For members in good standing
|
|
- Frederick Gibbs
- 6 years ago
- Views:
Transcription
1 Welcomes You
2 Do you know about?
3 For members in good standing
4 What makes SAIPA AssetSure Unique?
5 What makes SAIPA AssetSure unique? 11 reasons why SAIPA AssetSure is Unique Internet based No other insurer can compete with the Pricing, Methodology and Process Designed specifically for SAIPA members Based on Revenue Easy to understand and user friendly Price is up to 50% cheaper than the market norm for the same covers Previous claims are ignored Average does not apply Takes up to 5 minutes to get a quotation Policy issued within 5 hours of acceptance date SAIPA owns and endorsed the brand
6 What SAIPA AssetSure covers? Description Office Contents (Fire Perils) Theft of Office Contents Business Interruption Accidental Damage Public Liability Electronic Equipment including Laptops Comprehensive Motor
7 Testimonial 1 Dear Dale INSURANCE: SAIPA COMMERCIAL SCHEME I would like to thank you for the service I got from you. The new scheme for SAIPA members brought me more added benefits. It also saved me a lot of money monthly. My new premium that I got through your company is R I was paying R at Auto & General Insurance for cover only on my motor vehicle and computers. If you require any further information please do not hesitate to contact me. Yours faithfully MC van der Merwe Professional Accountant (S.A.) PR D
8 Testimonial 2 5 th August 2014 The Manager VKN Financial Services Attention: Dale Stone, Letter of Appreciation I would like to thank you and Bethuel in your claims department for the professional and excellent assistance given during my claim process. As with any motor vehicle accident it is always a stress full episode in one s life. The professional manner in which my claim was handled minimized the stress. Bethuel excellent communication skills made sure that every step of the process was smooth sailing. When it came to the fixing of my motor vehicle, I did not even have to contact the panel beaters as all this communication was done by Bethuel. The handling of the claim from beginning to end was a pleasure and I will gladly recommend the asset insurance to anyone. Thank you once again for the professional and excellent service. Regards
9 Testimonial 3 VKN Financial Services Hi Dale Testimonial VKN Asset Sure Product I recently responded to the service offered by VKN Financial Services for SAIPA members. I must admit the basing the premium on your practice s turnover is spot on. The process was made easy by supplying only the turnover. At first I was skeptical that the insurance could be calculated correctly. After reading the policy issued based on my turnover, the assets and items like data recover were adequately ensured. VKN Services surely did their homework Thank You
10 Testimonial 4 21 st July 2014 VKN Financial Services Attention: Dale Stone Dear Dale, Asset Sure: SAIPA Members When I called you I needed insurance cover fast and efficiently. I had got a quote via the website and could not believe the low price of the quote. Thinking I had made a mistake I called you and got the cover I needed fast and efficiently. Once again thank you for a great product and excellent service. Yours faithfully
11 Testimonial 5 Dear Mr Naidoo This letter serves as a testimonial to the extraordinary service I received from Dale Stone working for VKN Financial Services (Pty) Ltd who assisted me with insurance under the SAIPA Asset Sure initiative. It was an absolute pleasure working with the company. Dale Stone was extremely fast in contacting me after ing her and assisted me to obtain insurance in a couple of minutes. She was eager to assist me and even contacted SAIPA to help me reflect as a member on their side. The whole process was fast, effortless, professional and I already recommended SAIPA Asset Sure to my friends who are also full members of SAIPA. What I liked most about the way they conduct business is that are fast and to the point and it is obvious they understand we are busy and they don t bombard us with thousands of questions to receive a quote. The monthly instalment of my insurance is also almost 40% less than the previous company. I trust you will find the above mentioned in order. Kind Regard Johan-Dirk Venter
12 Office Comprehensive Description Contents Sum Insured 40% of the insured s Revenue Documents R 20, Legal Liability Documents R 50, Theft by forcible Entry Excess: 10% of claim minimum R % of the contents sum insured
13 Business Interruption Loss following interruption of or interference with the business in consequence of damage occurring at the premises in respect of which payment has been made under any material damage policy but only in respect of perils insured under the fire section hereof. Description Gross Profit Sum Insured 30% of Revenue Indemnity Period: 6 Months
14 Accidental Damage Covering accidental physical loss of or damage to the insured property at or about the premises by any cause not excluded. Description Sum Insured Accidental Damage R 20, Excess: Flat R 1, Important Considerations: 1. The limit is a first loss limit and is not subject to average.
15 Public Liability Covering damages for which the insured shall become legally liable consequent upon accidental death, injury, illness or damage to property Description Basis of cover Limit of indemnity Claims Made 1. General Liability R 2,500, Legal Defense Costs R 50, Wrongful arrest/defamation R 50, Items 2 and 3 not exceeding any one period R 100, Excess: 10% of claim minimum R 5, Endorsements: 1. Retroactive date- inception of policy. 2. Employment Practice Liability is excluded.
