WISCONSIN AUTOMOBILE INSURANCE PLAN

Transcription

1 WISCONSIN AUTOMOBILE INSURANCE PLAN Fax P.O. Box 3080 Milwaukee, WI Located at Swenson Drive, Suite 100, Waukesha, WI PLAN LETTER 770 OCTOBER 1, ANNUAL REPORT This report covers the activities of the Wisconsin Automobile Insurance Plan for calendar year The Plan, through the Governing Committee, would like to express its appreciation for the support and cooperation from our membership in the performance of our responsibilities. ORGANIZATION The Wisconsin Automobile Insurance Plan was established on October 1, 1949 for the purpose of providing automobile insurance to risks unable to secure coverage in the voluntary market. GOVERNING COMMITTEE The following member insurance companies, elected in accordance with Plan rules, were serving on the Governing Committee as of December 31, 2014: American Family Mutual Insurance Company Employers Mutual Casualty Company General Casualty Company of WI Hanover Insurance Company Liberty Mutual Insurance Company State Farm Mutual Auto Insurance Company Sentry Insurance, A Mutual Company Travelers Indemnity Company

2 PLAN ACTIVITIES The Governing Committee reviewed a proposed 4.2% decrease in overall rates for commercial auto lines. By a majority vote, the Committee voted not to file the rate decrease. The current private passenger rates were reviewed by the Governing Committee and the Committee approved an 8.6 % decrease in overall rate level effective 1/1/15 for new and renewal business The Plan made several changes to the manual and forms to address the changes in the industry regarding Personal Vehicle Sharing Program, which address an individual using their personal auto as a public livery and Commercial Auto Coverage Parts Program, which address the changes countrywide in how truckers are covered with the elimination of the Truckers Coverage Form. The Committee reaffirmed the December vote on changes to the WAIP Servicing Carrier Agreement. The Agreement has been signed by both the WAIP Plan Manager and the Servicing Carrier. National Continental Insurance abstained from voting. WAIP FINANCES 2014 Total Income received in 2014 amounted to $165,000, which represents Dues and Assessment income received from AIPSO. Total expenditures in 2014 were $168,883, which represents an increase of $2,956, over the 2013 total expenditures of $165,927. Several expenses are shared operating expenses with the Wisconsin Compensation Rating Bureau. A Joint Finance Committee, made up of representatives from both organizations, meet periodically to allocate the percentage of shared expenses to be paid by each organization. Of the $168,883 in total expenditures for 2014, $157,056 (93%) represents the WAIP s portion of the expenses shared with the Wisconsin Compensation Rating Bureau. PLAN LETTER ANNUAL REPORT PAGE 2

