Particulars Schedule FOR THE QUARTER ENDED MARCH 31, (a) Premium 7,708,794 22,405,865 8,363,801 24,295,165

Transcription

1 FORM L-1-A-RA Name of the Insurer: PNB MetLife India Insurance Company Limited Registration No. and Date of Registration with the IRDA:117, August 6, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2014 Premiums earned net Particulars Schedule FOR THE QUARTER ENDED MARCH 31, 2014 UP TO THE QUARTER ENDED MARCH 31, 2014 FOR THE QUARTER ENDED MARCH 31, 2013 UP TO THE QUARTER ENDED MARCH 31, 2013 (Rs. 000) (Rs. 000). (Rs. 000) (Rs. 000). (a) Premium 7,708,794 22,405,865 8,363,801 24,295,165 (b) Reinsurance ceded L-4 (183,706) (653,301) (141,999) (544,772) (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent Gross 1,298,876 5,172,473 1,029,026 4,066,946 (b) Profit on sale/redemption of investments 1,205,745 6,355,278 2,615,531 6,727,864 (c) (Loss on sale/ redemption of investments) (279,354) (4,800,430) (1,356,110) (4,610,386) (d) Transfer/Gain on revaluation/change in fair value* 1,761,906 4,684,318 (3,472,703) 1,624,172 Transferred from Shareholders' Fund Other Income (a) Interest on policy loans 4,132 16,127 3,577 14,112 (b) Miscellaneous income 26,512 91,095 24, ,261 (c) Profit/(Loss) on sale of fixed assets(net) 2,157 (28) (462) (20,433) TOTAL (A) 11,545,062 33,271,397 7,065,212 31,676,929 Commission L-5 441,686 1,267, ,331 1,219,907 Operating Expenses related to Insurance Business L-6 1,386,978 5,405,968 1,553,150 5,684,606 Provision for doubtful debts Bad debts written off Provision for Tax Provision for Fringe Benefits Tax Provisions (other than taxation) - (a) For diminution in the value of investments (Net) (b) Advances & Recoveries 43,459 43,459 19,934 19,934 TOTAL (B) 1,872,123 6,717,101 1,969,415 6,924,447 Benefits Paid (Net) L-7 4,245,875 16,045,097 4,728,202 13,966,873 Interim & Other bonuses Paid 1,067 1,173 3,946 3,971 Change in valuation of liability in respect of life policies (a) Gross** - Linked Liability 1,371,141 (129,199) (3,518,131) 1,524,849 - Non Linked Liability 4,035,259 9,332,008 3,763,005 8,686,163 (b) Amount ceded in Reinsurance (178,786) (167,552) (34,872) (49,988) (c) Amount accepted in Reinsurance TOTAL (C) 9,474,556 25,081,527 4,942,149 24,131,868 SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 198,382 1,472, , ,614 APPROPRIATIONS Transfer to shareholders' account 39,354 39,354 27,458 27,458 Transfer to other reserves Balance being Funds for future appropriations 139, ,543 (113,521) (205,665) Surplus/(Deficit) after appropriaton 19,485 1,293, , ,821 TOTAL (D) 198,383 1,472, , ,614 Balance at the beginning of year (13,660,102) (14,934,488) (15,174,199) (15,733,309) Surplus/(Deficit) after appropriation 19,485 1,293, , ,821 Balance carried to balance sheet (13,640,616) (13,640,616) (14,934,488) (14,934,488) Details of Total Surplus (a) Interim & Other bonuses Paid 1,067 1,173 3,946 3,971 (b) Allocation of bonus to policyholders' 354, , , ,125 (c) Surplus shown in the Revenue Account 198,383 1,472, , ,614 (d) Total Surplus: [(a)+(b)+( c)] 553,633 1,828, , ,710 Notes: * Represents the deemed realised gain as per norms specified by the Authority. ** Represents Mathematical Reserves after allocation of bonus

2 FORM L-2-A-PL Name of the Insurer: PNB MetLife India Insurance Company Limited Registration No. and Date of Registration with the IRDA:117, August 6, 2001 PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2014 Shareholders Account (Non-technical Account) Particulars Schedule FOR THE QUARTER ENDED MARCH 31, 2014 UP TO THE QUARTER ENDED MARCH 31, 2014 FOR THE QUARTER ENDED MARCH 31, 2013 UP TO THE QUARTER ENDED MARCH 31, 2013 (Rs. 000). (Rs. 000). (Rs. 000). (Rs. 000). Amounts transferred from/to the Policyholders Account (Technical Account) 39,354 39,354 27,458 27,458 Income From Investments (a) Interest, Dividends & Rent net of accretion/amortisation of discount/ premium) 118, ,869 89, ,654 (b) Profit on sale/redemption of investments - 6,493 19,580 40,253 (c) (Loss on sale/ redemption of investments) - (248) (387) (2,045) - Other Income TOTAL (A) 158, , , ,320 - Expense other than those directly related to the insurance business L- 6 A 2,082 6, ,177 Bad debts written off Transfer to Policyholders' fund Provisions (Other than taxation) - (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others* (7,718) 7,318 19,749 19,749 TOTAL (B) (5,636) 13,409 20,478 30,926 Profit/ (Loss) before tax 163, , , ,394 Provision for Taxation Profit / (Loss) after tax 163, , , ,394 APPROPRIATIONS (a) Balance at the beginning of the year. 346,782 21,655 (94,449) (461,739) (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution on tax (e) Transfer to reserves/ other accounts (to be specified) Profit carried to the Balance Sheet 510, ,714 21,655 21,655 * The cost of unit compensation aggregating to Rs 7,318 thousand (Previous Year 19,749 thousands) have been charged to Profit & Loss Account (Shareholders account).

