Pathfinder Wealth Management, Inc. Brochure Supplement Dated 5/18/2011

Transcription

1 Item 1 Cover Page A. Philip W. Guske Pathfinder Wealth Management, Inc. Brochure Supplement Dated 5/18/2011 B. Contact: Deborah Guske, Chief Compliance Officer 6981 Redansa Drive Rockford, Illinois This Brochure Supplement provides information about Philip W. Guske that supplements the Pathfinder Wealth Management, Inc. Brochure. You should have received a copy of that Brochure. Please contact Deborah Guske, Chief Compliance Officer, if you did not receive Pathfinder Wealth Management, Inc. s Brochure or if you have any questions about the contents of this supplement. Additional information about Philip W. Guske is available on the SEC s website at Error! Hyperlink reference not valid.. Item 2 Education Background and Business Experience Philip W. Guske was born in Mr. Guske graduated from The University of Illinois, in 1974, with a degree in Criminal Justice. Mr. Guske has served as President of Pathfinder Wealth Management, Inc. since October of Mr. Guske has also been employed as a Founder and President of Hallmark Properties of Rockford, LLC since November of Item 3 Disciplinary Information

2 Item 4 Other Business Activities A. The supervised person is not actively engaged in any other investment-related businesses or occupations. B. Licensed Insurance Agents. Mr. Guske, in his individual capacity, is a licensed insurance agent, and may recommend the purchase of certain insurance-related products on a commission basis. Clients can engage Mr. Guske to purchase insurance products on a commission basis. Conflict of Interest: The recommendation by Mr. Guske that a client purchase an insurance commission product presents a conflict of interest, as the receipt of commissions may provide an incentive to recommend investment products based on commissions received, rather than on a particular client s need. No client is under any obligation to purchase any insurance commission products from Mr. Guske. Clients are reminded that they may purchase insurance products recommended by the Registrant through other, non-affiliated insurance agents. The Registrant s Chief Compliance Officer, Deborah Guske, remains available to address any questions that a client or prospective client may have regarding the above conflict of interest. Item 5 Additional Compensation Item 6 Supervision The Registrant provides investment advisory and supervisory services in accordance with current state regulatory requirements. The Registrant s Chief Compliance Officer, Deborah Guske, is primarily responsible for overseeing the activities of the Registrant s supervised persons. Ms. Guske also monitors accounts and conducts account reviews on at least an annual basis. Should a client have any questions regarding the Registrant s supervision or compliance practices, please contact Ms. Guske at (815) Item 7 State-Registered Investment Advisors A. Mr. Guske has never been involved in an arbitration proceeding or a civil, self-regulatory, or administrative proceeding. B. Mr. Guske has never been the subject of a bankruptcy petition.

3 Item 1 Cover Page A. Philip A. Guske Pathfinder Wealth Management, Inc. Brochure Supplement Dated 5/18/2011 B. Contact: Deborah Guske, Chief Compliance Officer 6981 Redansa Drive Rockford, Illinois This Brochure Supplement provides information about Philip A. Guske that supplements the Pathfinder Wealth Management, Inc. Brochure. You should have received a copy of that Brochure. Please contact Deborah Guske, Chief Compliance Officer, if you did not receive Pathfinder Wealth Management, Inc. s Brochure or if you have any questions about the contents of this supplement. Additional information about Philip A. Guske is available on the SEC s website at Error! Hyperlink reference not valid.. Item 2 Education Background and Business Experience Philip A. Guske was born in Mr. Guske graduated from Rock Valley College in 2000 and from Northern Illinois University in 2002, with a degree in Finance. Mr. Guske has been employed as an investment adviser representative and Treasurer of Pathfinder Wealth Management, Inc. since June of Item 3 Disciplinary Information

4 Item 4 Other Business Activities A. The supervised person is not actively engaged in any other investment-related businesses or occupations. B. The supervised person is not actively engaged in any non-investment-related business or occupation for compensation. Item 5 Additional Compensation Item 6 Supervision The Registrant provides investment advisory and supervisory services in accordance with current state regulatory requirements. The Registrant s Chief Compliance Officer, Deborah Guske, is primarily responsible for overseeing the activities of the Registrant s supervised persons. Ms. Guske also monitors accounts and conducts account reviews on at least an annual basis. Should a client have any questions regarding the Registrant s supervision or compliance practices, please contact Ms. Guske at (815) Item 7 State-Registered Investment Advisors A. Mr. Guske has never been involved in an arbitration proceeding or a civil, self-regulatory, or administrative proceeding. B. Mr. Guske has never been the subject of a bankruptcy petition.

5 Item 1 Cover Page A. Barbara Ann Lane Pathfinder Wealth Management, Inc. Brochure Supplement Dated 5/18/2011 B. Contact: Deborah Guske, Chief Compliance Officer 6981 Redansa Drive Rockford, Illinois This Brochure Supplement provides information about Barbara Ann Lane that supplements the Pathfinder Wealth Management, Inc. Brochure. You should have received a copy of that Brochure. Please contact Deborah Guske, Chief Compliance Officer, if you did not receive Pathfinder Wealth Management, Inc. s Brochure or if you have any questions about the contents of this supplement. Additional information about Barbara Ann Lane is available on the SEC s website at Error! Hyperlink reference not valid.. Item 2 Education Background and Business Experience Barbara Ann Lane was born in Ms. Lane attended Rock Valley Community College. Ms. Lane has been employed as an investment adviser representative of Pathfinder Wealth Management, Inc. since February of From December of 2005 to February of 2011 Ms. Lane was the Owner of Senior Capital Management. From June of 2008 to December of 2008 Ms. Lane was employed as a registered representative of J.W. Cole Financial, Inc. Item 3 Disciplinary Information

6 Item 4 Other Business Activities A. The supervised person is not actively engaged in any other investment-related businesses or occupations. B. Licensed Insurance Agents. Ms. Lane, in her individual capacity, is a licensed insurance agent, and may recommend the purchase of certain insurance-related products on a commission basis. Clients can engage Ms. Lane to purchase insurance products on a commission basis. Conflict of Interest: The recommendation by Ms. Lane that a client purchase an insurance commission product presents a conflict of interest, as the receipt of commissions may provide an incentive to recommend investment products based on commissions received, rather than on a particular client s need. No client is under any obligation to purchase any insurance commission products from Ms. Lane. Clients are reminded that they may purchase insurance products recommended by the Registrant through other, non-affiliated insurance agents. The Registrant s Chief Compliance Officer, Deborah Guske, remains available to address any questions that a client or prospective client may have regarding the above conflict of interest. Item 5 Additional Compensation Item 6 Supervision The Registrant provides investment advisory and supervisory services in accordance with current state regulatory requirements. The Registrant s Chief Compliance Officer, Deborah Guske, is primarily responsible for overseeing the activities of the Registrant s supervised persons. Ms. Guske also monitors accounts and conducts account reviews on at least an annual basis. Should a client have any questions regarding the Registrant s supervision or compliance practices, please contact Ms. Guske at (815) Item 7 State-Registered Investment Advisors A. Ms. Lane has never been involved in an arbitration proceeding or a civil, self-regulatory, or administrative proceeding. B. Ms. Lane has never been the subject of a bankruptcy petition.