3 PLAN VOLUME New Applications YEAR COMMERCIAL PERSONAL In Force Policies AIPSO has provided the Plan with an in-force policy count for new and renewal business for calendar year The counts are: COMMERCIAL POLICIES 62 Earned Premium $308, Paid Losses $564, (10 total claims) PERSONAL AUTO POLICIES 3 (assigned in the last 2 years) CONCLUSIONS We are grateful to all the Governing Committee members who have served during the last year, AIPSO staff members, the Office of the Commissioner of Insurance, all advisory organizations and the law firm of Riegel Law SC, for their contributions and commitment to the Wisconsin Automobile Insurance Plan. PLAN LETTER ANNUAL REPORT PAGE 3

4 2014 MEMBERSHIP LIST WITH NAIC CODES PLAN LETTER ANNUAL REPORT PAGE 4

5 1ST AUTO & CAS INSURANCE CO ST CENTURY ADVANTAGE INS CO ST CENTURY ASSURANCE CO ST CENTURY CASUALTY CO ST CENTURY CENTENNIAL INS CO ST CENTURY INDEMNITY INS CO ST CENTURY INSURANCE CO ST CENTURY NATL INS CO ST CENTURY NORTH AMERICA INS CO ST CENTURY PREMIER INS CO ST CENTURY SECURITY INS CO ACADIA INSURANCE CO ACCEPTANCE CAS INS CO ACCEPTANCE INSURANCE CO ACE AMER INSURANCE CO ACE FIRE UNDERWRITERS INS CO ACE PROP & CAS INSURANCE CO ACIG INSURANCE CO ACSTAR INSURANCE CO ACUITY A MUTUAL INSURANCE CO ADDISON INSURANCE CO ADMIRAL INDEMNITY CO ADM INSURANCE CO AEGIS SECURITY INSURANCE CO AETNA INSURANCE CO OF CT AFFILIATED FM INSURANCE CO AFFIRMATIVE DIRECT INS CO AFFIRMATIVE INSURANCE CO AGCS MARINE INSURANCE CO AGRI GENERAL INSINSURANCE CO AIG ASSURANCE CO AIOI NISSAY DOWA INS CO OF AMERICA AIU INSURANCE CO ALAMANCE INSURANCE CO ALEA NORTH AMER INSURANCE CO ALL AMERICA INSURANCE CO ALLIANZ GLOBAL RISKS US INS CO ALLIED INSURANCE CO OF AMERICA ALLIED PROP & CAS INS CO ALLIED WORLD INSURANCE CO ALLIED WORLD NATL ASSURANCE CO ALLMERICA FINANCIAL BENEFIT INS ALLMERICA FNCL ALLIANCE INS CO ALLSTATE FIRE & CAS INS CO ALLSTATE INDEMNITY CO ALLSTATE INSURANCE CO ALLSTATE PROP & CASUALTY INS CO ALLSTATE VEHICLE & PROPERTY CO ALPHA PROP & CASUALTY INS CO ALTERRA AMER INSURANCE CO ALTERRA REINSURANCE USA INC AMCO INSURANCE CO AMER AGRICULTURAL INSURANCE CO AMER ALTERNATIVE INS CORP AMER AUTO INSURANCE CO AMER BANKERS INS CO OF FLORIDA AMER BUS & MERCANTILE MUT INC AMER CASUALTY CO OF READING PA AMER COMMERCE INSURANCE CO AMER COUNTRY INSURANCE CO AMER ECONOMY INSURANCE CO AMER EMPIRE INSURANCE CO AMER EQUITY SPECIALTY INS CO AMER FAMILY HOME INSURANCE CO AMER FAMILY MUTUAL INSURANCE CO AMER FARMERS & RANCHERS INS CO AMER FIRE & CASUALTY CO AMER GENERAL INDEMNITY CO AMER GUARANTEE & LIAB INS CO AMER HALLMARK INSURANCE CO OF TX AMER HEALTHCARE INDEMNITY CO AMER HOME ASSURANCE CO AMER INSURANCE CO AMER INTERSTATE INSURANCE CO AMER MERCURY INSURANCE CO AMER MINING INSURAN CE CO AMER MODERN HOME INSURANCE CO AMER MODERN PROP & CAS INS CO AMER MODERN SELECT INSURANCE CO AMER NATIONAL GENERAL INS CO AMER NATIONAL PROP & CAS CO AMER PHYSICIANS ASSURANCE CORP AMER RELIABLE INSURANCE CO AMER ROAD INSURANCE CO AMER SAFETY CASUALTY INS CO AMER SECURITY INSURANCE CO AMER SELECT INSURANCE CO AMER SENTINEL INSURANCE CO AMER SOUTHERN HOME INSURANCE CO AMER SOUTHERN INSURANCE CO AMER STANDARD INSURANCE CO OF WI AMER STATES INSURANCE CO AMER STATES PREFERRED INS CO AMER SUMMIT INSURANCE CO AMER WEST INSURANCE CO AMER ZURICH INSURANCE CO AMERIPRISE INSURANCE CO AMERISURE INSURANCE CO AMERISURE MUTUAL INSINSURANCE