Mobile Deposit Capture Agreement and Disclosure Mobile Deposit Capture ("Mobile Deposit") Georgia s Own Credit Union ( Georgia s Own )
|
|
- George Curtis
- 5 years ago
- Views:
Transcription
1 Mobile Deposit Capture Agreement and Disclosure Mobile Deposit Capture ("Mobile Deposit") Georgia s Own Credit Union ( Georgia s Own ) A. Mobile Deposit Services Mobile Deposit Capture ("Mobile Deposit") allows you to deposit checks to your Georgia s Own Credit Union ( Georgia s Own ) accounts from home or other remote locations by electronically transmitting a digital image of your paper checks to Georgia s Own in accordance with this Agreement. Simply endorse the check For Mobile Deposit Only and we will review the image to ensure it meets image quality standards for the deposit and collection of the check. B. General Terms and Conditions Agreement This Agreement establishes the rules that govern the processing of deposited checks through member s account(s) using Georgia s Own Mobile Deposit. The acceptance of this Agreement or use of the Service means you agree to all terms and conditions in this Agreement. Please read this Agreement carefully and keep a copy for your records. In addition to this Agreement, your Accounts are also governed by our Membership Agreement and Disclosures and our Truth In Savings Disclosure (together, the Deposit Agreement ). However, in the event of a conflict, the terms and conditions of this Agreement shall supersede the terms and conditions of the Deposit Agreement with respect to the deposits made through the Service. Deposits made through other channels continue to be governed by the Deposit Agreement. Georgia s Own may change this Agreement at any time. We may add new terms and conditions and we may delete or amend existing terms and conditions. Such changes shall become effective as stated in any notice sent to you, the member. Examples of such notices might include, but are not limited to, newsletters, disclosures, etc. Your continued use of the Service will indicate your acceptance of any such changes. C. Definitions In addition to all the other terms defined herein, the following terms shall have the following meanings: 1. We, Our, Us, and Credit Union shall mean Georgia s Own Credit Union and its successors and assigns. 2. You, Your, and Member shall mean the account holder authorized by Credit Union to use Mobile Deposit, and any user depositing funds in member s account through the Mobile Deposit service. 3. Account or Accounts shall mean the deposit accounts with us to which you are authorized to make a deposit using Mobile Deposit. 4. Business Day shall mean any weekday (Monday-Friday) in which the Credit Union is open. 5. "Check 21" means the Check Clearing for the 21st Century Act. 6. "Image" means the electronic image of the front and back of an Item, in addition to other required information, as specified by us, in the format we specify. 7. "Image Replacement Document" or "IRD" means a substitute check, as defined in Check An "Item" is an original: check, cashier s check, official check, U.S. Treasury check, or any other payment instrument, drawn on a financial institution within the United States and payable in U.S. currency that is payable to you. Items are deemed to be "items" under the Uniform Commercial Code and "checks" under The Expedited Funds Availability Act and Regulation CC. 9. Service(s) means any of the Mobile Deposit functions offered and or used by you in connection with this agreement, including optional and future services added by an addendum. 10. System means the program that is maintained by the Credit Union, or other third parties, that you connect to through the internet in order to access the services.
2 D. Hardware and Software In order to use Mobile Deposit, you must obtain and maintain, at your expense, compatible hardware and software as specified by the Credit Union from time to time. Georgia s Own Credit Union s mobile application is available for select ios and Android devices. Visit the Browser Compatibility page found on georgiasown.org for specifc versions. Georgia s Own is not responsible for any third party software you may need to use the Service. Any such software is accepted by you as is and is subject to the terms and conditions of the software agreement you enter into directly with the third party software provider at time of download and installation. E. Limitations and Transmission Timeframes Any Resolution Checking or Resolution Savings member will not have Mobile Deposit capability. You may be subject to transaction limitations through Mobile Deposit. See Section G below. F. Deposited Checks and Image Quality You are responsible for the image quality of any Image that you transmit. If an Image that we receive from you or for deposit to your Account is not of sufficient quality to satisfy our image quality standards as we may establish them from time to time, we may reject the Image without prior notice to you. Each Image must include the front and back of the Item and the following information must be clearly readable: amount, payee name, drawer signature, date, check number, account number, routing and transit number, MICR (Magnetic Ink Character Recognition) line, and any endorsement or other information written on the check. Our processing agent will ensure that the image quality of your Images meets our minimum standards for substitute checks to comply with the Check Clearing for the 21st Century Act and Regulation CC. We reserve the right to deny remotely deposited Items when such do not meet our minimum image quality standards. Image quality is important for presentment and clearing. You agree that we may determine the manner in which checks are cleared or presented for payment. Without limiting the generality of the foregoing, you authorize us to process any Image that you send us or convert an Image to an Image Replacement Document. You authorize us and any other financial institution to which an Image is sent to handle the Image or IRD. We reserve the right to choose the agents through whom we clear items and you agree to be bound by any clearinghouse agreements, operating circulars and image exchange agreements to which we are a party. You understand that we have no obligation to review any deposited Item for accuracy, legibility, or for any other purpose. However, we may adjust information associated with the Item to facilitate processing. G. Deposit Limits We may establish limits on the dollar amount and/or number of Items or deposits permitted to be deposited by you through use of the Service from time to time. At present, personal account holders may deposit up to $10,000 at a time. Business account holders may deposit up to $20,000 at a time. At any point, Georgia s Own has the right to establish different limits. If you attempt to initiate a deposit in excess of these limits, we may reject your deposit. If we permit you to make a deposit in excess of the established limits, such deposit will still be subject to the terms of this Agreement, and we will not be obligated to allow such a deposit at other times H. Deposit of Other Items; Deposits When Service Not Available. You agree that you will not use the Service to deposit anything not meeting the definition of an Item. If you use the Service to transmit anything that is not an Item, or if for any reason we are not able to recognize something transmitted as an Item, we may reject it without prior notice to you. You agree to make those deposits through other channels that we offer, such as at a Credit Union branch, ATM, or mail. You further agree to use such other channels when the Service may not be available. I. Returned Items. You are solely responsible for any Item for which you have been given provisional credit, and any such Item that is returned or rejected may be charged to your Account or any other account in your name. You acknowledge that all credits received for deposits made through the Service are provisional, subject to verification and final settlement. Any Item that we return to you will be returned in the form of an Image or an IRD. You agree that we may hold funds in any of your Georgia s Own accounts following the termination of this Agreement for a reasonable time in order to assure that no Item will return unpaid or otherwise result in any associated costs, damages, or losses.
