All Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air.

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1 Thinking Relocation? Think Santa Fe. PLATINUM LUMP SUM PROTECTION COVERAGE ENROLMENT FORM All Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. Did you know you can read and complete this enrolment form online? We make it easy. Underwritten by: HDI-Gerling Industrie Versicherung AG Platinum Lump Sum Enrolment Pack 2016 Page 1 of 9 Administered by Pac Global insurance Brokerage Inc.

2 INSTRUCTIONS FOR ENROLMENT Here at Santa Fe, you can be assured that every care is taken by us to protect your goods from the uncertainty of international transit. Despite this, experience has taught us that sometimes the unexpected can happen and accidental loss and/or damage to your goods may occur and as such we are able to offer transit insurance. We recommend that you give careful consideration to this matter and take insurance cover for all shipments, including storage. Step 1: Read this document in its entirety Step 2: Complete the enclosed enrolment form Step 3: Value your goods Use the Lump Sum method of valuation Each cubic meter (cbm) of goods are given a fixed value. You do not need to complete a valued inventory in detail. You are only required to list high value items. Should you feel the form is too restrictive, or if you would prefer to compile your own list, that is allowed. Step 4: Once you have completed the form please sign and date it Step 5: Return your signed enrolment form to your Santa Fe Move Coordinator (this must be prior to packing) KEY INFORMATION ABOUT THIS PROTECTION COVERAGE Replacement cost at destination Your personal effects must be covered at the replacement retail cost at destination. Even when using the lump sum method you should ensure that the total insured amount is sufficient to cover the full replacement cost of your entire shipment at destination. Declare your high valued items Any item worth more than USD 2000 (or equivalent in other currencies) must be specifically valued and listed separately. Please note that Underwriters of our All Risk Protection Policy may require proof of ownership and/or value of any items being insured, claimed missing or damaged. Do not undervalue your shipment In the event of a claim, under valuation, known as co-insurance, will be applied. As an example only, if USD 5000 of insurance is purchased for a table where the replacement cost is USD and there is a claim against the table. The claim will be limited to the same proportion of the loss as the declared value bears to the value of the goods should have been insured, in this example 50% of the repair cost or 50% of the insured replacement value. Platinum Lump Sum Enrolment Pack 2016 Page 2 of 9

3 It is in your interest to provide as much detail as possible When completing your high value list, please provide as much detail about the item as possible. For example instead of painting you can specify Blue beach scene oil painting by artist. Insuring your shipping/ moving costs You can insure the cost of your move for added peace of mind. This will also cover the shipping costs for any replacement items that cannot be purchased in the destination country. If you have not elected to insure your shipping costs in the event of a claim where an item cannot be purchased in the destination country this policy will not cover the cost of shipping the item from the origin country. Storage Cover Extension Your coverage under our All Risk Protection Policy begins from the time your goods are professionally packed at your residence and continues during the ordinary course of transit, including customary transhipment, until the goods are finally delivered at the agreed final destination.. The above duration of cover is deemed to include thirty (30) days storage immediately after collection at origin warehouse and thirty (30) days warehouse storage prior to delivery at final destination, provided always that the goods are stored at a premises of Santa Fe and/or their agents. Please note that Self-storage ends delivery and any coverage.storage cover can be extended beyond this period upon your written instruction and in consideration of an additional premium. In the case of long term storage, you may wish to review and update your cover periodically to ensure that it remains adequate. Please note that there is no free storage coverage period for storage shipments, local moves, local office moves or origin packing shipments. IMPORTANT INFORMATION ABOUT YOUR COVER Clothing Santa Fe use a wide range of packing material and clothes are generally packed in flat and/ or hanging wardrobe cartons. During the course of transport the wrinkling of clothes may occur. This protection coverage does not include pressing or laundry/ dry cleaning of clothes due to wrinkling or creasing under any circumstance. Handbags and shoes We recommend that handbags and shoes are wrapped in tissue paper and placed into the original manufacturer packaging if available. If the original manufacturers packaging is not available they will be packed into standard cartons. This protection cover does not include deformation of handbags or shoes (e.g. bending, twisting, wrinkling, scratching, denting, etc.) which may occur during the move process. Platinum Lump Sum Enrolment Pack 2016 Page 3 of 9

