Boston National Title Agency, LLC. 129 West Trade St, 9th Floor. Charlotte NC 28202

Transcription

1 Boston National Title Agency, LLC 129 West Trade St, 9th Floor Charlotte NC 28202

2 American Land Title Association ALTA Commitment Form Adopted FIDELITY NATIONAL TITLE INSURANCE COMPANY SCHEDULE A Loan No: Title No: DEF Effective date: 18th day of September, 2017 Issue Date: 10/04/2017 This Title Insurance Commitment is good for 60 days from the effective date. If you close a transaction based on this Title Insurance Commitment without a title update, Fidelity National Title Insurance Company will not issue a Title Insurance Policy. 2. Policy (or Policies) to be issued: (a) Owner s Policy Policy Amount $1.00 Proposed Insured: Policy Premium: (Additional discounts may apply) (b) Loan Policy ALTA 2006 Long Form Policy Policy Amount $1, Proposed Insured: Boston National Title Agency, LLC, or designee Policy Premium: (Additional discounts may apply) (c) Proposed Insured: Policy Amount $ 3. The estate or interest in the land described or referred to in this Commitment is: FEE SIMPLE The estate is subject to, and the Company does not insure title to, and excepts from the description of the land, coal, lignite, oil, gas and other minerals in, under and that may be produced from the land, together with all rights, privileges, and immunities relating thereto Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

3 American Land Title Association ALTA Commitment Form Adopted FIDELITY NATIONAL TITLE INSURANCE COMPANY SCHEDULE A (continued) 4. Title to the FEE SIMPLE estate or interest in the land is at the Effective Date vested in: Deed Type: Warranty Deed Dated: November 29, 2007 Recorded Date: December 3, 2007 Consideration: $10.00 BOOK: NA PAGE: Instrument: Deed Type: Warranty Deed Dated: November 22, 2005 Recorded Date: November 29, 2005 Consideration: $10.00 BOOK: NA PAGE: Instrument: The land referred to in this Commitment is described as follows: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF Commonly known as 3121 Rosella St D, Anchorage, AK However, by showing this address no additional coverage is provided Countersigned: Authorized Signatory Michele W. Jorgensen, Senior Vice President

4 Title No DEF LEGAL DESCRIPTION EXHIBIT A THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ANCHORAGE, STATE OF ALASKA, AND IS DESCRIBED AS FOLLOWS: UNIT D, BUILDING 2, BAXTER HEIGHTS CONDOMINIUMS, ACCORDING TO THE OFFICIAL MAPS AND FLOOR PLANS FILED AS PLAT NO AND AS DESCRIBED IN THE DECLARATION RECORDED JANUARY 3, 1974 IN MISC. BOOK 222 AT PAGE 121, AND ANY AMENDMENTS THERETO, RECORDS OF THE ANCHORAGE RECORDING DISTRICT, THIRD JUDICIAL DISTRICT, STATE OF ALASKA. Parcel ID: Commonly known as 3121 Rosella St D, Anchorage, AK However, by showing this address no additional coverage is provided

5 American Land Title Association ALTA Commitment Form Adopted FIDELITY NATIONAL TITLE INSURANCE COMPANY Title No. DEF SCHEDULE B SECTION I REQUIREMENTS The following requirements must be met: 1) Pay the agreed amounts for the interest in the land and/or the mortgage to be insured. 2) Pay us the premiums, fees and charges for the policy. 3) If the insured premises include a mobile or manufactured home that has not been permanently affixed to the premises, Company will not issue a final policy of title insurance and any and all obligations created under this commitment will be void. 4) Instrument(s) creating the estate or interest (Title) to be insured, executed, delivered and recorded in the Public Records of the appropriate county 5) Pay all taxes, charges, and assessments affecting the land that are due and payable. 6) Duly executed Title/Owner s Affidavit. 7) Documents for recordation pertinent to this transaction are required to be presented for recording in the format required by the appropriate county recording jurisdiction 8) Tax Information to follow as Exhibit B. 9) A judgment search has been performed in the county land records, for Unknown Unknown and Results of this will be named in this commitment, if any. (All results herein are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose) 10) Company requires a new Mortgage, deed of trust, security instrument in the amount of $0.00 from Unknown Unknown to To Be Determined, be executed, and delivered in recordable form. Additionally, company requires spousal joinder to the security instrument to be insured under this commitment to insure. Company will require joinder to the security instrument or waiver of homestead, community property, dower, and/or courtesy should the state allow this waiver to be made by separate instrument. 11) Obtain and File Satisfactory resolution of the following matters: a) As of the effective date of this commitment no bankruptcy filing on behalf of Debtor, in the State of AK appear of record. Any claim caused by or arising out of any bankruptcy proceeding that was not disclosed by filed notice from the Federal District Court, for the State of AK Bankruptcy Divisions, is hereby excluded from coverage. (All results herein are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose)