3 J. Handling of Transmitted Items. You agree not to allow an Item to be deposited or presented for payment more than once to the extent that it could result in the payment of the Item more than once. You will not allow the transmission of an Image of an Item that has already been presented to us or to any financial institution by any means. You will not allow transmission of an Image of an Item that has already been transmitted through the Service. If an Image of an Item has been transmitted to us or to any other financial institution, you will not allow the Item to be subsequently presented by any other means. If any Item is presented or deposited more than once, whether by Image or by any other means, we may, at our discretion, reject it or return it and charge it against your Account without prior notice to you. For any Image which you have transmitted, you shall be responsible for preventing the transmission of another Image of the Item or presentment of the Item by any other means. You agree to retain the Item for at least 45 calendar days from the date of the Image transmission and, during such 45 day period, securely store the Item and deliver any original Item to us upon our demand. You agree that, upon expiration of such 45 day period, you shall destroy any Item of which you have transmitted an Image or otherwise render it incapable of transmission or presentment. K. Cooperation With Investigations. You agree to cooperate with us in the review or investigation of any transactions, poor quality transmissions or claims, including, without limitation, by providing, upon request and without further cost, any originals or copies of Items in your possession and your records relating to Items and transmissions. In the event you fail to comply with our request you agree to be liable for any loss arising from your failure. L. Processing. 1. Item Processing At our sole discretion, we may process the Images you send to us electronically through other financial institutions, or we may create Image Replacement Documents that will be processed through traditional check processing methods. If you send us Images that are incomplete, that fail to satisfy our image quality requirements, or otherwise do not allow us to meet the requirements of Check 21 or any image exchange agreement that would cover our further electronic transmission of Images that you send us, or we are otherwise unable to process Images that you send us, we may charge the Images back to your Account or any other account in your name. You agree to be bound by any clearinghouse agreements, operating circulars, and image exchange agreements to which we are a party. 2. Receipt of Items We reserve the right to reject any Image or Item transmitted through the Service, at our discretion, without liability to you. We are not responsible for Images we do not receive or for Images that are dropped during transmission. An Image of an Item shall be deemed received only when you receive a confirmation from us that we have received the Image and accepted your deposit. However, the confirmation that we send you does not mean that the transmission was complete or error free. 3. Funds Availability If an Image you transmit through the Service is received and accepted before 2:00 p.m. Eastern Time on a business day that we are open, we consider that day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. You agree, however, that Items transmitted through the Service are not subject to the funds availability requirements set forth in the Funds Availability Policy and Disclosure section of the Credit Union s Membership Agreement and Disclosures or Regulation CC of the Federal Reserve Board. Nevertheless, we will generally make the first $200 of a day s total deposits available by the first (1 st ) business day after the day of your deposit and the remainder available by the second (2 nd ) business day after the day of your deposit. We reserve the right to delay availability up to 60 days from the date we receive payment for Items transmitted through the Service. 4. Errors You agree to notify us of any suspected errors regarding Items deposited through the Service as soon as possible, and in no event later than 30 days after the applicable Credit Union account statement is sent to you. Unless you notify us within 30 days, such statement regarding all deposits made through the Service shall be deemed correct, and you are prohibited from bringing a claim against us for such alleged error. M. Fees.
4 You are responsible for paying the fees for use of the Service as the Credit Union may change them from time to time. The Credit Union may change the fees for use of the Service at any time pursuant to the section titled Amendment below. You authorize the Credit Union to deduct any such fees from any account in your name. N. Representations and Warranties You make the following representations and warranties to us: 1. You and any user you authorize will use the Service only for lawful purposes and in compliance with all applicable rules and regulations and with our reasonable instructions, rules, policies, specifications, and operating procedures and will not violate any law of any country or the intellectual property rights of any third party. 2. You will use the Service to transmit and deposit Images of Items only. 3. You will transmit only Images of Items acceptable for deposit through the Service and will handle Items as agreed herein. 4. You are a person authorized to enforce each Item or are authorized to obtain payment of each Item on behalf of a person entitled to enforce an Item. 5. Items submitted for deposit through use of the Service are valid Items and you will reimburse and indemnify the Credit Union for all loss, damage, and expenses, including reasonable attorney s fees, incurred in defending any allegation that such Items are invalid or fraudulent. 6. Items have not been altered. 7. Each Item bears all required and authorized endorsements. 8. Each Item has been endorsed as "For Mobile Deposit Only". 9. All of the warranties set forth in Section of the Uniform Commercial Code. 10. All Images accurately and legibly represent all of the information on the front and back of the Item. 11. You will not use the Service to transmit or deposit any Item, (i) payable to any person or entity other than you, (ii) which you know or should know to be fraudulent, altered, unauthorized, or missing a necessary endorsement, (iii) that is a substitute check or image replacement document, (iv) that is drawn on an institution located outside of the United States, (v) that is not payable in United States currency, (vi) that is dated more than 6 months prior to the date of deposit, or (vii) that is created by you purportedly on behalf of the maker, such as a remotely created check. 12. No depositary bank, drawee, drawer, or endorser will receive presentment or return of, or otherwise be charged for, a substitute check, the original check, or a paper or electronic representation of a substitute check or the original check such that that person will be asked to make a payment based on a check that it already has paid. 13. You will use the Service in the manner required by this Agreement. 14. You, if acting on behalf of a business entity, are fully authorized to execute this Agreement. 15. You are not engaged in any business that would result in your being a money service business as defined in the Federal Bank Secrecy Act and its implementing regulations. 16. You have not knowingly accepted restricted transactions in connection with another person in unlawful internet gambling as defined in the Unlawful Internet Gambling Enforcement Act and Regulation GG (Prohibition on Funding of Unlawful Internet Gambling). 17. All information you provide to us is accurate and true.