3 FORM L-3-A-BS Name of the Insurer: PNB MetLife India Insurance Company Limited Registration No. and Date of Registration with the IRDA:117, August 6, 2001 BALANCE SHEET AS AT MARCH 31, 2014 Particulars Schedule MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). SOURCES OF FUNDS SHAREHOLDERS FUNDS: SHARE CAPITAL L-8,L-9 20,128,843 20,128,843 SUBSCRIPTION RECEIVED AGAINST RIGHTS ISSUE (PENDING ALLOTMENT) - - RESERVES AND SURPLUS L ,714 21,655 CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT - - Sub-Total 20,639,557 20,150,498 BORROWINGS L-11-13,234 POLICYHOLDERS FUNDS: CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT - - POLICY LIABILITIES 36,615,204 27,378,794 INSURANCE RESERVES - - PROVISION FOR LINKED LIABILITIES-NON UNIT 240, ,249 PROVISION FOR LINKED LIABILITIES-UNIT 62,854,981 64,438,507 Sub-Total 99,711,001 92,271,550 FUNDS FOR DISCONTINUED POLICIES - Discontinued on account of non- payment of premium 2,467,996 1,191,784 - Others - - FUNDS FOR FUTURE APPROPRIATIONS - Linked Business Others 427, ,570 TOTAL 123,245, ,914,636 APPLICATION OF FUNDS INVESTMENTS Shareholders L-12 5,652,165 4,904,974 Policyholders L-13 38,316,935 28,718,259 ASSETS HELD TO COVER LINKED LIABILITIES L-14 65,322,977 65,630,291 LOANS L , ,594 FIXED ASSETS L , ,687 CURRENT ASSETS Cash and Bank Balances L-17 2,143,037 2,008,400 Advances and Other Assets L-18 3,016,994 2,180,034 Sub-Total (A) 5,160,031 4,188,434 CURRENT LIABILITIES L-19 5,025,765 4,485,816 PROVISIONS L , ,275 Sub-Total (B) 5,211,802 4,782,091 NET CURRENT ASSETS (C) = (A B) (51,772) (593,657) MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) L DEBIT BALANCE IN PROFIT & LOSS ACCOUNT (Shareholders Account) - - Debit Balance OF REVENUE ACCOUNT 13,640,616 14,934,488 TOTAL 123,245, ,914,636 CONTINGENT LIABILITIES Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000) (Rs. 000) Partly paid-up investments - - Claims, other than against policies, not acknowledged as debts by the company 25,614 16,606 Underwriting commitments outstanding (in respect of shares and securities) - - Guarantees given by or on behalf of the Company - - Statutory demands/ liabilities in dispute, not provided for 1,423, ,027 Reinsurance obligations to the extent not provided for in accounts - - Claims under policies not acknowledged as debts 73,581 67,287 TOTAL 1,522, ,920

4 SCHEDULES FORMING PART OF FINANCIAL STATEMENTS FORM L-4-PREMIUM SCHEDULE PREMIUM Particulars FOR THE UP TO THE FOR THE UP TO THE QUARTER ENDED QUARTER ENDED QUARTER ENDED QUARTER ENDED MARCH 31, 2014 MARCH 31, 2014 MARCH 31, 2013 MARCH 31, 2013 (Rs. 000). (Rs. 000). (Rs. 000). (Rs. 000). First year premiums 1,993,226 6,304,389 2,712,029 6,443,896 Renewal Premiums 5,470,388 15,646,998 5,510,705 15,894,408 Single Premiums 245, , ,067 1,956,861 TOTAL PREMIUM 7,708,794 22,405,865 8,363,801 24,295,165 Premium Income from business written: In India 7,708,794 22,405,865 8,363,801 24,295,165 Outside India TOTAL PREMIUM 7,708,794 22,405,865 8,363,801 24,295,165 FORM L-5 - COMMISSION SCHEDULE COMMISSION EXPENSES FOR THE UP TO THE FOR THE UP TO THE Particulars QUARTER ENDED QUARTER ENDED QUARTER ENDED QUARTER ENDED MARCH 31, 2014 MARCH 31, 2014 MARCH 31, 2013 MARCH 31, 2013 (Rs. 000) (Rs. 000) (Rs. 000) (Rs. 000) Commission paid Direct - First year premiums 293, , , ,143 - Renewal premiums 147, ,974 69, ,762 - Single premiums 474 1,726 1,599 34,002 Add: Commission on Re-insurance Accepted Less: Commission on Re-insurance Ceded Net Commission 441,686 1,267, ,331 1,219,907 Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated below: Agents 131, ,028 53, ,056 Brokers 4,545 19,325 5,620 23,340 Corporate Agency 306, , , ,767 Referral (395) (1,417) 47,111 (256) Others TOTAL (B) 441,686 1,267, ,331 1,219,907

5 FORM L-6-OPERATING EXPENSES SCHEDULE OPERATING EXPENSES RELATED TO INSURANCE BUSINESS Particulars FOR THE QUARTER ENDED MARCH 31, 2014 UP TO THE QUARTER ENDED MARCH 31, 2014 FOR THE QUARTER ENDED MARCH 31, 2013 UP TO THE QUARTER ENDED MARCH 31, 2013 (Rs. 000). (Rs. 000). (Rs. 000). (Rs. 000). Employees remuneration & welfare benefits 663,836 3,199, , Travel, conveyance and vehicle running expenses 45, ,760 36, Training expenses 8,781 30,343 8, Rents, rates & taxes 166, , , Repairs 24, ,796 23, Printing & stationery 15,074 50,610 17, Communication expenses 54, ,739 66, Legal & professional charges 67, ,536 99, Medical fees 7,959 27,977 10, Auditors' fees, expenses etc - - a) as auditor (800) 2, b) as adviser or in any other capacity, in respect of - (i) Taxation matters (ii) Insurance matters (iii) Management services; and (iv) Expenses (100) 1, c) in any other capacity Advertisement and publicity 75, , , Business Development & Sales promotion 164, , , Interest & Bank Charges 13,537 46,687 11, Recruitment expenses 10,880 27,790 14, Information technology expenses 5,298 19,012 (11,478) 4033 Facilities expenses 6,275 55,140 10, Power and water 36,072 88,460 42, Others (18,101) 25, Depreciation 38, ,780 43, TOTAL 1,386,978 5,405,968 1,553,150 5,684,606 FORM L-6 A-OPERATING EXPENSES SCHEDULE EXPENSE OTHER THAN THOSE DIRECTLY RELATED TO THE INSURANCE BUSINESS Particulars FOR THE QUARTER ENDED MARCH 31, 2014 UP TO THE QUARTER ENDED MARCH 31, 2014 FOR THE QUARTER ENDED MARCH 31, 2013 UP TO THE QUARTER ENDED MARCH 31, 2013 (Rs. 000). (Rs. 000). (Rs. 000). (Rs. 000). Employees remuneration & welfare benefits 1,455 3, ,904 Travel, conveyance and vehicle running expenses (3) Training expenses Rents, rates & taxes Repairs Printing & stationery Communication expenses Legal & professional charges Medical fees Auditors' fees, expenses etc - - a) as auditor b) as adviser or in any other capacity, in respect of (i) Taxation matters (ii) Insurance matters (iii) Management services; and (iv) Expenses c) in any other capacity Advertisement and publicity Business Development & Sales promotion Interest & Bank Charges Recruitment expenses (0) Information technology expenses (3) - (2) - Facilities expenses 411 1, Power and water Others (0) 1-7,601 Depreciation TOTAL 2,082 6, ,177