6 b) Company requires evidence of the Dismissal or Completion of Foreclosure c) Company requires evidence of satisfaction or release of a Deed of (borrower) dated June 28, 2013 and recorded on July 10, 2013 in (instrument) , of the official property records of ANCHORAGE County, AK in the amount of $150, and in favor of WELLS FARGO BANK, N.A. (lender) "TRUSTEE, as trustee NATIONAL ORDER DESK. d) Company requires evidence of satisfaction or release of a Lis Pendens filed by BAXTER HEIGHTS CONDOMINIUM ASSOCIATION and recorded on April 11, 2017 in (instrument) , of the official property records of ANCHORAGECounty, AK affecting the real property. 14) Company must act as settlement agent, if an entity other than Company acts as settlement agent title policy will not be issued. 15) Company requires spousal joinder to the security instrument to be insured under this commitment to insure. Company will require joinder to the security instrument or waiver of homestead, community property, dower, and/or courtesy should the state allow this waiver to be made by separate instrument.

7 American Land Title Association ALTA Commitment Form Adopted FIDELITY NATIONAL TITLE INSURANCE COMPANY Title No DEF SCHEDULE B SECTION II EXCEPTIONS Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: 1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. 2. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 3. Any encroachment, conflicts in boundary lines, discrepancies, easements, measurement, encumbrance, violation, variation, adverse circumstance or other state of facts affecting the title that would be disclosed by an accurate and complete survey of the land. The term encroachment includes encroachments of existing improvements located on the land onto adjoining land, and encroachments onto the land of existing improvements located on adjoining land. 4. The exact acreage or square footage of the premises will not be insured. 5. Rights, facts, interests or claims of present tenants, lessees or parties in possession which are not shown by the Public Records, but which could be ascertained by an inspection of said Land or by making inquiry of persons in possession thereof. 6. Streams, riparian rights, littoral rights and the title to any filled-in-lands. 7. Taxes or special assessments which are not shown as existing liens by the public records. 8. Covenants, conditions and restrictions and other instruments recorded in the public records and purporting to impose a transfer fee or conveyance fee payable upon the conveyance of a interest in real property or payable for the right to make or accept such a transfer, and any and all fees, liens or charges, whether recorded or unrecorded, if any, currently due payable or that will become due or payable, and any other rights deriving therefrom, that are assessed pursuant thereto. 9. Any easements or servitudes not appearing in the public records. 10. Any lease, grant, exception or reservation of minerals or mineral rights appearing in the public records. 11. Homeowner s or other association dues, assessments or fees for which no notice of delinquency, lien, claim of lien or assessment has been filed of record in the real property records.