5 You shall be deemed to have repeated each of the foregoing representations and warranties each time you transmit an Image through use of the Service. O. Indemnification and Limitations on Liability. In addition to the indemnifications and limitations on liability contained in the Membership Agreement and Disclosures, you hereby indemnify and hold harmless Credit Union and each of its directors, officers, employees, agents, successors, and assigns ( Indemnitees ) from and against all liability, loss, and damage of any kind (including attorneys fees and other costs incurred in connection therewith) incurred by or asserted against such Indemnitee in any way relating to or arising out of (a) the Service, (b) any Image, Item or IRD, (c) any failure by you to comply with the terms of this Agreement or breach by you of any representation or warranty contained herein, (d) any failure by you to comply with applicable laws and regulations, or (e) any acts or omissions of you or any third party. This paragraph shall survive the termination of this Agreement for any reason. YOU AGREE YOUR USE OF THE SERVICE AND ALL INFORMATION AND CONTENT (INCLUDING THAT OF THIRD PARTIES) IS AT YOUR RISK AND IS PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, WE DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE USE OF THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. WE MAKE NO WARRANTY THAT THE SERVICE (i) WILL MEET YOUR REQUIREMENTS, OR (ii) WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. FURTHER, WE MAKE NO WARRANTY THAT (i) THE RESULTS THAT MAY BE OBTAINED FROM THE SERVICE WILL BE ACCURATE OR RELIABLE, OR (ii) ANY ERRORS IN THE SERVICE OR TECHNOLOGY WILL BE CORRECTED. YOU AGREE THAT WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER LOSSES RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE INCURRED BY YOU OR ANY THIRD PARTY ARISING FROM OR RELATED TO THE USE OF, INABILITY TO USE, OR THE TERMINATION OF THE USE OF THE SERVICE, REGARDLESS OF THE FORM OF ACTION OR CLAIM (WHETHER CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE), EVEN IF WE HAVE BEEN INFORMED OF THE POSSIBILITY THEREOF. WITHOUT IN ANY WAY LIMITING THE FOREGOING, YOU AGREE FURTHER THE CREDIT UNION SHALL NOT BE LIABLE FOR ANY DAMAGES OTHER THAN THOSE CAUSED SOLELY AND DIRECTLY BY ITS GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, AND ITS LIABILITY SHALL IN NO EVENT EXCEED THE LESSER OF YOUR ACTUAL DAMAGES OR THE TOTAL IN FEES YOU PAID FOR THE USE OF THE SERVICE DURING THE SIX MONTH PERIOD PRIOR TO THE SUPPOSED ACT OF GROSS NEGLIGENCE OR WILLFUL MISCONDUCT. P. Intellectual Property This Agreement does not transfer to you any ownership or proprietary rights in the Service or any associated software or any part thereof. We or our agents retain all intellectual property rights, title and interest in and to the Service, Remote Device and any associated software. Neither you nor any user you authorize will (a) sell, lease, distribute, license or sublicense the Service; (b) modify, change, alter, translate, create derivative works from, reverse engineer, disassemble or decompile the Service or any part of it in any way for any reason; (c) provide, disclose, divulge or make available to or permit use of the Service by any third party; (d) copy or reproduce all or any part of the Service; or (e) interfere, or attempt to interfere, with the Service in any way. Q. Use of Services As a condition to using the service, you agree that you are solely responsible for the use of the Service and that you will use the Service in accordance with this agreement. You agree not to attempt to circumvent the security features of the Services or the System or make any improper or unauthorized transfer of funds from accounts via the Service or the System. You agree that you are prohibited from engaging in conduct that would violate the proprietary rights of the owner(s) of the System and the Service as well as accessing or using the System or the Service in any other unauthorized manner. You agree to be liable to the Credit Union and its vendors, for any claims, losses, liabilities, damages, expenses or costs arising as a result of the negligent or intentional misuse of the Service or the System by you or your authorized users. By using the Service you accept the risk that an item may be intercepted or misdirected during transmission. Georgia s Own bears no liability to you or others for any such intercepted or misdirected items or information disclosed through such errors.