6 FORM L-7-BENEFITS PAID SCHEDULE BENEFITS PAID [NET] 1. Insurance Claims Particulars FOR THE QUARTER ENDED MARCH 31, 2014 UP TO THE QUARTER ENDED MARCH 31, 2014 FOR THE QUARTER ENDED MARCH 31, 2013 UP TO THE QUARTER ENDED MARCH 31, 2013 (Rs. 000). (Rs. 000). (Rs. 000). (Rs. 000). (a) Claims by Death, 438,151 1,644, ,103 1,286,664 (b) Claims by Maturity, 417,330 1,144, , ,948 (c) Annuities/Pension payment, 44, ,813 25, ,882 (d) Periodical Benefit 51, ,700 16,546 36,875 (e) Health 8 2,198 1,549 4,757 (f) Surrenders 3,436,458 13,572,700 4,213,316 12,600, (Amount ceded in reinsurance): - - (a) Claims by Death, (142,169) (580,930) (87,324) (353,959) (b) Claims by Maturity, (c) Annuities/Pension payment, (d) Periodical Benefit (e) Health (172) (1,408) (2,109) (2,286) (f) Surrenders Amount accepted in reinsurance: - - (a) Claims by Death, (b) Claims by Maturity, (c) Annuities/Pension payment, (d) Periodical Benefit (e) Health (f) Surrenders TOTAL 4,245,875 16,045,097 4,728,202 13,966,873

7 FORM L-8-SHARE CAPITAL SCHEDULE SHARE CAPITAL Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). Authorised Capital 30,000,000 30,000,000 3,000,000,000 (Previous year - 3,000,000,000) equity shares of Rs 10/- each Issued Capital 20,128,843 20,128,843 2,012,884,283 (Previous year - 2,012,884,283) equity shares of Rs 10/- each Subscribed, Called-up and Paid up Capital 20,128,843 20,128,843 2,012,884,283 (Previous year - 2,012,884,283 ) equity shares of Rs 10/- each fully paid up Less : Calls unpaid - - Add : Shares forfeited (Amount originally paid up) - - Less : Par value of Equity Shares bought back - - Less : Preliminary Expenses - - Expenses including commission or brokerage on Underwriting or subscription of shares TOTAL 20,128,843 20,128,843 Notes: None of the shareholders are having holding interest in the company FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE PATTERN OF SHAREHOLDING [As certified by the Management] Shareholder MARCH 31, 2014 MARCH 31, 2013 Number of Shares % of Holding Number of Shares % of Holding Promoters Indian 1,489,534,370 74% 1,489,534,370 74% Foreign 523,349,913 26% 523,349,913 26% Others TOTAL 2,012,884, % 2,012,884, % FORM L-10-RESERVES AND SURPLUS SCHEDULE RESERVES AND SURPLUS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000) (Rs. 000) Capital Reserve - - Capital Redemption Reserve - - Share Premium - - Revaluation Reserve - - General Reserves - - Less: Debit balance in Profit and Loss Account, if any - - Less: Amount utilized for Buy-back - - Catastrophe Reserve - - Other Reserves (to be specified) - - Balance of profit in Profit and Loss Account 510,714 21,655 TOTAL 510,714 21,655

8 FORM L-11-BORROWINGS SCHEDULE BORROWINGS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). Debentures/ Bonds - - Banks - - Financial Institutions - - Others Information technology equipment/computer Software on lease [secured against the information technology equipment and Computer software, net book - 9,709 value Rs Nil ] (Previous year Rs 1464 ) Vehicle lease [secured against the vehicles, net book value Rs NIL (Previous year -- Rs 19 ) - 3,525 TOTAL - 13,234 Notes: Note: Amount due with in 12 months from balance sheet date is Rs NIL (Previous year Rs 13,234 )

9 FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE INVESTMENTS-SHAREHOLDERS LONG TERM INVESTMENTS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000) (Rs. 000) Government securities and Government guaranteed bonds including Treasury Bills 2,806,405 2,424,485 Other Approved Securities 407, ,001 Other Investments (a)shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c ) Derivative Instruments - - (d) Debentures/ Bonds 655, ,205 (e) Other Securities (to be specified) - - (f) Subsidiaries - - Investment Properties-Real Estate - - Investments in Infrastructure and Social Sector (including Housing) 1,216, ,464 Other than Approved Investments - - SHORT TERM INVESTMENTS Government securities and Government guaranteed bonds including Treasury Bills 99,614 - Other Approved Securities - - Other Investments (a)shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c ) Derivative Instruments - - (d) Debentures/ Bonds 150,198 - (e) Other Securities - CP/CBLO/Bank Deposits 58, ,532 (f) Subsidiaries - - (g) Bank Deposits - - (h) Commercial Papers - - (i) Other securities - CP/CBLO/Bank Deposits Investment Properties-Real Estate - - Investments in Infrastructure and Social Sector (including Housing) 258,799 67,395 Other than Approved Investments (a) Debentures/ Bonds - 26,892 (b) Mutual funds - - (c ) Other securities - Inter corporate deposit - - (d) Other securities - Asset securitisation - Pass through certificates - - TOTAL 5,652,165 4,904, The Market Value of the total investment is Rs.5,390,177 (Previous year - Rs.4,895,950) 2. Government Securities include Section 7 deposit of Rs.114,904 (Previous year - Rs.110,069)

