FORM L-1-A-RA REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, Policyholders Account (Technical Account) Premiums earned net

Transcription

1 FORM L-1-A-RA Name of the Insurer: MetLife India Insurance Company Limited (Formerly MetLife India Insurance Company Private Limited) Registration No. and Date of Registration with the IRDA:117, August 6, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2009 Policyholders Account (Technical Account) Particulars Schedule For the year ended March 31, 2009 For the year ended March 31, 2008 (Rs. 000). (Rs. 000). Premiums earned net (a) Premium L-4 19,966,448 11,595,365 (b) Reinsurance ceded (183,701) (110,450) (c) Reinsurance accepted- - - Income from Investments (a) Interest, Dividends & Rent Gross 754, ,328 (b) Profit on sale/redemption of investments - 232,037 (c) (Loss on sale/ redemption of investments) (410,683) - (d) Transfer/Gain on revaluation/change in fair value - - (e) Unrealised gains/(losses) (3,936,672) 25,741 Transferred from Shareholders' Fund - - Other Income (to be specified) 19,084 9,260 TOTAL (A) 16,209,207 12,113,281 Commission L-5 3,495,555 2,662,875 Operating Expenses related to Insurance Business L-6 6,329,006 4,266,055 Provision for doubtful debts - - Bad debts written off - - Provision for Tax - - Provision for Fringe Benefits Tax 35,644 27,994 Provisions (other than taxation) (a) For diminution in the value of investments (Net) - - (b) Others (to be specified) - - TOTAL (B) 9,860,205 6,956,924 Benefits Paid (Net) L-7 766, ,441 Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross Linked Liability 8,903,907 8,463,099 Non Linked Liability 2,128,734 1,272,297 (b) Amount ceded in Reinsurance (66,331) (37,787) (c) Amount accepted in Reinsurance - - TOTAL (C) 11,733,411 10,044,115 SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) (5,384,409) (4,887,758) APPROPRIATIONS Balance at the beginning of year (8,031,771) (3,007,860) Transfer to Shareholders Account (6,505) - Transfer to Other Reserves (to be specified) - - Balance being Funds for Future Appropriations (216,744) (136,153) TOTAL (D) (13,639,429) (8,031,771) Details of Total Surplus (a) Interim bonuses paid (b) Allocation of bonus to policyholders' 58,543 43,966 (c) Surplus shown in the Revenue Account (5,384,409) (4,887,758) Total Surplus (5,325,644) (4,843,727)

2 FORM L-2-A-PL Name of the Insurer: MetLife India Insurance Company Limited (Formerly MetLife India Insurance Company Private Limited) Registration No. and Date of Registration with the IRDA:117, August 6, 2001 PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2009 Shareholders Account (Non-technical Account) Particulars Schedule For the year ended March 31, 2009 For the year ended March 31, 2008 (Rs. 000). (Rs. 000). Amounts transferred from/to the Policyholders Account (Technical Account) 6,505 - Income From Investments (a) Interest, Dividends & Rent Gross 224, ,344 (b) Profit on sale/redemption of investments - 23,173 (c) (Loss on sale/ redemption of investments) (86,001) - Other Income (To be specified) - - TOTAL (A) 145, ,517 Expense other than those directly related to the insurance business - - Bad debts written off - - Transfer to Policyholders' fund - - Provisions (Other than taxation) (a) For diminution in the value of investments (Net) - - (b) Provision for doubtful debts - - (c) Others (to be specified) - - TOTAL (B) - - Profit/ (Loss) before tax 145, ,517 Provision for Taxation - - Profit / (Loss) after tax 145, ,517 APPROPRIATIONS (a) Balance at the beginning of the year. (1,441,967) (1,654,484) (b) Interim dividends paid during the year - - (c) Proposed final dividend - - (d) Dividend distribution on tax - - (e) Transfer to reserves/ other accounts (to be specified) - - Profit carried to the Balance Sheet (1,296,794) (1,441,967)

3 FORM L-3-A-BS Name of the Insurer: MetLife India Insurance Company Limited (Formerly MetLife India Insurance Company Private Limited) Registration No. and Date of Registration with the IRDA:117, August 6, 2001 BALANCE SHEET AS AT MARCH 31, 2009 Schedule As at March 31, 2009 As at March 31, 2008 SOURCES OF FUNDS (Rs. 000). (Rs. 000). SHAREHOLDERS FUNDS: SHARE CAPITAL L-8,L-9 15,800,000 7,610,811 Advance against share capital (pending allotment) 1,534,171 3,444,865 RESERVES AND SURPLUS L CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT 1,446 1,336 Sub-Total 17,335,617 11,057,012 BORROWINGS L , ,539 POLICYHOLDERS FUNDS: CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT - - POLICY LIABILITIES 5,454,062 3,391,660 INSURANCE RESERVES - - PROVISION FOR LINKED LIABILITIES-NON UNIT 127,806 83,399 PROVISION FOR LINKED LIABILITIES-UNIT 20,761,094 12,128,800 Sub-Total 26,342,962 15,603,859 FUNDS FOR FUTURE APPROPRIATIONS Linked Business 297, ,538 Others 80,102 - TOTAL 44,450,560 27,180,948 APPLICATION OF FUNDS INVESTMENTS Shareholders L-12 2,576,157 2,607,785 Policyholders L-13 5,658,606 3,609,453 ASSETS HELD TO COVER LINKED LIABILITIES L-14 21,058,274 12,289,338 LOANS L-15 41,446 16,988 FIXED ASSETS L-16 1,146, ,923 CURRENT ASSETS Cash and Bank Balances L-17 1,140,817 1,346,259 Advances and Other Assets L-18 1,368, ,509 Sub-Total (A) 2,508,938 2,252,768 CURRENT LIABILITIES L-19 3,295,039 3,517,212 PROVISIONS L ,439 92,831 Sub-Total (B) 3,475,478 3,610,043 NET CURRENT ASSETS (C) = (A B) (966,540) (1,357,275) MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) L DEBIT BALANCE IN PROFIT & LOSS ACCOUNT (Shareholders Account) 1,296,794 1,441,967 Debit Balance of Revenue Account 13,639,429 8,031,771 TOTAL 44,450,560 27,180,948 CONTINGENT LIABILITIES Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000) (Rs. 000) 1 Partly paid-up investments Claims, other than against policies, not acknowledged as debts by the company Underwriting commitments outstanding (in respect of shares and securities) Guarantees given by or on behalf of the Company Statutory demands/ liabilities in dispute, not provided for Reinsurance obligations to the extent not provided for in accounts Claims under policies not acknowledged as debts 16,873 10,465 TOTAL 16,873 10,465