16 Electronic Equipment Physical loss of or damage to the insured property described in the schedule from any cause not excluded in terms of the policy, whilst contained anywhere within the insured s premises (portable equipment is on an all risks basis). Description All personal computers, printers, ancillary equipment including software Portable Equipment including laptops Additional Increase in Cost of Working Reinstatement of Data Sum Insured 10% of Revenue 5% of Revenue R20, R20, Excess: 1. 10% of claim minimum R 3, but in respect of power surge and lightning minimum R 3, Theft of Laptops from unattended vehicles without forcible entry additional R excess is payable
17 Motor Section A Own Damage Covering accidental physical loss of or damage to motor vehicles, including theft/hijacking Cover Section 1 Own Damage Section 2 Third Party Liability
18 Case Study s 1. AMC Greyling 2. DRG Accounting 3. DIRK VENTER
19 AMC GREYLING T/A EXIGO PROFESSIONAL ACCOUNTANTS 1. Please provide a brief background about yourself and business I am a Professional Accountant SA. I have an accounting practice. The practice exists for 13 years. 2. Prior to joining SAIPA Assetsure, did you have business insurance? 2.1 If Yes, what were your challenges/experience. It was very costly. We were insured by item which was a admin nightmare. 2.2 If No, why not No response 3. How did you find out about SAIPA Assetsure and what was your first impression? Attended a SAIPA training session which included a info session of Assetsure. 4. Did you attend a SAIPA Assetsure presentation and what were your thoughts? (if it is not response in #2) I liked the concept 5. What motivated you to obtain a quote? The fact that it was a simple proses, and the cost was very competitive. 6. How easy was it to obtain a quote and what did you think of the process? It was simple and easy.
20 AMC GREYLING T/A EXIGO PROFESSIONAL ACCOUNTANTS 7. What motivated you to take up SAIPA Assetsure? Describe the benefits that appealed the most to you. It was a simple process. It is easy to maintain. The staff are friendly and effective. The cost were very reasonable 8. Approximately, how much are you saving each month (% or R) 60% 9. After joining SAIPA Assetsure, how has your overall experience been (whether or not you have claimed) We had a claim and it was dealt with very efficiently. 10. Would you recommend SAIPA Assetsure to other members (you can use he testimonial or they can reply to it) Definitely
21 SAIPA NO: DRG ACCOUNTANTS CC Please provide a brief background about yourself and business I m an accountant in a partnership in an accounting firm in Bellville, Cape Town 2. Prior to joining SAIPA Assetsure, did you have business insurance? 2.1 If Yes, what were your challenges/experience Yes, didn t have any problems 2.2 If No, why not 3. How did you find out about SAIPA Assetsure and what was your first impression? and the advert on SAIPA website 4. Did you attend a SAIPA Assetsure presentation and what were your thoughts? (if it is not response in #2) No 5. What motivated you to obtain a quote? The easy online quote process 6. How easy was it to obtain a quote and what did you think of the process? Easy online quote, and like the fact that it s not a consultant with 120 questions like other insurers
22 SAIPA NO: DRG ACCOUNTANTS CC 7. What motivated you to take up SAIPA Assetsure? Describe the benefits that appealed the most to you Cheaper than our previous insurers, and cover more risks that is associated with a accounting firm 8. Approximately, how much are you saving each month (% or R) About R 60 pm 9. After joining SAIPA Assetsure, how has your overall experience been (whether or not you have claimed) Haven t had any trouble thus far 10. Would you recommend SAIPA Assetsure to other members (you can use the testimonial or they can reply to it) Yes
23 Dirk Venter 1. Please provide a brief background about yourself and business. I am a Professional Accountant (S.A). I have a Bcom CA degree and a PGDIP Tax Law degree, I am busy with Mcompt Tax(South African and International) degree. Our firm specialise in audits, accounting, reviews and compilations. We have a specialised boutique tax department which deals with everything from tax returns to applications to withdraw civil judgments obtained by SARS via the High Court. I am currently a senior manager at the firm. 2. Prior to joining SAIPA Assetsure, did you have business insurance? No 2.1 If Yes, what were your challenges/experience 2.2 If No, why not Article clerk, did not have funds or the need 3. How did you find out about SAIPA Assetsure and what was your first impression? SAIPA website, it was impressive I am glad to see SAIPA is putting in effort to help members. SAIPA must incorporate more of these initiatives to be more competitive with the leading accounting body SAICA 4. Did you attend a SAIPA Assetsure presentation and what were your thoughts? (if it is not response in #2) No
24 Dirk Venter 5. What motivated you to obtain a quote? The need for cheaper insurance and people who understands my field 6. How easy was it to obtain a quote and what did you think of the process? Very easy 7, What motivated you to take up SAIPA Assetsure? Describe the benefits that appealed the most to you The cost saving and the exceptional service 8. Approximately, how much are you saving each month (% or R) R After joining SAIPA Assetsure, how has your overall experience been (whether or not you have claimed) Experience was good and I don t have any complaints 10. Would you recommend SAIPA Assetsure to other members (you can use the testimonial or they can reply to it) Yes I Will have already referred a client which made use of VKN s services.