4 Documentation Cover shall only be in place once you have completed and returned your enrolment form to your Santa Fe Move Co-ordinator and a declaration of cover certificate has been issued. Once packing is completed you will be required to sign the Packing List / Inventory confirming a description of your items, the number of items packed and removed from your residence. At time of delivery you will be asked to confirm receipt of the numbered items per the Packing List / Inventory and will be required to sign for receipt of the items. If there are any numbered items missing, please make sure they are noted on the packing list and/or Delivery Report. All items should be unpacked at time of delivery. Claims for loss or damage for self-unpacked items will be not considered. HOW TO MAKE A CLAIM Claims for loss and or damage must be notified in writing to Santa Fe within 30 days of delivery. Notification of a claim must include a list of the items that you are claiming for. Additional items will not be considered so please ensure you have listed all the items you wish to claim for. You will then be sent a claim form to complete. You will be expected to provide full details of the losses and or damages, including photographs, repair costs, third party replacement costs. You will have and additional 45 days to submit your full claim. Only one claim per shipment may be submitted so please ensure that if you do need to make a claim all items you wish to claim for are presented to Santa Fe in one claim. Additional items or claims will not be considered once your claim has been submitted. You can also complete your claim form online by going to CONCERNS In the event that you have a concern about Santa Fe as an intermediary you should address your complaint to: The Claims Department, Santa Fe Relocation Services HQ, 15 Central Way, Park Royal, London, NW10 7XW, United Kingdom. Claimsdepartment@santaferelo.com Any complaints regarding this cover should be addressed to: Pac Global Insurance Brokerage Inc. 898 Sepulveda Blvd, Suite 700, El Segundo, CA 90245, United States of America. general@pacglobalins.com Platinum Lump Sum Enrolment Pack 2016 Page 4 of 9

5 EXCLUSIONS Consequential loss This policy does not cover consequential losses (i.e. resulting losses) arising from the delay, damage or non-delivery of your consignment, including loss of data. Owner packed goods Any items packed by the owner are classified as owner packed goods (or abbreviated as PBO). Any damage or missing items in the owner packed cartons or packages are excluded from All Risk coverage. Excluded items In no case shall this insurance cover bank & treasury notes, firearms, furs, jewellery (including precious metals and stones), money, perishables, plants, securities, stamps, watches or weapons. Excluded damage and losses due to: Ordinary wear & tear and/or gradual deterioration, seizure or confiscation by authorities (e.g. customs agents), climatic conditions or extremes of temperature, vermin or moth damage. Damages caused as a result of climatic change is not covered under this policy. Our packers will pack and protect your items however, even with the best packing materials and procedures personal effects may be affected by the change in temperature and humidity when moving from one location to another. An example of this maybe lacquered furniture cracking. Motor vehicles Whilst under own power, scratching/denting/marring unless vehicle condition report is completed, non-factory accessories, goods packed in motor vehicles ADDITIONAL COVER CONDITIONS The following additional cover is automatically included in your policy subject to the following conditions Electrical & Mechanical Derangement Electrical and Mechanical Derangement cover provides protection to any electrical item that is being moved e.g. blenders, toasters, TV s, DVD players, computer s. This cover protects your item if it arrives at destination and doesn t work but has no visible external damage. Goods must have been subject to testing/assessment