4 SCHEDULES FORMING PART OF FINANCIAL STATEMENTS FORM L-4-PREMIUM SCHEDULE PREMIUM Particulars For the year ended March 31, 2009 For the year ended March 31, 2008 (Rs. 000). (Rs. 000). 1 First year premiums 10,664,169 7,622,894 2 Renewal Premiums 8,519,444 3,341,830 3 Single Premiums 782, ,641 TOTAL PREMIUM 19,966,448 11,595,365 Premium Income from business written: In India 19,966,448 11,595,365 Outside India - - TOTAL PREMIUM 19,966,448 11,595,365 FORM L-5 - COMMISSION SCHEDULE COMMISSION EXPENSES Particulars For the year ended March 31, 2009 For the year ended March 31, 2008 (Rs. 000) (Rs. 000) Commission paid Direct First year premiums 3,210,926 2,487,907 - Renewal premiums 274, ,979 - Single premiums 10,582 5,989 Add: Commission on Re-insurance Accepted - - Less: Commission on Re-insurance Ceded - - Net Commission 3,495,555 2,662,875 Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated below: Agents 985, ,623 Brokers 33,460 12,055 Corporate Agency 538, ,748 Referral 1,937,636 1,217,449 Others (pl. specify) - - TOTAL (B) 3,495,555 2,662,875

5 FORM L-6-OPERATING EXPENSES SCHEDULE OPERATING EXPENSES RELATED TO INSURANCE BUSINESS Particulars For the year ended March 31, 2009 For the year ended March 31, 2008 (Rs. 000). (Rs. 000). 1 Employees remuneration & welfare benefits 3,259,359 2,000,883 2 Travel, conveyance and vehicle running expenses 153, ,398 3 Training expenses 146, ,052 4 Rents, rates & taxes 406, ,888 5 Repairs 37,860 31,686 6 Printing & stationery 125,456 61,295 7 Communication expenses 206, ,641 8 Legal & professional charges 303, ,223 9 Medical fees 89,945 88, Auditors' fees, expenses etc a) as auditor 1, b) as adviser or in any other capacity, in respect of (i) Taxation matters (ii) Insurance matters - - (iii) Management services; and - - (iv) Expenses c) in any other capacity Advertisement and publicity 831, , Interest & Bank Charges 31,819 22, Service tax/cess on premium 60,115 45, Recruitment expenses 63,253 39, Information technology expenses 108, , Power and water 61,564 47, Secondment charges - 1, Others 146,253 83, Depreciation 296, ,854 TOTAL 6,329,006 4,266,055 FORM L-7-BENEFITS PAID SCHEDULE BENEFITS PAID [NET] Particulars For the year ended March 31, 2009 For the year ended March 31, 2008 (Rs. 000). (Rs. 000). 1. Insurance Claims (a) Claims by Death, 462, ,007 (b) Claims by Maturity, 67,834 26,582 (c) Annuities/Pension payment, 15,849 31,334 (d) Periodical Benefit - - (e) Health - - (f) any other (Surenders) 276,686 82, (Amount ceded in reinsurance): (a) Claims by Death, (56,253) (22,554) (b) Claims by Maturity, - - (c) Annuities/Pension payment, - - (d) Periodical Benefit - - (e) Health - - (f) any other (please specify) Amount accepted in reinsurance: (a) Claims by Death, - - (b) Claims by Maturity, - - (c) Annuities/Pension payment, - - (d) Periodical Benefit - - (e) Health - - (f) any other (please specify) - - TOTAL 766, ,441

6 FORM L-8-SHARE CAPITAL SCHEDULE SHARE CAPITAL Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 Authorised Capital 24,000,000 15,000,000 2,400,000,000 (Previous year - 1,500,000,000) equity shares of Rs 10/- each 2 Issued Capital 20,600,000 14,800,000 2,060,000,000 (Previous year -1,480,000,000) equity shares of Rs 10/- each 3 Subscribed and Paid up Capital 15,800,000 7,610,811 1,580,000,000 (Previous year - 761,081,081) equity shares of Rs 10/- each fully paid up 4 Called-up Capital - - Equity Shares of Rs....each Less : Calls unpaid - - Add : Shares forfeited (Amount originally paid up) - - Less : Par value of Equity Shares bought back - - Less : Preliminary Expenses - - Expenses including commission or brokerage on Underwriting or subscription of shares TOTAL 15,800,000 7,610,811 Notes: No part of the capital is held by a holding company. FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE PATTERN OF SHAREHOLDING [As certified by the Management] Shareholder As at March 31, 2009 As at March 31, 2008 Number of Shares % of Holding Number of Shares % of Holding Promoters Indian 1,169,200,000 74% 563,200,000 74% Foreign 410,800,000 26% 197,881,081 26% Others TOTAL 1,580,000, % 761,081, % FORM L-10-RESERVES AND SURPLUS SCHEDULE RESERVES AND SURPLUS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000) (Rs. 000) 1 Capital Reserve Capital Redemption Reserve Share Premium Revaluation Reserve General Reserves - - Less: Debit balance in Profit and Loss Account, if any - - Less: Amount utilized for Buy-back Catastrophe Reserve Other Reserves (to be specified) Balance of profit in Profit and Loss Account - - TOTAL - -

7 FORM L-11-BORROWINGS SCHEDULE BORROWINGS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 Debentures/ Bonds Banks Financial Institutions Others (to be specified) Information technology equipment/computer Software on lease [secured 370, ,695 against the information technology equipment and Computer software, net book value -- Rs 314,694] (Previous year Rs 269,435) Vehicle lease [secured against the vehicles, net book value -- Rs 20,880] 23,864 31,844 (Previous year -- Rs 27,902) TOTAL 394, ,539 Notes: Amount due with in 12 months from balance sheet date is Rs 161,907 (Previous year Rs 133,379)