25 SAIPA AssetSure FAQ? Are maintenance related claims covered? No, the policy does not cover wear & tear or maintenance related claims. Should I let my child drive my vehicle would he be covered in the event of an accident? Yes, he would provided that he is licenced. There would however be additional excesses applicable for drivers under 25 years of age and drivers licenced less than 2 years. It is not the intention to cover members children where they are a regular driver of a vehicle. What if I operate from more than one office? Yes, you can insure more than one risk address on the policy. Is my laptop covered if stolen from my vehicle? Yes, it would be however it needs to be kept in a locked compartment of the vehicle and there must be signs of forcible entry into the vehicle. Should there be no signs of forcible entry then an additional excess of R1000 would apply in the event of a claim.
26 SAIPA AssetSure FAQ? If I do not have an alarm would I still be covered in the event of a break in? Theft must be accompanied by forcible or violent entry. Should you not have an alarm an additional excess of 10% of claim would apply. If I do not have a tracking device in the vehicle would I still be covered? Yes, you would still be covered however an additional excess of 10% of claim would apply. Is theft by staff covered? No, theft by an employee is not covered. This is a specialised insurance and should you require a quotation for this cover please contact our offices to arrange. Are there excesses applicable in the event of a claim? Yes, the excesses that are applicable in the event of a claim reflect on the quotation.
27 SAIPA AssetSure FAQ? Who will cancel my existing Insurance policy? It is the members responsibility to cancel their existing insurance with their existing Insurer. Am I able to add cell phones and Portable Equipment (Laptops) to the policy? Yes, you may add cell phones to the policy-please contact our offices for a premium. Am I able to increase any of the values provided in the quotation? Yes, you may increase the values on the quotation. Please contact our offices for assistance in this regard Am I able to decrease the values reflecting in the quotation? No, you cannot decrease the values as they are based on your turnover and part of the SAIPA AssetSure package Are the vehicles covered for both domestic and business use? Yes, the vehicles are insured for both domestic and business use
28 SAIPA AssetSure FAQ? Why do 2 values reflect under the Office Contents section? 1. One covers Office Contents for FIRE PERILS, 2. and the other is for THEFT by forcible violent entry or exit from the premises. How is Gross Profit calculated? It is a selected by taking the companies Net Profit before tax and adding to it the companies fixed costs. In the event of a motor claim is an excess payable for both my damages and the Third Parties damages? No, there is only one excess applicable to the entire claim. Both yours and the Third Parties.
29 SAIPA AssetSure FAQ? What if my turnover is only R250,000.00? The premiums are rated in categories. For example: A turnover of R0.00 to R500,00.00 would generate a premium of R a month for the non motor section. Am I able to add my Domestic Home and Contents? No, you may not as this this product was designed to cover your practice. Should you require a domestic quotation please feel free to contact us. What if I operate my practice from my home? You would be able to insure your practice even if you operate from a room/s in your home. Is a power surge as a result of load shedding covered? Power surge caused by the deliberate act of an authority is excluded, however a power surge caused by an insured peril such as lightning would be covered.
30 SAIPA AssetSure Here s how SAIPA AssetSure works click on
31 Thank You
BUSINESS INSURANCE SOLUTIONS
BUSINESS INSURANCE SOLUTIONS TRUST US TO INSURE YOUR BUSINESS No business is without risk, whether you run a small commercial enterprise or a multi-national corporation. The key to managing it is to partner
More informationDEMYSTIFYING INSURANCE
DEMYSTIFYING INSURANCE FOR COMMUNITY ORGANISATIONS Presented By Mark Fredericks & Brendon Durrant of Insurewest Pty Ltd General Advice Warning This advice does not take into account any of your particular
More informationNEIS Business Insurance Checklist. Produced by BizCover July 2018
NEIS Business Insurance Checklist Produced by BizCover July 2018 NEIS Business Insurance Checklist YOU HAD A GREAT IDEA FOR A NEW BUSINESS. YOU VE PUT COUNTLESS HOURS AND BUCKET LOADS OF EFFORT INTO CREATING
More informationYour Car Insurance Policy Features and Benefits
Protection. It s in our nature. Your Car Insurance Policy Features and Benefits fbd.ie FBD Insurance plc is regulated by the Central Bank of Ireland. FBD Insurance has over 50 years experience and today
More informationCOMMERCIAL 1. General. Fire and Allied Perils (buildings, contents, machinery and stock-in-trade)
COMMERCIAL 1 Sometimes in business, it seems that what can go wrong, does go wrong. Luckily, commercial insurance can help you plan for every eventuality. We offer invaluable protection against theft,
More informationCOMMERCIAL PROPOSAL FORM
COMMERCIAL PROPOSAL FORM Cover is available for all classes of insurance. Please tick the classes you require insurance cover on and complete the relevant sections. Fire Y N Business Interruption Y N Money
More informationTHEBUYER S GUIDE Everything you need to know about insuring your van or pickup truck! Why choose us? / 5 Insurance products / 6-7 FAQ / 10-11
THE Everything you need to know about insuring your van or pickup truck! Take a look inside... Why choose us? / 5 Insurance products / 6-7 FAQ / 10-11 {Exclusive!} {Multi-year} {insurance} See pages 8-9
More information15E Riley Road, Riley Road No. 8425)
Franchise CONTACT ADDRESS (Pty) Ltd is an Authorised Tel No: 15E Riley Road, Riley Road No. 8425). 011 455 5101 Office Park, Bedfordview, www.cib.co.za Gauteng, 2008 Financial Services Provider (FSP Underwritten
More informationYour summary of cover. Car Insurance
Your summary of cover Car Insurance Contents Your introduction to Saga Car Insurance 3 A quick guide to the cover we include 4-5 A few key things we don t cover 6-7 Additional cover options you can choose
More informationcib PERSONAL Tel No: E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008
cib PERSONAL CONTACT Tel No: 011 455 5101 www.cib.co.za ADDRESS 15E Riley Road, Riley Road Office Park, Bedfordview, Gauteng, 2008 CIB (Pty) Ltd is an Authorised Financial Services Provider (FSP No. 8425).