10 FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE INVESTMENTS-POLICYHOLDERS LONG TERM INVESTMENTS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000) (Rs. 000) Government securities and Government guaranteed bonds including Treasury Bills 26,010,461 19,510,188 Other Approved Securities 68,358 68,081 Other Investments (a) Shares (aa) Equity - - (bb)preference - - (b) Mutual Funds - - (c)derivative Instruments - - (d) Debentures/ Bonds 1,594,349 1,395,461 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - Investments in Infrastructure and Social Sector (including Housing) 9,282,947 6,733,670 Other than Approved Investments (a) Debentures/ Bonds 47,594 47,046 SHORT TERM INVESTMENTS Government securities and Government guaranteed bonds including Treasury Bills 364, ,434 Other Approved Securities - - Other Investments (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c)derivative Instruments - - (d) Debentures/ Bonds 250,381 99,961 (e) Other securities - Bank Deposits/CBLO/FD 597, ,297 (f) Subsidiaries - - (g) Investment Properties-Real Estate - - Investments in Infrastructure and Social Sector (including Housing) 100, ,121 Other than Approved Investments - - TOTAL 38,316,935 28,718,259 Notes: 1.The Market Value of the total investments is Rs.36,616,683 (Previous year - Rs.29,214,550).

11 FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE ASSETS HELD TO COVER LINKED LIABILITIES LONG TERM INVESTMENTS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000) (Rs. 000) Government securities and Government guaranteed bonds including Treasury Bills 7,684,674 5,597,904 Other Approved Securities 7,709 8,239 Other Investments (a) Shares (aa) Equity 44,914,213 47,195,749 (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 1,220,760 1,764,027 (e) Other Securities-Bank Deposits - - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - Investments in Infrastructure and Social Sector (including Housing) 4,759,415 4,665,393 Other than Approved Investments (a) Equity 1,616,664 1,932,468 (b) Preference - - (b) Debentures/ Bonds - - SHORT TERM INVESTMENTS Government securities and Government guaranteed bonds including Treasury Bills 2,404,056 1,114,205 Other Approved Securities - - Other Investments (a) Shares (aa) Equity - - (bb) Preference - - (b) Mutual Funds - - (c ) Derivative Instruments - - (d) Debentures/ Bonds 299, ,309 (e) Other Securities - CP/CBLO/Bank Deposits 1,650,922 1,872,563 (f) Subsidiaries - - (h) Other securities - CP/CBLO/Bank Deposits (g) Investment Properties-Real Estate - - Investments in Infrastructure and Social Sector (including Housing) 50, ,346 Other than Approved Investments (a) Mutual Funds - - (b) Debentures/ Bonds - 47,422 Other net current assets 714,033 1,221,666 TOTAL 65,322,977 65,630,291

12 FORM L-15-LOANS SCHEDULE LOANS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities, etc. - - ( c) Loans against policies 158, ,594 (d) Others (to be specified) - - Unsecured - - TOTAL 158, ,594 BORROWER-WISE CLASSIFICATION (a) Central and State Governments - - (b) Banks and Financial Institutions - - (c) Subsidiaries - - (d) Companies - - (e) Loans against policies 158, ,594 (f) Others (to be specified) - - TOTAL 158, ,594 PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India 158, ,594 (bb) Outside India - - (b) Non-standard loans less provisions (aa) In India - - (bb) Outside India - - TOTAL 158, ,594 MATURITY-WISE CLASSIFICATION (a) Short Term (b) Long Term 158, ,359 TOTAL 158, ,594

13 FORM 16-FIXED ASSETS SCHEDULE FIXED ASSETS Cost/ Gross Block Depreciation Net Block (Rs. 000) Particulars Opening Additions Deductions Closing Up to Last Year For The Period On Sales/ Adjustment To Date As at March 31, 2014 As at March 31, 2013 Goodwill Intangibles (specify) Computer Software - Owned 361,116 78, , ,407 44, ,479 62,633 28,709 Computer Software - Leased 131, , ,948 1, ,412-1,464 Land-Freehold Leasehold Property 569,581 20, , , ,803 58, , ,320 25,303 71,778 Buildings Furniture & Fittings 52,939 73,807 15, ,034 49,417 4,839 (42,306) 96,562 14,472 3,522 Information technology equipment - Owned 260,667 63,042 11, , ,507 41,101 11, ,186 79,094 57,160 Information technology equipment - Leased 540,578-43, , , , , Vehicles - Owned Vehicles -Leased 3,986-2,887 1,099 3, ,887 1, Office Equipment 170,171 5,562 17, , ,770 7,196 12, ,871 1,517 8,401 Others (Specify nature) TOTAL 2,091, , ,379 1,906,076 1,920, , ,987 1,723, , ,053 Work in progress 13, , ,713 23, ,028 13,634 Grand Total 2,104, , ,092 1,929,104 1,920, , ,987 1,723, , ,687 PREVIOUS YEAR 2,163, , ,858 2,104,951 1,781, ,208 88,168 1,920, ,687 -

