Johns Hopkins HealthCare LLC

Size: px
Start display at page:

Download "Johns Hopkins HealthCare LLC"

Transcription

1 Johns Hopkins HealthCare LLC Johns Hopkins Employer Health Programs (EHP) Presented by: by: Johns Hopkins HealthCare Provider Relations Department 11/14/2018

2 Agenda Welcome About JHHC Provider Website Review EHP Overview EHP Updates-New for 2019 Claims and Appeals Submission Referral and Preauthorization Process Additional Information and Resources 2

3 Johns Hopkins HealthCare Welcome: Johns Hopkins HealthCare LLC (JHHC) provides health care services for four health plans: Priority Partners Managed Care Organization, Johns Hopkins Employer Health Programs (EHP), Johns Hopkins US Family Health Plan (USFHP) and Johns Hopkins Advantage MD & Advantage MD Plus. 11/14/ /14/2018 Presented by: Johns Hopkins HealthCare Provider Relations Department

4 Johns Hopkins HealthCare Provider Website: -> For Providers Provider website includes: Provider Manuals Forms portal access Online Provider Directory Find participating providers on Policies & Procedures Compliance Guidance Communications Repository 11/14/ /14/2018 Presented by: Johns Hopkins HealthCare Provider Relations Department

5 Johns Hopkins HealthCare Provider Website: -> For Providers 11/14/ /14/2018 Presented by: Johns Hopkins HealthCare Provider Relations Department

6 Johns Hopkins HealthCare Provider Website: -> For Providers -> Resources & Guidelines 11/14/ /14/2018 Presented by: Johns Hopkins HealthCare Provider Relations Department 6

7 Johns Hopkins HealthCare Provider Website: -> For Providers -> Resources & Guidelines -> Priority Partners -> Outpatient Referral Guidelines ( ) 11/14/ /14/2018 Presented by: Johns Hopkins HealthCare Provider Relations Department

8 Johns Hopkins Employer Health Programs (EHP) Overview As a third-party administrator, Johns Hopkins Employer Health Programs (EHP) provides benefits administration to Johns Hopkins Medicine employers and other strategic partners, serving more than 60,000 members. With 20,000 health care providers and 30 hospitals in Maryland and Southern Pennsylvania, and a nationwide network of nearly 691,000 providers and 3,500 hospitals, EHP self-funded plans are designed to meet the needs of all its members.

9 EHP offers programs and services to help members better manage their health. EHP offers the EHP Benefits Explorer, an interactive tool designed to help EHP members quickly and easily find coverage information related to specific services. For detailed information on what each individual employer offers, visit benefits.ehp.org or see the schedule of benefits.

10 As EHP members, your patients can take advantage of the following: Prescription coverage: Prescription drug benefits vary among EHP employer groups. The EHP pharmacy and formulary can be viewed here. Dental care: The EHP dental benefit, offered by some EHP plans, is administered by Delta Dental. Members can call Delta Dental customer service at Visits to urgent care: Members can find urgent care centers by accessing the Provider directory or calling EHP customer service at (continued)

11 One-on-one health coaching: This gives members in most plans (excluding Broadway Services and Anne Arundel Medical Center) the opportunity to work one-on-one with a personal health coach and create an individualized action plan to help them meet their health goals. Members can call for more information. Care management program: Members are placed in one of three levels and, depending on their level, are given a variety of support, tools, and services that are specifically designed to help them better understand and manage their medical conditions. Members can call for more information. (continued)

12 Pregnancy resources: Various programs for expectant moms including Partners with Mom a high risk prenatal case management program, the BabySteps online rewards program and health coaching. Members can call Ext for more information. 24 hour nurse hotline: Members can speak to a real registered nurse 24 hours a day for general medical advice. Members should call pin #380.

13 This is the secure web portal for members' personal health information. Members can login and register at ehp.org. National medical coverage outside the state of Maryland through MultiPlan PHCS Healthy Directions Network: Members can visit for more information.

14 New for 2019 Benefit and plan changes effective January 1, 2019 include: New Additions to the Preferred Provider Network for the PPO Benefit Plan Greater Baltimore Medical Center (GBMC) and Anne Arundel Medical Center (AAMC) facilities and providers joins the Johns Hopkins Preferred Provider Network on 1/1/2019. Applies to Johns Hopkins Health System/Johns Hopkins Hospital, Bayview Hospital Providers and Facilities (PPO and EPO) Howard County General Hospital, Suburban and Sibley Hospitals Facilities only (PPO and EPO)

15 New for 2019 (continued) Exclusive Provider Organization (EPO) Plan JHHC introduces a new EPO (Exclusive Provider Organization) on 1/1/2019. This plan will have only in-network benefits EHP network (including MultiPlan out-of-state network*) and Johns Hopkins Preferred Network (including GBMC and AAMC facilities and providers). Care outside the EHP network is not covered under the EPO, except for emergency care. Applies to Johns Hopkins Health System/Johns Hopkins Hospital and Bayview Hospital Howard County General Hospital (HCGH) and Suburban Hospital *MultiPlan is also available inside Maryland for Suburban (PPO and EPO) and Sibley (PPO) members.

