SmartTraveller Insurance Policy (Individuals and Families)
|
|
- Kelly Sparks
- 5 years ago
- Views:
Transcription
1 Travel Insurance Looking forward to a trip abroad without worries? Get complete overseas travel protection for you and your family. SmartTraveller Insurance Policy (Individuals and Families) UIN: IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14
2 SmartTraveller Insurance for Individuals and Families It is important to select the right travel insurance, while planning for international business trip or overseas holiday with your family, since illness, injury, cancellation of trips, loss of important documents or financial emergency are among the few risks that need to be covered. With Bharti AXA Travel Insurance you can get the best cover to deal with contingencies while travelling abroad. Choose from three product variants for individuals and families: Schengen Products Non-Schengen Products Annual Multi-trip Products
3 While travelling overseas, financial emergencies and travel contingencies can create difficulties. Make sure that you think smart and allow Bharti AXA to protect you end to end.
4 Who is eligible for this policy? This policy covers persons in the age group of 3 months to 85 years for Non-Schengen Products For Schenegen products the eligible age group is 3 months to 60 years For Annual Multi-trip Products the eligible age group is 3 months to 70 years Persons in the age group of years (for Non-Schengen Products) and age group of years (for Annual Multi-trip products)will be underwritten based on merits of the case Policy can be issued to an individual and/or family as a Family Floater which includes Insured, spouse and 2 dependent children below 23 years of age All Citizens of India and permanent residents of India as well as expatriates or foreigners who are holding an employment pass, dependant pass or work permit and residing in India
5 What does the policy cover? 1. Medical Expenses inclusive of Repatriation and Emergency Medical Evacuation 2. Dental Care Expenses: Payment of medical expenses related to acute anaesthetic treatment of a natural tooth or teeth during a trip. 3. Personal Accident: Payment of compensation if the Insured sustains accidental bodily injury during a trip resulting in death or Permanent Total Disablement or Permanent Partial Disablement within 12 months of occurrence of such injury. 4. Accidental Death & Permanent Total Disablement - Common Carrier: Payment of compensation if the accidental injury to the Insured Person results in loss of life or permanent total disablement while riding as a passenger including boarding or alighting from any common carrier. 5. Daily Allowance in case of Hospitalisation: Payment of daily allowance for the days the Insured is hospitalised beyond a specified number of days, as mentioned in the Policy Schedule, for which a valid claim is admissible under the Policy whilst on a trip abroad.
6 What does the policy cover? 6. Compassionate Visit: Reimbursement of round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than seven consecutive days. Reimbursement of return fare of the Insured to visit the native place in case of the immediate family member (spouse, dependent children or parents) being hospitalized for more than seven consecutive days in India or in the event of death. 7. Loss of Passport, travelers cheques, traveling tickets/documents: Reimbursement of actual expenses incurred in connection with obtaining a duplicate or fresh passport or reasonable cost of replacing/obtaining the stolen documents/ tickets if the passport belonging to the Insured / Insured Person be lost. 8. Delay or Total Loss of checked-in baggage: Payment of compensation for reasonable expenses incurred for the purchases of toiletries, clothing and medication due to a delay in checked-in baggage or payment towards total loss of checked baggage caused by a common carrier. 9. Trip Delay: Reimbursement of additional expenses if trip is delayed beyond a period, due to airline problems, medical problems, personal employment problems or natural disasters.
7 What does the policy cover? 10. Trip cancellation & interruption: Payment towards the non-refundable prepaid payments or the additional expenses incurred on the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters. 11. Missed Connection: Payment allowance towards additional expenses incurred, upto the limits of Sum Insured if the confirmed onward connecting flight is missed at the transfer point by the Insured/ Insured Person due to the late arrival or cancellation of the incoming confirmed connecting scheduled flight. 12. Personal Liability: Compensation for liability towards damages paid/payable to a third party, resulting from death, injury or damage to health or property caused involuntarily by the Insured. 13. Financial Emergency Assistance: Arrangement for emergency cash to be made available to the Insured in case of loss of the travel funds due to theft, mugging, robbery and dacoity. 14. Hijack Distress Allowance: Payment of distress allowance in case of hijack of a common carrier for more than certain number of hours whilst on the trip. 15. Home Fire & Insurance Contents: Cover against any loss or damage of the Contents at Home of the Insured in India, caused by Fire and Allied perils or through burglary and/or housebreaking while the Insured is on a trip abroad.
8 What does the policy cover? 16. Loss of Deposit or cancellation - Hotel and Airline: Compensation for loss of irrevocable deposits or charges paid in advance in case of, necessary and unavoidable cancellation of Hotel and Airline booking. 17. Overbooked Flight: Provides for indemnifying the Insured/ Insured Person for the expenses incurred, if denied boarding of an aircraft on a commercial scheduled flight due to over-booking. 18. Bail Bond: Provides for payment of bail amount on behalf of the Insured if he/she is arrested or detained by Police or Judicial authorities, for any bailable offence whilst on a trip abroad. 19. Legal Expenses: Payment of legal costs and expenses incurred by the Insured towards claims from third Parties for compensation in respect of death or disablement arising due to an injury whilst on a trip abroad. 20. Emergency Accommodation Payment of compensation for the additional cost of emergency accommodation if the Insured/ Insured Person could not stay in the accommodation originally booked due to fire, flood, earthquake, storm, hurricane, explosion, outbreak of major infectious diseases.