8 FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE INVESTMENTS-SHAREHOLDERS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000) (Rs. 000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury 188, ,589 Bills 2 Other Approved Securities 89,561-3 Other Investments (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 480, ,842 (e) Other Securities (to be specified) - - (f) Subsidiaries - - Investment Properties-Real Estate Investments in Infrastructure and Social Sector 633, ,560 5 Other than Approved Investments 47,600 - SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury 220, ,733 Bills 2 Other Approved Securities Other Investments (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds - - (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Fixed Deposits with Banks 488, ,000 (h) Commercial Papers - - Investment Properties-Real Estate Investments in Infrastructure and Social Sector 1,953 96,724 5 Other than Approved Investments - Debentures/ Bonds Mutual funds 425, ,337 - Other securities - Inter corporate deposit Other securities - Asset securitisation - Pass through certificates - - TOTAL 2,576,157 2,607,785

9 FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE INVESTMENTS-POLICYHOLDERS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000) (Rs. 000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury 2,772,489 2,761,243 Bills 2 Other Approved Securities 1,166,077-3 (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 65, ,379 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate Investments in Infrastructure and Social Sector 1,431, ,590 5 Other than Approved Investments - - SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury 209,703 99,241 Bills 2 Other Approved Securities (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds - - (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate Investments in Infrastructure and Social Sector 8,535-5 Other than Approved Investments 5,129 - TOTAL 5,658,606 3,609,453

10 FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE ASSETS HELD TO COVER LINKED LIABILITIES Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000) (Rs. 000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury Bills 552, ,478 2 Other Approved Securities 158,002-3 (a) Shares (aa) Equity 11,924,293 9,891,426 (bb) Preference 6,291 - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 433, ,846 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate Investments in Infrastructure and Social Sector 811, ,774 5 Other than Approved Investments (a) Equity 2,708,806 - (b) Preference - - (c) Bonds/Debentures 184,119 - SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds including Treasury 512,773 - Bills 2 Other Approved Securities (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds 998, ,899 (c ) Derivative Instruments - - (d) Debentures/ Bonds 170,249 - (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Fixed deposits 819,632 62,000 h) Commercial papers 144,319 - (I) Investment Properties-Real Estate Investments in Infrastructure and Social Sector 81, ,653 5 Other than Approved Investments Mutual Funds 448,883 - Debentures/ Bonds 143,605-6 Other net current assets 960, ,262 TOTAL 21,058,274 12,289,338

11 FORM L-15-LOANS SCHEDULE LOANS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities, etc. - - ( c) Loans against policies 41,446 16,988 (d) Others (to be specified) - - Unsecured - - TOTAL 41,446 16,988 2 BORROWER-WISE CLASSIFICATION (a) Central and State Governments - - (b) Banks and Financial Institutions - - (c) Subsidiaries - - (d) Companies - - (e) Loans against policies 41,446 16,988 (f) Others (to be specified) - - TOTAL 41,446 16,988 3 PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India 41,446 16,988 (bb) Outside India - - (b) Non-standard loans less provisions (aa) In India - - (bb) Outside India - - TOTAL 41,446 16,988 4 MATURITY-WISE CLASSIFICATION (a) Short Term - - (b) Long Term 41,446 16,988 TOTAL 41,446 16,988

12 FORM 16-FXED ASSETS SCHEDULE FIXED ASSETS Particulars Cost/ Gross Block Depreciation Opening Additions Deductions Closing Up to Last Year For The Period On Sales/ Adjustment To Date As at March 31, 2009 Net Block (Rs. 000) As at March 31, 2008 Goodwill Intangibles (specify) Computer Software - Owned 56,749 56, ,781 30,923 10,292-41,215 71,566 25,826 Computer Software - Leased 16,679 52,364-69, ,867-22,093 46,950 16,453 Land-Freehold Leasehold Property 284, ,161 42, , ,078 63,816 40, , , ,425 Buildings Furniture & Fittings 32,184 28, ,042 25,396 23, ,880 11,162 6,788 Information technology equipment - Owned 90,934 63, ,480 38,519 4, , ,188 52,415 Information technology equipment - Leased 402, , , , , , , ,982 Vehicles - Owned Vehicles -Leased 43,452 10,896 17,058 37,290 15,550 10,860 10,000 16,410 20,880 27,902 Office Equipment 88,803 81, ,196 53,787 27, ,381 88,815 35,016 Others (Specify nature) TOTAL 1,016, ,254 60,688 1,793, , ,014 51, ,311 1,072, ,923 Work in progress - 73,398-73, ,398 - Grand Total 1,016, ,652 60,688 1,866, , ,014 51, ,311 1,146, ,923 PREVIOUS YEAR 491, ,072 13,863 1,016, , ,854 9, , ,923 -

13 FORM L-17-CASH AND BANK BALANCE SCHEDULE CASH AND BANK BALANCES Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 Cash (including cheques and drafts) 1, Bank Balances (a) Deposit Accounts (aa) Short-term (due within 12 months of the date of Balance Sheet) - - (bb) Others - - (b) Current Accounts (*) 1,138,954 1,345,772 (c ) Others (to be specified) Money at Call and Short Notice (a) With Banks - - (b) With other Institutions 4 Others (to be specified) - - TOTAL 1,140,817 1,346,259 Balances with non-scheduled banks included above CASH & BANK BALANCES 1 In India 1,140,817 1,346,259 2 Outside India - - TOTAL 1,140,817 1,346,259 (*) Include remittances in transit of Rs 166,269 (Previous year Rs 756,697) FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000) (Rs. 000) ADVANCES 1 Reserve deposits with ceding companies Application money for investments Prepayments 35,725 27,172 4 Advances to Directors/Officers Advances to Employees 340 2,320 6 Advance tax paid and taxes deducted at source (Net of provision for taxation) Other advances 290,156 79,637 TOTAL (A) 326, ,329 OTHER ASSETS 1 Income accrued on investments 168, ,667 2 Outstanding Premiums 116,202 79,012 3 Agents Balances Foreign Agencies Balances Due from other entities carrying on insurance business (including reinsures) 30,147 8,657 6 Due from subsidiaries/ holding company Deposit with Reserve Bank of India [Pursuant to section 7 of Insurance Act, 1938] Service tax/cess unutilized credit 483, ,577 9 Deposits 243, , Others (to be specified) - - TOTAL (B) 1,041, ,180 TOTAL (A+B) 1,368, ,509