by Santa Fe or its agents prior to transit and confirmed to be in good working order. Goods must have been packed by Santa Fe or its agents. Not applicable to motor vehicles, boats and trailers. Pairs & Sets Limited to the reasonable reduction in value of the pair or set by reason of the loss of or damage to the affected items having regard to the importance of the affected items within the pair or set. Pairs and sets cover provides protection for items which form part of a set. As an example only, if you had six dining chairs and one chair was damaged beyond repair during transit, insurers would seek to replace the damaged chair. If insurers are unable to find an exact replacement, insurers may reimburse the cost of all 6 chairs to ensure that your set remains intact. Mould & Mildew Goods must have been packed by Santa Fe and or its agents. This specifically covers against damages resulting in mould and mildew. The maximum amount recoverable under the mould and mildew cover is USD Platinum Lump Sum Enrolment Pack 2016 Page 5 of 9

6 PLATINUM LUMP SUM ENROLMENT FORM Name of Applicant Packing Date Owner Packed Professionally Packed Mode of Transport Yes/ No Yes/ No Air/ Land/ Sea/ Store Origin City and Country Destination City and Country Please ensure you read through the instructions below: 1. Declare the replacement cost at destination of all items in your shipment. Note: Every item that you intend to move must be included in the cover. 2. Do not include cash, watches, jewellery, plants, stamps or similar valuable articles, as these items are excluded from the protection cover. 3. Please ensure that any item or set valued individually at more than USD 2000 (or equivalent in other currencies) is listed separately. 4. It is required that this form is signed and dated for protection coverage. IMPORTANT NOTE: This cover allows for up to USD 200 of wines/liquors cover. Should you wish to insure more than USD 200 of wine/ liquors please speak to your move co-ordinator who will be able to arrange cover separately. Platinum Lump Sum Enrolment Pack 2016 Page 6 of 9

7 PLATINUM LUMP SUM PROTECTION COVERAGE Please read the below important remarks for the Lump Sum Protection coverage. The chargeable scale is based on cubic meter (i.e. CBM). One (1) cubic meter is equivalent to cubic feet. Each cubic meter of goods is given a fixed value at the minimum of USD 3000 (or equivalent in other currencies). You may declare at a higher value if required but cannot declare at the value less than USD 3000/cubic meter. Minimum volume is at one (1) cubic meter (or USD 3000). Any item or set valued in excess of USD 2000 (or equivalent in other currencies) must be separately listed and are in addition to the minimum USD 3000 per cubic meter calculation. Final chargeable scale will be based on the actual measurement of the shipment after packing and crating has been completed (A) Total Cubic Capacity of your shipment (One cubic meter is equivalent to cuft) = Cubic meters USD 3000 per cubic meter (i.e. Section A x USD 3000 = Section B) = (C) Plus the total of any items valued in excess of USD 2000 as listed on this inventory (You can make use of the itemized valued inventory form at next page or you can use your own list for any items valued at over USD 2000) = (D) Household Goods Total (i.e. Section B + Section C = Section D) = (E) Automobile = (F) Shipping Costs If you wish to insure your shipping costs please enter the cost of your move = GRAND TOTAL: (i.e. Section D + Section E + Section F = GRAND TOTAL) = Platinum Lump Sum Enrolment Pack 2016 Page 7 of 9

8 PLATINUM LUMP SUM HIGH VALUE ITEM DECLARATION List any items or set worth more than USD 2000 ITEM VALUE TOTAL HIGH VALUE ITEMS TOTAL INSURED AMOUNT INSURED CURRENCY Declaration of the Proposer I declare that I have disclosed all material facts and understand that failure to do so could render my enrolment and coverage void. I declare that the amounts stated above are the full value of the goods at destination. I confirm that I have declared all items that I wish to be covered with all details requested. I have read this enrolment pack the conditions stated overleaf and understand that these shall form the basis of my enrolment in the All Risk Protection Policy. Signature Date Platinum Lump Sum Enrolment Pack 2016 Page 8 of 9

