Giro Takaful Pelindung
|
|
- Amanda Evangeline Jackson
- 6 years ago
- Views:
Transcription
1 Giro Takaful Pelindung A COMPREHENSIVE accidental protection plan that COMPLEMENTS your NEEDS BSNMalaysia
2 Be Protected At All Times Often, we take for granted the simple things in life. What seems trivial now, may turn to be something major and serious if we are not well prepared. Even more, your loved ones will be affected as well. Accidents are the most common unexpected events that occur in our everyday lives. That is why it is important to be protected at all times even for the most basic needs in our life.
3 Get the best from the best Our Giro Takaful Pelindung plan has all the right coverage to safeguard you and your family from the worst. The plan offers more than just basic coverage such as loss of life and disability due to accidents. It also provides comprehensive coverage worldwide and coverage for non-accidental events. Furthermore, you can choose the plan coverage that best suits your and your family needs in one plan. Giro Takaful Pelindung. A plan that every family needs. How Giro Takaful Pelindung helps you Basic Coverage Accidental Death and Permanent Disablement Medical Expenses Compassionate Allowance Repatriation Expenses 24 hours worldwide coverage for you and/or your spouse and/or your children. Reimburse your accidental medical bills arising up to the amount of the plan that you have selected. A one-time RM2,000 payment upon accidental death to help your family with the funeral expenses. Reimburses up to RM5,000 for the repatriation of the remains of the covered person back to Malaysia if accidental death occurs overseas. Extra Coverage Non-accidental Events Coverage Medical expenses for each family member in case of dengue or malaria; Unprovoked murder and assault; Food and drink poisoning; Natural perils like tsunami, earthquake, windstorm, flood or landslide; Suffocation through smoke/ poisonous gas.
4 Easily choose the right Giro Takaful Pelindung package for you Choose the plan that suits your needs and budget from as low as 70 cents a day and rest assured that you and your family are well covered. Package Accidental Death and Permanent Disability A 35, Sum Covered (RM) Medical Compassionate Repatriation Expenses Allowance Expenses B 60, ,000 5,000 C 100,000 1,000 Monthly Contribution (RM) Package Self Self and Spouse Self and Child(ren) Self and Family A B C Notes: 1. Child benefits: a. Accidental Death and Permanent Disability benefit is 20% of adult s sum covered and 100% for other benefits. b. No limit on number of children. 2. The benefits for spouse are 100% of your amount.
5 What is Giro Takaful Pelindung? Giro Takaful Pelindung is a yearly renewable with monthly contribution personal accident plan that provides a comprehensive takaful protection against accidental death or bodily injury. Who can take up Giro Takaful Pelindung? This plan is available to individuals as follows: Self or spouse Child(ren) 1 Occupational Class Class 1: Class 2: Declined Class: Aged between 19 and 65 years old with Occupational Class 1 1 and 2 and is automatically renewable up to the maximum expiry age of 70. Aged between 12 months and 18 years. All professions, occupations and pursuits involving administrative work solely in offices or similar non-hazardous places. All professions, occupations and pursuits involving work of supervisory nature or field travelling but not engaging in manual labour. Other than the above.
6 What are the charges involved in Giro Takaful Pelindung? Giro Takaful Pelindung is based on the Wakalah Bil Ajr model where we put your contribution into the Tabarru Fund after deducting a wakalah charge. This is the fee for the services we provide. The details of the wakalah and other charges are listed in the table below: Charge Type Upfront wakalah charge Stamp Duty Tabarru Details of charges This charge is used to pay commission and distribution related expenses as well as for managing and investing the Tabarru Fund. The charge is 50% of your contribution. There will be a one-time Stamp Duty charge of RM10. We deduct an amount each month based on your occupation and the plan that you choose for the duration of the coverage and this will be placed in the Tabarru Fund. The takaful protection comes from Tabarru Fund. Will I receive any surplus from this plan? You are entitled to receive at least 50% of the distributable surplus (if any) from the Tabarru Fund on a yearly basis provided that you have not incurred any claims under Giro Takaful Pelindung in that certificate year. The balance up to 50% is shared with us as an incentive for managing the Tabarru Fund. Your portion of the distributable surplus will be payable to you. However if the amount is less than RM10, it will be automatically donated to charitable organisations as advised by our Shariah Committee.