6 R. Authorized Users The Credit Union shall be entitled to rely on the apparent authority of any person who accesses the Services using valid member and user login IDs and passwords, including such persons who may not be signers on the account. Except as otherwise provided by law, you will indemnify Georgia s Own and hold it harmless for any loss or expense caused by any person with the apparent authority to access the Service. You agree to provide each authorized user a copy of these terms in connection with their use of the Service. The Credit Union may elect to verify the authenticity or content of any transmission by placing a call to any authorized signer on your account at our discretion. We may deny your access to the Service without prior notice if we are unable to confirm any person's authority to access the Service or if we believe such action is necessary for security reasons S. Security Requirements To prevent unauthorized usage of the Service, you agree to ensure the security of the personal computer and/or mobile device you own and use to access the Service. By securing these devices, we specifically mean installing operating system patches, antivirus software, firewall and spyware detection as applicable and keeping this security software current, as well as securing the physical device from theft or unauthorized use. Additionally, Georgia s Own may also request additional information from you. T. Termination We may terminate or suspend the Service, or your use of the Service, immediately and at any time with or without notice to you. You may terminate your use of the Service at any time by giving notice to us. Your notice will not be effective until we have had a reasonable time within which to act upon it. Notwithstanding termination, any Image transmitted through the Service shall be subject to this Agreement. U. Severability Any provision of this Agreement that is unenforceable shall be ineffective to the extent of such provision, without invalidating the remaining provisions of this Agreement. If performance of the Service would result in violation of any law, regulation, or governmental policy, this Agreement shall be deemed amended to the extent necessary to comply therewith. V. Entire Agreement This Agreement and the Deposit Agreement contain the entire agreement between the parties relating to the subject matter addressed herein, and supersede any prior or contemporaneous understandings or agreements, whether oral or written, between the parties regarding the subject matter contained herein. W. Headings The headings preceding the text of the sections and subsections of this Agreement are used solely for convenience of reference and shall not affect the meaning, construction or effect of this Agreement. X. Assignment This Agreement shall not be assigned or delegated by you without the prior written consent of Credit Union. Y. Governing Law This Agreement, and your rights and our obligations under this Agreement, are governed by and interpreted according to the laws of the State of Georgia and of the United States. In the event of any dispute arising out of or related to the terms of this Agreement, the prevailing party shall be entitled to recover its reasonable attorney's fees, court costs and collection expenses in addition to any other recovery. You and we agree any legal action related to this Agreement shall be filed and heard in Fulton County, Georgia, except as prohibited by applicable law. Unauthorized use of this service is strictly prohibited. Electronic Signature: You consent and agree that your selection of the I Agree button in the top right of this window, your enrollment to use the Service or your use of the Service constitutes your signature, acceptance and agreement to the terms and conditions of this Agreement as if actually signed by you in writing. Further, you agree that no certification authority or other third party verification is necessary to the validity of your electronic signature. You agree that the lack of such certification or third party verification will not in any way affect the enforceability of your signature or any resulting contract between you and the Credit Union.
SunState Federal Credit Union Mobile Deposit Terms and Conditions
SunState Federal Credit Union Mobile Deposit Terms and Conditions This Agreement governs your use of the Mobile Deposit service (the "Service"). By enrolling to use the Service, or using the Service, you
More informatione-deposit Agreement and Disclosure
e-deposit Agreement and Disclosure e-deposit is available as an additional service of First Florida Credit Union. This e-deposit Agreement and Disclosure governs your use of the e-deposit service (the
More informationBank of the Pacific Mobile Deposit End User Terms and Conditions
Bank of the Pacific Mobile Deposit End User Terms and Conditions ("Service"). This service utilizes the Mobile Banking App to transmit check images for deposit to your Bank of the Pacific Deposit Account.
More informationBusiness Merchant Capture Agreement. A. General Terms and Conditions
Business Merchant Capture Agreement A. General Terms and Conditions Merchant Capture (MC), the Service, allows you to deposit checks to your LGE Business Account from remote locations by electronically
More informationAdventure Credit Union Mobile Remote Check Deposit Agreement
Adventure Credit Union Mobile Remote Check Deposit Agreement This Mobile Remote Deposit User Agreement ( Agreement ) contains the terms and conditions for the use of Mobile Remote Deposit that Adventure
More informationRemote Deposit Anywhere Service Agreement
Remote Deposit Anywhere Service Agreement This Mobile Check Deposit User Agreement contains the terms and conditions for the use of Winona National Bank Remote Deposit Anywhere services that Winona National
More informationPLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS BEFORE PROCEEDING:
Citizens Bank Mobile Deposit Agreement PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS BEFORE PROCEEDING: The Mobile Deposit Agreement (the Agreement ) is entered into by Citizens Bank (the Financial
More informationALLIANCE BANK & TRUST MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT
ALLIANCE BANK & TRUST MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT I. Introduction This is a legal agreement between you (the undersigned) and Alliance Bank & Trust that governs your use of the Bank s Mobile
More informationADDENDUM TO BANGOR ONLINE INTERNET BANKING AGREEMENT:
ADDENDUM TO BANGOR ONLINE INTERNET BANKING AGREEMENT: MOBILE REMOTE DEPOSIT SERVICE This Mobile Remote Deposit Service Addendum ( Addendum ) applies to the Mobile Remote Deposit Service (the Service or
