HUD would deem elderly properties critical actions subject to the 3 feet elevation requirement. ++Unless the requirements are tied to other financing sources such as HOME or CDBG Note that all projects, including those not subject to EO 11988, that are constructed in the 100- year floodplain will still have to carry flood insurance under the National Flood Insurance Program (NFIP). In addition to the eight-step decision making (described below) and the requirement to elevate the structure 2 feet above the 100-year base flood elevation, projects occurring within the 100-year floodplain have to carry flood insurance under NFIP. NAHB is especially concerned that many more multifamily projects using Section 221(d)(4) financing for new construction or substantial rehabilitation will trigger federal floodplain management requirements, including requirements to complete the eight-step decision making and elevate structures, as the floodplain definition expands. It is our strong contention that elevating existing structures in the course of substantial rehabilitation is quite infeasible, and HUD should not propose any such requirement. NEW FLOODPLAIN MANAGEMENT REQUIREMENTS FOR MULTIFAMILY BUILDERS Projects in the 100-year floodplain If a new construction or substantial rehabilitation project receives federal funding or HUD multifamily mortgage insurance and takes place in the 100-year floodplain, the project must: 13
14 Obtain flood insurance under the NFIP; Complete the floodplain management eight-step decision making as described below; Elevate the structure 2 feet above the 100-year base flood elevation (3 feet if the project constitutes a critical action ). The 100-year floodplain will be identified using FEMA FIRMs. However, the limits of the freeboard elevation value across the property will have to be determined by a professional surveyor. Projects outside the 100-year floodplain but within the freeboard value floodplain If a project receives federal funding or HUD multifamily mortgage insurance and occurs outside the 100-year floodplain but within the new expanded floodplain as defined by the freeboard value approach, the project must: Complete the floodplain management eight-step decision making as described below; Elevate the structure 2 feet above the 100-year base flood elevation (3 feet if the project constitutes a critical action ). To complete Step 1 of the eight-step decision making, the builder must determine if the project will impact the new freeboard value defined floodplain. A professional surveyor must make this determination. A survey will have to be done as well to determine the limits of the freeboard elevation value across the property. FLOODPLAIN MANAGEMENT EIGHT-STEP DECISION MAKING PROCESS HUD regulations at 24 CFR describe the following for complying with EO 11988: Step 1. Determine whether the proposed action is located in the floodplain. If not, no further compliance is required. If so, continue to Step 2. Step 2. Notify the public at the earliest possible time of a proposal to consider an action in the floodplain, and involve the affected and interested public in the decision making. Notices must be bilingual if the affected public is largely non-english speaking. Notices must be published in the local newspaper. Notices must be sent to federal, state, and local public agencies, organizations, and individuals known to be interested in the proposed action. Notices must state the proposed location and description of the activity, the total number of acres of floodplain involved, the HUD official and phone number to contact 14
15 for information, and the hours and the HUD office at which a full description of the proposed action may be reviewed. The public is provided a minimum of 15 calendar days to comment on the notice. Step 3. Identify and evaluate practicable alternatives to locating the proposed action in a floodplain. These may include: Locations outside the floodplain; Alternative methods to serve the identical project objective; and A determination not to approve any action. In reviewing practicable alternatives, HUD shall consider feasible technological alternatives, hazard reduction methods and related mitigation costs, and environmental impacts. Step 4. Identify the potential direct and indirect impacts associated with the occupancy or modification of the floodplain. Step 5: Where practicable, design or modify the proposed action to minimize potential adverse impacts within the floodplain and restore and preserve its natural and beneficial values. Step 6. Reevaluate the proposed action to determine: (1) Whether it is still practicable in light of its exposure to flood hazards in the floodplain, the extent to which it will aggravate the current hazards to other floodplains, and its potential to disrupt floodplain values; and (2) Whether alternatives preliminarily rejected at Step 3 are practicable in light of the information gained in Steps 4 and 5. Step 7. If the reevaluation results in a determination that there is no practicable alternative to locating the proposal in the floodplain, publish a final notice that includes: (1) The reasons why the proposal must be located in the floodplain; (2) A list of the alternatives considered; and (3) All mitigation measures to be taken to minimize adverse impacts and to restore and preserve natural and beneficial values. In addition, the public notice procedures of Step 2 shall be followed, and a minimum of 7 calendar days for public comment allowed before approval shall be provided. Step 8. Upon completion of the decision making in Steps 1 through 7, implement the proposed action. There is a continuing responsibility to ensure that the mitigating measures identified in Step 7 are implemented. 15