7 Important Notes This brochure does not form a contract between you and Prudential BSN Takaful Berhad (PruBSN). Please refer to the Product Disclosure Sheet before participating in the plan. The full terms and conditions are set out in the certificate document. Please ask for a sample of Terms and Conditions should you need detailed information of the plan. In this brochure, Age refers to Age at Next Birthday unless otherwise stated. You should continue paying your contributions regularly until the maturity of your plan to ensure that you are fully protected under the plan at all times. Failing to do so may cease your coverage prematurely. Giro Takaful Pelindung does not provide any benefit amount from the Tabarru Fund on expiry or maturity of takaful certificate. You must inform PruBSN of any change in your occupation because it may affect the contributions, terms, conditions and benefits. The plan may be cancelled by a written notice to us within 15 days from the delivery date of the certificate documents, in which case we shall refund all the contribution received from you. Wakalah Bil Ajr is an arrangement appointing us to manage the overall services provided under your certificate. Tabarru is an arrangement where a portion of your contribution is donated into a fund to assist fellow participants in need through the benefits entitled to them. The exact amount of distributable surplus (if any) will be determined annually and is subject to approval by both the Shariah Committee and Board of Directors of PruBSN.
8 Exclusions Giro Takaful Pelindung does not cover death and injury caused by the following events: War and related risks; Nuclear and related materials; Hazardous sports; Suicide, self-inflicted injury and insanity; Childbirth, miscarriage, pregnancy or any other related complication; AIDS, AIDS-related complex or sexually-transmitted diseases; Air travel except as a passenger in a fully licensed passenger carrying aircraft; Acts of Terrorism; Provoked murder or assault; While committing or attempting to commit any unlawful act including resistance to arrest; and While driving a motor vehicle if the alcohol level in blood exceeds what is allowed by law. The exclusions and limitations above are not exhaustive and you should refer to the certificate document for further information. Find out how to best protect your family and yourself through a complete and suitable plan by contacting any of our representative or visit your nearest BSN branch for a full consultation and get yourself the right protection today.
9 Appendix General guideline to do claim submission Please attach PruBSN Claim Form in each submission and indicate the type of claim you wish to make. Please complete all questions and furnish accurate details in the Claim Form yourself unless under special circumstances. Please ensure that the signature in the Claim Form or for any declaration and/or authorisation must be clear and the same as per proposal form. Please submit original receipts unless you have submitted to other insurer/takaful operator for the same claim, where copy of receipts and respective settlement letter is required. Please submit individual receipt per consultation/treatment. Please provide proof of injury on severe condition (e.g X-ray film & report, photo and medical certificate). Do not use other insurer/takaful operator claim form. Do not scribble or use cursive handwriting that is difficult to read. Do Not copy participant s or covered person s signature.
10 Giro Takaful Pelindung is a Shariah-compliant product. This plan is underwritten by: For further information, please contact: Prudential BSN Takaful Berhad is a registered Takaful Operator under the Islamic Financial Services Act 2013 and is regulated by Bank Negara Malaysia. For more information/enquiries, pleasecontact: Prudential BSN Takaful Berhad ( H) Level 8A, Menara Prudential, No. 10, Jalan Sultan Ismail, Kuala Lumpur. Tel: (03) Fax: (03) customer@prubsn.com.my Bank Simpanan Nasional Wisma BSN, 117 Jalan Ampang, Kuala Lumpur. Tel: Important: You must ensure that you are satisfied that this product will best serve your needs and that the contribution payable under the certificate is an amount that you can afford. All information is correct at the time of print. Printed 1 April 2016.
PruBSN Employee Benefit YOUR COMMITMENT, THEIR WELL-BEING
PruBSN Employee Benefit YOUR COMMITMENT, THEIR WELL-BEING T LET THEM KNOW THAT THEY MATTER Nowadays, it s a challenge to recruit and retain outstanding talent. As an employer, you want to be competitive
More informationPruBSN Anugerah. Always by your side.