More informationMotor Minibus Plus Insurance Policy Summary
Motor Minibus Plus Insurance Policy Summary Underwritten by a member of the QBE Insurance Group (QBE/us). Details provided below. Your policy Unless stated otherwise, this insurance is an annual contract
More informationScooter & Powerchair Insurance
Scooter & Powerchair Insurance Keyfacts Document Ver 004_003 09/15 COMPARISON CHART Standard Plus Personal liability 2 million 5 million 24/7 National breakdown recovery Standard Full Accidental damage,
More informationInsurance Checklist for your Small Business
Insurance Checklist for your Small Business Running a business of any kind involves a certain degree of risk, and even though you need to be prepared to take chances to allow your business to thrive,
More informationOffice Package Insurance Application
QBE Insurance (Australia) Limited ABN 78 003 191 035 Office Package Insurance Application Policy no. Client no. Intermediary no. The applicant/s Name of insured in full (Block letters) Tax status Registered
More informationA business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees.
VENTURE PLUS Summary of Cover A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees. Cover is available for a wide range
More informationYOUR ALL-IN-ONE INSURANCE SOLUTION
YOUR ALL-IN-ONE INSURANCE SOLUTION INSURANCE WITH A DIFFERENCE At Old Mutual Insure, our mission is to provide our clients with superior insurance solutions to protect their assets. That s why we re delighted
More information4 BIG REASONS YOU CAN T AFFORD TO IGNORE BUSINESS CREDIT!
SPECIAL REPORT: 4 BIG REASONS YOU CAN T AFFORD TO IGNORE BUSINESS CREDIT! Provided compliments of: 4 Big Reasons You Can t Afford To Ignore Business Credit Copyright 2012 All rights reserved. No part of
More informationSTUDENT PERSONAL PROPERTY CERTIFICATE COVERAGE FORM
CM-7370 (Ed. 8-14) STUDENT PERSONAL PROPERTY CERTIFICATE COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and
More informationSouth African Institute of Professional Accountants (SAIPA)
South African Institute of Professional Accountants (SAIPA) Professional Liability Insurance arranged by SAIPA for the benefit of its members VKN Financial Services (Pty) Ltd ( VKN ) is a niche Insurance
More informationManual Wheelchair & Golf Buggy Insurance
Manual Wheelchair & Golf Buggy Insurance Application Form Call us now to get insured on 0333 331 3900^ Manual Wheelchair & Golf Buggy Insurance Application Form Fish Insurance is one of the UK s leading
More informationOffice Package Insurance Application
QBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035 Office Package Insurance Application Policy. Client. Intermediary. The Applicant/s Name of Insured in full (Block Letters) Surname(s) Given Name(s)
More informationMINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS
MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS Product Summary This document provides a summary of cover for the Mini Fleet Policy Mini Fleet Policy Please read this document carefully. Full terms
More informationMINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS
MINI FLEET KEY FACTS TAILORED COVER FOR MOTOR FLEETS Product Summary This document provides a summary of cover for the Mini Fleet Policy Mini Fleet Policy Please read this document carefully. Full terms
More informationProfessional insured select Policy Summary
Professional insured select Policy Summary 2 Professional Insured Select Policy Summary Professional insured select Policy Summary Your Professional insured select policy is an annually renewable insurance,
More informationSHORT TERM INSURANCE APPLICATION FORM
SHOT TEM INSUANCE APPLICATION FOM Broker details Broker name Claim number: Jhb Policy number: Jhb Certificate number Service station details Legal entity Service station Oil Company isk address Postal
More informationA business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees.