16 New for 2019 (continued) New Benefit for 2019 Direct Primary Care By enrolling in Direct Primary Care (DHP) pilot program, EHP members and their adult dependents (18 years or older) can receive 24/7 access to select primary care providers through a combination of longer in-person appointment times, s, phone calls, texts and video visits. DHP members experience no additional costs to their insurance plan and do not incur copayments or out-of-pocket costs for the first eight visits of the calendar year. The program will be capped at 1,600 members.

17 Additional 2019 EHP Plan Changes HCGH 2019 Plan Changes Changes for the PPO Benefit Plan: Acupuncture. Adding Medically Necessary services for pain control, and therapeutic purposes. Removing the Anesthesia only restriction. Hospital Care. Removing $40 copay for Observation Care professional fees for ER visits. Urgent Care. Removing (Patient First locations only) for physicians visits. Changing the Urgent Care copay to $40 for all urgent care facilities.

18 Additional 2019 EHP Plan Changes Bayview 2019 Plan Changes Salary tiers that determine deductibles and out-of-pocket amounts have changed for The plan codes are listed on the member ID cards.

19 Additional 2019 EHP Plan Changes Suburban 2019 Plan Changes Changes for the PPO Benefit Plan: ER Copay. $125 copay, then 90% of allowed amount; deductible waived (copay waived if admitted) for EHP Network Provider, Hopkins Affiliated Facility Network, and out-of-network providers. 90% coverage for facility coverage at all Hopkins Preferred Facilities EXCEPT for infusion therapy services (continued)

20 Additional 2019 EHP Plan Changes Suburban 2019 Plan Changes EHP Network Provider Hospital Inpatient Care (Facility Fees). $100 copay per admission, then 80% of the allowed amount; deductible waived (for a service that Suburban doesn t provide: $100 copay per admission, then 90% of allowed amount deductible waived). EHP Network Provider Reproductive Health Inpatient Maternity Care and Delivery (Facility Fees). $100 co-pay per admission, then 80% of the allowed amount; deductible waived (for a service that Suburban doesn t provide: $100 copay per admission, then 90% of allowed amount deductible waived).

21 Additional 2019 EHP Plan Changes Suburban 2019 Plan Changes Infertility.50% of allowed amount; deductible applies (preauthorization required for all services and prescriptions; all criteria must be met; $30,000 lifetime maximum combined including prescription drugs, lab work and x-rays; in vitro fertilization attempts limited to a maximum of three per lifetime within the $30,000 lifetime maximum. Hearing Aids. 90% of allowed amount; deductible applies (for dependent children up to age 26; up to $1,400 per aid. preauthorization required) replacement aids once every 36 months all networks combined. (continued)

22 Additional 2019 EHP Plan Changes Suburban 2019 Plan Changes Private Duty Nursing. Removed for PT/OT- Sixty (60) visits per year maximum added for all networks combined; PT/OT preauthorization required for visits 13-60).

23 Additional 2019 EHP Plan Changes Sibley 2019 Plan Changes (PPO Plan) Nutritional Counseling. Limited to 6 visits per plan year for all networks combined; additional visits must be preauthorized. Infertility.50% of allowed amount; deductible applies (preauthorization required for all services and prescriptions; all criteria must be met; $30,000 lifetime maximum combined including prescription drugs, lab work and x-rays; in vitro fertilization attempts limited to a maximum of three per lifetime within the $30,000 lifetime maximum. Chiropractic. The 12 years of age restriction has been eliminated.

24 Member ID cards

25 Claims & Appeals Submission Billing Address Johns Hopkins HealthCare LLC Attn: EHP Claims 6704 Curtis Court Glen Burnie, MD Claims must be submitted on CMS 1500 or UB-04 forms Claims from specialist or ancillary providers should include the referring provider s NPI in Box 17b of the CMS 1500 Claims must be submitted with a rendering provider s NPI in Box 24J of CMS 1500 (continued)

26 Claims & Appeals Submission Claims must be submitted within 180 calendar days of the date of service Administrative appeals (timely filing, care not coordinated by PCP, authorization not on file, member not eligible at time of service, incorrect coding) must be submitted within 90 business days of the date of denial For additional information on EDI (Electronic Data Interchange), please send an request to EDI Payor ID #52189.