14 FORM L-19-CURRENT LIABILITIES SCHEDULE CURRENT LIABILITIES Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 Agents Balances 208, ,445 2 Balances due to other insurance companies 82,224 42,272 3 Deposits held on re-insurance ceded Premiums received in advance Unallocated premium Sundry creditors 1,740,592 1,462,926 7 Due to subsidiaries/ holding company Claims Outstanding 207, ,047 9 Annuities Due Due to Officers/ Directors Premium deposits 787,751 1,520, Taxes deducted at source payable 268, , Others (to be specified) - - TOTAL 3,295,039 3,517,212 FORM L-20-PROVISIONS SCHEDULE PROVISIONS Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 For taxation (less payments and taxes deducted at source) For Fringe Benefits Tax 1,376 2,604 3 For proposed dividends For dividend distribution tax For gratuity 61,597 28,030 6 For leave encashment 117,466 62,197 7 Others (to be specified) - - TOTAL 180,439 92,831 FORM L-21-MISC EXPENDITURE SCHEDULE MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) Particulars As at March 31, 2009 As at March 31, 2008 (Rs. 000). (Rs. 000). 1 Discount Allowed in issue of shares/ debentures Others (to be specified) - - TOTAL - -

15 FORM L-22 Analytical Ratios* PERIODIC DISCLOSURES Insurer: MetLife India Insurance Company Limited Date: 31/03/09 (Formerly MetLife India Insurance Company Private Limited) Analytical Sl.No. Particular 1 New business premium income growth rate - segment wise For the year ended March 31, 2009 For the year ended March 31, Participating policies % 55.11% - Non-participating policies % 60.68% - Pension % 64.93% - Group - linked % % - Individual Life - Linked % % - Pension - linked % % 2 Net Retention Ratio 99.08% 99.05% 3 Expense of Management to Gross Direct Premium Ratio 49.38% 60.00% 4 Commission Ratio (Gross commission paid to Gross Premium) 17.51% 22.96% 5 Ratio of policy holder's liabilities to shareholder's funds % % 6 Growth rate of shareholders' fund 56.78% 77.91% 7 Ratio of surplus/(deficit) to policyholders' liability % % 8 Change in net worth 51.55% 1.98% 9 Profit after tax/total Income 0.89% 1.72% 10 (Total real estate + loans)/(cash & invested assets) 0.14% 0.09% 11 Total investments/(capital + Surplus) % % 12 Total affiliated investments/(capital+ Surplus) Investment Yield (Gross and Net) - Non linked Par (Gross) 8.93% 8.94% - Non linked Par (Net) 8.93% 8.94% - Non linked Non Par (Gross) 8.16% 8.18% - Non linked Non Par (Net) 8.16% 8.18% 14 Conservation Ratio -Linked 74.81% 65.61% -Non Linked 93.71% 89.46% -Pension (both Linked and Non Linked) 82.12% 66.78% -Health Persistency Ratio 16 NPA Ratio Equity Holding Pattern for Life Insurers For 13th month 71.54% 64.88% For 25th month 64.28% 57.93% For 37th month 59.05% 53.27% For 49th Month 55.47% 50.39% for 61st month 52.34% 47.62% Gross NPA Ratio - - Net NPA Ratio (a) No. of shares 1,580,000, ,081,081 2 (b) Percentage of shareholding (Indian / Foreign) 74% : 26% 74% : 26% 3 ( c) %of Government holding (in case of public sector insurance companies) (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) Basic - Rs.0.09 Diluted - Rs.0.09 Basic - Rs.0.09 Diluted - Rs.0.09 Basic - Rs.0.28 Diluted - Rs.0.27 Basic - Rs.0.28 Diluted - Rs (iv) Book value per share (Rs) Notes: 1. Ratios from Sl no 1 to 12 have been calculated in accordance with the circular dated April 29, 2003 issued by IRDA and as per the audited financial statements 2. Ratios from Sl No 13 are based on Public Disclosure guidelines issued by IRDA dated January 28, 2010

16 FORM L-23-RECEIPT AND PAYMENTS SCHEDULE Format of Receipts and Payments A/c to be furnished by the insurers on direct basis (Rs in '000's) Cash Flows from the operating activities: Premium received from policyholders, including advance receipts 19,196,855 Other receipts (give Break-up) - Payments to the re-insurers, net of commissions and claims/ Benefits (143,748) Payments to co-insurers, net of claims / benefit recovery - Payments of claims/benefits (675,219) Payments of commission and brokerage (3,453,711) Payments of other operating expenses (6,297,164) Preliminary and pre-operative expenses - Deposits, advances and staff loans (395,476) Income taxes paid (Net) - Service tax paid (197,787) Loans against policies (24,458) Other payments - Cash flows before extraordinary items 8,009,292 Cash flow from extraordinary operations (give break-up) - Net cash flow from operating activities 8,009,292 Cash flows from investing activities: Purchase of fixed assets (710,976) Proceeds from sale of fixed assets 10,612 Purchases of investments (33,659,294) Loans disbursed - Sales/Maturity of investments 19,193,276 Repayments received - Rents/Interests/ Dividends received 950,454 Investments in money market instruments and in liquid mutual funds (Net)* - Change in other current assets (112,787) Expenses related to investments - Net cash flow from investing activities (14,328,715) Cash flows from financing activities: Proceeds from issuance of share capital 6,278,496 Proceeds from borrowing - Repayments of borrowing (finance lease obligations) (164,515) Interest/dividends paid - Net cash flow from financing activities 6,113,981 Effect of foreign exchange rates on cash and cash equivalents, net - Net increase in cash and cash equivalents: (205,442) Cash and cash equivalents at the beginning of the year 1,346,259 Cash and cash equivalents at the end of the year 1,140,817