Venture Plus Summary of Cover A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees. Cover is available for a wide range
More informationJLT Sport Asset Protect
JLT Sport Asset Protect Application Form To assist us in obtaining terms from the insurer please complete this application form and return to JLT Sport. Please note: Clubs who share the same club rooms
More informationThe Martin Agency Church Coverage
Church Coverage Safeguarding Ministries on Many Levels After developing the nation s first multi-peril package policy for churches in 1962, GuideOne has grown to become one of America s leading church
More informationA market leading MGA dedicated to making brokers lives easier. Your guide to our products & services
A market leading MGA dedicated to making brokers lives easier Your guide to our products & services From business as usual to unusual business - we can help. Thistle Underwriting We are here to help you
More informationTHE BUSINESS OWNERS GUIDE TO WILLS AND LASTING POWERS OF ATTORNEY (LPAs)
THE BUSINESS OWNERS GUIDE TO WILLS AND LASTING POWERS OF ATTORNEY (LPAs) How successful business owners and partners can PROTECT THEIR BUSINESSES AND FAMILIES. WILL & PROBATE Welcome Nobody wants to think
More informationYour Summary of Cover
SPECIALIST INSURANCE FOR STUDENTS Your Summary of Cover Plus Top Up Covers Available To You For Additional Cost Group Scheme for Anglia Ruskin University Master Policy Number: ANGR2018, academic year 2018/2019
More informationMobile Device ACCIDENTAL DAMAGE AND THEFT PROTECTION INSURANCE
Mobile Device ACCIDENTAL DAMAGE AND THEFT PROTECTION INSURANCE Policy Wording: 20 April 2016 1 MOBILE DEVICE ACCIDENTAL DAMAGE AND THEFT PROTECTION INSURANCE Prepared 20 April 2016 WHO IS THE INSURER?
More informationOccupational Certificate: Tax Professional
Occupational Certificate: Tax Professional External Integrated Summative Assessment (EISA) Corporate Taxation Question EXEMPLAR 2 P a g e 0 Instructions to Candidates 1. This external integrated summative
More informationCover section: Home contents
Home contents easy Index 1. Definitions that apply to your Home contents section 2 2. Conditions for cover 2 3. What we cover 2 4. Main cover 2 5. Additional benefits 3 6. Optional benefits 5 7. Specific
More informationSELF DRIVE HIRE PROPOSAL FORM
Insurance Company Limited SELF DRIVE HIRE PROPOSAL FORM 7 Eastern Road, Romford, Essex RM1 3NH Tel 01708 678480 Fax 01708 678444 Email romford.sales@tradex.com www.tradex.com Office Hours: Monday-Friday
More informationA GUIDE TO CONTRACTOR INSURANCE
A GUIDE TO CONTRACTOR INSURANCE kingsbridge.co.uk 01242 808 740 info@kingsbridge.co.uk G576 (1.0-09/16) BUSINESS INSURANCE CAN BE UNNECESSARILY COMPLICATED. THERE ARE OFTEN TOO MANY OPTIONS AND NOT ENOUGH
More informationFonesure policy Wording
policy Wording Contents: Summary of Cover: Sections A About 2 B The Cover 3 C Policy Types & Prices 3 D Excess 3 E Why do your Customers Need insurance 4 F FAQ s 5 G Terms & Conditions 6-8 H Key Facts
More informationRENTERS INSURANCE. Assurance on Security, Protection and Peace of Mind
RENTERS INSURANCE Assurance on Security, Protection and Peace of Mind About Paymatrix Paymatrix is India's leading Property Rent management platform that enables thousand of tenants, landlords and property
More informationMy legal expenses cover...
My legal expenses cover... Motor Legal Expenses Welcome Thank you for insuring with 1 ST CENTRAL. We are delighted to welcome you as a valued customer. Please take time to read your policy document and
More informationB U S I N E S S P L A N. An introduction to. Covertec s Premier Care Partner solution
B U S I N E S S P L A N An introduction to Covertec s Premier Care Partner solution Contents Introduction 1 About us 2 Benefits of being a Premier Care Partner 3 Service Commitment 6 Becoming a Premier
More informationOPTIMA TRADE PLUS SUMMARY OF COVER
OPTIMA TRADE PLUS SUMMARY OF COVER This document is a guide to the cover provided under your Optima Trade Plus policy. It is only a summary and does not contain the full terms and conditions of the contract.