9 What are Schengen Products? Individual/Family Travel Insurance Policy Schengen Products Choose a plan that suits your needs the best Section Coverage Smart Traveller - Smart Traveller - Smart Traveller - Schengen Silver Schengen Gold Schengen Platinum Deductibles These are offerings for travellers to Schengen countries Minimum no. of days per trip is 2 days and maximum is 356 days Plans available are SmartTraveller Schengen Silver, SmartTraveller Schengen Gold and SmartTraveller Schengen Platinum I Medical Expenses (incl. repatriation & 30,000 50, , Emergency Medical Evacuation) II Dental Treatment Expenses III Personal Accident 10,000 15,000 20,000 Nil IV Accidental Death and Dismemberment - 2,500 2,500 2,500 Nil Common Carrier V Daily Allowance in case of Hospitalisation No Cover 25 per day 25 per day First 2days for 7 days for 7 days Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days. VI Compassionate Visit Reimbursement of return fare of the Insured to visit the native place in the unfortunate event of the immediate Nil family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents VII Loss of Passport and documents VIII Total loss of checked baggage Nil IX Delay of checked baggage hrs X Trip Delay No Cover hrs XI Trip Cancellation and Interruption No Cover Nil XII Missed Connection No Cover Nil XIII Personal Liability 50, , ,000 Nil XIV Hijack Distress Allowance No Cover hours XV Home Fire Insurance Contents (in INR) No Cover No Cover Rs Nil XVI Home Burglary Insurance Contents (in INR) No Cover No Cover Rs Nil
10 What are Pre-underwritten Products? Individual/Family Travel Insurance Policy Pre-underwritten Products Choose a plan that suits your needs the best Smart Smart Smart Smart Smart Section Particulars of Benefit Traveller - Traveller - Traveller - Traveller - Traveller - Deductibles Basic Regular Essential Silver Gold I Medical Expenses (incl. repatriation & Emergency US$ US$ US$ US$ US$ US$ 50 Medical Evacuation) II Dental Treatment Expenses US$ 500 US$ 500 US$ 500 US$ 500 US$ 1000 US$ 50 III Personal Accident US$ US$ US$ US$ US$ Nil These are offerings for travellers to Non-Schengen countries Minimum no. of days per trip is 2 days and maximum is 356 days Plans available are SmartTraveller Gold, SmartTraveller Silver, SmartTraveller Essential, SmartTraveller Regular and SmartTraveller Basic IV Accidental Death and Dismemberment - US$ 2500 US$ 2500 US$ 2500 US$ 5000 US$ 5000 Nil Common Carrier V Daily Allowance in case of Hospitalisation No Cover US$ 25 US$ 25 US$ 50 US$ 50 per day per day per day per day First 2 days for 7 days for 7 days for 7 days for 10 days VI Compassionate Visit Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days. Nil Reimbursement of return fare of the Insured to visit the native place in the unfortunate event of the immediate family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents VII Loss of Passport and documents US$ 350 US$ 350 US$ 350 US$ 350 US$ VIII Total loss of checked baggage* US$ 500 US$ 1000 US$ 1250 US$ 1250 US$ 2000 Nil IX Delay of checked baggage US$ 100 US$ 100 US$ 100 US$ 125 US$ hours X Trip Delay US$ 50 US$ 50 US$ 50 US$ 50 US$ 75 6 hours XI Trip Cancellation and Interruption No Cover US$ 500 US$ 500 US$ 500 US$ 1000 Nil XII Missed Connection No Cover US$ 250 US$ 300 US$ 350 US$ 750 Nil XIII Personal Liability US$ US$ US$ US$ US$ Nil XIV Financial Emergency Assistance No Cover No Cover US$ 300 US$ 350 US$ 750 Nil XV Hijack Distress Allowance US$ 75 US$ 75 US$ 75 US$ 100 US$ hours XVI Home Fire Insurance Contents (in INR) No Cover Rs Rs Rs Rs Nil XVII Home Burglary Insurance Contents (in INR) No Cover Rs Rs Rs Rs Nil XVIII Loss of Deposit or cancellation - Hotel and Airline No Cover No Cover US$ 250 US$ 500 US$ 1000 Nil XIX Overbooked Flight No Cover No Cover US$ 250 US$ 500 US$ 1000 Nil XX Bail Bond No Cover No Cover US$ 2500 US$ 2500 US$ 5000 Nil XXI Legal expenses No Cover No Cover US$ 100 US$ 200 US$ 400 Nil XXII Pet Care No Cover No Cover US$ 100 US$ 200 US$ 400 Nil XXIII Emergency accommodation No Cover No Cover US$ 250 US$ 500 US$ 1000 Nil *per baggage maximum 50% and per item in baggage max 10%