More informationMOBILE CHECK DEPOSIT DISCLOSURE and AGREEMENT
MOBILE CHECK DEPOSIT DISCLOSURE and AGREEMENT Mobile Check Deposit ( MCD ) is designed to allow you to deposits checks (see Eligible Items below) to your First County Bank ( Bank ) checking or savings
More information1ST NORTHERN CALIFORNIA CREDIT UNION MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT
1ST NORTHERN CALIFORNIA CREDIT UNION MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT This Mobile Remote Deposit Capture Agreement ( Agreement ) contains the terms and conditions for the mobile remote deposit capture
More informationMobile Check Deposit Additional Terms and Conditions
Mobile Check Deposit Additional Terms and Conditions This Mobile Check Deposit Services Agreement ("Agreement") sets forth the terms and conditions for use of VyStar Credit Union's Mobile Banking Application
More informationMobile Check Deposit Services Mobile Check Deposit User Agreement Terms and Conditions
Mobile Check Deposit Services Mobile Check Deposit User Agreement Terms and Conditions Citizens Bank & Trust Company ("CBT", "us," or "we") agrees to provide Mobile Check Deposit Services to you ( Customer,
More informationFirst Bank & Trust Mobile Deposit Terms and Conditions
First Bank & Trust Mobile Deposit Terms and Conditions These Terms and Conditions (the Agreement ) govern your use of the First Bank & Trust iphone/android Mobile Banking Application (the App ) or a flatbed
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations by scanning the original
More informationNew Cumberland Federal Credit Union NCFCU Remote Xpress Deposit Terms and Conditions Agreement
New Cumberland Federal Credit Union NCFCU Remote Xpress Deposit Terms and Conditions Agreement Your enrollment in NCFCU Remote Xpress Deposit Service constitutes your agreement with the Terms and Conditions
More informationMobile Deposit (Remote Deposit Capture) Services Agreement and Disclosure
Mobile Deposit (Remote Deposit Capture) Services Agreement and Disclosure P.O. Box 2231 Aston, PA 19014-0231 877-5-SUNEAST www.suneast.org This Agreement and Disclosure contains the terms and conditions
More informationABACUS FEDERAL SAVINGS BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
ABACUS FEDERAL SAVINGS BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit (or Mobile Deposit service) is designed to allow you to make deposits of checks ( original checks ) to your designated
More informationWilson Bank & Trust Mobile Deposit Terms and Conditions
Wilson Bank & Trust Mobile Deposit Terms and Conditions This Addendum ( Addendum ) to the Wilson Bank & Trust Online Banking and Bill Payment Agreement and Wilson Bank & Trust Mobile Banking Agreement
More informationRemote Deposit Capture Services Agreement
Remote Deposit Capture Services Agreement This Remote Deposit Capture Services Agreement ("Agreement") contains the terms and conditions for the use of Remote Deposit Services that Elevations Credit Union
More informationLANDMARK NATIONAL BANK MOBILE BANKING SERVICE AGREEMENT (Addendum to your Landmark National Bank Online Access Agreement)
LANDMARK NATIONAL BANK MOBILE BANKING SERVICE AGREEMENT (Addendum to your Landmark National Bank Online Access Agreement) This Mobile Banking Service Agreement (as amended from time to time, this Agreement
More informationNorthway Bank. Mobile Deposit Addendum. Addendum to the Online Banking Agreement
Northway Bank Mobile Deposit Addendum Addendum to the Online Banking Agreement This Mobile Deposit Addendum (the Addendum ) to the Northway Bank Online Banking Agreement (the Agreement ) contains the terms
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT *Important: If you are a business member enrolled in Navigant Credit Union s Business Online Banking Services, this Mobile Remote Deposit Services Agreement will
More informationCity National Bank & Trust Mobile Check Deposit Agreement
City National Bank & Trust Mobile Check Deposit Agreement This City National Bank & Trust Mobile Check Deposit Agreement ( Mobile Check Deposit Agreement or mrdc Agreement ) sets forth the terms and conditions
More informationMECHANICS BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MECHANICS BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT This Agreement supplements and supersedes where inconsistent your existing Account Agreement and our Schedule of Fees and Charges. Mobile Deposit
More informationMOBILE DEPOSIT SERVICES AGREEMENT
MOBILE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ("original checks") to your accounts from home or other remote locations by scanning the original checks
More informationFIRST UNITED BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
FIRST UNITED BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Consider printing a copy for your records. To view a printable version of this document, please visit our website at www.efirstunitedbank.com
More informationFirst National Bank of Middle Tennessee Mobile Deposit Terms and Conditions
First National Bank of Middle Tennessee Mobile Deposit Terms and Conditions This Addendum ( Addendum ) to the First National Bank of Middle Tennessee Online Banking and Bill Payment Agreement between you
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations by scanning the original
More informationFIRST PACE CREDIT UNION
FIRST PACE CREDIT UNION MOBILE DEPOSIT AGREEMENT 1. Defining Terms, Scope of Agreement, and Fees. This Agreement governs use of FIRST PACE Credit Union s (FPCU) Mobile Deposit Service (sometimes referred
More informationTHE PARTNERSHIP FCU MOBILE CHECK DEPOSIT SERVICES AGREEMENT
THE PARTNERSHIP FCU MOBILE CHECK DEPOSIT SERVICES AGREEMENT The Partnership FCU Mobile Check Deposit ( Service ) is designed to allow you to make deposits of checks to your accounts from remote locations
More informationDOWNEY FEDERAL CREDIT UNION MOBILE CHECK DEPOSIT/REMOTE DEPOSIT CAPTURE AGREEMENT
DOWNEY FEDERAL CREDIT UNION MOBILE CHECK DEPOSIT/REMOTE DEPOSIT CAPTURE AGREEMENT This Mobile Remote Deposit Capture Agreement ( Agreement ) contains the terms and conditions for the mobile remote deposit
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
5/1/2018 1 MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to take a picture of your check ( original checks ) with a mobile device and upload it for deposit to your Citizens
More informationMEMBERS FIRST CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MEMBERS FIRST CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations
More informationEligible items. You agree to scan and deposit only checks (i.e., drafts drawn on a credit union, savings and loan or bank and payable on demand.