More informationPeriod of Cover: 12 months
Optima Home Policy Summary This document provides a guide to the cover provided. It is however only a summary of the terms of cover and does not contain full details of the insurance policy terms, conditions
More informationOMNI TRANSPORTER ~ PROPOSAL FORM / QUOTATION REQUEST
OMNI TRANSPORTER ~ PROPOSAL FORM / QUOTATION REQUEST Broker Name e-mail Telephone Sub-Broker Name PROPOSER DETAILS If more space is requird to any of the below questions, please attach another page recording
More informationWarehouse Money Visa Card Terms and Conditions
Warehouse Money Visa Card Terms and Conditions 1 01 Contents 1. About these terms 6 2. How to read this document 6 3. Managing your account online 6 4. Managing your account online things you need to
More informationPolicy Summary. Inside you ll find a summary of your car insurance. tescobank.com
Summary Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Summary This is a summary of cover available under Tesco Bank Car Insurance. It does not include all the
More informationThe Limited Liability Company Guidebook
The Limited Liability Company Guidebook Copyright 2017, Breglio Law Office, LLC Breglio Law Office 234 E 2100 South Salt Lake City, UT 84115 (801) 560-2180 admin@bregliolaw.com Thanks for taking some time
More informationWhat is this type of insurance? This is a travel insurance policy. What is not insured? What is insured? Are there any restrictions on cover?
Travel Insurance Insurance Product Information Document Go Walkabout Travel Insurance is arranged and Underwritten by Travel Insurance Facilities Plc, which is authorised and regulated by the Financial
More informationProfessionals Insurance. Summary of cover
Professionals Insurance Summary of cover June 2016 Why choose AXA s Professionals Insurance policy? Tailor-made for your business The Professionals Insurance is available to self employed people whose
More informationLIVESTOCK INSURANCE International Agribusiness Group. Protect Your Horses with the Best of the Breed. Essential protection for your valued investment
LIVESTOCK INSURANCE International Agribusiness Group Protect Your Horses with the Best of the Breed Essential protection for your valued investment Protect Your Horses with The Hartford As a horse owner,
More informationPROPOSAL FORM FOR CARRIERS INSURANCE
PROPOSAL FORM FOR CARRIERS INSURANCE IMPORTANT NOTICE TO THE PROPOSER ON COMPLETION OF THIS PROPOSAL FORM 1. DISCLOSURE Before You enter into a contract of general insurance with Us You have a duty under
More informationFAQ s on Avis Hire Cars
Question 1. What is an AWD number? 2. What is the minimum age an employee has to be to hire a vehicle on Company Business? 3. How do I order a vehicle? 4. If I need a copy of my Avis invoice or have a
More informationYour Broker of Choice / Service is our Passion Corporate Insurance brokers you can trust Authorised Financial Services Provider License Number 1207
Your Broker of Choice / Service is our Passion Corporate Insurance brokers you can trust Authorised Financial Services Provider License Number 1207 About VKNFS Company history VKN Financial Services (Pty)
More informationLandlords Package Policy. Let Allstate help you protect your property and your investment. D8643-2
Landlords Package Policy Let Allstate help you protect your property and your investment. D8643-2 A landlord s job is never done. The right insurance can help. Being a landlord can be tough. You have to
More informationCame & Company Local Council Policy Schedule
Came & Company Local Council Policy Schedule This schedule gives details of your premium, and identifies the sections of the policy document that you have chosen for your policy. Date of Issue 13th June
More informationPremier Client Solutions
Premier Client Solutions Product Disclosure Sheet Read this Product Disclosure Sheet before you decide to take out the Premier Client Solutions insurance policy. The full terms and conditions can be found
More informationConsumer terms and conditions
Consumer terms and conditions Contents 1_ General pg 2 2_ Warranty pg 3 3_ Limitation of liability pg 4 4_ Price pg 4 5_ Payment pg 4 6_ Delivery pg 4 7_ Risk and title pg 5 8_ Damage or loss in transit
More informationNON-PROFIT INSURANCE 101. Presented by Jamie Saunders and Jeff McCann
NON-PROFIT INSURANCE 101 Presented by Jamie Saunders and Jeff McCann WORKSHOP OVERVIEW Introduction to the different coverages available to non-profit organizations. Directors & Officers Liability Commercial
More informationFarm Motor insurance. Policy summary
Farm Motor insurance Policy summary Farm Motor Policy Summary Introduction This document is a summary of the insurance cover provided by our Farm Motor insurance policy and, as such, it does not contain
More informationSt.George Motor Insurance. Product Disclosure Statement and Policy Document.
St.George Motor Insurance Product Disclosure Statement and Policy Document. Effective: 19 November 2016 Welcome and thank you for choosing St.George Motor Insurance. St.George Motor Insurance ( insurance
More informationYOUR PRODUCT DISCLOSURE STATEMENT AND INSURANCE POLICY
YOUR PRODUCT DISCLOSURE STATEMENT AND INSURANCE POLICY In arranging this insurance Community Mutual Ltd ABN 21 087 650 360 AFSL 241167 trading as Regional Australia Bank is acting pursuant to an agreement
More informationPolicy Summary Hospitality Insurance Underwriting Agencies (HIUA) Insurance Policy for Guest Houses
Policy Summary Hospitality Insurance Underwriting Agencies (HIUA) Insurance Policy for Guest Houses The information provided in this policy summary is key information you should read This Policy Summary
More informationImportant changes to your Agriplan policy
Important changes to your Agriplan policy We ve updated our Agriplan policy. We have added some new benefits. Some of the changes will make it clearer as to what is and isn t covered. In a few instances,
More informationThe Easy Picture Guide to Insurance for People Living Independently. Your Money Your Insurance
for People Living Independently Your Money Your Insurance 2 This guide is all about insurance. Insurance is something you buy to make sure if something goes wrong, you will get money to put things right.