16 OUTSTANDING ISSUES: Deals in the pipeline must be grandfathered NAHB is seriously concerned that requirements of the new rule could be imposed on projects where the builder has invested significant dollars that could be lost if the new requirements make the project infeasible. Therefore, NAHB strongly urged HUD to provide a reasonable transition period and grandfathering provisions for projects in when the final rule is published. At this time, NAHB members recommend making the rule effective one year after the date of publication in the Federal Register to give stakeholders sufficient time to prepare. Economic analysis NAHB is developing more specific cost data, including both direct and indirect costs, to share with HUD. Our preliminary estimates suggest compliance with the new FFRMS will increase construction costs for new HUD-insured or assisted multifamily properties by about 5%. This estimate is based on the cost of elevating the properties two feet above BFE. Alternatives to elevating structures NAHB is exploring alternative means of mitigating flood risk in light of climate change. For instance, FEMA recently published a document entitled Reducing Flood Risk to Residential Buildings That Cannot Be Elevated. Methods described in this document may be more practicable alternatives for decreasing flood risk for certain residential buildings. Implementation EO and the FFRMS through rulemaking As directed by EO 13690, federal agencies will implement the FFRMS through rulemaking. HUD has indicated it will issue a proposed rule this spring, likely in April, with the goal of finalizing the rule in late fall. NAHB continues to provide information to HUD and USDA about our concerns related to the costs and impact of Executive Order and the FFRMS. We will also comment on agency rules when proposed. Impact on FHA multifamily insurance programs NAHB is assessing the new standard s impact on origination activity in the FHA 221(d)(4) multifamily mortgage insurance program. NAHB has reached out to the Office of Housing to obtain data on the location of these projects and to assess how many of projects could potentially be impacted by the expanded floodplain definition. In the last five years, HUD has insured mortgages for over 800 projects across the country under the 221(d) program (Fig. 4, next page). 16
17 Figure 4. Location of the more than 800 multifamily projects insured by HUD using the 221(d)(4) program between 2010 and CONCLUSION NAHB members provide safe and affordable rental housing to low- and moderate-income families across the nation. We are concerned that the cost of the FFRMS and new expanded floodplain area will be significant and impair the ability to provide this affordable housing. HUD and USDA-RD should produce risk-reward analyses to determine whether the cost of flood risk mitigation is reasonable relative to the expected life of the project and the potential reduction in new affordable rental units. 17
Floodplain Management Annual Conference Atlanta, Georgia April 2017
Floodplain Management 2017 Annual Conference Atlanta, Georgia April 2017 Floodplain Mapping and Flood Zones Zone Deisgnations: Zone A: No base flood elevations have been determined it is an approximated
More informationFederal Flood Risk Management Standards. An Update on Federal Flood Resilience Standards
Federal Flood Risk Management Standards An Update on Federal Flood Resilience Standards Purpose of Today s Briefing Facilitate the understanding of Executive Order (E.O.)13690 and its implementation Discuss
More informationEO 11988, & The Federal Flood Risk Management Standard. FMA September 9, 2015
EO 11988, 13690 & The Federal Flood Risk Management Standard FMA September 9, 2015 Executive Order (EO) 11988 Issued May 24,1977 Requires federal agencies to avoid long term and short term impacts associated
More informationFacts & Info regarding the NFIP in Mathews County VA And the Mathews County Floodplain Management Ordinance
Facts & Info regarding the NFIP in Mathews County VA And the Mathews County Floodplain Management Ordinance As of 05-31-2014: Current NFIP policies in Mathews County = 1687 NFIP Claims= 1127, for a total
More informationFloodplain Management. City Council Work Session April 16, 2013
Floodplain Management City Council Work Session April 16, 2013 1 Discussion Agenda Flood Insurance Rate Changes Community Rating System Recommendation Floodplain Ordinance Enhancements Modifications Public
More informationHistory of Floodplain Management in Ascension Parish
History of Floodplain Management in Ascension Parish presented by: Kara Moree Floodplain Coordinator February 6, 2012 Floodplain 101 Floodplain 101 Base or 1% Flood: A flood having a 1% chance of being
More informationClimate Change Policy Update:
Proud Platinum Sponsor of the ASFPM 2017 Annual Conference Climate Change Policy Update: Overview of Federal Agency Responses to Executive Order 13690 and the Federal Flood Risk Management Standard Dr.