11 What are Annual Multi-trip Products? Individual/Family Travel Insurance Policy Annual Multi trip Choose a plan that suits your needs the best Section Particulars of Benefit Smart Traveller - Smart Traveller - Smart Traveller - Multi trip Silver Multi trip Gold Multi trip Platinum Deductible I Medical Expenses (incl. repatriation & Emergency US$ US$ US$ US$ 50 Medical Evacuation) I Dental Treatment Expenses US$ 500 US$ 500 US$ 1000 US$ 50 III Personal Accident US$ US$ US$ Nil IV Accidental Death and Dismemberment - US$ 2500 US$ 2500 US$ 5000 Nil Common Carrier V Daily Allowance in case of US$ 25 per day US$ 25 per day US$ 50 per day Hospitalisation for 7 days for 7 days for 10 days 2 days These are offerings for travellers who travel multiple times abroad in a year Minimum no. of days per trip is 2 days and per trip the maximum days should not be more than 30 days, 45 days, and 60 days as per the plan chosen Plans available are SmartTraveller Multi-trip Silver, SmartTraveller Multi-trip Gold and SmartTraveller Multi-trip Platinum VI Compassionate Visit Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days. Reimbursement of return fare of the Insured to visit the Nil native place in the unfortunate event of the immediate family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents VII Loss of Passport and documents US$ 350 US$ 350 US$ 350 US$ 25 VIII Total loss of checked baggage US$ 1000 US$ 1250 US$ 2000 Nil IX Delay of checked baggage US$ 100 US$ 100 US$ hours X Trip Delay US$ 50 US$ 50 US$ 75 6 hours XI Trip Cancellation and Interruption US$ 500 US$ 500 US$ 1000 Nil XII Missed Connection US$ 250 US$ 300 US$ 750 Nil XIII Personal Liability US$ US$ US$ Nil XV Hijack Distress Allowance US$ 75 US$ 75 US$ hours XVI Home Fire Insurance Contents (in INR) Rs Rs Rs Nil XVII Home Burglary Insurance Contents (in INR) Rs Rs Rs Nil XVIII Loss of Deposit or cancellation - Hotel and Airline No Cover US$ 250 US$ 1000 Nil XIX Overbooked Flight No Cover US$ 250 US$ 1000 Nil XX Bail Bond No Cover US$ 2500 US$ 5000 Nil XXI Legal expenses No Cover US$ 100 US$ 400 Nil XXII Pet Care No Cover US$ 100 US$ 400 Nil XXIII Emergency accommodation No Cover US$ 250 US$ 1000 Nil
12 General Exclusions 1. In respect of Medical Expenses (inclusive of Repatriation and Emergency Medical Evacuation), Daily Allowance in case of hospitalization, Compassionate Visit benefits, the following will not be payable for Any pre-existing condition, Routine examinations, Expenses for rest or recuperation at spa/ health resort/ sanatorium, Pregnancy (including childbirth, miscarriage, abortion or related complications ) or treatment relating to the removal of physical flaws or anomalies (cosmetic treatment or plastic surgery). 2. Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad. 3. Suicide, attempted or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of drugs, or any loss arising, directly or indirectly, from any injury, illness, death, loss, expense, or other liability attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation thereof however caused. 4. Treatment which could be reasonably delayed until the Insured s return to India, which will be decided jointly by the treating Physician and the Emergency Assistance Service Provider and shall be in accordance with accepted standards of medical care.
13 General Exclusions 5. the Insured taking part in naval, military or air force operations; war and nuclear perils. 6. Insured engaging in air travel unless he or she flies as a Fare Paying passenger in an aircraft licensed to carry passengers. 7. Participation of the Insured in winter sports, mountaineering and such other professional sports or any other hazardous or potentially dangerous sport for which the Insured members are adequately trained, physically fit and using proper equipment. and that too only if specifically agreed and mentioned in the policy schedule. 8. Hazardous occupation, or if engaged in any criminal or illegal act. 9. Medical Expenses in respect of Experimental, investigational or unproven treatments or treatments which are not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness for which confinement is required at a Hospital. Any Illness or treatment which is a result or a consequence of undergoing such experimental or unproven treatment. 10. Naturopathy treatment. 11. Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
14 How to Apply? Quote Premium Proposal Payment Policy
15 Reach Us In case of claim or any assistance kindly contact the given numbers For Canada (Toll Free) For USA (Toll Free) For Rest of the world excluding Canada & USA (Bharti AXA General Insurance Call back number) Please visit our website for a detailed list of claims documents. For any information pertaining to our other products, you can call us on For general assistance: customer.service@bharti-axagi.co.in IMPORTANT *This brochure is only a brief summary of the SmartTraveller Insurance Policy (Individuals and Families). Please contact our intermediary / sales officer / any of our offices for the policy wordings. Registered Office Address: Bharti AXA General Insurance Co. Ltd. First Floor, Ferns Icon, Survey No. 28, Doddanekundi, Bangalore IRDA Reg. No For more details on risk factors and terms & conditions, please read the sales brochure carefully before concluding a sale. Insurance is the subject matter of solicitation. BRO/STIF/THINQ/11-14
Personal Accident: Covers Death or Permanent Total Disablement due to accidently bodily injury.