PruBSN Anugerah Always by your side. PruBSN Anugerah Take the first step to protect yourself from life s unpredictable moments while you enjoy your spontaneous adventures without worry with PruBSN Anugerah,
More informationOn the road protection for driver and passengers.
Takaful Takaful Private Car Driver and Passenger On the road protection for driver and passengers. Ahli Kumpulan On the road protection for driver and passengers. These days, driving has become an integral
More informationPruBSN CrisisCover. When life depends on it, depend on us.
PruBSN CrisisCover When life depends on it, depend on us. PruBSN CrisisCover Because you deserve the best Many people are caught unaware when it comes to healthcare. We hear of unexpected events that happen
More informationDo future uncertainties keep you awake at night? 88% A glimpse into the reality of financial preparedness today.1
PruBSN Platinum What you desire to achieve in life is different from what your parents or even the person next to you want. Whether it is providing the finest care for your parents and education for your
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLAS P.A. Permata Takaful. Be sure to also read the general terms and conditions of this Takaful Certificate).
More informationWakalah Fee Shall mean an upfront fee payable to HLM Takaful in return of the services rendered.
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in this Personal Accident Takaful-MATTA Haji. Be sure to also read the general terms and conditions.) HONG
More informationPREMIERGUARD PERSONAL ACCIDENT INSURANCE
PREMIERGUARD PERSONAL ACCIDENT INSURANCE Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the Premierguard Personal Accident Insurance. Be sure to also read the
More informationIKHLAS VALUE TERM TAKAFUL. Bridging the gap of uncertainty
1 IKHLAS VALUE TERM TAKAFUL Bridging the gap of uncertainty 2 3 BE PREPARED FOR THE FUTURE WITHOUT FEAR Life is about seizing the moment and making the best of it. IKHLAS VALUE TERM TAKAFUL is a regular
More informationCar Assistance Programme (CAP) With an additional premium of RM 15 per annum per vehicle, the below services are provided under CAP:
Fact Sheet Premier PA Partner Policy Your Premier PA Partner Policy will compensate you for bodily injury caused by accidental means which injury shall solely and independently of any other cause result
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLAS Kembara Hajj and Umrah Takaful. Be sure to also read the general terms and conditions of this
More informationM-Tiara Golden Age Continuity of Legacy
BANCATAKAFUL M-Tiara Golden Age Continuity of Legacy www.muamalat Bank Muamalat Malaysia Berhad (6175-W) Takaful Concept Takaful refers to a cooperation among a group of individuals to mutually guarantee
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the Agro Bestari-i. Be sure to also read the general terms and conditions). 1) What is this product about?
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLAS Saving Prime Takaful. Be sure to also read the general terms and conditions). 1) What is this
More informationA-SME Platinum -i GROUP TERM TAKAFUL
(AIA PUBLIC Takaful Bhd. is licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia) A-SME Platinum-i GROUP TE TAKAFUL PRODUCT DISCLOSURE SHEET (Please read this Product
More informationTake It Easy TravelRight Plus Insurance
Take It Easy TravelRight Plus Insurance (Single Trip And Annual Cover) Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the TravelRight Plus Insurance. Be sure
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET Please read this Product Disclosure Sheet carefully and understand the terms and conditions of the insurance policy. Product: Accident Hospital Guard Plan Date Issued: 1. What
More informationTravel Insurance. (Single Trip And Annual Cover) Product Disclosure Sheet
Travel Insurance (Single Trip And Annual Cover) Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the Travel Insurance Plan. Be sure to also read the general terms
More informationTAKAFUL IKHLAS BERHAD (Registered under Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia)
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLASlink Comprehensive Personal Accident Benefit Secure Takaful Rider. Be sure to also read the general
More informationPremier Personal Accident Plan
Premier Personal Accident Plan (Annual Cover) Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the Personal Accident Plan. Be sure to also read the general terms
More informationTAKAFUL IKHLAS BERHAD (Registered under Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia) IKHLAS EDUCATION TAKAFUL PLUS
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLAS Education Takaful Plus. Be sure to also read the general terms and conditions). 1) What is this
More informationLook forward to the rest of your life. HSBC Takaful Retirement Plan
Look forward to the rest of your life HSBC Takaful Retirement Plan Fast Facts Longevity Today s generation is living longer and leads a healthier lifestyle which increases the average length of retirement.