CO AMERISURE PARTNERS INSURANCE CO AMEX ASSURANCE CO AMGUARD INSURANCE CO AMICA MUTUAL INSURANCE CO AMTRUST INSURANCE CO OF KANSAS INC ANSUR AMERICA INSURANCE CO ANTHEM INSURANCE CO A MUTUAL CO ARCH INDEMNITY INSURANCE CO ARCH INSURANCE CO ARCH SPECIALTY INSURANCE CO ARGONAUT GREAT CENTRAL INS CO ARGONAUT INSURANCE CO ARGONAUT-MIDWEST INSURANCE CO ARMED FORCES INSURANCE EXCHANGE ARROWOOD INDEMNITY CO ARTISAN AND TRUCKERS CASUALTY CO ASHMERE INS CO PLAN LETTER ANNUAL REPORT PAGE 5

6 ASPEN AMERICAN INSURANCE CO ASSOCIATED INDEMNITY CORP ASSURANCE CO OF AMERICA ATAIN INSURANCE CO ATLANTA INTERNATIONAL INSURANCE CO ATLANTIC SPECIALTY INSURANCE CO ATX PREMIER INSURANCE CO AUSTIN MUTUAL INSURANCE CO AUTO CLUB GROUP INSURANCE CO AUTO CLUB INSURANCE ASSN AUTO INSURANCE CO OF HARTFORD CT AUTO-OWNERS INSURANCE CO AVEMCO INSURANCE CO AVOMARK INSURANCE CO AXA ART INSURANCE CORP AXA INSURANCE CO AXIS INSURANCE CO AXIS REINSURANCE CO BADGER MUTUAL INSURANCE CO BALBOA INSURANCE CO BANKERS STANDARD INSURANCE CO BCS INSURANCE CO BEAZLEY INSURANCE CO INC BEDIVERE INS CO BENCHMARK INSURANCE CO BERKLEY INSURANCE CO BERKLEY NATIONAL INSURANCE CO BERKLEY REGIONAL INSURANCE CO BERKSHIRE HATHAWAY DIRECT INS CO BERKSHIRE HATHAWAY HOMESTATE INS CO BERKSHIRE HATHAWAY SPEC INS CO BITCO GENERAL INS CORP BITCO NATIONAL INS CO BLUE RIDGE INDEMNITYCO BLUESHORE INS CO BRISTOL WEST INSURANCE CO BROTHERHOOD MUTUAL INSURANCE CO BUCKEYE STATE MUTUAL INSURANCE CO BUILDERS MUTUAL INSURANCE CO CALIFORNIA CAS & FIRE INSURANCE CO CALIFORNIA CAS GEN INS CO OF OR CALIFORNIA CAS INDEMNITY EXCHANGE CALIFORNIA CASUALTY INSURANCE CO CANAL INSURANCE CO CAPITOL INDEMNITY CORP CAPITOL SPECIALTY INSURANCE CORP CAROLINA CASUALTY INSURANCE CO CASUALTY UNDERWRITERS INS CO CASTLEPOINT NATIONAL INSURANCE CO CATERPILLAR INSURANCE CO CATLIN INDEMNITY INSURANCE CO CATLIN INSURANCE CO INC CENTRAL MUTUAL INSURANCE CO CENTRAL STATES IND CO OF OMAHA CENTRE INSURANCE CO CENTURION CASUALTY CO CENTURY INDEMNITY CO CENTURY SURETY CO CENTURY-NATL INSURANCE CO CGB INS CO CHARTER OAK FIRE INSURANCE CO CHEROKEE INSURANCE CO CHICAGO INSURANCE CO CHUBB INDEMNITY INSURANCE CO CHUBB NATL INSURANCE CO CHURCH INSURANCE CO CHURCH MUTUAL INSURANCE CO CIM INSURNACE CORP CINCINNATI CASUALTY CO CINCINNATI INDEMNITY CO CINCINNATI INSURANCE CO CITIZENS INSURANCE CO OF AMERICA CLARENDON NATIONAL INSURANCE CO CLEARWATER INSURANCE CO CLEARWATER SELECT INSURANCE CO CLERMONT INSURANCE CO COFACE NORTH AMER INSURANCE CO COLISEUM REINSURANCE CO COLONIAL AMER CASUALTY & SURETY CO COLONY SPECIALTY INSURANCE CO COLORADO CASUALTY INSURANCE CO COMMERCE & INDUSTRY INSURANCE CO COMPANION COMMERCIAL INS CO COMPASS INSURANCE CO CONSOLIDATED INSURANCE CO CONSTITUTION INSURANCE CO CONTINENTAL CASUALTY CO CONTINENTAL INDEMNITY CO CONTINENTAL INSURANCE CO CONTINENTAL WESTERN INSURANCE CO COREPOINTE INSURANCE CO COUNTRY CASUALTY INURANCE CO COUNTRY MUTUAL INSURANCE CO COUNTRY PREFERRED INSURANCE CO COURTESY INSURANCE CO CRESTBROOK INS CO CRUM & FORSTER INDEMNITY CO CUMIS INSURANCE SOCIETY INC DAIRYLAND INSURANCE CO DAKOTA TRUCK UNDERWRITERS DARWIN NATL ASSURANCE CO DEALERS ASSURANCE CO DEERFIELD INSURANCE CO DENTISTS INSURANCE CO DEPOSITORS INSURANCE CO DIAMOND STATE INSURANCE CO DIRECT NATIONAL INSURANCE CO DISCOVER PROP & CAS INS CO DOCTORS' CO AN INTERINS EXCHANGE DONEGAL MUTUAL INSURANCE CO DORINCO REINSURANCE CO EASTGUARD INSURANCE CO ECONOMY FIRE & CASUALTY CO ECONOMY PREFERRED INSURANCE CO ECONOMY PREMIER ASSURANCE CO PLAN LETTER ANNUAL REPORT PAGE 6