14 FORM L-17-CASH AND BANK BALANCE SCHEDULE CASH AND BANK BALANCES Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). Cash (including cheques, drafts and stamps) 569, ,175 Bank Balances (a) Deposit Accounts (aa) Short-term (due within 12 months of the date of Balance Sheet) 928, ,025 (bb) Others - - (b) Current Accounts 644, ,200 (c ) Others (to be specified) - - Money at Call and Short Notice - (a) With Banks - - (b) With other Institutions Others (to be specified) - - TOTAL 2,143,037 2,008,400 Balances with non-scheduled banks included above - - CASH & BANK BALANCES In India 2,143,037 2,008,400 Outside India - - TOTAL 2,143,037 2,008,400 FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000) (Rs. 000) ADVANCES Reserve deposits with ceding companies - - Application money for investments - - Prepayments 47,477 52,823 Advances to Directors/Officers - - Advances to Suppliers 82,925 75,810 Advances to Employees 4,135 4,652 Advance tax paid and taxes deducted at source (Net of provision for taxation) Other Advances 247,741 - TOTAL (A) 382, ,391 OTHER ASSETS Income accrued on investments 1,332, ,404 Outstanding Premiums 695, ,232 Agents Balances 72,361 61,476 Foreign Agencies Balances - - Due from other entities carrying on insurance business (including reinsurers) 254,107 94,364 Due from subsidiaries/ holding company - - Deposit with Reserve Bank of India [Pursuant to section 7 of Insurance Act, ] Service tax/cess unutilized credit 29, Deposits 144, ,266 Other receivables 105, ,685 TOTAL (B) 2,634,654 2,046,643 TOTAL (A+B) 3,016,994 2,180,034

15 FORM L-19-CURRENT LIABILITIES SCHEDULE CURRENT LIABILITIES Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). Agents Balances 286, ,401 Balances due to other insurance companies 199, ,756 Deposits held on re-insurance ceded - - Premiums received in advance 453, ,221 Unallocated premium (policy/proposal deposits) 250, ,850 Sundry creditors 1,455,185 1,526,692 Due to subsidiaries/ holding company - - Claims Outstanding 934, ,146 Annuities Due - - Due to Officers/ Directors - - Taxes deducted at source payable 97,456 99,451 Service tax payable 6,052 6,514 Unclaimed amount of policyholders 1,109, ,189 Litigated Claims & Other Liabilities 234, ,496 TOTAL 5,025,765 4,485,816 FORM L-20-PROVISIONS SCHEDULE PROVISIONS Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). For taxation (less payments and taxes deducted at source) - - For proposed dividends - - For dividend distribution tax - - For gratuity 123, ,040 For compensated absences 62, ,235 Others (to be specified) - - TOTAL 186, ,275 FORM L-21-MISC EXPENDITURE SCHEDULE MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) Particulars MARCH 31, 2014 MARCH 31, 2013 (Rs. 000). (Rs. 000). Discount Allowed in issue of shares/ debentures - - Others (to be specified) - - TOTAL - -

16 Statement showing the Age-wise Analysis of the Unclaimed Amount of the Policyholders as on March 31st, 2014 Sr. Particulars Total Amount AGE-WISE ANALYSIS 1-6 Months 7-12 Months Months Months months months (Rs. In '000) Beyond 36 months 1 Claims settled but not paid to the policyholders / insured due to any reasons except under litigation from the insured / policyholders 6,125 3,380 1, Sum due to the insured / policyholders on maturity or otherwise 865,758 94, , , ,334 32,003 5,713 40,884 3 Any excess collection of the premium / tax or any other charges which is refundable to the policyholders either as terms of conditions of the policy or as per law or as may be directed by the Authority but not refunded so far 143,587 35,173 24,524 18,162 20,866 10,264 10,584 24,013 4 Cheques issued by the Insurer for settlement under a, b or c above and cheques have not been encashed by the policyholders / insured - Refer Note 94,073 24,163 6,654 9,018 2,506 3,326 3,796 44,609 Total 1,109, , , , ,706 45,594 20, ,607 Note: Item No. 4 do not include cheques within the validity period of three months amounting to Rs 277,923 thousands (Previous Year Rs. 111,427 thousands)

17 FORM L-22 Analytical Ratios* PERIODIC DISCLOSURES Registration No. and Date of Registration with the IRDA:117, August 6, 2001 Date : March 31, 2014 Sl.No. Particular FOR THE QUARTER ENDED MARCH 31, 2014 UP TO THE QUARTER ENDED MARCH 31, 2014 FOR THE QUARTER ENDED MARCH 31, 2013 UP TO THE QUARTER ENDED MARCH 31, New business premium income growth rate - segment wise - Participating policies (0.37) Non-participating policies (0.09) Pension (1.00) (1.00) (1.00) (1.00) - Non Par Pension (0.62) (0.60) 0.26 (0.75) - Health (0.86) (0.98) (0.98) (0.62) - Group - linked (0.82) (0.52) Individual Life - Linked (0.27) (0.50) (0.67) (0.30) - Pension - linked (7.31) (1.12) (0.91) 2 Net Retention Ratio Expense of Management to Gross Direct Premium Ratio Commission Ratio (Gross commission paid to Gross Premium) Ratio of policy holder's liabilities to shareholder's funds Growth rate of shareholders' fund 2.69% 34.18% 2.80% 49.00% 7 Ratio of surplus/(deficit) to policyholders' liability Change in net worth (Rs. In '000) 183,419 1,782,931 4,222 17,153 9 Profit after tax/total Income (Total real estate + loans)/(cash & invested assets) Total investments/(capital + Surplus) Total affiliated investments/(capital+ Surplus) Investment Yield (Annualised) - Non linked Par (With unrealised gains/losses) 14.89% 1.40% 10.34% 14.18% - Non linked Par (With realised gains/losses) 8.95% 8.99% 8.91% 8.98% - Non linked Non Par (With unrealised gains/losses) 13.38% 3.21% 10.16% 13.17% - Non linked Non Par (With realised gains/losses) 8.87% 8.96% 9.06% 9.15% 14 Conservation Ratio -Linked Non Linked Pension (both Linked and Non Linked) Health Persistency Ratio For 13th month 54.27% 56.84% 51.68% 44.15% For 25th month 47.49% 47.26% 38.06% 35.84% For 37th month 34.83% 36.25% 32.51% 30.24% For 49th Month 27.60% 27.54% 29.80% 27.91% for 61st month 11.85% 13.06% 28.10% 26.26% 16 NPA Ratio Gross NPA Ratio Net NPA Ratio Equity Holding Pattern for Life Insurers 1 (a) No. of shares 2,012,884,283 2,012,884,283 2,012,884,283 2,012,884,283 2 (b) Percentage of shareholding (Indian / Foreign) 74% : 26% 74% : 26% 74% : 26% 74% : 26% 3 (c) %of Government holding (in case of public sector insurance companies) (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the Basic - Rs.0.24 Basic - Rs.0.24 Basic - Rs.0.24 Basic - Rs.0.24 period (not to be annualized) Diluted - Rs.0.24 Diluted - Rs.0.24 Diluted - Rs.0.24 Diluted - Rs (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the Basic - Rs.0.24 Basic - Rs.0.24 Basic - Rs.0.24 Basic - Rs.0.24 period (not to be annualized) Diluted - Rs.0.24 Diluted - Rs.0.24 Diluted - Rs.0.24 Diluted - Rs (iv) Book value per share (Rs) Notes: Ratios are based on Public Disclosure guidelines issued by IRDA dated January 28, 2010