More informationA-SME Plus -i GROUP TERM TAKAFUL
AIA PUBLIC Takaful Bhd. (935955M) (AIA PUBLIC Takaful Bhd. is licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia) ASME Plus i GROUP TE TAKAFUL PRODUCT DISCLOSURE
More informationTable of Benefits SUM INSURED (RM) FAMILY PLAN INDIVIDUAL PLAN 1. PERSONAL ACCIDENT. Accidental Death 300, ,000. Per Adult 50, ,000 50,000
Fact Sheet Travel Partner Policy Your Travel Partner Policy will indemnify you in the manner and to the extent as described in the policy, in respect of event occurring during your journey within the period
More informationZurich SureCover. The ultimate convenience. Life Insurance
Life Insurance Zurich SureCover The ultimate convenience Zurich Life Insurance Malaysia Berhad (8029-A) (Formerly known as Zurich Insurance Malaysia Berhad) 11th Floor, Menara Zurich, No.12, Jalan Dewan
More informationDon t let crime take away your peace of mind.
Takaful Mega PA Takaful Crime Cover Don t let crime take away your peace of mind. Ahli Kumpulan Takaful The accident plan for when crime strikes, for the whole family. When an accident or crime strikes
More informationIntroduction Eligibility Effective date of Coverage Nomination Coverage/Benefits Table of Benefit Partial and Permanent Disability (PPD)
Introduction Eligibility Effective date of Coverage Nomination Coverage/Benefits Table of Benefit Partial and Permanent Disability (PPD) Termination of Coverage General Exclusions Exclusions for Total
More informationTRAVELRIGHT PLUS INSURANCE (SINGLE TRIP AND ANNUAL COVER)
TRAVELRIGHT PLUS INSURANCE (SINGLE TRIP AND ANNUAL COVER) Product Disclosure Sheet Read this Product Disclosure Sheet before you decide to take out the TravelRight Plus Insurance. Be sure to also read
More informationIKHLASlink SECURE TAKAFUL. A total protection plan customised to suit your needs
IKHLASlink SECURE TAKAFUL A total protection plan customised to suit your needs - 3076-e_brochure-ENG-v6-r24.indd 1 A total protection plan customised to suit your needs This should be on your checklist:
More informationFlexible contribution tenure with 25 years of protection. HSBC Takaful Future Smart
Flexible contribution tenure with 25 years of protection HSBC Takaful Future Smart The smarter way to protect and save B You can t predict the future, but you can plan for it now Enjoy both protection
More informationProduct Disclosure Sheet - Chubb Travel Insurance
Product Disclosure Sheet - Chubb Travel Insurance Please read this Product Disclosure Sheet before you decide to take out Chubb Travel Insurance. Be sure to also read the general terms and conditions.
More informationEnjoy your family moments and the flexibility to protect them.
Takaful Elite Takafulink Enjoy your family moments and the flexibility to protect them. Protection that gives you time with your family and the wealth that they deserve. Few things are as precious as your
More informationTRAVELRIGHT PLUS INSURANCE (SINGLE TRIP AND ANNUAL COVER)
TRAVELRIGHT PLUS INSURANCE (SINGLE TRIP AND ANNUAL COVER) Product Disclosure Sheet Read this Product Disclosure Sheet before you decide to take out the TravelRight Plus Insurance. Be sure to also read
More informationIKHLAS FOREIGN WORKER COMPENSATION SCHEME TAKAFUL CERTIFICATE
IKHLAS FOREIGN WORKER COMPENSATION SCHEME TAKAFUL CERTIFICATE SALAM SEJAHTERA AND THANK YOU For choosing Takaful IKHLAS as your Foreign Worker Compensation cover Takaful provider. INTRODUCTION The Participant
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET Be sure to read this Product Disclosure Sheet and the General Terms and Conditions. 1. What is this product about? This policy provides compensation in the event of injuries, disability
More informationADVANTAGES OF TAKAFUL ALIF PLUS BENEFITS FEATURES
Your children are Your pride and joy. As a responsible parent, You know that education is vital to success and would have started saving for their future. But Your savings alone may not be sufficient.