8 12. Any matters listed as requirements on Schedule B-I that are not resolved to the satisfaction of Company will be shown as an exception on final policy. 13. Any lien for service, installation, connection, maintenance, tap, capacity, or construction or similar charges for sewer, water, electricity, natural gas or other utilities, or for garbage collection and disposal by any utility service provider or authority that delivers such services and levies such charges, not shown as an existing lien by the Public Records. 14. Legal description reviewed and matches vesting deed 15. UNIT D, BUILDING 2, BAXTER HEIGHTS CONDOMINIUMS, ACCORDING TO THE OFFICIAL MAPS AND FLOOR PLANS FILED AS PLAT NO AND AS DESCRIBED IN THE DECLARATION RECORDED JANUARY 3, 1974 IN MISC. BOOK 222 AT PAGE 121, AND ANY AMENDMENTS THERETO, RECORDS OF THE ANCHORAGE RECORDING DISTRICT, THIRD JUDICIAL DISTRICT, STATE OF ALASKA. 16. UNIT D, BUILDING 2, BAXTER HEIGHTS CONDOMINIUMS, ACCORDING TO THE OFFICIAL MAPS AND FLOOR PLANS FILED AS PLAT NO AND AS DESCRIBED IN THE DECLARATION RECORDED JANUARY 3, 1974 IN MISC. BOOK 222 AT PAGE 121, AND ANY AMENDMENTS THERETO, RECORDS OF THE ANCHORAGE RECORDING DISTRICT, THIRD JUDICIAL DISTRICT, STATE OF ALASKA. 17. N/A 18. Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded 03/11/1970, BK/PG 185/267, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. 19. Note: According to the public records, there have been no deeds conveying the land described herein within a period of twenty four (24) months prior to the date of this report, except as follows: None 20. Terms, provisions, covenants, conditions, restrictions, easements, charges, assessments and liens provided in the Covenants, Conditions and Restrictions recorded 01/03/1974, BK/PG 222/121, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. As this instrument has been amended or modified by the instrument recorded APRIL 30, 1980 IN BOOK 726 AT PAGE ROW easement set forth in the instrument recorded AUGUST 6, 1952 IN BOOK 76 AT PAGE ROW easement set forth in the instrument recorded SEPTEMBER 3, 1952 IN BOOK 78 AT PAGE 190 NOTE: Any map/plat provided is provided as a courtesy as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, locations of easements or acreage shown thereon. Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

9 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and our customers. This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when and to whom we disclose such information, and the choices you have about the use of that information. A summary of the Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice. Types of Information Collected. You may provide us How Information is Collected. We may collect personal with certain personal information about you, like your information from you via applications, forms, and contact information, addressdemographic information, correspondence we receive from you and others related to social security number (SSN), driver s license, passport, our transactions with you. When you visit our websites other government ID numbers and/or financial from your computer or mobile device, we automatically information. We may also receive browsing information collect and store certain information available to us from your Internet browser, computer and/or mobile through your Internet browser or computer equipment to device if you visit or use our websites or applications. optimize your website experience. Use of Collected Information. We request and use your personal information to provide products and services to you, to improve our products and services, and to communicate with you about these products and services. We may also share your contact information with our affiliates for marketing purposes. Choices With Your Information. Your decision to submit information to us is entirely up to you. You can opt-out of certain disclosure or use of your information or choose to not provide any personal information to us. When Information Is Disclosed. We may disclose your information to our affiliates and/or nonaffiliated parties providing services for you or us, to law enforcement agencies or governmental authorities, as required by law, and to parties whose interest in title must be determined. Information From Children. We do not knowingly collect information from children who are under the age of 13, and our website is not intended to attract children. Privacy Outside the Website. We are not responsible for International Users. By providing us with you the privacy practices of third parties, even if our website information, you consent to its transfer, processing and links to those parties websites. storage outside of your country of residence, as well as the fact that we will handle such information consistent with this Privacy Notice. The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and, in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites. Your Consent To This Privacy Notice. By submitting information to us or by using our website, you are accepting and agreeing to the terms of this Privacy Notice. Access and Correction; Contact Us. If you desire to contact us regarding this notice or your information, please contact us at privacy@fnf.com or as directed at the end of this Privacy Notice. Effective May 1, 2015; Last updated March 1, 2017 Copyright Fidelity National Financial, Inc. All Rights Reserved.