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ("original checks") to your accounts at First Community Credit Union ( us or we ) from home or
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ("original checks") to your accounts from home or other remote locations by scanning the original
More informationThe Farmers National Bank of Emlenton 612 Main Street P.O. Drawer D Emlenton, PA MOBILE DEPOSIT USER AGREEMENT
The Farmers National Bank of Emlenton 612 Main Street P.O. Drawer D Emlenton, PA 16373 877.862.9270 www.farmersnb.com MOBILE DEPOSIT USER AGREEMENT This Mobile Deposit User Agreement ("Agreement") contains
More informationCitizens State Bank Mobile Deposit User Agreement
Citizens State Bank Mobile Deposit User Agreement CITIZENS STATE BANK 402 West Broadway Okemah, OK 74859 (918) 623-1551 http://www.ibankcsb.com MOBILE DEPOSIT USER AGREEMENT This Mobile Deposit User Agreement
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations by scanning the original
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to take a picture of your check ( original checks ) with a mobile device and upload it for deposit to your Community State
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
This Mobile Remote Deposit Services Agreement ( Agreement ) contains the terms an conditions for the use of this service and is entered into between Hudson Valley Federal Credit Union ( HVFCU, us, our)
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit allows you to remotely deposit checks ("original checks") to your account(s) by photographing original checks and delivering digital images and associated
More informationMobile Deposit Capture User Agreement
Abri Credit Union 1350 W. Renwick Road, Romeoville, IL 60446 815.267.7700 866.469.6228 www.abricu.com Mobile Deposit Capture User Agreement This Mobile Check Deposit User Agreement ("Agreement") contains
More informationCONSUMER MOBILE CHECK DEPOSIT AGREEMENT
CONSUMER MOBILE CHECK DEPOSIT AGREEMENT Mobile Check Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations by scanning the
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT. Limits. $1,500 per day AND. $7,500 over any 30-day period
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Limits $1,500 per day AND $7,500 over any 30-day period Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts
More informationREMOTE DEPOSIT CAPTURE AGREEMENT
REMOTE DEPOSIT CAPTURE AGREEMENT The Online Banking (OLB) Master Terms and Conditions are fully incorporated into this Remote Deposit Capture (RDC) Agreement. By registering for the RDC Service, you are
More informationFNB NEW MEXICO POCKET DEPOSIT-MOBILE DEPOSIT SERVICE AGREEMENT
FNB NEW MEXICO POCKET DEPOSIT-MOBILE DEPOSIT SERVICE AGREEMENT This Pocket Deposit-Mobile Deposit Service Agreement ("Agreement") provides the general terms and conditions that apply to Customer's (referred
More informationCBC FEDERAL CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
CBC FEDERAL CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to take a picture of your check ( original checks ) with a mobile device and upload it for deposit
More informationMobile Check Deposit Application
Mobile Check Deposit Application You are required to be enrolled in our Online Banking service/estatements. You must have an iphone or Android phone with Peach State Federal Credit Union s mobile app installed,
More informationEmpower Federal Credit Union Mobile Deposit Capture Disclosure and Agreement
Empower Federal Credit Union Mobile Deposit Capture Disclosure and Agreement In this Disclosure and Agreement, the words we, us, our, and Empower mean Empower Federal Credit Union and our successors and
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your designated eligible accounts from your home or other remote locations
More informationMobile Deposit User Agreement
1701 E. Saint Andrew Place Santa Ana, CA 92705 888-354-6228 www.orangecountyscu.org Mobile Deposit User Agreement This Mobile Deposit User Agreement ( Agreement ) contains the terms and conditions for
More informationService Definitions "Business Day" is every Monday through Friday, Eastern Time, excluding Federal Reserve Bank holidays.
06/19/2018 Terms and Conditions Mobile Deposit Terms and Conditions Mobile Deposit This Mobile Check Deposit User Agreement (Agreement) contains the terms and conditions for the use of Clarion Federal
More informationMobile Remote Deposit Capture User Agreement ( Agreement ) This agreement contains the terms and conditions for the use of Savings Institute Bank &
Mobile Remote Deposit Capture User Agreement ( Agreement ) This agreement contains the terms and conditions for the use of Savings Institute Bank & Trust s SIBT Mobile Deposit service that Savings Institute
More informationBUSINESS MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
BUSINESS MOBILE REMOTE DEPOSIT SERVICES AGREEMENT This Business Mobile Remote Deposit Services Agreement (this "Agreement") governs your use of our "Business Mobile Deposit" service. Business Mobile Deposit
More informationMOBILE CHECK DEPOSIT SERVICES AGREEMENT
MOBILE CHECK DEPOSIT SERVICES AGREEMENT This Mobile Check Deposit Services Agreement ("Agreement") contains the terms and conditions for the use of Dannemora Federal Credit Union (the "Credit Union"),
More informationU.S. Eagle Federal Credit Union Mobile Banking Agreement
U.S. Eagle Federal Credit Union Mobile Banking Agreement Please read these Agreements carefully before accessing or using this service. By accessing or using the service, you agree to be bound by the terms
More informationMobile Check Deposit Service Agreement
Mobile Check Deposit Service Agreement This Mobile Check Deposit Service Agreement ("Agreement") contains the terms and conditions for the use of Mobile Check Deposit that Kauai Community Federal Credit
More informationTD Bank Mobile Deposit Addendum to the Online Banking Service Agreement Please carefully review these terms and conditions before proceeding:
TD Bank Mobile Deposit Addendum to the Online Banking Service Agreement Please carefully review these terms and conditions before proceeding: As a subscriber to the TD Bank Mobile Deposit Service (the
More informationConsumer Mobile Deposit Agreement
Consumer Mobile Deposit Agreement Mobile Deposit allows you to use smartphone/tablet camera functionality in conjunction with Kitsap Credit Union s Mobile Banking application to deposit digital images
More informationMOBILE DEPOSIT USER AGREEMENT PEOPLES CHOICE CREDIT UNION
MOBILE DEPOSIT USER AGREEMENT PEOPLES CHOICE CREDIT UNION This Mobile Deposit User Agreement ( Agreement ) contains the terms and conditions concerning use of Peoples Choice Credit Union s Mobile Deposit