Customer Information Sheet Travel Prime Holiday Policy The company agrees subject always to terms, conditions, exclusions, and limitations to indemnify the insured in excess of the amount of the deductible
More informationPersonal Accident: Covers Death or Permanent Total Disablement due to accidently bodily injury. Section 1
Customer Information Sheet Travel Prime Super Age Plan The company agrees subject always to terms, conditions, exclusions, and limitations to indemnify the insured in excess of the amount of the deductible
More informationTravel Prime Student
Customer Information Sheet Travel Prime Student (UIN- IRDA/NL-HLT/BAGI/P-T/V-I/37/13-14) The company agrees subject always to terms, conditions, exclusions, and limitations to indemnify the insured in
More informationFuture Travel Suraksha. The world is all yours. The worries are all ours. Future Generali. Health general.futuregenerali.
Future Travel Suraksha The world is all yours. The worries are all ours. Future Generali Health 1800-220-233 general.futuregenerali.in Wherever you go, we ll keep you protected. What matters the most on
More informationFuture Travel Suraksha Schengen Travel. Enjoy your trip to Europe with just one policy to keep you safe.
Future Travel Suraksha Schengen Travel Enjoy your trip to Europe with just one policy to keep you safe. Call us at: 1800-220-233, 1860-0-3333, 022-6783 7800 For product enquiries: SMS PRODUCT to 9222211100
More informationDownloaded from - Broker : Loyal Insurance Brokers Ltd.
Future Travel Suraksha Schengen Travel Downloaded from www.insureatclick.com - Broker : Loyal Insurance Brokers Ltd. Enjoy your trip to Europe with just one policy to keep you safe. Call us at: 1800-220-233,
More informationFuture Generali. Health. Future Travel Suraksha. The world is all yours. The worries are all ours.
Future Travel Suraksha Future Generali Health The world is all yours. The worries are all ours. Wherever you go, we ll keep you protected. What matters the most on a holiday is not where you re going or
More informationEnjoy travelling with premier protection
Leisure and travel SmartTraveller Enjoy travelling with premier protection Product brochure The SmartTraveller is specially designed to provide you an excess free policy with comprehensive cover to protect
More informationPAL Travel Insurance is especially designed for Philippine Airlines passengers and is underwritten by PNB General Insurers Co., Inc.
Summary of Benefits PAL Travel Insurance is especially designed for Philippine Airlines passengers and is underwritten by PNB General Insurers Co., Inc. The following is a Summary of Benefits together
More informationare you Travelling? Choose Apollo Munich for EasyTravel Insurance
are you Travelling? Choose Apollo Munich for EasyTravel Insurance The Apollo Hospitals Group, Asia s largest healthcare provider and Munich Health, world leaders in health insurance, come together to make
More informationReliance General Insurance Company Limited
Reliance General Insurance Company Limited Ready Reckoner For Overseas Travel Insurance INDEX Page Content 2) Individual Travel Coverage (Age 1-60 Years) 3) Individual Travel Coverage ( Age 61-70 Years)
More informationLIMITED BENEFIT HEALTH COVERAGE
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. Executive Offices: 175 Water Street, 15th Floor, New York, NY 10038 (212) 458-5000 (a capital stock company, herein referred to as the Company)
More informationcomprehensive protection for your travel journey
leisure & travel The SmartTraveller is specially designed to provide you an Excess Free policy with comprehensive cover to protect both you and your family while travelling worldwide. comprehensive protection
More informationSection A: Overseas Medical Benefits Plan 1 Plan 2 Plan 3
Maximum Benefit (S$) Section A: Overseas Medical Benefits Plan 1 Plan 2 Plan 3 Medical & Accidental Dental Expenses Incurred Overseas Covers overseas medical expenses incurred as a result of accident or
More informationLIMITED BENEFIT HEALTH COVERAGE
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. Executive Offices: 175 Water Street, 15th Floor, New York, NY 10038 (212) 458-5000 (a capital stock company, herein referred to as the Company)
More informationARE YOU TRAVELLING? Choose Apollo Munich for. EasyTRAVEL Insurance
ARE YOU TRAVELLING? Choose Apollo Munich for EasyTRAVEL Insurance The Apollo Hospitals Group, Asia s one of the largest healthcare providers and Munich Health, one of the world leaders in health insurance,
More informationOPTION 2: INEXT COMPREHENSIVE ULTIMATE INTERNATIONAL MEDICAL INSURANCE WITH TRIP CANCELLATION/INTERRUPTION
OPTION 2: INEXT COMPREHENSIVE ULTIMATE INTERNATIONAL MEDICAL INSURANCE WITH TRIP CANCELLATION/INTERRUPTION Schedule of Benefits Deductible $0 Medical Expense $500,000 Accident Expense $500,000 Coinsurance
More informationChina Express Accidental Emergency Medical Plan China Express Card gives you & your family peace of mind!!
China Express Accidental Emergency Medical Plan China Express Card gives you & your family peace of mind!! For those of you who travel frequently to the Mainland for business or pleasure, it is important
More informationCorporate Travelon Cover. A comprehensive travel insurance that covers your needs
Corporate Travelon Cover A comprehensive travel insurance that covers your needs Corporate Travelon Cover Wherever your destination and whether you are travelling, on business or on holiday, there is Corporate
More informationtravel with confidence, wherever your destination
leisure & travel travel with confidence, wherever your destination SmartTraveller Easy Single Trip - International The travel insurance that gives you a world of protection! A member of SmartTraveller
More informationTravel Compass Insurance. Travel Insurance Solutions & Global Assistance. ...for all the right reasons.