9 TERMS AND CONDITIONS CAUTION: BE SURE YOU READ AND UNDERSTAND IT AND COMPLY WITH ALL TERMS AND CONDITIONS. FAILURE TO COMPLY WITH ANY OF THE TERMS AND CONDITIONS MAY RESULT IN REDUCTION OF THE RECOVERABLE AMOUNT OR COULD INVALIDATE YOUR COVERAGE UNDER OUR ALL RISK PROTECTION GROUP POLICY ENTIRELY 1. PROPERTY COVERED: Household Goods and Personal Effects, Antiques, Fine Arts, Automobiles, Boats, Motorcycles, Campers and Trailers as declared and valued on this and supporting Documents. 2. SCOPE OF COVER: Always subject to the due premium having been paid and the funds collected and subject to all terms and conditions of the All Risk Protection Group Policy - new and/or used household goods and personal effects, under deck, are covered against ALL RISK of direct physical loss or damage from any external cause, irrespective of percentage (Current American Institute Cargo Clauses, including "War Risk" Insurance and S.R. & C.C.Endorsement Warehouse to Warehouse Transit Clauses and Marine Extension clauses), including General Average and Salvage Charges, and transshipment, if involved. Shipments on deck and subject to an "On Deck" Bill of Lading are covered for FPA coverage only. Containerized shipments on deck are covered per under deck "All Risk" clauses. 3. METHOD OF TRANSIT: Per approved vessel and/or steamer and/or air carrier and/or held covered and/or conveyances. Date of dispatch to be declared as soon as practicable to Insurer of the All Risk Protection Group Policy or its representative with the following details: name of vessel, voyage number, date of sailing and/or date of arrival. 4. FREIGHT FORWARDER NOT INSURANCE AGENT: Santa Fe is the owner of the All Risk Protection Group Policy, and is not an agent of the Underwriters of the policy. There is no separate policy between the covered person and the Underwriters. Santa Fe is not authorized to make any representation what so ever concerning coverage under the All Risk Protection Group Policy. All questions concerning coverage shall be directed exclusively to the lead Underwriter, HDI-Gerling industrie Versicherung AG., or the administrator of the policy, Pac Global Insurance Brokerage, Inc. 5. R.A.C.E. CLAUSE: This coverage is subject also to the Current London Institute Radioactive Contamination Exclusion Clause and related U.S.A. Endorsement. 6. TERRITORIAL CONDITIONS: A. Coverage is to apply from such time as packing shall commence at origin residence and be continuous during normal course of transit until unpacking is completed at destination residence or departure of moving personnel from destination residence (whichever shall occur first), provided that all other Terms and Conditions of the All Risk Protection Group Policy are met. B. Coverage at warehouse of country of origin is provided for up to 30 days, and for up to 30 days after arrival at warehouse of final destination is provided, warranted that the property is stored in enclosed protected warehouses. Coverage for local moves and local office moves exclude any storage coverage unless specifically purchased by shipper. C. Storage coverage extension may be granted subject to prior notice and payment of additional premiums to the Underwriters, as per the Storage Coverage Extension Form, forming part of this Policy. Extension is subject to approval and validation by the Underwriters. 7. CONDITIONS AND EXCLUSIONS: A. 100% Co-Insurance Clause: The applicant shall at all times maintain coverage on 100% value of his shipment to the extent of the replacement cost at destination (replacement value at today's replacement cost), at the time of loss or damage and failure to do so, the covered person shall to the extent of such deficit, bear his or their proportion of any loss or damage including labor charges. B. Valuation Clause: The personal and household effects covered hereunder must be valued at the replacement cost at destination at a minimum of USD 3000 per cubic meter. Coverage requires that high valued items be specifically declared and valued. The settlement based on full replacement value coverage will be the lesser of repair cost/replacement value or as stated on the valued inventory. The Underwriters reserve the right to replace the damaged or missing items of like kind and quality. C. Agreed Value Clause: Notwithstanding anything to the contrary herein, it is hereby declared and agreed that in case of a claim arising in respect of all or any item or items appearing on the enrolment form, the value reflected against such item or items shall not be regarded as and agreed value between the Underwriters and the Applicant, notwithstanding that an Enrolment Certificate has been issued in respect of the total amount or amounts of such enrolment form. The actual value and amount recoverable in respect of each and every item lost or damaged will have to be provided by the Applicant to the Underwriters - the maximum amount recoverable being the sum covered or the replacement value at destination, whichever is the lower. D. High Value Items Clause: High value items and/or items