More informationDoor County Floodplain Program Informational Meeting
Door County Floodplain Program Informational Meeting Door County Land Use Services Department Wisconsin Department of Natural Resources January 15, 2018 Floodplain = Land affected by flood event with a
More informationPrimer on Sea Level Rise and Future Flooding. Doug Marcy / Russell Jackson Coastal Hazards Specialists NOAA Office for Coastal Management
Primer on Sea Level Rise and Future Flooding Doug Marcy / Russell Jackson Coastal Hazards Specialists NOAA Office for Coastal Management Sea Level has Changed Throughout Geologic History 1.7mm/year 2.9mm/year
More informationFloodplain Management 101. Mississippi Emergency Management Agency Floodplain Management Bureau
Floodplain Management 101 Mississippi Emergency Management Agency Floodplain Management Bureau Stafford Act The Stafford Disaster Relief and Emergency Assistance Act (Stafford Act) (Public Law 100-707)
More informationCOASTAL HAZARD MITIGATION TOOLS AND TECHNIQUES
COASTAL HAZARD MITIGATION TOOLS AND TECHNIQUES Beach Nourishment Responsible Agency/Party: Mitigation for: Management Effort: Federal and/or State sponsored projects Long- and short-term erosion Flood
More informationChanges to the National Flood Insurance Program What to Expect
Changes to the National Flood Insurance Program What to Expect Impact of changes to the NFIP under Homeowner Flood Insurance Affordability Act of 2014 More Changes are Coming to the NFIP On March 21, 2014,
More informationFLOODPLAIN FAQ s. Last Update: June 2017
FLOODPLAIN FAQ s Last Update: June 2017 What does FEMA stand for? Federal Emergency Management Agency - the operation of FEMA is to lead America to prepare for, prevent, respond to, and recover from disasters.
More informationASFPM Update. GAFM 10 th Annual Technical Conference March 24, 2016
ASFPM Update GAFM 10 th Annual Technical Conference March 24, 2016 AND HE SAID Floods are 'acts of God,' but flood losses are largely acts of man. 1945 PhD Dissertation Human Adjustments to Flood by Gilbert
More informationState Perspectives on Critical Water Issues: ASFPM Update NAFSMA Annual Meeting
State Perspectives on Critical Water Issues: ASFPM Update 2016 NAFSMA Annual Meeting OUR CHALLENGE Floods are 'acts of God,' but flood losses are largely acts of man. 1945 PhD Dissertation Human Adjustments
More informationADVISORY BASE FLOOD ELEVATIONS (ABFEs)
The Department of Homeland Security s Federal Emergency Management Agency is committed to helping communities that were impacted by Hurricanes Katrina and Rita rebuild safer and stronger. Following catastrophic
More informationThe National Flood Insurance Program and Flood Insurance Rate Map for San Francisco. Presentation at Treasure Island Community Meeting
The National Flood Insurance Program and Flood Insurance Rate Map for San Francisco Presentation at Treasure Island Community Meeting October 17, 2007 1 National Flood Insurance Program (NFIP) Overview
More informationASFPM Update OUR CHALLENGE. Floods are 'acts of God,' but flood losses are largely acts of man. Fall, 2016
ASFPM Update Fall, 2016 OUR CHALLENGE Floods are 'acts of God,' but flood losses are largely acts of man. 1945 PhD Dissertation Human Adjustments to Flood by Gilbert F. White 1 OUR CHALLENGE Credit: Chopperguy
More information10526 Bermuda Isle Dr. Tampa, FL 33647
Flood Analysis Memo Property Address In Partnership with: ** This property is NOT within a high-risk flood zone ** This property is located in a FEMA low-risk zone designated as Zone X - an area of minimal
More informationDurham County Preliminary Flood Hazard Data Public Meeting. July 28, 2016
Durham County Preliminary Flood Hazard Data Public Meeting July 28, 2016 Why Are We Here New flood hazard data has been released as Preliminary for Durham County Statutory Due Process for review/comments
More informationDEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Funding Highlights: Provides $4.4 billion for the Community Development Fund, including full funding of Community Development Block Grant formula funds and $150
More informationFloodplain Management Plan
Floodplain Management Plan CITY OF FORT WORTH TFMA 2016 Spring Conference March 10, 2016 Agenda 1. Fort Worth Higher Standards (NFIP & CRS) 2. Floodplain Management Plan Overview and Results 3. Project
More informationUsing GISWeb to Determine Your Property s Flood Zone
Using GISWeb to Determine Your Property s Flood Zone 1. In a new browser window, go to http://www.co.santacruz.ca.us/departments/geographicinformationsystemsgis.aspx 2. Click on GISWeb - GIS Mapping Application
More informationOn March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law.