27 Referral and Preauthorization Process Submit Request by Fax or Mail Mail: Johns Hopkins HealthCare LLC Attn: EHP Medical Management 6704 Curtis Court Glen Burnie, MD Fax:

28 Referral and Preauthorization Process Key Referral Information Patient/member name* Member ID* DOB* Address Referring provider Referred services Limitations Diagnosis/Procedure Codes *Indicates required fields

29 Referral and Preauthorization Process Preauthorization. Authorization from the insurance plan for a scheduled service (not requiring additional clinical documentation). Medical Review. Review process in which a nurse reviewer or medical director reviews the medical necessity for a procedure scheduled. Information must be faxed with request and clinical documentation. For a list of services that require a referral, preauthorization or medical review, please refer to the Outpatient Referral and Pre- Authorization Guidelines at

30 is a secure, online web portal where providers can check patient eligibility, claims and authorizations status, access plan-specific reports and more. Register for a HealthLINK@Hopkins account at or contact your Network Manager. First time users must register for an account. If you need assistance with registration, contact Provider Relations at

31 Health Care Performance Measures Healthcare Effectiveness Data and Information Set (HEDIS ) The Healthcare Effectiveness Data and Information Set (HEDIS ) is a widely used set of health care performance measures that is developed and maintained by the National Committee for Quality Assurance (NCQA). Examples of HEDIS measures are Comprehensive Diabetes Care, Childhood Immunizations, yearly Well Child Exams for Children Ages 3-6 and yearly Adolescent Well Care Exams. For detailed information about HEDIS, please go to or read our HEDIS Tip Sheet.

32 Health Care Performance Measures Consumer Assessment Health Plan Surveys (CAHPS ) The Consumer Assessment of Healthcare Providers (CAHPS ) 5.0H is a member satisfaction survey whose objective is to capture information about consumer-reported experiences with healthcare. The focus of the survey is to measure how well plans are meeting member expectations, determine which areas of service have the greatest effect on overall member satisfaction, and identify areas of opportunity for improvement. The survey is conducted according to NCQA protocol by an NCQA certified vendor.

33 Important Numbers Medical Management or Fax (Referrals not needing Medical Review) Inpatient Fax Outpatient Medical Review Fax DME Fax Fraud and Abuse Behavioral Health Services or Fax Case/Disease Management Health Coach Services or MultiPlan PHCS Healthy Directions Pharmacy Services , option Fax

34 JHHC Customer Service Employer Health Programs (EHP) Customer Service or /14/ /14/2018 Presented by: Johns Hopkins HealthCare Provider Relations Department

35 Provider Relations: THANK YOU 11/14/2018 Presented 11/14/2018 by: Johns Hopkins HealthCare Provider Relations Department

Johns Hopkins HealthCare LLC

Johns Hopkins HealthCare LLC Johns Hopkins HealthCare LLC Overview and Changes to Health Plans in 2019 Presented by: by: Johns Hopkins HealthCare Provider Relations Department 11/16/2018 Agenda Welcome About JHHC Provider Website

More information

Medical EPO Plan Schedule of Benefits (Effective January 01, 2019) JHH/JHHSC Non-Union and Union Employees and Eligible Dependents

Medical EPO Plan Schedule of Benefits (Effective January 01, 2019) JHH/JHHSC Non-Union and Union Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum Hopkins Preferred Network Provider EHP Network Provider Individual $500 $500 Family $1000 $1000 Individual $3000 (combined with EHP Network)

More information

Medical Schedule of Benefits (Effective January 01, 2016) Johns Hopkins Bayview Medical Center Non-Union and Union Employees and Eligible Dependents

Medical Schedule of Benefits (Effective January 01, 2016) Johns Hopkins Bayview Medical Center Non-Union and Union Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum EHP Network Provider Out of Network Provider Hopkins Preferred Network Provider Individual $100 $750 $0 Family $200 $1500 $0 Individual $2000

More information

Medical PPO Plan Schedule of Benefits (Effective January 01, 2019) Bayview Non-Union and Union Employees and Eligible Dependents

Medical PPO Plan Schedule of Benefits (Effective January 01, 2019) Bayview Non-Union and Union Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum Individual Family Individual Family Hopkins Preferred Network Provider EHP Network Provider Out of Network Provider $150 (under $50K) / $200

More information

JHHSC/JHH EHP Medical Plan Coverage Period: 01/01/ /31/2014

JHHSC/JHH EHP Medical Plan Coverage Period: 01/01/ /31/2014 JHHSC/JHH EHP Medical Plan Coverage Period: 01/01/2014 12/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary.