18 FORM L-23-RECEIPT AND PAYMENTS SCHEDULE Cash Flows from the operating activities: (Rs in '000's) Premium received from policyholders, including advance receipts 22,675,826 Other receipts 91,359 Payments to the re-insurers, net of commissions and claims/ Benefits (170,405) Payments to co-insurers, net of claims / benefit recovery - Payments of claims/benefits (16,132,048) Payments of commission and brokerage (1,262,780) Payments of other operating expenses (5,685,066) Preliminary and pre-operative expenses - Deposits, advances and staff loans (11,073) Income taxes paid (Net) - Service tax paid (733,238) Loans against policies - Other payments - Cash flows before extraordinary items (1,227,425) Cash flow from extraordinary operations (give break-up) - Net cash flow from operating activities (1,227,425) Cash flows from investing activities: Purchase of fixed assets (415,490) Proceeds from sale of fixed assets 72,101 Purchases of investments (995,857,931) Loans disbursed (6,976) Sales/ Maturity of investments 992,323,175 Repayments received - Rents/Interests/ Dividends received 5,260,417 Investments in money market instruments and in liquid mutual funds (Net)* - Change in other current assets - Expenses related to investments Net cash flow from investing activities 1,375,296 Cash flows from financing activities: Proceeds from issuance of share capital - Refund of subscription received against rights issue - Proceeds from borrowing (13,234) Repayments of borrowing (Finance lease obligations) - Interest/dividends paid - Net cash flow from financing activities (13,234) Effect of foreign exchange rates on cash and cash equivalents, net - Net increase in cash and cash equivalents: 134,637 Cash and cash equivalents at the beginning of the year 2,008,400 Cash and cash equivalents at the end of the year 2,143,037

19 L-24-Liab IRDA Periodic Disclosures FORM L-24 Valuation of net liabilities PERIODIC DISCLOSURES Valuation of net liabiltiies Date : March 31, 2014 (Rs in Lakhs) Sl.No. Particular As at MARCH 31, 2014 As at MARCH 31, Linked a Life 625, ,318 b General Annuity - - c Pension 27,984 32,985 d Health Non-Linked a Life 339, ,637 b General Annuity - - c Pension 33,703 34,497 d Health 6 73

20 L-25-(i)-Geog Dist-Individuals IRDA Periodic Disclosures FORM L-25- (i) : Geographical Distribution Channel - Individuals PERIODIC DISCLOSURES Registration No. and Date of Registration with the IRDA:117, August 6, 2001 Date : March 31, 2014 (Rs in Lakhs) Geographical Distribution of Total Business - Individual - April 2013 to March 2014 Sl.No. State / Union Territory Rural Urban Total Business No. of Policies No. of Lives Premium Sum Assured No. of Policies No. of Lives Premium Sum Assured No. of Policies No. of Lives Premium Sum Assured 1 Andhra Pradesh ,452 4,764 4,764 1, ,614 5,692 5,692 2,009 43,066 2 Arunachal Pradesh Assam ,136 1,321 1, ,850 1,766 1, ,985 4 Bihar 2,248 2, ,939 3,001 3, ,821 5,249 5,249 1,136 19,760 5 Chattisgarh ,302 1,397 1, ,879 1,947 1, ,181 6 Goa , ,773 7 Gujarat ,901 3,881 3,881 1, ,628 4,284 4,284 1,751 32,530 8 Haryana 1,351 1, ,615 1,908 1, ,600 3,259 3, ,215 9 Himachal Pradesh , Jammu & Kashmir 2,750 2, ,214 15,342 15,342 2, ,781 18,092 18,092 3,404 61, Jharkhand ,145 1, ,055 1,470 1, , Karnataka 3,173 3, ,152 12,764 12,764 5, ,859 15,937 15,937 6, , Kerala 2,591 2, ,437 9,408 9,408 4, ,370 11,999 11,999 4,790 62, Madhya Pradesh 1,336 1, ,961 2,876 2, ,560 4,212 4,212 1,133 20, Maharashtra ,747 5,586 5,586 2, ,657 5,901 5,901 3,023 74, Manipur Meghalaya Mirzoram Nagaland Orissa ,747 4,641 4, ,164 5,279 5,279 1,043 20, Punjab 3,186 3,186 1,034 14,369 5,272 5,272 1, ,019 8,458 8,458 2,290 46, Rajasthan 1,363 1, ,946 1,666 1, ,573 3,029 3, , Sikkim Tamil Nadu 1,886 1, ,000 7,851 7,851 2, ,124 9,737 9,737 3,204 51, Tripura Uttar Pradesh 16,695 16,695 3,878 56,751 42,871 42,871 14, ,994 59,566 59,566 18, , UttraKhand ,480 1,107 1, , West Bengal 1,631 1, ,657 5,873 5,873 3, ,403 7,504 7,504 4,024 59, Andaman & Nicobar Islands Chandigarh ,025 1,610 1, ,519 2,278 2, , Dadra & Nagrahaveli Daman & Diu Delhi ,855 6,121 6,121 2, ,178 6,649 6,649 2,255 45, Lakshadweep Puducherry Company Total 43,404 43,404 10, , , ,619 48, , , ,023 58, ,641