10 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate- and loan-related services (collectively, FNF, our or we ) respect and are committed to protecting your privacy. We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for Personal Information and Browsing Information collected and/or owned by or on behalf of FNF, including Personal Information and Browsing Information collected through any FNF website, online service or application (collectively, the Website ). Types of Information Collected We may collect two types of information from you: Personal Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: contact information (e.g., name, address, phone number, address); demographic information (e.g., date of birth, gender, marital status); social security number (SSN), driver s license, passport, and other government ID numbers; financial account information; and other personal information needed from you to provide title insurance, real estate- and loan-related services to you. Browsing Information. FNF may collect the following categories of Browsing Information: Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information; browser language and type; domain name system requests; browsing history, such as time spent at a domain, time and date of your visit and number of clicks; http headers, application client and server banners; and operating system and fingerprinting data. How Information is Collected In the course of our business, we may collect Personal Information about you from the following sources: applications or other forms we receive from you or your authorized representative; the correspondence you and others send to us; information we receive through the Website; information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third parties; and information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from those entities, our affiliates or others. If you visit or use our Website, we may collect Browsing Information from you as follows: Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain browsing information about each visitor. The Browsing Information includes generic information and reveals nothing personal about the user. Cookies. When you visit our Website, a cookie may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer s hard drive. When you visit a website again, the cookie allows the website to recognize your computer. Cookies may store user preferences and other information. You can choose whether or not to accept cookies by changing your Internet browser settings, which may impair or limit some functionality of the Website. Use of Collected Information Information collected by FNF is used for three main purposes: To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in connection with a transaction involving you. To improve our products and services.

11 Effective May 1, 2015; Last updated March 1, 2017 Copyright Fidelity National Financial, Inc. All Rights Reserved. To communicate with you and to inform you about our, our affiliates and third parties products and services, jointly or independently. When Information Is Disclosed We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) and Browsing Information to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see the section Choices With Your Personal Information to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; to our affiliate financial service providers for their use to market their products or services to you; to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services; to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to market financial products or services to you; to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoena or court order; to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be determined, settled, paid, or released prior to closing; and other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to: comply with a legal process or applicable laws; enforce this Privacy Notice; investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other information provided by you violates the rights of a third party; or protect the rights, property or personal safety of FNF, its users or the public. We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice, we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws. The use of your information by a business partner may be subject to that party s own Privacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include:

12 Effective May 1, 2015; Last updated March 1, 2017 Copyright Fidelity National Financial, Inc. All Rights Reserved. for our everyday business purposes to process your transactions, maintain your account(s), to respond to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders, or report to credit bureaus; for our own marketing purposes; for joint marketing with financial companies; and for our affiliates everyday business purposes information about your transactions and experiences. You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances ( opt-out ): for our affiliates everyday business purposes information about your creditworthiness; and for our affiliates to market to you. To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personal information with non-affiliates for their direct marketing purposes. For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. Currently, our policy is that we do not recognize do not track requests from Internet browsers and similar devices. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) ; BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization. For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions. Information From Children The Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. By using the Website, you affirm that you are over the age of 13 and will abide by the terms of this Privacy Notice. Privacy Outside the Website The Website may contain links to other websites. FNF is not and cannot be responsible for the privacy practices or the content of any of those other websites. International Users FNF s headquarters is located within the United States. If you reside outside the United States or are a citizen of the European Union, please note that we may transfer your Personal Information and/or Browsing Information outside of your country of residence or the European Union for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection and transfer of such information in accordance with this Privacy Notice.

13 Effective May 1, 2015; Last updated March 1, 2017 Copyright Fidelity National Financial, Inc. All Rights Reserved. The California Online Privacy Protection Act For some FNF websites, such as the Customer CareNet ( CCN ), FNF is acting as a third party service provider to a mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website. The information which we may collect on behalf of the mortgage loan servicer is as follows: first and last name; property address; user name and password; loan number; social security number - masked upon entry; address; three security questions and answers; and IP address. The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through this website. For example, if you believe that your payment or user information is incorrect, you must contact your mortgage loan servicer. CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application, or (2) law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders. All sections of this Privacy Notice apply to your interaction with CCN, except for the sections titled Choices with Your Information and Access and Correction. If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted on the Website. Each time you provide information to us, or we receive information about you, following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing with our affiliates for their marketing purposes, please send your requests to privacy@fnf.com or by mail or phone to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida Attn: Chief Privacy Officer (888)