not normally shipped in a household goods shipment and valued at over USD 2000 per item or set must be specifically declared and valued prior to issuance of the Enrolment Certificate. Failure to comply with the requirements will limit recovery to a maximum of USD 2000 per item or set. High Value Items are defined as, but not limited to the following: Antiques, objects of art, valuable carpets, china, crystals, jewelry, silver and gold items, firearms, collection of records, tapes, pictures, paintings and other like goods. E. Pairs and Sets Clause: In the event of loss or damage recoverable to any item or items forming part of pair or set the indemnity afforded by this All Risk Protection Group Policy shall be limited to the reasonable and fair reduction in value of the pair or set by reason of the loss or damage to the affected items having regard to the importance of the affected items within the pair or set. All the articles constituting the pair or set shall, at Underwriters option, become their property in the event that the Underwriters agree to pay the total loss of the pair or entire set. F. Repair and Replacement Clause: The Underwriters shall be entitled at its sole option to replace, with like kind and quality, or repair any article damaged (whether wholly or in part), or to pay cash, in any event not exceeding the covered value thereof. Always provided that in the event of replacement or cash payment for actual or constructive total damage, the item is surrendered to and becomes the property of the Underwriters. Underwriters may require proof of ownership and/or value of any items claimed missing or damaged. Shipping Costs: The applicant has the option of increasing the Insured Value to allow for the costs of duty, shipping costs and/or similar charges. Depreciation: Underwriters liability is restricted to the reasonable cost of repair and no claim is to attach hereto for depreciation consequent thereon. G. General Average and Salvage Charges: General Average and Salvage Charges payable as provided in the contract of airfreightment. For the purpose of claims for general average H. Other Insurance: The All Risk Protection Group Policy does not cover to the extent of any other insurance, whether prior to subsequent hereto in date and by whomsoever affected directly or indirectly covering the same property, and the Underwriters shall be liable for loss or damage only for the excess value beyond the amount due from such other insurance. I. EXCLUSIONS: i. Marring, scratching, chipping and denting of used electrical appliances and used furniture. This exclusion will be deleted if a "Statement of Condition" is reflected on the packing list or assured's inventory list signed by both the mover's agent and the Applicant. ii. Loss or damage due to mechanical, electric or electronic derangement if the covered items are under a manufacturer's warranty. iii. Loss or damage due to seizure or confiscation by authorities, consequential loss or damage. iv. Owner Packed Effects - breakage's, scratching, denting, marring, chipping, staining, and tearing owner packed effects, including trunks, suitcases and the like. Also, excluding claims for missing items. v. Cash, notes, stamps, coins, deeds, tickets, traveler's cheques, watches, jewelry, trinkets or similar valuable articles, furs, wine and liquors are excluded. vi. Claims for partial loss (shortage) of goods from theft, pilferage, mysterious loss or disappearance or any cause whatsoever are excluded unless reported written exception is made with moving personnel at the time of delivery at destination residence. The time of delivery is the period between arrival of goods at destination residence and departure of moving personnel from the destination residence. J. SPECIAL INCLUSIONS i. Electrical & Mechanical Derangement Extension: Subject always to the relevant Goods being packed by Santa Fe and or its Agents, cover is extended to include damage to the Goods caused by electronic and/or electrical and/or mechanical derangement provided the items have been subject to testing/assessment by Santa Fe prior to transit and confirmed to be in good working order. This extension does not apply to Motor Vehicles, Boats, and Trailers. ii. Pairs and Sets Extension: In the event of loss or damage recoverable to any item or items forming part of a pair or set, the indemnity afforded by this policy shall be limited to the reasonable reduction in value of the pair or set by reason of the loss of or damage to the affected items having regard to the importance of the affected items within the pair or set. All the articles constituting the pair or set shall, at the Insurers option, become their