Appendix 2 Legal Basis for Processing. The basis on which we use the information Prospective Insureds and Insured Persons.

Transcription

1 Chubb Privacy Appendix 2 Legal Basis for Processing Activity Type of information collected The basis on which we use the information Prospective Insureds and Insured Persons Set up a record on our systems ensure we have an accurate record of all Insured Persons we cover) Who we may disclose the information to Carry out background, sanction, fraud and credit checks ensure that Insured Persons are within our acceptable risk profile and to assist with the prevention of crime and fraud) Credit reference agencies databases Legal obligation Explicit consent, ) Consider the underwriting submission, assess risk and write policy Health Data Take steps to enter into a determine the likely risk profile and appropriate Other Insurers / Reinsurers 1

2 level, cost and type of cover to extend, if any) Manage renewals Health Data Interests (to determine whether to extend cover for a renewal period, and if so, on what terms) Explicit consent, ) Provide client care, assistance and support Conditional consent Assistance (for ) Explicit consent (for ) Receive premiums and payments Financial Marketing Marketing provide Insured Banks 2 2

3 Persons with information about insurance products or services which may be of interest) Comply with legal and regulatory obligations Claimant Financial Legal obligation Regulators (e.g. CBI, DPC) Law enforcement bodies Other Insurers (under court order) Receive notification of claim Claim Details interests (third party claimants) (to maintain an accurate record of all claims received and the identity of claimants) Assistance providers providers Assess claim Claim Details Health Data assess the circumstances of a claim) Loss Adjusters Solicitors Claims Experts Establish, exercise or defend legal claims 3 3

4 Explicit consent ) Monitor and detect fraud Claim Details Data monitor, assess and ultimately prevent fraud) Surveillance providers (exceptionally) database Law enforcement bodies Establish, exercise or defend legal claims Settle claim Financial interests (third party claimants) (to settle claims to successful third party claimants) Banks Solicitors Explicit consent, included in Claim Details or Antifraud Data) Comply with legal and regulatory obligations Claim Details Data Financial Legal obligation Regulators (e.g. CBI, DPC) Law enforcement bodies Other Insurers (under court order) 4 4

5 Business Partners and Visitors Manage relationships maintain an accurate client and partner relationship management platform) Administer s Marketing Marketing communicate to Business Partners about events, services or products which may be of interest to their sector) Run events and host office visitors; accommodate website visitors Website or Office Visitor organise and host events which may be of interest to Business Partners) Applicable to all Transfer books of business All (where relevant to the book structure our business appropriately) Legal obligation (under a Part VII transfer) Purchaser Professional advisors Sale or reorganisation All 5 5

6 of a Chubb company structure our business appropriately) Legal obligation (under a Part VII transfer) Purchaser Professional advisors 6 6