American International Group, Inc. (AIG) is a leading global insurance organization. Founded in 1919, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement
More informationMEDICAL TRAVEL SHIELD KeyFacts Document
This insurance is intoduced by: Sure Insurance Services Limited trading as Medical Travel Shield. 2 White Lion Court Cornhill London EC3V 3NP tel: +44 (0) 207 374 4022 email: team@sureinsurance.co.uk Underwritten
More informationQBE Travelon Cover. A comprehensive travel insurance that covers your needs
QBE Travelon Cover A comprehensive travel insurance that covers your needs QBE Travelon Cover Wherever your destination and whether you are travelling alone or with family, on business or on holiday, there
More informationFaculty Foreign Business Travel Accident Insurance
Faculty Foreign Business Travel Accident Insurance Insurance Company: ACE America Insurance Company A++ IV (Superior) Policy Effective Dates: July 1, 2016 to June 30, 2017 Policy Number: ADD N06564665
More informationYour Benefits. Reimbursement of claims as per the policy terms and conditions. Cashless Claims Settlement.
Wherever you go, we ll keep you protected. What matters the most on a holiday is not where you re going or where you re staying, but you being able to leave all your worries behind to enjoy your trip.
More informationQBE Travel Prestige. A comprehensive travel insurance that covers your needs
QBE Travel Prestige A comprehensive travel insurance that covers your needs QBE Travel Prestige Wherever your destination and whether you are travelling alone or with family, on business or on holiday,
More informationWe get you covered every step in your life
LIFE INSURANCE PROTECTION We get you covered every step in your life Enjoy broad worldwide travel protection throughout the year aia.com.hk AIA International Limited (Incorporated in Bermuda with limited
More informationProduct Disclosure Sheet - Chubb Travel Insurance
Product Disclosure Sheet - Chubb Travel Insurance Please read this Product Disclosure Sheet before you decide to take out Chubb Travel Insurance. Be sure to also read the general terms and conditions.
More informationGet FREE Travel Insurance Coverage with your HSBC Platinum Visa Credit Card
Get FREE Travel Insurance Coverage with your HSBC Platinum Visa Credit Card As an HSBC Platinum Visa Credit Card holder, you get an exclusive Travel Insurance Coverage when you pay for your travel fares
More informationSunflower TravelPlus Insurance Plan
Product Highlights No age limit 1,2 Children traveling alone are allowed South China & Macau Plan covers journey to Fujian, Guangdong, Guangxi, Hunan Province or Macau which is for 14 days or less No excess
More informationCLAIMS FORM FOR OVERSEAS TRAVEL INSURANCE
Claim No.: I I I I I For office use only CLAIMS FORM FOR OVERSEAS TRAVEL INSURANCE Name of insured: I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I Policy Number: / / / Policy
More informationStudySmart Overseas Student Insurance Plan
StudySmart Overseas Student Insurance Plan Dedicated protections for all students studying overseas Equip yourself for the future or broaden your horizons, whatever your reason for studying overseas is,
More informationtravel with confidence, on all your trips, all year long
leisure & travel travel with confidence, on all your trips, all year long SmartTraveller Easy Annual The travel insurance that gives you a world of protection! A member of SmartTraveller Easy Annual is
More informationSignificant or Unusual Exclusions or Limitations that apply to individual benefits. You must advise us of any claim over 500.
1. 2. 3. 4. What is this keyfacts document? This is a summary of the policy cover for Sainsbury s Travel Insurance and it does not include the full terms and conditions of the contract, which can be found
More informationesure Travel Insurance Policy Summary
esure Travel Insurance Policy Summary 1. What is this keyfacts document? This is a summary of the policy cover for esure travel insurance. Full details of the terms, conditions and exclusions can be found
More informationPreparing You. for the World Overseas StudentCare. Liberty Insurance Pte Ltd (Registration No D)
Liberty Insurance Pte Ltd (Registration No. 199002791D) 51 Club Street #03-00 Liberty House Singapore 069428 T. 1800-LIBERTY (5423 789) F. (+65) 6223 6434 www.libertyinsurance.com.sg MAR 2015 Preparing
More informationQBE Travelon Cover. A comprehensive travel insurance that covers your needs
QBE Travelon Cover A comprehensive travel insurance that covers your needs QBE Travelon Cover Wherever your destination and whether you are travelling alone or with family, on business or on holiday, there
More informationSafeTrip USOC Team Administrator Enrollment Guide
Travel Protection SafeTrip USOC Team Administrator Enrollment Guide United States Olympic Committee and National Governing Body Team Travel As a member of a United States Olympic Committee (USOC) team,
More informationTravel Insurance that goes the distance
Travel Insurance that goes the distance What does Aviva Travel Insurance cover? Personal Accident Protection Accidental Death 1a Accidental Permanent Disablement Accidental Burn Benefit,000 S$100,000
More informationTravel Insurance. Summary of Cover and Limits. Section Nos. Maximum amount payable per insured per trip. Policy feature. Plus
Personal Accident Protection Accidental Death 1a* Accidental Permanent Disablement Accidental Burn Benefit,000 S$100,000 1b* Accidental Death and Permanent Disability due to War 1c* Double Indemnity for
More informationsmart solutions for your medical protection