More information

Medical EPO Plan Schedule of Benefits (Effective January 01, 2019) Howard County General Hospital/TCAS Employees and Eligible Dependents

Medical EPO Plan Schedule of Benefits (Effective January 01, 2019) Howard County General Hospital/TCAS Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum Hopkins Affiliated Facility Network (facility charges only) EHP Network Provider Individual $500 $500 Family $1000 $1000 Individual $3000 (combined

More information

ENROLLMENT APPLICATION

ENROLLMENT APPLICATION ENROLLMENT APPLICATION HOW TO ENROLL IN EHP Please detach this page and review these instructions before completing the "Enrollment Application". If you have any questions, please contact an HR Service

More information

Summary of Benefits and Coverage:

Summary of Benefits and Coverage: Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 07/01/2017 06/30/2018 Johns Hopkins Student Health Program Coverage for: Individual and Family

More information

01/01/ /31/2019 UMR: PALO PINTO GENERAL HOSPITAL:

01/01/ /31/2019 UMR: PALO PINTO GENERAL HOSPITAL: Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019 12/31/2019 UMR: PALO PINTO GENERAL HOSPITAL: 7670-00-160036 001 Coverage for: Individual

More information

Standard Option Medical Schedule of Benefits (Effective January 01, 2018) Suburban Hospital Employees and Eligible Dependents

Standard Option Medical Schedule of Benefits (Effective January 01, 2018) Suburban Hospital Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum EHP Network Provider Out of Network Provider Suburban Hospital (facility charges only) Individual $400 $750 $0 Family $800 $1500 $0 Individual

More information

$200 individual/$400 family combined network and out-of-network.

$200 individual/$400 family combined network and out-of-network. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 New Castle County Government : Blue Choice PPO Coverage for: Individual/Family

More information

Even though you pay these expenses, they don t count toward the out-ofpocket limit.

Even though you pay these expenses, they don t count toward the out-ofpocket limit. Anthem HealthKeepers Premier POS: Henrico County General Government and Public Schools Coverage Period: 1/1/2017-12/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage

More information

You don t have to meet deductibles for specific services.

You don t have to meet deductibles for specific services. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 Highmark Blue Cross Blue Shield: BlueCare Custom PPO Coverage for: Individual/Family

More information

$1,500 individual/$3,000 family network. $3,000 individual/$6,000 family out-ofnetwork.

$1,500 individual/$3,000 family network. $3,000 individual/$6,000 family out-ofnetwork. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Journey Health Systems: PPO Coverage for: Individual/Family Plan Type:

More information

Standard Option Medical Schedule of Benefits (Effective January 01, 2017) Suburban Hospital Employees and Eligible Dependents

Standard Option Medical Schedule of Benefits (Effective January 01, 2017) Suburban Hospital Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum EHP Network Provider Out of Network Provider Suburban Hospital (facility charges only) Individual $400 $750 $0 Family $800 $1500 $0 Individual

More information

Coverage for: Individual + Family Plan Type: PPO

Coverage for: Individual + Family Plan Type: PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 Chestnut Hill College: PPO 2 Coverage for: Individual + Family Plan Type:

More information

In cases where this handbook s language differs from your SPD s language, your SPD s language governs; please read it carefully.

In cases where this handbook s language differs from your SPD s language, your SPD s language governs; please read it carefully. 2017 Benefits Guide How to Use This Handbook This is your official Johns Hopkins Employer Health Programs (EHP) handbook. It can help you use and better understand your health plan. For specific benefit

More information

Coverage for: Individual + Family Plan Type: PPO

Coverage for: Individual + Family Plan Type: PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 09/01/2018-12/31/2018 Venezia Transport Service: High Plan Coverage for: Individual + Family

More information

$350 individual/$700 family network. $700 individual/$1,400 family out-ofnetwork.

$350 individual/$700 family network. $700 individual/$1,400 family out-ofnetwork. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 04/01/2018-03/31/2019 Gannon University: PPO Coverage for: Individual/Family Plan Type: PPO

More information

Summary of Benefits and Coverage:

Summary of Benefits and Coverage: Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 07/01/2018-06/30/2019 Allegheny County Schools Health Insurance Consortium: Community Blue Flex Coverage for: Individual/Family

More information

You don t have to meet deductibles for specific services.

You don t have to meet deductibles for specific services. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 Highmark Blue Shield: PPO Blue Coverage for: Individual/Family Plan Type:

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Elements Hospital Plus Plan Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 10/15/2013-10/14/2014 Coverage For: Individual/Family Plan Type: PPO

More information

You don t have to meet deductibles for specific services.