More informationShop. Policy summary. Type of insurance and cover. Significant features and benefits. Automatic covers include
Shop Policy summary This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by the Zurich Insurance plc Shop Policy. The full terms, conditions and exclusions
More informationOVERVIEW OF THE INSURANCE POLICIES PROVIDED BY THE THIRD AGE TRUST FOR U3As
OVERVIEW OF THE INSURANCE POLICIES PROVIDED BY THE THIRD AGE TRUST FOR U3As Public and Products Liability Ecclesiastical Insurance policy number 02/CBP/0069255. Indemnity limit - 5,000,000 for any one
More informationA Guide to Contractor Expenses
A Guide to Contractor Expenses CONTENTS 1. Who are we?... 3 2. What expenses you can claim?... 4 3. Defining a valid business expense... 5 4. Claiming expenses if you re inside IR35... 6 5. The importance
More informationKey Home Cover Product Features, Benefits, Limits and Exclusions
Key Home Cover Product Features, Benefits, Limits and Exclusions The following tables summarise the significant cover features, benefits, limitations and exclusions of our SuperValu Insurance Home Cover
More informationTerms and Conditions. Caravan Insurance. Product Disclosure Statement.
Terms and Conditions Caravan Insurance. Product Disclosure Statement. 1 CARAVAN PRODUCT DISCLOSURE STATEMENT AND POLICY CARAVAN Contents Supplementary Product Disclosure Statement 1 Changes to your PDS
More informationPOLICY SUMMARY. April 2017
POLICY SUMMARY April 2017 The key facts This is your motor insurance policy summary; it contains the key information about your policy that you should read. Your policy summary does not contain the full
More informationNext Extended Warranty and Next Portable Items Policy Document
Introduction to the insurance This is your Next Extended Warranty and Next Portable Items policy document for your insured product, purchased from Next, and should be read in conjunction with your certificate
More informationSUMMARY OF PRIVATE CAR TELEMATICS INSURANCE COVER
SUMMARY OF PRIVATE CAR TELEMATICS INSURANCE COVER This is a Policy Summary only and does not contain the full terms and conditions of the contract. Full terms can be found in the Policy Wording. INSURANCE
More informationFrequently Asked Questions
Frequently Asked Questions Please note that the information here is relevant only to the insurance package of Hire A Camera please contact Aaduki Multimedia Insurance on 01837 658880 if you have any questions
More informationLV= FLEET INSURANCE POLICY SUMMARY
Policy Underwritten by: Highway Insurance Company Ltd, LV Brentwood, PO Box 9104, Bournemouth, BH1 9DB LV= FLEET INSURANCE POLICY SUMMARY Some important facts about your Fleet Insurance are summarised
More informationSmart Phone Protection Policy Handbook What you need to know
Smart Phone Protection Policy Handbook What you need to know Page 1 of 8 Contents Sections Page Number Introduction 3 Product Specifics 1. Cover 4 2. Exclusions 4 3. Conditions 6 How to notify a claim
More informationMinibus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD
Minibus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD This is a summary of the policy and does not contain the
More informationYou may need to review and update your cover from time to time to ensure it remains adequate.
Summary of the terms of Your Fonesafe Insurance Policy This page tells you SOME of the important stuff you need to know about your fonesafe insurance policy, but not every single little detail. These are
More informationALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT
ALLIANZ CAR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY DOCUMENT Preparation Date: 23/01/2018. Online allianz.com.au Call 13 1000 Allianz Car Insurance This Product Disclosure Statement (PDS) is
More informationEmployee Benefits Survey - DRAFT
Page 1 of 10 Employee Benefits Survey - DRAFT WE CUSTOMIZE THE SURVEY FOR EACH EMPLOYER. FOR EACH CASE SELECT WHICH QUESTIONS (UP TO 30) TO INCLUDE. 1. Which of the following best describes your position?
More informationBudget UK Rental Agreement
Budget UK Rental Agreement Please find below an example of the UK rental agreement terms and conditions. 1. Rental Period The conditions of this Agreement apply to any vehicles, including replacement vehicles,
More informationGetting Started with Your Online Benefits Marketplace
Getting Started with Your Online Benefits Marketplace A guide to shopping for your own personalized benefits package. What s Inside... An Introduction to Your Online 3 Benefits Marketplace Why Shop for
More informationAction Plan #1: Continuing Healthcare Under COBRA Action Plan #2: Continuing Life and Accidental Death & Dismemberment (AD&D) Insurance...