healthcare smart solutions for your medical protection Get Extra Premium Discount! Family discount: enjoy extra 5% off on total premium for each additional family member that enrolls together SmartCare
More informationTravel Insurance Major Companies
Travel Insurance Major Companies 11 Reasons To Buy Travel Insurance 1. You need to cancel your trip 2. You miss your connection 3. Your flight is canceled 4. A hurricane damages your destination 5. A terrorist
More informationExecutive Comprehensive Protection Plan
Executive Comprehensive Protection Plan Executive Comprehensive Protection Plan ( the Plan ) of Bank of China Group Insurance Company Limited ( BOCG Insurance ) provide Personal Accident, Annual Travel
More informationtravel with confidence, wherever your destination
leisure & travel travel with confidence, wherever your destination SmartTraveller Easy Single Trip - International The travel insurance that gives you a world of protection! A member of SmartTraveller
More informationTRAVEL INSURANCE (BUSINESS AND HOLIDAY) Claim Form
SBI General Insurance Company Limited IRDA Reg. No. 144 dated 15/12/2009 CIN: U66000MH2009PLC190546 TRAVEL INSURANCE (BUSINESS AND HOLIDAY) Claim Form Call (Toll Free) 1800 22 1111 1800 102 1111 www.sbigeneral.in
More informationPROPOSAL FORM Smart Traveller Insurance Policy (Student)
PROPOSAL FORM Smart Traveller Insurance Policy (Student) This proposal will be the basis of any insurance policy that We may issue. You must disclose all facts relevant to all persons proposed to be insured
More informationUniversal Smart Travel Insurance Plan Basic Benefit
Universal Smart Travel Insurance Plan Basic Benefit 1. Personal Accident - In the event of the death or permanent disablement of the insured person as a result of an accident, claim will be payable according
More informationThe Chinese University of Hong Kong
The Chinese University of Hong Kong Internship Programme 2013 Group Travel Insurance for Students on 23 May 2013 Distinctive. Choice. A Jardine Matheson Associate Company Agenda Policy Coverage & Benefits
More informationtravel with confidence, wherever your destination
leisure & travel All premium rates are subject to applicable rate of Goods & Services Tax travel with confidence, wherever your destination SmartTraveller Annual The travel insurance that gives you a world
More informationGroup Domestic Travel Product Policy Terms & Conditions
Policy Terms & Conditions This Policy is a contract of insurance between You and Us which is subject to the receipt of premium as specified in the Schedule in full in respect of the Insured Persons and
More informationBOC Family Comprehensive Protection Plan (Series 1)
BOC Family Comprehensive Protection Plan (Series 1) Basic Benefit I. Personal Accident Protection Insured Items & Coverage Maximum Benefit (HK$) (Per insured person) Silver Plan Gold Plan 1. Personal Accident
More informationCLAIMS FORM FOR GROUP TRAVEL INSURANCE. Claimant s Name : Claimant s Address: Phone No.(Mobile): Phone No.(Res) : ID:
CLAIMS FORM FOR GROUP TRAVEL INSURANCE Claimant s Name : Claimant s Address: Phone No.(Mobile): Phone No.(Res) : E-mail ID: Policy Start Date : dd/mm/yyyy Policy End Date : dd/mm/yyyy In what capacity
More informationFEEL SAFE AND SECURE ON THE ROAD.
Group Benefits FEEL SAFE AND SECURE ON THE ROAD. Employee Travel Assistance Program Feel at home when you re away. Sometimes even the best laid travel plans go awry. And when you re away from home and
More informationTable of Benefits SUM INSURED (RM) FAMILY PLAN INDIVIDUAL PLAN 1. PERSONAL ACCIDENT. Accidental Death 300, ,000. Per Adult 50, ,000 50,000
Fact Sheet Travel Partner Policy Your Travel Partner Policy will indemnify you in the manner and to the extent as described in the policy, in respect of event occurring during your journey within the period
More informationtravel with confidence, wherever your destination
leisure & travel travel with confidence, wherever your destination SmartTraveller The travel insurance that gives you a world of protection! A member of SmartTraveller is designed the way travellers want
More informationHALIFAX TRAVEL INSURANCE. Your Policy Summary November 2015 edition
HALIFAX TRAVEL INSURANCE. Your Policy Summary November 2015 edition Helpful phone numbers We recommend that you save the following telephone numbers into your mobile phone: Emergency medical assistance
More informationAIA SINGAPORE AIA ASSIST / AROUND THE WORLD CLAIM FORM
AIA SINGAPORE AIA ASSIST / AROUND THE WORLD CLAIM FORM This printed form is forwarded on receipt of notice of a claim and its being sent is in no way an admission of claims. PART 1 (TO BE COMPLETED BY
More informationtravel with confidence, wherever your destination
leisure & travel travel with confidence, wherever your destination SmartTraveller The travel insurance that gives you a world of protection! A member of SmartTraveller is designed the way travellers want
More informationtravel with confidence, wherever your destination
leisure & travel travel with confidence, wherever your destination SmartTraveller The travel insurance that gives you a world of protection! A member of SmartTraveller is designed the way travellers want
More informationHealth Insurance Plan for INTERNATIONAL Students
Health Insurance Plan for INTERNATIONAL Students Colleges and universities require international students to have health insurance plans while studying. GBG Student Health Insurance Plans offer international
More informationRoundTrip Economy. SevenCorners
RoundTrip Economy SevenCorners CHOOSING ROUNDTRIP ECONOMY SCHEDULE OF BENEFITS WHY CHOOSE ROUNDTRIP ECONOMY? With RoundTrip Economy, you receive an economical plan which provides protection for your trip
More informationWestpac Rewards Credit Cards Emergency Travel Assistance.