You don t have to meet deductibles for specific services. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 Highmark Blue Cross Blue Shield: BlueCare HMO Coverage for: Individual/Family

More information

Member Handbook 2014

Member Handbook 2014 Member Handbook 2014 How to Use This Handbook This is your official Johns Hopkins Employer Health Programs (EHP) handbook. It can help you use and better understand your health plan, but it does not contain

More information

You can see the specialist you choose without permission from this plan.

You can see the specialist you choose without permission from this plan. This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-877-811-3106. Important Questions

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 1/1/18 12/31/18

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 1/1/18 12/31/18 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 1/1/18 12/31/18 Wood County Employee Health Benefits Plan: Health & RX only Coverage for: Single/Family

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/ /31/2019

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/ /31/2019 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019 12/31/2019 Highmark West Virginia: my Blue Access WV EPO Silver 3500-2 Free PCP Visits

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Solution PPO 1500/15/20 / $15/$30/$50/30% Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 11/01/2014-10/31/2015 Coverage For: Individual/Family

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross PPO 1500/$35 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 10/15/2013-10/14/2014 Coverage For: Individual/Family Plan Type: PPO This is only

More information

The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 12/01/2017 11/30/2018 Coverage for: Individual + Family

More information

The Harvard Pilgrim Primary Choice HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

The Harvard Pilgrim Primary Choice HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts The Harvard Pilgrim Primary Choice HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 07/01/2018 06/30/2019 Coverage for: Individual

More information

01/01/ /31/2018 FLORIDA SCHOOLS HEALTH INSURANCE PROG:

01/01/ /31/2018 FLORIDA SCHOOLS HEALTH INSURANCE PROG: Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 FLORIDA SCHOOLS HEALTH INSURANCE PROG: 7670-00-410536 010 020 Coverage

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Solution 5000 PPO Plan Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 10/15/2013-10/14/2014 Coverage For: Individual/Family Plan Type: PPO This

More information

You don't have to meet deductibles for specific services.

You don't have to meet deductibles for specific services. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Excellus BCBS: Excellus BluePPO A nonprofit independent licensee of the BlueCross BlueShield Association The

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975. Important

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975 Important

More information

BluePreferred PPO Platinum 500 Non-Integrated Deductible

BluePreferred PPO Platinum 500 Non-Integrated Deductible BluePreferred PPO Platinum 500 Non-Integrated Deductible Summary of Benefits Services In-Network You Pay 1 Out-of-Network You Pay 1 FIRSTHELP 24/7 NURSE ADVICE LINE Free advice from a registered nurse.

More information

BMC HealthNet Plan: Bronze Saver/Bronze Low Coverage Period: 08/01/ /31/2013 Summary of Benefits and Coverage:

BMC HealthNet Plan: Bronze Saver/Bronze Low Coverage Period: 08/01/ /31/2013 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bmchp.org or by calling 1-877-492-6967. Important Questions

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: On and after 04/01/17

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: On and after 04/01/17 . Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: On and after 04/01/17 EverydayHealth 6000 Statewide C Coverage for: Family Plan Type: PPO

More information

health. Our focus Summary of Benefits Health Partners Medicare Prime (HMO) Bucks, Chester, Delaware and Philadelphia counties

health. Our focus Summary of Benefits Health Partners Medicare Prime (HMO) Bucks, Chester, Delaware and Philadelphia counties Your health. Our focus. 2019 Summary of Benefits (HMO) Bucks, Chester, Delaware and Philadelphia counties 2019 Summary of Benefits Health Partners Medicare (H9207) (HMO) (plans 002 and 005) This is a summary

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/ /31/2018

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Pennsylvania Turnpike Commission: Highmark PPO Blue Coverage for: Individual/Family

More information

Schedule of Benefits. Plan Information. Member Cost Sharing

Schedule of Benefits. Plan Information. Member Cost Sharing Schedule of Benefits Panther Gold Plan - Enhanced Access HMO Applies to Bradford, Johnstown and Greensburg campuses only HMO Deductible: $0 / $0 Coinsurance: 0% Total Annual Out-of-Pocket: $1,800 / $3,600

More information

CARECOUNSEL TIPS SELECTING A HEALTH PLAN. Step 1: Gather Basic Information. Step 2: Assess Your Needs

CARECOUNSEL TIPS SELECTING A HEALTH PLAN. Step 1: Gather Basic Information. Step 2: Assess Your Needs SELECTING A HEALTH PLAN Choosing between health plans is no longer a simple matter. As a healthcare consumer, it s important that you educate yourself about the various health plans available to you. You

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Classic PPO 250/20/20 / $10/$30/$50/30% Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015 Coverage For: Individual/Family Plan

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975. Important

More information

The HPHC Insurance Company PPO

The HPHC Insurance Company PPO Massachusetts The HPHC Insurance Company PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 Coverage for: Individual

More information

$0 individual/$0 family network. $250 individual/$500 family out-ofnetwork.