TABLE OF CONTENTS: Your LOA Benefi t Action Plans Action Plan #1: Continuing Healthcare Under COBRA... 4 TABLE OF CONTENTS Action Plan #2: Continuing Life and Accidental Death & Dismemberment (AD&D) Insurance...
More informationB R O K E R S MA KING A DIF F E R E NCE
B R O K E R S MA KING A DIF F E R E NCE Health Insurance Agents Help Consumers and Employers Secure Affordable Health Insurance WA SH I N G T O N National Association of Health Under writers 1212 New York
More informationProvident Thirty Plus
Provident Thirty Plus This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your Policy Booklet. A copy of the Policy Booklet
More informationthan a Machine Kubota Tractor Acceptance Corporation
It smore than a Machine Kubota Tractor Acceptance Corporation Join the Kubota Family Whether your Kubota is a business partner, a field hand, a tool for the tough jobs or simply a fun excuse to get out
More informationThe value of income protection
The value of income protection Important information CommInsure Protection is an insurance product which is offered through the Colonial Super Retirement Fund ABN 40 328 908 469 (the Fund). Colonial Mutual
More informationProperty Insurance Policy Summary Insurance Provider
Property Insurance Policy Summary This is a summary of the cover provided by your policy and does not contain the full terms and conditions of the cover, which can be found in the policy document. It is
More informationPolicy Summary. Car Insurance. Inside you ll find a summary of: Tesco Bank Car Insurance
Policy Summary Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Car Insurance. It does
More informationDSA Insurance. Key facts summary. DSA Insurance
DSA Insurance Key facts summary DSA Insurance DSAADTKFSV0101112017 Introduction This policy is sold by and administered by Specialty Risks Limited. It is underwritten by AmTrust Europe Limited whose registered
More informationSignificant Exclusions and Limitations. First amount of any claim for replacement x x
Minibus Plus Policy Summary underwritten by QBE Insurance (Europe) Limited Registered Address: Plantation Place, 30 Fenchurch Street, London, EC3M 3BD This is a summary of the policy and does not contain
More informationYour summary of cover. Caravan Insurance
Your summary of cover Caravan Insurance Contents Your introduction to Saga Caravan Insurance 3 Cut the cost of your premium 4 A quick guide to the cover we include 5-6 A few key things we don t cover 7
More information1. Remortgaging: The Basics
Remortgage Guide There are many reasons why you might want to remortgage your home, but have been hesitant to do it. We ve created this remortgage guide to show you that remortgaging your home can actually
More informationHome Renters Protection Package
Home Renters Protection Package Pays the rent when you can t Consider how you would cope with paying your Rent and your family s living expenses if... your regular income suddenly stopped for an extended
More informationOLD MUTUAL SUPERFUND PRESERVER
OLD MUTUAL SUPERFUND PRESERVER MEMBER GUIDE BEING A PRESERVER MEMBER SHOWS YOUR COMMITMENT TO YOUR FINANCIAL FUTURE! Preserver allows you to continue your Old Mutual SuperFund Membership, even though you
More informationPrivate Car Policy Summary
Private Car Policy Summary Inside you ll find a summary of your Car Insurance Tesco Bank Box Insurance TBB PCPS 180525 6.0 1 Private Car Policy Summary Welcome to Tesco Bank Box Insurance Thank you for
More informationHaven Home Insurance Policy Key Facts
Haven Home Insurance Policy Key Facts Please note that this is a policy summary only and does not contain the full terms and conditions of the contract. Full terms and conditions can be found in the Policy
More informationA survival guide to Dealing with tax credit overpayments
A survival guide to Dealing with tax credit overpayments Making sense of the law and your rights Introduction If you ve received a letter saying you ve been overpaid tax credits and demanding repayment
More informationWe are pleased to inform you that 24 Hour Mobility has launched the first build your own mobile device insurance product.
Dear Valued customer, We would like to take this opportunity to thank you for your continued confidence in 24 Hour Mobility and we trust that we continue to meet your expectations in terms of product and
More informationManufacturing Plus Insurance Scheme
Manufacturing Plus Insurance Scheme A bespoke insurance package developed for the needs of the manufacturing industry. www.crkinsurance.com sales@crkinsurance.com phone: 01455 557282 1 About Us A brief
More informationWELCOME TO OUR PRACTICE
WELCOME TO OUR PRACTICE On behalf of the entire team at Pebblewood Dental, let us welcome you to our practice. We are grateful that you have chosen us to meet your dental needs, and trust that you will
More informationInsuring Your Quiznos Franchise
Insuring Your Quiznos Franchise Table of Contents Quiznos Franchisee...1 The Importance of Insurance...2 Quiznos Insurance Requirements...2 Marsh-Administered Quiznos Insurance Program...4 3 Steps to Obtaining
More information