Westpac Rewards Credit Cards Emergency Travel Assistance. Terms and Conditions. Effective 25 March 2013 We would ask you to take some time to read through these Terms and Conditions, as they contain important
More informationCavalry Elite Travel Insurance
Cavalry Travel Insurance is the ONE STOP INTEGRATED travel protection program for travels inside or outside the USA. Cavalry Travel Insurance is powered by Redpoint Resolutions, a medical and travel security
More informationFAQ GUEST INSURANCE. How Does Trip Cancellation and Interruption Coverage Work?
FAQ GUEST INSURANCE Is Kesari an Insurance Agent? Kesari is a Facilitator and not a Insurance Agent. Why should a Traveler Buy Travel Insurance? 1.Travel insurance gives travelers coverage for unforeseen
More informationDAN TravelAssist EMERGENCY EVACUATION BENEFIT
DAN TravelAssist One important benefit of your DAN Membership is that with your Individual Membership fee, you are automatically enrolled in DAN s travel assistance plan. Your family is covered with your
More informationIMPORTANT INFORMATION
IMPORTANT INFORMATION Coverage Details: Please refer to Part I of the schedule for the coverage applicable as per your plan along with the sum insured and deductibles In the event of a contingency which
More informationFearlessly. Travel the World. TourCare Essential. Liberty Insurance Pte Ltd (Registration No D)
Travel the World Fearlessly Liberty Insurance Pte Ltd (Registration No. 199002791D) 51 Club Street #03-00 Liberty House Singapore 069428 T. 1800-LIBERTY (5423 789) F. (+65) 6223 6434 www.libertyinsurance.com.sg
More informationACCIDENTAL DEATH AND DISMEMBERMENT & MEDICAL COVERAGE FORM
Named Insured: Policy Number: Effective: Policy Year From: To: Company Name: ACE American Insurance Company Premium: [ ] Included [ ] $ Due When Coverage Begins ACCIDENTAL DEATH AND DISMEMBERMENT & MEDICAL
More informationSingle Trip & Annual Multi Trip
1. Which countries can I travel to with your insurance? Our geographical limits are: Single Trip & Annual Multi Trip Abo ut Buying a Policy Europe: Republic of Ireland, t h e C h a n n e l I s l a n d
More informationHome Personal Insurance Business Insurance FAQ Make a claim Join Us TRAVEL INSURANCE
A XA Group Sites Site Map O ther Links O nline P ayment Home Personal Insurance Business Insurance FAQ Make a claim Join Us Personal Insurance Travel Insurance TRAVEL INSURANCE SmartTraveller SmartTraveller
More informationmaximum per single trip is limited to period of one hundred (100) consecutive days from the time of departure from Malaysia.
UW-NM-F413(E) AmGeneral Insurance Berhad (hereinafter called the Company), agree, subject to the terms, exceptions and conditions contained herein or endorsed, that if during the Period of Insurance, any
More informationTRAVEL VIP INFORMATIVE BOOKLET
TRAVEL VIP INFORMATIVE BOOKLET 2018 VUMI is with you wherever your travels take you Comprehensive Worldwide Coverage Travel VIP provides you with coverage anywhere in the world, giving you peace of mind
More informationPersonal Accident Comprehensive Protection Plan
Personal Accident Comprehensive Protection Plan Accidents may happen at unforeseeable moments. Effective and preventive measures can relieve possible burdens arising from any unexpected events that cause
More informationTravel+ Insurance Plan
This leaflet is only an illustration and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail
More informationChubb Protect Travel Insurance
Chubb Protect Travel Insurance A travel insurance product designed for Malindo Air passengers and underwritten by Chubb Insurance Australia Limited Selecting Your Cover Certain eligibility criteria apply.
More informationRed Rocks Community College
Red Rocks Community College Study Abroad 2013 2014 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call Toll Free: 1.888.243.2358
More informationNational Trust Travel Plan
National Trust Travel Plan Travel Insurance Designed for Travelers of INSURE FOR Trip Cancellation Missed Connection Baggage Loss and Delay and Emergency Medical Evacuation Early Purchase Advantages: Cancel
More informationComprehensive Student Travel cover
Future Student Suraksha Comprehensive Student Travel cover Call us at: 1800220233, 18603333, 0226783 7800 For product enquiries: SMS PRODUCT to 9222211 Website: www.futuregenerali.in You focus on academics.