$0 individual/$0 family network. $250 individual/$500 family out-ofnetwork. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Highmark Blue Shield: PPO Coverage for: Individual/Family Plan Type: PPO

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: Beginning on or after 1/1/2019

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: Beginning on or after 1/1/2019 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: Beginning on or after 1/1/2019 Kalamazoo College, G-1013: Orange Plan Coverage for: Covered

More information

Human Resources. October 28, Name Address City, State Zip

Human Resources. October 28, Name Address City, State Zip Human Resources October 28, 2013 Name Address City, State Zip Effective January 1, 2014, the University of Arkansas is changing the retiree health insurance for retirees and covered spouses who have Medicare

More information

Plan highlights and rates

Plan highlights and rates Plan highlights and rates Effective January to June 2010 2010 Small Business Rate area 7 welcome to kaiser permanente On these pages, you ll find an overview of available plan benefits for small businesses.

More information

Plan highlights and rates

Plan highlights and rates Plan highlights and rates Effective January to June 2010 2010 Small Business Rate area 5 welcome to kaiser permanente On these pages, you ll find an overview of available plan benefits for small businesses.

More information

Page 20. Are there services covered before you meet your deductible?

Page 20. Are there services covered before you meet your deductible? Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 10/01/2017 09/30/2018 Montgomery County Public Schools: PPO Coverage for: Individual + Family

More information

Highmark Delaware: Shared Cost Blue EPO 1000 Coverage Period: 01/01/ /31/2017

Highmark Delaware: Shared Cost Blue EPO 1000 Coverage Period: 01/01/ /31/2017 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.highmarkbcbsde.com or by calling 1-888-601-2242. Important

More information

*Health Insurance enrollment sssumes you do not cancel your UA retiree health insurance.

*Health Insurance enrollment sssumes you do not cancel your UA retiree health insurance. Human Resources October 28, 2013 Name Address City, State Zip Effective January 1, 2014, the University of Arkansas changing the retiree health insurance for retirees and covered spouses who have Medicare

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services TrueHealth 6000 Neighborhood

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services TrueHealth 6000 Neighborhood . Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services TrueHealth 6000 Neighborhood Coverage Period: On and after 01/01/19 Coverage for: Individual & Family Plan

More information

Are there services covered before you meet your deductible? Yes. Preventive care is covered before you meet your deductible.

Are there services covered before you meet your deductible? Yes. Preventive care is covered before you meet your deductible. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Horizon BCBSNJ: MIDDLESEX COUNTY ROOSEVELT CARE CENTER Coverage for: All

More information

BluePreferred PPO Silver 1500 BlueFund HSA Integrated Deductible

BluePreferred PPO Silver 1500 BlueFund HSA Integrated Deductible BluePreferred PPO Silver 1500 BlueFund HSA Integrated Deductible Summary of Benefits Services In-Network You Pay 1 Out-of-Network You Pay 1 FIRSTHELP 24/7 NURSE ADVICE LINE Free advice from a registered

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. Medical benefits are covered through Anthem Blue Cross and Blue Shield. If you want more detail about your coverage and costs for health benefits, you can get the complete terms

More information

Congressional National Plan BlueChoice Advantage Gold 500 Non-Integrated Deductible

Congressional National Plan BlueChoice Advantage Gold 500 Non-Integrated Deductible Congressional National Plan BlueChoice Advantage Gold 500 Non-Integrated Deductible Summary of Benefits Services In-Network You Pay 1 Out-of-Network You Pay 1 FIRSTHELP 24/7 NURSE ADVICE LINE Free advice

More information

Regence BlueCross BlueShield of Oregon: Preferred Coverage Period: 07/01/ /31/2016

Regence BlueCross BlueShield of Oregon: Preferred Coverage Period: 07/01/ /31/2016 Regence BlueCross BlueShield of Oregon: Preferred Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 07/01/2016 12/31/2016 Coverage for: Individual & Eligible Family

More information

Student Health Insurance Plan Insurance Company Coverage Period: 08/15/ /14/2015

Student Health Insurance Plan Insurance Company Coverage Period: 08/15/ /14/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.

More information

$300 Individual; $ 800 Family. Applies to out-of-network services only. What is the overall deductible?