property in the event that the Insurers agree to pay the total loss of the pair or entire set. iii. Mold and Mildew Extension: Subject always to the relevant Goods being packed by Santa Fe and or its Agents and notwithstanding the atmospheric and/or climatic conditions exclusion clause, cover is hereby extended to include damage to the Goods resulting in mold and/or mildew. The maximum amount recoverable under this clause is USD AUTOMOBILES, MOTORCYCLES OR MOBILE HOMES Coverage is to apply for the time the vehicle is given into the custody of the freight forwarder or steamship company, for up to 30 days whilst stored at warehouse of origin, and continues until the vehicle is delivered to the point of final destination, and whilst stored for up to 30 days only at the warehouse of destination, always provided that it is not operated on public or private roads under its own power for the whole period defined above UNLESS: Operation under its own power occurs for distances not exceeding 10 statute miles during transit between conveyances. Operation under own power occurs whilst on premises of loading or unloading port and subject to the following exclusions/conditions: A. Vehicle to be loaded on board vessel in strict compliance with all safety measures of carriage. B. Excluding all third party risks whist being driven under own power and this coverage does not extend to any damages, injury or liability to third party under any law requiring vehicles to be covered against third party risks or liability. C. Scratching, denting or marring of automobile or motorcycle or mobile home unless the freight forwarder and the owner of the automobile or motorcycle or mobile home both agree and sign a "Certificate of Condition", or a similar document, stating the condition of the automobile or motorcycle or mobile home at the time the same entered the custody of the freight forwarder or steamship company, noting all defects, if any. D. Coverage in respect of non-factory installed accessories or removable items on automobile or motorcycle or mobile home unless specified. E. Any coverage whilst on deck specifically excluded: Apart of the specific conditions mentioned above, coverage in respect to automobiles, motorcycles or mobile homes is subject to the general terms and conditions of the All Risk Protection Group Policy, where they do not conflict with the specific conditions. 9. PROCEDURE OF CLAIM: There are definite time limitations for claim submission, review the Claims Reporting Procedure Form attached to this Enrolment Certificate. Immediate notice must be given to either Santa Fe or the policy administrator, Pac Global Insurance Brokerage, Inc. Subject to exclusion point 7 (K) (vi) above, failure to give notice to Santa Fe or Pac Global Insurance Brokerage, Inc. within 30 days after delivery of the shipment will void coverage. Further it is mandatory for all supporting documents to be provided in a timely fashion not to exceed 45 days from the first notice. All the damage items must be retained until the claim has been settled otherwise Underwriters can decline your claim. 10. APPORTION VALUE CLAUSE: Where the subject matter covered is under one valuation, for the purpose of loss assessing, Underwriters reserve the right to apportion the value over each item and then over each quantity. 11. DEDUCTIBLE CLAUSE: This All Risk Protection Group Policy is subject to a nil deductible. 12. DISPUTE RESOLUTION: No action or suit against the Underwriters or its agents for recovery of any claim by virtue of this insurance shall be sustained in any Court of Law, Equity or Arbitration unless commenced within (1) year from the time loss occurred, or, if such limitation is not valid by the law of the place where the policy is issued, within the shortest contractual contribution and salvage charges recoverable hereunder the subject matter covered shall period of limitation provided by such law. All such suits when timely filed shall be resolved in Platinum Lump Sum Enrolment Pack 2016 mandatory arbitration at Los Angeles pursuant to commercial Page 9 of rules 9 of the American be deemed to be covered for its full contributory value. General average deposits only payable on General Average deposits receipts. Arbitration Association or before the Transportation ADR Counsel, Inc., or pursuant to the rules of the International Chamber of Commerce, if outside the United States. It is agreed that this policy is a contract of marine insurance and the law applicable to any interpretation of this policy and the rights and obligations of the Insurer and Insured hereunder shall be U.S. federal maritime law.

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