On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law. This law repeals and modifies certain provisions of the Biggert-Waters Flood Insurance Reform
More informationAgenda. Introduction. Introduction -Map Study Lifecycle. Insurance Benefits of New Map
Agenda Introduction Effects of Map Changes on Flood Insurance Lower risk to higher risk ( Grandfathering ) Higher risk to lower risk ( Conversion ) No Change Vertical Datum change Summary Levees Levees
More informationChanges to the National Flood Insurance Program What to Expect
Changes to the National Flood Insurance Program What to Expect Impact of changes to the NFIP under Homeowner Flood Insurance Affordability Act of 2014 BW-12: What Changed Subsidies to be phased out Non-primary
More information10526 Bermuda Isle Dr. Tampa, FL 33647
Flood Analysis Memo Property Address 10526 Bermuda Isle Dr. In Partnership with: ** This property is NOT within a high-risk flood zone ** 10526 Bermuda Isle Dr. BFE = 35 ft This property is located in
More informationFederal Flood Risk Management Standard
Federal Flood Risk Management Standard National Waterways Conference 2015 Annual Meeting Roy Wright Roy Deputy Wright Associate Administrator for Insurance and Mitigation Deputy September Associate 18,
More informationFlood Risk and Climate Adaptation: Policy Reforms and Lessons (Being) Learned from Hurricane Sandy
Flood Risk and Climate Adaptation: Policy Reforms and Lessons (Being) Learned from Hurricane Sandy Adaptive Planning For Coastal Change: Legal Issues For Local Government Briefing Overview 2 Background:
More informationJanuary 30, HQ, U.S. Army Corps of Engineers ATTN: EO13690/CECW-HS/3G G Street N.W. Washington, DC Re: Docket COE
January 30, 2017 HQ, U.S. Army Corps of Engineers ATTN: EO13690/CECW-HS/3G68 441 G Street N.W. Washington, DC 20314-1000 Re: Docket COE-2016-0018 Dear Sir or Madam: Thank you for the opportunity to submit
More informationASFPM Update and NFIP Reform. KAMM 10 th Anniversary Conference September 9, 2014
ASFPM Update and NFIP Reform KAMM 10 th Anniversary Conference September 9, 2014 AND HE SAID Floods are 'acts of God,' but flood losses are largely acts of man. 1945 PhD Dissertation Human Adjustments
More informationJustification for Floodplain Regulatory Standards in Illinois
Justification for Floodplain Regulatory Standards in Illinois Office of Water Resources Issue Paper April, 2015 Proactive Illinois floodplain and floodway regulatory standards have prevented billions of
More informationDisaster Insurance: Are States and Insurance Companies Prepared?
Disaster Insurance: Are States and Insurance Companies Prepared? National Conference of State Legislatures 2015 Legislative Summit Roy Wright Deputy Associate Administrator for Insurance and Mitigation
More informationNovember 5, Dear Sir or Madam:
Regulations Division Office of the General Counsel U.S. Department of Housing and Urban Development 451 7th Street, S.W. Room 10276 Washington, DC 20410-0500 Subject: Request for Comments on Ending Hold
More informationJOINT STUDY ON FLOOD ELEVATIONS AND BUILDING HEIGHT REQUIREMENTS PURSUANT TO 2015 N.C. SESS. LAW 286. Presented by:
JOINT STUDY ON FLOOD ELEVATIONS AND BUILDING HEIGHT REQUIREMENTS PURSUANT TO 2015 N.C. SESS. LAW 286 Presented by: Dan H. Tingen Chairman of the North Carolina Building Code Council Rick McIntyre North
More informationChanges in Certain Multifamily Housing and Health Care Facility Mortgage Insurance Premiums for Fiscal Year 2013 Notice Docket No.
Regulations Division Department of Housing and Urban Development 451 7 th Street, S.W., Room 10276 Washington, D.C. 20410-0500 Re: Changes in Certain Multifamily Housing and Health Care Facility Mortgage
More informationMany of the changes to the NFIP were recently revised on March 21, 2014 by the Homeowner Flood Insurance Affordability Act of 2014.