7 ELECTRIC INSURANCE CO EMC PROPERTY & CASUALTY CO EMCASCO INSURANCE CO EMPIRE FIRE & MARINE INSURANCE CO EMPLOYERS ASSURANCE COMPANY EMPLOYERS FIRE INSURANCE CO EMPLOYERS INSURANCE CO OF WAUSAU EMPLOYERS MUTUAL CASUALTY CO ENCOMPASS INDEMNITY CO ENCOMPASS INSURANCE CO OF AMERICA ENDURANCE AMER INSURANCE CO ENDURANCE RISK SOLUTION ASSUR CO ERIE INSURANCE CO ERIE INSURANCE EXCHANGE ERIE INSURANCE PROP & CAS CO ESSENTIA INSURANCE CO ESURANCE INSURANCE CO ESURANCE INSURANCE CO OF NJ ESURANCE PROPERTY & CASUALTY INSURANCE CO EVEREST NATIONAL INSURANCE CO EVEREST REINSURANCE CO EVERGREEN NATL INDEMNITY CO EXCALIBUR REINSURANCE CORP EXECUTIVE RISK INDEMNITY INC FACTORY MUTUAL INSURANCE CO FAIR AMER INS CO & REINS CO FAIRMONT INSURANCE CO FAIRMONT PREMIER INSURANCE CO FAIRMONT SPECIALTY INSURANCE CO FALLS LAKE NATIONAL INS CO FARMERS AUTO INSURANCE ASSN FARMERS INSURANCE EXCHANGE FARMERS MUTUAL HAIL INS CO OF IOWA FARMERS SPECIALTY INS CO FARMERS UNION MUTUAL INS CO (ND) FARMINGTON CASUALTY CO FARMLAND MUTUAL INSURANCE CO FEDERAL INSURANCE CO FEDERATED MUTUAL INSURANCE CO FEDERATED RURAL ELECTRIC INSURANCE EXCHANGE FEDERATED SERVICE INSURANCE CO FIDELITY & DEPOSIT CO OF MD FIDELITY & GUARANTY INSURANCE CO FIDELITY & GUARANTY INS U/W INC FINANCIAL INDEMNITY CO FINANCIAL PACIFIC INSURANCE CO FINIAL REINSURANCE CO FIRE INSURANCE EXCHANGE FIREMANS FUND INSURANCE CO FIREMENS INS CO WASHINGTON DC FIRST AMER PROP & CAS INS CO FIRST CHICAGO INSURANCE CO FIRST COLONIAL INSURANCE CO FIRST DAKOTA INEMNITY CO FIRST FINANCIAL INSURANCE CO FIRST GUARD INSURANCE CO FIRST LIBERTY INSURANCE CORP FIRST NATIONAL INS CO OF AMERICA FIRST NONPROFIT INSURANCE CO FLAGSHIP CITY INSURANCE CO FLORISTS MUTUAL INSURANCE CO FOREMOST INS CO OF GRAND RAPIDS MI FOREMOST PROP & CAS INS CO FOREMOST SIGNATURE INSURANCE CO FORTUITY INSURANCE CO FOUNDERS INSURANCE CO (IL) FRANKENMUTH MUTUAL INSURANCE CO FREEDOM SPECIALTY INSURANCE CO FREMONT INSURANCE CO GARRISON PROP & CAS INS CO GATEWAY INSURANCE CO GEICO ADVANTAGE INSURANCE CO GEICO CASUALTY CO GEICO CHOICE INSURANCE CO GEICO GENERAL INSURANCE CO GEICO INDEMNITY CO GEICO SECURE INSURANCE CO GENERAL CASUALTY CO OF WISCONSIN GENERAL CASUALTY INSURANCE CO GENERAL FIDELITY INSURANCE CO GENERAL INSURANCE CO OF AMERICA GENERAL REINSURANCE CORP GENERAL SECURITY NATL INSURANCE CO GENERAL STAR NATIONAL INSURANCE CO GENERALI US BRANCH GENESIS INSURANCE CO GERMANTOWN MUTUAL INSURANCE CO GLOBAL REINS CORP OF AMERICA GOVERNMENT EMPLOYEES INS CO GOVERNMENTAL INTERINSURANCE EXCHANGE GRANGE INDEMNITY INSURANCE CO GRANGE MUTUAL CASUALTY CO GRANITE STATE INSURANCE CO GRAY INSURANCE CO GREAT AMER ALLIANCE INSURANCE CO GREAT AMER ASSURANCE CO GREAT AMER