More informationThis scheme applies the Shariah concepts of Wakalah and Tabarru'.
PRODUCT DISCLOSURE SHEET Please read this Product Disclosure Sheet before you decide to participate in the Takaful mylong Term Houseowner s Scheme. Please be sure to also read the general terms and conditions.
More informationLet your retirement be the start of new adventures. HSBC Takaful Retirement Plan
Let your retirement be the start of new adventures HSBC Takaful Retirement Plan Fast Facts Longevity Today s generation is living longer and leads a healthier lifestyle which increases the average length
More informationEnjoy the best of both worlds. HSBC LifeSelect Regular
Enjoy the best of both worlds HSBC LifeSelect Regular With HSBC LifeSelect Regular, you can potentially grow your savings to achieve bigger goals in life while ensuring that your loved ones are financially
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLASlink Payor Secure Takaful Rider. Be sure to also read the general terms and conditions). 1) What
More informationVoluntary dental care benefits for employees
PROTECTION LAUGHING Voluntary dental care benefits for employees Get a brighter smile with this plan that covers filling, extraction and yearly dental cleaning, also applicable to family members of employees.
More informationPRUmy child INVESTMENT-LINKED INSURANCE. I have peace of mind knowing that all my hopes, wishes and dreams for my child are well secured.
PRUmy child INVESTMENT-LINKED INSURANCE I have peace of mind knowing that all my hopes, wishes and dreams for my child are well secured. Secure your child s future with a complete protection and education
More informationINVESTMENT-LINKED INSURANCE
INVESTMENT-LINKED INSURANCE How do you define your wealth? The size of your bank accounts, or perhaps the number of your assets? Those are valid definitions, but that s not all. True wealth lies in the
More informationCritical Illness Plan
MSI G Critical Illness Plan (Annual Cover) Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the Critical Illness Plan. Be sure to also read the general terms and
More informationToday, lay the groundwork for your child s future Takaful Education Plan
Today, lay the groundwork for your child s future Takaful Education Plan Fast Facts. 84% of Malaysian parents regretted not planning earlier for their children s education. 7 Malaysian parents planned
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLASlink Waiver Of Contributions Secure Takaful Rider. Be sure to also read the general terms and
More informationSOMPO Motor. Private Car Comprehensive Insurance
SOMPO Motor Private Car Comprehensive Insurance WHAT IS THE PRODUCT ABOUT? SOMPO Motor is a Private Car Comprehensive Insurance policy which covers you for accidental or fire damage to your vehicle, theft
More informationSmartPA The comprehensive protection for you and your family
personal accident From just RM0.31 a day, you will be protected for 24 hours a day, worldwide! SmartPA The comprehensive protection for you and your family High Sum Insured We cover Accidental Death or
More informationInsurance. World Traveller Care Travel is coming home with memories, not worries.
Insurance World Traveller Care Travel is coming home with memories, not worries. Travel is Coming Home with Memories, Worries. Seeing and experiencing new places are of ten exhilarating. Yet travelling
More informationToday, plan for your child s success Takaful Education Plan
Today, plan for your child s success Takaful Education Plan Fast Facts 84 of Malaysian parents regretted not planning earlier for their children s education. Malaysian parents planned as early as 7 years
More informationPlan for your child s success. HSBC Education Plan
Plan for your child s success HSBC Education Plan Fast Facts 84 of Malaysian parents regretted not planning earlier for their children s education. Malaysian parents planned as early as 7 years in advance
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET Read this Product Disclosure Sheet before you decide to take up the Critical Care. Be sure to also read the general terms and conditions. What is this product about This product
More informationPension Life Cover. For what s important to you
For what s important to you Contents Protection Cover from Aviva 1 Pension Life Cover 3 Personal Pension Protection Plan 4 Executive Pension Protection Plan 5 Pension life cover - Premiums 6 Pension life
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLAS Private Car Takaful. Be sure to also read the general terms and conditions of this Takaful Certificate.)