F l oodawa r e ne swe e k Ma r c h19-ma r c h25 2017 Below is a summary of the topics we will discuss today. On July 6, 2012, the Biggert-Waters Flood Insurance Reform Act of 2012 was passed by Congress
More informationFederal Emergency Management Agency
Page 1 of 3 COMMUNITY AND MAP PANEL INFORMATION COMMUNITY CITY OF MARGATE CITY, ATLANTIC COUNTY, NEW JERSEY LEGAL PROPERTY DESCRIPTION A parcel of land, as described in Deed recorded in Book 4826, page
More informationFloodplain Development Permit Application
Floodplain Development Permit Application **All construction will also require a building permit** This is an application packet for a Floodplain Development Permit. Certain sections are to be completed
More informationUNIT 2: THE NATIONAL FLOOD INSURANCE PROGRAM
UNIT 2: THE NATIONAL FLOOD INSURANCE PROGRAM In this unit Unit 2 introduces the National Flood Insurance Program: How it evolved, How it works, The roles of the state and local partners participating in
More informationREAL ESTATE FLOOD DISCLOSURE PROGRAM & FLOOD MAP INFORMATION SERVICES
REAL ESTATE FLOOD DISCLOSURE PROGRAM & FLOOD MAP INFORMATION SERVICES Agenda 10:30-12:00 Flood Disclosure Program 12:00-12:30 Lunch 12:30-1:30 Flood Map Service Center Lisa Foster, CFM, Floodplain Coordinator
More informationCDBG-DR, BW-12, CRS and Dauphin County, PA: What do they have in common? 2015 ASFPM Annual Conference
CDBG-DR, BW-12, CRS and Dauphin County, PA: What do they have in common? 2015 ASFPM Annual Conference June 3, 2015 Today's Speaker Rob Flaner Hazard Mitigation Program Manager, Tetra Tech, Inc. Over 25
More informationChanges Coming to the National Flood Insurance Program What to Expect. Impact of changes to the NFIP under Section 205 of the Biggert-Waters Act
Changes Coming to the National Flood Insurance Program What to Expect Impact of changes to the NFIP under Section 205 of the Biggert-Waters Act Flood Risk Flood risks and the costs of flooding Weather
More informationNational Flood Insurance Program and Biggert-Waters 2012
National Flood Insurance Program and Biggert-Waters 2012 National Flood Insurance Program NFIP was created by Congress in 1968 Coverage underwritten by the Federal Government, administered by FEMA NFIP
More informationArticle 23-6 FLOODPLAIN DISTRICT
AMENDING THE CODE OF THE CITY OF PITTSFIELD CHAPTER 23, ZONING ORDINANCE SECTION I That the Code of the City of Pittsfield, Chapter 23, Article 23-6 Floodplain District, shall be replaced with the following:
More informationHUD s Environmental Review Process. Disaster Assistance Training 2012 Jerimiah Sanders, Environmental Specialist
HUD s Environmental Review Process Disaster Assistance Training 2012 Jerimiah Sanders, Environmental Specialist Goals: Understand NEPA Overview of levels of environmental review Spot red flags New Tools
More informationSECTION 9: MAPS AND DATA
SECTION 9: MAPS AND DATA Contents 9.1. NFIP Maps and Data... 9-2 9.1.1. Adopting and enforcing NFIP floodplain maps and data... 9-2 9.1.2. Adopting and enforcing more restrictive data... 9-2 9.1.3. Annexations...
More informationLOAN PROGRAM GUIDELINES (INCLUDES PENNHOMES)
LOAN PROGRAM GUIDELINES (INCLUDES PENNHOMES) The Agency's PennHOMES Program offers zero percent ( 0% ) interest, deferred payment loans that can be used to support the development of lower income rental
More informationEnvironmental Review and Disaster Recovery
Environmental Review and Disaster Recovery Welcome and Speakers Welcome to HUD s webinar series on CDBG-DR basics Webinars will focus on key rules and requirements for managing DR grants Webinars will
More informationAbington Township Public Meeting
Abington Township Public Meeting Flood Insurance Rate Map Update March 23, 2016 1 Meeting Agenda and Format Provide residents/property owners of Abington Township with information about the map update,
More informationBucks County, PA Flood Risk Review Meeting. November 2014
Bucks County, PA Flood Risk Review Meeting November 2014 Agenda for Today Risk MAP Program overview Overview of non-regulatory Flood Risk Products and datasets Discuss mitigation action Technical overview
More informationLouisiana Flood Risk Coalition. Red River Valley Association 93 rd Annual Convention Bossier City, LA
Louisiana Flood Risk Coalition Red River Valley Association 93 rd Annual Convention Bossier City, LA Louisiana Flood Risk Coalition National Flood Insurance Program Reauthorization & Reform Who We Are
More informationThe New Maryland Model Floodplain Management Ordinance
Department of the Environment The New Maryland Model Floodplain Management Ordinance MAFSM Conference October 21, 2010 Kevin G. Wagner Agenda Brief history/background What s driving new ordinances Introduction
More informationBiggert-Waters Flood Insurance Reform and Modernization Act of 2012
Biggert-Waters Flood Insurance Reform and Modernization Act of 2012 On July 6, 2012, President Obama signed into law the Biggert-Waters Flood Insurance Reform Act of 2012, which reauthorizes and reforms
More information210 W Canal Dr Palm Harbor, FL 34684
Flood Analysis Memo Property Address In Partnership with: ** This property is within a high risk flood zone ** BFE = 6 ft This property is located in the FEMA designated high-risk zone, Zone AE - an area
More informationMay 17, Housing Sector Overview
May 17, 2017 Housing Sector Overview Housing Finance Policy Center May 17, 2017 AFFORDABLE HOUSING: In general, housing for which the occupant(s) is/are paying no more than 30 percent of his or her income
More informationA Discussion of the National Flood Insurance Program
A Discussion of the National Flood Insurance Program Carolyn Kousky Key Points There is a large flood insurance gap in the United States, with many people exposed to flood risk not covered by flood insurance.