INSURANCE CO GREAT AMER INSURANCE CO OF NY GREAT AMER PROTECTION INS CO GREAT AMER SECURITY INSURANCE CO GREAT AMER SPIRIT INSURANCE CO GREAT DIVIDE INSURANCE CO GREAT MIDWEST INSURANCE CO GREAT NORTHERN INSURANCE CO GREAT NORTHWEST INSURANCE CO GREAT WEST CASUALTY CO GREATER NEW YORK MUTUAL INS CO GREENWICH INSURANCE CO GRINNELL MUTUAL REINSURANCE CO GRINNELL SELECT INSURANCE CO GUIDEONE AMER INSURANCE CO GUIDEONE ELITE INSURANCE CO GUIDEONE MUTUAL INSURANCE CO PLAN LETTER ANNUAL REPORT PAGE 7

8 GUIDEONE SPECIALTY MUTUAL INS CO GUIDERLAND REINSURANCE CO GULF INSURANCE CO HALLMARK INSURANCE CO HALLMARK NATL INSURANCE CO HAMILTON INS CO HAMILTON MUTUAL INSURANCE CO OF CINCINNATI HANOVER AMER INSURANCE CO HANOVER INSURANCE CO HARCO NATIONAL INSURANCE CO HARLEYSVILLE INSURANCE CO HARLEYSVILLE LAKE STATES INSURANCE CO HARLEYSVILLE PREFERRED INSURANCE CO HARLEYSVILLE WORCESTER INSURANCE HARTFORD ACCIDENT & INDEMNITY CO HARTFORD CASUALTY INSURANCE CO HARTFORD FIRE INSURANCE CO HARTFORD INS CO OF THE MIDWEST HARTFORD UNDERWRITERS INS CO HASTINGS MUTUAL INSURANCE CO HAWKEYE-SECURITY INSURANCE CO HDI-GERLING AMERICA INSURANCE CO HERITAGE CASUALTY INSURANCE CO HERITAGE INDEMNITY CO HIGHLANDS INSURANCE CO HISCOX INSURANCE CO INC HOME-OWNERS INSURANCE CO HOMESITE INSURANCE CO HOMESITE INS CO OF THE MIDWEST HOMESTEAD MUTUAL INS CO HORACE MANN INSURANCE CO HORACE MANN PROP & CAS INS CO HOUSING AUTHORITY PROP INSURANCE HOUSING ENTERPRISE INS CO INC HUDSON INSURANCE CO IDS PROPERTY CASUALTY INSURANCE CO ILLINOIS FARMERS INSURANCE CO ILLINOIS INS CO ILLINOIS NATIONAL INSURANCE CO IMPERIUM INSURANCE CO IMT INSURANCE CO MUTUAL IND INSURANCE CO OF NORTH AMERICA INDIANA INSURANCE CO INDIANA LUMBERMENS MUTUAL INS CO INFINITY INSURANCE CO INSURANCE CO OF ILLINOIS INSURANCE CO OF NORTH AMERICA INSURANCE CO OF THE AMERICAS INSURANCE CO OF THE STATE OF PA INSURANCE CO OF THE WEST INSUREMAX INSURANCE CO INTEGON GENERAL INSURANCE CORP INTEGON INDEMNITY CORP INTEGON NATIONAL INSURANCE CO INTEGRITY MUTUAL INSURANCE CO INTEGRITY PROP & CAS INS CO INTERSTATE FIRE & CASUALTY CO INTREPID INSURANCE CO IOWA MUTUAL INSURANCE CO IRONSHORE INDEMNITY INC JEFFERSON INS CO JOHN DEERE INSURANCE CO KEMPER INDEPENDENCE INSURANCE CO KEY RISK INSURANCE CO KNIGHTBROOK INSURANCE CO LAMORAK LANCER INSURANCE CO LE MARS INSURANCE CO LIBERTY INSURANCE CORP LIBERTY INSURANCE UNDERWRITERS INC LIBERTY MUTUAL FIRE INSURANCE CO LIBERTY MUTUAL INSURANCE CO LIBERTY PERSONAL INSURANCE CO LINCOLN GENERAL INSURANCE CO LM GENERAL INSURANCE CO LM INSURANCE CORP LM PROP & CAS INS CO LUMBERMENS UNDERWRITING ALLIANCE LYNDON INSURANCE CO LYNDON PROPERTY INSURANCE CO MADISON MUTUAL INS CO MAIDEN REINSURANCE NORTH AMER INC MANUFACTURERS ALLIANCE INS CO MAPFRE INSURANCE CO MARKEL AMER INSURANCE CO MARKEL INSURANCE CO MARYLAND CASUALTY CO MARYLAND INSURANCE CO MASSACHUSETTS BAY INSURANCE CO MAXUM CASUALTY INSURANCE CO MEDICAL PROTECTIVE CO MEDMARC CASUALTY INSURANCE CO MEEMIC INSURANCE CO MENDAKOTA INSURANCE CO MENDOTA INSURANCE CO MERASTAR INSURANCE CO MERIDIAN SECURITY INSURANCE CO MERITPLAN INSURANCE CO METROPOLITAN CASUALTY