21 FORM L-25- (i) : Geographical Distribution Channel - GROUP PERIODIC DISCLOSURES Registration No. and Date of Registration with the IRDA:117, August 6, 2001 Date : March 31, 2014 (Rs in Lakhs) Sl.No. State / Union Territory Geographical Distribution of Total Business - GROUP - April 2013 to March 2014 Rural Urban Total Business No. of Policies No. of Lives Premium Sum Assured No. of Policies No. of Lives Premium Sum Assured No. of Policies No. of Lives Premium Sum Assured 1 Andhra Pradesh , , Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat , , Haryana , , Himachal Pradesh Jammu & Kashmir - 1, ,388 1, ,015 1, Jharkhand Karnataka ,137,247 7, ,137,348 7, Kerala , , Madhya Pradesh Maharashtra , , Manipur Meghalaya (3) (3) Mirzoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu , , Tripura Uttar Pradesh - 1, , , UttraKhand West Bengal Andaman & Nicobar Islands Chandigarh Dadra & Nagrahaveli Daman & Diu Delhi , , Lakshadweep Puducherry Company Total - 3, ,235,400 8, ,238,887 9,227 -

22 FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A (Read with Regulation 10) Name of the Insurer: PNB Metlife India Insurance Company Limited Registration Number: 117 Statement as on: March 31st, 2014 Statement of Investment Assets (Life Insurers) (Business within India) Periodicity of Submission: Quarterly Section I PART - A Rs.lakhs Total Application as per Balance Sheet (A) 1,232, Reconciliation of Investment Assets Add (B) Total Investment Assets (as per Balance Sheet) 1,092, Provisions Sch-14 1, Balance Sheet Value of: Current Liabilities Sch-13 50, A. Life Fund 405, , B. Pention & General Annuity and Group Business 34, Less (C ) C. Unit Linked Funds 653, Debit Balance in P& L A/c 136, ,092, Deferred tax asset - Loans Sch-09 1, Adv & Other Assets Sch-12 30, Cash & Bank Balance Sch-11 21, Fixed Assets Sch-10 2, Misc Exp. Not Written Off Sch Funds available for Investments 1,092, Section II NON - LINKED BUSINESS A. LIFE FUND % as per Reg SH Balance FRSM + UL-Non Unit Res PAR NON PAR (a) (b) (c) (d) (e) (f) = [b+c+d+e] (g) = [(f) - (a)]% (h) (i)=(a+f+h) (j) 1 Central Govt. Sec Not Less than 25% - 21,375 8, ,526 64, , , ,251 2 Central Govt Sec, State Govt Sec or Other Approved Not Less than Securities (incl (i) above) 50% - 33,134 8, ,689 64, , , ,852 3 Investment subject to Exposure Norms - a. Housing & Infrastructure Not Less than - 1. Approved Investments - 14,755 5,090 64,551 15,570 99, ,966 97,771 15% 2. Other Investments b. i) Approved Investments Not exceeding - 8, ,004 2,850 23, ,770 23,562 ii) Other Investments 35% TOTAL LIFE FUND 100% - 56,522 13, ,244 83, , , ,615 B. PENSION & GENERAL ANNUITY AND GROUP BUSINESS % as per Reg PH PAR NON PAR Book Value Actual % FVC Amount Total Fund Market Value (a) (b) (c)= (a+b) (d) (e) (f)=(c+e) (g) 1 Central Govt. Sec Not Less than 20% 4,227 6,457 10, ,684 10,521 2 Central Govt Sec, State Govt Sec or Other Approved Not Less than 40% 4,323 12,403 16, ,726 16,502 3 Balance in Approved investment Not Exceeding 60% ,265 17, ,913 17,952 TOTAL PENSION, GENERAL ANNUITY FUND 100% 4,971 29,668 34, ,638 34,453 LINKED BUSINESS C. LINKED FUNDS % as per Reg PH Total Fund (c) = PAR (a) NON PAR (b) (a+b) Actual % (d) 1 Approved Investments Not Less than 75% - 637, , Other Investments Not More than 25% - 16,167 16,167 2 TOTAL LINKED INSURANCE FUND 100% - 653, , PH Book Value (SH+PH) Actual % FVC Amount Total Fund Market Value