More informationTravelCare 360 Enhanced
WORLDWIDE INDIVIDUAL COVERAGE TravelCare 360 Enhanced BE COVERED ANYWHERE YOU GO TravelCare 360 covers you anywhere in the world and provides you with peace of mind when traveling, whether you travel alone
More informationPRUhealth secure top-up plan
PRUhealth secure top-up plan Enhance your medical coverage with our top-up plan Health Insurance 1 PRUhealth secure top-up plan We understand that you deserve quality healthcare service throughout your
More information1-30 DAY TRAVEL INSURANCE
1-30 DAY TRAVEL INSURANCE SEE ANNUAL PLAN AIG OMAN INSURANCE ARAB ORIENT Platinum Gold Silver Elite - Excl US/ Elite - Incl US/ Ultimate - Excl US/ Ultimate - Incl US/ Family - Excl US/ Family - Incl US/
More informationExclusions applicable to Travel Policies:
In case of any claim or assistance abroad call TollFree Numbers : 7. Tuition Fee: Reimbursement of the tuition fee paid in advance for the current semester, (maximum limit mentioned in schedule) if the
More informationCar Assistance Programme (CAP) With an additional premium of RM 15 per annum per vehicle, the below services are provided under CAP:
Fact Sheet Premier PA Partner Policy Your Premier PA Partner Policy will compensate you for bodily injury caused by accidental means which injury shall solely and independently of any other cause result
More informationThis policy summary does not contain full details and conditions of your insurance these are located in your policy wording.
Policy summary COVERWISE SILVER - AXA Travel Insurance This policy summary does not contain full details and conditions of your insurance these are located in your policy wording. This insurance is underwritten
More informationLloyds Bank Travel Insurance Your policy summary. November 2015 edition
Lloyds Bank Travel Insurance Your policy summary November 2015 edition Policy summary This policy summary contains key information that you should read. It does not contain full details and conditions
More informationCHINA TAIPING INSURANCE (UK) CO LTD. Student Personal Accident Insurance Policy Summary Platinum
CHINA TAIPING INSURANCE (UK) CO LTD Student Personal Accident Insurance Policy Summary Platinum Cover Features This summary does not contain full details and conditions of your insurance these are located
More informationPetersen. The International Major Medical Plan FOR USES. International Underwriters
The International Major Medical Plan FOR Non USA Citizens in the USA Resident Aliens in the USA Optional Worldwide Coverage USES Tourism Immigration Religious Pursuits VISA Requirements Occupation Outsourcing
More informationVisa Card Trip Cancellation/Trip Interruption
Your Guide to Benefit describes the benefit in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationPolicy Number: 07835F Policy Dates: 7/01/18-6/30/19
Rutgers University International Travel Medical Insurance Summary of Benefits 2018-2019 Eligibility: Sponsored Students; Faculty, Staff or Other Employees and their Spouses and Children; Parents and Other
More informationSimple, easy and worry-free.
Simple, easy and worry-free. Peace of Mind Options dollar.com Peace of Mind Our optional services can reduce your financial burden if you have a loss while renting our vehicle. To obtain any of the Peace
More informationEQ TRAVEL CLAIM FORM
EQ TRAVEL CLAIM FORM Agency Policy No Please note: Sections 1, 2 and 12 must be completed. Sections 3 to 11 complete only the relevant sections. The acceptance of this form is NOT an admission of liability
More informationLifeMap Assurance Company PLUS PROGRAM ASSISTANCE PROGRAM DESCRIPTION
LifeMap Assurance Company PLUS PROGRAM ASSISTANCE PROGRAM DESCRIPTION A comprehensive program providing You with 24/7 emergency medical and travel assistance services when You are outside Your Home Country
More informationTravel Assistance. Security That Travels With You. Standard Insurance Company
Travel Assistance Security That Travels With You Standard Insurance Company Standard Insurance Company is licensed to issue insurance in all states except New York. If you made a list of things that were
More informationKey Product Provisions
Group Hospital & Surgical Insurance Product Summary Student Medical Insurance Product Information This is an expense reimbursement plan that helps to reduce the financial burden on the family in event
More informationRM RM RM RM RM RM Benefits Sum Insured Limit Up To (RM) Overseas Essential Superior Premier Domestic A Trip Cancellation (Pre-departure) 20,000 22,000 30,000 1,000 B Medical & Associated Expenses 1 Medical
More informationTake It Easy TravelRight Plus Insurance
Take It Easy TravelRight Plus Insurance (Single Trip And Annual Cover) Product Disclosure Sheet (Read this Product Disclosure Sheet before you decide to take out the TravelRight Plus Insurance. Be sure
More information3 RBC Insurance TravelCare Medical Multi-TripV_11_July2016
TRAVELCARE MEDICAL MULTI-TRIP ANNUAL PLAN Emergency Medical Assistance Wherever you go, Assured Assistance Inc. and PAY-ASSIST are just a phone call away - 24 hours a day, 7 days a week. If you require
More informationUniversity of Rhode Island
University of Rhode Island 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529
More informationTravel Assistance. Security That Travels With You. Standard Insurance Company The Standard Life Insurance Company of New York
Travel Assistance Security That Travels With You Standard Insurance Company The Standard Life Insurance Company of New York Standard Insurance Company is licensed to issue insurance in all states except
More informationInternships Colombia Insurance Plan Information
Internships Colombia Insurance Plan Information national Policy Number: G600247 WORLDWIDE COVERAGE OUTSIDE YOUR HOME COUNTY Standard Enhanced Benefits Coverage in USD Coverage in USD MEDICAL EXPENSES $600,000;
More information