Introductory Presentation Christian Mora
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1 Introductory Presentation Christian Mora Tokio, Japan. October 2018
2 Overview of insurance market in Colombia
3 Issued Premiums Accumulated Source: FASECOLDA. Million dollars USD
4 Market share Non-Life Insurance Life insurance METLIFE 2% SOLIDARIA 4% CHUBB 4% 27 Insurance Companies SBS SEGUROS 3% QBE 3% EQUIDAD 3% CARDIF 4% MUNDIAL 5% Others 8% BOLIVAR 6% AXA COLPATRIA 6% LIBERTY 6% SURAMERICANA 17% ALLIANZ 7% PREVISORA 7% ESTADO 9% MAPFRE 7% ALLIANZ 4% COLMENA 4% MAPFRE 3% AXA COLPATRIA 5% 19 Insurance Companies POSITIVA 8% ARL SURA 9% Others 9% BOLIVAR 10% ALFA 23% SURAMERICANA 23%
5 Premium Growth Rates TOTAL BRANCHES BRANCHES WITHOUT PENSIONS REAL VAR. * * Discounting the annual inflation to the cut of the month of each period.
6 Premium Growth Rates vs GDP PREMIUMS REAL VAR PIB VAR Source: FASECOLDA DANE.
7 $ 148 $ 171 $ 186 Penetration and Density $ 200 $ 241 $ 253 $ 196 $ 156 $ 170 $ 176 Source: FASECOLDA BANREP % PENETRATION DENSITY $USD Constant Prices
8 Source: FASECOLDA. Loss Ratio Accumulated
9 % Commercial Fees / Premiums Issued INDIVIDUALS DAMAGES OCCUPATIONAL RISKS Source: FASECOLDA.
10 % General Expenses / Premiums Issued INDIVIDUALS DAMAGES OCCUPATIONAL RISKS Source: FASECOLDA.
11 % Commercial Fees and Expenses / Premiums Issued Source: FASECOLDA. INDIVIDUALS DAMAGES OCCUPATIONAL RISKS
12 Technical Result Accumulated GENERAL LIFE SOCIAL SECURITY TOTAL TOTAL WTH PENSION (LAW 100) Source: FASECOLDA. Thousand dollars USD
13 Net Result Accumulated Source: FASECOLDA. Thousand dollars USD
14 Technical and net profit margins (Utility / Issued Premiums) TECHNICAL MARGIN NET MARGIN Source: FASECOLDA.
15 Return on Equity ROE (Net utility / Equity) TOTAL INSURANCE ROE BANKS
16 Organizational Chart Decree 1848 / 2016 OFFICE FINANCIAL SUPERINTENDENT 0 Office Planning Advisors 9000 Office Internal Monitoring 5000 Office Disciplinary Control 8000 Jose Gabriel Sanchez S. Wifredo A. Gómez C. Ligia M. Ferrucho V. Group for Transparency and Fight against Corruption 9010 Media Group 60 Angela C. Quintero V. Research and Technological Development Department Legal Department Ingrid Juliana Lagos C. Jeannette Santacruz de la Rosa General Secretary Monica A. Andrade V. Freddy A. Ramos R. Deputy Delegate for Supervision of Financial Intermediaries and Insurance Deputy Delegation for the Supervision of Issuers, Asset Managers and Securities Intermediaries Deputy Delegation for Risks Supervision Luz Ángela Barahona Polo Juan Carlos Alfaro Lozano Fabián Mauricio Arias Jiménez Delegation for Financial Consumer Protection and Transparency Beatriz Elena Londoño Patiño Delegation for Jurisdictional Functions Claudia Patricia Grillo Trujillo Resolution 0317 / 2005, creates the Communications Group Resolution 0225 / 2018, creates the Group for Transparency and the Fight against Corruption
17 Deputy Delegate for Supervision of Financial Intermediaries and Insurance Decree 1848 / 2016 OFFICE FINANCIAL SUPERINTENDENT Group of Operative Control Group of Financial Intermediaries and Insurance Rodolfo Aquilino Cifuentes B. Deputy Delegate for Supervision of Financial Intermediaries and Insurance Luz Ángela Barahona Polo Delegation for Financial Intermediaries One Melba Consuelo Velilla Hernández Department for Financial Intermediaries One A Justo Walter Romero León Department for Financial Intermediaries One B Sandra Stella Santos Quinche Legal Department for Financial Intermediaries One Diana Carolina Gómez Castillo Delegation for Financial Intermediaries Two Juan Carlos Bonilla Bretón Department for Financial Intermediaries Two A Magda Fernanda Vásquez Wilches Department for Financial Intermediaries Two B Carlos Enrique Hernández Ramírez Legal Department for Financial Intermediaries Two Jorge Hernando Mendoza Duque Delegation for Insurance Oscar Gonzalo Martínez Amaya Insurance Division One Lilian Orjuela Cuervo Insurance Division Two Christian Henry Mora Aponte Legal Insurance Office Luz Elvira Moreno Dueñas Resolution 0249 / 2017, creates the Group of Operative Control Group of Financial Intermediaries and Insurance
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