14 6500 Pinecrest Drive, Suite 600 Plano, TX File Number: BNT-DEF Transactee: Unknown Unknown Property Address: 3121 Rosella St D, Anchorage, AK ACCOUNT INFORMATION BANK OF AMERICA 275 Valencia, 2nd Floor BREA, CA ROUTING NUMBER: (FOR WIRES ONLY) Fidelity National Title Insurance Company, FIDELITY NATIONAL AGENCY SOLUTIONS DIVISION ESCROW ACCOUNT NUMBER: PLEASE REFERENCE THE FULL BORROWERS NAME AND PROPERTY ADDRESS ON ALL WIRES THANK YOU

15 RECORDING REQUESTED BY: Unknown Unknown WHEN RECORDED MAIL TO: Unknown Unknown 3121 Rosella St D, Anchorage, AK NON DURABLE LIMITED POWER OF ATTORNEY CAUTION: THIS IS AN IMPORTANT DOCUMENT. IT GIVES THE PERSON WHOM YOU DESIGNATE (YOUR "AGENT" OR "ATTORNEY IN FACT" HEREINAFTER CALLED AGENT/AIF ) CERTAIN LIMITED POWERS TO ACT ON YOUR BEHALF FOR A SPECIFIC TRANSACTION DURING A CERTAIN PERIOD OF TIME, WITH RESPECT TO ANY LOSS OF, MISPLACEMENT OF, INACCURACY IN, OR FAILURE TO SIGN THE DOCUMENTS SPECIFIED BELOW. YOUR AGENT/AIF WILL CONTINUE TO HAVE THESE POWERS AFTER THE LOAN CLOSING, FOR THE LIMITED PURPOSE TO REPLACE OR CORRECT SUCH DOCUMENTS IF THE DOCUMENT CORRECTION/COMPLETION IS NECESSARY TO COMPLETE THE RECORDING OF THE SECURITY INSTRUMENT/CONVEYANCE DEED OR OTHER DOCUMENTS SPECIFIED BELOW. IF THE ATTORNEY IN FACT HAS ACTUAL KNOWLEDGE OF ANY INCOMPETENCE BEFORE, DURING OR AFTER CLOSING, THE POWERS CONTAINED HEREIN WILL CEASE TO EXIST. IF YOU DO NOT UNDERSTAND THE PURPOSE OR EFFECT OF THIS FORM, YOU SHOULD CONSULT AN ATTORNEY. TRANSACTION SPECIFICS Principal: Unknown Unknown Secured Property Address 3121 Rosella St D, Anchorage, AK Lender: To Be Determined Loan Number Loan Amount $0.00 BE IT KNOWN, that I / We, Unknown Unknown Whose residence address is: 3121 Rosella St D, Anchorage, AK Make and appoint, as my / our true and lawful Attorneys in Fact or Agents to act for me / us in my / our name(s), place and stead, the following persons who are employees of Fidelity National Financial, Inc, namely: Adeline Gibson, Elizabeth McCool, Michele Jorgensen, or Erin Kropp, whose business address is 6500 Pinecrest Drive, Suite 600, Plano, TX Each of my / our agents may exercise the powers conferred in this power of attorney separately, without the consent of the other agent. My /Our agents may delegate the powers, tasks and duties to one of the other agents but to no other person. My / Our Agents/AIFs may exercise the powers to accomplish the following specific and limited purposes: (A) With respect to any loss of, misplacement of, inaccuracy in, or failure to sign the documents specified below to execute, initial or take all necessary actions for correction purposes only to secure the interest of To Be Determined in the property located at 3121 Rosella St D, Anchorage, AK as insured by Fidelity National Title Insurance Company: 1. Security Instrument to To Be Determined in the amount of $0.00 dollars which has been executed on by MICHAEL P. JENKINS AND ASHLEY COLVER-JENKINS, HUSBAND AND WIFE ; 2. Deed conveying the Secured Property from to executed on. THIS IS ONLY NECESSARY IF A DEED IS BEING USED IN THE TRANSACTION. 3. Documents required by any governmental or taxing authorities to complete the recording of the Security Instrument and Conveyance Deed as stated in paragraph (A) (1) and (A) (2) above; Further giving and granting said Agent/AIF, full power and authority to do and perform all and every act and thing whatsoever necessary to be done in and about the specific and limited premises (setout herein) as fully, to all intents and purposes, as might or