More informationFederal Emergency Management Agency
Page 1 of 4 Issue Date: October 2, 2017 Effective Date: October 2, 2017 Case No.: 17-09-2731P LOMR-APP Federal Emergency Management Agency Washington, D.C. 20472 LETTER OF MAP REVISION DETERMINATION DOCUMENT
More informationREAL ESTATE FLOOD DISCLOSURE PROGRAM & FLOOD MAP INFORMATION SERVICES
REAL ESTATE FLOOD DISCLOSURE PROGRAM & FLOOD MAP INFORMATION SERVICES Lisa Foster, CFM, Floodplain Coordinator ldfoster@pinellascounty.org January 26, 2018 Why are you here? Save your clients money on
More informationUpper Joachim Creek Public Survey on Potential Flood Risk Reduction
Upper Joachim Creek Public Survey on Potential Flood Risk Reduction This survey is intended to help the interagency planning committee to receive public feedback on specific flood risk reduction techniques,
More informationStorms Brewing in the National Flood Insurance Program: Understanding the Impacts on Your Community
Storms Brewing in the National Flood Insurance Program: Understanding the Impacts on Your Community Molly Lawrence Van Ness Feldman LLP Washington, D.C Seattle, WA Why Are Floodplains Issue Important in
More informationVFMA Workshop October 16, David M. Gunn, P.E., CFM Henrico County DPW
VFMA Workshop October 16, 2014 David M. Gunn, P.E., CFM Henrico County DPW Agenda NFIP Virginia Statistics BW-12 GW-14 Community Actions Flood Damages are not the result of a Natural Disaster, They are
More informationAMENDMENTS TO CHAPTER 50: FLOODPLAIN DEVELOPMENT
AMENDMENTS TO CHAPTER 50: FLOODPLAIN DEVELOPMENT PART I: 2018 FLOOD MAP IMPLEMENTATION PART II: STRATEGIES TO IMPROVE THE CITY S COMMUNITY RATING SYSTEM SCORE NATIONAL FLOOD INSURANCE PROGRAM (NFIP) CREATED
More informationAGENDA PACKET BOARD OF SELECTMEN APRIL
AGENDA PACKET BOARD OF SELECTMEN APRIL 1, 2014 Licensing 1. Public Hearing New Annual All Alcohol Common Victualer, Weekday and Sunday Entertainment licenses for Chez Franck Catering LLC dba Chez Franck-Kings
More informationChapter 1: Role of Performance Measurement in HUD CPD Formula Grant Programs
Chapter 1: Role of Performance Measurement in HUD CPD Formula Grant Programs Performance measurement is a tool to capture information about program performance. This chapter introduces the concept of performance
More informationCoalition of New York and New Jersey Flood Insurance Consumer Advocates
Coalition of New York and New Jersey Flood Insurance Consumer Advocates Comments on the Flood Insurance Sustainability and Affordability Act of 2017 Title I: Enhancing National Flood Insurance Program
More informationPassaic River Basin Flood Advisory Commission Report/Status of Recommendations. October 2014 Update
Passaic River Basin Flood Advisory Commission Report/Status of Recommendations October 2014 Update Passaic River Basin Flood Advisory Commission April 2010: By Executive Order, Governor Christie created
More informationW October 1, Write Your Own (WYO) Principal Coordinators and the National Flood Insurance Program (NFIP) Servicing Agent
U.S. Department of Homeland Security 500 C St. SW Washington, D.C. 20472 W-14053 October 1, 2014 MEMORANDUM FOR: Write Your Own (WYO) Principal Coordinators and the National Flood Insurance Program (NFIP)
More informationAquidneck Island Resilience Strategy Issue Paper 4. Issue: RESIDENTIAL FLOODING
Aquidneck Island Resilience Strategy Issue Paper 4 Issue: RESIDENTIAL FLOODING Description of Concern: While much of Aquidneck Island s geography lies outside the reach of coastal flooding, some of the
More informationFlood Analysis Memo. 629 Orangewood Dr. Dunedin, FL BFE = 21 ft
Flood Analysis Memo Property Address 629 Orangewood Dr. In Partnership with: ** This property is NOT within a high-risk flood zone ** 629 Orangewood Dr. BFE = 21 ft This property is located in the FEMA