$300 Individual; $ 800 Family. Applies to out-of-network services only. What is the overall deductible? What is the overall deductible? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.indecscorp.com or by

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Classic PPO 250/20/20 / $10/$30/$50/30% Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 10/01/2013-09/30/2014 Coverage For: Individual/Family Plan

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-888-650-4047. Important Questions

More information

For: 80/20 Plan for Retired Employees Over Age 65 and Dependents

For: 80/20 Plan for Retired Employees Over Age 65 and Dependents Schedule of Benefits Employer: Cornell University ASC: 397366 Issue Date: September 1, 2010 Effective Date: September 1, 2010 Schedule: 11A Booklet Base: 11 For: 80/20 Plan for Retired Employees Over Age

More information

Anthem Blue Cross CalPERS Exclusive Provider Organization EPO Monterey County Coverage Period: 01/01/ /31/2017

Anthem Blue Cross CalPERS Exclusive Provider Organization EPO Monterey County Coverage Period: 01/01/ /31/2017 CalPERS Exclusive Organization EPO Monterey County This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/ca/calpers

More information

Are there services covered before you meet your deductible? Yes, Preventive Care

Are there services covered before you meet your deductible? Yes, Preventive Care Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Univera Healthcare: Essential Plan 2 Plus Vision and Dental Coverage Period: 01/01/2019-12/31/2019 Coverage for:

More information

SCHEDULE OF BENEFITS UNIVERSITY OF PITTSBURGH PPO PLAN - Applies to PA Child Welfare Resource Center

SCHEDULE OF BENEFITS UNIVERSITY OF PITTSBURGH PPO PLAN - Applies to PA Child Welfare Resource Center SCHEDULE OF BENEFITS UNIVERSITY OF PITTSBURGH PPO PLAN - Applies to PA Child Welfare Resource Center The following Schedule of Benefits is part of your Certificate of Coverage. It sets forth benefit limits

More information

Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 Coverage for: Individual + Family Plan Type:

More information

BluePreferred PPO HSA/HRA 5500 ON/ OFF SHOP Integrated Deductible

BluePreferred PPO HSA/HRA 5500 ON/ OFF SHOP Integrated Deductible BluePreferred PPO HSA/HRA 5500 ON/ OFF SHOP Integrated Deductible Summary of Benefits Services In-Network You Pay 1 Out-of-Network You Pay 1 FIRSTHELP 24/7 NURSE ADVICE LINE Free advice from a registered

More information

Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 Coverage for: Individual + Family Plan Type:

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2019 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

Medical Schedule of Benefits (Effective January 01, December 31, 2017) Johns Hopkins University Employees and Eligible Dependents

Medical Schedule of Benefits (Effective January 01, December 31, 2017) Johns Hopkins University Employees and Eligible Dependents Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum EHP Network Provider Out of Network Provider Individual $250 $500 Family $750 $1500 Individual $2000 $4000 Family $6000 $12000 Unlimited Acupuncture

More information

Schedule of Benefits. Plan Information Participating Provider Non-Participating Provider

Schedule of Benefits. Plan Information Participating Provider Non-Participating Provider Schedule of Benefits Panther Advocate - HealthyU HIA PPO - Premium Network Deductible: $500 / $1,000 Coinsurance: 10% Total Annual Out-of-Pocket: $2,000 / $4,000 Primary Care Provider: 10% after Deductible

More information

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVES and EARLY RETIREES

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVES and EARLY RETIREES PPO Plan For Non-PPO Providers Employee Premium None None None None None Explanation of Plans and Options Available to You Deductible Annual Out-of-Pocket Maximum Medical and ¹Pediatric Dental & Vision

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Anthem Elements Choice PPO 6000 / Generic Premium $15/$35/30% 500 Deductible Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015

More information

Important Questions Answers Why this Matters: For PPO Providers: $1,500 Member/$3,000 Family For Non-PPO Providers:

Important Questions Answers Why this Matters: For PPO Providers: $1,500 Member/$3,000 Family For Non-PPO Providers: Anthem Blue Cross Life and Health Insurance Company ACWA / JPIA: Account Based Health Plan (EV85) Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.800.873.2022. Important

More information

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Best Buy HMO 2000 - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 03/31/2018 Coverage for: Individual + Family

More information

Other Participating UPMC Facilities Level 2 Benefit Period

Other Participating UPMC Facilities Level 2 Benefit Period Schedule of Benefits Advantage Panther Gold Plan - Enhanced Access HMO Applies to Oakland and Titusville campuses HMO Deductible: $0 / $0 Coinsurance: 0% Total Annual Out-of-Pocket: $1,800 / $3,600 Primary

More information

2016 Benefits Overview

2016 Benefits Overview 2016 Benefits Overview ASPIRE HEALTH ADVANTAGE VALUE (HMO) BENEFIT Monthly Plan Premium Out-of-Pocket Limit (In-Network Medicare-covered benefits) Annual Part C Deductible (all services except for Prescription

More information

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Best Buy HMO 500 - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 04/01/2018 03/31/2019 Coverage for: Individual + Family

More information

IU Health Plans: Southern Indiana Physicians HSA Medical Saver Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage:

IU Health Plans: Southern Indiana Physicians HSA Medical Saver Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975. Important

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross BlueShield Blue Access PPO Option 20 / Rx Option 7 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015 Coverage For: Individual/Family

More information

Coverage for: All Coverage Tiers Plan Type: POS. 1 of 9

Coverage for: All Coverage Tiers Plan Type: POS. 1 of 9 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.paramounthealthcare.com or by calling 1-800-462-3589.