16 could be done if personally present, with full power of substitution and revocation, hereby ratifying and confirming all that said attorney in fact (also called agent) should lawfully do or cause to be done by virtue hereof. This Power of Attorney is effective immediately and is limited to the specific transaction described above. This Power of Attorney shall not be effective in the event of my / our disability or incapacity. This Power of Attorney will terminate upon the proper recording of all documents (as stated above in Section A of this Power of Attorney) necessary or requested as part of this transaction by the title insurer, lender or other parties to the transaction, except with respect to any loss of, misplacement of, inaccuracy in, or failure to sign the documents listed in Section A of this Power of Attorney, these powers will continue to exist for the limited purpose to replace or correct such documentation. I / We acknowledge that I / We have agreed to and assume the obligations, terms and conditions of the sale and/or loan transaction as described in the documents executed by me / us (or my representative) at closing. I / We understand that my / our Agent/AIF is exercising his/her power for the sole purpose of resolving clerical matters as described in Section A. Conflict of Interest Disclosure. I / We understand that Fidelity National Financial, Inc. or one of its subsidiaries receives fees for escrow, title insurance premium, and title services from the closing. I / We further understand that these fees will be detailed on my / our Settlement Statement that accompanies my / our loan documents. TO INDUCE ANY THIRD PARTY TO ACT, I / WE AGREE THAT ANY THIRD PARTY RECEIVING AN EXECUTED COPY OR FACSIMILE OF THIS INSTRUMENT MAY ACT ON THIS INSTRUMENT. ANY REVOCATION OR TERMINATION OF THIS INSTRUMENT WILL BE INEFFECTIVE AS TO SUCH THIRD PARTY UNTIL SUCH THIRD PARTY HAS ACTUAL OR CONSTRUCTIVE NOTICE OF SUCH REVOCATION OR TERMINATION. I / WE, FOR MYSELF / OURSELVES AND FOR MY / OUR HEIRS, EXECUTORS, LEGAL REPRESENTATIVES AND ASSIGNS, AGREE TO INDEMNIFY AND HOLD HARMLESS ANY SUCH THIRD PARTY FROM AND AGAINST ANY AND ALL CLAIMS THAT MAY ARISE AGAINST SUCH THIRD PARTY BY REASON OF SUCH THIRD PARTY HAVING REASONABLY RELIED ON THE PROVISIONS OF THIS INSTRUMENT. I / We, MICHAEL P. JENKINS AND ASHLEY COLVER-JENKINS, HUSBAND AND WIFE, the principal, sign my / our name to this power of attorney this day of, 20, and, being first duly sworn, do declare to the undersigned authority that I / We sign and execute this instrument as my / our power of attorney for a refinance and that I / We sign it willingly, or willingly direct another to sign for me / us, that I / We execute it as my / our free and voluntary act for the purposes expressed in the power of attorney and that I / We am eighteen years of age or older, of sound mind and under no constraint or undue influence. PRINCIPAL PRINCIPAL ACKNOWLEDGMENT State of County of Subscribed, sworn to and/or acknowledged before me by, the principal this day of and proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signatures(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. Evidence of identification was. I certify under PENALTY OF PERJURY under the laws of the state where the property is located that the foregoing paragraph is true and correct WITNESS my hand and official seal. NOTARY COMMISSION EXPIRES