More informationCalifornia Building Code and the NFIP. John Ingargiola, Senior Engineer FEMA Building Science Branch
California Building Code and the NFIP John Ingargiola, Senior Engineer FEMA Building Science Branch CA Major Disaster Declarations and Federal Assistance $21 $21 $76 $78 7 declarations, 2004-2016, total
More informationDealing With Unnumbered A Zones in Maine Floodplain Management
Dealing With Unnumbered A Zones in Maine Floodplain Management The following is a list of acceptable methods that the State Floodplain Management Coordinator and the Federal Emergency Management Agency
More informationCDBG-DR, BW-12, CRS and Dauphin County, PA: What do they have in common? 2015 FMA Annual Conference
CDBG-DR, BW-12, CRS and Dauphin County, PA: What do they have in common? 2015 FMA Annual Conference September 9, 2015 Today's Speaker Kristen Gelino Hazard Mitigation Planner, Tetra Tech, Inc. 2 years
More informationEnvironmental Review and Disaster Recovery
Environmental Review and Disaster Recovery Welcome & Speakers Session Objectives Identify the importance of Environmental Reviews Identify tips for understanding post disaster Environmental Laws Determine
More informationFederal Grants Provide $6 Benefit for Each $1 Invested
Federal Grants Provide $6 Benefit for Each $1 Invested Introduction Natural hazards present significant risks to many communities across the United States. Fortunately, there are measures governments,
More informationCOMBINED PUBLIC NOTICE
COMBINED PUBLIC NOTICE NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS AND NOTICE AND PUBLIC EXPLANATION OF A PROPOSED ACTIVITY IN THE 100-YEAR FLOODPLAIN April
More informationNational Flood Insurance Program Final Nationwide Programmatic Environmental Impact Statement
Final Nationwide Programmatic Environmental Impact Statement EXECUTIVE SUMMARY Action Agency: Federal Emergency Management Agency Cooperating Agency: U.S. Environmental Protection Agency September 2017
More informationKevin Wagner Maryland Department of the Environment
Kevin Wagner Maryland Department of the Environment Topics Overview of the National Flood Insurance Program (NFIP) Mapping Regulations Insurance Mitigation Community Rating System (CRS) Questions Know
More informationFloodplain Management 101: UNIT II. Maps & Flood Insurance Studies
Floodplain Management 101: UNIT II Maps & Flood Insurance Studies Who is ASFPM? ASFPM stands for the Association of State Floodplain Managers A national organization of floodplain management professionals
More information(INCLUDES PENNHOMES) Review Process PENNSYLVANIA HOUSING FINANCE AGENCY (2015 UNDERWRITING APPLICATION)
LOAN PROGRAM GUIDELINES (INCLUDES PENNHOMES) The Agency's PennHOMES Program offers zero percent ( 0% ) interest, deferred payment loans that can be used to support the development of lower income rental
More informationTHE NATIONAL FLOOD INSURANCE PROGRAM:
THE NATIONAL FLOOD INSURANCE PROGRAM: Directions for Reform As Congress considers legislative changes to the debt-ridden National Flood Insurance Program, Carolyn Kousky discusses four key issues for reform.
More informationa) Ensure public safety through reducing the threats to life and personal injury.
SECTION VII: FLOODPLAIN DISTRICT 7-1 Statement Of Purpose The purposes of the Floodplain District are to: a) Ensure public safety through reducing the threats to life and personal injury. b) Eliminate
More informationC APABILITY A SSESSMENT
PURPOSE The Rappahannock Rapidan region's capability assessment was conducted to determine the ability of participating localities to develop and implement a comprehensive hazard mitigation strategy and
More informationAssociation of State Floodplain Managers, Inc.