More information

provider connection Member Name Subscriber ID Plan Name Product ID Printer-friendly QuickView Report

provider connection Member Name Subscriber ID Plan Name Product ID Printer-friendly QuickView Report Eligibility and Benefits Details - Provider Connection - Blue Shield of California Page 1 of 2 Information is valid and up to date as of: 3:40 PM 03/07/2015 Member Information Member Name DOB 09/03/1954

More information

Medical Schedule of Benefits (Effective July 01, June 30, 2018) Johns Hopkins Student Health Program

Medical Schedule of Benefits (Effective July 01, June 30, 2018) Johns Hopkins Student Health Program Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum EHP Network Provider Out of Network Provider Individual $150 $150 Family $450 $450 Individual $3000 $3000 Family $9000 $9000 Unlimited Acupuncture

More information

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services EverydayHealth 6500 Neighborhood

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services EverydayHealth 6500 Neighborhood Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services EverydayHealth 6500 Neighborhood Coverage Period: On and after 01/01/19 Coverage for: Individual & Family Plan

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-877-309-2955. Important Questions

More information

HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019 12/31/2019 Coverage for: Individual + Family Plan Type:

More information

01/01/ /31/2018 CCH

01/01/ /31/2018 CCH Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 CCH Healthcare: American Plan Administrators/Cigna Coverage for: Individual,

More information

Important Questions Answers Why this Matters: IU Health $1,500/$3,000*; Encore and PHCS $2,000/$4,000*; Out-of-Network $2,500/$5,000*

Important Questions Answers Why this Matters: IU Health $1,500/$3,000*; Encore and PHCS $2,000/$4,000*; Out-of-Network $2,500/$5,000* This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.800.873.2022. Important

More information

Summary of Benefits and Coverage:

Summary of Benefits and Coverage: Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 09/01/2018 08/31/2019 Aetna: Select Open Access Coverage for: Individual, Parent/Child, Employee/Spouse,

More information

Congressional National Plan HealthyBlue Advantage Gold 1500 Non-Integrated Deductible

Congressional National Plan HealthyBlue Advantage Gold 1500 Non-Integrated Deductible Congressional National Plan HealthyBlue Advantage Gold 1500 Non-Integrated Deductible Summary of Benefits Services In-Network You Pay 1 Out-of-Network You Pay 1 FIRSTHELP 24/7 NURSE ADVICE LINE Free advice

More information

Coverage Period: on or after 01/01/2018 Advantage Blue Deductible

Coverage Period: on or after 01/01/2018 Advantage Blue Deductible Summary of Benefits and Coverage: What This Plan Covers & What You Pay for Covered Services Coverage Period: on or after 01/01/2018 Advantage Blue Deductible Teradyne, Inc. - EPO Plan Coverage for: Individual

More information

You don t have to meet deductibles for specific services.

You don t have to meet deductibles for specific services. Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Highmark Health Insurance Company: my Direct Blue Major Events EPO 7350

More information

2016 HealthFlex Plan Comparison: PPO B1000 with HRA and CDHP C2000 with HRA

2016 HealthFlex Plan Comparison: PPO B1000 with HRA and CDHP C2000 with HRA Caring For Those Who Serve 1901 Chestnut Avenue Glenview, Illinois 60025-1604 1-800-851-2201 www.gbophb.org 2016 HealthFlex Plan Comparison: PPO B1000 with HRA and CDHP C2000 with HRA Please note: This

More information

YOUR CARE. YOUR COVERAGE. YOU RE CONNECTED.

YOUR CARE. YOUR COVERAGE. YOU RE CONNECTED. YOUR CARE. YOUR COVERAGE. YOU RE CONNECTED. One plan brings it all together for you. Why Choose Advantage MD for my Medicare plan? With Johns Hopkins Advantage MD (HMO and PPO), you re getting more than

More information

PLAN DESIGN AND BENEFITS MC Open Access Plan 1913

PLAN DESIGN AND BENEFITS MC Open Access Plan 1913 PLAN FEATURES PREFERRED CARE NON-PREFERRED CARE Deductible (per calendar year) $1,500 Individual $4,500 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-585-343-0055 ext. 6415. Important Questions Answers

More information