INS CO METROPOLITAN DIRECT P & C INS CO METROPOLITAN GENERAL INS CO METROPOLITAN GROUP P & C INS CO METROPOLITAN PROPERTY & CASUALTY MIC GENERAL INSURANCE CORP MIC PROPERTY & CASUALTY INS CORP MICHIGAN MILLERS MUTUAL INSURANCE MID-AMER FIRE & CASUALTY CO MID-CENTURY INSURANCE CO MIDDLESEX INSURANCE CO MIDDLESEX MUTUAL ASSURANCE CO MIDSTATES REINSURANCE CORP MIDWEST EMPLOYERS CASUALTY CO MIDWEST FAMILY MUTUAL INSURANCE CO MIDWESTERN INDEMNITY CO PLAN LETTER ANNUAL REPORT PAGE 8

9 MILBANK INSURANCE CO MILLERS CLASSIFIED INSURANCE CO MILLERS FIRST INSURANCE CO MILWAUKEE CASUALTY INSURANCE CO MITSUI SUMITOMO INS CO OF AMER MITSUI SUMITOMO INSURANCE USA INC MODERN SERVICE INSURANCE CO MONROE GUARANTY INSURANCE CO MOSAIC INSURANCE CO MOTORISTS COMM MUTUAL INS CO MOTORS INSURANCE CORP MT MORRIS MUTUAL INSURANCE CO MUNICH REINSURANCE AMER INC NATIONAL AMER INSURANCE CO NATIONAL CASUALTY CO NATIONAL CONTINENTAL INSURANCE CO NATIONAL FARMERS UNION PROP & CAS NATIONAL FIRE & CASUALTY CO NATIONAL FIRE INS CO HARTFORD NATIONAL GENERAL ASSURANCE CO NATIONAL GENERAL INSURANCE CO NATIONALGENERAL INS ONLINE INC NATIONAL INDEMNITY CO NATIONAL INSURANCE ASSN NATIONAL INS CO OF WISCONSIN INC NATIONAL INTERSTATE INSURANCE CO NATIONAL LIABILITY & FIRE INS CO NATIONAL SPECIALTY INSURANCE CO NATIONAL SURETY CORP NATIONWIDE AFFINITY INS CO AMER NATIONWIDE AGRIBUSINESS INS CO NATIONWIDE ASSURANCE CO NATIONWIDE INSURANCE CO OF AMERICA NATIONWIDE MUTUAL FIRE INS CO NATIONWIDE MUTUAL INSURANCE CO NATL UNION FIRE INS CO OF PITTS NAU COUNTRY INSURANCE CO NAVIGATORS INSURANCE CO NCMIC INSURANCE CO NETHERLANDS INSURANCE CO NEW ENGLAND INSURANCE CO NEW HAMPSHIRE INSURANCE CO NEW SOUTH INSURANCE CO NEW YORK MARINE & GENERAL INS NGM INSURANCE CO NLC MUTUAL INSURANCE CO NN INSURANCE CO NORGUARD INSURANCE CO NORTH AMER ELITE INSURANCE CO NORTH AMER SPECIALTY INSURANCE CO NORTH POINTE INSURANCE CO NORTH RIVER INSURANCE CO NORTH STAR MUTUAL INSURANCE CO NORTHBROOK INDEMNITY CO NORTHERN INS CO OF NEW YORK NORTHLAND CASUALTY CO NORTHLAND INSURANCE CO NORTHWESTERN NATL INS CO MIL WI NOVA CASUALTY CO OAKWOOD INS CO OCCIDENTAL FIRE & CASUALTY CO OF NC ODYSSEY REINSURANCE CO OHIC INSURANCE CO OHIO CASUALTY INSURANCE CO OHIO FARMERS INSURANCE CO OHIO INDEMNITY CO OHIO MUTUAL INSURANCE CO OHIO SECURITY INSURANCE CO OLD REPUBLIC GENERAL INS CORP OLD REPUBLIC INSURANCE CO OLD REPUBLIC SECURITY ASSURANCE CO OMAHA INDEMNITY CO OMNI INSURANCE CO OWNERS INSURANCE CO PACIFIC EMPLOYERS INSURANCE CO PACIFIC INDEMNITY CO PACIFIC SPECIALTY INSURANCE CO PACIFIC STAR INSURANCE CO PACO ASSURANCE CO INC PARTNER RE INSURANCE CO OF NY PARTNERRE AMERICA INS CO PARTNERS MUTUAL INSURANCE CO PATRIOT GENERAL INSSURANCE CO PEAK PROP & CAS INS CORP PEERLESS INDEMNITY INSURANCE CO PEERLESS INSURANCE CO PEKIN INSURANCE CO PENINSULA INDEMNITY CO PENINSULA INSURANCE CO PENN LUMBERMENS MUTUAL INS CO PENN MANUFACTURERS ASSN INS PENN MANUFACTURERS INDEMNITY CO PENN MILLERS INSURANCE CO PENN NATIONAL MUTUAL CAS INS CO PENN-AMERICA INSURANCE CO PENN-STAR INSURANCE CO PENNSYLVANIA INSURANCE CO PERMANENT GENERAL ASSR CORP OF OH PERMANENT