Association of State Floodplain Managers, Inc. 2809 Fish Hatchery Road, Suite 204, Madison, WI 53713 Phone: 608-274-0123 Fax: 608-274-0696 Email: asfpm@floods.org Website: www.floods.org Critical Facilities
More informationAction Items for Flood Risk Management on Wildcat Creek Interagency success with floodplain management plans and flood forecast inundation maps
Presentation to USACE 2012 Flood Risk Management and Silver Jackets Joint Workshop, Harrisburg, Pennsylvania Action Items for Flood Risk Management on Wildcat Creek Interagency success with floodplain
More informationNorth Carolina Department of Public Safety Emergency Management Risk Management
North Carolina Department of Public Safety Emergency Management Risk Management Roy Cooper, Governor Erik A. Hooks, Secretary Michael A. Sprayberry, Director INSTRUCTIONS FOR COMPLETING THE NORTH CAROLINA
More informationAPRIL 2013 BIGGERT-WATERS SPECIAL EDITION
News from Region X Inside this Issue April 2013 Volume 3, Issue 5 SPECIAL EDITION Biggert-Waters Reform Biggert-Waters Reform The National Flood Insurance Program (NFIP), administered by the Department
More informationREAL ESTATE FLOOD DISCLOSURE PROGRAM & FLOOD MAP INFORMATION SERVICES
REAL ESTATE FLOOD DISCLOSURE PROGRAM & FLOOD MAP INFORMATION SERVICES Lisa Foster, CFM, Floodplain Coordinator ldfoster@pinellascounty.org January 26, 2018 Why are you here? Save your clients money on
More informationChallenges and Risks to the Bay Area Maritime and Industrial Economy
Challenges and Risks to the Bay Area Maritime and Industrial Economy Flood Management Challenges Ed Curtis, P.E., Risk Analysis Branch, FEMA Region IX Gregor Blackburn, CFM, Floodplain Management & Insurance
More informationCity of Santa Clarita Engineering Services Division Valencia Boulevard Santa Clarita, CA (661) Levee Certification
City of Santa Clarita Engineering Services Division 23920 Valencia Boulevard Santa Clarita, CA 91355 (661) 255-4942 Levee Certification FEMA is currently updating the nation s flood hazard maps under a
More informationWetzel County Floodplain Ordinance
Wetzel County Floodplain Ordinance AUTHORITY AND PURPOSE: THE PROVISIONS OF THIS ORDINANCE HAVE BEEN PREPARED WITH THE INTENTION OF MEETING THE REQUIREMENTS OF SECTION 60.3 (D) OF THE NATIONAL FLOOD INSURANCE
More informationNational Flood Insurance Program, Biggert-Waters 2012, and Homeowners Flood Insurance Affordability Act 2014
National Flood Insurance Program, Biggert-Waters 2012, and Homeowners Flood Insurance Affordability Act 2014 Janice Mitchell, Insurance Specialist Floodplain Management and Insurance Branch FEMA Region
More informationPre-Development Floodplain Application
Pre-Development Floodplain Application The Department of Planning, at the recommendation of FEMA, is now requiring completion of a Pre- Development Floodplain Application for all properties in the regulated
More informationGail Moldovan-Trujillo, ACSR,CPIW Hagan Hamilton Insurance 2012 NFIP Agency of the year Flood Insurance Specialist & Consultant
Gail Moldovan-Trujillo, ACSR,CPIW Hagan Hamilton Insurance 2012 NFIP Agency of the year Flood Insurance Specialist & Consultant Flood Insurance regulations continue to change at a very rapid pace, therefore
More informationQuestions about the National Flood Insurance Program
Questions about the National Flood Insurance Program Federal Emergency Management Agency (FEMA) Questions and Answers What is the National Flood Insurance Program (NFIP)? The NFIP is a Federal program
More informationNational Flood Insurance Program
National Flood Insurance Program A Discussion in Three Parts: The Nature of Flood Risk An Overview of the NFIP Impact of Recent Legislation (BW-12 & HFIAA-14) Nature of Flood Risk FLOODS ARE AN ACT OF
More informationEnough about me! Topics Covered
About Me Worked in land surveying since 1997 Employed by the City of Orlando since 2006 City of Orlando City Surveyor since February 2015 Certified Floodplain Manager since 2015 Florida Licensed Surveyor,
More informationLEGISLATIVE PRIORITIES
HUD SECTION 108 The Section 108 Program allows grantees of the Community Development Block Grant (CDBG) Program to borrow Federally-guaranteed funds for community development purposes. Section 108 borrowers
More informationequity advisory services
CAPABILITIES equity advisory services YOUR SINGLE POINT OF CONTACT FOR THE ENTIRE CAPITAL STACK Better relationships. Better results. EQUITY VOLUME BY PROPERTY TYPE Our close relationships with debt providers
More informationCity of Pensacola and Escambia County Flood Risk and Flood Insurance Study
City of Pensacola and Escambia County Flood Risk and Flood Insurance Study Preliminary Report 1: Long Hollow and Sanders Beach Tracts Wharton Risk Management and Decision Processes Center November 8, 2016
More information