17 L-24-Liab IRDA Periodic Disclosures FORM L-24 Valuation of net liabiltiies PERIODIC DISCLOSURES Insurer: MetLife India Insurance Company Limited (Formerly MetLife India Insurance Company Private Limited) Valuation of net liabiltiies Date: 31/03/09 (Rs in Lakhs) Sl.No. Particular As at March 31, 2009 As at March 31, Linked a Life 201, ,581 b General Annuity - - c Pension 9,441 4,312 d Health Non-Linked a Life 56,084 34,466 b General Annuity - - c Pension d Health - - Page 17 of 45

18 L-25-(i)-Geog Dist-Individuals IRDA Periodic Disclosures FORM L-25 : Geographical Distribution Channel - Individuals PERIODIC DISCLOSURES Insurer: MetLife India Insurance Company Limited Date: 31/03/09 (Formerly MetLife India Insurance Company Private Limited) (Rs in Lakhs) Sl.No. State / Union Territory No. of Policies No. of Lives Premium (Rs in lakhs) Geographical Distribution of Total Business Rural Urban Total Business Sum Assured (Rs in lakhs) No. of Policies No. of Lives Premium (Rs in lakhs) Sum Assured (Rs in lakhs) No. of Policies No. of Lives Premium (Rs in lakhs) Sum Assured (Rs in lakhs) 1 Andhra Pradesh 3,286 3, ,297 20,496 20,496 7, ,039 23,782 23,782 7, ,336 2 Arunachal Pradesh Assam ,447 2, ,306 3,035 3, ,298 4 Bihar ,681 1, ,386 2,114 2, ,319 5 Chattisgarh ,778 1,406 1, ,763 2,201 2, ,540 6 Goa , ,248 7 Gujarat 1,362 1, ,568 9,597 9,597 1,644 35,121 10,959 10,959 1,792 38,689 8 Haryana ,336 2, ,641 2,636 2, ,613 9 Himachal Pradesh Jammu & Kashmir 11,369 11,369 3,612 31,453 16,285 16,285 5,538 37,914 27,654 27,654 9,150 69, Jharkhand ,417 1,597 1, ,485 2,202 2, , Karnataka 3,949 3, ,908 29,061 29,061 10, ,416 33,010 33,010 10, , Kerala 4,860 4,860 1,607 16,292 25,866 25,866 10, ,989 30,726 30,726 11, , Madhya Pradesh ,942 1,078 1, ,111 1,776 1, , Maharashtra 11,202 11,202 3,755 69,996 32,313 32,313 15, ,764 43,515 43,515 19, , Manipur Meghalaya Mirzoram Nagaland Orissa ,311 2,767 2, ,854 3,402 3, , Punjab 2,350 2, ,800 11,637 11,637 2,542 40,376 13,987 13,987 2,913 46, Rajasthan ,149 3,097 3, ,591 3,480 3, , Sikkim Tamil Nadu 3,474 3, ,505 19,324 19,324 6,351 89,435 22,798 22,798 7, , Tripura Uttar Pradesh 1,379 1, ,800 6,528 6,528 1,261 23,696 7,907 7,907 1,407 25, UttraKhand ,498 1, ,916 1,712 1, , West Bengal 12,007 12,007 2,194 23,932 34,859 34,859 12, ,910 46,866 46,866 14, , Andaman & Nicobar Islands Chandigarh Dadra & Nagrahaveli Daman & Diu Delhi 3,491 3,491 1,164 15,350 40,324 40,324 14, ,275 43,815 43,815 15, , Lakshadweep Puducherry Company Total 63,412 63,412 15, , , ,722 91,489 1,300, , , ,443 1,520,380 Page 18 of 45

19 FORM L-25 : Geographical Distribution Channel - GROUP PERIODIC DISCLOSURES Insurer: MetLife India Insurance Company Limited Date: 31/03/09 (Formerly MetLife India Insurance Company Private Limited) (Rs in Lakhs) Sl.No. State / Union Territory No. of Policies No. of Lives Premium (Rs in lakhs) Geographical Distribution of Total Business- GROUP Rural Urban Total Business Sum Assured (Rs in lakhs) No. of Policies No. of Lives Premium (Rs in lakhs) Sum Assured (Rs in lakhs) No. of Policies No. of Lives Premium (Rs in lakhs) Sum Assured (Rs in lakhs) 1 Andhra Pradesh , , , ,901 2 Arunachal Pradesh Assam , ,035 4 Bihar , , Chattisgarh Goa Gujarat , , , ,234 8 Haryana , , , ,897 9 Himachal Pradesh Jammu & Kashmir , , , , Jharkhand , , Karnataka ,801 2, , ,801 2, , Kerala , , , , Madhya Pradesh , , Maharashtra , , , , Manipur Meghalaya Mirzoram Nagaland Orissa Punjab , , Rajasthan , , Sikkim Tamil Nadu , , , , Tripura Uttar Pradesh , , , , UttraKhand , , West Bengal (30,037) 53 16,715 - (30,037) 53 16, Andaman & Nicobar Islands Chandigarh Dadra & Nagrahaveli Daman & Diu (350) (0) (350) (0) Delhi ,735 2, , ,735 2, , Lakshadweep Puducherry Company Total ,588 7,027 1,977, ,588 7,027 1,977,492