More informationFESTIVE COVERAGE PLAN POLICY
MT06097NM FESTIVE COVERAGE PLAN POLICY CIMB BANK BERHAD MENARA BUMIPUTRA COMMERCE, NO. 11,JALAN RAJA LAUT, 50350 KUALA LUMPUR ALLIANZ GENERAL INSURANCE COMPANY (MALAYSIA) BERHAD (735426-V) SUITE 3A-12,
More informationPRUguard my family. A complete protection plan built for you and your family. Strategic Alliance. Always Listening. Always Understanding.
PRUguard my family A complete protection plan built for you and your family Strategic Alliance Always Listening. Always Understanding. Enjoy comprehensive yet affordable protection for the whole family.
More informationMAXIMUM PROTECTION FOR YOUR HEALTH
MAXIMUM PROTECTION FOR YOUR HEALTH When the going gets tough, we keep the protected going. Here s why you need to think about critical illness now. All it takes is just one major medical incident to wipe
More informationPRODUCT DISCLOSURE SHEET
PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to participate in the IKHLAS Group Term Takaful. Be sure to also read the general terms and conditions.) 1) What is this product
More informationProtect Your Family s Future By Protecting Yourself First
PROTECTION A-Life Signature Beyond Protect Your Family s Future By Protecting Yourself First Signature Boost PT0810324/0418 aia.com.my PROTECTION A-Life Signature Beyond LIFE SCENARIO 1 LIFE SCENARIO 2
More informationChubb Travel Insurance
Chubb Travel Insurance Contents Introduction Benefits Area of Coverage Trip Duration Eligibility Plan International Benefits Table Domestic Benefits Table Premium Table - International Premium Table -
More informationINVESTMENT-LINKED INSURANCE. PRUlife partner. Two hearts, protected as one
INVESTMENT-LINKED INSURANCE PRUlife partner Two hearts, protected as one As you and your partner walk down the aisle, joining in matrimony, a new chapter begins. Building a new life together is a lifelong
More informationDate: 10 July Contribution less wakalah fee will be credited to the GTF as Tabarru' (a.k.a. cost of insurance in conventional insurance).
PRODUCT DISCLOSURE SHEET Please read this Product Disclosure Sheet before you decide to participate in the Marine Cargo Scheme. Please be sure to also read the general terms and conditions. Marine Cargo
More informationTAKAFULINK DANA BON FUND PROFILE 2016
TAKAFULINK DANA BON FUND PROFILE 2016 TAKAFUL & US Takaful is a mutual assistance concept based on the principles of shared responsibility, cooperation and common interest. Each covered participant contributes
More informationi 2017 Friendly Consumer Centricity AWARD*
i 2017 Friendly Consumer Centricity AWARD* Malaysians are living longer today! Life expectancy continues to increase each year and the figure reached 75 years in 2017 as evidenced by the Department of
More informationRM 240,000 coverage at only RM 300 per year
RM 240,000 coverage at only RM 300 per year neucash Personal Accident Insurance This product is underwritten by and in collaboration with AA Affin General Insurance Bhd Schedule of Benefits Sum Insured
More informationHouseowner/Householder Takaful Plan
Date: / / PRODUCT DISCLOSURE SHEET (Read this Product Disclosure Sheet before you decide to take out the Houseowner/ Householder Takaful Plan. Be sure to also read the general terms and conditions.) Hong
More informationThe One Accident Protector
The One Accident Protector Enjoy Lifelong Protection against Unexpected Accident at an Affordable Premium Chubb Life The One Accident Protector An accident can happen unexpectedly which may result not
More informationHLM Takaful i-care Rahmat
HLM Takaful i-care Rahmat is Your umbrella BIG enough for rainy days? What if you live to be one Century old? expectancy is at 75 years old in 2016. With the technological advancements in medical field,
More informationTAKAFULINK DANA URUS FUND PROFILE 2016
TAKAFULINK DANA URUS FUND PROFILE 2016 TAKAFUL & US Takaful is a mutual assistance concept based on the principles of shared responsibility, cooperation and common interest. Each covered participant contributes
More informationEquiLiving Critical Illness Insurance (For Adults) Optional Riders
EquiLiving Critical Illness Insurance (For Adults) Optional Riders Accidental Death. 1 Return of Premiums on Death.. 4 Return of Premiums at Expiry (10 Year Renewable to Age 75). 6 Return of Premiums on
More informationBe sure to read this Product Disclosure Sheet and the General Terms and Conditions. SUM INSURED (in RM) 1. Accidental Death RM5,000
PRODUCT DISCLOSURE SHEET Be sure to read this Product Disclosure Sheet and the General Terms and Conditions. 1. What is this product about? (a) This product provides compensation in the event of injuries
More informationHonda Insurance Package. Protection & Privileges Throughout The Journey. Exclusive For Your Honda.