GENERAL ASSR CORP PHARMACISTS MUTUAL INSURANCE CO PHILADELPHIA IND INSURANCE CO PHILADELPHIA REINSURANCE CORP PHOENIX INSURANCE CO PIONEER SPECIALTY INSURANCE CO (MN) PLATEAU CASUALTY INC CO PLATTE RIVER INSURANCE CO PLAZA INSURANCE CO PRAETORIAN INSURANCE CO PREFERRED PROFESSIONAL INS CO PRESERVER INSURANCE CO PREVISOR INS CO PRIMERO INSURANCE CO PRIVILEGE INDERWRITERS RECIP EXCH PROASSURANCE CASUALTY CO PROCENTURY INSURANCE CO PRODUCERS AGRICULTURE INS CO PLAN LETTER ANNUAL REPORT PAGE 9

10 PROFESSIONALS ADVOCATE INS CO PROGRESSIVE ADVANCED INS CO PROGRESSIVE CASUALTY INSURANCE CO PROGRESSIVE CLASSIC INSURANCE CO PROGRESSIVE DIRECT INSURANCE CO PROGRESSIVE MAX INSURANCE CO PROGRESSIVE NORTHERN INS CO PROGRESSIVE NORTHWESTERN INS CO PROGRESSIVE SPECIALTY INS CO PROGRESSIVE UNIVERSAL INS CO PROPERTY & CASUALTY INS CO OF HARTFORD PROPERTY-OWNERS INSURANCE CO PROTECTIVE INSURANCE CO PROVIDENCE WASHINGTON INSURANCE PUBLIC SERVICE INSURANCE CO PXRE REINSURANCE CO QBE INSURANCE CORP QBE REINSURANCE CORP QUANTA INDEMNITY CO R & Q REINSURANCE CO RAMPART INSURANCE CO REGENT INSURANCE CO REP WEST INSURANCE CO REPUBLIC CREDIT INDEMNITY CO REPUBLIC FRANKLIN INSURANCE CO REPUBLIC INDEMNITY CO OF AMERICA REPUBLIC INDEMNITY CO OF CA RESPONSE INSURANCE CO RESPONSE WORLDWIDE DIRECT AUTO RESPONSE WORLDWIDE INSURANCE CO RIVERPORT INSURANCE CO RLI INDEMNITY CO RLI INSURANCE CO ROCHDALE INSURANCE CO ROCKFORD MUTUAL INSURANCE CO RURAL MUTUAL INSURANCE CO RURAL TRUST INS CO SAFECO INSURANCE CO OF AMERICA SAFECO INSURANCE CO OF ILLINOIS SAFECO INSURANCE CO OF IN SAFECO NATL INSURANCE CO SAFETY NATL CASUALTY CORP SAFEWAY INSURANCE CO SAGAMORE INSURANCE CO SAMSUNG FIRE & MARINE INS CO SCOR REINSURANCE CO SCOTTSDALE INDEMNITY CO SEABRIGHT INSURANCE CO SEATON INSURANCE CO SECURA INSURANCE A MUTUAL CO SECURA SUPREME INSURANCE CO SECURIAN CASUALTY CO SECURITY NATIONAL INSURANCE CO SELECT INSURANCE CO SELECTIVE INSURANCE CO OF AMERICA SELECTIVE INS CO OF SOUTH CAROLINA SELECTIVE INS CO OF THE SOUTHEAST SENECA INSURANCE CO INC SENTINEL INSURANCE CO LTD SENTRY CASUALTY CO SENTRY INSURANCE - A MUTUAL CO SENTRY SELECT INSURANCE CO SEQUOIA INSURANCE CO SHEBOYGAN FALLS INSURANCE CO SIRIUS AMERICA INS CO SOCIETY INSURANCE CO - A MUTUAL CO SOMPO JAPAN INS CO OF AMERICA SOUTHERN FIRE & CASUALTY CO SOUTHERN GUARANTY INSURANCE CO SOUTHERN INSURANCE CO SOUTHERN PILOT INSURANCE CO SPARTA INSURANCE CO ST PAUL FIRE & CASUALTY INS CO ST PAUL FIRE & MARINE INSURANCE ST PAUL GUARDIAN INSURANCE CO ST PAUL MERCURY INSURANCE CO ST PAUL PROTECTIVE INSURANCE CO STANDARD FIRE INSURANCE CO STANDARD GUARANTY INSURANCE CO STAR INSURANCE CO STARNET INSURANCE CO STARR INDEMNITY & LIABILITY CO STATE AUTO INSURANCE CO OF WI STATE AUTO MUTUAL INSURANCE CO STATE AUTO PROP & CAS INS CO STATE FARM FIRE & CASUALTY CO STATE FARM GENERAL INSURANCE CO STATE FARM MUTUAL AUTO INS CO STATE NATL INSURANCE CO INC STILLWATER INS CO STILLWATER PROP & CAS STONEBRIDGE CASUALTY INSURANCE CO STONINGTON INSURANCE CO STRATFORD INSURANCE CO SWISS REINSURANCE AMERICA CORP T.H.E. INSURANCE CO TEACHERS INSURANCE CO TECHNOLOGY INS CO