More informationMobile Deposit Addendum to the Online Access Agreement
Mobile Deposit Addendum to the Online Access Agreement Please read this entire addendum prior to using this Service. By using the Service, you acknowledge your receipt and understanding of and agree to
More informationMobile Check Deposit. User Agreement i
Mobile Check Deposit Welcome to Mobile Check Deposit, an electronic check deposit solution that frees up your time and improves your financial life. You are just minutes away from enjoying the convenience
More informationMobile Deposit Agreement
Mobile Deposit Agreement When you click to indicate your agreement, and any time you access or use the Mobile Deposit Service, you are agreeing to be bound by the following terms and conditions. Please
More informationMOBILE DEPOSIT CAPTURE TERMS & CONDITIONS
MOBILE DEPOSIT CAPTURE TERMS & CONDITIONS Your enrollment in The Peoples Bank Co. Mobile Deposit Capture service constitutes your agreement with these terms and conditions. You acknowledge that you have
More informationOur Community Credit Union Remote Deposit Capture User Agreement
Our Community Credit Union Remote Deposit Capture User Agreement This Remote Deposit Capture User Agreement ( agreement ) contains the terms and conditions for the use of the Our Community Credit Union
More informationMobile Check Deposit Disclosure & Agreement
MOBILE CHECK DEPOSIT Mobile Check Deposit Disclosure & Agreement This disclosure and agreement is being provided by Allegany County Teachers Federal Credit Union in connection with your enrollment for
More informationTERMS FOR MOBILE BANKING
TERMS FOR MOBILE BANKING This Terms for Mobile Banking (this "Mobile Agreement") is to be agreed to by Fidelity Bank ("Bank," "we," "us," or "our") and the customer of Fidelity Bank desiring to utilize
More informationADDENDUM TO UNIVEST ONLINE BANKING AGREEMENT
ADDENDUM TO UNIVEST ONLINE BANKING AGREEMENT This Addendum ( Addendum ) to the Univest Online Banking Agreement (the "Online Banking Agreement") between you and Univest Bank and Trust Company ("Univest")
More informationWelcome to CEFCU Mobile Check Deposit
Welcome to CEFCU Mobile Check Deposit Before you get started, please read the following CEFCU Mobile Check Deposit Agreement and Disclosures carefully. By proceeding forward and signing this document by
More informationMobile Deposit User Agreement
Mobile Deposit User Agreement This Mobile Check Deposit User Agreement ("Agreement") contains the terms and conditions for the use of Three Rivers Bank of Montana ("TRB") Mobile Deposit and/or other remote
More informationClarke County State Bank Mobile Deposit Services Disclosure and Agreement
Clarke County State Bank Mobile Deposit Services Disclosure and Agreement In this Disclosure and Agreement, the words I, me, my, us, and our mean the (consumer or business) that applied for and/or uses
More informationCumberland Valley National Bank & Trust Company Mobile Deposit User Agreement
Cumberland Valley National Bank & Trust Company Mobile Deposit User Agreement This Mobile Deposit User Agreement ("Agreement") contains the terms and conditions for the use of Cumberland Valley National
More informationREMOTE DEPOSIT CAPTURE USER AGREEMENT
REMOTE DEPOSIT CAPTURE USER AGREEMENT This Remote Capture User Agreement contains the terms and conditions for the use of Merck Sharp & Dohme Federal Credit Union s ( MSDFCU, us, or we ) Remote Deposit
More informationAir Academy Federal Credit Union. Remote Deposit Capture Services Terms and Conditions
Air Academy Federal Credit Union Remote Deposit Capture Services Terms and Conditions The following provisions constitute an addendum to the Agreements and Disclosures of Air Academy Federal Credit Union
More informationSchlumberger Employees Credit Union Mobile Deposit Capture Application and Agreement
Schlumberger Employees Credit Union Mobile Deposit Capture Application and Agreement This Mobile Deposit Capture Application and Agreement ("Agreement") is submitted to the Schlumberger Employees Credit
More informationMOBILE DEPOSIT SERVICES DISCLOSURE AND AGREEMENT
MOBILE DEPOSIT SERVICES DISCLOSURE AND AGREEMENT In this Disclosure and Agreement, the words I, me, my, us and our mean the consumer or business member that applied for and/or uses any of the Mobile Deposit
More informationMobile Deposit Terms and Agreement
Mobile Deposit Terms and Agreement This Mobile Deposit Terms and Agreement (the Agreement ) contains the terms and conditions for the use of Velocity Credit Union s mobile deposit service ( Mobile Deposit
More informationMobile Banking Agreement
Mobile Banking Agreement This Agreement contains the terms and conditions governing the use of the Florida Community Bank Mobile Banking Services, including Mobile Deposit ("Service"). Other agreements
More informationFARM CREDIT EMPLOYEES FEDERAL CREDIT UNION Remote/mobile deposit capture
FARM CREDIT EMPLOYEES FEDERAL CREDIT UNION Remote/mobile deposit capture Effective May 9, 2017 As used in this Disclosure and Agreement the words "we," "our," and "us" mean Farm Credit Employees Federal
More informationMobile Remote Deposit Capture Agreement
Mobile Remote Deposit Capture Agreement This agreement contains the terms and conditions for the use of the Granite State Credit Union Mobile Remote Deposit Capture and/or other remote deposit capture
More informationMobile Check Deposit
Champlain National Bank what is mobile check deposit? Mobile Check Deposit allows you to deposit checks directly into a Champlain National Bank checking, savings, or money market account by simply taking
More informationHeritage Valley Federal Credit Union Mobile Deposit REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT Effective: August 2013
Heritage Valley Federal Credit Union Mobile Deposit REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT Effective: August 2013 In this Disclosure and Agreement, the words I, me, my, us and our mean,
More informationAndigo Mobile Banking End User License Agreement
Andigo Mobile Banking End User License Agreement This End User License Agreement relates only to your use of the Andigo Mobile Deposit. This agreement is a legal agreement between you ( you or user ) and
More informationPermitted Mobile Banking Transfers Mobile Deposit Capture
TERMS AND CONSENT APPLICABLE TO ONLINE BANKING, ELECTRONIC SIGNATURES, EMAIL, FACSIMILE, AND OTHER ELECTRONIC SERVICES, COMMUNICATIONS, AND TRANSACTIONS Introduction The use of Patriot Federal Credit Union
More informationTerms and Conditions of BECU Online Deposits
AGREEMENT AND DISCLOSURES This agreement contains the terms and conditions pertaining to the online deposit capture service ("Online Deposits") offered by Boeing Employees' Credit Union ("BECU") ("Agreement").