Honda Insurance Package Protection & Privileges Throughout The Journey. Exclusive For Your Honda. When you own a Honda, it s just not about owning another car. It brings exclusivity with the car. With
More informationLife Protection. GREAT TERM DIRECT Affordable term life protection made easy
Life Protection GREAT TE DIRECT Affordable term life protection made easy Benefits at a glance Affordable term life protection made easy Affordable premiums for essential coverage till 80 years next birthday.
More informationPetersen. The International Major Medical Plan FOR USES. International Underwriters
The International Major Medical Plan FOR Non USA Citizens in the USA Resident Aliens in the USA Optional Worldwide Coverage USES Tourism Immigration Religious Pursuits VISA Requirements Occupation Outsourcing
More informationEnjoy travelling with premier protection
Leisure and travel SmartTraveller Enjoy travelling with premier protection Product brochure The SmartTraveller is specially designed to provide you an excess free policy with comprehensive cover to protect
More informationWe Protect. You Decide. Great Personal Accident Insurance
We Protect. You Decide. Great Personal Accident Insurance 3 Temasek Avenue #16-01 Centennial Tower Singapore 039190 +65 6804 6000 GAIC.com.sg GREAT Personal Accident Great American Insurance Company s
More informationHLM Takaful i-kudrat A Gift For Your Loved Ones
HLM Takaful i-kudrat A Gift For Your Loved Ones For more information, please call 03-7650 1800 Log on to www.hlmtakaful.com.my BestBrands in Takaful Solutions The Brandlaureate World Halal Best Brands
More informationFrequently Asked Questions (FAQ) e-term Takaful Cover
Frequently Asked Questions (FAQ) e-term Takaful Cover PART A: GENERAL QUESTIONS ABOUT THE PLAN & HOW TO GET STARTED 1. What is e-term Takaful Cover? e-term Takaful Cover is a family takaful regular contribution
More informationQBE Travel Prestige. A comprehensive travel insurance that covers your needs
QBE Travel Prestige A comprehensive travel insurance that covers your needs QBE Travel Prestige Wherever your destination and whether you are travelling alone or with family, on business or on holiday,
More informationPremier Disability Plus
Premier Disability Plus We are with yousm Plan Highlights 10-Year Rate Guaranteed Coverage for accidents or illness Permanent coverage up to 10 times annual salary Optional Temporary Total Disability Benefit
More informationYou do not have to worry when you are recovering. HSBC HealthCash Plan
You do not have to worry when you are recovering HSBC HealthCash Plan HSBC HealthCash Plan pays on top of any other coverage - assisting you with additional medical or recovery expenses. Being hospitalised
More informationQBE Travelon Cover. A comprehensive travel insurance that covers your needs
QBE Travelon Cover A comprehensive travel insurance that covers your needs QBE Travelon Cover Wherever your destination and whether you are travelling alone or with family, on business or on holiday, there
More informationA personal accident plan with the flexibility to suit any lifestyle. The Power of We PROTECTION
PROTECTION AIA Solitaire Personal Accident A personal accident plan with the flexibility to suit any lifestyle With a choice of optional benefits, you can have tailored protection for your family The Power
More informationNOOR TAKAFUL PLC PRODUCT DISCLOSURE SHEET FOR NOOR FLEXIP FAMILY TAKAFUL PLAN
3 rd Floor Akintola Williams House, 235, Ikorodu Road, Ilupeju, Lagos. Mobile: 234(0)8099444448 Website: www.noortakaful.ng NOOR TAKAFUL PLC PRODUCT DISCLOSURE SHEET FOR NOOR FLEXIP FAMILY TAKAFUL PLAN
More informationQBE Travelon Cover. A comprehensive travel insurance that covers your needs
QBE Travelon Cover A comprehensive travel insurance that covers your needs QBE Travelon Cover Wherever your destination and whether you are travelling alone or with family, on business or on holiday, there
More informationChina Express Accidental Emergency Medical Plan China Express Card gives you & your family peace of mind!!