20 FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) Statement As on : 31st March 2009 Statement of Investment Assets (Business within India) Periodicity of Submission : Quarterly PART - A (Rs. In Lakhs) Total application as per balance sheet (A) - As on 31st Mar Reconciliation of Investment Assets Add (B) Total Investment Assets (As per the balance sheet) 292,930 Provisions Sch 14 1,804 Current Liabilities Sch 13 32,950 Balance sheet value as of 31sr Mar 09 : A.Life Fund 79,486 Less (C ) Debit balance in P & L A/c 149,362 B.Pension, General Annuity Fund 2,861 Loans Sch Advances & other Assets Sch 12 13,681 C. Groups, Excl. Group Pension / Annuity Cash & bank balance Sch 11 11,408 Fixed Assets Sch 10 11,464 C. Unit Linked Funds 210,583 Misc Exp. Not written off Sch 15 - Fund available for Investments as on 31st Mar , ,930 Diff - NON - LINKED BUSINESS A. LIFE fund % as per Reg SH Balance FRSM * PH UL-Non Unit Reserve PAR NON PAR (a) (b) (c ) (d) (e) 1 G. Sec Not Less - than 25% 4, , , , , , G. Sec or Other Approved Securities (incl (i) above) Not Less than 50% - 4, , , , , , Investment subject to Exposure Norms a. Housing & Infrastructure Not Less - than 15% 6, , , , , , Not b. (i) Approved Investments exceeding - 9, , , , (ii)"other Investments not exceed 15%" * 35% - 4, , , , TOTAL LIFE FUND 100% 0 25, , , , , , Book Value (SH + PH) F* (b+c+d+e) Actual % FVC Amount Total Fund Market Value B. Pension, General Annuity & Group Fund % as per Reg PH Book Value Actual % FVC Amount Total Fund Market Value PAR NON PAR 1 G. Sec Not Less than 20% , , % 2, , G. Sec or Other Approved Securities (incl (i) above) Not Less than 40% , , % 2, , Balance In Approved Investment Not exceeding 60% % TOTAL PENSION,GENERAL ANNUITY & GROUP 100% FUND ,458 2, % - 2, , C. Group Scheme Excluding Group Pension / Annuity % as per Reg PH Book Value Actual % FVC Total Fund Market Value Amount PAR NON PAR 1 G. Sec Not Less than 20% G. Sec or Other Approved Securities (incl (i) above) Not Less than 40% N. A Balance In Approved Investment Not exceeding 60% TOTAL GROUP FUND 100% % LINKED BUSINESS C. LINKED FUNDS % as per Reg PH Total Fund Actual % PAR NON PAR (i) Approved Investment Not Less than 75% - 166, , % (ii) Other Investment Not exceeding 25% - 44, , % TOTAL LINKED INSURANCE FUND 100% - 210, , %

21 FORM L-27-UNIT LINKED BUSINESS-3A Unit Linked Insurance Business PART - B COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) Periodicity of Submission: Quarterly Statement As on : 31st March 2009 Link to Item 'C' of FORM 3A (Part A) Par / Non-Par (Rs. In Lakhs) Total of All Funds PARTICULARS Opening Balance (Market value) Add: Inflows during the Quarter Increase / (Decrease) Value of Inv (Net) Less : Outflow during the Quarter TOTAL INVESTIBLE FUNDS (MKT VALUE) GRATUITY DEBT FUND GRATUITY BALANCED FUND PRESERVER FUND 4,877 1,505 1,954 7, , , ,830 1,496 4,514 MODERATOR FUND 1, ,440 BALANCER FUND ACCELERATOR FUND MULTIPLIER FUND 17,408 18, ,877 7,765 3,049 29, , ,556 21, ,931 VIRTUE FUND 8,039 2, , ,786 52,285 4,118-2, ,583 INVESTMENT OF UNIT FUND GRATUITY DEBT FUND GRATUITY BALANCED FUND PRESERVER FUND MODERATOR FUND BALANCER FUND ACCELERATOR FUND MULTIPLIER FUND VIRTUE FUND Total of All Funds Approved Investments (>=75%) Govt Bonds Corporate Bonds Infrastructure Bonds Equity Money Market Mutual Funds Deposit with Banks Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual 2,639 27% 62 4% 3,079 68% % 3,976 16% 280 1% 1,963 1% - 0% % 2,162 22% % 0 0% % 2,189 9% 1,227 6% - 0% - 0% % 1,620 16% % 0 0% % 4,370 17% 2,269 10% - 0% - 0% % 0 0% % 0 0% % 8,097 32% 11,749 54% 92,047 68% 6,925 68% % 700 7% 115 8% % 35 2% 1,373 5% 175 1% 2,853 2% - 0% % 0% 0% 0% 0% 0% 0% 0% 280 3% 280 0% 8% 3% 0% 6% 1% 0% 2% - 0% % ,654 Sub Total (A) 7,883 80% 1,118 75% 3,603 80% % % % % % % Current Assets: Accured Interest 190 2% 24 2% 42 1% 30 2% 402 2% 207 1% 6 0% 0% 901 0% Dividend Receivables 0% 0% 0% 0 0% 1 0% 1 0% 7 0% 0% 10 0% Bank Balance 1,307 13% 1 0% 1 0% 1 0% 8 0% 3 0% 5 0% 152 1% % Receivable for sale of Investments 0% 0% 0% 0% 0% 0% 0% 0% 0 0% Other Current Assets (For Investments) 469 5% 2 0% % 56 4% % 610 3% % 457 4% % Less : Current Liablities Payable for Investments % 0% 0% 0% % 0% 0% 0% % Fund management charges payable -29 0% -1 0% -3 0% -2 0% -54 0% -42 0% % -13 0% % Other Current Liabilities (For Investments) Sub Total (B) 1,033 11% 26 2% % 85 6% 930 4% 779 4% % 595 6% % Other Investments (<=25%) Corporate Bonds 195 2% 108 7% - 0% % 1, % 1, % - 0% % % Infrastructure Bonds 0 0 0% Equity 0 0% 86 6% - 0% % 1, % 2, % 20,955 15% 1, % % Money Market 0 0% 0% - 0% % - 0% - 0% - 0% % 0 0% Mutual Funds & Venture Fund 719 7% % 110 2% % 847 3% 1,393 6% 10,108 7% % % Sub Total (C) 914 9% % 110 2% % % % % % % Total (A+B+C) 9, % 1, % 4, % % % % % % % Fund carried forward (as per LB2) 9,830 1,496 4, ,583

22 FORM L-28-ULIP-NAV-3A COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) (Part C) Statement As on : 31st March 2009 Periodicity Of Submission: Quarterly Link to FORM 3A PART B Assets held NAV as NAV as per Previous 2nd Previous 3rd Previous Annualised 3rd Year No Name of the Scheme on the above date on the above date LB 2 Qtr NAV Qtr NAV Qtr NAV Return/Yield Rolling CAGR (Amount in Rs.) 1 ACCELERATOR ACCOUNT 2,163,094, BALANCER ACCOUNT 2,555,558, MODERATOR ACCOUNT 143,989, MULTIPLIER ACCOUNT 13,593,051, (2.67) 5 PRESERVER ACCOUNT 451,434, PROTECTOR ACCOUNT 399,093, GRATUITY BALANCED ACCOUNT b EGF 23,482, N.A. c HND 19,805, N.A. d HTW 18,925, N.A. e SVF 87,346, N.A. 8 GRATUITY DEBT ACCOUNT a EGF 21,797, N.A. c HND 28,134, N.A. d HTW 14,604, N.A. f SVF 94,948, N.A. g SXF 424,420, N.A. 9 VIRTUE - THE HEALTHY LIFE 1,018,588, N.A. Total 21,058,274,422