INC THE TRAVELERS CASUALTY CO TIG INSURANCE CO TITAN INDEMNITY CO TNUS INSURANCE CO TOA REINSURANCE INS CO OF AMERICA TOKIO MARINE AMERICA INS CO TORUS NATIONAL INSURANCE CO TOWER INSURANCE CO OF NY TOWER NATL INSURANCE CO TOYOTA MOTOR INSURANCE CO TRADERS INSURANCE CO TRANS PACIFIC INSURANCE CO TRANSATLANTIC REINSURANCE CO TRANSGUARD INS CO OF AMERICA INC TRANSIT MUTUAL INS CORP OF WI TRANSPORT INSURANCE CO TRANSPORTATION INSURANCE CO PLAN LETTER ANNUAL REPORT PAGE 10

11 TRAVCO INSURANCE CO TRAVELERS CAS & SUR CO OF AMERICA TRAVELERS CASUALTY & SURETY CO TRAVELERS CASUALTY CO OF CT TRAVELERS CAS INS CO OF AMERICA TRAVELERS COMMERCIAL CASUALTY CO TRAVELERS COMMERCIAL INSURANCE CO TRAVELERS CONSTITUTION STATE INS CO TRAVELERS HOME & MARINE INS CO TRAVELERS INDEMNITY CO TRAVELERS INDEMNITY CO OF AMERICA TRAVELERS INDEMNITY CO OF CT TRAVELERS PERS SEC INSURANCE CO TRAVELERS PERSONAL INSURANCE CO TRAVELERS PROP CAS CO OF AMERICA TRAVELERS PROP CAS INS CO TRI-STATE INSURANCE CO OF MN TRITON INSURANCE CO TRIUMPHE CASUALTY CO TRUCK INSURANCE EXCHANGE TRUMBULL INSURANCE CO TRUSTGARD INSURANCE CO TWIN CITY FIRE INSURANCE CO U/W FOR THE PROFESSIONS INS CO UNIGARD INDEMNITY CO UNIGARD INSURANCE CO UNION INSURANCE CO UNION INSURANCE CO OF PROVIDENCE UNITED AMERICAS INSURANCE CO UNITED EQUITABLE INSURANCE CO UNITED FINANCIAL CASUALTY CO UNITED FIRE & CASUALTY CO UNITED FIRE & INDEMNITY CO UNITED NATL SPECIALTY INSURANCE CO UNITED OHIO INSURANCE CO UNITED SERVICES AUTO ASSN UNITRIN AUTO AND HOME INSURANCE CO UNITRIN DIRECT INSURANCE CO UNITRIN DIRECT PROP & CAS CO UNITRIN PREFERRED INSURANCE CO UNITRIN PROPERTY & CASUALTY CO UNITRIN SAFEGUARD INSURANCE CO UNIVERSAL UNDERWRITERS INS CO UNIVERSAL UNDERWRITERS OF TX US FIDELITY & GUARANTY CO US FIRE INSURANCE CO US LIABILITY INSURANCE CO US SPECIALTY INSURANCE CO US UNDERWRITERS INS CO USAA CASUALTY INSURANCE CO USAA GENERAL INDEMNITY CO UTICA MUTUAL INSURANCE CO VALLEY FORGE INSURANCE CO VALLEY PROPERTY & CASUALTY INS CO VANLINER INSURANCE CO VESTA INSURANCE CORP VICTORIA AUTOMOBILE INSURANCE CO VICTORIA FIRE & CASUALTY CO VIGILANT INSURANCE CO VIKING INSURANCE CO OF WISCONSIN VIRGINIA SURETY CO INC WADENA INSURANCE CO WARNER INSURANCE CO WASHINGTON INTERNATIONAL INS CO WAUSAU BUSINESS INSURANCE CO WAUSAU GENERAL INSURANCE CO WAUSAU UNDERWRITERS INSURANCE CO WEA PROPERTY & CASUALTY INS CO WESCO INSURANCE CO WEST AMER INSURANCE CO WEST BEND MUTUAL INSURANCE CO WESTCHESTER FIRE INSURANCE CO WESTCHESTER SURPLUS LINES INS CO WESTERN AGRICULTURAL INSURANCE CO WESTERN GENERAL INSURANCE CO WESTERN NATIONAL ASSURANCE CO WESTERN NATIONAL MUTUAL INS CO WESTFIELD INSURANCE CO WESTFIELD NATIONAL INSURANCE CO WESTPORT INS CORP WILLIAMSBURG NATL INSURANCE CO WILSHIRE INSURANCE CO WILSON MUTUAL INSURANCE CO WISCONSIN MUTUAL INSURANCE CO WOLVERINE MUTUAL INSURANCE CO WORKMENS AUTO INSURANCE CO WRM AMERICA INDEMNITY CO XL INSURANCE AMERICA INC XL INSURANCE CO OF NY INC XL REINSURANCE AMERICA INC XL SPECIALTY INSURANCE CO YOSEMITE INSURANCE CO ZURICH AMER INSURANCE CO ZURICH AMERICAN INSURANCE CO OF IL PLAN LETTER ANNUAL REPORT PAGE 11