China Express Accidental Emergency Medical Plan China Express Card gives you & your family peace of mind!! For those of you who travel frequently to the Mainland for business or pleasure, it is important
More informationMedic Protector. Protect your health. Protect your life.
Medic Protector Protect your health. Protect your life. Medic Protector There s no doubt medical treatments are advancing at an accelerated speed but it comes with a cost to medical care and services as
More informationPersonal Sentinel V3. Essential Protection for Your Safety
Personal Sentinel V3 Essential Protection for Your Safety Personal Sentinel V3 Life is unpredictable. You think you have got everything planned down to the last detail; you are prepared for anything. But
More informationPRODUCT DISCLOSURE SHEET FOR NOOR CREDIT TAKAFUL PLAN
PRODUCT DISCLOSURE SHEET FOR NOOR CREDIT TAKAFUL PLAN 1. What is this product about? This product provides protection on Death of the Participant (who is the recipient of the financing amount) on the outstanding
More informationRenewable and Convertible Term Rider
Renewable and Convertible Term Rider This Rider forms part of the Policy and is subject to its terms and provisions. Should any provisions of this Rider be inconsistent with any Policy provisions, the
More informationAcciCare Protection Plan
AcciCare Protection Plan Chubb Life AcciCare Protection Plan Are you comprehensively protected against the risk of personal injury? Chubb Life s AcciCare Protection Plan is a one-stop-shop care providing
More informationAn insurance company who cares
An insurance company who cares Ozicare Life Insurance and Ozicare Accidental Death Insurance Product Disclosure Statement This document prepared on 24 January 2017 Product Issuer: Hannover Life Re of Australasia
More informationAdditional Life, Dependents Life and Voluntary Accidental Death and Dismemberment (AD&D) Insurance CITY AND COUNTY OF DENVER
Additional Life, Dependents Life and Voluntary Accidental Death and Dismemberment (AD&D) Insurance CITY AND COUNTY OF DENVER Answers to your questions about coverage from Standard Insurance Company STANDARD
More informationCertificate of Insurance
CIBC Life offers customers of the HOSPITAL CASH BENEFIT PLAN FOR CIBC CUSTOMERS, a special toll-free telephone service to assist in submitting a claim or to answer any questions about this plan. Before
More informationPAYMENT PROTECTION INSURANCE
PAYMENT PROTECTION INSURANCE CONTENTS PAGE 2 WELCOME & INTRODUCTION PAYMENT PROTECTION INSURANCE 3 IMPORTANT NOTICES 4 Insured events 6 Insured events 8 Insured events 10 CONDITIONS / EXCLUSIONS 11 CLAIMS
More informationMotor Insurance. Product Disclosure Sheet
Motor Insurance Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the Motor Insurance Plan. Be sure to also read the general terms and conditions.) 1. What is this
More informationTravel Compass Insurance. Travel Insurance Solutions & Global Assistance. ...for all the right reasons.
American International Group, Inc. (AIG) is a leading global insurance organization. Founded in 1919, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement
More informationProperty Finance Shield Takaful Policy
Property Finance Shield Takaful Policy Terms and Conditions We welcome you as a Mashreq Property Finance Holder to enjoy the benefits offered under this property Finance Shield Takaful Policy. We request
More informationcomprehensive protection for your travel journey
leisure & travel The SmartTraveller is specially designed to provide you an Excess Free policy with comprehensive cover to protect both you and your family while travelling worldwide. comprehensive protection
More informationAccident Guard Plan. Get Yourself Lifelong Protection with an Accident Plan at an Affordable Premium. Chubb Life
Accident Guard Plan Get Yourself Lifelong Protection with an Accident Plan at an Affordable Premium Chubb Life Accident Guard Plan All of us dream of having a life full of happiness. However, mishaps,
More information