23 L-29-Debt LinkedSec IRDA Periodic Disclosures FORM L-29 Detail regarding debt securities - Linked Fund PERIODIC DISCLOSURES Insurer: METLIFE INDIA INSURANCE COMPANY LIMITED Date: 31/03/09 (Rs in Lakhs) Detail Regarding debt securities MARKET VALUE Book Value As at 31 March 2009 as % of total for this class as at. Of the previous year as % of total for this class As at. as % of total for this class as at. Of the previous year as % of total for this class Break down by credit rating AAA rated 14,346 40% 8,180 62% 13,857 39% 8,180 62% AA or better 2,952 8% 2,153 16% 2,942 8% 2,151 16% Rated below AA but above A 943 3% - 0% 946 3% - 0% Rated below A but above B % % Any other - Soverign 12,236 34% 2,915 22% 12,329 34% 2,942 22% - P1 5,776 16% - 0% 5,775 16% - 0% BREAKDOWN BY RESIDUALMATURITY - - Up to 1 year % 5,386 41% % 5,382 41% more than 1 yearand upto 3years % 2,203 17% % 2,201 17% More than 3years and up to 7years % 2,907 22% % 2,929 22% More than 7 years and up to 10 years % 1,282 10% % 1,274 10% More than 10 years and up to 15 years 709 2% 396 3% 710 2% 401 3% More than 15 years and up to 20 years 25 0% 481 4% 23 0% 493 4% Above 20 years 101 0% 592 4% 99 0% 594 4% - - Breakdown by type of the issurer - - a. Central Government % 2,793 21% % 2,821 21% b. State Government % 122 1% % 122 1% c.corporate Securities % 10,333 78% % 10,332 78% Page 23 of 45

24 PERIODIC DISCLOSURES FORM L-29 Detail regarding debt securities - Non Linked Fund Insurer: METLIFE INDIA INSURANCE COMPANY LIMITED Date: 31/03/09 As at 31 March 2009 (Rs in Lakhs) Detail Regarding debt securities MARKET VALUE as % of total for this class as at. Of the previous year as % of total for As at. this class as % of total for this class Book Value as at. Of the previous year as % of total for this class Break down by credit rating AAA rated 27,010 35% 17,515 31% % 18,147 32% AA or better 61 0% 505 1% 61 0% 524 1% Rated below AA but above A 55 0% - 0% 55 0% - 0% Rated below A but above B % % Any other - Soverign 48,787 64% 36,201 64% % 36,631 64% P % 1,977 4% 484 1% 1,977 3% BREAKDOWN BY RESIDUALMATURITY Up to 1 year 5,705 7% 4,103 7% % 4,103 7% more than 1 yearand upto 3years 1,454 2% 2,461 4% % 2,491 4% More than 3years and up to 7years 6,258 8% 3,745 7% % 3,875 7% More than 7 years and up to 10 years 18,237 24% 11,144 20% % 11,414 20% More than 10 years and up to 15 years 16,013 21% 12,131 22% % 12,320 22% More than 15 years and up to 20 years 7,387 10% 6,030 11% % 5,968 10% Above 20 years 21,344 28% 16,585 30% % 17,107 30% Breakdown by type of the issurer a. Central Government 35,213 46% 36,201 64% % 36,631 64% b. State Government 13,574 18% - 0% % - 0% c.corporate Securities 27,610 36% 19,998 36% % 20,648 36%

25 L-30-Rel Par IRDA Periodic Disclosures FORM L-30 : Related Party Transactions PERIODIC DISCLOSURES Insurer: MetLife India Insurance Company Limited Date: 31/03/09 (Formerly MetLife India Insurance Company Private Limited) (Rs in Lakhs) Related Party Transactions Sl.No. For the year ended March 31, 2009 For the year ended March 31, The Jammu and Kashmir Bank Limited Shareholder a) Commission 1,924 1,714 b) Premises taken on Lease 6 16 c) Reimbursement 51 1 d) Proceeds against issue of /advance against equity share capital - 8,777 e) Fixed deposits/current account - - f) Interest received 8 - Shareholder 2 Name of the Related Party Metropolitian Life Insurance Co./MetLife International Holding Inc./MetLife Group Nature of Relationship with the Company Description of Transactions / Categories Amounts payable/paid a) Secondment Charges for the services of the Ex-Managing Director, Chief Financial Officer and Director Agency sales - 17 b) Peanut License fee c) Information technology expenses (Includes provision of Rs (Previous year : Rs 52211) d) Catastrophic Reinsurance - - e) Conference expenses/travel costs - 12 Amounts receivable/received - - a) Travel, Staff benefits and others b) Proceeds against issue of /advance against equity share capital 8,840 15,600 3 Shareholder Proceeds against issue of /advance M. Pallonji & Company Private Limited against equity share capital 11,621 2,188 4 Shareholder Proceeds against issue of /advance M. Pallonji Enterprises Private Limited against equity share capital 7,010 5,813 5 RGA Americas Reinsurance Company Limited Associate Company of a Shareholder Reinsurance Premium Rajesh Relan Managing Director Managerial Remunaration Page 25 of 45