More informationMobiliti Mobile Deposit Agreement
Page 1 of 9 Mobiliti Mobile Deposit Agreement 1. Services and Service Terms. The following terms and conditions apply to the Services for Mobiliti Mobile Deposit ( MMD ) that United Community Bank ( Bank
More informationRemote Check Deposit Agreement
Remote Check Deposit Agreement Credit Union West s Remote Check Deposit Service is designed to allow you to make eligible item deposits to your eligible deposit accounts at the Credit Union using an eligible
More informationMe/Mobile Check Deposit (MCD) Supplemental Service Agreement
Me/Mobile Check Deposit (MCD) Supplemental Service Agreement PLEASE READ THIS SUPPLEMENTAL AGREEMENT COMPLETELY BEFORE INDICATING YOUR AGREEMENT TO ITS TERMS AND YOUR ELECTION TO RECEIVE THIS SERVICE.
More informationMOBILE REMOTE DEPOSIT CAPTURE SERVICE ADDENDUM TO ONLINE BANKING SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT CAPTURE SERVICE ADDENDUM TO ONLINE BANKING SERVICES AGREEMENT Together with the Online Banking Services ( OB Services ) agreement ( Agreement ), which continues to apply and is hereby
More informationAEROSPACE FEDERAL CREDIT UNION. REMOTE DEPOSIT CAPTURE (Scan Deposit and Mobile Deposit) SERVICES DISCLOSURE AND AGREEMENT. Effective: July 1, 2011
AEROSPACE FEDERAL CREDIT UNION REMOTE DEPOSIT CAPTURE (Scan Deposit and Mobile Deposit) SERVICES DISCLOSURE AND AGREEMENT Effective: July 1, 2011 In this Remote Deposit Capture (Scan Deposit and Mobile
More informationWHITEFISH CREDIT UNION ONLINE CHECKING, BILL PAY, & RDC ACCOUNT AGREEMENT AND DISCLOSURE (January 2016)
WHITEFISH CREDIT UNION ONLINE CHECKING, BILL PAY, & RDC ACCOUNT AGREEMENT AND DISCLOSURE (January 2016) ONLINE CHECKING This Online Checking Agreement and Disclosure ("Agreement") describes your rights
More informationSAFE Federal Credit Union Consumer Remote Deposit Capture Agreement
SAFE Federal Credit Union Consumer Remote Deposit Capture Agreement Use of Service These services allow you to deposit checks into eligible SAFE Federal Credit Union accounts from a remote location with
More informationDeposit & Go. How to Use Mobile Check Deposit. friendly people. smart service. it s our promise.
friendly people. smart service. it s our promise. Deposit & Go The convenience of Mobile Check Deposit Mobile Check Deposit allows you to scan your checks and transmit the scanned images directly to your
More informationFIRST STATE BANK OF ST. CHARLES, MISSOURI ONLINE BANKING AGREEMENT Online banking is not available to children under 18 years of age.
FIRST STATE BANK OF ST. CHARLES, MISSOURI ONLINE BANKING AGREEMENT Online banking is not available to children under 18 years of age. Please read this Agreement carefully and in its entirety. Included
More informationElectronic Services Terms and Conditions User Agreement
Electronic Services Terms and Conditions User Agreement This Electronic Services Terms and Conditions User Agreement ( Agreement") contains terms and conditions for the use of COMMUNITY 1ST CREDIT UNION
More informationEXTERNAL FUNDS TRANSFER DISCLOSURE
In this Disclosure and Agreement, the words "you" and "your" mean the member or Joint Owners that applied for and/or uses any of the External Linked/Accounts Funds Transfer Services (the "Services") described
More informationFirst Bank & Trust Company Mobile Deposit Services Enrollment & Agreement
First Bank & Trust Company Mobile Deposit Services Enrollment & Agreement By signing this enrollment form, the following customer ( Customer ) of First Bank & Trust Company ( Bank ) where Customer s Primary
More informationUniversity of Illinois Community Credit Union Consumer Remote Deposit Anywhere Terms & Conditions
Description: University of Illinois Community Credit Union Consumer Remote Deposit Anywhere Terms & Conditions The remote deposit capture services ("Mobile Deposit" or "Services") are designed to allow
More informationTelco Plus Credit Union Mobile Deposit Agreement
These terms (Mobile Deposit Terms) will govern your use of Telco Plus Credit Union Mobile Deposit (Mobile Deposit), and are incorporated by reference in and made a part of your Agreement if you use Mobile
More information