23 FORM L-27-UNIT LINKED BUSINESS-3A (Read with Regulation 10) Unit Linked Insurance Business Name of the Insurer: PNB Metlife India Insurance Company Limited Registration Number: 117 Link to Item 'C' of FORM 3A (Part A) Periodicty of Submission: Quarterly Statement as on: March 31st, 2014 PARTICULARS Opening Balance (Market Value) 29, , , , , , , , , , Add: Inflow during the Quarter , , , , Increase / (Decrease) Value of Inv [Net] 1, , , , , , Less: Outflow during the Quarter 1, , , , , TOTAL INVESTIBLE FUNDS (MKT VALUE) ULIF00525/01/05ACCELE RATO117 ULIF01015/12/09BALANCER2 F117 ULIF00425/01/05BALANCE RFN117 ULIF01721/12/10DISCONTIN U117 29, , , , , ULIF01315/12/09FLEXICAPFN1 ULGF00205/06/04GRABALAN ULGF00105/06/04GRADE 17 CE117 BTFND117 ULIF00325/01/05MODERA TORF117 ULIF01115/12/09MULTIPLIE211 7 ULIF00625/01/05MULTIPLIER11 7 4, , , , , INVESTMENT OF UNIT FUND ULIF00525/01/05ACCELE ULIF01015/12/09BALANCER2 ULIF00425/01/05BALANCE ULIF01721/12/10DISCONTIN ULIF01315/12/09FLEXICAPFN1 ULGF00205/06/04GRABALAN ULGF00105/06/04GRADE ULIF00325/01/05MODERA ULIF01115/12/09MULTIPLIE211 ULIF00625/01/05MULTIPLIER11 Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Approved Investments (>=75%) Central Govt Securities 1, % 1, % 12, % 24, % - 0.0% 1, % 4, % 1, % - 0.0% - 0.0% State Governement Securities - 0.0% 2, % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Other Approved Securities - 0.0% % % - 0.0% - 0.0% - 0.0% % % - 0.0% - 0.0% Corporate Bonds 1, % 2, % 5, % - 0.0% - 0.0% % 1, % % - 0.0% - 0.0% Infrastructure Bonds 1, % 3, % 8, % - 0.0% - 0.0% % 2, % % - 0.0% - 0.0% Equity 23, % 12, % 30, % - 0.0% 32, % 1, % - 0.0% % 87, % 249, % Money Market Investments % 2, % 1, % % % % % % 1, % 4, % Mutual funds - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Deposit with Banks - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Sub Total (A) 28, % 25, % 57, % 25, % 32, % 4, % 8, % 2, % 88, % 253, % Current Assets: Accrued Interest % % % - 0.0% - 0.0% % % % - 0.0% - 0.0% Dividend Recievable % % % - 0.0% % % - 0.0% % % % Bank Balance % % % % % % % % % % Receivable for Sale of Investments % % % - 0.0% % % - 0.0% % % 2, % Other Current Assets (for Investme % % - 0.0% - 0.0% % % % % % - 0.0% Less: Current Liabilities Payable for Investments % % % - 0.0% - 0.0% % - 0.0% % % 1, % Fund Mgmt Charges Payable % % % % % % % % % % Other Current Liabilities (for In % - 0.0% % % - 0.0% % - 0.0% % % 1, % Sub Total (B) % % % (333.71) -1.4% % % % % % (143.60) -0.1% Other Investments (<=25%) Corporate Bonds - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Infrastructure Bonds - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Equity % % 1, % - 0.0% 1, % % - 0.0% % 2, % 8, % Mutual funds - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Venture funds - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Others - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% Sub Total (C) % % 1, % - 0.0% 1, % % - 0.0% % 2, % 8, % Total (A + B + C) 29, % 26, % 59, % 24, % 34, % 4, % 8, % 2, % 92, % 261, % Fund Carried Forward (as per LB 2) 29, , , , , , , , , ,600.86

24 FORM L-27-UNIT LINKED BUSINESS-3A (Read with Regulation 10) Unit Linked Insurance Business Name of the Insurer: PNB Metlife India Insu Registration Number: 117 PART - B Periodicty of Submission: Quarterly Statement as on: March 31st, 2014 Rs. Lakhs Add: Less: PARTICULARS Opening Balance (Market Value) Inflow during the Quarter Increase / (Decrease) Valu Outflow during the Quarter TOTAL INVESTIBLE FUNDS (MKT VALUE) ULIF01616/11/10NAVGUA RANT117 ULIF00815/12/09PRESERVE R2117 1, , , , , , , , , , , , , , ULIF00125/01/05PRESERVER F117 ULIF00915/12/09PROTECTO R2117 ULIF00225/01/05PROTECTO RF117 ULIF01415/12/09RETGU ARFND117 ULIF01519/02/10RETGUA RFN2117 ULIF01215/12/09VIRTUE2 FND117 10, , , , ULIF00719/02/08VIRTUEFUND 117 Total of All Funds 638, , , , , , INVESTMENT OF UNIT FUND Approved Investments (>=75%) Central Govt Securities State Governement Securities Other Approved Securities Corporate Bonds Infrastructure Bonds Equity Money Market Investments Mutual funds Deposit with Banks Sub Total (A) Current Assets: Accrued Interest Dividend Recievable Bank Balance Receivable for Sale of Investments Other Current Assets (for Investme Less: Current Liabilities Payable for Investments Fund Mgmt Charges Payable Other Current Liabilities (for In Sub Total (B) Other Investments (<=25%) Corporate Bonds Infrastructure Bonds Equity Mutual funds Venture funds Others Sub Total (C) Total (A + B + C) Fund Carried Forward (as per LB 2) ULIF01616/11/10NAVGUA ULIF00815/12/09PRESERVE ULIF00125/01/05PRESERVER ULIF00915/12/09PROTECTO ULIF00225/01/05PROTECTO ULIF01415/12/09RETGU ULIF01519/02/10RETGUA ULIF01215/12/09VIRTUE2 ULIF00719/02/08VIRTUEFUND Total of All Funds % Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. Actual % 4, % 10, % 25, % 11, % - 0.0% - 0.0% - 0.0% - 0.0% 98, % % - 0.0% - 0.0% - 0.0% % - 0.0% - 0.0% - 0.0% - 0.0% 2, % - 0.0% % % % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% % % - 0.0% - 0.0% 11, % 7, % - 0.0% - 0.0% - 0.0% - 0.0% 29, % % - 0.0% - 0.0% 10, % 6, % - 0.0% - 0.0% - 0.0% - 0.0% 33, % % - 0.0% - 0.0% - 0.0% - 0.0% % % 1, % 11, % 449, % % % % 1, % % % % % % 16, % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% 1, % 4, % 10, % 48, % 25, % % % 1, % 11, % 630, % % % % 1, % % - 0.0% - 0.0% - 0.0% - 0.0% 4, % % - 0.0% - 0.0% - 0.0% - 0.0% % % % % % % % % % % % % % % % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% 3, % - 0.0% % - 0.0% 2, % - 0.0% - 0.0% - 0.0% % - 0.0% 3, % % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% % - 0.0% 2, % % % % % % % % % % % % - 0.0% % - 0.0% % % % % % 2, % % % (71.21) -0.7% 3, % % % (0.71) -0.2% % (185.36) -1.5% 7, % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% % - 0.0% - 0.0% - 0.0% - 0.0% % % % % 16, % - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0% % - 0.0% - 0.0% - 0.0% - 0.0% % % % % 16, % 1, % 5, % 10, % 52, % 26, % % % 1, % 11, % 653, % 1, , , , , , , ,229.77