26 L-31-BOD IRDA Periodic Disclosures FORM L-31LNL - 6 : Board of Directors & Key Person PERIODIC DISCLOSURES Insurer: MetLife India Insurance Company Limited Date: 31/03/09 (Formerly MetLife India Insurance Company Private Limited) BOD and Key Person information Sl. No. Name of person Role/designation Details of change in the period 1 Pheroze K Mistry Director 2 Mehli K Mistry Director 3 Kunal Kashyap Director upto Charles E Symington Director upto A R Fazili Director upto Tafazal Hussain Director upto Anil Kumar Poddar Alternate Director upto S K Bhat Director from A K Mehta Director from James Hom Director from Shailendra Ghorpade Director 12 V K Chopra Director from Dr Ashok Kumar Mittal Director from Surbhit Dabriwala Director 15 Rajesh Relan Chief Executive/Managing Director 16 Pankaj Raj Head of Marketing upto Vijaya Raghavan Head of Marketing from Phanesh M S V S Appointed Actuary 19 Sanjay Kumar Head of Investment 20 Biswajit Choudhury Head of Internal Audit 21 Nick Taket Chief Finance Officer upto K R Anil Kumar Head of Finance from Page 26 of 45

27 FORM L-32-SOLVENCY MARGIN - KT 3 (See Regulation 4) Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO. 31ST March 2009 Form Code: Name of Insurer: MetLife India Insurance Co. Ltd. Registration Number:117 Classification Code: (Formerly MetLife India Insurance Company Private Limited) Classification: Item (1) 01 (2) Available Assets in Policyholders' Fund: Deduct: 02 Mathematical Reserves 03 Other Liabilities 04 Excess in Policyholders' funds 05 Available Assets in Shareholders Fund: Deduct: 06 Other Liabilities of shareholders fund 07 Excess in Shareholders' funds 08 Total ASM (04)+(07) 09 Total RSM Description Adjusted Value [Amount (in rupees lakhs)] (4) 303, ,430 38,702 1,515 25,747 25,747 27,262 11, Solvency Ratio (ASM/RSM) Certification: I, the Appointed Actuary, certify that the above statements have been prepared in accordance with the section 64VA of the Insurance Act, 1938, and the amounts mentioned therein are true and fair to the best of my knowledge Place: BANGALORE Name and Signature of Appointed Actuary Date: 31/03/09 Phanesh M S V S Notes 1. Item No. 01 shall be the amount of the Adjusted Value of Assets as mentioned in Form IRDA-Assets- AA as specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency Margin of Insurers) Regulations, 2000; 2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H; 3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet; 4. Items No. 05 shall be the amount of the Total Assets as mentioned in Form IRDA-Assets- AA as specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency Margin of Insurers) Regulations, 2000.

28 FORM L-33-NPAs-7A COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) Statement As on : 31st March 2009 Details of Investment Portfolio NAME OF THE FUND: LIFE FUND Periodicity of Submission : Quarterly CAT Code Company Code Instrument Type % Interest Rate Has there been revision? Total O/S (Book Value) Defaulty Principal (Book Defaulty Interest Value) (Book Value) Principal Due From Interest Due from Deferred Principal Deferred Interest Rolled over Has there been any Principal Waiver? Classification Provision(%) Provision(Rs) Board Approval Amount Ref N. A

29 FORM L-33-NPAs-7A COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) Statement As on : 31st March 2009 Details of Investment Portfolio Periodicity of Submission : Quarterly NAME OF THE FUND: PENSION, GENERAL ANNUITY & GROUP FUND CAT Code Company Code Instrument Type % Interest Rate Has there been revision? Total O/S (Book Value) Defaulty Principal (Book Defaulty Interest Value) (Book Value) Principal Due From Interest Due from Deferred Principal Deferred Interest Rolled over Has there been any Principal Waiver? Classification Provision(%) Provision(Rs) Board Approval Amount Ref N. A

30 FORM L-33-NPAs-7A COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) Statement As on : 31st March 2009 Details of Investment Portfolio Periodicity of Submission : Quarterly NAME OF THE FUND: LINKED FUND CAT Code Company Code Instrument Type % Interest Rate Has there been revision? Total O/S (Book Value) Defaulty Principal (Book Defaulty Interest Value) (Book Value) Principal Due From Interest Due from Deferred Principal Deferred Interest Rolled over Has there been any Principal Waiver? Classification Provision(%) Provision(Rs) Board Approval Amount Ref N. A

31 FORM - 1 COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) Statement As on : 31st March 2009 STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT NAME OF THE FUND: LIFE FUND PERIODICITY OF SUBMISISSION : QUARTERELY (Rs. In Lakhs) NO. CATEGORY OF INVESTMENT Category Code INVESTMENT (Rs.)* Current Quarter INCOME ON INVESTMENT(Rs. GROSS )** YIELD(%)*** NET YIELD(%) **** INVESTMENT (Rs.)* Year to Date INCOME ON INVESTMENT(Rs. )** GROSS YIELD(%) *** NET YIELD(%)* *** INVESTMENT (Rs.)* Previous Year INCOME ON INVESTMENT( Rs.)** GROSS YIELD(%)* ** NET YIELD(%)* *** Central Government Securities Central Government Bonds CGSB % 2.01% 26,580 2, % 7.96% % 6.22% Deposit Under Section 7 of Insurance Act 1938 CDSS % 2.28% % 8.31% Treasury Bills CTRB % 0.71% % 1.39% State Governmnet /Other Approved Securities Securities/Other Guaranteed Securities SGOA % 2.17% 11, % 8.57% % 4.74% INVESTMENTS SUBJECT TO EXPOSURE NORMS (a) Housing & Loans to State Govt for Housing / FEE (b) Infrastructure Investments Infrastructure - Other Corporate Securities Debentures / Bonds ICTD % 2.73% 8, % 7.65% % 7.66% Infrastructure - PSU - Debentures / Bonds IPTD % 1.90% 8, % 5.33% % 6.50% ('c) Approved Investments Commercial Papers ECCP % 6.42% % 0.16% Deposits - Deposit with Scheduled Banks, FI's(incl. Bank Balance awaiting Investment), CCIL RBI ECDB % 0.14% 2, % 1.46% % 8.53% Corporate Securities - Debentures ECOS % 2.47% 3, % 14.81% % 9.68% Deposits - CDs with Scheduled Banks EDCD % 1.12% % 4.58% (d) Other Investments Debentures OLDB % 0.31% % 9.03% % 9.29% Mutual Funds - Debt / Income / Serial Plans / Liquid Secemes OMGS % 2.84% 3, % 9.50% % 0.00% TOTAL 79, , ,776 5, ,968 3,745